Homestar Bank And Financial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Homestar Bank And Financial Services 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Homestar Bank And Financial Services
3 Diversatech Dr
Manteno, IL 60950
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,421
Total Mortgage Loan Application Amount $343,926,000
Average Mortgage Loan Application Amount $124,666
Highest Mortgage Loan Application Amount $792,000
Average Applicant Income $85,333
Highest Applicant Income $1,343,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Homestar Bank And Financial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestar Bank And Financial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2010 breaks down Homestar Bank And Financial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestar Bank And Financial Services serves its applicants.

Each category highlights the total number of mortgage applications processed by Homestar Bank And Financial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestar Bank And Financial Services's mortgage activity for 2010.

Mortgage Loan Application Totals for Homestar Bank And Financial Services by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kankakee County Illinois 1,219 $ 158,767,000 $ 130,000 $ 81,000
Will County Illinois 354 $ 60,906,000 $ 172,000 $ 102,000
Cook County Illinois 100 $ 16,766,000 $ 167,000 $ 99,000
Iroquois County Illinois 87 $ 8,747,000 $ 100,000 $ 68,000
Olmsted County Minnesota 66 $ 11,812,000 $ 178,000 $ 119,000
Manitowoc County Wisconsin 45 $ 5,675,000 $ 126,000 $ 72,000
Lake County Illinois 43 $ 8,183,000 $ 190,000 $ 131,000
La Crosse County Wisconsin 37 $ 5,531,000 $ 149,000 $ 80,000
Hamilton County Tennessee 25 $ 3,762,000 $ 150,000 $ 90,000
Wood County Wisconsin 24 $ 2,413,000 $ 100,000 $ 70,000
Kenosha County Wisconsin 18 $ 2,480,000 $ 137,000 $ 85,000
Portage County Wisconsin 17 $ 2,277,000 $ 133,000 $ 80,000
Rock County Wisconsin 14 $ 1,334,000 $ 95,000 $ 63,000
DuPage County Illinois 13 $ 2,735,000 $ 210,000 $ 116,000
Marathon County Wisconsin 13 $ 1,563,000 $ 120,000 $ 90,000
Dane County Wisconsin 10 $ 1,921,000 $ 192,000 $ 82,000
Kendall County Illinois 9 $ 1,382,000 $ 153,000 $ 76,000
Washington County Wisconsin 9 $ 1,322,000 $ 146,000 $ 77,000
Maricopa County Arizona 8 $ 1,761,000 $ 220,000 $ 129,000
Grundy County Illinois 8 $ 1,266,000 $ 158,000 $ 67,000
McHenry County Illinois 7 $ 1,001,000 $ 143,000 $ 106,000
Winnebago County Illinois 6 $ 678,000 $ 113,000 $ 63,000
Orangeburg County South Carolina 6 $ 443,000 $ 73,000 $ 43,000
Dodge County Wisconsin 6 $ 696,000 $ 116,000 $ 80,000
Colbert County Alabama 5 $ 537,000 $ 107,000 $ 64,000
Lauderdale County Alabama 5 $ 410,000 $ 82,000 $ 57,000
Catoosa County Georgia 5 $ 564,000 $ 112,000 $ 84,000
Kane County Illinois 5 $ 998,000 $ 199,000 $ 149,000
Wabasha County Minnesota 5 $ 847,000 $ 169,000 $ 89,000
Stark County Ohio 5 $ 399,000 $ 79,000 $ 62,000
Spartanburg County South Carolina 5 $ 462,000 $ 92,000 $ 58,000
Bradley County Tennessee 5 $ 493,000 $ 98,000 $ 51,000
Outagamie County Wisconsin 5 $ 918,000 $ 183,000 $ 65,000
Marion County Florida 4 $ 291,000 $ 72,000 $ 74,000
Rock Island County Illinois 4 $ 673,000 $ 168,000 $ 107,000
St. Clair County Illinois 4 $ 520,000 $ 130,000 $ 78,000
Clinton County Michigan 4 $ 350,000 $ 87,000 $ 53,000
Goodhue County Minnesota 4 $ 796,000 $ 199,000 $ 84,000
