Home Loan Investment Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Home Loan Investment Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Loan Investment Bank One Home Loan Plaza Warwick, RI 02886 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 714 |
| Total Mortgage Loan Application Amount | $140,060,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $730,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Home Loan Investment Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Loan Investment Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Home Loan Investment Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Loan Investment Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Loan Investment Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Loan Investment Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 74 | $ 14,279,000 | $ 192,000 | $ 75,000 |
| Kent County Rhode Island | 32 | $ 6,681,000 | $ 208,000 | $ 62,000 |
| Middlesex County Massachusetts | 23 | $ 5,965,000 | $ 259,000 | $ 78,000 |
| Suffolk County New York | 21 | $ 6,880,000 | $ 327,000 | $ 130,000 |
| Washington County Rhode Island | 20 | $ 5,666,000 | $ 283,000 | $ 104,000 |
| Norfolk County Massachusetts | 17 | $ 4,144,000 | $ 243,000 | $ 114,000 |
| Suffolk County Massachusetts | 17 | $ 4,369,000 | $ 257,000 | $ 127,000 |
| Bristol County Massachusetts | 15 | $ 4,009,000 | $ 267,000 | $ 128,000 |
| Cook County Illinois | 14 | $ 3,281,000 | $ 234,000 | $ 98,000 |
| Kings County New York | 13 | $ 4,227,000 | $ 325,000 | $ 93,000 |
| Worcester County Massachusetts | 12 | $ 2,262,000 | $ 188,000 | $ 86,000 |
| Queens County New York | 11 | $ 2,977,000 | $ 270,000 | $ 85,000 |
| Hampden County Massachusetts | 9 | $ 1,043,000 | $ 115,000 | $ 52,000 |
| Nassau County New York | 9 | $ 2,892,000 | $ 321,000 | $ 101,000 |
| Bronx County New York | 8 | $ 1,808,000 | $ 226,000 | $ 51,000 |
| Plymouth County Massachusetts | 7 | $ 1,313,000 | $ 187,000 | $ 78,000 |
| Philadelphia County Pennsylvania | 7 | $ 920,000 | $ 131,000 | $ 55,000 |
| Essex County Massachusetts | 6 | $ 1,973,000 | $ 328,000 | $ 134,000 |
| Bristol County Rhode Island | 6 | $ 1,343,000 | $ 223,000 | $ 102,000 |
| Newport County Rhode Island | 6 | $ 1,624,000 | $ 270,000 | $ 104,000 |
| Fairfield County Connecticut | 5 | $ 1,162,000 | $ 232,000 | $ 104,000 |
| Hartford County Connecticut | 5 | $ 984,000 | $ 196,000 | $ 76,000 |
| Essex County New Jersey | 5 | $ 1,029,000 | $ 205,000 | $ 82,000 |
| Gloucester County New Jersey | 5 | $ 707,000 | $ 141,000 | $ 61,000 |
| Monmouth County New Jersey | 5 | $ 1,365,000 | $ 273,000 | $ 141,000 |
| Ocean County New Jersey | 5 | $ 999,000 | $ 199,000 | $ 81,000 |
| Dutchess County New York | 5 | $ 438,000 | $ 87,000 | $ 51,000 |
| Erie County New York | 5 | $ 365,000 | $ 73,000 | $ 35,000 |
| New London County Connecticut | 4 | $ 709,000 | $ 177,000 | $ 41,000 |
| Will County Illinois | 4 | $ 881,000 | $ 220,000 | $ 84,000 |
| Baltimore City County Maryland | 4 | $ 409,000 | $ 102,000 | $ 34,000 |
| Rockingham County New Hampshire | 4 | $ 798,000 | $ 199,000 | $ 84,000 |
| Camden County New Jersey | 4 | $ 504,000 | $ 126,000 | $ 46,000 |
| Hudson County New Jersey | 4 | $ 460,000 | $ 115,000 | $ 26,000 |
| Rockland County New York | 4 | $ 1,271,000 | $ 317,000 | $ 111,000 |
| Westchester County New York | 4 | $ 1,520,000 | $ 380,000 | $ 126,000 |
| Rockingham County North Carolina | 4 | $ 496,000 | $ 124,000 | $ 57,000 |
| Lackawanna County Pennsylvania | 4 | $ 582,000 | $ 145,000 | $ 70,000 |
| Lancaster County Pennsylvania | 4 | $ 691,000 | $ 172,000 | $ 76,000 |
| New Haven County Connecticut | 3 | $ 460,000 | $ 153,000 | $ 41,000 |
| DuPage County Illinois | 3 | $ 722,000 | $ 240,000 | $ 103,000 |
| Montgomery County Maryland | 3 | $ 932,000 | $ 310,000 | $ 82,000 |
| Barnstable County Massachusetts | 3 | $ 712,000 | $ 237,000 | $ 84,000 |
| Merrimack County New Hampshire | 3 | $ 728,000 | $ 242,000 | $ 98,000 |
| Atlantic County New Jersey | 3 | $ 613,000 | $ 204,000 | $ 61,000 |
| Cumberland County New Jersey | 3 | $ 427,000 | $ 142,000 | $ 101,000 |
| Middlesex County New Jersey | 3 | $ 389,000 | $ 129,000 | $ 95,000 |
| Morris County New Jersey | 3 | $ 590,000 | $ 196,000 | $ 75,000 |
