Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Homestreet Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 28,477 |
| Total Mortgage Loan Application Amount | $10,530,585,000 |
| Average Mortgage Loan Application Amount | $308,500 |
| Highest Mortgage Loan Application Amount | $43,775,000 |
| Average Applicant Income | $117,500 |
| Highest Applicant Income | $7,505,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 5,173 | $ 2,322,755,000 | $ 449,000 | $ 164,000 |
| Snohomish County Washington | 2,022 | $ 688,640,000 | $ 340,000 | $ 127,000 |
| Clark County Washington | 1,469 | $ 450,605,000 | $ 306,000 | $ 132,000 |
| Pierce County Washington | 1,428 | $ 464,560,000 | $ 325,000 | $ 114,000 |
| Los Angeles County California | 1,424 | $ 1,068,430,000 | $ 750,000 | $ 185,000 |
| Spokane County Washington | 1,165 | $ 298,705,000 | $ 256,000 | $ 102,000 |
| Maricopa County Arizona | 1,057 | $ 280,255,000 | $ 265,000 | $ 121,000 |
| Multnomah County Oregon | 890 | $ 271,720,000 | $ 305,000 | $ 105,000 |
| San Diego County California | 698 | $ 345,510,000 | $ 495,000 | $ 188,000 |
| Honolulu County Hawaii | 644 | $ 272,900,000 | $ 423,000 | $ 125,000 |
| Benton County Washington | 642 | $ 150,280,000 | $ 234,000 | $ 96,000 |
| Sacramento County California | 587 | $ 186,875,000 | $ 318,000 | $ 126,000 |
| Clackamas County Oregon | 540 | $ 164,950,000 | $ 305,000 | $ 120,000 |
| Napa County California | 468 | $ 190,500,000 | $ 407,000 | $ 179,000 |
| San Bernardino County California | 468 | $ 132,480,000 | $ 283,000 | $ 111,000 |
| Lane County Oregon | 403 | $ 101,275,000 | $ 251,000 | $ 108,000 |
| Kitsap County Washington | 394 | $ 115,500,000 | $ 293,000 | $ 132,000 |
| Riverside County California | 367 | $ 119,645,000 | $ 326,000 | $ 178,000 |
| Solano County California | 340 | $ 128,330,000 | $ 377,000 | $ 140,000 |
| Ada County Idaho | 338 | $ 99,080,000 | $ 293,000 | $ 135,000 |
| Orange County California | 333 | $ 153,805,000 | $ 461,000 | $ 218,000 |
| Washington County Oregon | 325 | $ 101,445,000 | $ 312,000 | $ 120,000 |
| Thurston County Washington | 318 | $ 149,220,000 | $ 469,000 | $ 101,000 |
| Marion County Oregon | 317 | $ 99,025,000 | $ 312,000 | $ 106,000 |
| Deschutes County Oregon | 301 | $ 84,175,000 | $ 279,000 | $ 130,000 |
| Skagit County Washington | 298 | $ 77,980,000 | $ 261,000 | $ 99,000 |
| Placer County California | 273 | $ 115,225,000 | $ 422,000 | $ 214,000 |
| Yakima County Washington | 266 | $ 52,400,000 | $ 196,000 | $ 80,000 |
| Franklin County Washington | 243 | $ 51,055,000 | $ 210,000 | $ 81,000 |
| Contra Costa County California | 216 | $ 104,650,000 | $ 484,000 | $ 169,000 |
| Island County Washington | 216 | $ 72,130,000 | $ 333,000 | $ 134,000 |
| Butte County California | 203 | $ 47,265,000 | $ 232,000 | $ 100,000 |
| Hawaii County Hawaii | 180 | $ 51,320,000 | $ 285,000 | $ 101,000 |
| Maui County Hawaii | 177 | $ 70,425,000 | $ 397,000 | $ 133,000 |
| Cowlitz County Washington | 164 | $ 49,650,000 | $ 302,000 | $ 106,000 |
| Whatcom County Washington | 164 | $ 44,710,000 | $ 272,000 | $ 103,000 |
| Ventura County California | 153 | $ 85,875,000 | $ 561,000 | $ 193,000 |
