Homefield Financial, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Homefield Financial, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homefield Financial, Inc. 410 Exchange, Suite 100 Irvine, CA 92602 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 48,970 |
| Total Mortgage Loan Application Amount | $11,060,741,000 |
| Average Mortgage Loan Application Amount | $200,000 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $35,333 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Homefield Financial, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homefield Financial, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Homefield Financial, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homefield Financial, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Homefield Financial, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homefield Financial, Inc.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4,045 | $ 1,013,321,000 | $ 250,000 | $ 48,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,976 | $ 1,199,949,000 | $ 301,000 | $ 50,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2,376 | $ 471,348,000 | $ 198,000 | $ 43,000 |
| LAS VEGAS-PARADISE, NV | 2,107 | $ 503,788,000 | $ 239,000 | $ 49,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,560 | $ 312,479,000 | $ 200,000 | $ 34,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,307 | $ 303,915,000 | $ 232,000 | $ 47,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,280 | $ 325,794,000 | $ 254,000 | $ 46,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1,276 | $ 418,473,000 | $ 327,000 | $ 47,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,219 | $ 206,522,000 | $ 169,000 | $ 40,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,058 | $ 210,310,000 | $ 198,000 | $ 37,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 1,047 | $ 364,511,000 | $ 348,000 | $ 65,000 |
| ORLANDO-KISSIMMEE, FL | 1,035 | $ 196,221,000 | $ 189,000 | $ 39,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 959 | $ 319,881,000 | $ 333,000 | $ 53,000 |
| BAKERSFIELD, CA | 946 | $ 173,349,000 | $ 183,000 | $ 35,000 |
| DENVER-AURORA, CO | 942 | $ 191,075,000 | $ 202,000 | $ 33,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 942 | $ 185,340,000 | $ 197,000 | $ 45,500 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 888 | $ 194,882,000 | $ 219,000 | $ 45,000 |
| FRESNO, CA | 754 | $ 143,035,000 | $ 189,000 | $ 34,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 717 | $ 147,022,000 | $ 205,000 | $ 44,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 624 | $ 119,596,000 | $ 191,000 | $ 39,000 |
| STOCKTON, CA | 611 | $ 168,513,000 | $ 275,000 | $ 40,000 |
| NEW HAVEN-MILFORD, CT | 596 | $ 111,577,000 | $ 187,000 | $ 37,000 |
| TACOMA, WA | 583 | $ 113,661,000 | $ 194,000 | $ 37,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 581 | $ 132,865,000 | $ 228,000 | $ 46,000 |
| JACKSONVILLE, FL | 565 | $ 95,021,000 | $ 168,000 | $ 40,000 |
| VISALIA-PORTERVILLE, CA | 562 | $ 88,437,000 | $ 157,000 | $ 33,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 556 | $ 136,141,000 | $ 244,000 | $ 45,000 |
