Home Loan Investment Bank Mortgage Lending & HMDA Data, 2003
In 2003, Home Loan Investment Bank of Warwick, RI reported 25,055 mortgage applications totaling $2.3 billion. The average application was for $91,371, and applicants reported an average income of $60,542. 9% of its applications resulted in an originated loan and 39% were denied. Its largest markets were New York, NY (2,019), Houston, TX (1,078) and Nassau-Suffolk, NY (1,037) (applications in parentheses).
| Mortgage Company & Address | Home Loan Investment Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 25,055 |
| Total Mortgage Loan Application Amount | $2,289,317,000 |
| Average Mortgage Loan Application Amount | $91,371 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $60,542 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris, Texas | 957 | $ 50,386,000 | $ 52,649 | $ 57,000 |
| Queens, New York | 705 | $ 108,682,000 | $ 154,158 | $ 70,000 |
| Providence, Rhode Island | 626 | $ 57,649,000 | $ 92,091 | $ 52,000 |
| Suffolk, New York | 614 | $ 74,743,000 | $ 121,731 | $ 87,000 |
| New Haven, Connecticut | 551 | $ 53,786,000 | $ 97,615 | $ 53,000 |
| Philadelphia, Pennsylvania | 525 | $ 24,091,000 | $ 45,887 | $ 40,000 |
| Tarrant, Texas | 502 | $ 31,487,000 | $ 62,723 | $ 50,000 |
| Wayne, Michigan | 484 | $ 30,270,000 | $ 62,541 | $ 44,000 |
| Dallas, Texas | 466 | $ 27,786,000 | $ 59,626 | $ 52,000 |
| Kings, New York | 453 | $ 70,459,000 | $ 155,538 | $ 78,000 |
| Hartford, Connecticut | 424 | $ 38,165,000 | $ 90,011 | $ 53,000 |
| Nassau, New York | 423 | $ 59,521,000 | $ 140,711 | $ 105,000 |
| Fairfield, Connecticut | 393 | $ 47,628,000 | $ 121,190 | $ 66,000 |
| Worcester, Massachusetts | 349 | $ 38,466,000 | $ 110,217 | $ 64,000 |
| Essex, New Jersey | 332 | $ 37,959,000 | $ 114,334 | $ 76,000 |
| Richmond, New York | 325 | $ 45,950,000 | $ 141,384 | $ 66,000 |
| Ocean, New Jersey | 293 | $ 27,597,000 | $ 94,187 | $ 72,000 |
| Middlesex, New Jersey | 289 | $ 30,458,000 | $ 105,391 | $ 65,000 |
| Middlesex, Massachusetts | 281 | $ 35,987,000 | $ 128,067 | $ 70,000 |
| Plymouth, Massachusetts | 274 | $ 32,968,000 | $ 120,321 | $ 109,000 |
| Camden, New Jersey | 265 | $ 19,000,000 | $ 71,698 | $ 47,000 |
| Orange, New York | 249 | $ 27,107,000 | $ 108,863 | $ 162,000 |
| Monmouth, New Jersey | 231 | $ 26,162,000 | $ 113,255 | $ 79,000 |
| Union, New Jersey | 219 | $ 25,641,000 | $ 117,082 | $ 79,000 |
| Kent, Rhode Island | 219 | $ 21,604,000 | $ 98,648 | $ 48,000 |
| Suffolk, Massachusetts | 215 | $ 30,435,000 | $ 141,558 | $ 58,000 |
| Essex, Massachusetts | 211 | $ 26,348,000 | $ 124,872 | $ 69,000 |
| Westchester, New York | 210 | $ 33,716,000 | $ 160,552 | $ 102,000 |
| Bristol, Massachusetts | 209 | $ 24,170,000 | $ 115,645 | $ 61,000 |
| Berks, Pennsylvania | 200 | $ 13,640,000 | $ 68,200 | $ 42,000 |
| Hampden, Massachusetts | 190 | $ 14,655,000 | $ 77,131 | $ 46,000 |
| Luzerne, Pennsylvania | 186 | $ 12,136,000 | $ 65,247 | $ 45,000 |
| Hillsborough, New Hampshire | 179 | $ 17,679,000 | $ 98,765 | $ 57,000 |
| Bergen, New Jersey | 178 | $ 23,747,000 | $ 133,410 | $ 80,000 |
| Cook, Illinois | 176 | $ 13,796,000 | $ 78,386 | $ 56,000 |
| Mercer, New Jersey | 174 | $ 13,636,000 | $ 78,367 | $ 60,000 |
| Norfolk, Massachusetts | 173 | $ 23,244,000 | $ 134,358 | $ 76,000 |
| Burlington, New Jersey | 169 | $ 14,159,000 | $ 83,781 | $ 59,000 |
| Bronx, New York | 168 | $ 21,529,000 | $ 128,148 | $ 67,000 |
| Passaic, New Jersey | 150 | $ 17,643,000 | $ 117,620 | $ 77,000 |
| Atlantic, New Jersey | 145 | $ 10,865,000 | $ 74,931 | $ 47,000 |
| El Paso, Texas | 142 | $ 8,566,000 | $ 60,323 | $ 52,000 |
| New London, Connecticut | 141 | $ 14,812,000 | $ 105,049 | $ 54,000 |
| Monroe, Pennsylvania | 141 | $ 13,704,000 | $ 97,191 | $ 55,000 |
| Cumberland, Maine | 132 | $ 10,947,000 | $ 82,931 | $ 61,000 |
| Litchfield, Connecticut | 129 | $ 14,528,000 | $ 112,620 | $ 75,000 |
| Hudson, New Jersey | 129 | $ 14,230,000 | $ 110,310 | $ 62,000 |
| Fairfax, Virginia | 127 | $ 15,104,000 | $ 118,929 | $ 89,000 |
| York, Maine | 124 | $ 12,678,000 | $ 102,241 | $ 54,000 |
| Virginia Beach, Virginia | 123 | $ 9,771,000 | $ 79,439 | $ 62,000 |
| Genesee, Michigan | 117 | $ 6,809,000 | $ 58,196 | $ 49,000 |
| Dutchess, New York | 116 | $ 13,358,000 | $ 115,155 | $ 80,000 |
