The Home Savings And Loan Comp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
The Home Savings And Loan Comp 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | The Home Savings And Loan Comp 275 W Federal St Youngstown, OH 44503 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,657 |
| Total Mortgage Loan Application Amount | $643,375,000 |
| Average Mortgage Loan Application Amount | $129,666 |
| Highest Mortgage Loan Application Amount | $7,400,000 |
| Average Applicant Income | $84,333 |
| Highest Applicant Income | $3,002,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with The Home Savings And Loan Comp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing The Home Savings And Loan Comp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down The Home Savings And Loan Comp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how The Home Savings And Loan Comp serves its applicants.
Each category highlights the total number of mortgage applications processed by The Home Savings And Loan Comp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at The Home Savings And Loan Comp's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mahoning County Ohio | 830 | $ 89,051,000 | $ 107,000 | $ 69,000 |
| Trumbull County Ohio | 295 | $ 34,401,000 | $ 116,000 | $ 73,000 |
| Columbiana County Ohio | 282 | $ 30,498,000 | $ 108,000 | $ 65,000 |
| Cuyahoga County Ohio | 250 | $ 58,459,000 | $ 233,000 | $ 141,000 |
| Stark County Ohio | 235 | $ 33,535,000 | $ 142,000 | $ 87,000 |
| Franklin County Ohio | 159 | $ 22,329,000 | $ 140,000 | $ 94,000 |
| Summit County Ohio | 157 | $ 35,068,000 | $ 223,000 | $ 115,000 |
| Lake County Ohio | 97 | $ 17,191,000 | $ 177,000 | $ 100,000 |
| Union County Ohio | 92 | $ 9,926,000 | $ 107,000 | $ 88,000 |
| Beaver County Pennsylvania | 86 | $ 9,499,000 | $ 110,000 | $ 85,000 |
| Huron County Ohio | 82 | $ 11,516,000 | $ 140,000 | $ 74,000 |
| Geauga County Ohio | 78 | $ 20,472,000 | $ 262,000 | $ 145,000 |
| Seneca County Ohio | 68 | $ 6,302,000 | $ 92,000 | $ 51,000 |
| Delaware County Ohio | 65 | $ 15,686,000 | $ 241,000 | $ 156,000 |
| Portage County Ohio | 64 | $ 10,121,000 | $ 158,000 | $ 101,000 |
| Sandusky County Ohio | 59 | $ 5,512,000 | $ 93,000 | $ 52,000 |
| Lorain County Ohio | 55 | $ 12,166,000 | $ 221,000 | $ 92,000 |
| Medina County Ohio | 47 | $ 11,751,000 | $ 250,000 | $ 215,000 |
| Wayne County Ohio | 46 | $ 4,407,000 | $ 95,000 | $ 66,000 |
| Ashland County Ohio | 44 | $ 3,824,000 | $ 86,000 | $ 59,000 |
| Hamilton County Ohio | 42 | $ 7,574,000 | $ 180,000 | $ 189,000 |
| Erie County Ohio | 40 | $ 4,925,000 | $ 123,000 | $ 87,000 |
| Richland County Ohio | 38 | $ 5,332,000 | $ 140,000 | $ 72,000 |
| Hancock County Ohio | 36 | $ 4,164,000 | $ 115,000 | $ 80,000 |
| Fairfield County Ohio | 24 | $ 6,017,000 | $ 250,000 | $ 133,000 |
| Clinton County Ohio | 22 | $ 1,535,000 | $ 69,000 | $ 67,000 |
| St. Joseph County Indiana | 20 | $ 1,525,000 | $ 76,000 | $ 72,000 |
| Allegheny County Pennsylvania | 20 | $ 3,233,000 | $ 161,000 | $ 192,000 |
| Ottawa County Ohio | 18 | $ 3,394,000 | $ 188,000 | $ 132,000 |
| Allen County Indiana | 17 | $ 1,138,000 | $ 66,000 | $ 58,000 |
| Lucas County Ohio | 17 | $ 2,089,000 | $ 122,000 | $ 84,000 |
| Pickaway County Ohio | 15 | $ 2,084,000 | $ 138,000 | $ 92,000 |
| Warren County Ohio | 14 | $ 2,388,000 | $ 170,000 | $ 120,000 |
