Home Loan Center, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Home Loan Center, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Center, Inc. 11115 Rushmore Drive Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2012 2011 |
| Total Number of Mortgage Applications | 68,690 |
| Total Mortgage Loan Application Amount | $14,311,585,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $94,000 |
| Highest Applicant Income | $9,090,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Home Loan Center, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Center, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Home Loan Center, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Center, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Center, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Center, Inc.'s mortgage activity for 2012.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,936 | $ 587,995,000 | $ 274,500 | $ 116,750 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,910 | $ 578,185,000 | $ 302,000 | $ 118,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,579 | $ 306,622,000 | $ 194,000 | $ 97,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 1,521 | $ 317,445,000 | $ 208,000 | $ 103,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,501 | $ 442,722,000 | $ 292,000 | $ 125,000 |
| PHILADELPHIA, PA | 1,291 | $ 283,293,000 | $ 219,000 | $ 106,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,171 | $ 262,616,000 | $ 224,000 | $ 103,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,167 | $ 203,435,000 | $ 174,000 | $ 117,000 |
| PHOENIX-MESA-GLENDALE, AZ | 1,060 | $ 214,316,000 | $ 202,000 | $ 100,000 |
| EDISON-NEW BRUNSWICK, NJ | 1,028 | $ 268,602,000 | $ 261,000 | $ 131,000 |
| BALTIMORE-TOWSON, MD | 950 | $ 235,433,000 | $ 247,000 | $ 111,000 |
| DALLAS-PLANO-IRVING, TX | 871 | $ 158,053,000 | $ 181,000 | $ 105,000 |
| DENVER-AURORA-BROOMFIELD, CO | 840 | $ 177,400,000 | $ 211,000 | $ 91,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 832 | $ 285,811,000 | $ 343,000 | $ 135,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 796 | $ 150,175,000 | $ 188,000 | $ 90,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 726 | $ 151,047,000 | $ 211,500 | $ 97,000 |
| NEWARK-UNION, NJ-PA | 726 | $ 193,242,000 | $ 219,500 | $ 108,500 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 723 | $ 219,222,000 | $ 303,000 | $ 118,000 |
| NASSAU-SUFFOLK, NY | 666 | $ 195,160,000 | $ 293,000 | $ 143,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 587 | $ 144,165,000 | $ 245,000 | $ 110,000 |
| CAMDEN, NJ | 541 | $ 104,520,000 | $ 193,000 | $ 110,000 |
| BOSTON-QUINCY, MA | 538 | $ 140,012,000 | $ 260,000 | $ 108,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 527 | $ 171,213,000 | $ 324,000 | $ 129,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 518 | $ 92,168,000 | $ 177,000 | $ 85,000 |
| PITTSBURGH, PA | 517 | $ 83,474,000 | $ 161,000 | $ 101,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 517 | $ 109,688,000 | $ 246,500 | $ 111,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 515 | $ 118,304,000 | $ 220,000 | $ 90,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 509 | $ 90,658,000 | $ 178,000 | $ 85,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 499 | $ 104,277,000 | $ 208,000 | $ 99,000 |
| KANSAS CITY, MO-KS | 496 | $ 80,346,000 | $ 161,000 | $ 86,500 |
| RALEIGH-CARY, NC | 486 | $ 99,213,000 | $ 204,000 | $ 98,000 |
| INDIANAPOLIS-CARMEL, IN | 483 | $ 77,103,000 | $ 159,000 | $ 82,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 472 | $ 91,747,000 | $ 194,000 | $ 101,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 458 | $ 125,133,000 | $ 273,000 | $ 111,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 453 | $ 135,700,000 | $ 299,000 | $ 141,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 451 | $ 82,948,000 | $ 183,000 | $ 105,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 451 | $ 73,423,000 | $ 153,500 | $ 81,000 |
