Hometown Lenders, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Hometown Lenders, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Hometown Lenders, Inc. 310 The Bridge Street, 4Th Floor Suite A Huntsville, AL 35806 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2006 2005 |
| Total Number of Mortgage Applications | 1,542 |
| Total Mortgage Loan Application Amount | $178,414,000 |
| Average Mortgage Loan Application Amount | $158,181 |
| Highest Mortgage Loan Application Amount | $680,000 |
| Average Applicant Income | $74,636 |
| Highest Applicant Income | $600,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Alabama | 606 | $ 64,761,000 | $ 106,000 | $ 58,000 |
| Limestone County Alabama | 106 | $ 11,396,000 | $ 107,000 | $ 47,000 |
| Houston County Alabama | 71 | $ 5,867,000 | $ 82,000 | $ 45,000 |
| Rutherford County Tennessee | 64 | $ 5,588,000 | $ 87,000 | $ 35,000 |
| Davidson County Tennessee | 63 | $ 5,846,000 | $ 92,000 | $ 54,000 |
| Dale County Alabama | 55 | $ 4,160,000 | $ 75,000 | $ 45,000 |
| Jefferson County Alabama | 42 | $ 6,011,000 | $ 143,000 | $ 68,000 |
| Morgan County Alabama | 29 | $ 3,068,000 | $ 105,000 | $ 55,000 |
| Marshall County Alabama | 25 | $ 3,912,000 | $ 156,000 | $ 64,000 |
| Shelby County Alabama | 20 | $ 3,085,000 | $ 154,000 | $ 70,000 |
| Coffee County Alabama | 16 | $ 1,413,000 | $ 88,000 | $ 57,000 |
| Cullman County Alabama | 13 | $ 1,919,000 | $ 147,000 | $ 95,000 |
| Lincoln County Tennessee | 13 | $ 908,000 | $ 69,000 | $ 36,000 |
| Shelby County Tennessee | 12 | $ 2,673,000 | $ 222,000 | $ 91,000 |
| Baldwin County Alabama | 11 | $ 2,416,000 | $ 219,000 | $ 136,000 |
| Chesterfield County Virginia | 11 | $ 1,616,000 | $ 146,000 | $ 52,000 |
| Henrico County Virginia | 10 | $ 1,155,000 | $ 115,000 | $ 54,000 |
| Petersburg County Virginia | 10 | $ 826,000 | $ 82,000 | $ 57,000 |
| Tuscaloosa County Alabama | 9 | $ 1,054,000 | $ 117,000 | $ 84,000 |
| Dinwiddie County Virginia | 8 | $ 827,000 | $ 103,000 | $ 64,000 |
| Etowah County Alabama | 7 | $ 781,000 | $ 111,000 | $ 78,000 |
| Mobile County Alabama | 7 | $ 1,137,000 | $ 162,000 | $ 75,000 |
| Orange County Florida | 7 | $ 1,862,000 | $ 266,000 | $ 88,000 |
| Henry County Alabama | 6 | $ 746,000 | $ 124,000 | $ 65,000 |
| Robertson County Tennessee | 6 | $ 313,000 | $ 52,000 | $ 46,000 |
| Williamson County Tennessee | 6 | $ 1,349,000 | $ 224,000 | $ 97,000 |
| Blount County Alabama | 5 | $ 549,000 | $ 109,000 | $ 57,000 |
| Jackson County Alabama | 5 | $ 347,000 | $ 69,000 | $ 36,000 |
| Lauderdale County Alabama | 5 | $ 879,000 | $ 175,000 | $ 68,000 |
| Talladega County Alabama | 5 | $ 473,000 | $ 94,000 | $ 61,000 |
| Broward County Florida | 5 | $ 1,247,000 | $ 249,000 | $ 88,000 |
| Coffee County Tennessee | 5 | $ 672,000 | $ 134,000 | $ 63,000 |
| Montgomery County Tennessee | 5 | $ 713,000 | $ 142,000 | $ 91,000 |
| Prince William County Virginia | 5 | $ 1,867,000 | $ 373,000 | $ 184,000 |
| Richmond City County Virginia | 5 | $ 446,000 | $ 89,000 | $ 41,000 |
| Calhoun County Alabama | 4 | $ 429,000 | $ 107,000 | $ 37,000 |
| Lee County Alabama | 4 | $ 561,000 | $ 140,000 | $ 36,000 |
| Miami-Dade County Florida | 4 | $ 741,000 | $ 185,000 | $ 75,000 |
| Giles County Tennessee | 4 | $ 356,000 | $ 89,000 | $ 78,000 |
| Maury County Tennessee | 4 | $ 329,000 | $ 82,000 | $ 39,000 |
| Barbour County Alabama | 3 | $ 363,000 | $ 121,000 | $ 58,000 |
| Colbert County Alabama | 3 | $ 267,000 | $ 89,000 | $ 59,000 |
| DeKalb County Alabama | 3 | $ 339,000 | $ 113,000 | $ 56,000 |
| Elmore County Alabama | 3 | $ 529,000 | $ 176,000 | $ 122,000 |
| Hillsborough County Florida | 3 | $ 524,000 | $ 174,000 | $ 74,000 |
| Palm Beach County Florida | 3 | $ 769,000 | $ 256,000 | $ 153,000 |
| Pasco County Florida | 3 | $ 465,000 | $ 155,000 | $ 45,000 |
| Pinellas County Florida | 3 | $ 638,000 | $ 212,000 | $ 147,000 |
| Cheatham County Tennessee | 3 | $ 182,000 | $ 60,000 | $ 28,000 |
| Knox County Tennessee | 3 | $ 778,000 | $ 259,000 | $ 42,000 |
| Sumner County Tennessee | 3 | $ 185,000 | $ 61,000 | $ 50,000 |
| Fairfax County Virginia | 3 | $ 1,001,000 | $ 333,000 | $ 122,000 |
| Autauga County Alabama | 2 | $ 288,000 | $ 144,000 | $ 60,000 |
| Geneva County Alabama | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Montgomery County Alabama | 2 | $ 243,000 | $ 121,000 | $ 53,000 |
| St. Clair County Alabama | 2 | $ 204,000 | $ 102,000 | $ 80,000 |
| Winston County Alabama | 2 | $ 329,000 | $ 164,000 | $ 65,000 |
