Homestreet Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Homestreet Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Homestreet Bank 601 Union Street 2000 Two Union Square Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 16,911 |
| Total Mortgage Loan Application Amount | $7,163,245,000 |
| Average Mortgage Loan Application Amount | $341,166 |
| Highest Mortgage Loan Application Amount | $40,705,000 |
| Average Applicant Income | $112,833 |
| Highest Applicant Income | $3,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Homestreet Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Homestreet Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Homestreet Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Homestreet Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Homestreet Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Homestreet Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 3,608 | $ 1,776,410,000 | $ 492,000 | $ 174,000 |
| Snohomish County Washington | 1,247 | $ 489,335,000 | $ 392,000 | $ 127,000 |
| Clark County Washington | 1,114 | $ 392,520,000 | $ 352,000 | $ 129,000 |
| Pierce County Washington | 1,113 | $ 360,015,000 | $ 323,000 | $ 116,000 |
| Spokane County Washington | 776 | $ 245,020,000 | $ 315,000 | $ 104,000 |
| Los Angeles County California | 749 | $ 860,775,000 | $ 1,149,000 | $ 179,000 |
| Multnomah County Oregon | 685 | $ 205,065,000 | $ 299,000 | $ 100,000 |
| Clackamas County Oregon | 401 | $ 125,835,000 | $ 313,000 | $ 122,000 |
| Honolulu County Hawaii | 368 | $ 157,340,000 | $ 427,000 | $ 127,000 |
| Benton County Washington | 363 | $ 92,675,000 | $ 255,000 | $ 99,000 |
| Kitsap County Washington | 336 | $ 125,940,000 | $ 374,000 | $ 171,000 |
| San Bernardino County California | 263 | $ 76,485,000 | $ 290,000 | $ 109,000 |
| Sacramento County California | 258 | $ 98,150,000 | $ 380,000 | $ 128,000 |
| San Diego County California | 240 | $ 131,850,000 | $ 549,000 | $ 221,000 |
| Ada County Idaho | 236 | $ 101,630,000 | $ 430,000 | $ 127,000 |
| Thurston County Washington | 224 | $ 58,060,000 | $ 259,000 | $ 98,000 |
| Yakima County Washington | 221 | $ 48,325,000 | $ 218,000 | $ 89,000 |
| Washington County Oregon | 214 | $ 96,840,000 | $ 452,000 | $ 120,000 |
| Riverside County California | 191 | $ 98,235,000 | $ 514,000 | $ 147,000 |
| Marion County Oregon | 169 | $ 92,645,000 | $ 548,000 | $ 86,000 |
| Napa County California | 165 | $ 68,595,000 | $ 415,000 | $ 170,000 |
| Skagit County Washington | 162 | $ 42,460,000 | $ 262,000 | $ 101,000 |
| Franklin County Washington | 161 | $ 40,835,000 | $ 253,000 | $ 89,000 |
| Butte County California | 141 | $ 32,285,000 | $ 228,000 | $ 101,000 |
| Maui County Hawaii | 138 | $ 54,650,000 | $ 396,000 | $ 132,000 |
| Island County Washington | 133 | $ 41,875,000 | $ 314,000 | $ 118,000 |
| Cowlitz County Washington | 131 | $ 37,975,000 | $ 289,000 | $ 102,000 |
| Lane County Oregon | 130 | $ 31,490,000 | $ 242,000 | $ 115,000 |
| Orange County California | 120 | $ 82,520,000 | $ 687,000 | $ 170,000 |
| Placer County California | 114 | $ 48,980,000 | $ 429,000 | $ 186,000 |
| Deschutes County Oregon | 110 | $ 33,340,000 | $ 303,000 | $ 151,000 |
| Ventura County California | 104 | $ 45,660,000 | $ 439,000 | $ 163,000 |
| Kootenai County Idaho | 100 | $ 35,660,000 | $ 356,000 | $ 108,000 |
| Hawaii County Hawaii | 97 | $ 25,805,000 | $ 266,000 | $ 111,000 |
| Maricopa County Arizona | 96 | $ 40,060,000 | $ 417,000 | $ 140,000 |
| Kittitas County Washington | 91 | $ 32,365,000 | $ 355,000 | $ 197,000 |
| Whatcom County Washington | 86 | $ 30,350,000 | $ 352,000 | $ 131,000 |