| ST. LOUIS, MO-IL | 448 | $ 72,963,000 | $ 159,500 | $ 87,500 |
| FORT WORTH-ARLINGTON, TX | 446 | $ 73,447,000 | $ 164,000 | $ 96,000 |
| RICHMOND, VA | 442 | $ 93,329,000 | $ 211,000 | $ 99,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 420 | $ 82,861,000 | $ 197,000 | $ 100,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 405 | $ 106,992,000 | $ 264,000 | $ 109,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 400 | $ 66,841,000 | $ 162,333 | $ 84,666 |
| WARREN-TROY-FARMINGTON HILLS, MI | 386 | $ 68,053,000 | $ 176,000 | $ 101,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 379 | $ 83,757,000 | $ 222,000 | $ 95,500 |
| COLUMBUS, OH | 378 | $ 62,983,000 | $ 166,000 | $ 92,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 376 | $ 63,167,000 | $ 167,000 | $ 83,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 363 | $ 64,932,000 | $ 178,000 | $ 90,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 342 | $ 125,358,000 | $ 366,000 | $ 136,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 329 | $ 99,419,000 | $ 302,000 | $ 123,000 |
| BIRMINGHAM-HOOVER, AL | 328 | $ 56,531,000 | $ 172,000 | $ 87,000 |
| NEW HAVEN-MILFORD, CT | 328 | $ 67,832,000 | $ 206,000 | $ 95,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 328 | $ 135,770,000 | $ 413,000 | $ 163,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 319 | $ 52,762,000 | $ 165,000 | $ 89,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 315 | $ 52,533,000 | $ 166,000 | $ 94,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 312 | $ 63,448,000 | $ 203,000 | $ 98,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 301 | $ 63,383,000 | $ 210,000 | $ 107,000 |
| MEMPHIS, TN-MS-AR | 298 | $ 50,137,000 | $ 166,666 | $ 76,333 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 284 | $ 54,475,000 | $ 197,500 | $ 96,500 |
| JACKSONVILLE, FL | 274 | $ 52,168,000 | $ 190,000 | $ 96,000 |
| WILMINGTON, DE-MD-NJ | 268 | $ 54,933,000 | $ 192,666 | $ 92,333 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 256 | $ 83,302,000 | $ 325,000 | $ 112,000 |
| SALT LAKE CITY, UT | 247 | $ 54,250,000 | $ 219,000 | $ 100,000 |
| LAS VEGAS-PARADISE, NV | 236 | $ 48,518,000 | $ 205,000 | $ 103,000 |
| WORCESTER, MA | 234 | $ 49,724,000 | $ 212,000 | $ 106,000 |
| PEABODY, MA | 232 | $ 56,645,000 | $ 244,000 | $ 103,000 |
| ALBUQUERQUE, NM | 223 | $ 41,599,000 | $ 186,000 | $ 88,000 |
| COLUMBIA, SC | 221 | $ 35,895,000 | $ 162,000 | $ 79,000 |
| TUCSON, AZ | 218 | $ 42,605,000 | $ 195,000 | $ 91,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 216 | $ 34,743,000 | $ 162,500 | $ 92,000 |
| BATON ROUGE, LA | 214 | $ 38,347,000 | $ 179,000 | $ 90,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 212 | $ 45,837,000 | $ 207,500 | $ 115,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 209 | $ 40,995,000 | $ 196,000 | $ 85,000 |
| FRESNO, CA | 208 | $ 42,342,000 | $ 203,000 | $ 98,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 208 | $ 48,366,000 | $ 232,000 | $ 121,000 |
| OKLAHOMA CITY, OK | 207 | $ 32,100,000 | $ 155,000 | $ 86,000 |
| GARY, IN | 198 | $ 32,638,000 | $ 164,000 | $ 87,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 188 | $ 36,567,000 | $ 194,000 | $ 87,000 |
| SPRINGFIELD, MA | 183 | $ 34,730,000 | $ 189,000 | $ 87,000 |
| BAKERSFIELD-DELANO, CA | 181 | $ 36,313,000 | $ 200,000 | $ 89,000 |
| KNOXVILLE, TN | 180 | $ 30,958,000 | $ 171,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 175 | $ 35,361,000 | $ 202,000 | $ 94,000 |
