Home Loan Investment Bank Mortgage Lending & HMDA Data, 2006

In 2006, Home Loan Investment Bank of Warwick, RI reported 33,705 mortgage applications totaling $3.4 billion, down 3% from 2005. The average application was for $101,785, and applicants reported an average income of $55,081. 8% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Philadelphia, PA (1,072), Atlanta-Sandy Springs-Marietta, GA (837) and Providence-New Bedford-Fall River, RI-MA (832) (applications in parentheses).

Mortgage Company & Address Home Loan Investment Bank
One Home Loan Plaza
Warwick, RI 02886
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 33,705
Total Mortgage Loan Application Amount $3,430,686,000
Average Mortgage Loan Application Amount $101,785
Highest Mortgage Loan Application Amount $2,100,000
Average Applicant Income $55,081
Highest Applicant Income $7,644,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Loan Investment Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Home Loan Investment Bank by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 745 $ 44,278,000 $ 59,433 $ 37,000
Wayne, Michigan 551 $ 42,660,000 $ 77,422 $ 45,000
Providence, Rhode Island 433 $ 78,479,000 $ 181,244 $ 62,000
Cuyahoga, Ohio 349 $ 29,109,000 $ 83,406 $ 45,000
Cook, Illinois 335 $ 46,317,000 $ 138,259 $ 71,000
Shelby, Tennessee 312 $ 25,277,000 $ 81,016 $ 47,000
Mecklenburg, North Carolina 287 $ 32,951,000 $ 114,811 $ 62,000
Suffolk, New York 240 $ 48,184,000 $ 200,766 $ 83,000
Allegheny, Pennsylvania 222 $ 13,210,000 $ 59,504 $ 53,000
Milwaukee, Wisconsin 204 $ 18,962,000 $ 92,950 $ 49,000
Wake, North Carolina 178 $ 23,466,000 $ 131,831 $ 65,000
Kent, Rhode Island 174 $ 29,557,000 $ 169,867 $ 65,000
Cumberland, North Carolina 170 $ 13,987,000 $ 82,276 $ 53,000
Queens, New York 164 $ 37,514,000 $ 228,743 $ 70,000
Marion, Indiana 162 $ 13,150,000 $ 81,172 $ 43,000
New Haven, Connecticut 160 $ 20,965,000 $ 131,031 $ 57,000
Baltimore City, Maryland 154 $ 12,184,000 $ 79,116 $ 40,000
Hillsborough, Florida 147 $ 15,316,000 $ 104,190 $ 50,000
Guilford, North Carolina 147 $ 16,425,000 $ 111,734 $ 57,000
Camden, New Jersey 146 $ 13,094,000 $ 89,684 $ 65,000
St. Louis, Missouri 144 $ 10,862,000 $ 75,430 $ 44,000
Nassau, New York 142 $ 35,823,000 $ 252,274 $ 103,000
Genesee, Michigan 136 $ 8,262,000 $ 60,750 $ 38,000
Hartford, Connecticut 135 $ 18,294,000 $ 135,511 $ 72,000
Ocean, New Jersey 135 $ 23,036,000 $ 170,637 $ 77,000
Broward, Florida 133 $ 17,735,000 $ 133,345 $ 75,000
Kings, New York 133 $ 31,467,000 $ 236,593 $ 70,000
Prince George's, Maryland 130 $ 24,249,000 $ 186,530 $ 67,000
St. Clair, Illinois 128 $ 7,968,000 $ 62,250 $ 40,000
Jefferson, Kentucky 126 $ 10,560,000 $ 83,809 $ 46,000
Fulton, Georgia 123 $ 16,423,000 $ 133,520 $ 54,000
Lucas, Ohio 122 $ 8,596,000 $ 70,459 $ 41,000
Miami-Dade, Florida 121 $ 16,133,000 $ 133,330 $ 57,000
Jackson, Missouri 121 $ 8,602,000 $ 71,090 $ 40,000
Erie, New York 120 $ 7,298,000 $ 60,816 $ 46,000
Hamilton, Ohio 120 $ 10,756,000 $ 89,633 $ 46,000
Delaware, Pennsylvania 120 $ 9,545,000 $ 79,541 $ 63,000
Duval, Florida 119 $ 10,395,000 $ 87,352 $ 43,000
Lake, Indiana 119 $ 7,868,000 $ 66,117 $ 49,000
Hampden, Massachusetts 118 $ 13,866,000 $ 117,508 $ 52,000
Forsyth, North Carolina 118 $ 11,003,000 $ 93,245 $ 49,000
Polk, Florida 115 $ 11,337,000 $ 98,582 $ 46,000
Worcester, Massachusetts 115 $ 20,079,000 $ 174,600 $ 78,000
Palm Beach, Florida 113 $ 14,808,000 $ 131,044 $ 73,000
Middlesex, Massachusetts 111 $ 22,894,000 $ 206,252 $ 90,000
Davidson, Tennessee 109 $ 10,452,000 $ 95,889 $ 77,000
Franklin, Ohio 103 $ 9,747,000 $ 94,631 $ 52,000
New Castle, Delaware 102 $ 12,259,000 $ 120,186 $ 61,000