Guilford County North Carolina 4 $ 462,000 $ 115,000 $ 120,000
Mason County Washington 4 $ 534,000 $ 133,000 $ 76,000
Waukesha County Wisconsin 4 $ 936,000 $ 234,000 $ 111,000
Columbia County Florida 3 $ 378,000 $ 126,000 $ 43,000
Hillsborough County Florida 3 $ 709,000 $ 236,000 $ 192,000
Walker County Georgia 3 $ 592,000 $ 197,000 $ 75,000
Livingston County Illinois 3 $ 192,000 $ 64,000 $ 121,000
Putnam County Illinois 3 $ 397,000 $ 132,000 $ 104,000
Stephenson County Illinois 3 $ 396,000 $ 132,000 $ 50,000
Hennepin County Minnesota 3 $ 673,000 $ 224,000 $ 102,000
Houston County Minnesota 3 $ 497,000 $ 165,000 $ 76,000
Linn County Oregon 3 $ 440,000 $ 146,000 $ 79,000
York County South Carolina 3 $ 311,000 $ 103,000 $ 67,000
Knox County Tennessee 3 $ 360,000 $ 120,000 $ 72,000
Green County Wisconsin 3 $ 229,000 $ 76,000 $ 69,000
Jefferson County Wisconsin 3 $ 362,000 $ 120,000 $ 77,000
Juneau County Wisconsin 3 $ 240,000 $ 80,000 $ 41,000
Ozaukee County Wisconsin 3 $ 767,000 $ 255,000 $ 165,000
Winston County Alabama 2 $ 267,000 $ 133,000 $ 80,000
Sutter County California 2 $ 281,000 $ 140,000 $ 123,000
District of Columbia County District Of Columbia 2 $ 729,000 $ 364,000 $ 164,000
Alachua County Florida 2 $ 162,000 $ 81,000 $ 50,000
Citrus County Florida 2 $ 360,000 $ 180,000 $ 95,000
Escambia County Florida 2 $ 269,000 $ 134,000 $ 47,000
Madison County Florida 2 $ 268,000 $ 134,000 $ 44,000
Okaloosa County Florida 2 $ 294,000 $ 147,000 $ 79,000
Sumter County Georgia 2 $ 153,000 $ 76,000 $ 66,000
Champaign County Illinois 2 $ 119,000 $ 59,000 $ 80,000
Ford County Illinois 2 $ 159,000 $ 79,000 $ 46,000
LaSalle County Illinois 2 $ 279,000 $ 139,000 $ 37,000
Boone County Indiana 2 $ 211,000 $ 105,000 $ 60,000
Lake County Indiana 2 $ 216,000 $ 108,000 $ 63,000
Scott County Iowa 2 $ 129,000 $ 64,000 $ 62,000
Alpena County Michigan 2 $ 215,000 $ 107,000 $ 44,000
Dodge County Minnesota 2 $ 294,000 $ 147,000 $ 105,000
Fillmore County Minnesota 2 $ 241,000 $ 120,000 $ 68,000
Mower County Minnesota 2 $ 177,000 $ 88,000 $ 61,000
Clark County Nevada 2 $ 182,000 $ 91,000 $ 97,000
Rockingham County New Hampshire 2 $ 690,000 $ 345,000 $ 165,000
Multnomah County Oregon 2 $ 308,000 $ 154,000 $ 65,000
Greenville County South Carolina 2 $ 169,000 $ 84,000 $ 43,000
Lancaster County South Carolina 2 $ 437,000 $ 218,000 $ 133,000
Kitsap County Washington 2 $ 351,000 $ 175,000 $ 108,000
Monroe County Wisconsin 2 $ 361,000 $ 180,000 $ 119,000
Walworth County Wisconsin 2 $ 265,000 $ 132,000 $ 171,000
Marion County Alabama 1 $ 192,000 $ 192,000 $ 51,000
Ketchikan Gateway County Alaska 1 $ 138,000 $ 138,000 $ 81,000
El Dorado County California 1 $ 340,000 $ 340,000 $ 162,000
Fresno County California 1 $ 190,000 $ 190,000 $ 154,000
Los Angeles County California 1 $ 240,000 $ 240,000 $ 115,000
San Bernardino County California 1 $ 293,000 $ 293,000 $ 121,000
Yuba County California 1 $ 115,000 $ 115,000 $ 75,000
El Paso County Colorado 1 $ 239,000 $ 239,000 $ 68,000
Lee County Florida 1 $ 235,000 $ 235,000 $ 140,000
Pasco County Florida 1 $ 52,000 $ 52,000 $ 73,000
Sarasota County Florida 1 $ 52,000 $ 52,000 $ 58,000
Dougherty County Georgia 1 $ 125,000 $ 125,000 $ 46,000
Fulton County Georgia 1 $ 186,000 $ 186,000 $ 82,000
Gwinnett County Georgia 1 $ 101,000 $ 101,000 $ 76,000
Worth County Georgia 1 $ 167,000 $ 167,000 $ 87,000
Coles County Illinois 1 $ 219,000 $ 219,000 $ 148,000
