Home Finance Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Home Finance Of America 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Finance Of America 521 Plymouth Road, Suite 112 Plymouth Meeting, PA 19462 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,868 |
| Total Mortgage Loan Application Amount | $375,841,000 |
| Average Mortgage Loan Application Amount | $204,000 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $108,500 |
| Highest Applicant Income | $757,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Home Finance Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Finance Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Home Finance Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Finance Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Finance Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Finance Of America's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 66 | $ 16,353,000 | $ 247,000 | $ 104,000 |
| Harris County Texas | 47 | $ 8,196,000 | $ 174,000 | $ 109,000 |
| Oakland County Michigan | 44 | $ 7,687,000 | $ 174,000 | $ 107,000 |
| Montgomery County Pennsylvania | 30 | $ 6,785,000 | $ 226,000 | $ 119,000 |
| San Diego County California | 27 | $ 6,835,000 | $ 253,000 | $ 110,000 |
| Middlesex County Massachusetts | 26 | $ 5,687,000 | $ 218,000 | $ 112,000 |
| Sacramento County California | 24 | $ 4,925,000 | $ 205,000 | $ 100,000 |
| Broward County Florida | 24 | $ 5,799,000 | $ 241,000 | $ 105,000 |
| Orange County California | 22 | $ 5,779,000 | $ 262,000 | $ 106,000 |
| Riverside County California | 21 | $ 4,797,000 | $ 228,000 | $ 105,000 |
| Wake County North Carolina | 21 | $ 4,613,000 | $ 219,000 | $ 111,000 |
| King County Washington | 21 | $ 4,456,000 | $ 212,000 | $ 93,000 |
| Fort Bend County Texas | 20 | $ 4,155,000 | $ 207,000 | $ 123,000 |
| Collin County Texas | 19 | $ 3,673,000 | $ 193,000 | $ 112,000 |
| Montgomery County Maryland | 18 | $ 4,972,000 | $ 276,000 | $ 131,000 |
| Bucks County Pennsylvania | 18 | $ 3,961,000 | $ 220,000 | $ 109,000 |
| Dallas County Texas | 17 | $ 3,357,000 | $ 197,000 | $ 101,000 |
| Tarrant County Texas | 17 | $ 2,539,000 | $ 149,000 | $ 98,000 |
| Travis County Texas | 17 | $ 3,707,000 | $ 218,000 | $ 129,000 |
| Alameda County California | 16 | $ 4,464,000 | $ 279,000 | $ 120,000 |
| Chester County Pennsylvania | 16 | $ 3,721,000 | $ 232,000 | $ 141,000 |
| Miami-Dade County Florida | 15 | $ 3,206,000 | $ 213,000 | $ 105,000 |
| Cook County Illinois | 15 | $ 3,387,000 | $ 225,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 15 | $ 3,242,000 | $ 216,000 | $ 92,000 |
| Denton County Texas | 15 | $ 2,678,000 | $ 178,000 | $ 93,000 |
| Middlesex County New Jersey | 14 | $ 3,840,000 | $ 274,000 | $ 121,000 |
| Palm Beach County Florida | 13 | $ 2,813,000 | $ 216,000 | $ 143,000 |
| Washtenaw County Michigan | 13 | $ 2,130,000 | $ 163,000 | $ 106,000 |
| Erie County New York | 13 | $ 2,077,000 | $ 159,000 | $ 74,000 |
| Fairfax County Virginia | 13 | $ 3,094,000 | $ 238,000 | $ 116,000 |
| Morris County New Jersey | 12 | $ 3,300,000 | $ 275,000 | $ 175,000 |
| Suffolk County New York | 12 | $ 3,275,000 | $ 272,000 | $ 142,000 |
| Allegheny County Pennsylvania | 12 | $ 1,967,000 | $ 163,000 | $ 81,000 |
| Delaware County Pennsylvania | 12 | $ 2,470,000 | $ 205,000 | $ 96,000 |
| Arapahoe County Colorado | 11 | $ 2,269,000 | $ 206,000 | $ 97,000 |
| Hillsborough County Florida | 11 | $ 2,025,000 | $ 184,000 | $ 100,000 |
| Howard County Maryland | 11 | $ 2,596,000 | $ 236,000 | $ 99,000 |
| Cuyahoga County Ohio | 11 | $ 1,470,000 | $ 133,000 | $ 95,000 |
| San Bernardino County California | 10 | $ 1,956,000 | $ 195,000 | $ 90,000 |
| Fulton County Georgia | 10 | $ 2,362,000 | $ 236,000 | $ 104,000 |
| Gwinnett County Georgia | 10 | $ 1,498,000 | $ 149,000 | $ 97,000 |
| Essex County Massachusetts | 10 | $ 1,964,000 | $ 196,000 | $ 110,000 |
| Norfolk County Massachusetts | 10 | $ 2,139,000 | $ 213,000 | $ 109,000 |
| Kent County Michigan | 10 | $ 1,549,000 | $ 154,000 | $ 95,000 |