| Rockingham, New Hampshire | 115 | $ 11,896,000 | $ 103,443 | $ 79,000 |
| Gloucester, New Jersey | 114 | $ 8,831,000 | $ 77,464 | $ 64,000 |
| Travis, Texas | 112 | $ 7,835,000 | $ 69,955 | $ 49,000 |
| Chesterfield, Virginia | 106 | $ 7,624,000 | $ 71,924 | $ 50,000 |
| Morris, New Jersey | 103 | $ 12,750,000 | $ 123,786 | $ 56,000 |
| Rockland, New York | 103 | $ 14,188,000 | $ 137,747 | $ 81,000 |
| Prince William, Virginia | 102 | $ 10,460,000 | $ 102,549 | $ 64,000 |
| Albany, New York | 100 | $ 7,011,000 | $ 70,110 | $ 47,000 |
| Schenectady, New York | 99 | $ 5,766,000 | $ 58,242 | $ 41,000 |
| Saratoga, New York | 98 | $ 7,424,000 | $ 75,755 | $ 74,000 |
| Montgomery, Pennsylvania | 98 | $ 8,781,000 | $ 89,602 | $ 71,000 |
| Ulster, New York | 95 | $ 9,218,000 | $ 97,031 | $ 49,000 |
| Lehigh, Pennsylvania | 95 | $ 6,912,000 | $ 72,757 | $ 77,000 |
| Oakland, Michigan | 91 | $ 7,423,000 | $ 81,571 | $ 74,000 |
| Norfolk, Virginia | 91 | $ 5,704,000 | $ 62,681 | $ 40,000 |
| Windham, Connecticut | 87 | $ 8,257,000 | $ 94,908 | $ 52,000 |
| Richmond City, Virginia | 86 | $ 5,062,000 | $ 58,860 | $ 36,000 |
| Sussex, New Jersey | 85 | $ 8,238,000 | $ 96,917 | $ 60,000 |
| Bucks, Pennsylvania | 85 | $ 8,151,000 | $ 95,894 | $ 83,000 |
| Northampton, Pennsylvania | 85 | $ 6,908,000 | $ 81,270 | $ 54,000 |
| Barnstable, Massachusetts | 84 | $ 10,647,000 | $ 126,750 | $ 70,000 |
| Allegheny, Pennsylvania | 83 | $ 4,975,000 | $ 59,939 | $ 42,000 |
| Macomb, Michigan | 82 | $ 7,435,000 | $ 90,670 | $ 53,000 |
| Delaware, Pennsylvania | 81 | $ 5,567,000 | $ 68,728 | $ 47,000 |
| Middlesex, Connecticut | 79 | $ 7,213,000 | $ 91,303 | $ 67,000 |
| Penobscot, Maine | 79 | $ 4,642,000 | $ 58,759 | $ 45,000 |
| Lackawanna, Pennsylvania | 76 | $ 5,327,000 | $ 70,092 | $ 41,000 |
| Washington, Rhode Island | 76 | $ 9,489,000 | $ 124,855 | $ 67,000 |
| Chester, Pennsylvania | 75 | $ 7,482,000 | $ 99,760 | $ 67,000 |
| Fort Bend, Texas | 74 | $ 5,340,000 | $ 72,162 | $ 135,000 |
| Kennebec, Maine | 72 | $ 4,707,000 | $ 65,375 | $ 44,000 |
| Somerset, New Jersey | 71 | $ 11,485,000 | $ 161,760 | $ 140,000 |
| Chesapeake, Virginia | 71 | $ 5,954,000 | $ 83,859 | $ 64,000 |
| Cumberland, New Jersey | 70 | $ 5,035,000 | $ 71,928 | $ 50,000 |
| Merrimack, New Hampshire | 68 | $ 6,605,000 | $ 97,132 | $ 53,000 |
| Collin, Texas | 68 | $ 5,928,000 | $ 87,176 | $ 65,000 |
| New Castle, Delaware | 67 | $ 5,350,000 | $ 79,850 | $ 62,000 |
| Rensselaer, New York | 66 | $ 4,339,000 | $ 65,742 | $ 62,000 |
| Henrico, Virginia | 66 | $ 5,184,000 | $ 78,545 | $ 44,000 |
| Muskegon, Michigan | 65 | $ 4,457,000 | $ 68,569 | $ 37,000 |
| Saginaw, Michigan | 64 | $ 3,147,000 | $ 49,171 | $ 50,000 |
| Maricopa, Arizona | 63 | $ 4,859,000 | $ 77,126 | $ 46,000 |
| Kent, Michigan | 63 | $ 5,145,000 | $ 81,666 | $ 44,000 |
| Androscoggin, Maine | 61 | $ 4,248,000 | $ 69,639 | $ 48,000 |
| Tolland, Connecticut | 56 | $ 5,623,000 | $ 100,410 | $ 66,000 |
| Roanoke City, Virginia | 55 | $ 3,412,000 | $ 62,036 | $ 39,000 |
| Cape May, New Jersey | 53 | $ 3,823,000 | $ 72,132 | $ 46,000 |
| Washington, New York | 53 | $ 3,452,000 | $ 65,132 | $ 67,000 |
| Portsmouth, Virginia | 53 | $ 3,232,000 | $ 60,981 | $ 37,000 |
| Berrien, Michigan | 52 | $ 3,004,000 | $ 57,769 | $ 45,000 |
| Pike, Pennsylvania | 52 | $ 4,417,000 | $ 84,942 | $ 72,000 |
| Spotsylvania, Virginia | 52 | $ 4,590,000 | $ 88,269 | $ 65,000 |
| Strafford, New Hampshire | 51 | $ 5,695,000 | $ 111,666 | $ 58,000 |
| Clinton, New York | 51 | $ 3,855,000 | $ 75,588 | $ 51,000 |
| Sullivan, New York | 51 | $ 3,589,000 | $ 70,372 | $ 43,000 |
| Jackson, Michigan | 50 | $ 4,054,000 | $ 81,080 | $ 39,000 |
| Erie, Pennsylvania | 50 | $ 2,921,000 | $ 58,420 | $ 30,000 |
| Grafton, New Hampshire | 49 | $ 3,749,000 | $ 76,510 | $ 45,000 |
| Putnam, New York | 49 | $ 6,466,000 | $ 131,959 | $ 90,000 |
| Baltimore City, Maryland | 48 | $ 2,214,000 | $ 46,125 | $ 36,000 |
| Berkshire, Massachusetts | 48 | $ 3,458,000 | $ 72,041 | $ 40,000 |
| Denton, Texas | 48 | $ 4,516,000 | $ 94,083 | $ 124,000 |
| Newport News, Virginia | 48 | $ 3,019,000 | $ 62,895 | $ 47,000 |
| Hennepin, Minnesota | 47 | $ 5,594,000 | $ 119,021 | $ 73,000 |
| Aroostook, Maine | 46 | $ 2,255,000 | $ 49,021 | $ 39,000 |