| Kittitas County Washington | 153 | $ 50,145,000 | $ 327,000 | $ 169,000 |
| Kootenai County Idaho | 144 | $ 34,520,000 | $ 239,000 | $ 100,000 |
| Latah County Idaho | 139 | $ 31,415,000 | $ 226,000 | $ 90,000 |
| Alameda County California | 121 | $ 63,955,000 | $ 528,000 | $ 218,000 |
| Fresno County California | 119 | $ 33,635,000 | $ 282,000 | $ 137,000 |
| Kern County California | 115 | $ 21,765,000 | $ 189,000 | $ 110,000 |
| Nez Perce County Idaho | 114 | $ 20,630,000 | $ 180,000 | $ 69,000 |
| Pinal County Arizona | 111 | $ 19,705,000 | $ 177,000 | $ 75,000 |
| Polk County Oregon | 110 | $ 22,550,000 | $ 205,000 | $ 77,000 |
| Whitman County Washington | 105 | $ 44,385,000 | $ 422,000 | $ 100,000 |
| Grant County Washington | 96 | $ 17,720,000 | $ 184,000 | $ 89,000 |
| San Francisco County California | 89 | $ 66,575,000 | $ 748,000 | $ 255,000 |
| Sonoma County California | 88 | $ 41,650,000 | $ 473,000 | $ 205,000 |
| San Joaquin County California | 87 | $ 20,755,000 | $ 238,000 | $ 103,000 |
| Grays Harbor County Washington | 87 | $ 26,795,000 | $ 307,000 | $ 180,000 |
| Canyon County Idaho | 83 | $ 18,605,000 | $ 224,000 | $ 98,000 |
| San Luis Obispo County California | 73 | $ 24,795,000 | $ 339,000 | $ 153,000 |
| Chelan County Washington | 73 | $ 26,665,000 | $ 365,000 | $ 238,000 |
| Clark County Nevada | 72 | $ 17,260,000 | $ 239,000 | $ 134,000 |
| Mason County Washington | 69 | $ 14,115,000 | $ 204,000 | $ 105,000 |
| Umatilla County Oregon | 57 | $ 10,355,000 | $ 181,000 | $ 105,000 |
| Santa Clara County California | 53 | $ 48,415,000 | $ 913,000 | $ 211,000 |
| Marin County California | 52 | $ 33,020,000 | $ 635,000 | $ 283,000 |
| Linn County Oregon | 49 | $ 10,275,000 | $ 209,000 | $ 76,000 |
| Yamhill County Oregon | 46 | $ 11,560,000 | $ 251,000 | $ 89,000 |
| Lewis County Washington | 46 | $ 10,350,000 | $ 225,000 | $ 95,000 |
| San Mateo County California | 45 | $ 24,085,000 | $ 535,000 | $ 215,000 |
| El Dorado County California | 43 | $ 16,845,000 | $ 391,000 | $ 152,000 |
| Columbia County Oregon | 39 | $ 9,965,000 | $ 255,000 | $ 101,000 |
| Asotin County Washington | 39 | $ 7,825,000 | $ 200,000 | $ 80,000 |
| Lincoln County Oregon | 38 | $ 10,190,000 | $ 268,000 | $ 108,000 |
| Payette County Idaho | 36 | $ 5,330,000 | $ 148,000 | $ 67,000 |
| Stevens County Washington | 36 | $ 6,400,000 | $ 177,000 | $ 126,000 |
| Douglas County Colorado | 33 | $ 12,495,000 | $ 378,000 | $ 105,000 |
| Klickitat County Washington | 33 | $ 5,805,000 | $ 175,000 | $ 78,000 |
| Calaveras County California | 31 | $ 8,435,000 | $ 272,000 | $ 112,000 |
| Mohave County Arizona | 30 | $ 8,460,000 | $ 282,000 | $ 168,000 |
| Morrow County Oregon | 30 | $ 4,760,000 | $ 158,000 | $ 77,000 |
| Walla Walla County Washington | 28 | $ 6,750,000 | $ 241,000 | $ 115,000 |
| Yolo County California | 27 | $ 7,975,000 | $ 295,000 | $ 132,000 |
| Benton County Oregon | 27 | $ 7,215,000 | $ 267,000 | $ 115,000 |
| Kauai County Hawaii | 23 | $ 10,595,000 | $ 460,000 | $ 296,000 |
| Clallam County Washington | 22 | $ 4,700,000 | $ 213,000 | $ 153,000 |
| Crook County Oregon | 21 | $ 5,745,000 | $ 273,000 | $ 103,000 |
| Yavapai County Arizona | 20 | $ 5,910,000 | $ 295,000 | $ 197,000 |