| Macomb County Michigan | 10 | $ 1,067,000 | $ 106,000 | $ 69,000 |
| Hennepin County Minnesota | 10 | $ 1,938,000 | $ 193,000 | $ 92,000 |
| Bergen County New Jersey | 10 | $ 2,699,000 | $ 269,000 | $ 144,000 |
| Ocean County New Jersey | 10 | $ 2,215,000 | $ 221,000 | $ 81,000 |
| Fresno County California | 9 | $ 1,670,000 | $ 185,000 | $ 80,000 |
| Placer County California | 9 | $ 2,663,000 | $ 295,000 | $ 135,000 |
| Santa Clara County California | 9 | $ 2,555,000 | $ 283,000 | $ 138,000 |
| Camden County New Jersey | 9 | $ 1,757,000 | $ 195,000 | $ 121,000 |
| Mercer County New Jersey | 9 | $ 1,778,000 | $ 197,000 | $ 110,000 |
| Saratoga County New York | 9 | $ 1,822,000 | $ 202,000 | $ 136,000 |
| Westchester County New York | 9 | $ 2,743,000 | $ 304,000 | $ 146,000 |
| Summit County Ohio | 9 | $ 1,614,000 | $ 179,000 | $ 87,000 |
| Chesterfield County Virginia | 9 | $ 1,943,000 | $ 215,000 | $ 93,000 |
| Loudoun County Virginia | 9 | $ 2,454,000 | $ 272,000 | $ 112,000 |
| Butte County California | 8 | $ 2,047,000 | $ 255,000 | $ 86,000 |
| Contra Costa County California | 8 | $ 1,387,000 | $ 173,000 | $ 56,000 |
| Ventura County California | 8 | $ 2,398,000 | $ 299,000 | $ 119,000 |
| Jefferson County Colorado | 8 | $ 1,725,000 | $ 215,000 | $ 99,000 |
| Hartford County Connecticut | 8 | $ 1,428,000 | $ 178,000 | $ 103,000 |
| Pinellas County Florida | 8 | $ 1,597,000 | $ 199,000 | $ 127,000 |
| Cobb County Georgia | 8 | $ 1,645,000 | $ 205,000 | $ 124,000 |
| Ottawa County Michigan | 8 | $ 1,394,000 | $ 174,000 | $ 97,000 |
| Wayne County Michigan | 8 | $ 1,311,000 | $ 163,000 | $ 109,000 |
| Burlington County New Jersey | 8 | $ 1,691,000 | $ 211,000 | $ 111,000 |
| Monmouth County New Jersey | 8 | $ 1,890,000 | $ 236,000 | $ 180,000 |
| Rockland County New York | 8 | $ 2,096,000 | $ 262,000 | $ 110,000 |
| Mecklenburg County North Carolina | 8 | $ 1,249,000 | $ 156,000 | $ 95,000 |
| Brevard County Florida | 7 | $ 975,000 | $ 139,000 | $ 74,000 |
| Seminole County Florida | 7 | $ 1,556,000 | $ 222,000 | $ 123,000 |
| Lake County Illinois | 7 | $ 1,411,000 | $ 201,000 | $ 120,000 |
| Anne Arundel County Maryland | 7 | $ 1,551,000 | $ 221,000 | $ 108,000 |
| Baltimore County Maryland | 7 | $ 1,311,000 | $ 187,000 | $ 105,000 |
| Anoka County Minnesota | 7 | $ 1,178,000 | $ 168,000 | $ 147,000 |
| Hillsborough County New Hampshire | 7 | $ 1,056,000 | $ 150,000 | $ 102,000 |
| Berks County Pennsylvania | 7 | $ 1,028,000 | $ 146,000 | $ 74,000 |
| Lancaster County Pennsylvania | 7 | $ 1,389,000 | $ 198,000 | $ 109,000 |
| York County Pennsylvania | 7 | $ 1,146,000 | $ 163,000 | $ 92,000 |
| Bexar County Texas | 7 | $ 1,139,000 | $ 162,000 | $ 103,000 |
| Prince William County Virginia | 7 | $ 1,629,000 | $ 232,000 | $ 99,000 |
| San Joaquin County California | 6 | $ 1,054,000 | $ 175,000 | $ 84,000 |
| Adams County Colorado | 6 | $ 1,169,000 | $ 194,000 | $ 102,000 |
| Boulder County Colorado | 6 | $ 1,117,000 | $ 186,000 | $ 121,000 |
| Denver County Colorado | 6 | $ 1,344,000 | $ 224,000 | $ 97,000 |
| Manatee County Florida | 6 | $ 1,005,000 | $ 167,000 | $ 67,000 |
| St. Johns County Florida | 6 | $ 1,460,000 | $ 243,000 | $ 143,000 |
| DuPage County Illinois | 6 | $ 1,257,000 | $ 209,000 | $ 98,000 |
| Will County Illinois | 6 | $ 1,144,000 | $ 190,000 | $ 106,000 |
| Rockingham County New Hampshire | 6 | $ 1,197,000 | $ 199,000 | $ 99,000 |
| Atlantic County New Jersey | 6 | $ 1,302,000 | $ 217,000 | $ 296,000 |
| Essex County New Jersey | 6 | $ 1,488,000 | $ 248,000 | $ 121,000 |
| Dutchess County New York | 6 | $ 1,219,000 | $ 203,000 | $ 99,000 |
| Kings County New York | 6 | $ 1,334,000 | $ 222,000 | $ 124,000 |
| Nassau County New York | 6 | $ 1,393,000 | $ 232,000 | $ 133,000 |
| Orange County New York | 6 | $ 740,000 | $ 123,000 | $ 110,000 |
| Guilford County North Carolina | 6 | $ 529,000 | $ 88,000 | $ 70,000 |
| Franklin County Ohio | 6 | $ 1,062,000 | $ 177,000 | $ 100,000 |
| Northampton County Pennsylvania | 6 | $ 903,000 | $ 150,000 | $ 90,000 |