| GREENSBORO-HIGH POINT, NC | 172 | $ 29,839,000 | $ 173,000 | $ 81,000 |
| STOCKTON, CA | 172 | $ 34,830,000 | $ 202,000 | $ 86,000 |
| HARRISBURG-CARLISLE, PA | 168 | $ 29,621,000 | $ 176,000 | $ 103,000 |
| HONOLULU, HI | 167 | $ 58,918,000 | $ 352,000 | $ 105,000 |
| BUFFALO-NIAGARA FALLS, NY | 166 | $ 24,007,000 | $ 144,000 | $ 85,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 166 | $ 30,248,000 | $ 182,000 | $ 108,000 |
| ALBANY-SCHENECTADY-TROY, NY | 164 | $ 30,378,000 | $ 185,000 | $ 102,000 |
| TULSA, OK | 163 | $ 25,553,000 | $ 156,000 | $ 81,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 161 | $ 26,698,000 | $ 165,000 | $ 86,000 |
| DURHAM-CHAPEL HILL, NC | 157 | $ 31,268,000 | $ 199,000 | $ 98,000 |
| ASHEVILLE, NC | 156 | $ 30,342,000 | $ 194,000 | $ 84,000 |
| WICHITA, KS | 154 | $ 22,876,000 | $ 148,000 | $ 83,000 |
| YORK-HANOVER, PA | 153 | $ 26,725,000 | $ 174,000 | $ 83,000 |
| LEXINGTON-FAYETTE, KY | 152 | $ 25,204,000 | $ 165,000 | $ 79,000 |
| CHATTANOOGA, TN-GA | 150 | $ 24,860,000 | $ 161,000 | $ 84,000 |
| LANCASTER, PA | 149 | $ 27,215,000 | $ 182,000 | $ 84,000 |
| ROCHESTER, NY | 148 | $ 22,984,000 | $ 155,000 | $ 97,000 |
| WILMINGTON, NC | 148 | $ 28,188,000 | $ 190,000 | $ 94,000 |
| CAPE CORAL-FORT MYERS, FL | 147 | $ 27,662,000 | $ 188,000 | $ 102,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 147 | $ 24,929,000 | $ 169,000 | $ 83,000 |
| HUNTSVILLE, AL | 145 | $ 26,606,000 | $ 183,000 | $ 88,000 |
| TACOMA, WA | 145 | $ 33,033,000 | $ 227,000 | $ 116,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 144 | $ 24,192,000 | $ 168,000 | $ 98,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 141 | $ 28,705,000 | $ 203,000 | $ 99,000 |
| AKRON, OH | 138 | $ 22,789,000 | $ 165,000 | $ 108,000 |
| DES MOINES-WEST DES MOINES, IA | 136 | $ 23,770,000 | $ 174,000 | $ 91,000 |
| SANTA ROSA-PETALUMA, CA | 135 | $ 38,503,000 | $ 285,000 | $ 147,000 |
| ANCHORAGE, AK | 133 | $ 31,646,000 | $ 237,000 | $ 104,000 |
| MANCHESTER-NASHUA, NH | 129 | $ 26,995,000 | $ 209,000 | $ 104,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 128 | $ 23,691,000 | $ 185,000 | $ 100,000 |
| SCRANTON--WILKES-BARRE, PA | 128 | $ 19,106,000 | $ 149,000 | $ 82,000 |
| TRENTON-EWING, NJ | 127 | $ 30,917,000 | $ 243,000 | $ 138,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 125 | $ 22,011,000 | $ 179,000 | $ 76,500 |
| TOLEDO, OH | 125 | $ 18,929,000 | $ 151,000 | $ 92,000 |
| MONTGOMERY, AL | 122 | $ 19,291,000 | $ 158,000 | $ 80,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 122 | $ 21,331,000 | $ 174,000 | $ 97,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 120 | $ 18,374,000 | $ 153,000 | $ 70,000 |
| NORWICH-NEW LONDON, CT | 120 | $ 23,956,000 | $ 199,000 | $ 241,000 |
| PORT ST. LUCIE, FL | 120 | $ 21,362,000 | $ 178,000 | $ 99,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 118 | $ 21,072,000 | $ 186,500 | $ 74,500 |
| WINSTON-SALEM, NC | 115 | $ 17,291,000 | $ 150,000 | $ 73,000 |
| OGDEN-CLEARFIELD, UT | 112 | $ 21,798,000 | $ 194,000 | $ 128,000 |
| FORT COLLINS-LOVELAND, CO | 110 | $ 23,169,000 | $ 210,000 | $ 92,000 |
| READING, PA | 110 | $ 18,718,000 | $ 170,000 | $ 97,000 |
| SAVANNAH, GA | 110 | $ 18,933,000 | $ 172,000 | $ 88,000 |
| MODESTO, CA | 108 | $ 19,453,000 | $ 180,000 | $ 90,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 107 | $ 20,154,000 | $ 188,000 | $ 102,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 107 | $ 17,222,000 | $ 159,000 | $ 74,000 |
| DAYTON, OH | 107 | $ 15,103,000 | $ 141,000 | $ 83,000 |
| VALLEJO-FAIRFIELD, CA | 107 | $ 24,795,000 | $ 231,000 | $ 98,000 |
| EL PASO, TX | 104 | $ 15,798,000 | $ 151,000 | $ 97,000 |
| HICKORY-LENOIR-MORGANTON, NC | 103 | $ 17,372,000 | $ 168,000 | $ 112,000 |