| Solano County California | 81 | $ 34,285,000 | $ 423,000 | $ 123,000 |
| Latah County Idaho | 81 | $ 15,385,000 | $ 189,000 | $ 82,000 |
| Canyon County Idaho | 66 | $ 14,940,000 | $ 226,000 | $ 79,000 |
| Kern County California | 65 | $ 13,975,000 | $ 215,000 | $ 88,000 |
| Chelan County Washington | 65 | $ 24,515,000 | $ 377,000 | $ 220,000 |
| Grays Harbor County Washington | 62 | $ 14,140,000 | $ 228,000 | $ 156,000 |
| Umatilla County Oregon | 59 | $ 12,535,000 | $ 212,000 | $ 84,000 |
| Whitman County Washington | 57 | $ 11,745,000 | $ 206,000 | $ 95,000 |
| Polk County Oregon | 55 | $ 13,605,000 | $ 247,000 | $ 106,000 |
| Grant County Washington | 55 | $ 11,585,000 | $ 210,000 | $ 115,000 |
| Nez Perce County Idaho | 53 | $ 9,905,000 | $ 186,000 | $ 83,000 |
| Alameda County California | 46 | $ 53,560,000 | $ 1,164,000 | $ 223,000 |
| Mason County Washington | 46 | $ 10,350,000 | $ 225,000 | $ 101,000 |
| Lewis County Washington | 42 | $ 9,810,000 | $ 233,000 | $ 87,000 |
| Yamhill County Oregon | 41 | $ 10,975,000 | $ 267,000 | $ 91,000 |
| Contra Costa County California | 40 | $ 21,330,000 | $ 533,000 | $ 219,000 |
| San Joaquin County California | 40 | $ 11,830,000 | $ 295,000 | $ 111,000 |
| Sonoma County California | 36 | $ 18,750,000 | $ 520,000 | $ 187,000 |
| Walla Walla County Washington | 36 | $ 8,540,000 | $ 237,000 | $ 144,000 |
| Klickitat County Washington | 32 | $ 6,650,000 | $ 207,000 | $ 75,000 |
| El Dorado County California | 31 | $ 13,835,000 | $ 446,000 | $ 245,000 |
| Lincoln County Oregon | 30 | $ 17,610,000 | $ 587,000 | $ 151,000 |
| Santa Clara County California | 28 | $ 27,510,000 | $ 982,000 | $ 188,000 |
| Yuba County California | 27 | $ 9,085,000 | $ 336,000 | $ 113,000 |
| Asotin County Washington | 27 | $ 4,635,000 | $ 171,000 | $ 90,000 |
| Payette County Idaho | 24 | $ 3,500,000 | $ 145,000 | $ 66,000 |
| Clark County Nevada | 24 | $ 6,320,000 | $ 263,000 | $ 128,000 |
| Fresno County California | 23 | $ 29,705,000 | $ 1,291,000 | $ 158,000 |
| Linn County Oregon | 22 | $ 5,080,000 | $ 230,000 | $ 98,000 |
| San Francisco County California | 21 | $ 11,955,000 | $ 569,000 | $ 149,000 |
| Clallam County Washington | 21 | $ 5,615,000 | $ 267,000 | $ 124,000 |
| Stevens County Washington | 21 | $ 4,235,000 | $ 201,000 | $ 103,000 |
| Pinal County Arizona | 20 | $ 2,830,000 | $ 141,000 | $ 88,000 |
| Morrow County Oregon | 19 | $ 3,615,000 | $ 190,000 | $ 65,000 |
| Pacific County Washington | 19 | $ 3,665,000 | $ 192,000 | $ 96,000 |
| San Juan County Washington | 18 | $ 7,520,000 | $ 417,000 | $ 260,000 |
| Columbia County Oregon | 17 | $ 4,685,000 | $ 275,000 | $ 97,000 |
| Jefferson County Washington | 17 | $ 4,475,000 | $ 263,000 | $ 94,000 |
| Lincoln County Washington | 17 | $ 2,545,000 | $ 149,000 | $ 78,000 |
| San Luis Obispo County California | 16 | $ 11,590,000 | $ 724,000 | $ 167,000 |
| San Mateo County California | 16 | $ 58,550,000 | $ 3,659,000 | $ 160,000 |
| Santa Barbara County California | 16 | $ 8,080,000 | $ 505,000 | $ 188,000 |
| Douglas County Oregon | 16 | $ 4,280,000 | $ 267,000 | $ 69,000 |
| Yolo County California | 15 | $ 7,095,000 | $ 473,000 | $ 128,000 |
| Washoe County Nevada | 15 | $ 5,195,000 | $ 346,000 | $ 151,000 |
| Kauai County Hawaii | 14 | $ 6,580,000 | $ 470,000 | $ 195,000 |
| Calaveras County California | 13 | $ 2,705,000 | $ 208,000 | $ 96,000 |
| Bonner County Idaho | 13 | $ 3,685,000 | $ 283,000 | $ 218,000 |
| Benton County Oregon | 13 | $ 9,315,000 | $ 716,000 | $ 122,000 |
| Coos County Oregon | 13 | $ 2,435,000 | $ 187,000 | $ 89,000 |