| TUCSON, AZ | 550 | $ 90,866,000 | $ 165,000 | $ 35,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 478 | $ 69,613,000 | $ 145,000 | $ 28,000 |
| MODESTO, CA | 434 | $ 108,448,000 | $ 249,000 | $ 39,000 |
| CAPE CORAL-FORT MYERS, FL | 386 | $ 74,976,000 | $ 194,000 | $ 44,000 |
| RENO-SPARKS, NV | 375 | $ 93,515,000 | $ 249,000 | $ 45,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 375 | $ 134,964,000 | $ 359,000 | $ 55,000 |
| SARASOTA-BRADENTON-VENICE, FL | 356 | $ 76,646,000 | $ 215,000 | $ 46,000 |
| VALLEJO-FAIRFIELD, CA | 348 | $ 109,050,000 | $ 313,000 | $ 50,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 321 | $ 61,046,000 | $ 190,000 | $ 38,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 308 | $ 50,136,000 | $ 162,000 | $ 29,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 290 | $ 97,054,000 | $ 334,000 | $ 57,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 279 | $ 117,409,000 | $ 420,000 | $ 62,000 |
| MERCED, CA | 266 | $ 59,235,000 | $ 222,000 | $ 37,000 |
| LAKELAND, FL | 260 | $ 38,807,000 | $ 149,000 | $ 26,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 238 | $ 41,928,000 | $ 176,000 | $ 37,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 216 | $ 60,268,000 | $ 278,500 | $ 41,000 |
| CHICO, CA | 204 | $ 34,603,000 | $ 169,000 | $ 37,000 |
| MADERA, CA | 199 | $ 40,193,000 | $ 201,000 | $ 36,000 |
| YUBA CITY, CA | 196 | $ 43,755,000 | $ 223,000 | $ 37,000 |
| SALEM, OR | 195 | $ 29,216,000 | $ 149,000 | $ 31,000 |
| NORWICH-NEW LONDON, CT | 181 | $ 34,976,000 | $ 193,000 | $ 42,000 |
| HANFORD-CORCORAN, CA | 175 | $ 28,416,000 | $ 162,000 | $ 28,000 |
| SPOKANE, WA | 174 | $ 25,571,000 | $ 146,000 | $ 31,000 |
| NAPLES-MARCO ISLAND, FL | 168 | $ 43,183,000 | $ 257,000 | $ 46,000 |
| OCALA, FL | 159 | $ 23,559,000 | $ 148,000 | $ 38,000 |
| OLYMPIA, WA | 154 | $ 27,409,000 | $ 177,000 | $ 45,000 |
| EUGENE-SPRINGFIELD, OR | 153 | $ 25,154,000 | $ 164,000 | $ 41,000 |
| SANTA ROSA-PETALUMA, CA | 153 | $ 52,773,000 | $ 344,000 | $ 52,000 |
| REDDING, CA | 148 | $ 28,440,000 | $ 192,000 | $ 37,000 |
| COLORADO SPRINGS, CO | 147 | $ 28,946,000 | $ 196,000 | $ 34,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 145 | $ 23,100,000 | $ 159,000 | $ 38,000 |
| YAKIMA, WA | 145 | $ 19,109,000 | $ 131,000 | $ 24,000 |
| MEDFORD, OR | 144 | $ 28,723,000 | $ 199,000 | $ 44,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 138 | $ 18,898,000 | $ 136,000 | $ 34,000 |
| BREMERTON-SILVERDALE, WA | 137 | $ 26,651,000 | $ 194,000 | $ 39,000 |
| PRESCOTT, AZ | 137 | $ 27,604,000 | $ 201,000 | $ 56,000 |
| EL CENTRO, CA | 136 | $ 25,446,000 | $ 187,000 | $ 41,000 |
| SALINAS, CA | 127 | $ 44,201,000 | $ 348,000 | $ 44,000 |
| SANTA BARBARA-SANTA MARIA, CA | 126 | $ 40,123,000 | $ 318,000 | $ 48,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 123 | $ 19,542,000 | $ 158,000 | $ 28,000 |
| GRAND RAPIDS-WYOMING, MI | 113 | $ 16,609,000 | $ 146,000 | $ 32,000 |
| BEND, OR | 110 | $ 23,731,000 | $ 215,000 | $ 58,000 |
| PUNTA GORDA, FL | 108 | $ 19,257,000 | $ 178,000 | $ 40,000 |
| GREELEY, CO | 107 | $ 20,813,000 | $ 194,000 | $ 30,000 |
| YUMA, AZ | 106 | $ 17,687,000 | $ 166,000 | $ 36,000 |
