Home Savings Of America
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Home Savings Of America 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Home Savings Of America 35 E Broadway Little Falls, MN 56345 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 |
| Total Number of Mortgage Applications | 11,009 |
| Total Mortgage Loan Application Amount | $2,517,821,000 |
| Average Mortgage Loan Application Amount | $218,000 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $88,000 |
| Highest Applicant Income | $1,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Home Savings Of America. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Home Savings Of America's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Home Savings Of America's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Home Savings Of America serves its applicants.
Each category highlights the total number of mortgage applications processed by Home Savings Of America, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Home Savings Of America's mortgage activity for 2011.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 619 | $ 208,530,000 | $ 336,000 | $ 112,000 |
| PHOENIX-MESA-GLENDALE, AZ | 616 | $ 92,695,000 | $ 150,000 | $ 74,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 574 | $ 171,660,000 | $ 299,000 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 499 | $ 124,267,000 | $ 240,250 | $ 89,500 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 402 | $ 135,166,000 | $ 318,500 | $ 110,500 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 305 | $ 62,686,000 | $ 205,000 | $ 88,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 292 | $ 52,653,000 | $ 180,000 | $ 77,000 |
| BALTIMORE-TOWSON, MD | 285 | $ 67,052,000 | $ 235,000 | $ 91,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 264 | $ 90,183,000 | $ 341,000 | $ 113,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 248 | $ 89,215,000 | $ 359,000 | $ 131,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 228 | $ 39,658,000 | $ 173,000 | $ 77,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 155 | $ 59,695,000 | $ 385,000 | $ 136,000 |
| NASSAU-SUFFOLK, NY | 153 | $ 48,269,000 | $ 315,000 | $ 122,000 |
| PHILADELPHIA, PA | 150 | $ 28,699,000 | $ 191,000 | $ 76,000 |
| WORCESTER, MA | 143 | $ 29,453,000 | $ 205,000 | $ 72,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 138 | $ 35,893,000 | $ 260,000 | $ 100,000 |
| BOSTON-QUINCY, MA | 137 | $ 36,420,000 | $ 265,000 | $ 93,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 131 | $ 39,417,000 | $ 300,000 | $ 108,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 129 | $ 29,698,000 | $ 230,000 | $ 110,000 |
| PEABODY, MA | 126 | $ 25,553,000 | $ 202,000 | $ 65,000 |
| DENVER-AURORA-BROOMFIELD, CO | 125 | $ 24,688,000 | $ 197,000 | $ 75,000 |
| RICHMOND, VA | 123 | $ 22,294,000 | $ 181,000 | $ 72,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 118 | $ 24,134,000 | $ 215,500 | $ 83,500 |
| ALBANY-SCHENECTADY-TROY, NY | 115 | $ 20,255,000 | $ 176,000 | $ 71,000 |
| EDISON-NEW BRUNSWICK, NJ | 115 | $ 30,700,000 | $ 266,000 | $ 104,000 |
