Homestreet Bank Mortgage Lending & HMDA Data, 2013

In 2013, Homestreet Bank of Seattle, WA reported 26,813 mortgage applications totaling $7.2 billion, down 1% from 2012. The average application was for $268,653, and applicants reported an average income of $105,259. 61% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (10,225), Portland-Vancouver-Hillsboro, OR-WA (5,097) and Tacoma, WA (1,641) (applications in parentheses).

Mortgage Company & Address Homestreet Bank
601 Union Street 2000 Two Union Square
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 26,813
Total Mortgage Loan Application Amount $7,203,406,000
Average Mortgage Loan Application Amount $268,653
Highest Mortgage Loan Application Amount $26,100,000
Average Applicant Income $105,259
Highest Applicant Income $3,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Homestreet Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Homestreet Bank by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 7,651 $ 2,600,245,000 $ 339,856 $ 129,000
Snohomish, Washington 2,574 $ 687,259,000 $ 267,000 $ 101,000
Clark, Washington 2,103 $ 459,051,000 $ 218,283 $ 100,000
Pierce, Washington 1,641 $ 409,324,000 $ 249,435 $ 90,000
Spokane, Washington 1,508 $ 279,817,000 $ 185,555 $ 81,000
Multnomah, Oregon 1,458 $ 346,623,000 $ 237,738 $ 93,000
Honolulu, Hawaii 915 $ 295,551,000 $ 323,006 $ 95,000
Thurston, Washington 818 $ 173,609,000 $ 212,235 $ 86,000
Clackamas, Oregon 716 $ 185,242,000 $ 258,717 $ 105,000
Washington, Oregon 625 $ 141,246,000 $ 225,993 $ 98,000
Marion, Oregon 577 $ 91,569,000 $ 158,698 $ 70,000
Ada, Idaho 494 $ 113,443,000 $ 229,641 $ 98,000
Kitsap, Washington 428 $ 99,643,000 $ 232,810 $ 95,000
Maui, Hawaii 351 $ 104,211,000 $ 296,897 $ 85,000
Los Angeles, California 316 $ 144,159,000 $ 456,199 $ 158,000
Kootenai, Idaho 219 $ 46,138,000 $ 210,675 $ 106,000
Hawaii, Hawaii 198 $ 42,507,000 $ 214,681 $ 86,000
Lane, Oregon 182 $ 50,308,000 $ 276,417 $ 116,000
Polk, Oregon 153 $ 25,666,000 $ 167,751 $ 72,000
Skagit, Washington 153 $ 32,866,000 $ 214,810 $ 88,000
Grays Harbor, Washington 138 $ 21,441,000 $ 155,369 $ 85,000
Cowlitz, Washington 131 $ 25,129,000 $ 191,824 $ 81,000
Canyon, Idaho 124 $ 17,289,000 $ 139,427 $ 59,000
Mason, Washington 109 $ 19,030,000 $ 174,587 $ 78,000
Yamhill, Oregon 108 $ 19,599,000 $ 181,472 $ 74,000
Island, Washington 104 $ 24,544,000 $ 236,000 $ 124,000
Yakima, Washington 90 $ 20,076,000 $ 223,066 $ 70,000
Deschutes, Oregon 89 $ 23,131,000 $ 259,898 $ 125,000
Umatilla, Oregon 89 $ 13,018,000 $ 146,269 $ 75,000
Whatcom, Washington 85 $ 19,251,000 $ 226,482 $ 98,000
Walla Walla, Washington 79 $ 13,431,000 $ 170,012 $ 68,000
San Diego, California 78 $ 30,469,000 $ 390,628 $ 133,000
Lewis, Washington 78 $ 11,703,000 $ 150,038 $ 65,000
Maricopa, Arizona 72 $ 17,014,000 $ 236,305 $ 152,000
Grant, Washington 67 $ 13,837,000 $ 206,522 $ 114,000
Kittitas, Washington 59 $ 17,815,000 $ 301,949 $ 144,000
Linn, Oregon 56 $ 8,633,000 $ 154,160 $ 63,000
Chelan, Washington 56 $ 16,602,000 $ 296,464 $ 171,000
Stevens, Washington 55 $ 9,907,000 $ 180,127 $ 84,000
Marin, California 54 $ 29,536,000 $ 546,962 $ 158,000