Middlesex, New Jersey 101 $ 17,861,000 $ 176,841 $ 80,000
Burlington, New Jersey 100 $ 13,693,000 $ 136,930 $ 64,000
Orange, New York 99 $ 16,033,000 $ 161,949 $ 74,000
Richmond, New York 98 $ 21,321,000 $ 217,561 $ 78,000
Clark, Nevada 97 $ 17,543,000 $ 180,855 $ 67,000
Bristol, Massachusetts 95 $ 16,693,000 $ 175,715 $ 64,000
Madison, Illinois 94 $ 8,318,000 $ 88,489 $ 54,000
Richland, South Carolina 94 $ 7,642,000 $ 81,297 $ 49,000
Clayton, Georgia 93 $ 10,117,000 $ 108,784 $ 47,000
Plymouth, Massachusetts 93 $ 18,297,000 $ 196,741 $ 96,000
Stark, Ohio 92 $ 7,716,000 $ 83,869 $ 46,000
Pinellas, Florida 90 $ 7,677,000 $ 85,300 $ 52,000
Sedgwick, Kansas 90 $ 6,566,000 $ 72,955 $ 49,000
Hamilton, Tennessee 90 $ 7,240,000 $ 80,444 $ 52,000
DeKalb, Georgia 89 $ 10,285,000 $ 115,561 $ 49,000
Essex, Massachusetts 89 $ 19,242,000 $ 216,202 $ 73,000
Allen, Indiana 88 $ 6,448,000 $ 73,272 $ 46,000
Essex, New Jersey 88 $ 14,686,000 $ 166,886 $ 72,000
Atlantic, New Jersey 87 $ 11,917,000 $ 136,977 $ 61,000
Fairfield, Connecticut 86 $ 16,711,000 $ 194,313 $ 99,000
Luzerne, Pennsylvania 86 $ 6,070,000 $ 70,581 $ 46,000
Durham, North Carolina 85 $ 9,975,000 $ 117,352 $ 56,000
Horry, South Carolina 84 $ 9,232,000 $ 109,904 $ 48,000
Knox, Tennessee 84 $ 6,635,000 $ 78,988 $ 52,000
Volusia, Florida 83 $ 8,036,000 $ 96,819 $ 44,000
Baltimore, Maryland 82 $ 10,562,000 $ 128,804 $ 64,000
Bergen, New Jersey 82 $ 12,292,000 $ 149,902 $ 91,000
Mahoning, Ohio 82 $ 5,088,000 $ 62,048 $ 45,000
Summit, Ohio 82 $ 6,790,000 $ 82,804 $ 47,000
Trumbull, Ohio 81 $ 5,589,000 $ 69,000 $ 49,000
Bucks, Pennsylvania 80 $ 10,327,000 $ 129,087 $ 78,000
Gaston, North Carolina 79 $ 6,866,000 $ 86,911 $ 49,000
Lee, Florida 77 $ 10,185,000 $ 132,272 $ 59,000
Gwinnett, Georgia 77 $ 10,849,000 $ 140,896 $ 75,000
St. Joseph, Indiana 77 $ 4,620,000 $ 60,000 $ 40,000
Monmouth, New Jersey 76 $ 14,613,000 $ 192,276 $ 93,000
St. Louis City, Missouri 75 $ 4,641,000 $ 61,880 $ 33,000
Cobb, Georgia 73 $ 10,032,000 $ 137,424 $ 66,000
Montgomery, Pennsylvania 73 $ 9,545,000 $ 130,753 $ 82,000
Washington, Rhode Island 73 $ 13,277,000 $ 181,876 $ 67,000
Greenville, South Carolina 73 $ 5,576,000 $ 76,383 $ 46,000
Pasco, Florida 72 $ 7,395,000 $ 102,708 $ 49,000
Will, Illinois 72 $ 10,189,000 $ 141,513 $ 76,000
Saginaw, Michigan 72 $ 4,338,000 $ 60,250 $ 35,000
Gloucester, New Jersey 71 $ 8,612,000 $ 121,295 $ 64,000
Mercer, New Jersey 71 $ 9,616,000 $ 135,436 $ 81,000
Passaic, New Jersey 71 $ 12,745,000 $ 179,507 $ 80,000
Albany, New York 71 $ 6,036,000 $ 85,014 $ 59,000
York, Pennsylvania 71 $ 5,534,000 $ 77,943 $ 55,000
Suffolk, Massachusetts 70 $ 13,624,000 $ 194,628 $ 77,000
Schuylkill, Pennsylvania 70 $ 3,789,000 $ 54,128 $ 47,000
Brevard, Florida 69 $ 7,532,000 $ 109,159 $ 53,000
Oakland, Michigan 69 $ 9,715,000 $ 140,797 $ 80,000
Montgomery, Ohio 68 $ 6,557,000 $ 96,426 $ 47,000
Norfolk, Massachusetts 67 $ 13,582,000 $ 202,716 $ 81,000
Union, North Carolina 67 $ 9,261,000 $ 138,223 $ 66,000
Peoria, Illinois 66 $ 4,326,000 $ 65,545 $ 48,000
Wyandotte, Kansas 66 $ 4,298,000 $ 65,121 $ 43,000
Monroe, New York 66 $ 4,902,000 $ 74,272 $ 55,000
Lorain, Ohio 66 $ 6,611,000 $ 100,166 $ 52,000
Lehigh, Pennsylvania 66 $ 6,265,000 $ 94,924 $ 61,000
Orange, Florida 65 $ 7,761,000 $ 119,400 $ 53,000
Onondaga, New York 65 $ 4,944,000 $ 76,061 $ 51,000
New Hanover, North Carolina 64 $ 7,283,000 $ 113,796 $ 54,000
Berks, Pennsylvania 63 $ 4,003,000 $ 63,539 $ 47,000
Maricopa, Arizona 62 $ 10,526,000 $ 169,774 $ 68,000
Johnston, North Carolina 62 $ 6,907,000 $ 111,403 $ 56,000
Cumberland, Maine 61 $ 8,660,000 $ 141,967 $ 69,000