| Alexandria County Virginia | 6 | $ 1,576,000 | $ 262,000 | $ 150,000 |
| Snohomish County Washington | 6 | $ 2,000,000 | $ 333,000 | $ 120,000 |
| Kern County California | 5 | $ 1,438,000 | $ 287,000 | $ 161,000 |
| Nevada County California | 5 | $ 1,012,000 | $ 202,000 | $ 120,000 |
| Larimer County Colorado | 5 | $ 1,134,000 | $ 226,000 | $ 97,000 |
| Fairfield County Connecticut | 5 | $ 1,116,000 | $ 223,000 | $ 114,000 |
| Flagler County Florida | 5 | $ 759,000 | $ 151,000 | $ 90,000 |
| Orange County Florida | 5 | $ 805,000 | $ 161,000 | $ 81,000 |
| Harford County Maryland | 5 | $ 1,452,000 | $ 290,000 | $ 97,000 |
| Ramsey County Minnesota | 5 | $ 1,195,000 | $ 239,000 | $ 110,000 |
| Hudson County New Jersey | 5 | $ 1,381,000 | $ 276,000 | $ 90,000 |
| Monroe County New York | 5 | $ 546,000 | $ 109,000 | $ 94,000 |
| Butler County Ohio | 5 | $ 893,000 | $ 178,000 | $ 105,000 |
| Lake County Ohio | 5 | $ 833,000 | $ 166,000 | $ 61,000 |
| Dauphin County Pennsylvania | 5 | $ 922,000 | $ 184,000 | $ 77,000 |
| Kitsap County Washington | 5 | $ 938,000 | $ 187,000 | $ 102,000 |
| El Dorado County California | 4 | $ 1,038,000 | $ 259,000 | $ 132,000 |
| San Luis Obispo County California | 4 | $ 1,020,000 | $ 255,000 | $ 104,000 |
| San Mateo County California | 4 | $ 1,038,000 | $ 259,000 | $ 98,000 |
| El Paso County Colorado | 4 | $ 566,000 | $ 141,000 | $ 77,000 |
| Lee County Florida | 4 | $ 718,000 | $ 179,000 | $ 89,000 |
| Leon County Florida | 4 | $ 806,000 | $ 201,000 | $ 76,000 |
| Sarasota County Florida | 4 | $ 583,000 | $ 145,000 | $ 85,000 |
| Cherokee County Georgia | 4 | $ 615,000 | $ 153,000 | $ 118,000 |
| DeKalb County Georgia | 4 | $ 686,000 | $ 171,000 | $ 74,000 |
| Carroll County Maryland | 4 | $ 782,000 | $ 195,000 | $ 104,000 |
| Prince George's County Maryland | 4 | $ 671,000 | $ 167,000 | $ 118,000 |
| Bristol County Massachusetts | 4 | $ 1,379,000 | $ 344,000 | $ 128,000 |
| Worcester County Massachusetts | 4 | $ 925,000 | $ 231,000 | $ 92,000 |
| Genesee County Michigan | 4 | $ 667,000 | $ 166,000 | $ 139,000 |
| Livingston County Michigan | 4 | $ 860,000 | $ 215,000 | $ 105,000 |
| Washington County Minnesota | 4 | $ 692,000 | $ 173,000 | $ 79,000 |
| Cape May County New Jersey | 4 | $ 1,224,000 | $ 306,000 | $ 181,000 |
| Union County New Jersey | 4 | $ 939,000 | $ 234,000 | $ 145,000 |
| Onondaga County New York | 4 | $ 553,000 | $ 138,000 | $ 175,000 |
| Queens County New York | 4 | $ 730,000 | $ 182,000 | $ 78,000 |
| Schenectady County New York | 4 | $ 726,000 | $ 181,000 | $ 71,000 |
| Henderson County North Carolina | 4 | $ 428,000 | $ 107,000 | $ 64,000 |
| Orange County North Carolina | 4 | $ 749,000 | $ 187,000 | $ 121,000 |
| Hamilton County Ohio | 4 | $ 551,000 | $ 137,000 | $ 82,000 |
| Licking County Ohio | 4 | $ 374,000 | $ 93,000 | $ 101,000 |
| Medina County Ohio | 4 | $ 850,000 | $ 212,000 | $ 133,000 |
| Stark County Ohio | 4 | $ 587,000 | $ 146,000 | $ 105,000 |
| Lackawanna County Pennsylvania | 4 | $ 821,000 | $ 205,000 | $ 165,000 |
| Luzerne County Pennsylvania | 4 | $ 621,000 | $ 155,000 | $ 130,000 |
| Washington County Pennsylvania | 4 | $ 612,000 | $ 153,000 | $ 89,000 |
| Brazos County Texas | 4 | $ 396,000 | $ 99,000 | $ 100,000 |
| Montgomery County Texas | 4 | $ 655,000 | $ 163,000 | $ 76,000 |
| Nueces County Texas | 4 | $ 466,000 | $ 116,000 | $ 65,000 |
| Pierce County Washington | 4 | $ 545,000 | $ 136,000 | $ 73,000 |
| Marin County California | 3 | $ 848,000 | $ 282,000 | $ 204,000 |
| Sonoma County California | 3 | $ 630,000 | $ 210,000 | $ 85,000 |
| Eagle County Colorado | 3 | $ 563,000 | $ 187,000 | $ 83,000 |
| New Haven County Connecticut | 3 | $ 764,000 | $ 254,000 | $ 149,000 |
| New London County Connecticut | 3 | $ 752,000 | $ 250,000 | $ 115,000 |
| Citrus County Florida | 3 | $ 510,000 | $ 170,000 | $ 132,000 |
| Martin County Florida | 3 | $ 463,000 | $ 154,000 | $ 83,000 |
| Osceola County Florida | 3 | $ 338,000 | $ 112,000 | $ 73,000 |
| Forsyth County Georgia | 3 | $ 423,000 | $ 141,000 | $ 61,000 |