| PROVO-OREM, UT | 102 | $ 21,143,000 | $ 207,000 | $ 102,000 |
| VISALIA-PORTERVILLE, CA | 101 | $ 19,963,000 | $ 197,000 | $ 82,000 |
| MOBILE, AL | 100 | $ 15,931,000 | $ 159,000 | $ 76,000 |
| ROANOKE, VA | 98 | $ 17,328,000 | $ 176,000 | $ 83,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 98 | $ 14,022,000 | $ 150,000 | $ 76,000 |
| JACKSON, MS | 96 | $ 16,291,000 | $ 169,000 | $ 89,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 92 | $ 14,702,000 | $ 159,000 | $ 77,000 |
| BARNSTABLE TOWN, MA | 91 | $ 22,108,000 | $ 242,000 | $ 107,000 |
| LAKELAND-WINTER HAVEN, FL | 91 | $ 13,626,000 | $ 149,000 | $ 78,000 |
| GREELEY, CO | 88 | $ 17,733,000 | $ 201,000 | $ 89,000 |
| NAPLES-MARCO ISLAND, FL | 88 | $ 19,349,000 | $ 219,000 | $ 116,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 88 | $ 26,971,000 | $ 306,000 | $ 109,000 |
| MADISON, WI | 87 | $ 16,040,000 | $ 184,000 | $ 83,000 |
| FORT WAYNE, IN | 85 | $ 12,341,000 | $ 145,000 | $ 78,000 |
| GRAND RAPIDS-WYOMING, MI | 85 | $ 13,473,000 | $ 158,000 | $ 85,000 |
| SYRACUSE, NY | 85 | $ 12,447,000 | $ 146,000 | $ 100,000 |
| SHREVEPORT-BOSSIER CITY, LA | 84 | $ 13,846,000 | $ 164,000 | $ 87,000 |
| CHARLESTON, WV | 83 | $ 11,825,000 | $ 142,000 | $ 74,000 |
| BOULDER, CO | 82 | $ 22,061,000 | $ 269,000 | $ 129,000 |
| CHARLOTTESVILLE, VA | 79 | $ 17,261,000 | $ 218,000 | $ 90,000 |
| SPOKANE, WA | 79 | $ 12,921,000 | $ 163,000 | $ 146,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 77 | $ 22,181,000 | $ 288,000 | $ 101,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 75 | $ 14,842,000 | $ 197,000 | $ 105,000 |
| FAYETTEVILLE, NC | 75 | $ 11,197,000 | $ 149,000 | $ 76,000 |
| SPRINGFIELD, MO | 75 | $ 10,337,000 | $ 137,000 | $ 64,000 |
| CANTON-MASSILLON, OH | 74 | $ 10,775,000 | $ 145,000 | $ 91,000 |
| EUGENE-SPRINGFIELD, OR | 74 | $ 13,608,000 | $ 183,000 | $ 67,000 |
| BOISE CITY-NAMPA, ID | 73 | $ 12,937,000 | $ 177,000 | $ 87,000 |
| OCEAN CITY, NJ | 73 | $ 16,706,000 | $ 228,000 | $ 124,000 |
| SALEM, OR | 72 | $ 13,376,000 | $ 185,000 | $ 72,000 |
| COLUMBUS, GA-AL | 71 | $ 11,109,000 | $ 150,000 | $ 70,500 |
| LAKE HAVASU CITY-KINGMAN, AZ | 71 | $ 11,626,000 | $ 163,000 | $ 79,000 |
| LAFAYETTE, LA | 70 | $ 12,225,000 | $ 174,000 | $ 94,000 |
| SALINAS, CA | 70 | $ 21,902,000 | $ 312,000 | $ 183,000 |
| PRESCOTT, AZ | 69 | $ 14,636,000 | $ 212,000 | $ 95,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 69 | $ 10,081,000 | $ 185,500 | $ 74,500 |
| WINCHESTER, VA-WV | 67 | $ 13,098,000 | $ 189,000 | $ 88,000 |
| DOVER, DE | 66 | $ 12,615,000 | $ 191,000 | $ 78,000 |
| RACINE, WI | 64 | $ 10,831,000 | $ 169,000 | $ 80,000 |
| OLYMPIA, WA | 63 | $ 13,503,000 | $ 214,000 | $ 104,000 |
| REDDING, CA | 63 | $ 12,885,000 | $ 204,000 | $ 82,000 |
| KALAMAZOO-PORTAGE, MI | 62 | $ 9,597,000 | $ 154,000 | $ 92,000 |
| RENO-SPARKS, NV | 62 | $ 14,636,000 | $ 236,000 | $ 90,000 |
| SANTA CRUZ-WATSONVILLE, CA | 62 | $ 21,872,000 | $ 352,000 | $ 121,000 |
| ANN ARBOR, MI | 61 | $ 11,309,000 | $ 185,000 | $ 97,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 60 | $ 10,158,000 | $ 169,000 | $ 127,000 |
| OCALA, FL | 60 | $ 9,644,000 | $ 160,000 | $ 72,000 |
| CHICO, CA | 59 | $ 11,444,000 | $ 193,000 | $ 71,000 |
| MCALLEN-EDINBURG-MISSION, TX | 58 | $ 8,994,000 | $ 155,000 | $ 84,000 |
| TALLAHASSEE, FL | 58 | $ 10,747,000 | $ 185,000 | $ 83,000 |
| CLARKSVILLE, TN-KY | 56 | $ 8,591,000 | $ 148,500 | $ 81,500 |
| LANSING-EAST LANSING, MI | 56 | $ 8,087,000 | $ 144,000 | $ 106,000 |
| SANTA FE, NM | 56 | $ 12,005,000 | $ 214,000 | $ 88,000 |
| TUSCALOOSA, AL | 56 | $ 9,657,000 | $ 172,000 | $ 92,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 54 | $ 11,259,000 | $ 208,000 | $ 118,000 |