| NEWARK-UNION, NJ-PA | 113 | $ 32,338,000 | $ 232,500 | $ 99,500 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 111 | $ 47,184,000 | $ 425,000 | $ 145,000 |
| SPRINGFIELD, MA | 111 | $ 19,104,000 | $ 172,000 | $ 70,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 107 | $ 20,168,000 | $ 145,000 | $ 76,500 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 103 | $ 28,084,000 | $ 272,000 | $ 96,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 94 | $ 17,314,000 | $ 131,000 | $ 41,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 88 | $ 28,898,000 | $ 328,000 | $ 125,000 |
| CAMDEN, NJ | 85 | $ 15,160,000 | $ 178,000 | $ 85,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 80 | $ 12,032,000 | $ 181,000 | $ 74,500 |
| ROCHESTER, NY | 79 | $ 10,715,000 | $ 135,000 | $ 71,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 73 | $ 12,464,000 | $ 166,500 | $ 78,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 70 | $ 15,927,000 | $ 227,000 | $ 97,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 69 | $ 15,366,000 | $ 222,000 | $ 79,000 |
| WILMINGTON, DE-MD-NJ | 69 | $ 14,681,000 | $ 203,333 | $ 89,333 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 68 | $ 12,866,000 | $ 189,000 | $ 94,000 |
| KANSAS CITY, MO-KS | 67 | $ 9,884,000 | $ 146,000 | $ 65,000 |
| LAS VEGAS-PARADISE, NV | 67 | $ 11,175,000 | $ 166,000 | $ 81,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 59 | $ 12,890,000 | $ 218,000 | $ 85,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 58 | $ 10,490,000 | $ 161,000 | $ 63,000 |
| COLUMBUS, OH | 57 | $ 8,657,000 | $ 151,000 | $ 76,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 55 | $ 9,025,000 | $ 164,000 | $ 81,000 |
| KINGSTON, NY | 54 | $ 9,443,000 | $ 174,000 | $ 87,000 |
| SALT LAKE CITY, UT | 49 | $ 11,070,000 | $ 225,000 | $ 80,000 |
| INDIANAPOLIS-CARMEL, IN | 47 | $ 7,573,000 | $ 161,000 | $ 71,000 |
| NEW HAVEN-MILFORD, CT | 46 | $ 9,713,000 | $ 211,000 | $ 101,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 42 | $ 7,100,000 | $ 169,000 | $ 62,000 |
| COLORADO SPRINGS, CO | 41 | $ 8,293,000 | $ 202,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 40 | $ 12,622,000 | $ 315,000 | $ 110,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 38 | $ 5,898,000 | $ 155,000 | $ 60,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 35 | $ 6,560,000 | $ 187,000 | $ 77,000 |
| ALBUQUERQUE, NM | 33 | $ 6,334,000 | $ 191,000 | $ 124,000 |
| DALLAS-PLANO-IRVING, TX | 33 | $ 6,619,000 | $ 200,000 | $ 115,000 |
| MANCHESTER-NASHUA, NH | 33 | $ 6,002,000 | $ 181,000 | $ 70,000 |
| BUFFALO-NIAGARA FALLS, NY | 32 | $ 4,315,000 | $ 134,000 | $ 68,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 32 | $ 4,264,000 | $ 133,000 | $ 61,000 |
| FRESNO, CA | 31 | $ 5,044,000 | $ 162,000 | $ 70,000 |
| TUCSON, AZ | 31 | $ 5,335,000 | $ 172,000 | $ 73,000 |
| DOVER, DE | 29 | $ 5,255,000 | $ 181,000 | $ 69,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 29 | $ 7,067,000 | $ 243,000 | $ 83,000 |
| STOCKTON, CA | 29 | $ 5,833,000 | $ 201,000 | $ 84,000 |
| VALLEJO-FAIRFIELD, CA | 27 | $ 5,764,000 | $ 213,000 | $ 78,000 |
| RALEIGH-CARY, NC | 26 | $ 5,524,000 | $ 212,000 | $ 102,000 |