Macomb, Michigan 61 $ 6,400,000 $ 104,918 $ 63,000
Westmoreland, Pennsylvania 61 $ 5,378,000 $ 88,163 $ 49,000
Charleston, South Carolina 61 $ 6,592,000 $ 108,065 $ 67,000
Spartanburg, South Carolina 61 $ 4,987,000 $ 81,754 $ 44,000
Hillsborough, New Hampshire 60 $ 9,134,000 $ 152,233 $ 88,000
Onslow, North Carolina 60 $ 5,372,000 $ 89,533 $ 45,000
Muscogee, Georgia 59 $ 5,402,000 $ 91,559 $ 50,000
York, Maine 59 $ 9,236,000 $ 156,542 $ 55,000
Rockingham, North Carolina 59 $ 4,653,000 $ 78,864 $ 46,000
Rutherford, Tennessee 59 $ 6,066,000 $ 102,813 $ 58,000
Virginia Beach, Virginia 59 $ 7,241,000 $ 122,728 $ 56,000
DuPage, Illinois 58 $ 8,619,000 $ 148,603 $ 86,000
Northampton, Pennsylvania 58 $ 5,459,000 $ 94,120 $ 55,000
Marion, Florida 57 $ 4,392,000 $ 77,052 $ 55,000
Dutchess, New York 57 $ 8,079,000 $ 141,736 $ 83,000
Westchester, New York 57 $ 9,902,000 $ 173,719 $ 103,000
Shawnee, Kansas 56 $ 3,816,000 $ 68,142 $ 45,000
Muskegon, Michigan 56 $ 3,915,000 $ 69,910 $ 38,000
Davidson, North Carolina 56 $ 5,773,000 $ 103,089 $ 49,000
Sangamon, Illinois 55 $ 3,637,000 $ 66,127 $ 44,000
Cumberland, New Jersey 55 $ 5,583,000 $ 101,509 $ 50,000
Alamance, North Carolina 55 $ 5,822,000 $ 105,854 $ 56,000
Cabarrus, North Carolina 54 $ 5,804,000 $ 107,481 $ 43,000
Chester, Pennsylvania 54 $ 6,023,000 $ 111,537 $ 70,000
Dauphin, Pennsylvania 54 $ 4,056,000 $ 75,111 $ 52,000
Richmond, Georgia 52 $ 3,357,000 $ 64,557 $ 41,000
Fayette, Kentucky 52 $ 5,098,000 $ 98,038 $ 55,000
Hudson, New Jersey 52 $ 10,508,000 $ 202,076 $ 73,000
Lexington, South Carolina 52 $ 4,674,000 $ 89,884 $ 45,000
Berrien, Michigan 51 $ 4,338,000 $ 85,058 $ 37,000
Lancaster, Pennsylvania 51 $ 5,148,000 $ 100,941 $ 52,000
Monroe, Pennsylvania 51 $ 6,407,000 $ 125,627 $ 59,000
Fairfax, Virginia 51 $ 11,870,000 $ 232,745 $ 93,000
St. Lucie, Florida 50 $ 5,641,000 $ 112,820 $ 95,000
Jackson, Michigan 50 $ 4,202,000 $ 84,040 $ 47,000
Iredell, North Carolina 50 $ 6,292,000 $ 125,840 $ 54,000
Pitt, North Carolina 50 $ 4,274,000 $ 85,480 $ 48,000
Erie, Pennsylvania 50 $ 2,862,000 $ 57,240 $ 37,000
Saratoga, New York 49 $ 5,598,000 $ 114,244 $ 67,000
Randolph, North Carolina 49 $ 4,460,000 $ 91,020 $ 50,000
York, South Carolina 49 $ 5,095,000 $ 103,979 $ 58,000
Montgomery, Tennessee 49 $ 4,122,000 $ 84,122 $ 53,000
Salt Lake, Utah 49 $ 5,324,000 $ 108,653 $ 48,000
Sussex, Delaware 48 $ 4,993,000 $ 104,020 $ 58,000
Henry, Georgia 48 $ 6,964,000 $ 145,083 $ 65,000
Schenectady, New York 48 $ 3,757,000 $ 78,270 $ 53,000
Fayette, Pennsylvania 48 $ 2,795,000 $ 58,229 $ 196,000
Union, New Jersey 47 $ 9,419,000 $ 200,404 $ 66,000
Bronx, New York 47 $ 8,583,000 $ 182,617 $ 70,000
Macon, Illinois 46 $ 2,228,000 $ 48,434 $ 39,000
Calhoun, Michigan 46 $ 3,639,000 $ 79,108 $ 38,000
Hernando, Florida 45 $ 5,393,000 $ 119,844 $ 49,000
Paulding, Georgia 45 $ 4,862,000 $ 108,044 $ 60,000
Penobscot, Maine 45 $ 3,691,000 $ 82,022 $ 114,000
Kalamazoo, Michigan 45 $ 3,326,000 $ 73,911 $ 41,000
Oneida, New York 45 $ 2,741,000 $ 60,911 $ 71,000
Aroostook, Maine 44 $ 2,671,000 $ 60,704 $ 44,000
Lake, Illinois 43 $ 6,559,000 $ 152,534 $ 77,000
Hennepin, Minnesota 43 $ 5,165,000 $ 120,116 $ 64,000
Ulster, New York 43 $ 6,066,000 $ 141,069 $ 69,000
Brunswick, North Carolina 43 $ 5,011,000 $ 116,534 $ 57,000
Rowan, North Carolina 43 $ 3,980,000 $ 92,558 $ 45,000
Harris, Texas 43 $ 2,876,000 $ 66,883 $ 56,000
Anne Arundel, Maryland 42 $ 8,068,000 $ 192,095 $ 72,000
Burke, North Carolina 42 $ 3,812,000 $ 90,761 $ 47,000
Cleveland, North Carolina 42 $ 4,149,000 $ 98,785 $ 49,000
Wayne, North Carolina 42 $ 3,595,000 $ 85,595 $ 45,000
Cambria, Pennsylvania 42 $ 1,751,000 $ 41,690 $ 36,000