| Stanislaus County California | 20 | $ 8,310,000 | $ 415,000 | $ 119,000 |
| Bonner County Idaho | 20 | $ 5,240,000 | $ 262,000 | $ 312,000 |
| Jefferson County Washington | 20 | $ 5,110,000 | $ 255,000 | $ 119,000 |
| Skamania County Washington | 20 | $ 4,370,000 | $ 218,000 | $ 93,000 |
| Nevada County California | 19 | $ 7,035,000 | $ 370,000 | $ 147,000 |
| Santa Barbara County California | 19 | $ 8,825,000 | $ 464,000 | $ 374,000 |
| Jefferson County Oregon | 19 | $ 3,925,000 | $ 206,000 | $ 81,000 |
| Yuba County California | 18 | $ 5,220,000 | $ 290,000 | $ 86,000 |
| Idaho County Idaho | 18 | $ 3,150,000 | $ 175,000 | $ 83,000 |
| Adams County Washington | 18 | $ 2,930,000 | $ 162,000 | $ 79,000 |
| Glenn County California | 17 | $ 3,125,000 | $ 183,000 | $ 62,000 |
| Washoe County Nevada | 17 | $ 6,765,000 | $ 397,000 | $ 217,000 |
| Pacific County Washington | 17 | $ 3,045,000 | $ 179,000 | $ 100,000 |
| Pima County Arizona | 16 | $ 3,340,000 | $ 208,000 | $ 148,000 |
| Gem County Idaho | 16 | $ 3,260,000 | $ 203,000 | $ 74,000 |
| Tillamook County Oregon | 16 | $ 5,000,000 | $ 312,000 | $ 254,000 |
| Monterey County California | 14 | $ 7,240,000 | $ 517,000 | $ 202,000 |
| Washington County Idaho | 14 | $ 1,980,000 | $ 141,000 | $ 72,000 |
| Okanogan County Washington | 14 | $ 3,520,000 | $ 251,000 | $ 174,000 |
| Madera County California | 13 | $ 3,155,000 | $ 242,000 | $ 132,000 |
| Gila County Arizona | 12 | $ 3,620,000 | $ 301,000 | $ 180,000 |
| Santa Cruz County California | 12 | $ 9,790,000 | $ 815,000 | $ 203,000 |
| Malheur County Oregon | 12 | $ 1,620,000 | $ 135,000 | $ 49,000 |
| Pend Oreille County Washington | 12 | $ 2,610,000 | $ 217,000 | $ 84,000 |
| Coconino County Arizona | 11 | $ 3,405,000 | $ 309,000 | $ 289,000 |
| Adams County Idaho | 11 | $ 2,135,000 | $ 194,000 | $ 99,000 |
| Clearwater County Idaho | 11 | $ 1,295,000 | $ 117,000 | $ 65,000 |
| Clatsop County Oregon | 11 | $ 2,695,000 | $ 245,000 | $ 117,000 |
| Douglas County Oregon | 11 | $ 2,325,000 | $ 211,000 | $ 94,000 |
| Jackson County Oregon | 11 | $ 8,875,000 | $ 806,000 | $ 112,000 |
| Wasco County Oregon | 11 | $ 2,255,000 | $ 205,000 | $ 69,000 |
| Lincoln County Washington | 11 | $ 1,395,000 | $ 126,000 | $ 57,000 |
| Lake County California | 10 | $ 2,360,000 | $ 236,000 | $ 111,000 |
| Tulare County California | 10 | $ 1,570,000 | $ 157,000 | $ 107,000 |
| Jefferson County Colorado | 10 | $ 3,160,000 | $ 316,000 | $ 153,000 |
| San Juan County Washington | 10 | $ 3,750,000 | $ 375,000 | $ 201,000 |
| Arapahoe County Colorado | 9 | $ 2,325,000 | $ 258,000 | $ 158,000 |
| Denver County Colorado | 9 | $ 3,105,000 | $ 345,000 | $ 220,000 |
| Larimer County Colorado | 9 | $ 31,055,000 | $ 3,450,000 | $ 0 |
| Josephine County Oregon | 9 | $ 1,965,000 | $ 218,000 | $ 244,000 |
| Klamath County Oregon | 9 | $ 1,275,000 | $ 141,000 | $ 70,000 |
| Plumas County California | 8 | $ 2,520,000 | $ 315,000 | $ 175,000 |
| Sutter County California | 8 | $ 1,880,000 | $ 235,000 | $ 100,000 |
| Utah County Utah | 8 | $ 2,650,000 | $ 331,000 | $ 415,000 |
| Anchorage County Alaska | 7 | $ 2,655,000 | $ 379,000 | $ 127,000 |
| Navajo County Arizona | 7 | $ 1,705,000 | $ 243,000 | $ 99,000 |
