Matanuska-Susitna County AK
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Matanuska-Susitna County AK metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2018.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Matanuska-Susitna County AK, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,554
Total Mortgage Loan Application Amount $1,320,090,000
Average Mortgage Loan Application Amount $237,000
Highest Mortgage Loan Application Amount $1,125,000
Average Applicant Income $100,000
Highest Applicant Income $2,140,000
Download the Alaska Lender List

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Matanuska-Susitna County AK in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,297 $877,025,000 $266,000 $1,055,000 $100,000 $2,031,000
Cash-out Refinancing 1,145 $251,405,000 $219,000 $675,000 $92,000 $1,366,000
Refinancing 592 $130,300,000 $220,000 $1,125,000 $107,000 $2,140,000
Other Purpose 212 $22,600,000 $106,000 $485,000 $121,000 $898,000
Home Improvement 199 $14,955,000 $75,000 $355,000 $92,000 $820,000
Not Applicable 109 $23,805,000 $218,000 $515,000 $150,000 $542,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,672 $865,140,000 $235,000 $1,125,000 $99,000 $2,031,000
Not Provided 747 $174,645,000 $233,000 $925,000 $105,000 $1,366,000
Not applicable 485 $125,005,000 $257,000 $1,055,000 $61,000 $89,000
American Indian or Alaskan Native 392 $90,540,000 $230,000 $685,000 $100,000 $2,140,000
Hispanic 129 $35,185,000 $272,000 $675,000 $107,000 $673,000
Asian 50 $11,360,000 $227,000 $425,000 $86,000 $268,000
Black or African American 48 $11,540,000 $240,000 $555,000 $84,000 $201,000
Native Hawaiian or Other Pacific Islander 25 $5,395,000 $215,000 $395,000 $76,000 $234,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,837 $616,205,000 $217,000 $1,125,000 $113,000 $2,140,000
VA-guaranteed (Veterans Administration) 1,442 $406,450,000 $281,000 $695,000 $89,000 $2,031,000
FHA-insured (Federal Housing Administration) 1,006 $241,160,000 $239,000 $685,000 $81,000 $370,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 269 $56,275,000 $209,000 $355,000 $67,000 $126,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,777 $675,155,000 $243,000 $1,125,000 $100,000 $1,338,000
Loan Purchased By The Institution 1,187 $302,925,000 $255,000 $1,055,000 $103,000 $885,000
Application Withdrawn By Applicant 722 $169,020,000 $234,000 $695,000 $110,000 $2,140,000
Application Denied By Financial Institution 631 $118,855,000 $188,000 $1,055,000 $79,000 $820,000
File Closed For Incompleteness 151 $33,675,000 $223,000 $555,000 $103,000 $833,000
Application Approved But Not Accepted 85 $19,955,000 $234,000 $685,000 $135,000 $898,000
Preapproval Approved but not Accepted 1 $505,000 $505,000 $505,000 $89,000 $89,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,922 $1,201,050,000 $244,000 $1,125,000 $103,000 $2,140,000
Debt-To-Income Ratio 181 $34,485,000 $190,000 $555,000 $61,000 $239,000
Credit History 154 $26,330,000 $170,000 $695,000 $85,000 $404,000
Collateral 119 $19,925,000 $167,000 $555,000 $82,000 $201,000
Credit Application Incomplete 73 $16,045,000 $219,000 $515,000 $80,000 $450,000
Other 62 $13,340,000 $215,000 $1,055,000 $88,000 $399,000
Unverifiable Information 19 $3,795,000 $199,000 $395,000 $156,000 $820,000
Employment History 13 $3,075,000 $236,000 $485,000 $69,000 $159,000
Insufficient Cash (Downpayment, Closing Cost) 11 $2,045,000 $185,000 $305,000 $72,000 $117,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alaska, and search similar information back through 2003.

Download the Alaska Lender List