| TALLAHASSEE, FL | 103 | $ 13,462,000 | $ 130,000 | $ 24,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 98 | $ 19,612,000 | $ 200,000 | $ 47,000 |
| BELLINGHAM, WA | 91 | $ 20,814,000 | $ 228,000 | $ 47,000 |
| FLINT, MI | 91 | $ 14,093,000 | $ 154,000 | $ 34,000 |
| RICHMOND, VA | 89 | $ 12,696,000 | $ 142,000 | $ 16,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 86 | $ 27,348,000 | $ 318,000 | $ 56,000 |
| FORT COLLINS-LOVELAND, CO | 83 | $ 16,098,000 | $ 193,000 | $ 36,000 |
| ANN ARBOR, MI | 80 | $ 16,353,000 | $ 204,000 | $ 34,000 |
| SANTA CRUZ-WATSONVILLE, CA | 79 | $ 29,633,000 | $ 375,000 | $ 68,000 |
| ROCHESTER, MN | 76 | $ 14,884,000 | $ 195,000 | $ 45,000 |
| LANSING-EAST LANSING, MI | 75 | $ 10,297,000 | $ 137,000 | $ 20,000 |
| WENATCHEE, WA | 71 | $ 11,618,000 | $ 163,000 | $ 29,000 |
| MOUNT VERNON-ANACORTES, WA | 69 | $ 13,281,000 | $ 192,000 | $ 43,000 |
| LONGVIEW, WA | 63 | $ 9,715,000 | $ 154,000 | $ 38,000 |
| DULUTH, MN-WI | 62 | $ 8,206,000 | $ 132,000 | $ 22,000 |
| SEBASTIAN-VERO BEACH, FL | 62 | $ 10,665,000 | $ 172,000 | $ 39,000 |
| BOULDER, CO | 59 | $ 12,564,000 | $ 212,000 | $ 43,000 |
| PANAMA CITY-LYNN HAVEN, FL | 59 | $ 10,281,000 | $ 174,000 | $ 42,000 |
| FLAGSTAFF, AZ | 58 | $ 11,405,000 | $ 196,000 | $ 48,000 |
| ST. CLOUD, MN | 57 | $ 8,195,000 | $ 143,000 | $ 24,000 |
| NAPA, CA | 54 | $ 21,088,000 | $ 390,000 | $ 63,000 |
| KALAMAZOO-PORTAGE, MI | 49 | $ 7,642,000 | $ 155,000 | $ 28,000 |
| PUEBLO, CO | 49 | $ 7,315,000 | $ 149,000 | $ 20,000 |
| GAINESVILLE, FL | 46 | $ 6,596,000 | $ 143,000 | $ 31,000 |
| CARSON CITY, NV | 44 | $ 10,218,000 | $ 232,000 | $ 53,000 |
| MONROE, MI | 42 | $ 8,077,000 | $ 192,000 | $ 46,000 |
| HOLLAND-GRAND HAVEN, MI | 41 | $ 6,726,000 | $ 164,000 | $ 26,000 |
| MUSKEGON-NORTON SHORES, MI | 38 | $ 4,556,000 | $ 119,000 | $ 12,000 |
| BATTLE CREEK, MI | 35 | $ 4,719,000 | $ 134,000 | $ 27,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 28 | $ 3,373,000 | $ 120,000 | $ 31,000 |
| JACKSON, MI | 26 | $ 4,776,000 | $ 183,000 | $ 36,000 |
| NILES-BENTON HARBOR, MI | 25 | $ 3,316,000 | $ 132,000 | $ 30,000 |
| CORVALLIS, OR | 24 | $ 4,256,000 | $ 177,000 | $ 15,000 |
| GRAND JUNCTION, CO | 24 | $ 4,344,000 | $ 181,000 | $ 28,000 |
| ROANOKE, VA | 21 | $ 3,194,000 | $ 152,000 | $ 30,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 1,610,000 | $ 123,000 | $ 21,000 |
| WINCHESTER, VA-WV | 11 | $ 1,352,000 | $ 122,000 | $ 10,000 |
| BALTIMORE-TOWSON, MD | 10 | $ 2,357,000 | $ 235,000 | $ 50,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 10 | $ 1,444,000 | $ 144,000 | $ 8,000 |
| BAY CITY, MI | 9 | $ 1,108,000 | $ 123,000 | $ 44,000 |
| FARGO, ND-MN | 9 | $ 1,281,000 | $ 142,000 | $ 53,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 9 | $ 2,707,000 | $ 337,500 | $ 13,500 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 778,000 | $ 97,000 | $ 21,000 |
| GRAND FORKS, ND-MN | 8 | $ 760,000 | $ 95,000 | $ 27,000 |
| LEWISTON, ID-WA | 7 | $ 933,000 | $ 133,000 | $ 49,000 |
| LYNCHBURG, VA | 7 | $ 734,000 | $ 104,000 | $ 10,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 7 | $ 788,000 | $ 112,000 | $ 6,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 5 | $ 1,338,000 | $ 267,000 | $ 0 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 870,000 | $ 174,000 | $ 26,000 |