| BAKERSFIELD-DELANO, CA | 25 | $ 4,158,000 | $ 166,000 | $ 67,000 |
| DES MOINES-WEST DES MOINES, IA | 25 | $ 3,563,000 | $ 142,000 | $ 64,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 25 | $ 3,609,000 | $ 144,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 24 | $ 4,738,000 | $ 206,000 | $ 66,500 |
| EL PASO, TX | 24 | $ 4,310,000 | $ 179,000 | $ 76,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 23 | $ 4,368,000 | $ 189,000 | $ 80,000 |
| ST. LOUIS, MO-IL | 23 | $ 3,984,000 | $ 175,500 | $ 79,500 |
| ATLANTIC CITY-HAMMONTON, NJ | 22 | $ 3,847,000 | $ 174,000 | $ 71,000 |
| BATON ROUGE, LA | 22 | $ 4,051,000 | $ 184,000 | $ 82,000 |
| BISMARCK, ND | 22 | $ 3,120,000 | $ 141,000 | $ 65,000 |
| SANTA ROSA-PETALUMA, CA | 22 | $ 6,406,000 | $ 291,000 | $ 161,000 |
| YORK-HANOVER, PA | 20 | $ 3,664,000 | $ 183,000 | $ 85,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 19 | $ 3,252,000 | $ 181,000 | $ 100,500 |
| LAKELAND-WINTER HAVEN, FL | 19 | $ 2,385,000 | $ 125,000 | $ 52,000 |
| AKRON, OH | 18 | $ 2,926,000 | $ 162,000 | $ 86,000 |
| MODESTO, CA | 18 | $ 2,669,000 | $ 148,000 | $ 115,000 |
| BARNSTABLE TOWN, MA | 17 | $ 4,216,000 | $ 248,000 | $ 105,000 |
| BIRMINGHAM-HOOVER, AL | 17 | $ 2,469,000 | $ 145,000 | $ 57,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 16 | $ 2,950,000 | $ 184,000 | $ 69,000 |
| FORT WORTH-ARLINGTON, TX | 16 | $ 2,700,000 | $ 168,000 | $ 114,000 |
| JACKSONVILLE, FL | 16 | $ 3,177,000 | $ 198,000 | $ 83,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 16 | $ 3,078,000 | $ 192,000 | $ 69,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 5,914,000 | $ 369,000 | $ 128,000 |
| SYRACUSE, NY | 16 | $ 2,082,000 | $ 130,000 | $ 63,000 |
| WICHITA, KS | 16 | $ 1,679,000 | $ 104,000 | $ 39,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 15 | $ 1,914,000 | $ 127,000 | $ 55,000 |
| PROVO-OREM, UT | 15 | $ 3,726,000 | $ 248,000 | $ 79,000 |
| ELMIRA, NY | 14 | $ 1,271,000 | $ 90,000 | $ 67,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 14 | $ 4,444,000 | $ 317,000 | $ 109,000 |
| WINCHESTER, VA-WV | 14 | $ 2,596,000 | $ 182,500 | $ 72,500 |
| BOULDER, CO | 13 | $ 2,794,000 | $ 214,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 13 | $ 1,895,000 | $ 145,000 | $ 69,000 |
| MORGANTOWN, WV | 13 | $ 1,942,000 | $ 149,000 | $ 52,000 |
| SALINAS, CA | 13 | $ 4,349,000 | $ 334,000 | $ 116,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 13 | $ 3,177,000 | $ 244,000 | $ 91,000 |
| PITTSBURGH, PA | 12 | $ 1,810,000 | $ 150,000 | $ 71,000 |
| PUNTA GORDA, FL | 12 | $ 1,526,000 | $ 127,000 | $ 55,000 |
| TRENTON-EWING, NJ | 12 | $ 2,831,000 | $ 235,000 | $ 107,000 |
| ANCHORAGE, AK | 11 | $ 2,193,000 | $ 199,000 | $ 90,000 |
| HANFORD-CORCORAN, CA | 11 | $ 1,801,000 | $ 163,000 | $ 103,000 |
| HONOLULU, HI | 11 | $ 5,030,000 | $ 457,000 | $ 122,000 |
| NORWICH-NEW LONDON, CT | 11 | $ 1,890,000 | $ 171,000 | $ 52,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 2,299,000 | $ 209,000 | $ 66,000 |
| PRESCOTT, AZ | 11 | $ 1,953,000 | $ 177,000 | $ 89,000 |
| READING, PA | 11 | $ 2,011,000 | $ 182,000 | $ 72,000 |