| Columbia County Washington | 13 | $ 1,345,000 | $ 103,000 | $ 71,000 |
| Lake County California | 12 | $ 2,280,000 | $ 190,000 | $ 78,000 |
| Jackson County Oregon | 12 | $ 2,390,000 | $ 199,000 | $ 85,000 |
| Skamania County Washington | 12 | $ 2,480,000 | $ 206,000 | $ 95,000 |
| Stanislaus County California | 11 | $ 7,925,000 | $ 720,000 | $ 142,000 |
| Clatsop County Oregon | 11 | $ 2,905,000 | $ 264,000 | $ 118,000 |
| Klamath County Oregon | 11 | $ 1,645,000 | $ 149,000 | $ 73,000 |
| Tehama County California | 10 | $ 2,210,000 | $ 221,000 | $ 76,000 |
| Tillamook County Oregon | 10 | $ 2,220,000 | $ 222,000 | $ 85,000 |
| Adams County Washington | 10 | $ 1,630,000 | $ 163,000 | $ 69,000 |
| Mohave County Arizona | 9 | $ 1,635,000 | $ 181,000 | $ 118,000 |
| Pima County Arizona | 9 | $ 5,795,000 | $ 643,000 | $ 135,000 |
| Douglas County Colorado | 9 | $ 3,465,000 | $ 385,000 | $ 104,000 |
| Malheur County Oregon | 9 | $ 1,145,000 | $ 127,000 | $ 55,000 |
| Washington County Idaho | 8 | $ 980,000 | $ 122,000 | $ 53,000 |
| Curry County Oregon | 8 | $ 1,820,000 | $ 227,000 | $ 82,000 |
| Okanogan County Washington | 8 | $ 1,730,000 | $ 216,000 | $ 145,000 |
| Madera County California | 7 | $ 4,215,000 | $ 602,000 | $ 218,000 |
| Nevada County California | 7 | $ 2,295,000 | $ 327,000 | $ 92,000 |
| Denver County Colorado | 7 | $ 27,855,000 | $ 3,979,000 | $ 146,000 |
| Valley County Idaho | 7 | $ 1,295,000 | $ 185,000 | $ 165,000 |
| Crook County Oregon | 7 | $ 2,025,000 | $ 289,000 | $ 97,000 |
| Hood River County Oregon | 7 | $ 1,835,000 | $ 262,000 | $ 112,000 |
| Jefferson County Oregon | 7 | $ 1,675,000 | $ 239,000 | $ 90,000 |
| Douglas County Washington | 7 | $ 2,045,000 | $ 292,000 | $ 156,000 |
| Glenn County California | 6 | $ 1,170,000 | $ 195,000 | $ 71,000 |
| Larimer County Colorado | 6 | $ 2,430,000 | $ 405,000 | $ 135,000 |
| Clearwater County Idaho | 6 | $ 490,000 | $ 81,000 | $ 61,000 |
| Wasco County Oregon | 6 | $ 1,090,000 | $ 181,000 | $ 64,000 |
| Marin County California | 5 | $ 1,735,000 | $ 347,000 | $ 149,000 |
| Monterey County California | 5 | $ 1,885,000 | $ 377,000 | $ 191,000 |
| Washington County Utah | 5 | $ 9,755,000 | $ 1,951,000 | $ 59,000 |
| Pend Oreille County Washington | 5 | $ 945,000 | $ 189,000 | $ 243,000 |
| Sitka County Alaska | 4 | $ 1,850,000 | $ 462,000 | $ 162,000 |
| Merced County California | 4 | $ 1,330,000 | $ 332,000 | $ 87,000 |
| Shasta County California | 4 | $ 870,000 | $ 217,000 | $ 102,000 |
| Siskiyou County California | 4 | $ 850,000 | $ 212,000 | $ 62,000 |
| Sutter County California | 4 | $ 1,160,000 | $ 290,000 | $ 98,000 |
| Tuolumne County California | 4 | $ 510,000 | $ 127,000 | $ 102,000 |
| Adams County Idaho | 4 | $ 610,000 | $ 152,000 | $ 143,000 |
| Boise County Idaho | 4 | $ 1,060,000 | $ 265,000 | $ 89,000 |
| Idaho County Idaho | 4 | $ 690,000 | $ 172,000 | $ 80,000 |
| Gilliam County Oregon | 4 | $ 670,000 | $ 167,000 | $ 68,000 |
| Salt Lake County Utah | 4 | $ 3,750,000 | $ 937,000 | $ 207,000 |
| Yavapai County Arizona | 3 | $ 815,000 | $ 271,000 | $ 85,000 |
| Tulare County California | 3 | $ 1,945,000 | $ 648,000 | $ 71,000 |
| Lewis County Idaho | 3 | $ 505,000 | $ 168,000 | $ 55,000 |
| Baker County Oregon | 3 | $ 325,000 | $ 108,000 | $ 72,000 |
| Grant County Oregon | 3 | $ 555,000 | $ 185,000 | $ 89,000 |
| Travis County Texas | 3 | $ 12,115,000 | $ 4,038,000 | $ 0 |
| Davis County Utah | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Summit County Utah | 3 | $ 1,755,000 | $ 585,000 | $ 504,000 |
| Matanuska-Susitna County Alaska | 2 | $ 520,000 | $ 260,000 | $ 370,000 |