| CHARLOTTESVILLE, VA | 5 | $ 963,000 | $ 192,000 | $ 43,000 |
| DANVILLE, VA | 4 | $ 328,000 | $ 82,000 | $ 18,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 4 | $ 475,000 | $ 118,000 | $ 90,000 |
| YORK-HANOVER, PA | 4 | $ 420,000 | $ 105,000 | $ 0 |
| HARRISONBURG, VA | 3 | $ 361,000 | $ 120,000 | $ 28,000 |
| LA CROSSE, WI-MN | 3 | $ 382,000 | $ 127,000 | $ 28,000 |
| ALBUQUERQUE, NM | 2 | $ 615,000 | $ 307,000 | $ 30,000 |
| ATLANTIC CITY, NJ | 2 | $ 280,000 | $ 140,000 | $ 0 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 2 | $ 641,000 | $ 320,000 | $ 108,000 |
| BOSTON-QUINCY, MA | 2 | $ 476,000 | $ 238,000 | $ 0 |
| CAMDEN, NJ | 2 | $ 200,000 | $ 100,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 2 | $ 359,000 | $ 179,000 | $ 42,000 |
| COLUMBUS, OH | 2 | $ 185,000 | $ 92,000 | $ 0 |
| CORPUS CHRISTI, TX | 2 | $ 142,000 | $ 71,000 | $ 0 |
| HONOLULU, HI | 2 | $ 830,000 | $ 415,000 | $ 42,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 224,000 | $ 112,000 | $ 36,000 |
| INDIANAPOLIS-CARMEL, IN | 2 | $ 281,000 | $ 140,000 | $ 30,000 |
| JACKSON, MS | 2 | $ 202,000 | $ 101,000 | $ 132,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| SALT LAKE CITY, UT | 2 | $ 200,000 | $ 100,000 | $ 0 |
| AMARILLO, TX | 1 | $ 54,000 | $ 54,000 | $ 132,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 60,000 | $ 60,000 | $ 0 |
| BANGOR, ME | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| BIRMINGHAM-HOOVER, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 1 | $ 170,000 | $ 170,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 100,000 | $ 100,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 88,000 | $ 88,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 1 | $ 163,000 | $ 163,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 160,000 | $ 160,000 | $ 0 |
| DAYTON, OH | 1 | $ 100,000 | $ 100,000 | $ 0 |
| DECATUR, IL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| EL PASO, TX | 1 | $ 168,000 | $ 168,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 85,000 | $ 85,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 187,000 | $ 187,000 | $ 0 |
| LAFAYETTE, LA | 1 | $ 45,000 | $ 45,000 | $ 0 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 100,000 | $ 100,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| MADISON, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| MIDLAND, TX | 1 | $ 85,000 | $ 85,000 | $ 84,000 |
| MOBILE, AL | 1 | $ 100,000 | $ 100,000 | $ 0 |
| MORGANTOWN, WV | 1 | $ 100,000 | $ 100,000 | $ 0 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 1 | $ 50,000 | $ 50,000 | $ 168,000 |
| OCEAN CITY, NJ | 1 | $ 237,000 | $ 237,000 | $ 60,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 100,000 | $ 100,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 70,000 | $ 70,000 | $ 0 |
| PONCE, PR | 1 | $ 260,000 | $ 260,000 | $ 0 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 1 | $ 100,000 | $ 100,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 120,000 | $ 120,000 | $ 84,000 |
| RALEIGH-CARY, NC | 1 | $ 100,000 | $ 100,000 | $ 0 |
