Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Homestreet Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 27,150 |
| Total Mortgage Loan Application Amount | $6,808,678,000 |
| Average Mortgage Loan Application Amount | $326,333 |
| Highest Mortgage Loan Application Amount | $17,000,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $2,435,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 8,554 | $ 2,669,545,000 | $ 312,000 | $ 123,000 |
| Snohomish County Washington | 2,558 | $ 638,486,000 | $ 249,000 | $ 98,000 |
| Clark County Washington | 2,287 | $ 477,705,000 | $ 208,000 | $ 91,000 |
| Pierce County Washington | 1,699 | $ 401,177,000 | $ 236,000 | $ 88,000 |
| Multnomah County Oregon | 1,551 | $ 317,502,000 | $ 204,000 | $ 87,000 |
| Spokane County Washington | 1,310 | $ 245,403,000 | $ 187,000 | $ 84,000 |
| Honolulu County Hawaii | 1,079 | $ 368,609,000 | $ 341,000 | $ 94,000 |
| Thurston County Washington | 1,017 | $ 209,692,000 | $ 206,000 | $ 84,000 |
| Marion County Oregon | 815 | $ 135,067,000 | $ 165,000 | $ 75,000 |
| Washington County Oregon | 705 | $ 152,641,000 | $ 216,000 | $ 96,000 |
| Clackamas County Oregon | 609 | $ 137,197,000 | $ 225,000 | $ 85,000 |
| Kitsap County Washington | 455 | $ 105,017,000 | $ 230,000 | $ 107,000 |
| Maui County Hawaii | 366 | $ 104,289,000 | $ 284,000 | $ 87,000 |
| Ada County Idaho | 303 | $ 71,889,000 | $ 237,000 | $ 96,000 |
| Hawaii County Hawaii | 202 | $ 44,303,000 | $ 219,000 | $ 79,000 |
| Polk County Oregon | 200 | $ 34,663,000 | $ 173,000 | $ 77,000 |
| Grays Harbor County Washington | 183 | $ 25,289,000 | $ 138,000 | $ 70,000 |
| Kootenai County Idaho | 156 | $ 31,885,000 | $ 204,000 | $ 94,000 |
| Skagit County Washington | 143 | $ 30,079,000 | $ 210,000 | $ 108,000 |
| Mason County Washington | 126 | $ 20,163,000 | $ 160,000 | $ 72,000 |
| Umatilla County Oregon | 115 | $ 17,137,000 | $ 149,000 | $ 61,000 |
| Deschutes County Oregon | 114 | $ 23,139,000 | $ 202,000 | $ 111,000 |
| Lane County Oregon | 109 | $ 25,829,000 | $ 236,000 | $ 110,000 |
| Cowlitz County Washington | 107 | $ 18,482,000 | $ 172,000 | $ 73,000 |
| Island County Washington | 97 | $ 25,461,000 | $ 262,000 | $ 133,000 |
| Yamhill County Oregon | 95 | $ 17,500,000 | $ 184,000 | $ 81,000 |
| Canyon County Idaho | 76 | $ 11,790,000 | $ 155,000 | $ 83,000 |
| Skamania County Washington | 59 | $ 12,100,000 | $ 205,000 | $ 85,000 |
| Lewis County Washington | 58 | $ 8,617,000 | $ 148,000 | $ 61,000 |
| Whatcom County Washington | 57 | $ 15,454,000 | $ 271,000 | $ 112,000 |
| Yakima County Washington | 56 | $ 9,185,000 | $ 164,000 | $ 72,000 |
| Walla Walla County Washington | 54 | $ 9,319,000 | $ 172,000 | $ 80,000 |
| Franklin County Washington | 53 | $ 9,120,000 | $ 172,000 | $ 58,000 |
| Linn County Oregon | 52 | $ 8,822,000 | $ 169,000 | $ 84,000 |
| Columbia County Oregon | 47 | $ 7,821,000 | $ 166,000 | $ 71,000 |
| Payette County Idaho | 45 | $ 6,267,000 | $ 139,000 | $ 61,000 |
| Kittitas County Washington | 43 | $ 10,029,000 | $ 233,000 | $ 154,000 |
| Stevens County Washington | 43 | $ 8,069,000 | $ 187,000 | $ 78,000 |
| Chelan County Washington | 42 | $ 8,999,000 | $ 214,000 | $ 171,000 |