| Blaine County Idaho | 7 | $ 3,105,000 | $ 443,000 | $ 277,000 |
| Coos County Oregon | 7 | $ 1,305,000 | $ 186,000 | $ 71,000 |
| Curry County Oregon | 7 | $ 1,385,000 | $ 197,000 | $ 54,000 |
| Salt Lake County Utah | 7 | $ 49,635,000 | $ 7,090,000 | $ 249,000 |
| Douglas County Washington | 7 | $ 2,315,000 | $ 330,000 | $ 296,000 |
| San Benito County California | 6 | $ 2,800,000 | $ 466,000 | $ 262,000 |
| Shasta County California | 6 | $ 1,190,000 | $ 198,000 | $ 98,000 |
| Tehama County California | 6 | $ 1,370,000 | $ 228,000 | $ 80,000 |
| El Paso County Colorado | 6 | $ 1,650,000 | $ 275,000 | $ 91,000 |
| Valley County Idaho | 6 | $ 1,710,000 | $ 285,000 | $ 132,000 |
| Hood River County Oregon | 6 | $ 1,790,000 | $ 298,000 | $ 137,000 |
| Amador County California | 5 | $ 1,505,000 | $ 301,000 | $ 160,000 |
| Del Norte County California | 5 | $ 1,425,000 | $ 285,000 | $ 106,000 |
| Merced County California | 5 | $ 1,285,000 | $ 257,000 | $ 111,000 |
| Bannock County Idaho | 5 | $ 715,000 | $ 143,000 | $ 81,000 |
| Boise County Idaho | 5 | $ 1,145,000 | $ 229,000 | $ 111,000 |
| Bonneville County Idaho | 5 | $ 6,925,000 | $ 1,385,000 | $ 116,000 |
| Gooding County Idaho | 5 | $ 655,000 | $ 131,000 | $ 130,000 |
| Union County Oregon | 5 | $ 615,000 | $ 123,000 | $ 63,000 |
| Weber County Utah | 5 | $ 13,225,000 | $ 2,645,000 | $ 88,000 |
| Matanuska-Susitna County Alaska | 4 | $ 1,420,000 | $ 355,000 | $ 97,000 |
| Imperial County California | 4 | $ 480,000 | $ 120,000 | $ 90,000 |
| Mariposa County California | 4 | $ 760,000 | $ 190,000 | $ 61,000 |
| Siskiyou County California | 4 | $ 550,000 | $ 137,000 | $ 53,000 |
| Teller County Colorado | 4 | $ 1,320,000 | $ 330,000 | $ 174,000 |
| Benewah County Idaho | 4 | $ 990,000 | $ 247,000 | $ 123,000 |
| Twin Falls County Idaho | 4 | $ 1,410,000 | $ 352,000 | $ 106,000 |
| Washington County Utah | 4 | $ 1,070,000 | $ 267,000 | $ 97,000 |
| Columbia County Washington | 4 | $ 380,000 | $ 95,000 | $ 100,000 |
| Kenai Peninsula County Alaska | 3 | $ 795,000 | $ 265,000 | $ 100,000 |
| Yuma County Arizona | 3 | $ 305,000 | $ 101,000 | $ 69,000 |
| Mendocino County California | 3 | $ 1,205,000 | $ 401,000 | $ 245,000 |
| Mono County California | 3 | $ 905,000 | $ 301,000 | $ 288,000 |
| Weld County Colorado | 3 | $ 805,000 | $ 268,000 | $ 128,000 |
| Elmore County Idaho | 3 | $ 445,000 | $ 148,000 | $ 96,000 |
| Lewis County Idaho | 3 | $ 395,000 | $ 131,000 | $ 59,000 |
| Douglas County Nevada | 3 | $ 1,255,000 | $ 418,000 | $ 334,000 |
| Nye County Nevada | 3 | $ 575,000 | $ 191,000 | $ 95,000 |
| Baker County Oregon | 3 | $ 305,000 | $ 101,000 | $ 32,000 |
| Davis County Utah | 3 | $ 885,000 | $ 295,000 | $ 81,000 |
| Garfield County Washington | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Wahkiakum County Washington | 3 | $ 505,000 | $ 168,000 | $ 221,000 |
| Sitka County Alaska | 2 | $ 460,000 | $ 230,000 | $ 89,000 |
| Cochise County Arizona | 2 | $ 720,000 | $ 360,000 | $ 302,000 |
| Tuolumne County California | 2 | $ 400,000 | $ 200,000 | $ 70,000 |
| Adams County Colorado | 2 | $ 610,000 | $ 305,000 | $ 105,000 |