| Greene County New York | 3 | $ 416,000 | $ 138,000 | $ 121,000 |
| New York County New York | 3 | $ 1,493,000 | $ 497,000 | $ 159,000 |
| Washington County New York | 3 | $ 204,000 | $ 68,000 | $ 43,000 |
| Allegheny County Pennsylvania | 3 | $ 151,000 | $ 50,000 | $ 32,000 |
| Chester County Pennsylvania | 3 | $ 827,000 | $ 275,000 | $ 93,000 |
| Delaware County Pennsylvania | 3 | $ 687,000 | $ 229,000 | $ 170,000 |
| Montgomery County Pennsylvania | 3 | $ 636,000 | $ 212,000 | $ 105,000 |
| Charleston County South Carolina | 3 | $ 550,000 | $ 183,000 | $ 174,000 |
| Shelby County Tennessee | 3 | $ 412,000 | $ 137,000 | $ 60,000 |
| Chesterfield County Virginia | 3 | $ 351,000 | $ 117,000 | $ 63,000 |
| Middlesex County Connecticut | 2 | $ 217,000 | $ 108,000 | $ 40,000 |
| Windham County Connecticut | 2 | $ 550,000 | $ 275,000 | $ 79,000 |
| Duval County Florida | 2 | $ 129,000 | $ 64,000 | $ 37,000 |
| Lee County Florida | 2 | $ 327,000 | $ 163,000 | $ 95,000 |
| St. Lucie County Florida | 2 | $ 155,000 | $ 77,000 | $ 51,000 |
| Columbia County Georgia | 2 | $ 115,000 | $ 57,000 | $ 42,000 |
| DeKalb County Georgia | 2 | $ 505,000 | $ 252,000 | $ 115,000 |
| Fulton County Georgia | 2 | $ 397,000 | $ 198,000 | $ 69,000 |
| Kane County Illinois | 2 | $ 709,000 | $ 354,000 | $ 168,000 |
| Jefferson County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 46,000 |
| Harford County Maryland | 2 | $ 573,000 | $ 286,000 | $ 78,000 |
| Pine County Minnesota | 2 | $ 275,000 | $ 137,000 | $ 40,000 |
| Jefferson County Missouri | 2 | $ 243,000 | $ 121,000 | $ 56,000 |
| Bergen County New Jersey | 2 | $ 661,000 | $ 330,000 | $ 84,000 |
| Burlington County New Jersey | 2 | $ 433,000 | $ 216,000 | $ 57,000 |
| Somerset County New Jersey | 2 | $ 413,000 | $ 206,000 | $ 69,000 |
| Delaware County New York | 2 | $ 110,000 | $ 55,000 | $ 38,000 |
| Essex County New York | 2 | $ 317,000 | $ 158,000 | $ 63,000 |
| Genesee County New York | 2 | $ 214,000 | $ 107,000 | $ 57,000 |
| Niagara County New York | 2 | $ 320,000 | $ 160,000 | $ 22,000 |
| Oneida County New York | 2 | $ 121,000 | $ 60,000 | $ 31,000 |
| Onondaga County New York | 2 | $ 414,000 | $ 207,000 | $ 57,000 |
| Orange County New York | 2 | $ 774,000 | $ 387,000 | $ 104,000 |
| Richmond County New York | 2 | $ 355,000 | $ 177,000 | $ 91,000 |
| Saratoga County New York | 2 | $ 540,000 | $ 270,000 | $ 105,000 |
| Schoharie County New York | 2 | $ 200,000 | $ 100,000 | $ 40,000 |
| St. Lawrence County New York | 2 | $ 101,000 | $ 50,000 | $ 45,000 |
| Columbus County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 15,000 |
| Lincoln County North Carolina | 2 | $ 127,000 | $ 63,000 | $ 26,000 |
| Martin County North Carolina | 2 | $ 239,000 | $ 119,000 | $ 109,000 |
| Rowan County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 66,000 |
| Wake County North Carolina | 2 | $ 341,000 | $ 170,000 | $ 46,000 |
| Hamilton County Ohio | 2 | $ 173,000 | $ 86,000 | $ 80,000 |
| Linn County Oregon | 2 | $ 283,000 | $ 141,000 | $ 60,000 |
| Fulton County Pennsylvania | 2 | $ 384,000 | $ 192,000 | $ 62,000 |
| Northampton County Pennsylvania | 2 | $ 583,000 | $ 291,000 | $ 104,000 |
| Westmoreland County Pennsylvania | 2 | $ 244,000 | $ 122,000 | $ 40,000 |
| Greenville County South Carolina | 2 | $ 262,000 | $ 131,000 | $ 46,000 |
| Arlington County Virginia | 2 | $ 725,000 | $ 362,000 | $ 61,000 |
| Fairfax County Virginia | 2 | $ 371,000 | $ 185,000 | $ 51,000 |
| Hampton County Virginia | 2 | $ 175,000 | $ 87,000 | $ 29,000 |
| Rockingham County Virginia | 2 | $ 346,000 | $ 173,000 | $ 67,000 |
| Berkeley County West Virginia | 2 | $ 520,000 | $ 260,000 | $ 66,000 |
| Kanawha County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 34,000 |
| Kenosha County Wisconsin | 2 | $ 529,000 | $ 264,000 | $ 89,000 |
| Yavapai County Arizona | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Los Angeles County California | 1 | $ 338,000 | $ 338,000 | $ 69,000 |
| Tolland County Connecticut | 1 | $ 239,000 | $ 239,000 | $ 59,000 |
| Kent County Delaware | 1 | $ 110,000 | $ 110,000 | $ 51,000 |
| New Castle County Delaware | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Alachua County Florida | 1 | $ 148,000 | $ 148,000 | $ 24,000 |
| Highlands County Florida | 1 | $ 55,000 | $ 55,000 | $ 8,000 |