| SPARTANBURG, SC | 54 | $ 8,135,000 | $ 150,000 | $ 66,000 |
| APPLETON, WI | 53 | $ 8,444,000 | $ 159,000 | $ 94,000 |
| LINCOLN, NE | 53 | $ 8,891,000 | $ 167,000 | $ 84,000 |
| BREMERTON-SILVERDALE, WA | 52 | $ 11,652,000 | $ 224,000 | $ 92,000 |
| CORPUS CHRISTI, TX | 52 | $ 7,759,000 | $ 149,000 | $ 162,000 |
| EVANSVILLE, IN-KY | 52 | $ 6,700,000 | $ 125,000 | $ 72,500 |
| GAINESVILLE, GA | 51 | $ 9,416,000 | $ 184,000 | $ 86,000 |
| KINGSTON, NY | 51 | $ 10,621,000 | $ 208,000 | $ 90,000 |
| DULUTH, MN-WI | 50 | $ 8,118,000 | $ 152,500 | $ 68,000 |
| GAINESVILLE, FL | 50 | $ 9,161,000 | $ 183,000 | $ 97,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 50 | $ 7,567,000 | $ 151,000 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 50 | $ 7,254,000 | $ 145,000 | $ 58,500 |
| ROCKFORD, IL | 50 | $ 7,365,000 | $ 147,000 | $ 73,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 49 | $ 7,044,000 | $ 143,000 | $ 69,000 |
| MERCED, CA | 49 | $ 7,704,000 | $ 157,000 | $ 106,000 |
| PEORIA, IL | 49 | $ 7,206,000 | $ 147,000 | $ 93,000 |
| FLINT, MI | 48 | $ 7,328,000 | $ 152,000 | $ 85,000 |
| CHEYENNE, WY | 47 | $ 7,760,000 | $ 165,000 | $ 75,000 |
| LYNCHBURG, VA | 47 | $ 7,621,000 | $ 162,000 | $ 76,000 |
| AUBURN-OPELIKA, AL | 46 | $ 7,564,000 | $ 164,000 | $ 85,000 |
| BEAUMONT-PORT ARTHUR, TX | 46 | $ 6,810,000 | $ 148,000 | $ 81,000 |
| ANDERSON, SC | 45 | $ 6,964,000 | $ 154,000 | $ 75,000 |
| LAS CRUCES, NM | 44 | $ 7,295,000 | $ 165,000 | $ 75,000 |
| PASCAGOULA, MS | 44 | $ 7,126,000 | $ 161,000 | $ 82,000 |
| PUNTA GORDA, FL | 44 | $ 7,077,000 | $ 160,000 | $ 76,000 |
| ERIE, PA | 43 | $ 5,943,000 | $ 138,000 | $ 96,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 43 | $ 6,294,000 | $ 136,000 | $ 83,000 |
| JOHNSON CITY, TN | 43 | $ 7,230,000 | $ 168,000 | $ 94,000 |
| ELKHART-GOSHEN, IN | 42 | $ 5,604,000 | $ 133,000 | $ 62,000 |
| GREENVILLE, NC | 41 | $ 6,737,000 | $ 164,000 | $ 85,000 |
| MEDFORD, OR | 41 | $ 9,224,000 | $ 224,000 | $ 80,000 |
| NAPA, CA | 41 | $ 13,240,000 | $ 322,000 | $ 137,000 |
| TOPEKA, KS | 41 | $ 6,101,000 | $ 148,000 | $ 77,000 |
| BANGOR, ME | 40 | $ 6,169,000 | $ 154,000 | $ 76,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 40 | $ 7,513,000 | $ 187,000 | $ 104,000 |
| ATHENS-CLARKE COUNTY, GA | 39 | $ 6,917,000 | $ 177,000 | $ 125,000 |
| BILLINGS, MT | 39 | $ 7,202,000 | $ 184,000 | $ 80,000 |
| ROCHESTER, MN | 38 | $ 5,648,000 | $ 148,000 | $ 66,000 |
| AMARILLO, TX | 37 | $ 5,146,000 | $ 139,000 | $ 100,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 37 | $ 6,321,000 | $ 170,000 | $ 78,000 |
| BROWNSVILLE-HARLINGEN, TX | 37 | $ 5,752,000 | $ 155,000 | $ 93,000 |
| ELIZABETHTOWN, KY | 37 | $ 5,275,000 | $ 142,000 | $ 69,000 |
| GULFPORT-BILOXI, MS | 37 | $ 5,866,000 | $ 158,000 | $ 78,000 |
| JACKSONVILLE, NC | 37 | $ 6,645,000 | $ 179,000 | $ 92,000 |
| MACON, GA | 37 | $ 6,408,000 | $ 173,000 | $ 98,000 |
| PALM COAST, FL | 37 | $ 5,739,000 | $ 155,000 | $ 69,000 |
| CEDAR RAPIDS, IA | 36 | $ 5,085,000 | $ 141,000 | $ 68,000 |
| FLORENCE, SC | 36 | $ 5,443,000 | $ 151,000 | $ 75,000 |
| FORT SMITH, AR-OK | 36 | $ 5,347,000 | $ 137,000 | $ 78,500 |
| GREEN BAY, WI | 36 | $ 4,715,000 | $ 130,000 | $ 68,000 |
| LEBANON, PA | 36 | $ 5,879,000 | $ 163,000 | $ 70,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 36 | $ 5,956,000 | $ 165,000 | $ 114,000 |
| WACO, TX | 36 | $ 5,848,000 | $ 162,000 | $ 111,000 |
| YUBA CITY, CA | 36 | $ 7,703,000 | $ 213,000 | $ 119,000 |
| BELLINGHAM, WA | 35 | $ 8,152,000 | $ 232,000 | $ 107,000 |
| BURLINGTON, NC | 35 | $ 6,028,000 | $ 172,000 | $ 82,000 |
| LAKE CHARLES, LA | 35 | $ 5,565,000 | $ 159,000 | $ 79,000 |
| SEBASTIAN-VERO BEACH, FL | 35 | $ 6,443,000 | $ 184,000 | $ 76,000 |
