Parkersburg-Marietta-Vienna, WV-OH Metro Area Mortgage Lenders & HMDA Data, 2012

In 2012, lenders reported 6,091 mortgage applications in Parkersburg-Marietta-Vienna, WV-OH metro area totaling $676.9 million, up 10% from 2011. The average application was for $111,125, and applicants reported an average income of $67,545. 62% of applications resulted in an originated loan and 15% were denied. The most active lender was Peoples Bank, National Associa, with 551 applications, followed by Truist Bank and Peoples Bank, National Associa.

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Total Number of Mortgage Applications 6,091
Total Mortgage Loan Application Amount $676,867,000
Average Mortgage Loan Application Amount $111,125
Highest Mortgage Loan Application Amount $8,000,000
Average Applicant Income $67,545
Highest Applicant Income $5,789,000
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Top Mortgage Lenders in Parkersburg-Marietta-Vienna, WV-OH Metro Area (2012)

Ranked by the number of mortgage applications each lender reported in Parkersburg-Marietta-Vienna, WV-OH metro area in 2012.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Peoples Bank, National Associa
Marietta, OH
551 $61,505,000 $111,000 $68,000
2 Truist Bank
Raleigh, NC
403 $42,885,000 $106,000 $75,000
3 Peoples Bank, National Associa
Marietta, OH
395 $45,032,000 $114,000 $70,000
4 Wesbanco Bank, Inc.
Wheeling, WV
255 $34,165,000 $133,000 $44,000
5 Community Bank of Parkersburg
Parkersburg, WV
233 $22,214,000 $95,000 $72,000
6 JPMorgan Chase Bank, NA
Columbus, OH
228 $26,118,000 $114,000 $70,000
7 Wells Fargo Bank NA
Minneapolis, MN
226 $29,107,000 $128,000 $60,000
8 Advantage Bank
Cambridge, OH
209 $22,353,000 $106,000 $76,000
9 Wells Fargo Bank NA
Minneapolis, MN
190 $22,385,000 $117,000 $61,000
10 Flagstar Bank NA
Troy, MI
182 $20,139,000 $110,000 $48,000

See every lender active in Parkersburg-Marietta-Vienna, WV-OH metro area in 2012 »

The tables below break down 2012 mortgage applications in Parkersburg-Marietta-Vienna, WV-OH metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Parkersburg-Marietta-Vienna, WV-OH in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,573 $426,262,000 $119,000 $8,000,000 $72,000 $5,789,000
Home Purchase 2,084 $224,837,000 $107,000 $980,000 $60,000 $1,650,000
Home Improvement 434 $25,768,000 $59,000 $1,690,000 $59,000 $975,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,289 $565,887,000 $106,000 $8,000,000 $69,000 $5,789,000
Not Provided 402 $48,949,000 $121,000 $1,100,000 $74,000 $803,000
Not applicable 296 $50,019,000 $168,000 $4,750,000 $15,000 $365,000
Black or African American 39 $3,551,000 $91,000 $254,000 $66,000 $221,000
Hispanic 23 $1,844,000 $80,000 $271,000 $64,000 $169,000
Asian 22 $4,386,000 $199,000 $386,000 $191,000 $575,000
American Indian or Alaskan Native 15 $1,732,000 $115,000 $400,000 $139,000 $1,373,000
Native Hawaiian or Other Pacific Islander 5 $499,000 $99,000 $152,000 $128,000 $504,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,796 $528,892,000 $110,000 $8,000,000 $74,000 $5,789,000
FHA-insured (Federal Housing Administration) 851 $89,714,000 $105,000 $268,000 $43,000 $344,000
VA-guaranteed (Veterans Administration) 315 $44,300,000 $140,000 $417,000 $50,000 $250,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 129 $13,961,000 $108,000 $271,000 $36,000 $71,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,767 $424,489,000 $112,000 $4,750,000 $73,000 $3,132,000
Application Denied By Financial Institution 928 $86,699,000 $93,000 $497,000 $60,000 $5,789,000
Application Withdrawn By Applicant 533 $64,901,000 $121,000 $8,000,000 $64,000 $624,000
Loan Purchased By The Institution 405 $48,037,000 $118,000 $433,000 $30,000 $358,000
Application Approved But Not Accepted 304 $32,544,000 $107,000 $765,000 $65,000 $548,000
File Closed For Incompleteness 154 $20,197,000 $131,000 $1,100,000 $75,000 $707,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 212 $16,096,000 $75,000 $267,000 $53,000 $800,000
Collateral 147 $18,256,000 $124,000 $412,000 $107,000 $5,789,000
Debt-To-Income Ratio 132 $13,243,000 $100,000 $497,000 $37,000 $112,000
Credit Application Incomplete 81 $8,679,000 $107,000 $342,000 $74,000 $407,000
Other 58 $6,774,000 $116,000 $390,000 $72,000 $365,000
Employment History 16 $1,227,000 $76,000 $120,000 $38,000 $92,000
Unverifiable Information 15 $2,069,000 $137,000 $258,000 $85,000 $191,000
Insufficient Cash (Downpayment, Closing Cost) 12 $1,122,000 $93,000 $165,000 $59,000 $125,000
Mortgage Insurance Denied 5 $631,000 $126,000 $180,000 $54,000 $72,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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