| WINSTON-SALEM, NC | 11 | $ 1,925,000 | $ 175,000 | $ 69,000 |
| BOISE CITY-NAMPA, ID | 10 | $ 1,955,000 | $ 195,000 | $ 89,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 10 | $ 1,734,000 | $ 173,000 | $ 77,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,577,000 | $ 157,000 | $ 60,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 10 | $ 1,783,000 | $ 178,000 | $ 87,000 |
| FAYETTEVILLE, NC | 10 | $ 2,227,000 | $ 222,000 | $ 82,000 |
| GLENS FALLS, NY | 10 | $ 1,583,000 | $ 158,000 | $ 54,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 10 | $ 1,871,000 | $ 187,000 | $ 76,000 |
| SCRANTON--WILKES-BARRE, PA | 10 | $ 1,494,000 | $ 149,000 | $ 60,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 9 | $ 2,043,000 | $ 227,000 | $ 70,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 9 | $ 2,094,000 | $ 188,000 | $ 61,500 |
| OKLAHOMA CITY, OK | 9 | $ 1,660,000 | $ 184,000 | $ 82,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 9 | $ 1,738,000 | $ 188,000 | $ 79,500 |
| SAVANNAH, GA | 9 | $ 1,677,000 | $ 186,000 | $ 59,000 |
| BINGHAMTON, NY | 8 | $ 944,000 | $ 118,000 | $ 62,000 |
| FORT COLLINS-LOVELAND, CO | 8 | $ 2,107,000 | $ 263,000 | $ 92,000 |
| GAINESVILLE, GA | 8 | $ 1,518,000 | $ 189,000 | $ 66,000 |
| GREENSBORO-HIGH POINT, NC | 8 | $ 1,150,000 | $ 143,000 | $ 58,000 |
| HARRISBURG-CARLISLE, PA | 8 | $ 1,172,000 | $ 146,000 | $ 65,000 |
| JACKSON, MS | 8 | $ 2,146,000 | $ 268,000 | $ 109,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 8 | $ 1,670,000 | $ 208,000 | $ 61,000 |
| SANTA FE, NM | 8 | $ 1,498,000 | $ 187,000 | $ 78,000 |
| SPRINGFIELD, OH | 8 | $ 938,000 | $ 117,000 | $ 54,000 |
| TOLEDO, OH | 8 | $ 793,000 | $ 99,000 | $ 56,000 |
| UTICA-ROME, NY | 8 | $ 1,536,000 | $ 192,000 | $ 71,000 |
| FLAGSTAFF, AZ | 7 | $ 1,586,000 | $ 226,000 | $ 131,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 7 | $ 893,000 | $ 127,000 | $ 56,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 7 | $ 1,509,000 | $ 215,000 | $ 98,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 7 | $ 1,384,000 | $ 197,000 | $ 72,000 |
| MADISON, WI | 7 | $ 1,059,000 | $ 151,000 | $ 69,000 |
| ROANOKE, VA | 7 | $ 1,097,000 | $ 156,000 | $ 42,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 6 | $ 1,206,000 | $ 196,000 | $ 90,500 |
| CHARLESTON, WV | 6 | $ 1,027,000 | $ 171,000 | $ 52,000 |
| CHICO, CA | 6 | $ 948,000 | $ 158,000 | $ 62,000 |
| COLUMBIA, SC | 6 | $ 752,000 | $ 125,000 | $ 46,000 |
| GARY, IN | 6 | $ 934,000 | $ 155,000 | $ 85,000 |
| LAFAYETTE, LA | 6 | $ 1,229,000 | $ 204,000 | $ 78,000 |
| PITTSFIELD, MA | 6 | $ 1,116,000 | $ 186,000 | $ 68,000 |
| RENO-SPARKS, NV | 6 | $ 1,265,000 | $ 210,000 | $ 116,000 |
| TULSA, OK | 6 | $ 1,524,000 | $ 254,000 | $ 92,000 |
| ASHEVILLE, NC | 5 | $ 1,236,000 | $ 247,000 | $ 71,000 |
| BANGOR, ME | 5 | $ 610,000 | $ 122,000 | $ 75,000 |
| BREMERTON-SILVERDALE, WA | 5 | $ 1,095,000 | $ 219,000 | $ 81,000 |
| CHARLOTTESVILLE, VA | 5 | $ 1,218,000 | $ 243,000 | $ 52,000 |
| DAYTON, OH | 5 | $ 773,000 | $ 154,000 | $ 86,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 779,000 | $ 176,500 | $ 86,500 |