| READING, PA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| ROCHESTER, NY | 1 | $ 620,000 | $ 620,000 | $ 252,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 423,000 | $ 423,000 | $ 84,000 |
| SAN ANTONIO, TX | 1 | $ 136,000 | $ 136,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 290,000 | $ 290,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 90,000 | $ 90,000 | $ 120,000 |
| TULSA, OK | 1 | $ 83,000 | $ 83,000 | $ 0 |
| WARNER ROBINS, GA | 1 | $ 100,000 | $ 100,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 60,000 | $ 60,000 | $ 0 |
| WORCESTER, MA | 1 | $ 100,000 | $ 100,000 | $ 0 |
Mortgage Loan Application Detail Totals for Homefield Financial, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 46,428 | $10,447,358,000 | $225,000 | $3,800,000 | $42,000 | $1,800,000 |
| Home Purchase | 2,536 | $612,575,000 | $241,000 | $2,880,000 | $50,000 | $1,200,000 |
| Home Improvement | 6 | $808,000 | $134,000 | $298,000 | $14,000 | $48,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Black or African American | 33,600 | $7,691,283,000 | $228,000 | $3,680,000 | $33,000 | $1,440,000 |
| White | 13,197 | $2,868,245,000 | $217,000 | $3,600,000 | $63,000 | $1,800,000 |
| Not Provided | 683 | $131,087,000 | $191,000 | $1,500,000 | $51,000 | $900,000 |
| Hispanic | 651 | $142,660,000 | $219,000 | $1,500,000 | $55,000 | $372,000 |
| Asian | 647 | $179,330,000 | $277,000 | $3,800,000 | $91,000 | $804,000 |
| Native Hawaiian or Other Pacific Islander | 144 | $37,595,000 | $261,000 | $855,000 | $82,000 | $312,000 |
| American Indian or Alaskan Native | 48 | $10,541,000 | $219,000 | $720,000 | $50,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,970 | $11,060,741,000 | $225,000 | $3,800,000 | $43,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 40,978 | $9,317,983,000 | $227,000 | $3,800,000 | $39,000 | $1,800,000 |
| Loan Originated | 4,349 | $944,348,000 | $217,000 | $1,500,000 | $87,000 | $636,000 |
| Application Denied By Financial Institution | 3,409 | $739,612,000 | $216,000 | $3,680,000 | $22,000 | $1,200,000 |
| Application Approved But Not Accepted | 233 | $58,650,000 | $251,000 | $1,000,000 | $86,000 | $600,000 |
| File Closed For Incompleteness | 1 | $148,000 | $148,000 | $148,000 | $48,000 | $48,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,701 | $354,510,000 | $208,000 | $2,000,000 | $12,000 | $1,200,000 |
| Collateral | 756 | $178,587,000 | $236,000 | $960,000 | $34,000 | $300,000 |
| Other | 607 | $135,607,000 | $223,000 | $3,680,000 | $26,000 | $576,000 |
| Debt-To-Income Ratio | 111 | $21,550,000 | $194,000 | $752,000 | $35,000 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 83 | $16,304,000 | $196,000 | $730,000 | $46,000 | $432,000 |
| Credit Application Incomplete | 60 | $15,129,000 | $252,000 | $620,000 | $29,000 | $240,000 |
| Unverifiable Information | 46 | $9,724,000 | $211,000 | $600,000 | $45,000 | $240,000 |
| Employment History | 44 | $7,982,000 | $181,000 | $750,000 | $29,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $219,000 | $219,000 | $219,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homefield Financial, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homefield Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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