Napa, California 52 $ 25,720,000 $ 494,615 $ 178,000
Solano, California 51 $ 14,656,000 $ 287,372 $ 101,000
Payette, Idaho 51 $ 6,016,000 $ 117,960 $ 56,000
Columbia, Oregon 49 $ 10,290,000 $ 210,000 $ 83,000
Benton, Washington 49 $ 12,153,000 $ 248,020 $ 113,000
Orange, California 42 $ 20,186,000 $ 480,619 $ 170,000
Riverside, California 41 $ 11,326,000 $ 276,243 $ 195,000
Sonoma, California 41 $ 14,999,000 $ 365,829 $ 118,000
Malheur, Oregon 41 $ 4,505,000 $ 109,878 $ 62,000
Skamania, Washington 38 $ 7,170,000 $ 188,684 $ 74,000
Whitman, Washington 36 $ 6,609,000 $ 183,583 $ 109,000
Lincoln, Oregon 35 $ 5,679,000 $ 162,257 $ 88,000
Bonner, Idaho 32 $ 7,020,000 $ 219,375 $ 131,000
Sacramento, California 31 $ 13,336,000 $ 430,193 $ 110,000
Jackson, Oregon 30 $ 5,823,000 $ 194,100 $ 91,000
Klickitat, Washington 30 $ 5,212,000 $ 173,733 $ 76,000
Tillamook, Oregon 28 $ 5,049,000 $ 180,321 $ 104,000
Pacific, Washington 28 $ 4,175,000 $ 149,107 $ 116,000
Benton, Oregon 26 $ 6,015,000 $ 231,346 $ 245,000
Franklin, Washington 26 $ 4,761,000 $ 183,115 $ 84,000
Jefferson, Washington 26 $ 6,199,000 $ 238,423 $ 147,000
Washington, Idaho 25 $ 2,897,000 $ 115,880 $ 58,000
Klamath, Oregon 25 $ 3,768,000 $ 150,720 $ 87,000
Kauai, Hawaii 23 $ 4,620,000 $ 200,869 $ 57,000
Morrow, Oregon 23 $ 2,994,000 $ 130,173 $ 64,000
Jefferson, Oregon 21 $ 2,408,000 $ 114,666 $ 100,000
San Juan, Washington 21 $ 8,805,000 $ 419,285 $ 215,000
Gem, Idaho 19 $ 3,201,000 $ 168,473 $ 75,000
Clatsop, Oregon 18 $ 3,153,000 $ 175,166 $ 130,000
Sitka, Alaska 16 $ 4,031,000 $ 251,937 $ 109,000
San Bernardino, California 16 $ 8,104,000 $ 506,500 $ 117,000
Santa Clara, California 16 $ 7,277,000 $ 454,812 $ 172,000
Ventura, California 16 $ 5,872,000 $ 367,000 $ 152,000
Coos, Oregon 16 $ 2,451,000 $ 153,187 $ 64,000
Douglas, Washington 16 $ 5,214,000 $ 325,875 $ 215,000
Lincoln, Washington 16 $ 2,160,000 $ 135,000 $ 79,000
Clallam, Washington 15 $ 2,889,000 $ 192,600 $ 172,000
Contra Costa, California 14 $ 4,393,000 $ 313,785 $ 115,000
Okanogan, Washington 13 $ 2,419,000 $ 186,076 $ 120,000
Pima, Arizona 12 $ 1,822,000 $ 151,833 $ 116,000
San Francisco, California 12 $ 7,503,000 $ 625,250 $ 203,000
Anchorage, Alaska 11 $ 3,059,000 $ 278,090 $ 135,000
Blaine, Idaho 11 $ 3,371,000 $ 306,454 $ 214,000
Grant, Oregon 11 $ 1,417,000 $ 128,818 $ 55,000
Hood River, Oregon 11 $ 1,980,000 $ 180,000 $ 113,000
Union, Oregon 10 $ 973,000 $ 97,300 $ 41,000
Boise, Idaho 9 $ 1,985,000 $ 220,555 $ 94,000
Pend Oreille, Washington 9 $ 1,681,000 $ 186,777 $ 93,000
Valley, Idaho 8 $ 1,642,000 $ 205,250 $ 140,000
Curry, Oregon 8 $ 1,680,000 $ 210,000 $ 83,000
Wasco, Oregon 8 $ 1,492,000 $ 186,500 $ 65,000
Adams, Washington 8 $ 912,000 $ 114,000 $ 62,000
Pinal, Arizona 7 $ 921,000 $ 131,571 $ 137,000
Yavapai, Arizona 7 $ 1,333,000 $ 190,428 $ 64,000
Alameda, California 7 $ 3,887,000 $ 555,285 $ 178,000
Josephine, Oregon 7 $ 7,755,000 $ 1,107,857 $ 34,000
Ferry, Washington 7 $ 1,017,000 $ 145,285 $ 78,000
Mohave, Arizona 6 $ 924,000 $ 154,000 $ 76,000
Adams, Idaho 6 $ 586,000 $ 97,666 $ 56,000
Elmore, Idaho 6 $ 1,141,000 $ 190,166 $ 151,000
Owyhee, Idaho 6 $ 854,000 $ 142,333 $ 63,000
Placer, California 5 $ 1,423,000 $ 284,600 $ 92,000