| Baltimore, Maryland | 44 | $ 3,973,000 | $ 90,295 | $ 45,000 |
| Prince George's, Maryland | 44 | $ 3,226,000 | $ 73,318 | $ 56,000 |
| Warren, New York | 44 | $ 3,435,000 | $ 78,068 | $ 49,000 |
| Mahoning, Ohio | 44 | $ 2,694,000 | $ 61,227 | $ 44,000 |
| Sussex, Delaware | 43 | $ 3,008,000 | $ 69,953 | $ 51,000 |
| Warren, New Jersey | 43 | $ 4,273,000 | $ 99,372 | $ 69,000 |
| Waldo, Maine | 42 | $ 3,115,000 | $ 74,166 | $ 67,000 |
| Westmoreland, Pennsylvania | 42 | $ 2,800,000 | $ 66,666 | $ 45,000 |
| Galveston, Texas | 41 | $ 2,110,000 | $ 51,463 | $ 58,000 |
| Franklin, Massachusetts | 40 | $ 3,336,000 | $ 83,400 | $ 36,000 |
| Salem, New Jersey | 40 | $ 2,430,000 | $ 60,750 | $ 46,000 |
| Lucas, Ohio | 40 | $ 2,485,000 | $ 62,125 | $ 43,000 |
| Schuylkill, Pennsylvania | 40 | $ 2,342,000 | $ 58,550 | $ 38,000 |
| Johnson, Texas | 40 | $ 2,332,000 | $ 58,300 | $ 64,000 |
| Newport, Rhode Island | 39 | $ 4,881,000 | $ 125,153 | $ 68,000 |
| Fulton, New York | 38 | $ 2,117,000 | $ 55,710 | $ 42,000 |
| Montgomery, Texas | 38 | $ 2,878,000 | $ 75,736 | $ 78,000 |
| St. Clair, Illinois | 37 | $ 1,454,000 | $ 39,297 | $ 39,000 |
| Calhoun, Michigan | 37 | $ 2,137,000 | $ 57,756 | $ 35,000 |
| Oxford, Maine | 36 | $ 2,075,000 | $ 57,638 | $ 34,000 |
| Somerset, Maine | 36 | $ 1,841,000 | $ 51,138 | $ 40,000 |
| Lubbock, Texas | 36 | $ 1,433,000 | $ 39,805 | $ 64,000 |
| Hampton, Virginia | 36 | $ 2,654,000 | $ 73,722 | $ 51,000 |
| Kalamazoo, Michigan | 35 | $ 2,969,000 | $ 84,828 | $ 48,000 |
| Suffolk, Virginia | 35 | $ 2,910,000 | $ 83,142 | $ 49,000 |
| Macon, Illinois | 34 | $ 1,592,000 | $ 46,823 | $ 61,000 |
| Winnebago, Illinois | 34 | $ 2,220,000 | $ 65,294 | $ 48,000 |
| Ingham, Michigan | 34 | $ 2,178,000 | $ 64,058 | $ 45,000 |
| St. Clair, Michigan | 34 | $ 3,560,000 | $ 104,705 | $ 32,000 |
| Ector, Texas | 34 | $ 1,238,000 | $ 36,411 | $ 48,000 |
| Stafford, Virginia | 34 | $ 3,971,000 | $ 116,794 | $ 72,000 |
| Belknap, New Hampshire | 33 | $ 2,705,000 | $ 81,969 | $ 46,000 |
| Coos, New Hampshire | 33 | $ 1,788,000 | $ 54,181 | $ 34,000 |
| Grayson, Texas | 33 | $ 1,189,000 | $ 36,030 | $ 50,000 |
| Van Buren, Michigan | 31 | $ 2,357,000 | $ 76,032 | $ 34,000 |
| Carroll, New Hampshire | 31 | $ 2,973,000 | $ 95,903 | $ 54,000 |
| Cheshire, New Hampshire | 31 | $ 2,069,000 | $ 66,741 | $ 178,000 |
| Williamson, Texas | 31 | $ 2,588,000 | $ 83,483 | $ 70,000 |
| DuPage, Illinois | 30 | $ 3,352,000 | $ 111,733 | $ 63,000 |
| Bay, Michigan | 30 | $ 1,943,000 | $ 64,766 | $ 43,000 |
| Columbia, New York | 30 | $ 2,038,000 | $ 67,933 | $ 70,000 |
| Montgomery, New York | 30 | $ 1,802,000 | $ 60,066 | $ 46,000 |
| Lenawee, Michigan | 29 | $ 2,193,000 | $ 75,620 | $ 50,000 |
| Loudoun, Virginia | 29 | $ 3,682,000 | $ 126,965 | $ 67,000 |
| Lake, Illinois | 28 | $ 2,339,000 | $ 83,535 | $ 57,000 |
| Madison, Illinois | 28 | $ 1,442,000 | $ 51,500 | $ 39,000 |
| Pittsylvania, Virginia | 28 | $ 1,770,000 | $ 63,214 | $ 37,000 |
| Sangamon, Illinois | 27 | $ 1,590,000 | $ 58,888 | $ 46,000 |
| York, Pennsylvania | 27 | $ 1,887,000 | $ 69,888 | $ 62,000 |
| Potter, Texas | 27 | $ 994,000 | $ 36,814 | $ 35,000 |
| Roanoke, Virginia | 27 | $ 2,091,000 | $ 77,444 | $ 45,000 |
| Will, Illinois | 26 | $ 3,220,000 | $ 123,846 | $ 56,000 |
| Monroe, Michigan | 26 | $ 2,280,000 | $ 87,692 | $ 68,000 |
| Sullivan, New Hampshire | 26 | $ 1,969,000 | $ 75,730 | $ 187,000 |
| Hunterdon, New Jersey | 26 | $ 3,941,000 | $ 151,576 | $ 62,000 |
| Greene, New York | 26 | $ 2,072,000 | $ 79,692 | $ 45,000 |
| Bristol, Rhode Island | 26 | $ 4,220,000 | $ 162,307 | $ 96,000 |
| Kaufman, Texas | 26 | $ 2,248,000 | $ 86,461 | $ 67,000 |
| Parker, Texas | 26 | $ 2,190,000 | $ 84,230 | $ 64,000 |
| Campbell, Virginia | 26 | $ 2,314,000 | $ 89,000 | $ 49,000 |
| Hancock, Maine | 25 | $ 2,115,000 | $ 84,600 | $ 34,000 |
| Hampshire, Massachusetts | 25 | $ 2,333,000 | $ 93,320 | $ 54,000 |
| Essex, New York | 25 | $ 1,778,000 | $ 71,120 | $ 54,000 |
| Carbon, Pennsylvania | 25 | $ 1,539,000 | $ 61,560 | $ 45,000 |
| Wayne, Pennsylvania | 25 | $ 2,142,000 | $ 85,680 | $ 50,000 |
| Frederick, Virginia | 25 | $ 2,526,000 | $ 101,040 | $ 74,000 |
| Kane, Illinois | 24 | $ 1,249,000 | $ 52,041 | $ 57,000 |
| Piscataquis, Maine | 24 | $ 1,213,000 | $ 50,541 | $ 52,000 |