Northumberland, Pennsylvania 42 $ 2,453,000 $ 58,404 $ 37,000
Aiken, South Carolina 42 $ 2,642,000 $ 62,904 $ 40,000
Porter, Indiana 41 $ 4,046,000 $ 98,682 $ 61,000
Kennebec, Maine 41 $ 3,865,000 $ 94,268 $ 62,000
Morris, New Jersey 41 $ 8,549,000 $ 208,512 $ 100,000
Clark, Ohio 41 $ 2,901,000 $ 70,756 $ 48,000
Lackawanna, Pennsylvania 41 $ 3,327,000 $ 81,146 $ 47,000
Madison, Tennessee 41 $ 2,627,000 $ 64,073 $ 38,000
Sullivan, Tennessee 41 $ 3,215,000 $ 78,414 $ 48,000
New London, Connecticut 40 $ 5,362,000 $ 134,050 $ 62,000
Lake, Florida 40 $ 3,942,000 $ 98,550 $ 54,000
Douglas, Georgia 40 $ 4,104,000 $ 102,600 $ 53,000
Champaign, Illinois 40 $ 3,028,000 $ 75,700 $ 50,000
Catawba, North Carolina 40 $ 3,719,000 $ 92,975 $ 49,000
Henrico, Virginia 40 $ 4,826,000 $ 120,650 $ 58,000
Kent, Delaware 39 $ 4,303,000 $ 110,333 $ 45,000
Vermilion, Illinois 39 $ 1,641,000 $ 42,076 $ 40,000
Rockingham, New Hampshire 39 $ 7,228,000 $ 185,333 $ 76,000
Rensselaer, New York 39 $ 3,881,000 $ 99,512 $ 48,000
Allen, Ohio 39 $ 2,446,000 $ 62,717 $ 55,000
Columbiana, Ohio 39 $ 2,842,000 $ 72,871 $ 46,000
Hampton, Virginia 39 $ 3,166,000 $ 81,179 $ 49,000
Escambia, Florida 38 $ 3,622,000 $ 95,315 $ 51,000
Ingham, Michigan 38 $ 3,076,000 $ 80,947 $ 39,000
Kent, Michigan 38 $ 4,051,000 $ 106,605 $ 51,000
Sullivan, New York 38 $ 4,142,000 $ 109,000 $ 52,000
Harnett, North Carolina 38 $ 3,791,000 $ 99,763 $ 71,000
Mercer, Pennsylvania 38 $ 2,174,000 $ 57,210 $ 40,000
Newport, Rhode Island 38 $ 8,415,000 $ 221,447 $ 79,000
Berkeley, South Carolina 38 $ 4,400,000 $ 115,789 $ 89,000
Florence, South Carolina 38 $ 2,706,000 $ 71,210 $ 45,000
Chesterfield, Virginia 38 $ 4,611,000 $ 121,342 $ 59,000
Winnebago, Illinois 37 $ 2,854,000 $ 77,135 $ 56,000
Elkhart, Indiana 37 $ 2,522,000 $ 68,162 $ 39,000
Johnson, Kansas 37 $ 4,521,000 $ 122,189 $ 58,000
Dorchester, South Carolina 37 $ 4,191,000 $ 113,270 $ 52,000
Sarasota, Florida 36 $ 3,233,000 $ 89,805 $ 53,000
Greene, Missouri 36 $ 1,998,000 $ 55,500 $ 46,000
Sussex, New Jersey 36 $ 6,532,000 $ 181,444 $ 104,000
Nash, North Carolina 36 $ 3,492,000 $ 97,000 $ 55,000
Muskingum, Ohio 36 $ 1,936,000 $ 53,777 $ 30,000
Lawrence, Pennsylvania 36 $ 1,771,000 $ 49,194 $ 37,000
Anderson, South Carolina 36 $ 3,013,000 $ 83,694 $ 45,000
Prince William, Virginia 36 $ 7,664,000 $ 212,888 $ 97,000
Cherokee, Georgia 35 $ 4,814,000 $ 137,542 $ 68,000
McLean, Illinois 35 $ 2,896,000 $ 82,742 $ 53,000
Vigo, Indiana 35 $ 2,071,000 $ 59,171 $ 45,000
Robeson, North Carolina 35 $ 2,268,000 $ 64,800 $ 39,000
Sumter, South Carolina 35 $ 2,102,000 $ 60,057 $ 41,000
Vanderburgh, Indiana 34 $ 2,288,000 $ 67,294 $ 40,000
Montgomery, Maryland 34 $ 7,387,000 $ 217,264 $ 115,000
Broome, New York 34 $ 1,806,000 $ 53,117 $ 42,000
Lake, Ohio 34 $ 3,492,000 $ 102,705 $ 61,000
Scioto, Ohio 34 $ 1,592,000 $ 46,823 $ 33,000
Beaver, Pennsylvania 34 $ 2,670,000 $ 78,529 $ 78,000
Orangeburg, South Carolina 34 $ 2,562,000 $ 75,352 $ 42,000
Rock, Wisconsin 34 $ 3,261,000 $ 95,911 $ 43,000
Osceola, Florida 33 $ 4,359,000 $ 132,090 $ 61,000
Carroll, Georgia 33 $ 3,164,000 $ 95,878 $ 61,000
Kane, Illinois 33 $ 5,749,000 $ 174,212 $ 67,000
Kenton, Kentucky 33 $ 2,602,000 $ 78,848 $ 52,000
Niagara, New York 33 $ 2,106,000 $ 63,818 $ 54,000
Rockland, New York 33 $ 9,754,000 $ 295,575 $ 113,000
Caldwell, North Carolina 33 $ 2,691,000 $ 81,545 $ 46,000
Columbus, North Carolina 33 $ 3,189,000 $ 96,636 $ 42,000
Craven, North Carolina 33 $ 3,116,000 $ 94,424 $ 50,000
Jefferson, Ohio 33 $ 2,091,000 $ 63,363 $ 38,000
Blair, Pennsylvania 33 $ 1,937,000 $ 58,696 $ 44,000
Norfolk, Virginia 33 $ 3,491,000 $ 105,787 $ 42,000