| Benton County Washington | 36 | $ 7,649,000 | $ 212,000 | $ 93,000 |
| Kauai County Hawaii | 34 | $ 9,546,000 | $ 280,000 | $ 83,000 |
| Whitman County Washington | 34 | $ 9,548,000 | $ 280,000 | $ 82,000 |
| Clatsop County Oregon | 32 | $ 6,765,000 | $ 211,000 | $ 127,000 |
| Tillamook County Oregon | 32 | $ 6,059,000 | $ 189,000 | $ 126,000 |
| Bonner County Idaho | 30 | $ 5,688,000 | $ 189,000 | $ 137,000 |
| Klickitat County Washington | 30 | $ 4,526,000 | $ 150,000 | $ 88,000 |
| Jackson County Oregon | 29 | $ 5,629,000 | $ 194,000 | $ 80,000 |
| San Juan County Washington | 29 | $ 9,352,000 | $ 322,000 | $ 164,000 |
| Benton County Oregon | 28 | $ 4,841,000 | $ 172,000 | $ 90,000 |
| Lincoln County Oregon | 28 | $ 5,680,000 | $ 202,000 | $ 155,000 |
| Clallam County Washington | 27 | $ 5,461,000 | $ 202,000 | $ 75,000 |
| Grant County Washington | 26 | $ 4,323,000 | $ 166,000 | $ 89,000 |
| Hood River County Oregon | 24 | $ 5,731,000 | $ 238,000 | $ 159,000 |
| Washington County Idaho | 23 | $ 3,054,000 | $ 132,000 | $ 86,000 |
| Pacific County Washington | 22 | $ 2,309,000 | $ 104,000 | $ 74,000 |
| Jefferson County Oregon | 21 | $ 2,666,000 | $ 126,000 | $ 74,000 |
| Jefferson County Washington | 21 | $ 4,416,000 | $ 210,000 | $ 98,000 |
| Wasco County Oregon | 20 | $ 3,077,000 | $ 153,000 | $ 240,000 |
| Okanogan County Washington | 20 | $ 3,845,000 | $ 192,000 | $ 139,000 |
| Coos County Oregon | 18 | $ 2,769,000 | $ 153,000 | $ 63,000 |
| Los Angeles County California | 17 | $ 6,899,000 | $ 405,000 | $ 156,000 |
| Malheur County Oregon | 17 | $ 2,309,000 | $ 135,000 | $ 75,000 |
| Morrow County Oregon | 17 | $ 2,094,000 | $ 123,000 | $ 59,000 |
| Klamath County Oregon | 16 | $ 2,142,000 | $ 133,000 | $ 62,000 |
| Douglas County Oregon | 14 | $ 2,705,000 | $ 193,000 | $ 74,000 |
| Pend Oreille County Washington | 14 | $ 3,049,000 | $ 217,000 | $ 131,000 |
| Blaine County Idaho | 12 | $ 7,986,000 | $ 665,000 | $ 465,000 |
| Riverside County California | 11 | $ 4,644,000 | $ 422,000 | $ 189,000 |
| Gem County Idaho | 11 | $ 2,144,000 | $ 194,000 | $ 143,000 |
| Lincoln County Washington | 11 | $ 2,086,000 | $ 189,000 | $ 71,000 |
| San Diego County California | 10 | $ 3,378,000 | $ 337,000 | $ 182,000 |
| Douglas County Washington | 10 | $ 3,136,000 | $ 313,000 | $ 185,000 |
| Valley County Idaho | 9 | $ 1,995,000 | $ 221,000 | $ 295,000 |
| Adams County Idaho | 8 | $ 1,095,000 | $ 136,000 | $ 70,000 |
| Grant County Oregon | 8 | $ 844,000 | $ 105,000 | $ 58,000 |
| San Francisco County California | 7 | $ 3,444,000 | $ 492,000 | $ 174,000 |
| Crook County Oregon | 7 | $ 965,000 | $ 137,000 | $ 72,000 |
| Orange County California | 6 | $ 2,521,000 | $ 420,000 | $ 115,000 |
| Owyhee County Idaho | 6 | $ 667,000 | $ 111,000 | $ 89,000 |
| Sitka County Alaska | 5 | $ 1,292,000 | $ 258,000 | $ 108,000 |
| Alameda County California | 5 | $ 1,756,000 | $ 351,000 | $ 127,000 |
| Sacramento County California | 5 | $ 1,294,000 | $ 258,000 | $ 92,000 |
| San Bernardino County California | 5 | $ 806,000 | $ 161,000 | $ 136,000 |
| Santa Clara County California | 5 | $ 1,686,000 | $ 337,000 | $ 194,000 |