Santa Barbara, California 5 $ 3,001,000 $ 600,200 $ 211,000
Crook, Oregon 5 $ 747,000 $ 149,400 $ 48,000
Douglas, Oregon 5 $ 12,213,000 $ 2,442,600 $ 32,000
Cochise, Arizona 4 $ 658,000 $ 164,500 $ 91,000
Butte, California 4 $ 407,000 $ 101,750 $ 74,000
San Mateo, California 4 $ 4,393,000 $ 1,098,250 $ 235,000
Stanislaus, California 4 $ 740,000 $ 185,000 $ 113,000
Latah, Idaho 4 $ 1,735,000 $ 433,750 $ 68,000
Baker, Oregon 4 $ 634,000 $ 158,500 $ 59,000
Wallowa, Oregon 4 $ 715,000 $ 178,750 $ 61,000
Asotin, Washington 4 $ 654,000 $ 163,500 $ 118,000
Ketchikan Gateway, Alaska 3 $ 599,000 $ 199,666 $ 110,000
Fresno, California 3 $ 610,000 $ 203,333 $ 301,000
Nevada, California 3 $ 665,000 $ 221,666 $ 81,000
Santa Cruz, California 3 $ 1,181,000 $ 393,666 $ 94,000
Tehama, California 3 $ 482,000 $ 160,666 $ 73,000
Yolo, California 3 $ 600,000 $ 200,000 $ 44,000
Jefferson, Idaho 3 $ 531,000 $ 177,000 $ 60,000
Madison, Idaho 3 $ 224,000 $ 74,666 $ 72,000
Nez Perce, Idaho 3 $ 451,000 $ 150,333 $ 160,000
Shoshone, Idaho 3 $ 483,000 $ 161,000 $ 84,000
Harney, Oregon 3 $ 295,000 $ 98,333 $ 60,000
Columbia, Washington 3 $ 368,000 $ 122,666 $ 91,000
Matanuska-Susitna, Alaska 2 $ 603,000 $ 301,500 $ 89,000
Yuma, Arizona 2 $ 460,000 $ 230,000 $ 94,000
Humboldt, California 2 $ 290,000 $ 145,000 $ 49,000
Lake, California 2 $ 460,000 $ 230,000 $ 238,000
Madera, California 2 $ 370,000 $ 185,000 $ 112,000
Mariposa, California 2 $ 304,000 $ 152,000 $ 96,000
Mono, California 2 $ 383,000 $ 191,500 $ 110,000
Monterey, California 2 $ 809,000 $ 404,500 $ 175,000
San Joaquin, California 2 $ 700,000 $ 350,000 $ 140,000
Tulare, California 2 $ 208,000 $ 104,000 $ 78,000
Caribou, Idaho 2 $ 349,000 $ 174,500 $ 45,000
Cassia, Idaho 2 $ 173,000 $ 86,500 $ 95,000
Franklin, Idaho 2 $ 436,000 $ 218,000 $ 114,000
Yellowstone, Montana 2 $ 265,000 $ 132,500 $ 68,000
Salt Lake, Utah 2 $ 474,000 $ 237,000 $ 165,000
Washington, Utah 2 $ 492,000 $ 246,000 $ 66,000
Wahkiakum, Washington 2 $ 191,000 $ 95,500 $ 172,000
Kenai Peninsula, Alaska 1 $ 63,000 $ 63,000 $ 46,000
Valdez-Cordova, Alaska 1 $ 196,000 $ 196,000 $ 197,000
Graham, Arizona 1 $ 94,000 $ 94,000 $ 75,000
Amador, California 1 $ 240,000 $ 240,000 $ 226,000
El Dorado, California 1 $ 281,000 $ 281,000 $ 685,000
San Benito, California 1 $ 512,000 $ 512,000 $ 174,000
San Luis Obispo, California 1 $ 1,383,000 $ 1,383,000 $ 657,000
Shasta, California 1 $ 108,000 $ 108,000 $ 26,000
Siskiyou, California 1 $ 91,000 $ 91,000 $ 75,000
Sutter, California 1 $ 222,000 $ 222,000 $ 99,000
Denver, Colorado 1 $ 162,000 $ 162,000 $ 51,000
El Paso, Colorado 1 $ 104,000 $ 104,000 $ 52,000
Weld, Colorado 1 $ 176,000 $ 176,000 $ 103,000
Bannock, Idaho 1 $ 369,000 $ 369,000 $ 147,000
Benewah, Idaho 1 $ 130,000 $ 130,000 $ 39,000
Bingham, Idaho 1 $ 75,000 $ 75,000 $ 97,000
Bonneville, Idaho 1 $ 99,000 $ 99,000 $ 252,000
Boundary, Idaho 1 $ 45,000 $ 45,000 $ 63,000
Clearwater, Idaho 1 $ 38,000 $ 38,000 $ 138,000
Idaho, Idaho 1 $ 183,000 $ 183,000 $ 86,000
Twin Falls, Idaho 1 $ 55,000 $ 55,000 $ 25,000
Missoula, Montana 1 $ 2,674,000 $ 2,674,000 $ 0
Clark, Nevada 1 $ 120,000 $ 120,000 $ 125,000
