Homestar Bank And Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Homestar Bank And Financial Services 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestar Bank And Financial Services 3 Diversatech Dr Manteno, IL 60950 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,649 |
| Total Mortgage Loan Application Amount | $175,855,000 |
| Average Mortgage Loan Application Amount | $142,705 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $91,941 |
| Highest Applicant Income | $569,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Homestar Bank And Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestar Bank And Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Homestar Bank And Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestar Bank And Financial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestar Bank And Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestar Bank And Financial Services's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Kankakee County Illinois | 926 | $ 100,492,000 | $ 108,000 | $ 76,000 |
| Will County Illinois | 291 | $ 40,460,000 | $ 139,000 | $ 100,000 |
| Cook County Illinois | 68 | $ 7,186,000 | $ 105,000 | $ 74,000 |
| Iroquois County Illinois | 59 | $ 4,308,000 | $ 73,000 | $ 61,000 |
| Wayne County Michigan | 22 | $ 824,000 | $ 37,000 | $ 54,000 |
| Anoka County Minnesota | 20 | $ 717,000 | $ 35,000 | $ 44,000 |
| Oakland County Michigan | 17 | $ 762,000 | $ 44,000 | $ 42,000 |
| Kendall County Illinois | 15 | $ 1,914,000 | $ 127,000 | $ 73,000 |
| Grundy County Illinois | 13 | $ 2,331,000 | $ 179,000 | $ 86,000 |
| Macomb County Michigan | 13 | $ 448,000 | $ 34,000 | $ 38,000 |
| Kent County Michigan | 12 | $ 380,000 | $ 31,000 | $ 46,000 |
| Livingston County Michigan | 12 | $ 612,000 | $ 51,000 | $ 56,000 |
| DuPage County Illinois | 11 | $ 1,568,000 | $ 142,000 | $ 122,000 |
| Ottawa County Michigan | 7 | $ 263,000 | $ 37,000 | $ 33,000 |
| Washtenaw County Michigan | 7 | $ 365,000 | $ 52,000 | $ 35,000 |
| Wright County Minnesota | 7 | $ 212,000 | $ 30,000 | $ 43,000 |
| Monroe County Michigan | 6 | $ 214,000 | $ 35,000 | $ 45,000 |
| Kane County Illinois | 5 | $ 788,000 | $ 157,000 | $ 69,000 |
| Eaton County Michigan | 5 | $ 179,000 | $ 35,000 | $ 49,000 |
| Genesee County Michigan | 5 | $ 142,000 | $ 28,000 | $ 47,000 |
| Ford County Illinois | 4 | $ 545,000 | $ 136,000 | $ 60,000 |
| Allegan County Michigan | 4 | $ 172,000 | $ 43,000 | $ 39,000 |
| Calhoun County Michigan | 4 | $ 181,000 | $ 45,000 | $ 66,000 |
| Shiawassee County Michigan | 4 | $ 103,000 | $ 25,000 | $ 47,000 |
| Dakota County Minnesota | 4 | $ 141,000 | $ 35,000 | $ 42,000 |
| Ramsey County Minnesota | 4 | $ 262,000 | $ 65,000 | $ 61,000 |
| LaSalle County Illinois | 3 | $ 213,000 | $ 71,000 | $ 57,000 |
| McHenry County Illinois | 3 | $ 409,000 | $ 136,000 | $ 59,000 |
| Clinton County Michigan | 3 | $ 116,000 | $ 38,000 | $ 46,000 |
| Lapeer County Michigan | 3 | $ 90,000 | $ 30,000 | $ 47,000 |
| Lenawee County Michigan | 3 | $ 124,000 | $ 41,000 | $ 40,000 |
| Lake County Illinois | 2 | $ 523,000 | $ 261,000 | $ 78,000 |
| Marshall County Illinois | 2 | $ 80,000 | $ 40,000 | $ 108,000 |
| Vermilion County Illinois | 2 | $ 116,000 | $ 58,000 | $ 39,000 |
| Lake County Indiana | 2 | $ 242,000 | $ 121,000 | $ 47,000 |
| Grand Traverse County Michigan | 2 | $ 53,000 | $ 26,000 | $ 54,000 |
| Ingham County Michigan | 2 | $ 102,000 | $ 51,000 | $ 40,000 |
| Jackson County Michigan | 2 | $ 55,000 | $ 27,000 | $ 45,000 |
| St. Clair County Michigan | 2 | $ 40,000 | $ 20,000 | $ 54,000 |
| Meeker County Minnesota | 2 | $ 80,000 | $ 40,000 | $ 30,000 |
| Maricopa County Arizona | 1 | $ 183,000 | $ 183,000 | $ 250,000 |
| Highlands County Florida | 1 | $ 140,000 | $ 140,000 | $ 75,000 |
| Polk County Florida | 1 | $ 70,000 | $ 70,000 | $ 94,000 |
| Champaign County Illinois | 1 | $ 134,000 | $ 134,000 | $ 54,000 |
| Cumberland County Illinois | 1 | $ 41,000 | $ 41,000 | $ 55,000 |
| Jackson County Illinois | 1 | $ 250,000 | $ 250,000 | $ 413,000 |
| Johnson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 100,000 |
| Livingston County Illinois | 1 | $ 67,000 | $ 67,000 | $ 78,000 |
| Sangamon County Illinois | 1 | $ 131,000 | $ 131,000 | $ 42,000 |
| Williamson County Illinois | 1 | $ 54,000 | $ 54,000 | $ 25,000 |