| Montcalm, Michigan | 24 | $ 1,702,000 | $ 70,916 | $ 37,000 |
| Bradford, Pennsylvania | 24 | $ 1,455,000 | $ 60,625 | $ 37,000 |
| Ellis, Texas | 24 | $ 1,605,000 | $ 66,875 | $ 80,000 |
| Franklin, Virginia | 24 | $ 1,757,000 | $ 73,208 | $ 37,000 |
| Rockingham, Virginia | 24 | $ 1,792,000 | $ 74,666 | $ 36,000 |
| Pima, Arizona | 23 | $ 1,825,000 | $ 79,347 | $ 44,000 |
| Washington, Maine | 23 | $ 1,273,000 | $ 55,347 | $ 35,000 |
| Hillsdale, Michigan | 23 | $ 1,867,000 | $ 81,173 | $ 40,000 |
| Lancaster, Pennsylvania | 23 | $ 1,976,000 | $ 85,913 | $ 55,000 |
| Lynchburg, Virginia | 23 | $ 1,254,000 | $ 54,521 | $ 38,000 |
| Mecklenburg, Virginia | 23 | $ 1,893,000 | $ 82,304 | $ 63,000 |
| Kent, Delaware | 22 | $ 1,520,000 | $ 69,090 | $ 169,000 |
| Lincoln, Maine | 22 | $ 1,778,000 | $ 80,818 | $ 54,000 |
| Sagadahoc, Maine | 22 | $ 1,823,000 | $ 82,863 | $ 80,000 |
| Mecosta, Michigan | 22 | $ 1,487,000 | $ 67,590 | $ 31,000 |
| Tuscola, Michigan | 22 | $ 1,698,000 | $ 77,181 | $ 54,000 |
| Washoe, Nevada | 22 | $ 1,932,000 | $ 87,818 | $ 47,000 |
| Augusta, Virginia | 22 | $ 1,849,000 | $ 84,045 | $ 38,000 |
| Peoria, Illinois | 21 | $ 1,325,000 | $ 63,095 | $ 37,000 |
| Ottawa, Michigan | 21 | $ 1,846,000 | $ 87,904 | $ 43,000 |
| Shiawassee, Michigan | 21 | $ 1,933,000 | $ 92,047 | $ 57,000 |
| Washtenaw, Michigan | 21 | $ 1,717,000 | $ 81,761 | $ 51,000 |
| Franklin, New York | 21 | $ 1,093,000 | $ 52,047 | $ 47,000 |
| Schoharie, New York | 21 | $ 1,599,000 | $ 76,142 | $ 33,000 |
| Bedford, Virginia | 21 | $ 1,768,000 | $ 84,190 | $ 256,000 |
| Hanover, Virginia | 21 | $ 2,426,000 | $ 115,523 | $ 63,000 |
| Warren, Virginia | 21 | $ 1,371,000 | $ 65,285 | $ 74,000 |
| Knox, Maine | 20 | $ 1,365,000 | $ 68,250 | $ 49,000 |
| Oneida, New York | 20 | $ 1,128,000 | $ 56,400 | $ 38,000 |
| Fayette, Pennsylvania | 20 | $ 1,404,000 | $ 70,200 | $ 42,000 |
| Mercer, Pennsylvania | 20 | $ 1,145,000 | $ 57,250 | $ 29,000 |
| Brazoria, Texas | 20 | $ 1,142,000 | $ 57,100 | $ 58,000 |
| Chippewa, Michigan | 19 | $ 915,000 | $ 48,157 | $ 36,000 |
| Lapeer, Michigan | 19 | $ 1,841,000 | $ 96,894 | $ 83,000 |
| St. Joseph, Michigan | 19 | $ 1,485,000 | $ 78,157 | $ 41,000 |
| Erie, New York | 19 | $ 1,065,000 | $ 56,052 | $ 57,000 |
| Montgomery, Virginia | 19 | $ 1,305,000 | $ 68,684 | $ 113,000 |
| Petersburg, Virginia | 19 | $ 1,235,000 | $ 65,000 | $ 32,000 |
| Ionia, Michigan | 18 | $ 1,171,000 | $ 65,055 | $ 47,000 |
| Midland, Michigan | 18 | $ 1,060,000 | $ 58,888 | $ 54,000 |
| Roscommon, Michigan | 18 | $ 1,197,000 | $ 66,500 | $ 35,000 |
| Midland, Texas | 18 | $ 705,000 | $ 39,166 | $ 40,000 |
| Henry, Virginia | 18 | $ 1,113,000 | $ 61,833 | $ 36,000 |
| Louisa, Virginia | 18 | $ 1,552,000 | $ 86,222 | $ 52,000 |
| Williamson, Illinois | 17 | $ 1,096,000 | $ 64,470 | $ 39,000 |
| Clare, Michigan | 17 | $ 1,233,000 | $ 72,529 | $ 73,000 |
| Gladwin, Michigan | 17 | $ 806,000 | $ 47,411 | $ 47,000 |
| Newaygo, Michigan | 17 | $ 1,216,000 | $ 71,529 | $ 56,000 |
| Henderson, Texas | 17 | $ 1,051,000 | $ 61,823 | $ 64,000 |
| Danville, Virginia | 17 | $ 877,000 | $ 51,588 | $ 43,000 |
| Allegan, Michigan | 16 | $ 1,128,000 | $ 70,500 | $ 48,000 |
| Kalkaska, Michigan | 16 | $ 1,120,000 | $ 70,000 | $ 43,000 |
| Manistee, Michigan | 16 | $ 1,177,000 | $ 73,562 | $ 39,000 |
| Osceola, Michigan | 16 | $ 1,191,000 | $ 74,437 | $ 52,000 |
| Blair, Pennsylvania | 16 | $ 795,000 | $ 49,687 | $ 35,000 |
| Culpeper, Virginia | 16 | $ 1,615,000 | $ 100,937 | $ 41,000 |
| Cumberland, Virginia | 16 | $ 1,178,000 | $ 73,625 | $ 45,000 |
| Fluvanna, Virginia | 16 | $ 1,496,000 | $ 93,500 | $ 48,000 |
| Halifax, Virginia | 16 | $ 942,000 | $ 58,875 | $ 38,000 |
| Franklin, Maine | 15 | $ 751,000 | $ 50,066 | $ 59,000 |
| Cass, Michigan | 15 | $ 1,076,000 | $ 71,733 | $ 40,000 |
| Mason, Michigan | 15 | $ 854,000 | $ 56,933 | $ 72,000 |
| Ramsey, Minnesota | 15 | $ 1,376,000 | $ 91,733 | $ 42,000 |
| Dauphin, Pennsylvania | 15 | $ 821,000 | $ 54,733 | $ 38,000 |
| Fauquier, Virginia | 15 | $ 2,065,000 | $ 137,666 | $ 63,000 |
| Powhatan, Virginia | 15 | $ 1,056,000 | $ 70,400 | $ 64,000 |
| Staunton, Virginia | 15 | $ 985,000 | $ 65,666 | $ 34,000 |
| York, Virginia | 15 | $ 1,376,000 | $ 91,733 | $ 50,000 |