| Martin County Florida | 1 | $ 188,000 | $ 188,000 | $ 105,000 |
| Miami-Dade County Florida | 1 | $ 306,000 | $ 306,000 | $ 75,000 |
| Union County Florida | 1 | $ 60,000 | $ 60,000 | $ 17,000 |
| Volusia County Florida | 1 | $ 152,000 | $ 152,000 | $ 50,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 30,000 |
| Brooks County Georgia | 1 | $ 60,000 | $ 60,000 | $ 31,000 |
| Clarke County Georgia | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Crisp County Georgia | 1 | $ 44,000 | $ 44,000 | $ 43,000 |
| Forsyth County Georgia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Gwinnett County Georgia | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Madison County Georgia | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Morgan County Georgia | 1 | $ 256,000 | $ 256,000 | $ 82,000 |
| Muscogee County Georgia | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Pickens County Georgia | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Adams County Illinois | 1 | $ 168,000 | $ 168,000 | $ 100,000 |
| Champaign County Illinois | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| DeKalb County Illinois | 1 | $ 148,000 | $ 148,000 | $ 48,000 |
| Franklin County Illinois | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Hancock County Illinois | 1 | $ 56,000 | $ 56,000 | $ 27,000 |
| Kankakee County Illinois | 1 | $ 226,000 | $ 226,000 | $ 70,000 |
| Madison County Illinois | 1 | $ 79,000 | $ 79,000 | $ 23,000 |
| Sangamon County Illinois | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Stephenson County Illinois | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Tazewell County Illinois | 1 | $ 220,000 | $ 220,000 | $ 95,000 |
| Floyd County Indiana | 1 | $ 149,000 | $ 149,000 | $ 50,000 |
| Lake County Indiana | 1 | $ 45,000 | $ 45,000 | $ 14,000 |
| Marion County Indiana | 1 | $ 60,000 | $ 60,000 | $ 16,000 |
| Owen County Indiana | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| Parke County Indiana | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
| Johnson County Kansas | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
| Lyon County Kansas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Marion County Kansas | 1 | $ 54,000 | $ 54,000 | $ 31,000 |
| Montgomery County Kansas | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Anderson County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Boone County Kentucky | 1 | $ 209,000 | $ 209,000 | $ 118,000 |
| Campbell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Floyd County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 65,000 |
| Grayson County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Kenton County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 125,000 |
| Pulaski County Kentucky | 1 | $ 309,000 | $ 309,000 | $ 94,000 |
| Russell County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Trimble County Kentucky | 1 | $ 187,000 | $ 187,000 | $ 55,000 |
| Lincoln County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Orleans County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Terrebonne County Louisiana | 1 | $ 54,000 | $ 54,000 | $ 15,000 |
| Cumberland County Maine | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Kennebec County Maine | 1 | $ 99,000 | $ 99,000 | $ 18,000 |
| Somerset County Maine | 1 | $ 48,000 | $ 48,000 | $ 11,000 |
| Washington County Maine | 1 | $ 54,000 | $ 54,000 | $ 12,000 |
| Carroll County Maryland | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Charles County Maryland | 1 | $ 300,000 | $ 300,000 | $ 98,000 |
| Prince George's County Maryland | 1 | $ 169,000 | $ 169,000 | $ 88,000 |
| Queen Anne's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 24,000 |
| Berkshire County Massachusetts | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Dukes County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 1,900,000 |
| Franklin County Massachusetts | 1 | $ 130,000 | $ 130,000 | $ 40,000 |
| Genesee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 12,000 |
| Oakland County Michigan | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Otsego County Michigan | 1 | $ 87,000 | $ 87,000 | $ 87,000 |
| Wayne County Michigan | 1 | $ 60,000 | $ 60,000 | $ 38,000 |