Kenosha, Wisconsin 33 $ 4,431,000 $ 134,272 $ 56,000
LaPorte, Indiana 32 $ 2,111,000 $ 65,968 $ 53,000
Somerset, New Jersey 32 $ 5,482,000 $ 171,312 $ 107,000
Ashtabula, Ohio 32 $ 2,345,000 $ 73,281 $ 38,000
Belmont, Ohio 32 $ 1,720,000 $ 53,750 $ 61,000
Berkeley, West Virginia 32 $ 3,561,000 $ 111,281 $ 49,000
Seminole, Florida 31 $ 3,837,000 $ 123,774 $ 74,000
Bibb, Georgia 31 $ 2,697,000 $ 87,000 $ 47,000
Delaware, Indiana 31 $ 1,553,000 $ 50,096 $ 39,000
Grant, Indiana 31 $ 1,981,000 $ 63,903 $ 42,000
Jasper, Missouri 31 $ 2,079,000 $ 67,064 $ 32,000
Edgecombe, North Carolina 31 $ 2,173,000 $ 70,096 $ 37,000
Licking, Ohio 31 $ 3,430,000 $ 110,645 $ 52,000
Chatham, Georgia 30 $ 2,851,000 $ 95,033 $ 51,000
McHenry, Illinois 30 $ 4,197,000 $ 139,900 $ 82,000
Hamilton, Indiana 30 $ 3,434,000 $ 114,466 $ 60,000
Madison, Indiana 30 $ 1,914,000 $ 63,800 $ 58,000
Oxford, Maine 30 $ 2,524,000 $ 84,133 $ 54,000
Cass, Michigan 30 $ 2,201,000 $ 73,366 $ 36,000
St. Charles, Missouri 30 $ 3,584,000 $ 119,466 $ 112,000
Lincoln, North Carolina 30 $ 3,008,000 $ 100,266 $ 47,000
Carbon, Pennsylvania 30 $ 3,174,000 $ 105,800 $ 56,000
Leon, Florida 29 $ 2,765,000 $ 95,344 $ 53,000
Manatee, Florida 29 $ 3,662,000 $ 126,275 $ 54,000
Coweta, Georgia 29 $ 3,969,000 $ 136,862 $ 59,000
Houston, Georgia 29 $ 2,402,000 $ 82,827 $ 41,000
Buncombe, North Carolina 29 $ 3,978,000 $ 137,172 $ 49,000
Lawrence, Ohio 29 $ 1,953,000 $ 67,344 $ 40,000
Marion, Ohio 29 $ 1,602,000 $ 55,241 $ 42,000
Sumner, Tennessee 29 $ 2,816,000 $ 97,103 $ 47,000
Roanoke City, Virginia 29 $ 1,946,000 $ 67,103 $ 32,000
Tolland, Connecticut 28 $ 3,008,000 $ 107,428 $ 62,000
Citrus, Florida 28 $ 2,359,000 $ 84,250 $ 47,000
Dougherty, Georgia 28 $ 1,431,000 $ 51,107 $ 45,000
Walker, Georgia 28 $ 2,049,000 $ 73,178 $ 47,000
Kankakee, Illinois 28 $ 2,211,000 $ 78,964 $ 52,000
Rock Island, Illinois 28 $ 2,081,000 $ 74,321 $ 48,000
Tazewell, Illinois 28 $ 2,454,000 $ 87,642 $ 50,000
Bay, Michigan 28 $ 2,134,000 $ 76,214 $ 45,000
Franklin, Pennsylvania 28 $ 3,350,000 $ 119,642 $ 51,000
Lycoming, Pennsylvania 28 $ 2,127,000 $ 75,964 $ 40,000
Chesapeake, Virginia 28 $ 2,791,000 $ 99,678 $ 59,000
Richmond City, Virginia 28 $ 2,737,000 $ 97,750 $ 42,000
Dane, Wisconsin 28 $ 4,181,000 $ 149,321 $ 63,000
Racine, Wisconsin 28 $ 3,156,000 $ 112,714 $ 66,000
Waukesha, Wisconsin 28 $ 4,724,000 $ 168,714 $ 87,000
Williamson, Illinois 27 $ 1,525,000 $ 56,481 $ 55,000
Merrimack, New Hampshire 27 $ 3,344,000 $ 123,851 $ 60,000
Cape May, New Jersey 27 $ 2,816,000 $ 104,296 $ 56,000
Washington, New York 27 $ 1,760,000 $ 65,185 $ 48,000
Moore, North Carolina 27 $ 2,209,000 $ 81,814 $ 45,000
Surry, North Carolina 27 $ 2,611,000 $ 96,703 $ 51,000
Wilson, North Carolina 27 $ 2,425,000 $ 89,814 $ 96,000
Beaufort, South Carolina 27 $ 3,408,000 $ 126,222 $ 62,000
Kanawha, West Virginia 27 $ 1,635,000 $ 60,555 $ 47,000
Howard, Indiana 26 $ 1,554,000 $ 59,769 $ 53,000
Barnstable, Massachusetts 26 $ 4,593,000 $ 176,653 $ 71,000
St. Louis, Minnesota 26 $ 1,584,000 $ 60,923 $ 41,000
Buchanan, Missouri 26 $ 1,590,000 $ 61,153 $ 44,000
Halifax, North Carolina 26 $ 2,059,000 $ 79,192 $ 43,000
Pike, Pennsylvania 26 $ 3,285,000 $ 126,346 $ 67,000
Tipton, Tennessee 26 $ 2,587,000 $ 99,500 $ 44,000
Brown, Wisconsin 26 $ 3,134,000 $ 120,538 $ 56,000
El Paso, Colorado 25 $ 3,092,000 $ 123,680 $ 62,000
Androscoggin, Maine 25 $ 3,096,000 $ 123,840 $ 62,000
Jefferson, Missouri 25 $ 1,912,000 $ 76,480 $ 53,000
Washoe, Nevada 25 $ 4,841,000 $ 193,640 $ 52,000
Oswego, New York 25 $ 1,371,000 $ 54,840 $ 55,000
Fairfield, Ohio 25 $ 3,166,000 $ 126,640 $ 78,000
Clearfield, Pennsylvania 25 $ 951,000 $ 38,040 $ 33,000