| Gila County Arizona | 2 | $ 220,000 | $ 110,000 | $ 70,000 |
| Imperial County California | 2 | $ 740,000 | $ 370,000 | $ 115,000 |
| Santa Cruz County California | 2 | $ 610,000 | $ 305,000 | $ 94,000 |
| Adams County Colorado | 2 | $ 5,660,000 | $ 2,830,000 | $ 0 |
| Garfield County Colorado | 2 | $ 1,290,000 | $ 645,000 | $ 204,000 |
| Teller County Colorado | 2 | $ 750,000 | $ 375,000 | $ 148,000 |
| Bonneville County Idaho | 2 | $ 8,830,000 | $ 4,415,000 | $ 88,000 |
| Boundary County Idaho | 2 | $ 650,000 | $ 325,000 | $ 153,000 |
| Gem County Idaho | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Madison County Idaho | 2 | $ 9,550,000 | $ 4,775,000 | $ 0 |
| Owyhee County Idaho | 2 | $ 320,000 | $ 160,000 | $ 96,000 |
| Shoshone County Idaho | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Douglas County Nevada | 2 | $ 520,000 | $ 260,000 | $ 121,000 |
| Sherman County Oregon | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Garfield County Washington | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Wahkiakum County Washington | 2 | $ 250,000 | $ 125,000 | $ 62,000 |
| Anchorage County Alaska | 1 | $ 645,000 | $ 645,000 | $ 167,000 |
| Santa Cruz County Arizona | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Yuma County Arizona | 1 | $ 265,000 | $ 265,000 | $ 102,000 |
| Del Norte County California | 1 | $ 305,000 | $ 305,000 | $ 265,000 |
| Kings County California | 1 | $ 85,000 | $ 85,000 | $ 141,000 |
| Lassen County California | 1 | $ 25,000 | $ 25,000 | $ 111,000 |
| Mariposa County California | 1 | $ 305,000 | $ 305,000 | $ 229,000 |
| Mendocino County California | 1 | $ 435,000 | $ 435,000 | $ 162,000 |
| Mono County California | 1 | $ 205,000 | $ 205,000 | $ 462,000 |
| Plumas County California | 1 | $ 795,000 | $ 795,000 | $ 1,117,000 |
| San Benito County California | 1 | $ 765,000 | $ 765,000 | $ 199,000 |
| Arapahoe County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Boulder County Colorado | 1 | $ 625,000 | $ 625,000 | $ 232,000 |
| Broomfield County Colorado | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Eagle County Colorado | 1 | $ 595,000 | $ 595,000 | $ 211,000 |
| El Paso County Colorado | 1 | $ 445,000 | $ 445,000 | $ 131,000 |
| La Plata County Colorado | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Pueblo County Colorado | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Routt County Colorado | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Weld County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Bannock County Idaho | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Benewah County Idaho | 1 | $ 95,000 | $ 95,000 | $ 183,000 |
| Blaine County Idaho | 1 | $ 355,000 | $ 355,000 | $ 238,000 |
| Elmore County Idaho | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Twin Falls County Idaho | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Churchill County Nevada | 1 | $ 205,000 | $ 205,000 | $ 37,000 |
| Lincoln County Nevada | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Franklin County Ohio | 1 | $ 4,125,000 | $ 4,125,000 | $ 0 |
| Union County Oregon | 1 | $ 135,000 | $ 135,000 | $ 229,000 |
| Wallowa County Oregon | 1 | $ 335,000 | $ 335,000 | $ 85,000 |
| Denton County Texas | 1 | $ 485,000 | $ 485,000 | $ 125,000 |
| Hays County Texas | 1 | $ 4,355,000 | $ 4,355,000 | $ 0 |
| Box Elder County Utah | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Tooele County Utah | 1 | $ 305,000 | $ 305,000 | $ 52,000 |
| Utah County Utah | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Wasatch County Utah | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| Weber County Utah | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Ferry County Washington | 1 | $ 345,000 | $ 345,000 | $ 326,000 |