| Aitkin County Minnesota | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Anoka County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 55,000 |
| Carlton County Minnesota | 1 | $ 197,000 | $ 197,000 | $ 68,000 |
| Hennepin County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 220,000 |
| St. Louis City County Missouri | 1 | $ 40,000 | $ 40,000 | $ 23,000 |
| Hillsborough County New Hampshire | 1 | $ 340,000 | $ 340,000 | $ 108,000 |
| Mercer County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Passaic County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 114,000 |
| Salem County New Jersey | 1 | $ 59,000 | $ 59,000 | $ 26,000 |
| Sussex County New Jersey | 1 | $ 206,000 | $ 206,000 | $ 38,000 |
| Union County New Jersey | 1 | $ 96,000 | $ 96,000 | $ 90,000 |
| Albany County New York | 1 | $ 58,000 | $ 58,000 | $ 70,000 |
| Broome County New York | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Cayuga County New York | 1 | $ 154,000 | $ 154,000 | $ 55,000 |
| Chenango County New York | 1 | $ 52,000 | $ 52,000 | $ 36,000 |
| Clinton County New York | 1 | $ 43,000 | $ 43,000 | $ 32,000 |
| Herkimer County New York | 1 | $ 59,000 | $ 59,000 | $ 20,000 |
| Madison County New York | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| Rensselaer County New York | 1 | $ 163,000 | $ 163,000 | $ 106,000 |
| Schenectady County New York | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Warren County New York | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Wayne County New York | 1 | $ 182,000 | $ 182,000 | $ 66,000 |
| Alexander County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Brunswick County North Carolina | 1 | $ 186,000 | $ 186,000 | $ 58,000 |
| Cleveland County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 40,000 |
| Edgecombe County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 57,000 |
| Forsyth County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Granville County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Guilford County North Carolina | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Perquimans County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Pitt County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 103,000 |
| Richmond County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Union County North Carolina | 1 | $ 52,000 | $ 52,000 | $ 24,000 |
| Wayne County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 78,000 |
| Allen County Ohio | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Columbiana County Ohio | 1 | $ 50,000 | $ 50,000 | $ 44,000 |
| Lawrence County Ohio | 1 | $ 123,000 | $ 123,000 | $ 37,000 |
| Monroe County Ohio | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Scioto County Ohio | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Stark County Ohio | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Wood County Ohio | 1 | $ 90,000 | $ 90,000 | $ 69,000 |
| Berks County Pennsylvania | 1 | $ 240,000 | $ 240,000 | $ 113,000 |
| Bradford County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 47,000 |
| Bucks County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 75,000 |
| Centre County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 18,000 |
| Franklin County Pennsylvania | 1 | $ 224,000 | $ 224,000 | $ 29,000 |
| Juniata County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 13,000 |
| Lawrence County Pennsylvania | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
| Luzerne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Lycoming County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 52,000 |
| Monroe County Pennsylvania | 1 | $ 351,000 | $ 351,000 | $ 217,000 |
| Pike County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 190,000 |
| Schuylkill County Pennsylvania | 1 | $ 33,000 | $ 33,000 | $ 24,000 |
| Snyder County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 138,000 |
| York County Pennsylvania | 1 | $ 356,000 | $ 356,000 | $ 75,000 |
| Abbeville County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Anderson County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 56,000 |
| Beaufort County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| Berkeley County South Carolina | 1 | $ 167,000 | $ 167,000 | $ 78,000 |