Gilliam, Oregon 1 $ 127,000 $ 127,000 $ 97,000
Wheeler, Oregon 1 $ 126,000 $ 126,000 $ 71,000
Cache, Utah 1 $ 353,000 $ 353,000 $ 120,000
Summit, Utah 1 $ 296,000 $ 296,000 $ 108,000
Tooele, Utah 1 $ 208,000 $ 208,000 $ 153,000
Utah, Utah 1 $ 347,000 $ 347,000 $ 170,000

Mortgage Loan Application Detail Totals for Homestreet Bank in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,530 $4,111,147,000 $282,000 $26,100,000 $104,000 $3,000,000
Refinancing 12,143 $3,022,131,000 $248,000 $9,680,000 $107,000 $2,693,000
Home Improvement 140 $70,128,000 $500,000 $11,437,000 $85,000 $267,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 18,059 $4,578,496,000 $253,000 $2,800,000 $107,000 $3,000,000
Not Provided 3,792 $1,034,730,000 $272,000 $1,950,000 $111,000 $1,300,000
Asian 2,705 $783,783,000 $289,000 $1,735,000 $105,000 $1,417,000
Hispanic 862 $194,426,000 $225,000 $2,000,000 $81,000 $932,000
Native Hawaiian or Other Pacific Islander 843 $202,416,000 $240,000 $960,000 $81,000 $380,000
Black or African American 355 $87,779,000 $247,000 $1,175,000 $90,000 $603,000
American Indian or Alaskan Native 130 $30,710,000 $236,000 $1,100,000 $77,000 $277,000
Not applicable 67 $291,066,000 $4,344,000 $26,100,000 $3,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 19,851 $5,643,483,000 $284,000 $26,100,000 $116,000 $3,000,000
FHA-insured (Federal Housing Administration) 4,568 $970,382,000 $212,000 $808,000 $70,000 $624,000
VA-guaranteed (Veterans Administration) 1,887 $482,296,000 $255,000 $1,114,000 $84,000 $1,078,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 507 $107,245,000 $211,000 $561,000 $57,000 $434,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 16,478 $4,425,950,000 $268,000 $16,500,000 $107,000 $2,693,000
Loan Purchased By The Institution 2,971 $749,540,000 $252,000 $2,000,000 $102,000 $1,238,000
Application Denied By Financial Institution 2,702 $714,313,000 $264,000 $3,713,000 $88,000 $1,649,000
Application Withdrawn By Applicant 1,561 $513,968,000 $329,000 $26,100,000 $121,000 $1,899,000
Application Approved But Not Accepted 1,518 $393,303,000 $259,000 $1,620,000 $106,000 $1,215,000
File Closed For Incompleteness 1,022 $274,231,000 $268,000 $2,160,000 $115,000 $3,000,000
Preapproval Denied by Financial Institution 561 $132,101,000 $235,000 $1,000,000 $71,000 $499,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 1,248 $307,073,000 $246,000 $1,960,000 $79,000 $828,000
Debt-To-Income Ratio 724 $191,282,000 $264,000 $2,000,000 $61,000 $750,000
Collateral 608 $162,269,000 $266,000 $3,380,000 $111,000 $1,643,000
Other 374 $99,200,000 $265,000 $3,713,000 $111,000 $1,649,000
Insufficient Cash (Downpayment, Closing Cost) 95 $24,517,000 $258,000 $1,000,000 $78,000 $328,000
Unverifiable Information 76 $20,492,000 $269,000 $800,000 $77,000 $393,000
Credit Application Incomplete 72 $25,128,000 $349,000 $1,624,000 $114,000 $449,000
Employment History 53 $12,781,000 $241,000 $900,000 $56,000 $283,000
Mortgage Insurance Denied 8 $2,232,000 $279,000 $398,000 $87,000 $140,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Homestreet Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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