| KNOXVILLE, TN | 5 | $ 879,000 | $ 175,000 | $ 87,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 5 | $ 682,000 | $ 136,000 | $ 94,000 |
| LEWISTON-AUBURN, ME | 5 | $ 663,000 | $ 132,000 | $ 45,000 |
| MADERA-CHOWCHILLA, CA | 5 | $ 554,000 | $ 110,000 | $ 69,000 |
| MANHATTAN, KS | 5 | $ 760,000 | $ 152,000 | $ 85,000 |
| MERCED, CA | 5 | $ 956,000 | $ 191,000 | $ 68,000 |
| NAPA, CA | 5 | $ 1,294,000 | $ 258,000 | $ 243,000 |
| ROCKFORD, IL | 5 | $ 429,000 | $ 85,000 | $ 49,000 |
| SALEM, OR | 5 | $ 1,130,000 | $ 226,000 | $ 69,000 |
| SPARTANBURG, SC | 5 | $ 853,000 | $ 170,000 | $ 72,000 |
| WILMINGTON, NC | 5 | $ 1,383,000 | $ 276,000 | $ 181,000 |
| APPLETON, WI | 4 | $ 508,000 | $ 127,000 | $ 92,000 |
| COLUMBUS, GA-AL | 4 | $ 514,000 | $ 128,000 | $ 74,000 |
| DANVILLE, VA | 4 | $ 368,000 | $ 92,000 | $ 30,000 |
| DULUTH, MN-WI | 4 | $ 597,000 | $ 149,000 | $ 46,000 |
| DURHAM-CHAPEL HILL, NC | 4 | $ 898,000 | $ 224,000 | $ 136,000 |
| FAIRBANKS, AK | 4 | $ 926,000 | $ 231,000 | $ 76,000 |
| FARMINGTON, NM | 4 | $ 936,000 | $ 234,000 | $ 91,000 |
| FORT WAYNE, IN | 4 | $ 600,000 | $ 150,000 | $ 58,000 |
| GREELEY, CO | 4 | $ 521,000 | $ 130,000 | $ 79,000 |
| JACKSONVILLE, NC | 4 | $ 789,000 | $ 197,000 | $ 75,000 |
| LANCASTER, PA | 4 | $ 836,000 | $ 209,000 | $ 52,000 |
| LINCOLN, NE | 4 | $ 648,000 | $ 162,000 | $ 66,000 |
| LYNCHBURG, VA | 4 | $ 607,000 | $ 151,000 | $ 50,000 |
| OCEAN CITY, NJ | 4 | $ 1,133,000 | $ 283,000 | $ 282,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 4 | $ 561,000 | $ 140,000 | $ 58,000 |
| SALISBURY, MD | 4 | $ 976,000 | $ 244,000 | $ 74,000 |
| SANDUSKY, OH | 4 | $ 957,000 | $ 239,000 | $ 64,000 |
| SIOUX FALLS, SD | 4 | $ 630,000 | $ 157,000 | $ 104,000 |
| TACOMA, WA | 4 | $ 1,030,000 | $ 257,000 | $ 93,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 4 | $ 520,000 | $ 130,000 | $ 47,000 |
| VISALIA-PORTERVILLE, CA | 4 | $ 525,000 | $ 131,000 | $ 52,000 |
| YUMA, AZ | 4 | $ 793,000 | $ 198,000 | $ 97,000 |
| ANDERSON, SC | 3 | $ 388,000 | $ 129,000 | $ 158,000 |
| BELLINGHAM, WA | 3 | $ 920,000 | $ 306,000 | $ 102,000 |
| BEND, OR | 3 | $ 605,000 | $ 201,000 | $ 100,000 |
| BURLINGTON, NC | 3 | $ 459,000 | $ 153,000 | $ 77,000 |
| CEDAR RAPIDS, IA | 3 | $ 641,000 | $ 213,000 | $ 108,000 |
| CHATTANOOGA, TN-GA | 3 | $ 502,000 | $ 167,000 | $ 76,000 |
| EL CENTRO, CA | 3 | $ 367,000 | $ 122,000 | $ 35,000 |
| EUGENE-SPRINGFIELD, OR | 3 | $ 541,000 | $ 180,000 | $ 122,000 |
| FLORENCE-MUSCLE SHOALS, AL | 3 | $ 630,000 | $ 210,000 | $ 99,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 219,000 | $ 73,000 | $ 67,000 |
| GREENVILLE, NC | 3 | $ 427,000 | $ 142,000 | $ 64,000 |
| GULFPORT-BILOXI, MS | 3 | $ 453,000 | $ 151,000 | $ 36,000 |
| HUNTSVILLE, AL | 3 | $ 331,000 | $ 110,000 | $ 45,000 |
| KALAMAZOO-PORTAGE, MI | 3 | $ 619,000 | $ 206,000 | $ 116,000 |
| LANSING-EAST LANSING, MI | 3 | $ 494,000 | $ 164,000 | $ 89,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 3 | $ 548,000 | $ 182,000 | $ 88,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 448,000 | $ 160,000 | $ 70,500 |
| MONTGOMERY, AL | 3 | $ 595,000 | $ 198,000 | $ 54,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 716,000 | $ 238,000 | $ 70,000 |