| Colleton County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Kershaw County South Carolina | 1 | $ 358,000 | $ 358,000 | $ 125,000 |
| Marion County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 19,000 |
| Orangeburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| York County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 70,000 |
| Cocke County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 17,000 |
| Coffee County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 97,000 |
| Davidson County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 26,000 |
| DeKalb County Tennessee | 1 | $ 42,000 | $ 42,000 | $ 15,000 |
| Knox County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 112,000 |
| Rutherford County Tennessee | 1 | $ 212,000 | $ 212,000 | $ 87,000 |
| Sevier County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 480,000 |
| Warren County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Williamson County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Bedford County Virginia | 1 | $ 186,000 | $ 186,000 | $ 63,000 |
| Botetourt County Virginia | 1 | $ 116,000 | $ 116,000 | $ 38,000 |
| Charles City County Virginia | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Culpeper County Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Henrico County Virginia | 1 | $ 70,000 | $ 70,000 | $ 31,000 |
| James City County Virginia | 1 | $ 150,000 | $ 150,000 | $ 128,000 |
| Louisa County Virginia | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Montgomery County Virginia | 1 | $ 120,000 | $ 120,000 | $ 62,000 |
| Portsmouth County Virginia | 1 | $ 156,000 | $ 156,000 | $ 49,000 |
| Prince William County Virginia | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Spotsylvania County Virginia | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Clallam County Washington | 1 | $ 150,000 | $ 150,000 | $ 95,000 |
| Barbour County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Putnam County West Virginia | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Iron County Wisconsin | 1 | $ 184,000 | $ 184,000 | $ 60,000 |
| La Crosse County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Home Loan Investment Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 659 | $125,634,000 | $190,000 | $688,000 | $78,000 | $1,900,000 |
| Home Purchase | 55 | $14,426,000 | $262,000 | $730,000 | $108,000 | $430,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 521 | $103,083,000 | $197,000 | $688,000 | $85,000 | $1,900,000 |
| Not Provided | 89 | $18,394,000 | $206,000 | $525,000 | $72,000 | $380,000 |
| Black or African American | 64 | $8,630,000 | $134,000 | $538,000 | $49,000 | $217,000 |
| Asian | 20 | $5,634,000 | $281,000 | $583,000 | $108,000 | $300,000 |
| Hispanic | 15 | $3,084,000 | $205,000 | $363,000 | $62,000 | $133,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $968,000 | $322,000 | $730,000 | $96,000 | $179,000 |
| American Indian or Alaskan Native | 2 | $267,000 | $133,000 | $177,000 | $34,000 | $40,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 582 | $112,099,000 | $192,000 | $730,000 | $82,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 132 | $27,961,000 | $211,000 | $583,000 | $72,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 299 | $48,867,000 | $163,000 | $730,000 | $58,000 | $528,000 |
| Application Approved But Not Accepted | 273 | $59,651,000 | $218,000 | $639,000 | $102,000 | $1,900,000 |
| Loan Originated | 98 | $20,334,000 | $207,000 | $583,000 | $81,000 | $430,000 |
| Application Withdrawn By Applicant | 33 | $7,965,000 | $241,000 | $475,000 | $102,000 | $227,000 |
| File Closed For Incompleteness | 11 | $3,243,000 | $294,000 | $532,000 | $61,000 | $143,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 212 | $29,064,000 | $137,000 | $538,000 | $57,000 | $528,000 |
| Debt-To-Income Ratio | 55 | $11,924,000 | $216,000 | $730,000 | $48,000 | $179,000 |
| Collateral | 29 | $7,090,000 | $244,000 | $688,000 | $83,000 | $260,000 |
| Credit Application Incomplete | 2 | $579,000 | $289,000 | $351,000 | $176,000 | $217,000 |
| Employment History | 1 | $210,000 | $210,000 | $210,000 | $92,000 | $92,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Loan Investment Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Loan Investment Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.