Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Homestreet Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Homestreet Bank
601 Union Street 2000 Two Union Square
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,813
Total Mortgage Loan Application Amount $7,203,406,000
Average Mortgage Loan Application Amount $343,333
Highest Mortgage Loan Application Amount $26,100,000
Average Applicant Income $98,666
Highest Applicant Income $3,000,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2013.

Mortgage Loan Application Totals for Homestreet Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King County Washington 7,651 $ 2,600,245,000 $ 339,000 $ 129,000
Snohomish County Washington 2,574 $ 687,259,000 $ 267,000 $ 101,000
Clark County Washington 2,103 $ 459,051,000 $ 218,000 $ 100,000
Pierce County Washington 1,641 $ 409,324,000 $ 249,000 $ 90,000
Spokane County Washington 1,508 $ 279,817,000 $ 185,000 $ 81,000
Multnomah County Oregon 1,458 $ 346,623,000 $ 237,000 $ 93,000
Honolulu County Hawaii 915 $ 295,551,000 $ 323,000 $ 95,000
Thurston County Washington 818 $ 173,609,000 $ 212,000 $ 86,000
Clackamas County Oregon 716 $ 185,242,000 $ 258,000 $ 105,000
Washington County Oregon 625 $ 141,246,000 $ 225,000 $ 98,000
Marion County Oregon 577 $ 91,569,000 $ 158,000 $ 70,000
Ada County Idaho 494 $ 113,443,000 $ 229,000 $ 98,000
Kitsap County Washington 428 $ 99,643,000 $ 232,000 $ 95,000
Maui County Hawaii 351 $ 104,211,000 $ 296,000 $ 85,000
Los Angeles County California 316 $ 144,159,000 $ 456,000 $ 158,000
Kootenai County Idaho 219 $ 46,138,000 $ 210,000 $ 106,000
Hawaii County Hawaii 198 $ 42,507,000 $ 214,000 $ 86,000
Lane County Oregon 182 $ 50,308,000 $ 276,000 $ 116,000
Polk County Oregon 153 $ 25,666,000 $ 167,000 $ 72,000
Skagit County Washington 153 $ 32,866,000 $ 214,000 $ 88,000
Grays Harbor County Washington 138 $ 21,441,000 $ 155,000 $ 85,000
Cowlitz County Washington 131 $ 25,129,000 $ 191,000 $ 81,000
Canyon County Idaho 124 $ 17,289,000 $ 139,000 $ 59,000
Mason County Washington 109 $ 19,030,000 $ 174,000 $ 78,000
Yamhill County Oregon 108 $ 19,599,000 $ 181,000 $ 74,000
Island County Washington 104 $ 24,544,000 $ 236,000 $ 124,000
Yakima County Washington 90 $ 20,076,000 $ 223,000 $ 70,000
Deschutes County Oregon 89 $ 23,131,000 $ 259,000 $ 125,000
Umatilla County Oregon 89 $ 13,018,000 $ 146,000 $ 75,000
Whatcom County Washington 85 $ 19,251,000 $ 226,000 $ 98,000
Walla Walla County Washington 79 $ 13,431,000 $ 170,000 $ 68,000
San Diego County California 78 $ 30,469,000 $ 390,000 $ 133,000
Lewis County Washington 78 $ 11,703,000 $ 150,000 $ 65,000
Maricopa County Arizona 72 $ 17,014,000 $ 236,000 $ 152,000
Grant County Washington 67 $ 13,837,000 $ 206,000 $ 114,000
Kittitas County Washington 59 $ 17,815,000 $ 301,000 $ 144,000
Linn County Oregon 56 $ 8,633,000 $ 154,000 $ 63,000
Chelan County Washington 56 $ 16,602,000 $ 296,000 $ 171,000
Stevens County Washington 55 $ 9,907,000 $ 180,000 $ 84,000
Marin County California 54 $ 29,536,000 $ 546,000 $ 158,000
Napa County California 52 $ 25,720,000 $ 494,000 $ 178,000
Solano County California 51 $ 14,656,000 $ 287,000 $ 101,000
Payette County Idaho 51 $ 6,016,000 $ 117,000 $ 56,000
Columbia County Oregon 49 $ 10,290,000 $ 210,000 $ 83,000
Benton County Washington 49 $ 12,153,000 $ 248,000 $ 113,000