| Monroe County Florida | 13 | $ 4,779,000 | $ 367,000 | $ 228,000 |
| Logan County Ohio | 13 | $ 1,466,000 | $ 112,000 | $ 70,000 |
| Wood County Ohio | 12 | $ 1,563,000 | $ 130,000 | $ 58,000 |
| Knox County Ohio | 11 | $ 1,910,000 | $ 173,000 | $ 151,000 |
| Ashtabula County Ohio | 10 | $ 1,622,000 | $ 162,000 | $ 137,000 |
| Butler County Ohio | 10 | $ 1,014,000 | $ 101,000 | $ 115,000 |
| Carroll County Ohio | 10 | $ 835,000 | $ 83,000 | $ 70,000 |
| Clermont County Ohio | 10 | $ 1,366,000 | $ 136,000 | $ 87,000 |
| Licking County Ohio | 10 | $ 1,092,000 | $ 109,000 | $ 77,000 |
| Wyandot County Ohio | 10 | $ 954,000 | $ 95,000 | $ 65,000 |
| Butler County Pennsylvania | 10 | $ 9,004,000 | $ 900,000 | $ 94,000 |
| Hamilton County Indiana | 9 | $ 1,314,000 | $ 146,000 | $ 120,000 |
| Holmes County Ohio | 9 | $ 1,437,000 | $ 159,000 | $ 57,000 |
| Ross County Ohio | 9 | $ 1,272,000 | $ 141,000 | $ 95,000 |
| Washington County Pennsylvania | 9 | $ 1,927,000 | $ 214,000 | $ 87,000 |
| Dearborn County Indiana | 8 | $ 914,000 | $ 114,000 | $ 79,000 |
| Tuscarawas County Ohio | 8 | $ 715,000 | $ 89,000 | $ 65,000 |
| Mercer County Pennsylvania | 8 | $ 1,010,000 | $ 126,000 | $ 73,000 |
| Collier County Florida | 7 | $ 2,349,000 | $ 335,000 | $ 615,000 |
| Kenton County Kentucky | 7 | $ 582,000 | $ 83,000 | $ 78,000 |
| Champaign County Ohio | 7 | $ 684,000 | $ 97,000 | $ 76,000 |
| Fulton County Ohio | 7 | $ 1,063,000 | $ 151,000 | $ 105,000 |
| Madison County Ohio | 7 | $ 903,000 | $ 129,000 | $ 77,000 |
| Lee County Florida | 6 | $ 1,445,000 | $ 240,000 | $ 115,000 |
| Ripley County Indiana | 6 | $ 674,000 | $ 112,000 | $ 59,000 |
| Boone County Kentucky | 6 | $ 702,000 | $ 117,000 | $ 70,000 |
| Franklin County Indiana | 5 | $ 639,000 | $ 127,000 | $ 67,000 |
| Marion County Indiana | 5 | $ 768,000 | $ 153,000 | $ 106,000 |
| Wayne County Michigan | 5 | $ 641,000 | $ 128,000 | $ 62,000 |
| Marion County Ohio | 5 | $ 940,000 | $ 188,000 | $ 103,000 |
| Berkeley County South Carolina | 5 | $ 1,281,000 | $ 256,000 | $ 132,000 |
| Hancock County West Virginia | 5 | $ 540,000 | $ 108,000 | $ 63,000 |
| Broward County Florida | 4 | $ 846,000 | $ 211,000 | $ 215,000 |
| Cass County Michigan | 4 | $ 730,000 | $ 182,000 | $ 155,000 |
| Crawford County Ohio | 4 | $ 592,000 | $ 148,000 | $ 52,000 |
| Hardin County Ohio | 4 | $ 384,000 | $ 96,000 | $ 76,000 |
| Montgomery County Ohio | 4 | $ 576,000 | $ 144,000 | $ 133,000 |
| Westmoreland County Pennsylvania | 4 | $ 923,000 | $ 230,000 | $ 147,000 |
| Charleston County South Carolina | 4 | $ 997,000 | $ 249,000 | $ 124,000 |
| Shelby County Indiana | 3 | $ 658,000 | $ 219,000 | $ 189,000 |
| Oakland County Michigan | 3 | $ 516,000 | $ 172,000 | $ 129,000 |
| Athens County Ohio | 3 | $ 420,000 | $ 140,000 | $ 112,000 |
| Belmont County Ohio | 3 | $ 571,000 | $ 190,000 | $ 75,000 |
| Coshocton County Ohio | 3 | $ 365,000 | $ 121,000 | $ 65,000 |
| Jefferson County Ohio | 3 | $ 251,000 | $ 83,000 | $ 60,000 |
| Morrow County Ohio | 3 | $ 275,000 | $ 91,000 | $ 58,000 |
| Lawrence County Pennsylvania | 3 | $ 416,000 | $ 138,000 | $ 75,000 |
| Marion County Florida | 2 | $ 600,000 | $ 300,000 | $ 133,000 |
| Pinellas County Florida | 2 | $ 157,000 | $ 78,000 | $ 68,000 |
| Elkhart County Indiana | 2 | $ 69,000 | $ 34,000 | $ 22,000 |
| Madison County Indiana | 2 | $ 504,000 | $ 252,000 | $ 97,000 |