| TYLER, TX | 35 | $ 6,762,000 | $ 193,000 | $ 106,000 |
| CLEVELAND, TN | 34 | $ 5,037,000 | $ 148,000 | $ 62,000 |
| LEWISTON-AUBURN, ME | 34 | $ 5,216,000 | $ 153,000 | $ 69,000 |
| LUBBOCK, TX | 34 | $ 4,978,000 | $ 146,000 | $ 109,000 |
| SALISBURY, MD | 34 | $ 5,718,000 | $ 168,000 | $ 78,000 |
| BEND, OR | 33 | $ 7,658,000 | $ 232,000 | $ 108,000 |
| BLOOMINGTON-NORMAL, IL | 33 | $ 5,359,000 | $ 162,000 | $ 79,000 |
| CASPER, WY | 33 | $ 5,485,000 | $ 166,000 | $ 76,000 |
| HOLLAND-GRAND HAVEN, MI | 33 | $ 4,871,000 | $ 147,000 | $ 97,000 |
| YUMA, AZ | 33 | $ 5,552,000 | $ 168,000 | $ 80,000 |
| ALEXANDRIA, LA | 32 | $ 5,160,000 | $ 161,000 | $ 89,000 |
| GLENS FALLS, NY | 32 | $ 6,035,000 | $ 188,000 | $ 97,000 |
| GRAND JUNCTION, CO | 32 | $ 5,386,000 | $ 168,000 | $ 65,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 32 | $ 5,377,000 | $ 168,000 | $ 80,000 |
| PUEBLO, CO | 32 | $ 5,287,000 | $ 165,000 | $ 69,000 |
| DECATUR, AL | 31 | $ 4,466,000 | $ 144,000 | $ 74,000 |
| MIDLAND, TX | 31 | $ 4,844,000 | $ 156,000 | $ 114,000 |
| BLOOMINGTON, IN | 30 | $ 4,433,000 | $ 147,000 | $ 93,000 |
| FLAGSTAFF, AZ | 30 | $ 6,487,000 | $ 216,000 | $ 86,000 |
| HANFORD-CORCORAN, CA | 30 | $ 5,331,000 | $ 177,000 | $ 122,000 |
| MONROE, MI | 30 | $ 5,456,000 | $ 181,000 | $ 79,000 |
| MORGANTOWN, WV | 30 | $ 5,253,000 | $ 175,000 | $ 105,000 |
| UTICA-ROME, NY | 30 | $ 4,630,000 | $ 154,000 | $ 87,000 |
| CHAMPAIGN-URBANA, IL | 29 | $ 4,183,000 | $ 144,000 | $ 108,000 |
| PITTSFIELD, MA | 29 | $ 5,325,000 | $ 183,000 | $ 95,000 |
| YAKIMA, WA | 29 | $ 4,955,000 | $ 170,000 | $ 74,000 |
| KANKAKEE-BRADLEY, IL | 28 | $ 4,422,000 | $ 157,000 | $ 78,000 |
| MORRISTOWN, TN | 28 | $ 4,233,000 | $ 151,000 | $ 61,000 |
| ROCKY MOUNT, NC | 28 | $ 3,844,000 | $ 137,000 | $ 106,000 |
| STATE COLLEGE, PA | 28 | $ 4,388,000 | $ 156,000 | $ 84,000 |
| EL CENTRO, CA | 27 | $ 4,591,000 | $ 170,000 | $ 92,000 |
| LAFAYETTE, IN | 27 | $ 3,977,000 | $ 147,000 | $ 79,000 |
| LAWRENCE, KS | 27 | $ 4,491,000 | $ 166,000 | $ 81,000 |
| MICHIGAN CITY-LA PORTE, IN | 27 | $ 4,283,000 | $ 158,000 | $ 70,000 |
| OSHKOSH-NEENAH, WI | 27 | $ 3,843,000 | $ 142,000 | $ 97,000 |
| WENATCHEE-EAST WENATCHEE, WA | 27 | $ 5,106,000 | $ 189,000 | $ 78,000 |
| ALBANY, GA | 26 | $ 4,524,000 | $ 174,000 | $ 69,000 |
| BINGHAMTON, NY | 26 | $ 3,501,000 | $ 134,000 | $ 73,000 |
| FAIRBANKS, AK | 26 | $ 5,593,000 | $ 215,000 | $ 99,000 |
| JOPLIN, MO | 26 | $ 3,112,000 | $ 119,000 | $ 68,000 |
| MADERA-CHOWCHILLA, CA | 26 | $ 5,438,000 | $ 209,000 | $ 94,000 |
| WARNER ROBINS, GA | 26 | $ 4,430,000 | $ 170,000 | $ 80,000 |
| ANNISTON-OXFORD, AL | 25 | $ 3,366,000 | $ 134,000 | $ 73,000 |
| HARRISONBURG, VA | 25 | $ 5,375,000 | $ 215,000 | $ 77,000 |
| LONGVIEW, WA | 25 | $ 4,355,000 | $ 174,000 | $ 99,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 25 | $ 3,112,000 | $ 124,000 | $ 78,000 |
| TERRE HAUTE, IN | 25 | $ 3,295,000 | $ 131,000 | $ 79,000 |
| FARMINGTON, NM | 24 | $ 5,010,000 | $ 208,000 | $ 90,000 |
| HOT SPRINGS, AR | 24 | $ 4,405,000 | $ 183,000 | $ 103,000 |
| MISSOULA, MT | 24 | $ 4,884,000 | $ 203,000 | $ 72,000 |
| SHEBOYGAN, WI | 24 | $ 3,347,000 | $ 139,000 | $ 71,000 |
| ALTOONA, PA | 23 | $ 3,472,000 | $ 150,000 | $ 79,000 |
| DALTON, GA | 23 | $ 3,317,000 | $ 144,000 | $ 63,000 |
| JANESVILLE, WI | 23 | $ 3,357,000 | $ 145,000 | $ 56,000 |
| MOUNT VERNON-ANACORTES, WA | 23 | $ 5,188,000 | $ 225,000 | $ 142,000 |
| OWENSBORO, KY | 23 | $ 3,502,000 | $ 152,000 | $ 83,000 |
| SPRINGFIELD, OH | 23 | $ 2,929,000 | $ 127,000 | $ 62,000 |
| ST. GEORGE, UT | 23 | $ 4,545,000 | $ 197,000 | $ 79,000 |
| WILLIAMSPORT, PA | 23 | $ 3,239,000 | $ 140,000 | $ 77,000 |
| DOTHAN, AL | 22 | $ 3,439,000 | $ 156,000 | $ 88,000 |