| PORT ST. LUCIE, FL | 3 | $ 305,000 | $ 101,000 | $ 56,000 |
| PUEBLO, CO | 3 | $ 538,000 | $ 179,000 | $ 84,000 |
| REDDING, CA | 3 | $ 452,000 | $ 150,000 | $ 77,000 |
| ROCHESTER, MN | 3 | $ 382,000 | $ 127,000 | $ 55,000 |
| SHERMAN-DENISON, TX | 3 | $ 563,000 | $ 187,000 | $ 83,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 359,000 | $ 119,000 | $ 36,000 |
| SPOKANE, WA | 3 | $ 656,000 | $ 218,000 | $ 128,000 |
| ST. GEORGE, UT | 3 | $ 722,000 | $ 240,000 | $ 76,000 |
| SUMTER, SC | 3 | $ 825,000 | $ 275,000 | $ 119,000 |
| TOPEKA, KS | 3 | $ 409,000 | $ 136,000 | $ 61,000 |
| TYLER, TX | 3 | $ 618,000 | $ 206,000 | $ 154,000 |
| WACO, TX | 3 | $ 577,000 | $ 192,000 | $ 91,000 |
| WARNER ROBINS, GA | 3 | $ 542,000 | $ 180,000 | $ 67,000 |
| YUBA CITY, CA | 3 | $ 401,000 | $ 133,000 | $ 40,000 |
| AMES, IA | 2 | $ 652,000 | $ 326,000 | $ 214,000 |
| AUBURN-OPELIKA, AL | 2 | $ 285,000 | $ 142,000 | $ 45,000 |
| BILLINGS, MT | 2 | $ 272,000 | $ 136,000 | $ 38,000 |
| BRUNSWICK, GA | 2 | $ 312,000 | $ 156,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 256,000 | $ 128,000 | $ 120,000 |
| CHEYENNE, WY | 2 | $ 498,000 | $ 249,000 | $ 98,000 |
| CLEVELAND, TN | 2 | $ 284,000 | $ 142,000 | $ 86,000 |
| COEUR D'ALENE, ID | 2 | $ 210,000 | $ 105,000 | $ 60,000 |
| CORPUS CHRISTI, TX | 2 | $ 283,000 | $ 141,000 | $ 66,000 |
| CORVALLIS, OR | 2 | $ 573,000 | $ 286,000 | $ 89,000 |
| CUMBERLAND, MD-WV | 2 | $ 201,000 | $ 100,000 | $ 86,000 |
| ELKHART-GOSHEN, IN | 2 | $ 277,000 | $ 138,000 | $ 59,000 |
| FARGO, ND-MN | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| FORT SMITH, AR-OK | 2 | $ 567,000 | $ 283,500 | $ 106,500 |
| IDAHO FALLS, ID | 2 | $ 297,000 | $ 148,000 | $ 73,000 |
| JOHNSTOWN, PA | 2 | $ 418,000 | $ 209,000 | $ 68,000 |
| KANKAKEE-BRADLEY, IL | 2 | $ 271,000 | $ 135,000 | $ 48,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 279,000 | $ 139,500 | $ 47,500 |
| LAKE CHARLES, LA | 2 | $ 443,000 | $ 221,000 | $ 114,000 |
| LAREDO, TX | 2 | $ 78,000 | $ 39,000 | $ 11,000 |
| LAWRENCE, KS | 2 | $ 317,000 | $ 158,000 | $ 84,000 |
| MOBILE, AL | 2 | $ 186,000 | $ 93,000 | $ 90,000 |
| MORRISTOWN, TN | 2 | $ 344,000 | $ 172,000 | $ 101,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 420,000 | $ 210,000 | $ 57,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 444,000 | $ 222,000 | $ 111,000 |
| OLYMPIA, WA | 2 | $ 506,000 | $ 253,000 | $ 68,000 |
| PASCAGOULA, MS | 2 | $ 254,000 | $ 127,000 | $ 89,000 |
| PEORIA, IL | 2 | $ 254,000 | $ 127,000 | $ 50,000 |
| RACINE, WI | 2 | $ 399,000 | $ 199,000 | $ 197,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 256,000 | $ 128,000 | $ 57,000 |
| SPRINGFIELD, IL | 2 | $ 230,000 | $ 115,000 | $ 29,000 |
| ST. CLOUD, MN | 2 | $ 256,000 | $ 128,000 | $ 37,000 |
| STATE COLLEGE, PA | 2 | $ 428,000 | $ 214,000 | $ 75,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 2 | $ 98,000 | $ 49,000 | $ 17,000 |
| TALLAHASSEE, FL | 2 | $ 408,000 | $ 204,000 | $ 38,000 |
| VALDOSTA, GA | 2 | $ 333,000 | $ 166,000 | $ 69,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 2 | $ 674,000 | $ 337,000 | $ 347,000 |