Indiana, Pennsylvania 25 $ 1,623,000 $ 64,920 $ 46,000
Washington, Pennsylvania 25 $ 1,481,000 $ 59,240 $ 46,000
Lauderdale, Tennessee 25 $ 1,476,000 $ 59,040 $ 29,000
Wilson, Tennessee 25 $ 2,778,000 $ 111,120 $ 65,000
Cabell, West Virginia 25 $ 1,565,000 $ 62,600 $ 42,000
Winnebago, Wisconsin 25 $ 2,124,000 $ 84,960 $ 40,000
Mohave, Arizona 24 $ 2,334,000 $ 97,250 $ 40,000
Charlotte, Florida 24 $ 3,026,000 $ 126,083 $ 86,000
Okaloosa, Florida 24 $ 2,303,000 $ 95,958 $ 58,000
Hall, Georgia 24 $ 2,608,000 $ 108,666 $ 51,000
Van Buren, Michigan 24 $ 1,844,000 $ 76,833 $ 43,000
Clay, Missouri 24 $ 2,186,000 $ 91,083 $ 57,000
Fulton, New York 24 $ 1,559,000 $ 64,958 $ 48,000
Wilkes, North Carolina 24 $ 2,491,000 $ 103,791 $ 49,000
Ross, Ohio 24 $ 2,341,000 $ 97,541 $ 53,000
Cumberland, Pennsylvania 24 $ 2,325,000 $ 96,875 $ 69,000
Washington, Tennessee 24 $ 2,425,000 $ 101,041 $ 60,000
Spokane, Washington 24 $ 2,491,000 $ 103,791 $ 43,000
Litchfield, Connecticut 23 $ 3,502,000 $ 152,260 $ 105,000
Troup, Georgia 23 $ 2,200,000 $ 95,652 $ 41,000
Floyd, Kentucky 23 $ 1,629,000 $ 70,826 $ 40,000
Ottawa, Michigan 23 $ 3,017,000 $ 131,173 $ 58,000
Salem, New Jersey 23 $ 2,164,000 $ 94,086 $ 56,000
Scotland, North Carolina 23 $ 1,323,000 $ 57,521 $ 44,000
Hancock, Ohio 23 $ 2,221,000 $ 96,565 $ 52,000
Miami, Ohio 23 $ 2,403,000 $ 104,478 $ 54,000
Washington, Ohio 23 $ 1,955,000 $ 85,000 $ 46,000
Lebanon, Pennsylvania 23 $ 2,012,000 $ 87,478 $ 64,000
Somerset, Pennsylvania 23 $ 1,220,000 $ 53,043 $ 53,000
Greene, Tennessee 23 $ 1,431,000 $ 62,217 $ 30,000
Pierce, Washington 23 $ 3,463,000 $ 150,565 $ 82,000
Collier, Florida 22 $ 3,871,000 $ 175,954 $ 71,000
Catoosa, Georgia 22 $ 1,994,000 $ 90,636 $ 39,000
Lowndes, Georgia 22 $ 1,525,000 $ 69,318 $ 53,000
Pulaski, Kentucky 22 $ 1,582,000 $ 71,909 $ 55,000
Whitley, Kentucky 22 $ 1,129,000 $ 51,318 $ 34,000
Harford, Maryland 22 $ 3,249,000 $ 147,681 $ 68,000
Chautauqua, New York 22 $ 1,437,000 $ 65,318 $ 47,000
Columbia, New York 22 $ 2,458,000 $ 111,727 $ 53,000
Carteret, North Carolina 22 $ 3,457,000 $ 157,136 $ 87,000
Hoke, North Carolina 22 $ 1,565,000 $ 71,136 $ 45,000
Butler, Ohio 22 $ 2,397,000 $ 108,954 $ 62,000
Logan, Ohio 22 $ 1,635,000 $ 74,318 $ 43,000
Chesterfield, South Carolina 22 $ 1,450,000 $ 65,909 $ 39,000
Utah, Utah 22 $ 3,708,000 $ 168,545 $ 55,000
Newport News, Virginia 22 $ 1,981,000 $ 90,045 $ 50,000
Portsmouth, Virginia 22 $ 1,837,000 $ 83,500 $ 49,000
Spotsylvania, Virginia 22 $ 3,820,000 $ 173,636 $ 75,000
Stafford, Virginia 22 $ 4,293,000 $ 195,136 $ 70,000
King, Washington 22 $ 3,610,000 $ 164,090 $ 68,000
Liberty, Georgia 21 $ 1,889,000 $ 89,952 $ 62,000
Fulton, Illinois 21 $ 994,000 $ 47,333 $ 34,000
Saline, Illinois 21 $ 681,000 $ 32,428 $ 35,000
Cass, Indiana 21 $ 1,418,000 $ 67,523 $ 46,000
Wayne, Indiana 21 $ 1,304,000 $ 62,095 $ 44,000
Christian, Kentucky 21 $ 1,141,000 $ 54,333 $ 30,000
Jessamine, Kentucky 21 $ 1,984,000 $ 94,476 $ 82,000
Berkshire, Massachusetts 21 $ 2,459,000 $ 117,095 $ 51,000
Lenawee, Michigan 21 $ 2,172,000 $ 103,428 $ 39,000
Monroe, Michigan 21 $ 2,189,000 $ 104,238 $ 69,000
Montcalm, Michigan 21 $ 1,621,000 $ 77,190 $ 33,000
Tuscola, Michigan 21 $ 2,032,000 $ 96,761 $ 52,000
Scott, Missouri 21 $ 1,063,000 $ 50,619 $ 41,000
Clinton, New York 21 $ 1,538,000 $ 73,238 $ 50,000
Herkimer, New York 21 $ 1,102,000 $ 52,476 $ 46,000
Jefferson, New York 21 $ 1,341,000 $ 63,857 $ 40,000
Montgomery, New York 21 $ 1,303,000 $ 62,047 $ 48,000
Wayne, New York 21 $ 1,397,000 $ 66,523 $ 52,000
Lenoir, North Carolina 21 $ 1,298,000 $ 61,809 $ 45,000
Greene, Ohio 21 $ 2,186,000 $ 104,095 $ 272,000