| Clark County Indiana | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Newton County Indiana | 1 | $ 74,000 | $ 74,000 | $ 36,000 |
| White County Indiana | 1 | $ 187,000 | $ 187,000 | $ 159,000 |
| Alger County Michigan | 1 | $ 60,000 | $ 60,000 | $ 0 |
| Bay County Michigan | 1 | $ 17,000 | $ 17,000 | $ 70,000 |
| Berrien County Michigan | 1 | $ 37,000 | $ 37,000 | $ 31,000 |
| Dickinson County Michigan | 1 | $ 32,000 | $ 32,000 | $ 46,000 |
| Hillsdale County Michigan | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Kalamazoo County Michigan | 1 | $ 34,000 | $ 34,000 | $ 50,000 |
| Midland County Michigan | 1 | $ 49,000 | $ 49,000 | $ 32,000 |
| Muskegon County Michigan | 1 | $ 14,000 | $ 14,000 | $ 14,000 |
| Saginaw County Michigan | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| St. Joseph County Michigan | 1 | $ 88,000 | $ 88,000 | $ 64,000 |
| Benton County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 78,000 |
| Big Stone County Minnesota | 1 | $ 59,000 | $ 59,000 | $ 36,000 |
| Crow Wing County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Goodhue County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
| Hennepin County Minnesota | 1 | $ 54,000 | $ 54,000 | $ 52,000 |
| McLeod County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 63,000 |
| Nicollet County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Otter Tail County Minnesota | 1 | $ 21,000 | $ 21,000 | $ 103,000 |
| Pine County Minnesota | 1 | $ 66,000 | $ 66,000 | $ 51,000 |
| Scott County Minnesota | 1 | $ 23,000 | $ 23,000 | $ 45,000 |
| Stearns County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 26,000 |
| Todd County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 27,000 |
| Wabasha County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Washington County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 73,000 |
| Watonwan County Minnesota | 1 | $ 31,000 | $ 31,000 | $ 94,000 |
| Clark County Nevada | 1 | $ 360,000 | $ 360,000 | $ 44,000 |
| Somerset County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 74,000 |
| Columbia County Wisconsin | 1 | $ 280,000 | $ 280,000 | $ 164,000 |
| Walworth County Wisconsin | 1 | $ 149,000 | $ 149,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for Homestar Bank And Financial Services in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 841 | $94,694,000 | $115,000 | $1,170,000 | $94,750 | $569,000 |
| Refinancing | 587 | $73,995,000 | $170,714 | $1,102,000 | $79,571 | $424,000 |
| Home Improvement | 221 | $7,166,000 | $155,500 | $298,000 | $124,000 | $437,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,543 | $163,914,000 | $144,300 | $1,170,000 | $90,900 | $569,000 |
| Hispanic | 51 | $4,664,000 | $97,000 | $525,000 | $59,000 | $400,000 |
| Black or African American | 23 | $1,796,000 | $54,000 | $245,000 | $58,500 | $236,000 |
| Asian | 14 | $1,698,000 | $81,000 | $288,000 | $92,500 | $312,000 |
| Not Provided | 8 | $633,000 | $79,000 | $255,000 | $55,000 | $135,000 |
| Not applicable | 7 | $1,033,000 | $147,000 | $363,000 | $74,000 | $128,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,902,000 | $951,000 | $1,102,000 | $258,000 | $300,000 |
| American Indian or Alaskan Native | 1 | $215,000 | $215,000 | $215,000 | $95,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,645 | $175,328,000 | $144,100 | $1,170,000 | $91,700 | $569,000 |
| FHA-insured (Federal Housing Administration) | 2 | $161,000 | $80,000 | $88,000 | $39,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $366,000 | $183,000 | $200,000 | $46,500 | $48,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,468 | $152,731,000 | $168,222 | $1,170,000 | $100,555 | $569,000 |
| Application Approved But Not Accepted | 76 | $9,852,000 | $107,750 | $310,000 | $72,000 | $155,000 |
| Application Denied By Financial Institution | 62 | $7,171,000 | $122,500 | $298,000 | $61,000 | $264,000 |
| Application Withdrawn By Applicant | 37 | $5,217,000 | $141,000 | $667,000 | $56,000 | $105,000 |
| Preapproval Approved but not Accepted | 5 | $724,000 | $144,000 | $225,000 | $69,000 | $93,000 |
| Preapproval Denied by Financial Institution | 1 | $160,000 | $160,000 | $160,000 | $53,000 | $53,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestar Bank And Financial Services's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestar Bank And Financial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.