| WHEELING, WV-OH | 2 | $ 405,000 | $ 202,000 | $ 142,000 |
| ALBANY, GA | 1 | $ 194,000 | $ 194,000 | $ 56,000 |
| ALEXANDRIA, LA | 1 | $ 180,000 | $ 180,000 | $ 111,000 |
| ALTOONA, PA | 1 | $ 76,000 | $ 76,000 | $ 50,000 |
| ANN ARBOR, MI | 1 | $ 161,000 | $ 161,000 | $ 80,000 |
| ANNISTON-OXFORD, AL | 1 | $ 172,000 | $ 172,000 | $ 75,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| BEAUMONT-PORT ARTHUR, TX | 1 | $ 86,000 | $ 86,000 | $ 39,000 |
| BLOOMINGTON, IN | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 171,000 | $ 171,000 | $ 88,000 |
| BOWLING GREEN, KY | 1 | $ 53,000 | $ 53,000 | $ 14,000 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 144,000 | $ 144,000 | $ 101,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 266,000 | $ 266,000 | $ 89,000 |
| COLUMBUS, IN | 1 | $ 71,000 | $ 71,000 | $ 115,000 |
| DALTON, GA | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| DANVILLE, IL | 1 | $ 79,000 | $ 79,000 | $ 17,000 |
| DECATUR, AL | 1 | $ 147,000 | $ 147,000 | $ 96,000 |
| DOTHAN, AL | 1 | $ 59,000 | $ 59,000 | $ 33,000 |
| FLORENCE, SC | 1 | $ 120,000 | $ 120,000 | $ 16,000 |
| FOND DU LAC, WI | 1 | $ 173,000 | $ 173,000 | $ 35,000 |
| GAINESVILLE, FL | 1 | $ 226,000 | $ 226,000 | $ 52,000 |
| GRAND FORKS, ND-MN | 1 | $ 331,000 | $ 331,000 | $ 138,000 |
| HARRISONBURG, VA | 1 | $ 126,000 | $ 126,000 | $ 41,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 120,000 | $ 120,000 | $ 14,000 |
| HOT SPRINGS, AR | 1 | $ 321,000 | $ 321,000 | $ 211,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 69,000 | $ 69,000 | $ 61,000 |
| IOWA CITY, IA | 1 | $ 177,000 | $ 177,000 | $ 83,000 |
| JACKSON, TN | 1 | $ 128,000 | $ 128,000 | $ 75,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 1 | $ 192,000 | $ 192,000 | $ 52,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 113,000 | $ 113,000 | $ 128,000 |
| LAS CRUCES, NM | 1 | $ 179,000 | $ 179,000 | $ 55,000 |
| LEBANON, PA | 1 | $ 308,000 | $ 308,000 | $ 71,000 |
| LEXINGTON-FAYETTE, KY | 1 | $ 146,000 | $ 146,000 | $ 42,000 |
| LOGAN, UT-ID | 1 | $ 116,000 | $ 116,000 | $ 11,000 |
| MACON, GA | 1 | $ 274,000 | $ 274,000 | $ 81,000 |
| MEDFORD, OR | 1 | $ 190,000 | $ 190,000 | $ 45,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 164,000 | $ 164,000 | $ 56,000 |
| MONROE, MI | 1 | $ 152,000 | $ 152,000 | $ 67,000 |
| OCALA, FL | 1 | $ 119,000 | $ 119,000 | $ 58,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 156,000 | $ 156,000 | $ 81,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 166,000 | $ 166,000 | $ 69,000 |
| PALM COAST, FL | 1 | $ 221,000 | $ 221,000 | $ 90,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 1 | $ 244,000 | $ 244,000 | $ 106,000 |
| POCATELLO, ID | 1 | $ 174,000 | $ 174,000 | $ 67,000 |
| RAPID CITY, SD | 1 | $ 171,000 | $ 171,000 | $ 50,000 |
| ROCKY MOUNT, NC | 1 | $ 146,000 | $ 146,000 | $ 68,000 |
| ROME, GA | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| VICTORIA, TX | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| WENATCHEE-EAST WENATCHEE, WA | 1 | $ 279,000 | $ 279,000 | $ 89,000 |