| Boulder County Colorado | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Eagle County Colorado | 2 | $ 1,350,000 | $ 675,000 | $ 191,000 |
| Montrose County Colorado | 2 | $ 900,000 | $ 450,000 | $ 111,000 |
| Pueblo County Colorado | 2 | $ 150,000 | $ 75,000 | $ 25,000 |
| Lemhi County Idaho | 2 | $ 580,000 | $ 290,000 | $ 79,000 |
| Shoshone County Idaho | 2 | $ 390,000 | $ 195,000 | $ 88,000 |
| Teton County Idaho | 2 | $ 540,000 | $ 270,000 | $ 195,000 |
| Carson City County Nevada | 2 | $ 690,000 | $ 345,000 | $ 111,000 |
| Lyon County Nevada | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Gilliam County Oregon | 2 | $ 220,000 | $ 110,000 | $ 62,000 |
| Summit County Utah | 2 | $ 800,000 | $ 400,000 | $ 455,000 |
| Tooele County Utah | 2 | $ 320,000 | $ 160,000 | $ 57,000 |
| Juneau County Alaska | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Apache County Arizona | 1 | $ 285,000 | $ 285,000 | $ 218,000 |
| La Paz County Arizona | 1 | $ 255,000 | $ 255,000 | $ 523,000 |
| Alpine County California | 1 | $ 185,000 | $ 185,000 | $ 263,000 |
| Colusa County California | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Humboldt County California | 1 | $ 185,000 | $ 185,000 | $ 117,000 |
| Inyo County California | 1 | $ 425,000 | $ 425,000 | $ 161,000 |
| Lassen County California | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Modoc County California | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Broomfield County Colorado | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 365,000 | $ 365,000 | $ 271,000 |
| Delta County Colorado | 1 | $ 345,000 | $ 345,000 | $ 241,000 |
| Elbert County Colorado | 1 | $ 265,000 | $ 265,000 | $ 97,000 |
| Grand County Colorado | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Summit County Colorado | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Bingham County Idaho | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Boundary County Idaho | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
| Camas County Idaho | 1 | $ 255,000 | $ 255,000 | $ 192,000 |
| Custer County Idaho | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Jefferson County Idaho | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Lincoln County Idaho | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Owyhee County Idaho | 1 | $ 385,000 | $ 385,000 | $ 131,000 |
| Cook County Illinois | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Gallatin County Montana | 1 | $ 11,765,000 | $ 11,765,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 9,825,000 | $ 9,825,000 | $ 0 |
| Pershing County Nevada | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Santa Fe County New Mexico | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Grant County Oregon | 1 | $ 215,000 | $ 215,000 | $ 51,000 |
| Sherman County Oregon | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Wallowa County Oregon | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Hidalgo County Texas | 1 | $ 2,165,000 | $ 2,165,000 | $ 0 |
| Travis County Texas | 1 | $ 1,065,000 | $ 1,065,000 | $ 0 |
| Cache County Utah | 1 | $ 2,625,000 | $ 2,625,000 | $ 0 |
| Kane County Utah | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,062 | $7,255,020,000 | $401,000 | $43,775,000 | $136,000 | $3,850,000 |