| Kane County Illinois | 3 | $ 564,000 | $ 188,000 | $ 163,000 |
| Cecil County Maryland | 3 | $ 689,000 | $ 229,000 | $ 97,000 |
| Frederick County Maryland | 3 | $ 662,000 | $ 220,000 | $ 107,000 |
| Worcester County Maryland | 3 | $ 530,000 | $ 176,000 | $ 103,000 |
| Barnstable County Massachusetts | 3 | $ 525,000 | $ 175,000 | $ 116,000 |
| Suffolk County Massachusetts | 3 | $ 570,000 | $ 190,000 | $ 87,000 |
| Clinton County Michigan | 3 | $ 431,000 | $ 143,000 | $ 73,000 |
| Kalamazoo County Michigan | 3 | $ 442,000 | $ 147,000 | $ 120,000 |
| Monroe County Michigan | 3 | $ 711,000 | $ 237,000 | $ 143,000 |
| Saginaw County Michigan | 3 | $ 492,000 | $ 164,000 | $ 99,000 |
| Dakota County Minnesota | 3 | $ 778,000 | $ 259,000 | $ 173,000 |
| Olmsted County Minnesota | 3 | $ 583,000 | $ 194,000 | $ 101,000 |
| Somerset County New Jersey | 3 | $ 757,000 | $ 252,000 | $ 208,000 |
| Albany County New York | 3 | $ 677,000 | $ 225,000 | $ 98,000 |
| Putnam County New York | 3 | $ 531,000 | $ 177,000 | $ 98,000 |
| Richmond County New York | 3 | $ 623,000 | $ 207,000 | $ 91,000 |
| Alamance County North Carolina | 3 | $ 665,000 | $ 221,000 | $ 97,000 |
| Cabarrus County North Carolina | 3 | $ 541,000 | $ 180,000 | $ 117,000 |
| Dare County North Carolina | 3 | $ 762,000 | $ 254,000 | $ 303,000 |
| Durham County North Carolina | 3 | $ 362,000 | $ 120,000 | $ 66,000 |
| Randolph County North Carolina | 3 | $ 313,000 | $ 104,000 | $ 43,000 |
| Greene County Ohio | 3 | $ 537,000 | $ 179,000 | $ 106,000 |
| Lorain County Ohio | 3 | $ 308,000 | $ 102,000 | $ 79,000 |
| Warren County Ohio | 3 | $ 415,000 | $ 138,000 | $ 77,000 |
| Beaver County Pennsylvania | 3 | $ 292,000 | $ 97,000 | $ 62,000 |
| Butler County Pennsylvania | 3 | $ 474,000 | $ 158,000 | $ 93,000 |
| Centre County Pennsylvania | 3 | $ 570,000 | $ 190,000 | $ 123,000 |
| Cumberland County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 73,000 |
| Lehigh County Pennsylvania | 3 | $ 706,000 | $ 235,000 | $ 166,000 |
| Galveston County Texas | 3 | $ 240,000 | $ 80,000 | $ 113,000 |
| Polk County Texas | 3 | $ 539,000 | $ 179,000 | $ 193,000 |
| Williamson County Texas | 3 | $ 414,000 | $ 138,000 | $ 93,000 |
| Arlington County Virginia | 3 | $ 979,000 | $ 326,000 | $ 131,000 |
| Fluvanna County Virginia | 3 | $ 481,000 | $ 160,000 | $ 69,000 |
| Roanoke County Virginia | 3 | $ 378,000 | $ 126,000 | $ 55,000 |
| Thurston County Washington | 3 | $ 502,000 | $ 167,000 | $ 97,000 |
| Walla Walla County Washington | 3 | $ 434,000 | $ 144,000 | $ 71,000 |
| Merced County California | 2 | $ 458,000 | $ 229,000 | $ 152,000 |
| San Francisco County California | 2 | $ 451,000 | $ 225,000 | $ 102,000 |
| Santa Cruz County California | 2 | $ 650,000 | $ 325,000 | $ 196,000 |
| Stanislaus County California | 2 | $ 240,000 | $ 120,000 | $ 68,000 |
| Mesa County Colorado | 2 | $ 560,000 | $ 280,000 | $ 80,000 |
| Moffat County Colorado | 2 | $ 187,000 | $ 93,000 | $ 75,000 |
| Weld County Colorado | 2 | $ 688,000 | $ 344,000 | $ 115,000 |
| Tolland County Connecticut | 2 | $ 331,000 | $ 165,000 | $ 144,000 |
| Windham County Connecticut | 2 | $ 244,000 | $ 122,000 | $ 71,000 |
| Collier County Florida | 2 | $ 433,000 | $ 216,000 | $ 106,000 |
| Gulf County Florida | 2 | $ 376,000 | $ 188,000 | $ 129,000 |
| Lake County Florida | 2 | $ 121,000 | $ 60,000 | $ 62,000 |
| Santa Rosa County Florida | 2 | $ 300,000 | $ 150,000 | $ 125,000 |
| Volusia County Florida | 2 | $ 204,000 | $ 102,000 | $ 59,000 |
| Chatham County Georgia | 2 | $ 560,000 | $ 280,000 | $ 141,000 |
| Muscogee County Georgia | 2 | $ 355,000 | $ 177,000 | $ 99,000 |
| Kent County Maryland | 2 | $ 367,000 | $ 183,000 | $ 88,000 |
| St. Mary's County Maryland | 2 | $ 457,000 | $ 228,000 | $ 94,000 |
| Washington County Maryland | 2 | $ 341,000 | $ 170,000 | $ 105,000 |
| Hampden County Massachusetts | 2 | $ 474,000 | $ 237,000 | $ 84,000 |
| Plymouth County Massachusetts | 2 | $ 329,000 | $ 164,000 | $ 96,000 |
| Eaton County Michigan | 2 | $ 388,000 | $ 194,000 | $ 73,000 |