| Noble County Indiana | 2 | $ 191,000 | $ 95,000 | $ 70,000 |
| Pulaski County Indiana | 2 | $ 296,000 | $ 148,000 | $ 66,000 |
| Wabash County Indiana | 2 | $ 404,000 | $ 202,000 | $ 131,000 |
| Wells County Indiana | 2 | $ 81,000 | $ 40,000 | $ 36,000 |
| Whitley County Indiana | 2 | $ 389,000 | $ 194,000 | $ 79,000 |
| Bracken County Kentucky | 2 | $ 234,000 | $ 117,000 | $ 80,000 |
| Mason County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 63,000 |
| Scott County Kentucky | 2 | $ 126,000 | $ 63,000 | $ 52,000 |
| Shelby County Kentucky | 2 | $ 303,000 | $ 151,000 | $ 104,000 |
| Lenawee County Michigan | 2 | $ 331,000 | $ 165,000 | $ 186,000 |
| Rowan County North Carolina | 2 | $ 472,000 | $ 236,000 | $ 110,000 |
| Brown County Ohio | 2 | $ 283,000 | $ 141,000 | $ 117,000 |
| Defiance County Ohio | 2 | $ 229,000 | $ 114,000 | $ 534,000 |
| Guernsey County Ohio | 2 | $ 163,000 | $ 81,000 | $ 56,000 |
| Highland County Ohio | 2 | $ 150,000 | $ 75,000 | $ 85,000 |
| Hocking County Ohio | 2 | $ 88,000 | $ 44,000 | $ 39,000 |
| Greene County Pennsylvania | 2 | $ 348,000 | $ 174,000 | $ 54,000 |
| Lehigh County Pennsylvania | 2 | $ 475,000 | $ 237,000 | $ 126,000 |
| Alachua County Florida | 1 | $ 170,000 | $ 170,000 | $ 47,000 |
| Brevard County Florida | 1 | $ 234,000 | $ 234,000 | $ 167,000 |
| Charlotte County Florida | 1 | $ 340,000 | $ 340,000 | $ 85,000 |
| Hillsborough County Florida | 1 | $ 140,000 | $ 140,000 | $ 24,000 |
| Manatee County Florida | 1 | $ 121,000 | $ 121,000 | $ 74,000 |
| Palm Beach County Florida | 1 | $ 412,000 | $ 412,000 | $ 126,000 |
| Decatur County Indiana | 1 | $ 116,000 | $ 116,000 | $ 69,000 |
| DeKalb County Indiana | 1 | $ 20,000 | $ 20,000 | $ 39,000 |
| Floyd County Indiana | 1 | $ 326,000 | $ 326,000 | $ 134,000 |
| LaPorte County Indiana | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Marshall County Indiana | 1 | $ 46,000 | $ 46,000 | $ 111,000 |
| Porter County Indiana | 1 | $ 203,000 | $ 203,000 | $ 108,000 |
| Gallatin County Kentucky | 1 | $ 194,000 | $ 194,000 | $ 101,000 |
| Warren County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Berrien County Michigan | 1 | $ 300,000 | $ 300,000 | $ 214,000 |
| Hillsdale County Michigan | 1 | $ 354,000 | $ 354,000 | $ 189,000 |
| Jackson County Michigan | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Brunswick County North Carolina | 1 | $ 282,000 | $ 282,000 | $ 53,000 |
| Buncombe County North Carolina | 1 | $ 303,000 | $ 303,000 | $ 67,000 |
| Forsyth County North Carolina | 1 | $ 388,000 | $ 388,000 | $ 98,000 |
| New Hanover County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 29,000 |
| Harrison County Ohio | 1 | $ 151,000 | $ 151,000 | $ 52,000 |
| Henry County Ohio | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Miami County Ohio | 1 | $ 181,000 | $ 181,000 | $ 126,000 |
| Morgan County Ohio | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Muskingum County Ohio | 1 | $ 53,000 | $ 53,000 | $ 90,000 |
| Perry County Ohio | 1 | $ 163,000 | $ 163,000 | $ 72,000 |
| Preble County Ohio | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Putnam County Ohio | 1 | $ 16,000 | $ 16,000 | $ 32,000 |
| Washington County Ohio | 1 | $ 153,000 | $ 153,000 | $ 116,000 |
| Armstrong County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 72,000 |