Franklin County Illinois 1 $ 5,000 $ 5,000 $ 37,000
Henry County Illinois 1 $ 166,000 $ 166,000 $ 59,000
Johnson County Illinois 1 $ 35,000 $ 35,000 $ 153,000
McLean County Illinois 1 $ 129,000 $ 129,000 $ 58,000
Peoria County Illinois 1 $ 162,000 $ 162,000 $ 84,000
Hendricks County Indiana 1 $ 306,000 $ 306,000 $ 298,000
Kosciusko County Indiana 1 $ 57,000 $ 57,000 $ 149,000
Newton County Indiana 1 $ 157,000 $ 157,000 $ 19,000
Porter County Indiana 1 $ 152,000 $ 152,000 $ 74,000
Starke County Indiana 1 $ 60,000 $ 60,000 $ 116,000
Johnson County Iowa 1 $ 214,000 $ 214,000 $ 145,000
Story County Iowa 1 $ 307,000 $ 307,000 $ 288,000
Anderson County Kentucky 1 $ 139,000 $ 139,000 $ 53,000
Franklin County Kentucky 1 $ 116,000 $ 116,000 $ 148,000
Union County Kentucky 1 $ 38,000 $ 38,000 $ 32,000
Woodford County Kentucky 1 $ 161,000 $ 161,000 $ 149,000
Norfolk County Massachusetts 1 $ 187,000 $ 187,000 $ 71,000
Berrien County Michigan 1 $ 94,000 $ 94,000 $ 78,000
Iosco County Michigan 1 $ 177,000 $ 177,000 $ 36,000
Marquette County Michigan 1 $ 55,000 $ 55,000 $ 52,000
Mason County Michigan 1 $ 250,000 $ 250,000 $ 255,000
Oakland County Michigan 1 $ 361,000 $ 361,000 $ 180,000
Washtenaw County Michigan 1 $ 214,000 $ 214,000 $ 133,000
Anoka County Minnesota 1 $ 51,000 $ 51,000 $ 22,000
Chisago County Minnesota 1 $ 81,000 $ 81,000 $ 41,000
Mille Lacs County Minnesota 1 $ 118,000 $ 118,000 $ 197,000
Ramsey County Minnesota 1 $ 350,000 $ 350,000 $ 241,000
Stevens County Minnesota 1 $ 190,000 $ 190,000 $ 80,000
Washington County Minnesota 1 $ 149,000 $ 149,000 $ 46,000
Platte County Missouri 1 $ 159,000 $ 159,000 $ 67,000
St. Louis City County Missouri 1 $ 75,000 $ 75,000 $ 56,000
Stoddard County Missouri 1 $ 53,000 $ 53,000 $ 35,000
Missoula County Montana 1 $ 209,000 $ 209,000 $ 124,000
Strafford County New Hampshire 1 $ 160,000 $ 160,000 $ 75,000
Sullivan County New Hampshire 1 $ 107,000 $ 107,000 $ 113,000
Camden County New Jersey 1 $ 91,000 $ 91,000 $ 98,000
Ocean County New Jersey 1 $ 370,000 $ 370,000 $ 137,000
Somerset County New Jersey 1 $ 417,000 $ 417,000 $ 200,000
Monroe County New York 1 $ 174,000 $ 174,000 $ 87,000
Brunswick County North Carolina 1 $ 340,000 $ 340,000 $ 78,000
Davidson County North Carolina 1 $ 46,000 $ 46,000 $ 21,000
Forsyth County North Carolina 1 $ 84,000 $ 84,000 $ 41,000
McDowell County North Carolina 1 $ 120,000 $ 120,000 $ 64,000
Mecklenburg County North Carolina 1 $ 126,000 $ 126,000 $ 56,000
Carroll County Ohio 1 $ 132,000 $ 132,000 $ 151,000
Warren County Ohio 1 $ 120,000 $ 120,000 $ 89,000
Clackamas County Oregon 1 $ 83,000 $ 83,000 $ 47,000
Deschutes County Oregon 1 $ 245,000 $ 245,000 $ 282,000
Cumberland County Pennsylvania 1 $ 112,000 $ 112,000 $ 94,000
Berkeley County South Carolina 1 $ 236,000 $ 236,000 $ 71,000
Chester County South Carolina 1 $ 110,000 $ 110,000 $ 94,000
Chesterfield County South Carolina 1 $ 153,000 $ 153,000 $ 47,000
Clarendon County South Carolina 1 $ 60,000 $ 60,000 $ 54,000
Dorchester County South Carolina 1 $ 140,000 $ 140,000 $ 48,000
Horry County South Carolina 1 $ 110,000 $ 110,000 $ 44,000
Franklin County Tennessee 1 $ 102,000 $ 102,000 $ 41,000
Loudon County Tennessee 1 $ 116,000 $ 116,000 $ 100,000
McMinn County Tennessee 1 $ 168,000 $ 168,000 $ 97,000
Meigs County Tennessee 1 $ 120,000 $ 120,000 $ 67,000
Montgomery County Tennessee 1 $ 300,000 $ 300,000 $ 143,000
Polk County Tennessee 1 $ 80,000 $ 80,000 $ 68,000