| WILLIAMSPORT, PA | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Home Savings Of America in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,685 | $1,425,727,000 | $250,000 | $999,000 | $101,000 | $1,900,000 |
| Home Purchase | 5,159 | $1,059,161,000 | $205,000 | $845,000 | $77,000 | $1,251,000 |
| Home Improvement | 165 | $32,933,000 | $199,000 | $560,000 | $86,000 | $301,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,055 | $1,592,243,000 | $225,000 | $999,000 | $93,000 | $1,900,000 |
| Not Provided | 1,092 | $275,199,000 | $252,000 | $730,000 | $99,000 | $586,000 |
| Hispanic | 1,086 | $219,690,000 | $202,000 | $721,000 | $67,000 | $385,000 |
| Black or African American | 904 | $192,093,000 | $212,000 | $795,000 | $72,000 | $381,000 |
| Asian | 781 | $214,867,000 | $275,000 | $845,000 | $97,000 | $974,000 |
| Native Hawaiian or Other Pacific Islander | 57 | $16,377,000 | $287,000 | $541,000 | $90,000 | $224,000 |
| American Indian or Alaskan Native | 34 | $7,352,000 | $216,000 | $730,000 | $86,000 | $367,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,797 | $1,438,140,000 | $248,000 | $999,000 | $108,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 4,211 | $874,412,000 | $207,000 | $802,000 | $70,000 | $1,251,000 |
| VA-guaranteed (Veterans Administration) | 619 | $145,082,000 | $234,000 | $704,000 | $71,000 | $341,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 382 | $60,187,000 | $157,000 | $445,000 | $47,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,199 | $1,411,918,000 | $227,000 | $802,000 | $91,000 | $1,066,000 |
| Application Denied By Financial Institution | 3,371 | $788,511,000 | $233,000 | $845,000 | $88,000 | $1,380,000 |
| Application Approved But Not Accepted | 1,027 | $224,050,000 | $218,000 | $999,000 | $85,000 | $1,251,000 |
| Application Withdrawn By Applicant | 365 | $84,662,000 | $231,000 | $730,000 | $98,000 | $1,900,000 |
| File Closed For Incompleteness | 44 | $8,109,000 | $184,000 | $416,000 | $83,000 | $305,000 |
| Preapproval Denied by Financial Institution | 2 | $390,000 | $195,000 | $244,000 | $71,000 | $87,000 |
| Preapproval Approved but not Accepted | 1 | $181,000 | $181,000 | $181,000 | $74,000 | $74,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 976 | $237,442,000 | $243,000 | $730,000 | $95,000 | $1,380,000 |
| Other | 678 | $173,223,000 | $255,000 | $730,000 | $109,000 | $1,249,000 |
| Debt-To-Income Ratio | 539 | $123,569,000 | $229,000 | $715,000 | $62,000 | $466,000 |
| Collateral | 417 | $95,421,000 | $228,000 | $730,000 | $92,000 | $605,000 |
| Unverifiable Information | 334 | $76,048,000 | $227,000 | $845,000 | $84,000 | $600,000 |
| Credit History | 308 | $59,100,000 | $191,000 | $727,000 | $63,000 | $407,000 |
| Employment History | 82 | $16,994,000 | $207,000 | $730,000 | $69,000 | $241,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $6,557,000 | $182,000 | $380,000 | $81,000 | $170,000 |
| Mortgage Insurance Denied | 3 | $547,000 | $182,000 | $203,000 | $84,000 | $144,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Savings Of America's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Savings Of America's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.