| Grand Traverse County Michigan | 2 | $ 297,000 | $ 148,000 | $ 95,000 |
| Ingham County Michigan | 2 | $ 346,000 | $ 173,000 | $ 149,000 |
| Muskegon County Michigan | 2 | $ 238,000 | $ 119,000 | $ 65,000 |
| Carver County Minnesota | 2 | $ 282,000 | $ 141,000 | $ 163,000 |
| Itasca County Minnesota | 2 | $ 468,000 | $ 234,000 | $ 255,000 |
| Scott County Minnesota | 2 | $ 418,000 | $ 209,000 | $ 95,000 |
| St. Louis County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 142,000 |
| Chemung County New York | 2 | $ 353,000 | $ 176,000 | $ 58,000 |
| Oneida County New York | 2 | $ 319,000 | $ 159,000 | $ 85,000 |
| Tompkins County New York | 2 | $ 350,000 | $ 175,000 | $ 190,000 |
| Buncombe County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Forsyth County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 59,000 |
| Gaston County North Carolina | 2 | $ 252,000 | $ 126,000 | $ 65,000 |
| Jackson County North Carolina | 2 | $ 346,000 | $ 173,000 | $ 105,000 |
| New Hanover County North Carolina | 2 | $ 284,000 | $ 142,000 | $ 56,000 |
| Stanly County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 64,000 |
| Wilkes County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Delaware County Ohio | 2 | $ 456,000 | $ 228,000 | $ 120,000 |
| Mahoning County Ohio | 2 | $ 237,000 | $ 118,000 | $ 89,000 |
| Montgomery County Ohio | 2 | $ 358,000 | $ 179,000 | $ 125,000 |
| Portage County Ohio | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Washington County Ohio | 2 | $ 263,000 | $ 131,000 | $ 66,000 |
| Comal County Texas | 2 | $ 344,000 | $ 172,000 | $ 108,000 |
| Webb County Texas | 2 | $ 167,000 | $ 83,000 | $ 52,000 |
| Frederick County Virginia | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| Greene County Virginia | 2 | $ 562,000 | $ 281,000 | $ 92,000 |
| Virginia Beach County Virginia | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Clark County Washington | 2 | $ 423,000 | $ 211,000 | $ 77,000 |
| Spokane County Washington | 2 | $ 179,000 | $ 89,000 | $ 72,000 |
| Whatcom County Washington | 2 | $ 410,000 | $ 205,000 | $ 64,000 |
| Yakima County Washington | 2 | $ 191,000 | $ 95,000 | $ 38,000 |
| Humboldt County California | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Imperial County California | 1 | $ 204,000 | $ 204,000 | $ 110,000 |
| Madera County California | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Napa County California | 1 | $ 92,000 | $ 92,000 | $ 46,000 |
| Plumas County California | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Shasta County California | 1 | $ 310,000 | $ 310,000 | $ 63,000 |
| Sutter County California | 1 | $ 100,000 | $ 100,000 | $ 130,000 |
| Tulare County California | 1 | $ 170,000 | $ 170,000 | $ 100,000 |
| Tuolumne County California | 1 | $ 130,000 | $ 130,000 | $ 157,000 |
| Yolo County California | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Douglas County Colorado | 1 | $ 272,000 | $ 272,000 | $ 86,000 |
| Elbert County Colorado | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Fremont County Colorado | 1 | $ 87,000 | $ 87,000 | $ 70,000 |
| La Plata County Colorado | 1 | $ 338,000 | $ 338,000 | $ 86,000 |
| Montezuma County Colorado | 1 | $ 200,000 | $ 200,000 | $ 39,000 |
| Park County Colorado | 1 | $ 234,000 | $ 234,000 | $ 141,000 |
| Teller County Colorado | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Middlesex County Connecticut | 1 | $ 206,000 | $ 206,000 | $ 88,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Charlotte County Florida | 1 | $ 95,000 | $ 95,000 | $ 46,000 |
| Clay County Florida | 1 | $ 88,000 | $ 88,000 | $ 25,000 |
| Duval County Florida | 1 | $ 106,000 | $ 106,000 | $ 100,000 |
| Hernando County Florida | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Highlands County Florida | 1 | $ 161,000 | $ 161,000 | $ 104,000 |
| Marion County Florida | 1 | $ 122,000 | $ 122,000 | $ 106,000 |
| Okaloosa County Florida | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| Pasco County Florida | 1 | $ 192,000 | $ 192,000 | $ 85,000 |
| Polk County Florida | 1 | $ 150,000 | $ 150,000 | $ 107,000 |