| Rock Island, Illinois | 14 | $ 832,000 | $ 59,428 | $ 88,000 |
| Wyoming, Pennsylvania | 14 | $ 1,042,000 | $ 74,428 | $ 45,000 |
| Isle of Wight, Virginia | 14 | $ 1,278,000 | $ 91,285 | $ 41,000 |
| Orange, Virginia | 14 | $ 1,088,000 | $ 77,714 | $ 39,000 |
| Page, Virginia | 14 | $ 937,000 | $ 66,928 | $ 58,000 |
| Harford, Maryland | 13 | $ 1,328,000 | $ 102,153 | $ 68,000 |
| Montgomery, Maryland | 13 | $ 1,236,000 | $ 95,076 | $ 64,000 |
| Branch, Michigan | 13 | $ 864,000 | $ 66,461 | $ 31,000 |
| Livingston, Michigan | 13 | $ 1,299,000 | $ 99,923 | $ 56,000 |
| Sanilac, Michigan | 13 | $ 789,000 | $ 60,692 | $ 39,000 |
| Wexford, Michigan | 13 | $ 771,000 | $ 59,307 | $ 38,000 |
| Cambria, Pennsylvania | 13 | $ 852,000 | $ 65,538 | $ 39,000 |
| Randall, Texas | 13 | $ 1,015,000 | $ 78,076 | $ 54,000 |
| Albemarle, Virginia | 13 | $ 801,000 | $ 61,615 | $ 49,000 |
| Arlington, Virginia | 13 | $ 1,755,000 | $ 135,000 | $ 62,000 |
| James City, Virginia | 13 | $ 852,000 | $ 65,538 | $ 50,000 |
| Martinsville, Virginia | 13 | $ 542,000 | $ 41,692 | $ 37,000 |
| Prince George, Virginia | 13 | $ 1,091,000 | $ 83,923 | $ 48,000 |
| Shenandoah, Virginia | 13 | $ 1,091,000 | $ 83,923 | $ 43,000 |
| Waynesboro, Virginia | 13 | $ 775,000 | $ 59,615 | $ 41,000 |
| Westmoreland, Virginia | 13 | $ 970,000 | $ 74,615 | $ 37,000 |
| McLean, Illinois | 12 | $ 824,000 | $ 68,666 | $ 48,000 |
| Anne Arundel, Maryland | 12 | $ 1,131,000 | $ 94,250 | $ 52,000 |
| Grand Traverse, Michigan | 12 | $ 1,220,000 | $ 101,666 | $ 54,000 |
| Gratiot, Michigan | 12 | $ 618,000 | $ 51,500 | $ 45,000 |
| Dakota, Minnesota | 12 | $ 1,597,000 | $ 133,083 | $ 66,000 |
| Columbia, Pennsylvania | 12 | $ 618,000 | $ 51,500 | $ 39,000 |
| Venango, Pennsylvania | 12 | $ 641,000 | $ 53,416 | $ 59,000 |
| Hays, Texas | 12 | $ 958,000 | $ 79,833 | $ 46,000 |
| Palo Pinto, Texas | 12 | $ 343,000 | $ 28,583 | $ 41,000 |
| Amherst, Virginia | 12 | $ 804,000 | $ 67,000 | $ 25,000 |
| Hopewell, Virginia | 12 | $ 611,000 | $ 50,916 | $ 34,000 |
| Lunenburg, Virginia | 12 | $ 722,000 | $ 60,166 | $ 38,000 |
| Macoupin, Illinois | 11 | $ 704,000 | $ 64,000 | $ 50,000 |
| McHenry, Illinois | 11 | $ 690,000 | $ 62,727 | $ 91,000 |
| Tazewell, Illinois | 11 | $ 541,000 | $ 49,181 | $ 46,000 |
| Clinton, Michigan | 11 | $ 857,000 | $ 77,909 | $ 68,000 |
| Isabella, Michigan | 11 | $ 972,000 | $ 88,363 | $ 38,000 |
| Lake, Michigan | 11 | $ 570,000 | $ 51,818 | $ 34,000 |
| Ogemaw, Michigan | 11 | $ 520,000 | $ 47,272 | $ 28,000 |
| Indiana, Pennsylvania | 11 | $ 623,000 | $ 56,636 | $ 72,000 |
| Susquehanna, Pennsylvania | 11 | $ 755,000 | $ 68,636 | $ 52,000 |
| Washington, Pennsylvania | 11 | $ 674,000 | $ 61,272 | $ 44,000 |
| Bastrop, Texas | 11 | $ 1,007,000 | $ 91,545 | $ 77,000 |
| Hood, Texas | 11 | $ 732,000 | $ 66,545 | $ 66,000 |
| Van Zandt, Texas | 11 | $ 597,000 | $ 54,272 | $ 52,000 |
| Alexandria, Virginia | 11 | $ 940,000 | $ 85,454 | $ 58,000 |
| Gloucester, Virginia | 11 | $ 810,000 | $ 73,636 | $ 52,000 |
| Franklin, Illinois | 10 | $ 420,000 | $ 42,000 | $ 39,000 |
| Alpena, Michigan | 10 | $ 729,000 | $ 72,900 | $ 42,000 |
| Anoka, Minnesota | 10 | $ 1,360,000 | $ 136,000 | $ 77,000 |
| Monroe, New York | 10 | $ 402,000 | $ 40,200 | $ 46,000 |
| Butler, Pennsylvania | 10 | $ 439,000 | $ 43,900 | $ 41,000 |
| Amelia, Virginia | 10 | $ 508,000 | $ 50,800 | $ 49,000 |
| Brunswick, Virginia | 10 | $ 482,000 | $ 48,200 | $ 32,000 |
| Manassas, Virginia | 10 | $ 575,000 | $ 57,500 | $ 38,000 |
| Pulaski, Virginia | 10 | $ 757,000 | $ 75,700 | $ 35,000 |
| Sussex, Virginia | 10 | $ 711,000 | $ 71,100 | $ 54,000 |
| Vermilion, Illinois | 9 | $ 544,000 | $ 60,444 | $ 41,000 |
| Barry, Michigan | 9 | $ 564,000 | $ 62,666 | $ 49,000 |
| Crawford, Michigan | 9 | $ 704,000 | $ 78,222 | $ 35,000 |
| Clark, Nevada | 9 | $ 707,000 | $ 78,555 | $ 55,000 |
| Jefferson, Pennsylvania | 9 | $ 399,000 | $ 44,333 | $ 34,000 |
| Northumberland, Pennsylvania | 9 | $ 371,000 | $ 41,222 | $ 29,000 |
| Potter, Pennsylvania | 9 | $ 491,000 | $ 54,555 | $ 71,000 |
| Bexar, Texas | 9 | $ 379,000 | $ 42,111 | $ 27,000 |
| Accomack, Virginia | 9 | $ 365,000 | $ 40,555 | $ 41,000 |
| Nottoway, Virginia | 9 | $ 619,000 | $ 68,777 | $ 27,000 |
| Pinal, Arizona | 8 | $ 570,000 | $ 71,250 | $ 50,000 |