Orange County California 42 $ 20,186,000 $ 480,000 $ 170,000
Riverside County California 41 $ 11,326,000 $ 276,000 $ 195,000
Sonoma County California 41 $ 14,999,000 $ 365,000 $ 118,000
Malheur County Oregon 41 $ 4,505,000 $ 109,000 $ 62,000
Skamania County Washington 38 $ 7,170,000 $ 188,000 $ 74,000
Whitman County Washington 36 $ 6,609,000 $ 183,000 $ 109,000
Lincoln County Oregon 35 $ 5,679,000 $ 162,000 $ 88,000
Bonner County Idaho 32 $ 7,020,000 $ 219,000 $ 131,000
Sacramento County California 31 $ 13,336,000 $ 430,000 $ 110,000
Jackson County Oregon 30 $ 5,823,000 $ 194,000 $ 91,000
Klickitat County Washington 30 $ 5,212,000 $ 173,000 $ 76,000
Tillamook County Oregon 28 $ 5,049,000 $ 180,000 $ 104,000
Pacific County Washington 28 $ 4,175,000 $ 149,000 $ 116,000
Benton County Oregon 26 $ 6,015,000 $ 231,000 $ 245,000
Franklin County Washington 26 $ 4,761,000 $ 183,000 $ 84,000
Jefferson County Washington 26 $ 6,199,000 $ 238,000 $ 147,000
Washington County Idaho 25 $ 2,897,000 $ 115,000 $ 58,000
Klamath County Oregon 25 $ 3,768,000 $ 150,000 $ 87,000
Kauai County Hawaii 23 $ 4,620,000 $ 200,000 $ 57,000
Morrow County Oregon 23 $ 2,994,000 $ 130,000 $ 64,000
Jefferson County Oregon 21 $ 2,408,000 $ 114,000 $ 100,000
San Juan County Washington 21 $ 8,805,000 $ 419,000 $ 215,000
Gem County Idaho 19 $ 3,201,000 $ 168,000 $ 75,000
Clatsop County Oregon 18 $ 3,153,000 $ 175,000 $ 130,000
Sitka County Alaska 16 $ 4,031,000 $ 251,000 $ 109,000
San Bernardino County California 16 $ 8,104,000 $ 506,000 $ 117,000
Santa Clara County California 16 $ 7,277,000 $ 454,000 $ 172,000
Ventura County California 16 $ 5,872,000 $ 367,000 $ 152,000
Coos County Oregon 16 $ 2,451,000 $ 153,000 $ 64,000
Douglas County Washington 16 $ 5,214,000 $ 325,000 $ 215,000
Lincoln County Washington 16 $ 2,160,000 $ 135,000 $ 79,000
Clallam County Washington 15 $ 2,889,000 $ 192,000 $ 172,000
Contra Costa County California 14 $ 4,393,000 $ 313,000 $ 115,000
Okanogan County Washington 13 $ 2,419,000 $ 186,000 $ 120,000
Pima County Arizona 12 $ 1,822,000 $ 151,000 $ 116,000
San Francisco County California 12 $ 7,503,000 $ 625,000 $ 203,000
Anchorage County Alaska 11 $ 3,059,000 $ 278,000 $ 135,000
Blaine County Idaho 11 $ 3,371,000 $ 306,000 $ 214,000
Grant County Oregon 11 $ 1,417,000 $ 128,000 $ 55,000
Hood River County Oregon 11 $ 1,980,000 $ 180,000 $ 113,000
Union County Oregon 10 $ 973,000 $ 97,000 $ 41,000
Boise County Idaho 9 $ 1,985,000 $ 220,000 $ 94,000
Pend Oreille County Washington 9 $ 1,681,000 $ 186,000 $ 93,000
Valley County Idaho 8 $ 1,642,000 $ 205,000 $ 140,000
Curry County Oregon 8 $ 1,680,000 $ 210,000 $ 83,000
Wasco County Oregon 8 $ 1,492,000 $ 186,000 $ 65,000
Adams County Washington 8 $ 912,000 $ 114,000 $ 62,000
Pinal County Arizona 7 $ 921,000 $ 131,000 $ 137,000
Yavapai County Arizona 7 $ 1,333,000 $ 190,000 $ 64,000
Alameda County California 7 $ 3,887,000 $ 555,000 $ 178,000
Josephine County Oregon 7 $ 7,755,000 $ 1,107,000 $ 34,000
Ferry County Washington 7 $ 1,017,000 $ 145,000 $ 78,000
Mohave County Arizona 6 $ 924,000 $ 154,000 $ 76,000
Adams County Idaho 6 $ 586,000 $ 97,000 $ 56,000
Elmore County Idaho 6 $ 1,141,000 $ 190,000 $ 151,000
Owyhee County Idaho 6 $ 854,000 $ 142,000 $ 63,000
Placer County California 5 $ 1,423,000 $ 284,000 $ 92,000
Santa Barbara County California 5 $ 3,001,000 $ 600,000 $ 211,000