| EAU CLAIRE, WI | 22 | $ 3,568,000 | $ 162,000 | $ 96,000 |
| FLORENCE-MUSCLE SHOALS, AL | 22 | $ 3,630,000 | $ 165,000 | $ 87,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 22 | $ 2,647,000 | $ 115,500 | $ 84,500 |
| WHEELING, WV-OH | 22 | $ 3,081,000 | $ 148,000 | $ 82,000 |
| BRUNSWICK, GA | 21 | $ 4,187,000 | $ 199,000 | $ 94,000 |
| COEUR D'ALENE, ID | 21 | $ 3,898,000 | $ 185,000 | $ 64,000 |
| COLLEGE STATION-BRYAN, TX | 21 | $ 3,369,000 | $ 160,000 | $ 99,000 |
| JACKSON, TN | 21 | $ 2,843,000 | $ 135,000 | $ 73,000 |
| KOKOMO, IN | 21 | $ 3,004,000 | $ 143,000 | $ 70,000 |
| LOGAN, UT-ID | 21 | $ 3,682,000 | $ 177,000 | $ 82,500 |
| SIOUX FALLS, SD | 21 | $ 3,209,000 | $ 152,000 | $ 78,000 |
| WAUSAU, WI | 21 | $ 2,884,000 | $ 137,000 | $ 70,000 |
| ANDERSON, IN | 20 | $ 2,743,000 | $ 137,000 | $ 68,000 |
| BATTLE CREEK, MI | 20 | $ 2,516,000 | $ 125,000 | $ 61,000 |
| BOWLING GREEN, KY | 20 | $ 2,920,000 | $ 146,000 | $ 65,000 |
| COLUMBIA, MO | 20 | $ 3,510,000 | $ 175,000 | $ 86,000 |
| HATTIESBURG, MS | 20 | $ 3,831,000 | $ 191,000 | $ 105,000 |
| JONESBORO, AR | 20 | $ 2,735,000 | $ 136,000 | $ 85,000 |
| LAREDO, TX | 20 | $ 3,270,000 | $ 163,000 | $ 91,000 |
| MONROE, LA | 20 | $ 3,026,000 | $ 151,000 | $ 71,000 |
| SIOUX CITY, IA-NE-SD | 20 | $ 2,833,000 | $ 141,000 | $ 85,666 |
| ST. JOSEPH, MO-KS | 20 | $ 3,433,000 | $ 154,000 | $ 86,000 |
| LA CROSSE, WI-MN | 19 | $ 3,065,000 | $ 145,500 | $ 56,000 |
| MANHATTAN, KS | 19 | $ 3,018,000 | $ 158,000 | $ 63,000 |
| ROME, GA | 19 | $ 3,089,000 | $ 162,000 | $ 72,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 19 | $ 2,209,000 | $ 116,500 | $ 70,000 |
| GADSDEN, AL | 18 | $ 3,110,000 | $ 172,000 | $ 93,000 |
| IOWA CITY, IA | 18 | $ 2,904,000 | $ 161,000 | $ 90,000 |
| MUSKEGON-NORTON SHORES, MI | 18 | $ 2,372,000 | $ 131,000 | $ 78,000 |
| NILES-BENTON HARBOR, MI | 18 | $ 3,189,000 | $ 177,000 | $ 93,000 |
| ST. CLOUD, MN | 18 | $ 2,926,000 | $ 162,000 | $ 69,000 |
| WATERLOO-CEDAR FALLS, IA | 18 | $ 2,354,000 | $ 130,000 | $ 62,000 |
| COLUMBUS, IN | 17 | $ 2,718,000 | $ 159,000 | $ 73,000 |
| JOHNSTOWN, PA | 17 | $ 2,106,000 | $ 123,000 | $ 74,000 |
| SPRINGFIELD, IL | 17 | $ 2,025,000 | $ 119,000 | $ 70,000 |
| GOLDSBORO, NC | 16 | $ 2,538,000 | $ 158,000 | $ 77,000 |
| CORVALLIS, OR | 15 | $ 3,359,000 | $ 223,000 | $ 107,000 |
| JACKSON, MI | 15 | $ 2,466,000 | $ 164,000 | $ 389,000 |
| LAWTON, OK | 15 | $ 1,953,000 | $ 130,000 | $ 68,000 |
| MUNCIE, IN | 15 | $ 1,750,000 | $ 116,000 | $ 67,000 |
| ABILENE, TX | 14 | $ 1,738,000 | $ 124,000 | $ 85,000 |
| BAY CITY, MI | 14 | $ 1,742,000 | $ 124,000 | $ 72,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 14 | $ 1,920,000 | $ 137,000 | $ 89,000 |
| CUMBERLAND, MD-WV | 14 | $ 2,247,000 | $ 177,000 | $ 66,500 |
| GREAT FALLS, MT | 14 | $ 2,296,000 | $ 164,000 | $ 82,000 |
| IDAHO FALLS, ID | 14 | $ 2,783,000 | $ 198,000 | $ 98,000 |
| JEFFERSON CITY, MO | 14 | $ 2,238,000 | $ 159,000 | $ 68,000 |
| LIMA, OH | 14 | $ 1,775,000 | $ 126,000 | $ 70,000 |
| LONGVIEW, TX | 14 | $ 2,053,000 | $ 146,000 | $ 56,000 |
| MANSFIELD, OH | 14 | $ 1,791,000 | $ 127,000 | $ 61,000 |
| SANDUSKY, OH | 14 | $ 2,158,000 | $ 154,000 | $ 88,000 |
| VALDOSTA, GA | 14 | $ 2,075,000 | $ 148,000 | $ 74,000 |
| FOND DU LAC, WI | 13 | $ 2,684,000 | $ 206,000 | $ 68,000 |
| ODESSA, TX | 13 | $ 1,685,000 | $ 129,000 | $ 172,000 |
| SHERMAN-DENISON, TX | 13 | $ 1,594,000 | $ 122,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 12 | $ 1,576,000 | $ 131,000 | $ 61,000 |
| POCATELLO, ID | 12 | $ 1,737,000 | $ 144,000 | $ 77,000 |
| SUMTER, SC | 12 | $ 1,773,000 | $ 147,000 | $ 79,000 |
| DANVILLE, IL | 11 | $ 1,236,000 | $ 112,000 | $ 68,000 |
| DANVILLE, VA | 11 | $ 1,498,000 | $ 136,000 | $ 52,000 |