| Adams, Colorado | 8 | $ 559,000 | $ 69,875 | $ 62,000 |
| Saline, Illinois | 8 | $ 376,000 | $ 47,000 | $ 44,000 |
| Woodford, Illinois | 8 | $ 733,000 | $ 91,625 | $ 49,000 |
| Charles, Maryland | 8 | $ 674,000 | $ 84,250 | $ 75,000 |
| Arenac, Michigan | 8 | $ 550,000 | $ 68,750 | $ 53,000 |
| Oceana, Michigan | 8 | $ 735,000 | $ 91,875 | $ 76,000 |
| Delaware, New York | 8 | $ 521,000 | $ 65,125 | $ 43,000 |
| Onondaga, New York | 8 | $ 462,000 | $ 57,750 | $ 55,000 |
| Beaver, Pennsylvania | 8 | $ 626,000 | $ 78,250 | $ 66,000 |
| Clearfield, Pennsylvania | 8 | $ 336,000 | $ 42,000 | $ 32,000 |
| Warren, Pennsylvania | 8 | $ 311,000 | $ 38,875 | $ 33,000 |
| Burnet, Texas | 8 | $ 549,000 | $ 68,625 | $ 37,000 |
| Navarro, Texas | 8 | $ 391,000 | $ 48,875 | $ 39,000 |
| Wharton, Texas | 8 | $ 430,000 | $ 53,750 | $ 39,000 |
| Buena Vista, Virginia | 8 | $ 454,000 | $ 56,750 | $ 35,000 |
| Caroline, Virginia | 8 | $ 598,000 | $ 74,750 | $ 60,000 |
| Charles City, Virginia | 8 | $ 659,000 | $ 82,375 | $ 44,000 |
| Dinwiddie, Virginia | 8 | $ 538,000 | $ 67,250 | $ 47,000 |
| Giles, Virginia | 8 | $ 567,000 | $ 70,875 | $ 34,000 |
| King William, Virginia | 8 | $ 656,000 | $ 82,000 | $ 46,000 |
| Southampton, Virginia | 8 | $ 556,000 | $ 69,500 | $ 43,000 |
| Knox, Illinois | 7 | $ 338,000 | $ 48,285 | $ 20,000 |
| LaSalle, Illinois | 7 | $ 688,000 | $ 98,285 | $ 80,000 |
| Frederick, Maryland | 7 | $ 730,000 | $ 104,285 | $ 58,000 |
| Alcona, Michigan | 7 | $ 545,000 | $ 77,857 | $ 70,000 |
| Otsego, Michigan | 7 | $ 581,000 | $ 83,000 | $ 41,000 |
| Bedford, Pennsylvania | 7 | $ 443,000 | $ 63,285 | $ 36,000 |
| Clinton, Pennsylvania | 7 | $ 403,000 | $ 57,571 | $ 36,000 |
| Crawford, Pennsylvania | 7 | $ 409,000 | $ 58,428 | $ 35,000 |
| Franklin, Pennsylvania | 7 | $ 596,000 | $ 85,142 | $ 41,000 |
| Lebanon, Pennsylvania | 7 | $ 592,000 | $ 84,571 | $ 47,000 |
| Lycoming, Pennsylvania | 7 | $ 586,000 | $ 83,714 | $ 53,000 |
| Liberty, Texas | 7 | $ 342,000 | $ 48,857 | $ 156,000 |
| Rockwall, Texas | 7 | $ 412,000 | $ 58,857 | $ 88,000 |
| Botetourt, Virginia | 7 | $ 706,000 | $ 100,857 | $ 47,000 |
| King George, Virginia | 7 | $ 415,000 | $ 59,285 | $ 41,000 |
| Manassas Park, Virginia | 7 | $ 927,000 | $ 132,428 | $ 68,000 |
| Patrick, Virginia | 7 | $ 474,000 | $ 67,714 | $ 46,000 |
| Marion, Illinois | 6 | $ 222,000 | $ 37,000 | $ 47,000 |
| Ogle, Illinois | 6 | $ 422,000 | $ 70,333 | $ 47,000 |
| Whiteside, Illinois | 6 | $ 340,000 | $ 56,666 | $ 37,000 |
| Lake, Indiana | 6 | $ 403,000 | $ 67,166 | $ 50,000 |
| Eaton, Michigan | 6 | $ 615,000 | $ 102,500 | $ 53,000 |
| Iosco, Michigan | 6 | $ 359,000 | $ 59,833 | $ 42,000 |
| Leelanau, Michigan | 6 | $ 629,000 | $ 104,833 | $ 50,000 |
| New York, New York | 6 | $ 635,000 | $ 105,833 | $ 49,000 |
| Niagara, New York | 6 | $ 234,000 | $ 39,000 | $ 45,000 |
| Elk, Pennsylvania | 6 | $ 445,000 | $ 74,166 | $ 97,000 |
| Somerset, Pennsylvania | 6 | $ 201,000 | $ 33,500 | $ 72,000 |
| Caldwell, Texas | 6 | $ 379,000 | $ 63,166 | $ 61,000 |
| Appomattox, Virginia | 6 | $ 440,000 | $ 73,333 | $ 33,000 |
| Charlotte, Virginia | 6 | $ 443,000 | $ 73,833 | $ 40,000 |
| Colonial Heights, Virginia | 6 | $ 430,000 | $ 71,666 | $ 43,000 |
| Covington, Virginia | 6 | $ 188,000 | $ 31,333 | $ 48,000 |
| Rockbridge, Virginia | 6 | $ 431,000 | $ 71,833 | $ 30,000 |
| Cochise, Arizona | 5 | $ 426,000 | $ 85,200 | $ 38,000 |
| Santa Cruz, Arizona | 5 | $ 255,000 | $ 51,000 | $ 35,000 |
| Fresno, California | 5 | $ 276,000 | $ 55,200 | $ 49,000 |
| Denver, Colorado | 5 | $ 395,000 | $ 79,000 | $ 29,000 |
| Bureau, Illinois | 5 | $ 496,000 | $ 99,200 | $ 40,000 |
| Champaign, Illinois | 5 | $ 264,000 | $ 52,800 | $ 39,000 |
| Christian, Illinois | 5 | $ 291,000 | $ 58,200 | $ 39,000 |
| Douglas, Illinois | 5 | $ 285,000 | $ 57,000 | $ 71,000 |
| Fulton, Illinois | 5 | $ 239,000 | $ 47,800 | $ 59,000 |
| Grundy, Illinois | 5 | $ 439,000 | $ 87,800 | $ 51,000 |
| Henry, Illinois | 5 | $ 305,000 | $ 61,000 | $ 35,000 |
| Jefferson, Illinois | 5 | $ 212,000 | $ 42,400 | $ 38,000 |
| Kankakee, Illinois | 5 | $ 326,000 | $ 65,200 | $ 50,000 |
| Lee, Illinois | 5 | $ 284,000 | $ 56,800 | $ 40,000 |
| Logan, Illinois | 5 | $ 224,000 | $ 44,800 | $ 27,000 |