| St. Lucie County Florida | 1 | $ 94,000 | $ 94,000 | $ 46,000 |
| Carroll County Georgia | 1 | $ 164,000 | $ 164,000 | $ 47,000 |
| Clarke County Georgia | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| Colquitt County Georgia | 1 | $ 320,000 | $ 320,000 | $ 136,000 |
| Columbia County Georgia | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Coweta County Georgia | 1 | $ 203,000 | $ 203,000 | $ 73,000 |
| Hall County Georgia | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Liberty County Georgia | 1 | $ 74,000 | $ 74,000 | $ 79,000 |
| Lowndes County Georgia | 1 | $ 96,000 | $ 96,000 | $ 81,000 |
| Pulaski County Georgia | 1 | $ 184,000 | $ 184,000 | $ 113,000 |
| Spalding County Georgia | 1 | $ 122,000 | $ 122,000 | $ 47,000 |
| Kankakee County Illinois | 1 | $ 259,000 | $ 259,000 | $ 150,000 |
| Kendall County Illinois | 1 | $ 175,000 | $ 175,000 | $ 413,000 |
| LaSalle County Illinois | 1 | $ 162,000 | $ 162,000 | $ 81,000 |
| McLean County Illinois | 1 | $ 250,000 | $ 250,000 | $ 161,000 |
| Moultrie County Illinois | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| Rock Island County Illinois | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| St. Clair County Illinois | 1 | $ 78,000 | $ 78,000 | $ 91,000 |
| Tazewell County Illinois | 1 | $ 280,000 | $ 280,000 | $ 132,000 |
| Baltimore City County Maryland | 1 | $ 360,000 | $ 360,000 | $ 190,000 |
| Charles County Maryland | 1 | $ 230,000 | $ 230,000 | $ 44,000 |
| Wicomico County Maryland | 1 | $ 173,000 | $ 173,000 | $ 80,000 |
| Benzie County Michigan | 1 | $ 123,000 | $ 123,000 | $ 30,000 |
| Berrien County Michigan | 1 | $ 226,000 | $ 226,000 | $ 100,000 |
| Cass County Michigan | 1 | $ 144,000 | $ 144,000 | $ 131,000 |
| Charlevoix County Michigan | 1 | $ 132,000 | $ 132,000 | $ 177,000 |
| Chippewa County Michigan | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Gratiot County Michigan | 1 | $ 221,000 | $ 221,000 | $ 87,000 |
| Jackson County Michigan | 1 | $ 122,000 | $ 122,000 | $ 54,000 |
| Newaygo County Michigan | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Ogemaw County Michigan | 1 | $ 75,000 | $ 75,000 | $ 100,000 |
| Van Buren County Michigan | 1 | $ 104,000 | $ 104,000 | $ 51,000 |
| Beltrami County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Cass County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 171,000 |
| Cook County Minnesota | 1 | $ 192,000 | $ 192,000 | $ 59,000 |
| Crow Wing County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 92,000 |
| Goodhue County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 125,000 |
| Stearns County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 23,000 |
| Todd County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 79,000 |
| Waseca County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 89,000 |
| Wilkin County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 129,000 |
| Carroll County New Hampshire | 1 | $ 178,000 | $ 178,000 | $ 274,000 |
| Cheshire County New Hampshire | 1 | $ 256,000 | $ 256,000 | $ 108,000 |
| Grafton County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 142,000 |
| Merrimack County New Hampshire | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Strafford County New Hampshire | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Passaic County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Sussex County New Jersey | 1 | $ 97,000 | $ 97,000 | $ 107,000 |
| Warren County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Chautauqua County New York | 1 | $ 73,000 | $ 73,000 | $ 462,000 |
| Cortland County New York | 1 | $ 345,000 | $ 345,000 | $ 155,000 |
| Greene County New York | 1 | $ 242,000 | $ 242,000 | $ 136,000 |
| Hamilton County New York | 1 | $ 225,000 | $ 225,000 | $ 211,000 |
| Madison County New York | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Niagara County New York | 1 | $ 247,000 | $ 247,000 | $ 171,000 |
| Oswego County New York | 1 | $ 81,000 | $ 81,000 | $ 72,000 |