Crook County Oregon 5 $ 747,000 $ 149,000 $ 48,000
Douglas County Oregon 5 $ 12,213,000 $ 2,442,000 $ 32,000
Cochise County Arizona 4 $ 658,000 $ 164,000 $ 91,000
Butte County California 4 $ 407,000 $ 101,000 $ 74,000
San Mateo County California 4 $ 4,393,000 $ 1,098,000 $ 235,000
Stanislaus County California 4 $ 740,000 $ 185,000 $ 113,000
Latah County Idaho 4 $ 1,735,000 $ 433,000 $ 68,000
Baker County Oregon 4 $ 634,000 $ 158,000 $ 59,000
Wallowa County Oregon 4 $ 715,000 $ 178,000 $ 61,000
Asotin County Washington 4 $ 654,000 $ 163,000 $ 118,000
Ketchikan Gateway County Alaska 3 $ 599,000 $ 199,000 $ 110,000
Fresno County California 3 $ 610,000 $ 203,000 $ 301,000
Nevada County California 3 $ 665,000 $ 221,000 $ 81,000
Santa Cruz County California 3 $ 1,181,000 $ 393,000 $ 94,000
Tehama County California 3 $ 482,000 $ 160,000 $ 73,000
Yolo County California 3 $ 600,000 $ 200,000 $ 44,000
Jefferson County Idaho 3 $ 531,000 $ 177,000 $ 60,000
Madison County Idaho 3 $ 224,000 $ 74,000 $ 72,000
Nez Perce County Idaho 3 $ 451,000 $ 150,000 $ 160,000
Shoshone County Idaho 3 $ 483,000 $ 161,000 $ 84,000
Harney County Oregon 3 $ 295,000 $ 98,000 $ 60,000
Columbia County Washington 3 $ 368,000 $ 122,000 $ 91,000
Matanuska-Susitna County Alaska 2 $ 603,000 $ 301,000 $ 89,000
Yuma County Arizona 2 $ 460,000 $ 230,000 $ 94,000
Humboldt County California 2 $ 290,000 $ 145,000 $ 49,000
Lake County California 2 $ 460,000 $ 230,000 $ 238,000
Madera County California 2 $ 370,000 $ 185,000 $ 112,000
Mariposa County California 2 $ 304,000 $ 152,000 $ 96,000
Mono County California 2 $ 383,000 $ 191,000 $ 110,000
Monterey County California 2 $ 809,000 $ 404,000 $ 175,000
San Joaquin County California 2 $ 700,000 $ 350,000 $ 140,000
Tulare County California 2 $ 208,000 $ 104,000 $ 78,000
Caribou County Idaho 2 $ 349,000 $ 174,000 $ 45,000
Cassia County Idaho 2 $ 173,000 $ 86,000 $ 95,000
Franklin County Idaho 2 $ 436,000 $ 218,000 $ 114,000
Yellowstone County Montana 2 $ 265,000 $ 132,000 $ 68,000
Salt Lake County Utah 2 $ 474,000 $ 237,000 $ 165,000
Washington County Utah 2 $ 492,000 $ 246,000 $ 66,000
Wahkiakum County Washington 2 $ 191,000 $ 95,000 $ 172,000
Kenai Peninsula County Alaska 1 $ 63,000 $ 63,000 $ 46,000
Valdez-Cordova County Alaska 1 $ 196,000 $ 196,000 $ 197,000
Graham County Arizona 1 $ 94,000 $ 94,000 $ 75,000
Amador County California 1 $ 240,000 $ 240,000 $ 226,000
El Dorado County California 1 $ 281,000 $ 281,000 $ 685,000
San Benito County California 1 $ 512,000 $ 512,000 $ 174,000
San Luis Obispo County California 1 $ 1,383,000 $ 1,383,000 $ 657,000
Shasta County California 1 $ 108,000 $ 108,000 $ 26,000
Siskiyou County California 1 $ 91,000 $ 91,000 $ 75,000
Sutter County California 1 $ 222,000 $ 222,000 $ 99,000
Denver County Colorado 1 $ 162,000 $ 162,000 $ 51,000
El Paso County Colorado 1 $ 104,000 $ 104,000 $ 52,000
Weld County Colorado 1 $ 176,000 $ 176,000 $ 103,000
Bannock County Idaho 1 $ 369,000 $ 369,000 $ 147,000
Benewah County Idaho 1 $ 130,000 $ 130,000 $ 39,000
Bingham County Idaho 1 $ 75,000 $ 75,000 $ 97,000
Bonneville County Idaho 1 $ 99,000 $ 99,000 $ 252,000
Boundary County Idaho 1 $ 45,000 $ 45,000 $ 63,000
Clearwater County Idaho 1 $ 38,000 $ 38,000 $ 138,000
Idaho County Idaho 1 $ 183,000 $ 183,000 $ 86,000