| Crawford County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Northampton County Pennsylvania | 1 | $ 238,000 | $ 238,000 | $ 175,000 |
| Dorchester County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Lexington County South Carolina | 1 | $ 249,000 | $ 249,000 | $ 74,000 |
| Monongalia County West Virginia | 1 | $ 80,000 | $ 80,000 | $ 0 |
Mortgage Loan Application Detail Totals for The Home Savings And Loan Comp in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,259 | $411,798,000 | $126,000 | $2,100,000 | $76,000 | $1,984,000 |
| Refinancing | 1,278 | $220,624,000 | $172,000 | $7,400,000 | $102,000 | $3,002,000 |
| Home Improvement | 120 | $10,953,000 | $91,000 | $576,000 | $75,000 | $254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,964 | $519,323,000 | $131,000 | $1,740,000 | $83,000 | $3,002,000 |
| Not Provided | 293 | $57,668,000 | $196,000 | $2,294,000 | $130,000 | $1,984,000 |
| Black or African American | 184 | $15,886,000 | $86,000 | $960,000 | $51,000 | $225,000 |
| Hispanic | 154 | $12,553,000 | $81,000 | $1,000,000 | $41,000 | $641,000 |
| Not applicable | 29 | $32,582,000 | $1,123,000 | $7,400,000 | $66,000 | $969,000 |
| Asian | 27 | $4,441,000 | $164,000 | $750,000 | $112,000 | $412,000 |
| American Indian or Alaskan Native | 3 | $490,000 | $163,000 | $332,000 | $125,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $432,000 | $144,000 | $221,000 | $126,000 | $237,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,627 | $640,376,000 | $138,000 | $7,400,000 | $84,000 | $3,002,000 |
| FHA-insured (Federal Housing Administration) | 27 | $2,641,000 | $97,000 | $231,000 | $46,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $358,000 | $119,000 | $139,000 | $41,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,906 | $440,577,000 | $151,000 | $7,400,000 | $95,000 | $3,002,000 |
| Application Denied By Financial Institution | 487 | $58,055,000 | $119,000 | $1,267,000 | $67,000 | $546,000 |
| Preapproval Approved but not Accepted | 440 | $53,015,000 | $120,000 | $1,000,000 | $55,000 | $641,000 |
| Preapproval Denied by Financial Institution | 409 | $34,252,000 | $83,000 | $594,000 | $36,000 | $156,000 |
| Application Approved But Not Accepted | 267 | $38,465,000 | $144,000 | $869,000 | $110,000 | $1,341,000 |
| Application Withdrawn By Applicant | 148 | $19,011,000 | $128,000 | $960,000 | $81,000 | $521,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 303 | $23,188,000 | $76,000 | $451,000 | $40,000 | $156,000 |
| Debt-To-Income Ratio | 269 | $28,990,000 | $107,000 | $680,000 | $45,000 | $546,000 |
| Collateral | 153 | $21,205,000 | $138,000 | $565,000 | $84,000 | $423,000 |
| Other | 55 | $7,388,000 | $134,000 | $1,267,000 | $76,000 | $379,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $2,803,000 | $77,000 | $184,000 | $36,000 | $88,000 |
| Credit Application Incomplete | 30 | $3,664,000 | $122,000 | $594,000 | $59,000 | $140,000 |
| Unverifiable Information | 20 | $2,577,000 | $128,000 | $333,000 | $70,000 | $232,000 |
| Employment History | 15 | $951,000 | $63,000 | $120,000 | $31,000 | $74,000 |
| Mortgage Insurance Denied | 6 | $834,000 | $139,000 | $396,000 | $72,000 | $111,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into The Home Savings And Loan Comp's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess The Home Savings And Loan Comp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.