Home Loan Center, Inc.
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Home Loan Center, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Home Loan Center, Inc. 11115 Rushmore Drive Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 68,690 |
| Total Mortgage Loan Application Amount | $14,311,585,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $9,090,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camp County Texas | 1 | $ 190,000 | $ 190,000 | $ 59,000 |
| Carson County Texas | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Castro County Texas | 1 | $ 150,000 | $ 150,000 | $ 78,000 |
| Clay County Texas | 1 | $ 280,000 | $ 280,000 | $ 150,000 |
| Comanche County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Delta County Texas | 1 | $ 94,000 | $ 94,000 | $ 55,000 |
| Dimmit County Texas | 1 | $ 127,000 | $ 127,000 | $ 115,000 |
| Donley County Texas | 1 | $ 67,000 | $ 67,000 | $ 42,000 |
| Floyd County Texas | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Franklin County Texas | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Freestone County Texas | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Gaines County Texas | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Gray County Texas | 1 | $ 159,000 | $ 159,000 | $ 72,000 |
| Hamilton County Texas | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| Hansford County Texas | 1 | $ 140,000 | $ 140,000 | $ 77,000 |
| Hartley County Texas | 1 | $ 160,000 | $ 160,000 | $ 294,000 |
| Hockley County Texas | 1 | $ 142,000 | $ 142,000 | $ 88,000 |
| Hopkins County Texas | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Jackson County Texas | 1 | $ 97,000 | $ 97,000 | $ 58,000 |
| Jasper County Texas | 1 | $ 211,000 | $ 211,000 | $ 147,000 |
| Jeff Davis County Texas | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Jones County Texas | 1 | $ 140,000 | $ 140,000 | $ 60,000 |
| Kleberg County Texas | 1 | $ 258,000 | $ 258,000 | $ 98,000 |
| Lee County Texas | 1 | $ 237,000 | $ 237,000 | $ 116,000 |
| Madison County Texas | 1 | $ 130,000 | $ 130,000 | $ 162,000 |
| Mason County Texas | 1 | $ 60,000 | $ 60,000 | $ 0 |
| McCulloch County Texas | 1 | $ 146,000 | $ 146,000 | $ 84,000 |
| Parmer County Texas | 1 | $ 79,000 | $ 79,000 | $ 82,000 |
| Reeves County Texas | 1 | $ 157,000 | $ 157,000 | $ 62,000 |
| Rusk County Texas | 1 | $ 213,000 | $ 213,000 | $ 62,000 |
| San Augustine County Texas | 1 | $ 100,000 | $ 100,000 | $ 49,000 |
| Stephens County Texas | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| Swisher County Texas | 1 | $ 117,000 | $ 117,000 | $ 90,000 |
| Terry County Texas | 1 | $ 90,000 | $ 90,000 | $ 83,000 |
| Yoakum County Texas | 1 | $ 139,000 | $ 139,000 | $ 125,000 |
| Beaver County Utah | 1 | $ 158,000 | $ 158,000 | $ 95,000 |
| San Juan County Utah | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Bath County Virginia | 1 | $ 220,000 | $ 220,000 | $ 91,000 |
| Brunswick County Virginia | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Charles City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 65,000 |
| Covington County Virginia | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| Craig County Virginia | 1 | $ 127,000 | $ 127,000 | $ 84,000 |
| Essex County Virginia | 1 | $ 260,000 | $ 260,000 | $ 150,000 |
| Galax County Virginia | 1 | $ 273,000 | $ 273,000 | $ 204,000 |
| Greensville County Virginia | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Highland County Virginia | 1 | $ 281,000 | $ 281,000 | $ 178,000 |
| Lexington County Virginia | 1 | $ 281,000 | $ 281,000 | $ 73,000 |
| Lunenburg County Virginia | 1 | $ 121,000 | $ 121,000 | $ 126,000 |
| Williamsburg County Virginia | 1 | $ 218,000 | $ 218,000 | $ 61,000 |
| Lincoln County Washington | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Clay County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Gilmer County West Virginia | 1 | $ 114,000 | $ 114,000 | $ 0 |
| McDowell County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 90,000 |
| Tyler County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Webster County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Green Lake County Wisconsin | 1 | $ 73,000 | $ 73,000 | $ 53,000 |
| Lafayette County Wisconsin | 1 | $ 86,000 | $ 86,000 | $ 61,000 |
| Pepin County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Rusk County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 65,000 |
| Converse County Wyoming | 1 | $ 224,000 | $ 224,000 | $ 109,000 |
| Niobrara County Wyoming | 1 | $ 96,000 | $ 96,000 | $ 36,000 |
| Platte County Wyoming | 1 | $ 108,000 | $ 108,000 | $ 120,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Home Loan Center, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 64,178 | $13,458,919,000 | $209,000 | $1,900,000 | $101,000 | $9,090,000 |
| Home Purchase | 4,075 | $772,213,000 | $189,000 | $920,000 | $91,000 | $2,000,000 |
| Home Improvement | 437 | $80,453,000 | $184,000 | $1,300,000 | $90,000 | $520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 33,318 | $7,010,992,000 | $210,000 | $1,900,000 | $101,000 | $9,090,000 |
| White | 30,094 | $6,155,743,000 | $204,000 | $1,400,000 | $99,000 | $4,800,000 |
| Hispanic | 2,145 | $446,641,000 | $208,000 | $742,000 | $91,000 | $6,011,000 |
| Black or African American | 1,571 | $302,588,000 | $192,000 | $950,000 | $88,000 | $5,340,000 |
| Asian | 1,357 | $351,694,000 | $259,000 | $932,000 | $117,000 | $1,785,000 |
| American Indian or Alaskan Native | 109 | $18,817,000 | $172,000 | $415,000 | $82,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 96 | $25,110,000 | $261,000 | $596,000 | $91,000 | $303,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,553 | $10,696,759,000 | $211,000 | $1,900,000 | $106,000 | $9,090,000 |
| FHA-insured (Federal Housing Administration) | 18,137 | $3,614,826,000 | $199,000 | $801,000 | $84,000 | $5,880,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 24,735 | $5,186,225,000 | $209,000 | $1,121,000 | $104,000 | $7,200,000 |
| Application Withdrawn By Applicant | 19,379 | $4,079,779,000 | $210,000 | $1,300,000 | $102,000 | $5,880,000 |
| Application Denied By Financial Institution | 15,063 | $3,081,315,000 | $204,000 | $1,900,000 | $90,000 | $9,090,000 |
| Loan Originated | 8,103 | $1,674,098,000 | $206,000 | $739,000 | $100,000 | $1,785,000 |
| Application Approved But Not Accepted | 1,410 | $290,168,000 | $205,000 | $733,000 | $91,000 | $1,006,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,362 | $758,263,000 | $173,000 | $1,870,000 | $84,000 | $9,090,000 |
| Credit Application Incomplete | 3,749 | $863,725,000 | $230,000 | $1,900,000 | $99,000 | $4,800,000 |
| Collateral | 2,607 | $543,357,000 | $208,000 | $920,000 | $98,000 | $870,000 |
| Debt-To-Income Ratio | 1,419 | $297,244,000 | $209,000 | $801,000 | $61,000 | $416,000 |
| Other | 1,255 | $259,307,000 | $206,000 | $1,050,000 | $93,000 | $3,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 337 | $72,666,000 | $215,000 | $950,000 | $89,000 | $1,020,000 |
| Unverifiable Information | 322 | $64,565,000 | $200,000 | $732,000 | $89,000 | $1,896,000 |
| Employment History | 35 | $6,471,000 | $184,000 | $504,000 | $80,000 | $480,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.