| Cash-out Refinancing | 3,732 | $1,127,010,000 | $301,000 | $2,255,000 | $128,000 | $1,748,000 |
| Refinancing | 2,454 | $1,416,580,000 | $577,000 | $20,005,000 | $161,000 | $7,505,000 |
| Other Purpose | 2,444 | $390,150,000 | $159,000 | $3,005,000 | $148,000 | $6,157,000 |
| Home Improvement | 1,552 | $288,590,000 | $185,000 | $1,065,000 | $132,000 | $6,157,000 |
| Not Applicable | 233 | $53,235,000 | $228,000 | $685,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15,370 | $4,843,290,000 | $315,000 | $9,605,000 | $136,000 | $6,157,000 |
| Not Provided | 5,075 | $1,924,815,000 | $379,000 | $5,115,000 | $163,000 | $7,505,000 |
| Asian | 2,767 | $1,069,645,000 | $386,000 | $2,005,000 | $135,000 | $920,000 |
| Hispanic | 2,200 | $613,130,000 | $278,000 | $2,945,000 | $102,000 | $1,847,000 |
| Not applicable | 1,847 | $1,694,205,000 | $917,000 | $43,775,000 | $105,000 | $138,000 |
| Black or African American | 577 | $181,735,000 | $314,000 | $1,225,000 | $121,000 | $3,120,000 |
| Native Hawaiian or Other Pacific Islander | 317 | $94,775,000 | $298,000 | $835,000 | $103,000 | $723,000 |
| American Indian or Alaskan Native | 132 | $35,920,000 | $272,000 | $1,225,000 | $109,000 | $1,268,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,499 | $8,972,535,000 | $381,000 | $43,775,000 | $148,000 | $7,505,000 |
| FHA-insured (Federal Housing Administration) | 3,135 | $911,205,000 | $290,000 | $855,000 | $86,000 | $718,000 |
| VA-guaranteed (Veterans Administration) | 1,692 | $611,490,000 | $361,000 | $1,475,000 | $97,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 151 | $35,355,000 | $234,000 | $635,000 | $68,000 | $225,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 19,413 | $7,382,575,000 | $380,000 | $43,775,000 | $137,000 | $6,157,000 |
| Application Withdrawn By Applicant | 5,614 | $1,994,920,000 | $355,000 | $9,985,000 | $145,000 | $6,157,000 |
| Loan Purchased By The Institution | 1,654 | $577,360,000 | $349,000 | $1,765,000 | $0 | $0 |
| Application Denied By Financial Institution | 1,350 | $397,200,000 | $294,000 | $15,005,000 | $114,000 | $7,505,000 |
| File Closed For Incompleteness | 313 | $112,055,000 | $358,000 | $2,085,000 | $153,000 | $7,505,000 |
| Application Approved But Not Accepted | 133 | $66,475,000 | $499,000 | $21,065,000 | $139,000 | $691,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 27,127 | $10,133,385,000 | $373,000 | $43,775,000 | $139,000 | $7,505,000 |
| Credit History | 414 | $83,920,000 | $202,000 | $3,005,000 | $109,000 | $546,000 |
| Debt-To-Income Ratio | 398 | $107,910,000 | $271,000 | $1,475,000 | $82,000 | $791,000 |
| Collateral | 232 | $86,870,000 | $374,000 | $15,005,000 | $165,000 | $7,505,000 |
| Other | 129 | $55,865,000 | $433,000 | $8,905,000 | $125,000 | $660,000 |
| Credit Application Incomplete | 90 | $39,650,000 | $440,000 | $2,945,000 | $165,000 | $1,847,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 35 | $10,425,000 | $297,000 | $985,000 | $86,000 | $302,000 |
| Unverifiable Information | 31 | $7,425,000 | $239,000 | $765,000 | $77,000 | $219,000 |
| Employment History | 21 | $5,135,000 | $244,000 | $765,000 | $92,000 | $212,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.