| Josephine County Oregon | 5 | $ 711,000 | $ 142,000 | $ 45,000 |
| Union County Oregon | 4 | $ 463,000 | $ 115,000 | $ 33,000 |
| Wallowa County Oregon | 4 | $ 546,000 | $ 136,000 | $ 41,000 |
| Contra Costa County California | 3 | $ 6,499,000 | $ 2,166,000 | $ 88,000 |
| Elmore County Idaho | 3 | $ 499,000 | $ 166,000 | $ 104,000 |
| Nez Perce County Idaho | 3 | $ 431,000 | $ 143,000 | $ 104,000 |
| Shoshone County Idaho | 3 | $ 356,000 | $ 118,000 | $ 126,000 |
| Curry County Oregon | 3 | $ 259,000 | $ 86,000 | $ 60,000 |
| Harney County Oregon | 3 | $ 313,000 | $ 104,000 | $ 37,000 |
| Adams County Washington | 3 | $ 331,000 | $ 110,000 | $ 82,000 |
| Anchorage County Alaska | 2 | $ 482,000 | $ 241,000 | $ 183,000 |
| El Dorado County California | 2 | $ 592,000 | $ 296,000 | $ 130,000 |
| Santa Cruz County California | 2 | $ 955,000 | $ 477,000 | $ 181,000 |
| Solano County California | 2 | $ 625,000 | $ 312,000 | $ 56,000 |
| Benewah County Idaho | 2 | $ 413,000 | $ 206,000 | $ 162,000 |
| Bonneville County Idaho | 2 | $ 287,000 | $ 143,000 | $ 67,000 |
| Cassia County Idaho | 2 | $ 246,000 | $ 123,000 | $ 35,000 |
| Missoula County Montana | 2 | $ 5,600,000 | $ 2,800,000 | $ 0 |
| Baker County Oregon | 2 | $ 492,000 | $ 246,000 | $ 115,000 |
| Columbia County Washington | 2 | $ 341,000 | $ 170,000 | $ 78,000 |
| Ferry County Washington | 2 | $ 460,000 | $ 230,000 | $ 114,000 |
| Wahkiakum County Washington | 2 | $ 252,000 | $ 126,000 | $ 61,000 |
| Kenai Peninsula County Alaska | 1 | $ 304,000 | $ 304,000 | $ 175,000 |
| Maricopa County Arizona | 1 | $ 269,000 | $ 269,000 | $ 550,000 |
| Fresno County California | 1 | $ 296,000 | $ 296,000 | $ 76,000 |
| Kern County California | 1 | $ 197,000 | $ 197,000 | $ 125,000 |
| Marin County California | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Monterey County California | 1 | $ 255,000 | $ 255,000 | $ 130,000 |
| Placer County California | 1 | $ 151,000 | $ 151,000 | $ 66,000 |
| San Benito County California | 1 | $ 208,000 | $ 208,000 | $ 33,000 |
| San Mateo County California | 1 | $ 585,000 | $ 585,000 | $ 180,000 |
| Santa Barbara County California | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Sonoma County California | 1 | $ 233,000 | $ 233,000 | $ 122,000 |
| Tulare County California | 1 | $ 86,000 | $ 86,000 | $ 80,000 |
| Ventura County California | 1 | $ 336,000 | $ 336,000 | $ 173,000 |
| Bannock County Idaho | 1 | $ 404,000 | $ 404,000 | $ 600,000 |
| Bingham County Idaho | 1 | $ 92,000 | $ 92,000 | $ 38,000 |
| Boise County Idaho | 1 | $ 221,000 | $ 221,000 | $ 124,000 |
| Caribou County Idaho | 1 | $ 179,000 | $ 179,000 | $ 75,000 |
| Jefferson County Idaho | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Latah County Idaho | 1 | $ 294,000 | $ 294,000 | $ 292,000 |
| Madison County Idaho | 1 | $ 201,000 | $ 201,000 | $ 90,000 |
| Teton County Idaho | 1 | $ 50,000 | $ 50,000 | $ 172,000 |
| Gallatin County Montana | 1 | $ 189,000 | $ 189,000 | $ 75,000 |
| Sherman County Oregon | 1 | $ 117,000 | $ 117,000 | $ 59,000 |
| Asotin County Washington | 1 | $ 202,000 | $ 202,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 17,320 | $4,325,129,000 | $249,000 | $13,200,000 | $103,000 | $2,435,000 |