| Rensselaer County New York | 1 | $ 104,000 | $ 104,000 | $ 56,000 |
| St. Lawrence County New York | 1 | $ 122,000 | $ 122,000 | $ 154,000 |
| Sullivan County New York | 1 | $ 272,000 | $ 272,000 | $ 228,000 |
| Ulster County New York | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Washington County New York | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Chatham County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Davidson County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 64,000 |
| Iredell County North Carolina | 1 | $ 318,000 | $ 318,000 | $ 85,000 |
| Lenoir County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Lincoln County North Carolina | 1 | $ 312,000 | $ 312,000 | $ 89,000 |
| Martin County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Moore County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Onslow County North Carolina | 1 | $ 307,000 | $ 307,000 | $ 123,000 |
| Person County North Carolina | 1 | $ 128,000 | $ 128,000 | $ 89,000 |
| Rutherford County North Carolina | 1 | $ 207,000 | $ 207,000 | $ 180,000 |
| Transylvania County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Union County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Watauga County North Carolina | 1 | $ 134,000 | $ 134,000 | $ 39,000 |
| Belmont County Ohio | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Carroll County Ohio | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Erie County Ohio | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Geauga County Ohio | 1 | $ 113,000 | $ 113,000 | $ 49,000 |
| Holmes County Ohio | 1 | $ 163,000 | $ 163,000 | $ 93,000 |
| Huron County Ohio | 1 | $ 126,000 | $ 126,000 | $ 73,000 |
| Logan County Ohio | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Lucas County Ohio | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Morrow County Ohio | 1 | $ 147,000 | $ 147,000 | $ 64,000 |
| Ottawa County Ohio | 1 | $ 187,000 | $ 187,000 | $ 100,000 |
| Perry County Ohio | 1 | $ 128,000 | $ 128,000 | $ 42,000 |
| Sandusky County Ohio | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Trumbull County Ohio | 1 | $ 98,000 | $ 98,000 | $ 95,000 |
| Wayne County Ohio | 1 | $ 76,000 | $ 76,000 | $ 61,000 |
| Adams County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 188,000 |
| Carbon County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 56,000 |
| Erie County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 101,000 |
| Franklin County Pennsylvania | 1 | $ 290,000 | $ 290,000 | $ 99,000 |
| Huntingdon County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 44,000 |
| Juniata County Pennsylvania | 1 | $ 84,000 | $ 84,000 | $ 48,000 |
| Lawrence County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
| Lebanon County Pennsylvania | 1 | $ 153,000 | $ 153,000 | $ 115,000 |
| Lycoming County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Mercer County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 100,000 |
| Monroe County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 105,000 |
| Montour County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Perry County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Pike County Pennsylvania | 1 | $ 72,000 | $ 72,000 | $ 90,000 |
| Westmoreland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 103,000 |
| Burnet County Texas | 1 | $ 109,000 | $ 109,000 | $ 105,000 |
| Grayson County Texas | 1 | $ 267,000 | $ 267,000 | $ 194,000 |
| Guadalupe County Texas | 1 | $ 91,000 | $ 91,000 | $ 149,000 |
| Hays County Texas | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Jefferson County Texas | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Kaufman County Texas | 1 | $ 162,000 | $ 162,000 | $ 47,000 |
| Lee County Texas | 1 | $ 107,000 | $ 107,000 | $ 89,000 |
| Live Oak County Texas | 1 | $ 147,000 | $ 147,000 | $ 86,000 |
| Medina County Texas | 1 | $ 111,000 | $ 111,000 | $ 40,000 |
| Midland County Texas | 1 | $ 110,000 | $ 110,000 | $ 58,000 |
| Parker County Texas | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Robertson County Texas | 1 | $ 180,000 | $ 180,000 | $ 52,000 |