Mortgage Loan Application Detail Totals for Homestreet Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,340 | $4,034,070,000 | $431,000 | $40,705,000 | $136,000 | $3,000,000 |
| Refinancing | 2,570 | $1,962,470,000 | $763,000 | $27,535,000 | $151,000 | $1,457,000 |
| Cash-out Refinancing | 2,311 | $745,485,000 | $322,000 | $2,185,000 | $121,000 | $2,414,000 |
| Other Purpose | 1,590 | $237,640,000 | $149,000 | $2,005,000 | $144,000 | $1,588,000 |
| Home Improvement | 905 | $138,765,000 | $153,000 | $1,205,000 | $125,000 | $1,216,000 |
| Not Applicable | 195 | $44,815,000 | $229,000 | $655,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,717 | $2,823,985,000 | $323,000 | $2,805,000 | $134,000 | $2,414,000 |
| Not Provided | 3,183 | $1,238,575,000 | $389,000 | $4,305,000 | $159,000 | $1,508,000 |
| Not applicable | 2,053 | $2,129,685,000 | $1,037,000 | $40,705,000 | $0 | $0 |
| Asian | 1,216 | $445,810,000 | $366,000 | $2,005,000 | $130,000 | $1,307,000 |
| Hispanic | 1,076 | $302,160,000 | $280,000 | $2,155,000 | $103,000 | $3,000,000 |
| Black or African American | 324 | $102,450,000 | $316,000 | $1,205,000 | $113,000 | $780,000 |
| Native Hawaiian or Other Pacific Islander | 183 | $60,565,000 | $330,000 | $935,000 | $100,000 | $825,000 |
| American Indian or Alaskan Native | 61 | $18,245,000 | $299,000 | $1,205,000 | $113,000 | $350,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14,057 | $6,251,045,000 | $444,000 | $40,705,000 | $144,000 | $3,000,000 |
| FHA-insured (Federal Housing Administration) | 1,709 | $507,805,000 | $297,000 | $845,000 | $85,000 | $398,000 |
| VA-guaranteed (Veterans Administration) | 1,057 | $382,025,000 | $361,000 | $1,205,000 | $99,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $22,370,000 | $254,000 | $595,000 | $71,000 | $122,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,510 | $4,703,160,000 | $447,000 | $40,705,000 | $137,000 | $1,911,000 |
| Application Withdrawn By Applicant | 3,165 | $1,183,195,000 | $373,000 | $16,405,000 | $138,000 | $3,000,000 |
| Loan Purchased By The Institution | 1,779 | $689,795,000 | $387,000 | $2,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 848 | $358,460,000 | $422,000 | $16,575,000 | $108,000 | $1,588,000 |
| File Closed For Incompleteness | 403 | $145,105,000 | $360,000 | $2,005,000 | $148,000 | $2,414,000 |
| Application Approved But Not Accepted | 206 | $83,530,000 | $405,000 | $14,955,000 | $148,000 | $985,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 16,063 | $6,804,785,000 | $423,000 | $40,705,000 | $138,000 | $3,000,000 |
| Debt-To-Income Ratio | 293 | $74,325,000 | $253,000 | $2,005,000 | $83,000 | $480,000 |
| Credit History | 208 | $75,020,000 | $360,000 | $11,405,000 | $99,000 | $462,000 |
| Collateral | 151 | $122,395,000 | $810,000 | $16,575,000 | $149,000 | $1,588,000 |
| Credit Application Incomplete | 100 | $35,920,000 | $359,000 | $1,485,000 | $119,000 | $350,000 |
| Other | 71 | $40,285,000 | $567,000 | $9,005,000 | $135,000 | $555,000 |
| Employment History | 10 | $2,720,000 | $272,000 | $445,000 | $71,000 | $156,000 |
| Unverifiable Information | 8 | $4,080,000 | $510,000 | $945,000 | $183,000 | $671,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,715,000 | $530,000 | $905,000 | $155,000 | $225,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Homestreet Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Homestreet Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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