Tuscarawas, Ohio 21 $ 1,526,000 $ 72,666 $ 30,000
Warren, Ohio 21 $ 2,121,000 $ 101,000 $ 68,000
Crawford, Pennsylvania 21 $ 1,560,000 $ 74,285 $ 47,000
Gibson, Tennessee 21 $ 1,017,000 $ 48,428 $ 33,000
Marathon, Wisconsin 21 $ 1,650,000 $ 78,571 $ 44,000
Outagamie, Wisconsin 21 $ 2,054,000 $ 97,809 $ 54,000
Columbia, Georgia 20 $ 1,657,000 $ 82,850 $ 56,000
Franklin, Illinois 20 $ 1,015,000 $ 50,750 $ 54,000
LaSalle, Illinois 20 $ 1,178,000 $ 58,900 $ 45,000
Johnson, Indiana 20 $ 1,794,000 $ 89,700 $ 55,000
Kosciusko, Indiana 20 $ 2,172,000 $ 108,600 $ 50,000
Leavenworth, Kansas 20 $ 2,019,000 $ 100,950 $ 39,000
Montgomery, Kansas 20 $ 610,000 $ 30,500 $ 35,000
Boyd, Kentucky 20 $ 1,346,000 $ 67,300 $ 44,000
Hardin, Kentucky 20 $ 2,140,000 $ 107,000 $ 55,000
Hancock, Maine 20 $ 1,932,000 $ 96,600 $ 33,000
Somerset, Maine 20 $ 1,386,000 $ 69,300 $ 39,000
Washtenaw, Michigan 20 $ 2,802,000 $ 140,100 $ 52,000
Essex, New York 20 $ 1,849,000 $ 92,450 $ 44,000
Steuben, New York 20 $ 1,046,000 $ 52,300 $ 45,000
Franklin, North Carolina 20 $ 2,413,000 $ 120,650 $ 55,000
Person, North Carolina 20 $ 1,824,000 $ 91,200 $ 49,000
Rutherford, North Carolina 20 $ 2,062,000 $ 103,100 $ 44,000
Clermont, Ohio 20 $ 1,935,000 $ 96,750 $ 39,000
Sandusky, Ohio 20 $ 1,547,000 $ 77,350 $ 49,000
Oklahoma, Oklahoma 20 $ 1,485,000 $ 74,250 $ 43,000
Lancaster, South Carolina 20 $ 2,037,000 $ 101,850 $ 46,000
Pickens, South Carolina 20 $ 2,296,000 $ 114,800 $ 49,000
Williamsburg, South Carolina 20 $ 868,000 $ 43,400 $ 28,000
Blount, Tennessee 20 $ 2,404,000 $ 120,200 $ 54,000
Sevier, Tennessee 20 $ 2,551,000 $ 127,550 $ 55,000
Middlesex, Connecticut 19 $ 3,072,000 $ 161,684 $ 60,000
Alachua, Florida 19 $ 1,588,000 $ 83,578 $ 38,000
Indian River, Florida 19 $ 2,150,000 $ 113,157 $ 39,000
Graves, Kentucky 19 $ 824,000 $ 43,368 $ 40,000
Madison, Kentucky 19 $ 1,946,000 $ 102,421 $ 54,000
Warren, Kentucky 19 $ 1,410,000 $ 74,210 $ 88,000
Branch, Michigan 19 $ 1,206,000 $ 63,473 $ 38,000
St. Joseph, Michigan 19 $ 1,009,000 $ 53,105 $ 35,000
Cheshire, New Hampshire 19 $ 1,527,000 $ 80,368 $ 50,000
New York, New York 19 $ 5,794,000 $ 304,947 $ 192,000
Ontario, New York 19 $ 1,474,000 $ 77,578 $ 80,000
Warren, New York 19 $ 1,826,000 $ 96,105 $ 42,000
Beaufort, North Carolina 19 $ 1,388,000 $ 73,052 $ 52,000
Richmond, North Carolina 19 $ 1,065,000 $ 56,052 $ 42,000
Sampson, North Carolina 19 $ 1,508,000 $ 79,368 $ 37,000
Stanly, North Carolina 19 $ 1,233,000 $ 64,894 $ 43,000
Pickaway, Ohio 19 $ 1,802,000 $ 94,842 $ 61,000
Susquehanna, Pennsylvania 19 $ 1,270,000 $ 66,842 $ 43,000
Bristol, Rhode Island 19 $ 4,186,000 $ 220,315 $ 80,000
Dyer, Tennessee 19 $ 885,000 $ 46,578 $ 36,000
Hamblen, Tennessee 19 $ 1,501,000 $ 79,000 $ 39,000
Loudon, Tennessee 19 $ 1,416,000 $ 74,526 $ 46,000
Williamson, Tennessee 19 $ 3,126,000 $ 164,526 $ 78,000
Tarrant, Texas 19 $ 1,169,000 $ 61,526 $ 45,000
Dodge, Wisconsin 19 $ 2,149,000 $ 113,105 $ 46,000
Fond du Lac, Wisconsin 19 $ 1,380,000 $ 72,631 $ 51,000
Bay, Florida 18 $ 2,192,000 $ 121,777 $ 55,000
Bartow, Georgia 18 $ 1,403,000 $ 77,944 $ 55,000
Floyd, Georgia 18 $ 1,262,000 $ 70,111 $ 44,000
Whitfield, Georgia 18 $ 1,173,000 $ 65,166 $ 38,000
Crawford, Kansas 18 $ 1,334,000 $ 74,111 $ 69,000
Boone, Kentucky 18 $ 1,764,000 $ 98,000 $ 58,000
Washington, Maine 18 $ 1,037,000 $ 57,611 $ 35,000
Clare, Michigan 18 $ 1,182,000 $ 65,666 $ 39,000
Shiawassee, Michigan 18 $ 1,423,000 $ 79,055 $ 52,000
Cass, Missouri 18 $ 1,721,000 $ 95,611 $ 50,000
St. Francois, Missouri 18 $ 1,070,000 $ 59,444 $ 42,000
Stoddard, Missouri 18 $ 1,043,000 $ 57,944 $ 49,000
Grafton, New Hampshire 18 $ 1,720,000 $ 95,555 $ 58,000