| Rockwall County Texas | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| San Patricio County Texas | 1 | $ 302,000 | $ 302,000 | $ 143,000 |
| Smith County Texas | 1 | $ 80,000 | $ 80,000 | $ 73,000 |
| Taylor County Texas | 1 | $ 92,000 | $ 92,000 | $ 36,000 |
| Albemarle County Virginia | 1 | $ 392,000 | $ 392,000 | $ 182,000 |
| Botetourt County Virginia | 1 | $ 223,000 | $ 223,000 | $ 56,000 |
| Fauquier County Virginia | 1 | $ 196,000 | $ 196,000 | $ 55,000 |
| Hampton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 111,000 |
| Hanover County Virginia | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Henrico County Virginia | 1 | $ 412,000 | $ 412,000 | $ 301,000 |
| James City County Virginia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| King George County Virginia | 1 | $ 224,000 | $ 224,000 | $ 58,000 |
| Newport News County Virginia | 1 | $ 85,000 | $ 85,000 | $ 189,000 |
| Norfolk County Virginia | 1 | $ 323,000 | $ 323,000 | $ 723,000 |
| Northampton County Virginia | 1 | $ 300,000 | $ 300,000 | $ 82,000 |
| Orange County Virginia | 1 | $ 365,000 | $ 365,000 | $ 222,000 |
| Powhatan County Virginia | 1 | $ 270,000 | $ 270,000 | $ 16,000 |
| Rockingham County Virginia | 1 | $ 313,000 | $ 313,000 | $ 94,000 |
| Salem County Virginia | 1 | $ 296,000 | $ 296,000 | $ 141,000 |
| Shenandoah County Virginia | 1 | $ 260,000 | $ 260,000 | $ 168,000 |
| Spotsylvania County Virginia | 1 | $ 128,000 | $ 128,000 | $ 62,000 |
| Stafford County Virginia | 1 | $ 226,000 | $ 226,000 | $ 127,000 |
| York County Virginia | 1 | $ 388,000 | $ 388,000 | $ 72,000 |
| Clallam County Washington | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Kittitas County Washington | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| San Juan County Washington | 1 | $ 101,000 | $ 101,000 | $ 47,000 |
| Whitman County Washington | 1 | $ 241,000 | $ 241,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Home Finance Of America in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,582 | $315,784,000 | $199,000 | $600,000 | $106,000 | $757,000 |
| Home Purchase | 286 | $60,057,000 | $209,000 | $417,000 | $111,000 | $462,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,430 | $282,300,000 | $197,000 | $545,000 | $108,000 | $757,000 |
| Asian | 247 | $53,072,000 | $214,000 | $545,000 | $105,000 | $330,000 |
| Hispanic | 87 | $17,794,000 | $204,000 | $417,000 | $94,000 | $215,000 |
| Not Provided | 52 | $12,116,000 | $233,000 | $600,000 | $109,000 | $498,000 |
| Black or African American | 38 | $7,471,000 | $196,000 | $417,000 | $99,000 | $189,000 |
| American Indian or Alaskan Native | 9 | $1,797,000 | $199,000 | $342,000 | $95,000 | $141,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,291,000 | $258,000 | $344,000 | $106,000 | $149,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,868 | $375,841,000 | $201,000 | $600,000 | $107,000 | $757,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,152 | $230,762,000 | $200,000 | $417,000 | $109,000 | $757,000 |
| Application Denied By Financial Institution | 382 | $79,024,000 | $206,000 | $600,000 | $98,000 | $668,000 |
| Application Withdrawn By Applicant | 334 | $66,055,000 | $197,000 | $545,000 | $111,000 | $723,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 125 | $28,483,000 | $227,000 | $540,000 | $76,000 | $228,000 |
| Other | 108 | $21,153,000 | $195,000 | $500,000 | $118,000 | $500,000 |
| Collateral | 91 | $18,107,000 | $198,000 | $417,000 | $101,000 | $338,000 |
| Unverifiable Information | 22 | $4,239,000 | $192,000 | $407,000 | $121,000 | $668,000 |
| Credit History | 10 | $2,318,000 | $231,000 | $417,000 | $106,000 | $221,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $920,000 | $184,000 | $273,000 | $85,000 | $112,000 |
| Employment History | 4 | $711,000 | $177,000 | $363,000 | $70,000 | $107,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Finance Of America's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Finance Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.