Twin Falls County Idaho 1 $ 55,000 $ 55,000 $ 25,000
Missoula County Montana 1 $ 2,674,000 $ 2,674,000 $ 0
Clark County Nevada 1 $ 120,000 $ 120,000 $ 125,000
Gilliam County Oregon 1 $ 127,000 $ 127,000 $ 97,000
Wheeler County Oregon 1 $ 126,000 $ 126,000 $ 71,000
Cache County Utah 1 $ 353,000 $ 353,000 $ 120,000
Summit County Utah 1 $ 296,000 $ 296,000 $ 108,000
Tooele County Utah 1 $ 208,000 $ 208,000 $ 153,000
Utah County Utah 1 $ 347,000 $ 347,000 $ 170,000

Mortgage Loan Application Detail Totals for Homestreet Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,530 $4,111,147,000 $282,000 $26,100,000 $104,000 $3,000,000
Refinancing 12,143 $3,022,131,000 $248,000 $9,680,000 $107,000 $2,693,000
Home Improvement 140 $70,128,000 $500,000 $11,437,000 $85,000 $267,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,059 $4,578,496,000 $253,000 $2,800,000 $107,000 $3,000,000
Not Provided 3,792 $1,034,730,000 $272,000 $1,950,000 $111,000 $1,300,000
Asian 2,705 $783,783,000 $289,000 $1,735,000 $105,000 $1,417,000
Hispanic 862 $194,426,000 $225,000 $2,000,000 $81,000 $932,000
Native Hawaiian or Other Pacific Islander 843 $202,416,000 $240,000 $960,000 $81,000 $380,000
Black or African American 355 $87,779,000 $247,000 $1,175,000 $90,000 $603,000
American Indian or Alaskan Native 130 $30,710,000 $236,000 $1,100,000 $77,000 $277,000
Not applicable 67 $291,066,000 $4,344,000 $26,100,000 $3,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,851 $5,643,483,000 $284,000 $26,100,000 $116,000 $3,000,000
FHA-insured (Federal Housing Administration) 4,568 $970,382,000 $212,000 $808,000 $70,000 $624,000
VA-guaranteed (Veterans Administration) 1,887 $482,296,000 $255,000 $1,114,000 $84,000 $1,078,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 507 $107,245,000 $211,000 $561,000 $57,000 $434,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,478 $4,425,950,000 $268,000 $16,500,000 $107,000 $2,693,000
Loan Purchased By The Institution 2,971 $749,540,000 $252,000 $2,000,000 $102,000 $1,238,000
Application Denied By Financial Institution 2,702 $714,313,000 $264,000 $3,713,000 $88,000 $1,649,000
Application Withdrawn By Applicant 1,561 $513,968,000 $329,000 $26,100,000 $121,000 $1,899,000
Application Approved But Not Accepted 1,518 $393,303,000 $259,000 $1,620,000 $106,000 $1,215,000
File Closed For Incompleteness 1,022 $274,231,000 $268,000 $2,160,000 $115,000 $3,000,000
Preapproval Denied by Financial Institution 561 $132,101,000 $235,000 $1,000,000 $71,000 $499,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,248 $307,073,000 $246,000 $1,960,000 $79,000 $828,000
Debt-To-Income Ratio 724 $191,282,000 $264,000 $2,000,000 $61,000 $750,000
Collateral 608 $162,269,000 $266,000 $3,380,000 $111,000 $1,643,000
Other 374 $99,200,000 $265,000 $3,713,000 $111,000 $1,649,000
Insufficient Cash (Downpayment, Closing Cost) 95 $24,517,000 $258,000 $1,000,000 $78,000 $328,000
Unverifiable Information 76 $20,492,000 $269,000 $800,000 $77,000 $393,000
Credit Application Incomplete 72 $25,128,000 $349,000 $1,624,000 $114,000 $449,000
Employment History 53 $12,781,000 $241,000 $900,000 $56,000 $283,000
Mortgage Insurance Denied 8 $2,232,000 $279,000 $398,000 $87,000 $140,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homestreet Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

Download the Washington Lender List