Rhea County Tennessee 1 $ 149,000 $ 149,000 $ 58,000
Sequatchie County Tennessee 1 $ 160,000 $ 160,000 $ 107,000
Williamson County Tennessee 1 $ 315,000 $ 315,000 $ 156,000
Angelina County Texas 1 $ 118,000 $ 118,000 $ 52,000
King County Washington 1 $ 568,000 $ 568,000 $ 235,000
Klickitat County Washington 1 $ 78,000 $ 78,000 $ 50,000
Pierce County Washington 1 $ 80,000 $ 80,000 $ 125,000
Skagit County Washington 1 $ 405,000 $ 405,000 $ 111,000
Thurston County Washington 1 $ 160,000 $ 160,000 $ 52,000
Adams County Wisconsin 1 $ 143,000 $ 143,000 $ 58,000
Brown County Wisconsin 1 $ 156,000 $ 156,000 $ 78,000
Calumet County Wisconsin 1 $ 130,000 $ 130,000 $ 90,000
Eau Claire County Wisconsin 1 $ 272,000 $ 272,000 $ 70,000
Forest County Wisconsin 1 $ 78,000 $ 78,000 $ 83,000
Lincoln County Wisconsin 1 $ 174,000 $ 174,000 $ 93,000
Marquette County Wisconsin 1 $ 75,000 $ 75,000 $ 79,000
Oconto County Wisconsin 1 $ 90,000 $ 90,000 $ 46,000
Oneida County Wisconsin 1 $ 120,000 $ 120,000 $ 78,000
Price County Wisconsin 1 $ 107,000 $ 107,000 $ 125,000
Racine County Wisconsin 1 $ 85,000 $ 85,000 $ 159,000
Shawano County Wisconsin 1 $ 90,000 $ 90,000 $ 40,000
Trempealeau County Wisconsin 1 $ 145,000 $ 145,000 $ 99,000
Waupaca County Wisconsin 1 $ 95,000 $ 95,000 $ 41,000
Waushara County Wisconsin 1 $ 110,000 $ 110,000 $ 37,000

Mortgage Loan Application Detail Totals for Homestar Bank And Financial Services in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,898 $277,999,000 $146,000 $792,000 $88,000 $1,343,000
Home Purchase 370 $52,643,000 $142,000 $720,000 $79,000 $597,000
Home Improvement 153 $13,284,000 $86,000 $374,000 $89,000 $572,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,953 $274,879,000 $140,000 $792,000 $86,000 $625,000
Not applicable 326 $48,559,000 $148,000 $568,000 $90,000 $286,000
Hispanic 47 $6,944,000 $147,000 $417,000 $91,000 $305,000
Not Provided 38 $6,168,000 $162,000 $350,000 $93,000 $286,000
Black or African American 30 $2,741,000 $91,000 $201,000 $102,000 $1,343,000
Asian 19 $3,803,000 $200,000 $417,000 $143,000 $465,000
American Indian or Alaskan Native 4 $611,000 $152,000 $285,000 $83,000 $146,000
Native Hawaiian or Other Pacific Islander 4 $221,000 $55,000 $146,000 $45,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,296 $327,262,000 $142,000 $792,000 $89,000 $1,343,000
FHA-insured (Federal Housing Administration) 79 $10,260,000 $129,000 $234,000 $60,000 $130,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $3,498,000 $120,000 $209,000 $46,000 $78,000
VA-guaranteed (Veterans Administration) 17 $2,906,000 $170,000 $300,000 $72,000 $185,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,348 $185,442,000 $137,000 $792,000 $86,000 $625,000
Loan Purchased By The Institution 607 $91,048,000 $149,000 $568,000 $91,000 $465,000
Application Denied By Financial Institution 208 $28,934,000 $139,000 $610,000 $76,000 $1,343,000
Application Approved But Not Accepted 162 $24,738,000 $152,000 $417,000 $87,000 $457,000
Application Withdrawn By Applicant 96 $13,764,000 $143,000 $343,000 $96,000 $583,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 1 $135,000 $135,000 $135,000 $83,000 $83,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestar Bank And Financial Services's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homestar Bank And Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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