Duplin, North Carolina 18 $ 1,457,000 $ 80,944 $ 46,000
Henderson, North Carolina 18 $ 2,320,000 $ 128,888 $ 83,000
Pender, North Carolina 18 $ 1,216,000 $ 67,555 $ 41,000
Yadkin, North Carolina 18 $ 1,180,000 $ 65,555 $ 38,000
Delaware, Ohio 18 $ 3,721,000 $ 206,722 $ 81,000
Richland, Ohio 18 $ 1,197,000 $ 66,500 $ 48,000
Wood, Ohio 18 $ 1,983,000 $ 110,166 $ 66,000
Lane, Oregon 18 $ 2,858,000 $ 158,777 $ 80,000
Armstrong, Pennsylvania 18 $ 1,022,000 $ 56,777 $ 52,000
Greenwood, South Carolina 18 $ 1,091,000 $ 60,611 $ 43,000
Cumberland, Tennessee 18 $ 1,401,000 $ 77,833 $ 37,000
Marion, West Virginia 18 $ 1,421,000 $ 78,944 $ 44,000
Walworth, Wisconsin 18 $ 2,453,000 $ 136,277 $ 86,000
Gadsden, Florida 17 $ 1,298,000 $ 76,352 $ 32,000
Glynn, Georgia 17 $ 1,802,000 $ 106,000 $ 56,000
Jefferson, Illinois 17 $ 1,084,000 $ 63,764 $ 71,000
Montgomery, Illinois 17 $ 1,173,000 $ 69,000 $ 50,000
Bartholomew, Indiana 17 $ 1,333,000 $ 78,411 $ 45,000
Greene, Indiana 17 $ 1,012,000 $ 59,529 $ 46,000
Lawrence, Indiana 17 $ 1,177,000 $ 69,235 $ 35,000
Noble, Indiana 17 $ 1,361,000 $ 80,058 $ 41,000
Reno, Kansas 17 $ 714,000 $ 42,000 $ 71,000
Greenup, Kentucky 17 $ 985,000 $ 57,941 $ 34,000
Hopkins, Kentucky 17 $ 769,000 $ 45,235 $ 55,000
Charles, Maryland 17 $ 3,350,000 $ 197,058 $ 56,000
Newton, Missouri 17 $ 1,174,000 $ 69,058 $ 43,000
Chenango, New York 17 $ 1,054,000 $ 62,000 $ 47,000
Chatham, North Carolina 17 $ 2,234,000 $ 131,411 $ 134,000
Vance, North Carolina 17 $ 1,374,000 $ 80,823 $ 41,000
Wayne, Ohio 17 $ 1,678,000 $ 98,705 $ 42,000
Tulsa, Oklahoma 17 $ 1,485,000 $ 87,352 $ 49,000
Adams, Pennsylvania 17 $ 1,952,000 $ 114,823 $ 68,000
Butler, Pennsylvania 17 $ 1,612,000 $ 94,823 $ 53,000
McKean, Pennsylvania 17 $ 786,000 $ 46,235 $ 38,000
Bradley, Tennessee 17 $ 1,281,000 $ 75,352 $ 42,000
Fayette, Tennessee 17 $ 2,516,000 $ 148,000 $ 71,000
Bedford, Virginia 17 $ 1,598,000 $ 94,000 $ 46,000
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Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 33,431 $3,390,043,000 $101,000 $2,100,000 $55,000 $7,644,000
Home Purchase 274 $40,643,000 $148,000 $759,000 $65,000 $420,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,538 $1,816,961,000 $98,000 $1,500,000 $57,000 $4,480,000
Not Provided 7,467 $879,931,000 $117,000 $2,100,000 $59,000 $7,644,000
Black or African American 5,731 $505,079,000 $88,000 $1,030,000 $44,000 $2,448,000
Hispanic 1,208 $140,385,000 $116,000 $750,000 $53,000 $1,200,000
American Indian or Alaskan Native 374 $32,370,000 $86,000 $580,000 $48,000 $527,000
Asian 346 $50,651,000 $146,000 $812,000 $77,000 $1,200,000
Native Hawaiian or Other Pacific Islander 41 $5,309,000 $129,000 $615,000 $53,000 $144,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 33,705 $3,430,686,000 $101,000 $2,100,000 $55,000 $7,644,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 16,271 $1,736,190,000 $106,000 $2,100,000 $47,000 $7,644,000
Application Approved But Not Accepted 14,779 $1,450,864,000 $98,000 $1,500,000 $64,000 $3,501,000
Loan Originated 2,655 $243,632,000 $91,000 $880,000 $55,000 $1,333,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 8,367 $637,287,000 $76,000 $2,100,000 $49,000 $7,644,000
Debt-To-Income Ratio 4,486 $730,158,000 $162,000 $940,000 $39,000 $650,000
Collateral 3,411 $368,425,000 $108,000 $690,000 $51,000 $4,480,000
Credit History 6 $180,000 $30,000 $57,000 $58,000 $108,000
Unverifiable Information 1 $140,000 $140,000 $140,000 $48,000 $48,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Home Loan Investment Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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