| Home Purchase | 9,695 | $2,418,496,000 | $249,000 | $17,000,000 | $96,000 | $2,381,000 |
| Home Improvement | 135 | $65,053,000 | $481,000 | $9,054,000 | $86,000 | $369,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17,986 | $4,325,112,000 | $240,000 | $2,000,000 | $101,000 | $2,361,000 |
| Not Provided | 4,680 | $1,208,802,000 | $258,000 | $1,655,000 | $107,000 | $2,435,000 |
| Asian | 2,302 | $632,173,000 | $274,000 | $1,735,000 | $101,000 | $1,216,000 |
| Hispanic | 810 | $176,362,000 | $217,000 | $2,700,000 | $81,000 | $2,381,000 |
| Native Hawaiian or Other Pacific Islander | 794 | $191,379,000 | $241,000 | $900,000 | $83,000 | $801,000 |
| Black or African American | 372 | $88,190,000 | $237,000 | $735,000 | $80,000 | $360,000 |
| American Indian or Alaskan Native | 137 | $28,915,000 | $211,000 | $712,000 | $112,000 | $2,172,000 |
| Not applicable | 69 | $157,745,000 | $2,286,000 | $17,000,000 | $6,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 19,348 | $5,069,246,000 | $262,000 | $17,000,000 | $111,000 | $2,435,000 |
| FHA-insured (Federal Housing Administration) | 5,336 | $1,155,787,000 | $216,000 | $808,000 | $73,000 | $988,000 |
| VA-guaranteed (Veterans Administration) | 2,084 | $509,331,000 | $244,000 | $890,000 | $81,000 | $415,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 382 | $74,314,000 | $194,000 | $642,000 | $53,000 | $252,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 16,245 | $4,080,280,000 | $251,000 | $17,000,000 | $102,000 | $2,361,000 |
| Loan Purchased By The Institution | 3,710 | $947,690,000 | $255,000 | $1,500,000 | $108,000 | $1,632,000 |
| Application Denied By Financial Institution | 3,495 | $871,648,000 | $249,000 | $3,150,000 | $88,000 | $2,381,000 |
| Application Approved But Not Accepted | 1,522 | $361,499,000 | $237,000 | $1,388,000 | $106,000 | $2,172,000 |
| File Closed For Incompleteness | 910 | $227,229,000 | $249,000 | $1,000,000 | $105,000 | $2,435,000 |
| Application Withdrawn By Applicant | 640 | $187,158,000 | $292,000 | $2,600,000 | $102,000 | $1,510,000 |
| Preapproval Denied by Financial Institution | 617 | $130,586,000 | $211,000 | $1,200,000 | $61,000 | $608,000 |
| Preapproval Approved but not Accepted | 11 | $2,588,000 | $235,000 | $487,000 | $78,000 | $151,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,301 | $294,165,000 | $226,000 | $1,655,000 | $75,000 | $833,000 |
| Debt-To-Income Ratio | 1,018 | $251,052,000 | $246,000 | $1,613,000 | $57,000 | $608,000 |
| Collateral | 884 | $237,091,000 | $268,000 | $3,150,000 | $114,000 | $2,361,000 |
| Other | 751 | $183,688,000 | $244,000 | $2,700,000 | $99,000 | $2,381,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 100 | $23,686,000 | $236,000 | $1,440,000 | $105,000 | $1,281,000 |
| Employment History | 26 | $5,528,000 | $212,000 | $495,000 | $77,000 | $533,000 |
| Unverifiable Information | 17 | $4,070,000 | $239,000 | $684,000 | $25,000 | $108,000 |
| Mortgage Insurance Denied | 4 | $695,000 | $173,000 | $199,000 | $76,000 | $110,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.