| Montgomery, Illinois | 5 | $ 343,000 | $ 68,600 | $ 80,000 |
| Carroll, Maryland | 5 | $ 597,000 | $ 119,400 | $ 65,000 |
| Cecil, Maryland | 5 | $ 1,716,000 | $ 343,200 | $ 43,000 |
| St. Mary's, Maryland | 5 | $ 264,000 | $ 52,800 | $ 37,000 |
| Washington, Maryland | 5 | $ 299,000 | $ 59,800 | $ 54,000 |
| Antrim, Michigan | 5 | $ 179,000 | $ 35,800 | $ 90,000 |
| Charlevoix, Michigan | 5 | $ 412,000 | $ 82,400 | $ 32,000 |
| Missaukee, Michigan | 5 | $ 378,000 | $ 75,600 | $ 62,000 |
| Carson City, Nevada | 5 | $ 584,000 | $ 116,800 | $ 56,000 |
| Lyon, Nevada | 5 | $ 456,000 | $ 91,200 | $ 44,000 |
| Chenango, New York | 5 | $ 278,000 | $ 55,600 | $ 45,000 |
| Oswego, New York | 5 | $ 628,000 | $ 125,600 | $ 42,000 |
| Seneca, New York | 5 | $ 225,000 | $ 45,000 | $ 28,000 |
| Trumbull, Ohio | 5 | $ 376,000 | $ 75,200 | $ 52,000 |
| Armstrong, Pennsylvania | 5 | $ 191,000 | $ 38,200 | $ 26,000 |
| Cumberland, Pennsylvania | 5 | $ 321,000 | $ 64,200 | $ 75,000 |
| Lawrence, Pennsylvania | 5 | $ 206,000 | $ 41,200 | $ 34,000 |
| Tioga, Pennsylvania | 5 | $ 192,000 | $ 38,400 | $ 45,000 |
| Wise, Texas | 5 | $ 576,000 | $ 115,200 | $ 64,000 |
| Goochland, Virginia | 5 | $ 393,000 | $ 78,600 | $ 22,000 |
| Greensville, Virginia | 5 | $ 339,000 | $ 67,800 | $ 50,000 |
| Nelson, Virginia | 5 | $ 301,000 | $ 60,200 | $ 61,000 |
| Northampton, Virginia | 5 | $ 226,000 | $ 45,200 | $ 29,000 |
| Northumberland, Virginia | 5 | $ 420,000 | $ 84,000 | $ 35,000 |
| Winchester, Virginia | 5 | $ 190,000 | $ 38,000 | $ 26,000 |
| Jefferson, Colorado | 4 | $ 475,000 | $ 118,750 | $ 72,000 |
| Hillsborough, Florida | 4 | $ 245,000 | $ 61,250 | $ 62,000 |
| Adams, Illinois | 4 | $ 128,000 | $ 32,000 | $ 41,000 |
| Clark, Illinois | 4 | $ 385,000 | $ 96,250 | $ 45,000 |
| Coles, Illinois | 4 | $ 249,000 | $ 62,250 | $ 25,000 |
| Edgar, Illinois | 4 | $ 121,000 | $ 30,250 | $ 37,000 |
| Johnson, Illinois | 4 | $ 198,000 | $ 49,500 | $ 33,000 |
| Lawrence, Illinois | 4 | $ 132,000 | $ 33,000 | $ 28,000 |
| Mason, Illinois | 4 | $ 186,000 | $ 46,500 | $ 34,000 |
| Mercer, Illinois | 4 | $ 248,000 | $ 62,000 | $ 42,000 |
| Howard, Maryland | 4 | $ 536,000 | $ 134,000 | $ 51,000 |
| Emmet, Michigan | 4 | $ 428,000 | $ 107,000 | $ 54,000 |
| Huron, Michigan | 4 | $ 188,000 | $ 47,000 | $ 47,000 |
| McLeod, Minnesota | 4 | $ 236,000 | $ 59,000 | $ 57,000 |
| Meeker, Minnesota | 4 | $ 370,000 | $ 92,500 | $ 38,000 |
| Sherburne, Minnesota | 4 | $ 613,000 | $ 153,250 | $ 55,000 |
| Washington, Minnesota | 4 | $ 648,000 | $ 162,000 | $ 63,000 |
| Chemung, New York | 4 | $ 265,000 | $ 66,250 | $ 59,000 |
| St. Lawrence, New York | 4 | $ 240,000 | $ 60,000 | $ 63,000 |
| Multnomah, Oregon | 4 | $ 314,000 | $ 78,500 | $ 62,000 |
| Adams, Pennsylvania | 4 | $ 179,000 | $ 44,750 | $ 56,000 |
| Fulton, Pennsylvania | 4 | $ 90,000 | $ 22,500 | $ 60,000 |
| McKean, Pennsylvania | 4 | $ 137,000 | $ 34,250 | $ 53,000 |
| Mifflin, Pennsylvania | 4 | $ 244,000 | $ 61,000 | $ 68,000 |
| Union, Pennsylvania | 4 | $ 483,000 | $ 120,750 | $ 42,000 |
| Lamar, Texas | 4 | $ 166,000 | $ 41,500 | $ 55,000 |
| Charlottesville, Virginia | 4 | $ 208,000 | $ 52,000 | $ 26,000 |
| Greene, Virginia | 4 | $ 345,000 | $ 86,250 | $ 32,000 |
| Prince Edward, Virginia | 4 | $ 180,000 | $ 45,000 | $ 37,000 |
| Radford, Virginia | 4 | $ 292,000 | $ 73,000 | $ 36,000 |
| Rappahannock, Virginia | 4 | $ 349,000 | $ 87,250 | $ 117,000 |
| Salem, Virginia | 4 | $ 292,000 | $ 73,000 | $ 41,000 |
| Surry, Virginia | 4 | $ 200,000 | $ 50,000 | $ 44,000 |
| Yuma, Arizona | 3 | $ 166,000 | $ 55,333 | $ 62,000 |
| Sacramento, California | 3 | $ 147,000 | $ 49,000 | $ 17,000 |
| Arapahoe, Colorado | 3 | $ 839,000 | $ 279,666 | $ 108,000 |
| Brevard, Florida | 3 | $ 211,000 | $ 70,333 | $ 42,000 |
| Broward, Florida | 3 | $ 359,000 | $ 119,666 | $ 80,000 |
| Orange, Florida | 3 | $ 179,000 | $ 59,666 | $ 59,000 |
| Barrow, Georgia | 3 | $ 245,000 | $ 81,666 | $ 76,000 |
| Chatham, Georgia | 3 | $ 197,000 | $ 65,666 | $ 55,000 |
| Clayton, Georgia | 3 | $ 355,000 | $ 118,333 | $ 114,000 |
| DeKalb, Georgia | 3 | $ 170,000 | $ 56,666 | $ 59,000 |
| Gwinnett, Georgia | 3 | $ 273,000 | $ 91,000 | $ 71,000 |
| Richmond, Georgia | 3 | $ 125,000 | $ 41,666 | $ 17,000 |
| Alexander, Illinois | 3 | $ 89,000 | $ 29,666 | $ 29,000 |