| ITHACA, NY | 11 | $ 1,807,000 | $ 164,000 | $ 92,000 |
| MANKATO-NORTH MANKATO, MN | 11 | $ 1,746,000 | $ 158,000 | $ 75,000 |
| DUBUQUE, IA | 10 | $ 1,268,000 | $ 126,000 | $ 62,000 |
| GRAND FORKS, ND-MN | 10 | $ 1,092,000 | $ 119,500 | $ 73,500 |
| PINE BLUFF, AR | 10 | $ 1,185,000 | $ 118,000 | $ 84,000 |
| SAN ANGELO, TX | 9 | $ 1,459,000 | $ 162,000 | $ 87,000 |
| CARSON CITY, NV | 8 | $ 1,424,000 | $ 178,000 | $ 74,000 |
| ELMIRA, NY | 8 | $ 1,116,000 | $ 139,000 | $ 58,000 |
| FARGO, ND-MN | 8 | $ 1,244,000 | $ 155,500 | $ 85,500 |
| LEWISTON, ID-WA | 8 | $ 1,577,000 | $ 196,500 | $ 73,500 |
| VICTORIA, TX | 8 | $ 1,351,000 | $ 168,000 | $ 115,000 |
| WICHITA FALLS, TX | 7 | $ 1,310,000 | $ 187,000 | $ 83,000 |
| AMES, IA | 6 | $ 846,000 | $ 141,000 | $ 51,000 |
| DECATUR, IL | 5 | $ 851,000 | $ 170,000 | $ 86,000 |
| RAPID CITY, SD | 4 | $ 806,000 | $ 201,000 | $ 97,000 |
| TEXARKANA, TX-TEXARKANA, AR | 2 | $ 328,000 | $ 164,000 | $ 95,500 |
| BISMARCK, ND | 1 | $ 137,000 | $ 137,000 | $ 436,000 |
Mortgage Loan Application Detail Totals for Home Loan Center, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 64,178 | $13,458,919,000 | $209,000 | $1,900,000 | $101,000 | $9,090,000 |
| Home Purchase | 4,075 | $772,213,000 | $189,000 | $920,000 | $91,000 | $2,000,000 |
| Home Improvement | 437 | $80,453,000 | $184,000 | $1,300,000 | $90,000 | $520,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 33,318 | $7,010,992,000 | $210,000 | $1,900,000 | $101,000 | $9,090,000 |
| White | 30,094 | $6,155,743,000 | $204,000 | $1,400,000 | $99,000 | $4,800,000 |
| Hispanic | 2,145 | $446,641,000 | $208,000 | $742,000 | $91,000 | $6,011,000 |
| Black or African American | 1,571 | $302,588,000 | $192,000 | $950,000 | $88,000 | $5,340,000 |
| Asian | 1,357 | $351,694,000 | $259,000 | $932,000 | $117,000 | $1,785,000 |
| American Indian or Alaskan Native | 109 | $18,817,000 | $172,000 | $415,000 | $82,000 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 96 | $25,110,000 | $261,000 | $596,000 | $91,000 | $303,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,553 | $10,696,759,000 | $211,000 | $1,900,000 | $106,000 | $9,090,000 |
| FHA-insured (Federal Housing Administration) | 18,137 | $3,614,826,000 | $199,000 | $801,000 | $84,000 | $5,880,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 24,735 | $5,186,225,000 | $209,000 | $1,121,000 | $104,000 | $7,200,000 |
| Application Withdrawn By Applicant | 19,379 | $4,079,779,000 | $210,000 | $1,300,000 | $102,000 | $5,880,000 |
| Application Denied By Financial Institution | 15,063 | $3,081,315,000 | $204,000 | $1,900,000 | $90,000 | $9,090,000 |
| Loan Originated | 8,103 | $1,674,098,000 | $206,000 | $739,000 | $100,000 | $1,785,000 |
| Application Approved But Not Accepted | 1,410 | $290,168,000 | $205,000 | $733,000 | $91,000 | $1,006,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,362 | $758,263,000 | $173,000 | $1,870,000 | $84,000 | $9,090,000 |
| Credit Application Incomplete | 3,749 | $863,725,000 | $230,000 | $1,900,000 | $99,000 | $4,800,000 |
| Collateral | 2,607 | $543,357,000 | $208,000 | $920,000 | $98,000 | $870,000 |
| Debt-To-Income Ratio | 1,419 | $297,244,000 | $209,000 | $801,000 | $61,000 | $416,000 |
| Other | 1,255 | $259,307,000 | $206,000 | $1,050,000 | $93,000 | $3,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 337 | $72,666,000 | $215,000 | $950,000 | $89,000 | $1,020,000 |
| Unverifiable Information | 322 | $64,565,000 | $200,000 | $732,000 | $89,000 | $1,896,000 |
| Employment History | 35 | $6,471,000 | $184,000 | $504,000 | $80,000 | $480,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Center, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Center, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.