| Clinton, Illinois | 3 | $ 207,000 | $ 69,000 | $ 58,000 |
| Crawford, Illinois | 3 | $ 90,000 | $ 30,000 | $ 57,000 |
| DeKalb, Illinois | 3 | $ 278,000 | $ 92,666 | $ 64,000 |
| Effingham, Illinois | 3 | $ 215,000 | $ 71,666 | $ 47,000 |
| Fayette, Illinois | 3 | $ 235,000 | $ 78,333 | $ 58,000 |
| Greene, Illinois | 3 | $ 129,000 | $ 43,000 | $ 31,000 |
| Iroquois, Illinois | 3 | $ 157,000 | $ 52,333 | $ 34,000 |
| Jersey, Illinois | 3 | $ 204,000 | $ 68,000 | $ 32,000 |
| Livingston, Illinois | 3 | $ 165,000 | $ 55,000 | $ 18,000 |
| Massac, Illinois | 3 | $ 111,000 | $ 37,000 | $ 35,000 |
| Randolph, Illinois | 3 | $ 213,000 | $ 71,000 | $ 52,000 |
| Richland, Illinois | 3 | $ 278,000 | $ 92,666 | $ 55,000 |
| Washington, Illinois | 3 | $ 87,000 | $ 29,000 | $ 50,000 |
| Henry, Indiana | 3 | $ 210,000 | $ 70,000 | $ 24,000 |
| Calvert, Maryland | 3 | $ 403,000 | $ 134,333 | $ 51,000 |
| Dukes, Massachusetts | 3 | $ 255,000 | $ 85,000 | $ 57,000 |
| Benzie, Michigan | 3 | $ 172,000 | $ 57,333 | $ 29,000 |
| Montmorency, Michigan | 3 | $ 308,000 | $ 102,666 | $ 77,000 |
| Oscoda, Michigan | 3 | $ 352,000 | $ 117,333 | $ 44,000 |
| Presque Isle, Michigan | 3 | $ 243,000 | $ 81,000 | $ 104,000 |
| Chisago, Minnesota | 3 | $ 326,000 | $ 108,666 | $ 46,000 |
| Isanti, Minnesota | 3 | $ 90,000 | $ 30,000 | $ 48,000 |
| Scott, Minnesota | 3 | $ 663,000 | $ 221,000 | $ 60,000 |
| Wright, Minnesota | 3 | $ 287,000 | $ 95,666 | $ 46,000 |
| Churchill, Nevada | 3 | $ 77,000 | $ 25,666 | $ 58,000 |
| Douglas, Nevada | 3 | $ 488,000 | $ 162,666 | $ 53,000 |
| Storey, Nevada | 3 | $ 116,000 | $ 38,666 | $ 70,000 |
| Broome, New York | 3 | $ 194,000 | $ 64,666 | $ 45,000 |
| Cattaraugus, New York | 3 | $ 100,000 | $ 33,333 | $ 31,000 |
| Herkimer, New York | 3 | $ 347,000 | $ 115,666 | $ 70,000 |
| Jefferson, New York | 3 | $ 121,000 | $ 40,333 | $ 29,000 |
| Madison, New York | 3 | $ 378,000 | $ 126,000 | $ 66,000 |
| Steuben, New York | 3 | $ 135,000 | $ 45,000 | $ 34,000 |
| Wood, Ohio | 3 | $ 1,370,000 | $ 456,666 | $ 44,000 |
| Clackamas, Oregon | 3 | $ 586,000 | $ 195,333 | $ 506,000 |
| Columbia, Oregon | 3 | $ 347,000 | $ 115,666 | $ 67,000 |
| Sullivan, Pennsylvania | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 18,472 | $1,933,283,000 | $93,838 | $1,300,000 | $56,516 | $9,999,000 |
| Home Improvement (one-to-four family) | 6,532 | $350,751,000 | $51,884 | $556,000 | $62,038 | $9,999,000 |
| Home Purchase (one-to-four family) | 36 | $4,647,000 | $99,600 | $942,000 | $78,100 | $570,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 15 | $636,000 | $46,285 | $100,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,973 | $1,172,657,000 | $90,933 | $1,300,000 | $60,633 | $9,999,000 |
| Information not provided by applicant in mail or telephone application | 4,279 | $412,876,000 | $89,607 | $719,000 | $64,892 | $9,999,000 |
| Black | 4,168 | $344,939,000 | $77,625 | $1,280,000 | $46,083 | $800,000 |
| Hispanic | 2,013 | $184,435,000 | $85,360 | $1,260,000 | $47,480 | $2,435,000 |
| Other | 721 | $74,871,000 | $93,650 | $470,000 | $57,200 | $9,999,000 |
| Asian or Pacific Islander | 689 | $84,048,000 | $102,684 | $675,000 | $74,578 | $3,000,000 |
| American Indian or Alaskan Native | 212 | $15,491,000 | $70,789 | $374,000 | $45,789 | $216,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,055 | $2,289,317,000 | $84,343 | $1,300,000 | $57,750 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 12,906 | $1,142,291,000 | $83,387 | $1,260,000 | $73,064 | $9,999,000 |
| Application Denied By Financial Institution | 9,788 | $895,464,000 | $83,857 | $1,300,000 | $51,571 | $9,999,000 |
| Loan Originated | 2,361 | $251,562,000 | $98,222 | $1,200,000 | $52,518 | $503,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 3,425 | $295,769,000 | $85,346 | $1,280,000 | $58,000 | $9,999,000 |
| Other | 3,189 | $263,910,000 | $82,461 | $1,120,000 | $65,846 | $1,920,000 |
| Debt-To-Income Ratio | 3,167 | $335,444,000 | $94,958 | $1,300,000 | $37,166 | $1,032,000 |
| Credit History | 7 | $341,000 | $49,250 | $100,000 | $53,750 | $78,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Rhode Island, download the full spreadsheet
with aggregated HMDA statistics today.
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