| Bay County Florida | 2 | $ 160,000 | $ 80,000 | $ 46,000 |
| Charlotte County Florida | 2 | $ 749,000 | $ 374,000 | $ 137,000 |
| Nassau County Florida | 2 | $ 155,000 | $ 77,000 | $ 34,000 |
| Volusia County Florida | 2 | $ 224,000 | $ 112,000 | $ 72,000 |
| Marion County Tennessee | 2 | $ 132,000 | $ 66,000 | $ 39,000 |
| Marshall County Tennessee | 2 | $ 172,000 | $ 86,000 | $ 54,000 |
| Roane County Tennessee | 2 | $ 439,000 | $ 219,000 | $ 137,000 |
| Washington County Tennessee | 2 | $ 123,000 | $ 61,000 | $ 79,000 |
| Wayne County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 12,000 |
| Wilson County Tennessee | 2 | $ 187,000 | $ 93,000 | $ 71,000 |
| James City County Virginia | 2 | $ 494,000 | $ 247,000 | $ 65,000 |
| Franklin County Alabama | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Lawrence County Alabama | 1 | $ 170,000 | $ 170,000 | $ 38,000 |
| Marion County Alabama | 1 | $ 243,000 | $ 243,000 | $ 96,000 |
| Pickens County Alabama | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Randolph County Alabama | 1 | $ 376,000 | $ 376,000 | $ 165,000 |
| Sussex County Delaware | 1 | $ 134,000 | $ 134,000 | $ 144,000 |
| Collier County Florida | 1 | $ 185,000 | $ 185,000 | $ 285,000 |
| Duval County Florida | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Escambia County Florida | 1 | $ 234,000 | $ 234,000 | $ 91,000 |
| Indian River County Florida | 1 | $ 100,000 | $ 100,000 | $ 75,000 |
| Jackson County Florida | 1 | $ 80,000 | $ 80,000 | $ 56,000 |
| Leon County Florida | 1 | $ 231,000 | $ 231,000 | $ 95,000 |
| Marion County Florida | 1 | $ 130,000 | $ 130,000 | $ 71,000 |
| Osceola County Florida | 1 | $ 180,000 | $ 180,000 | $ 35,000 |
| St. Johns County Florida | 1 | $ 414,000 | $ 414,000 | $ 98,000 |
| St. Lucie County Florida | 1 | $ 258,000 | $ 258,000 | $ 111,000 |
| Sumter County Florida | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Nash County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| Anderson County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Bedford County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Benton County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 73,000 |
| Blount County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Decatur County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 42,000 |
| Dyer County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
| Hamblen County Tennessee | 1 | $ 230,000 | $ 230,000 | $ 101,000 |
| Hawkins County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 136,000 |
| Jefferson County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 105,000 |
| Loudon County Tennessee | 1 | $ 229,000 | $ 229,000 | $ 50,000 |
| Madison County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 143,000 |
| Obion County Tennessee | 1 | $ 58,000 | $ 58,000 | $ 74,000 |
| Polk County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Sullivan County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Tipton County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Albemarle County Virginia | 1 | $ 150,000 | $ 150,000 | $ 69,000 |
| Amherst County Virginia | 1 | $ 81,000 | $ 81,000 | $ 30,000 |
| Arlington County Virginia | 1 | $ 181,000 | $ 181,000 | $ 116,000 |
| Fauquier County Virginia | 1 | $ 484,000 | $ 484,000 | $ 149,000 |
| Franklin County Virginia | 1 | $ 137,000 | $ 137,000 | $ 65,000 |
| Frederick County Virginia | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Loudoun County Virginia | 1 | $ 545,000 | $ 545,000 | $ 188,000 |
| Northampton County Virginia | 1 | $ 504,000 | $ 504,000 | $ 192,000 |
| Prince George County Virginia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Smyth County Virginia | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Spotsylvania County Virginia | 1 | $ 276,000 | $ 276,000 | $ 78,000 |
| Sussex County Virginia | 1 | $ 148,000 | $ 148,000 | $ 80,000 |
| York County Virginia | 1 | $ 146,000 | $ 146,000 | $ 79,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,181 | $128,172,000 | $152,571 | $628,000 | $75,714 | $600,000 |
| Refinancing | 361 | $50,242,000 | $168,000 | $680,000 | $72,750 | $457,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 828 | $97,801,000 | $160,000 | $680,000 | $77,857 | $354,000 |
| Black or African American | 371 | $35,459,000 | $112,000 | $512,000 | $51,200 | $457,000 |
| Not Provided | 253 | $36,112,000 | $175,200 | $627,000 | $68,400 | $285,000 |
| Hispanic | 74 | $6,827,000 | $91,600 | $654,000 | $42,200 | $157,000 |
| Asian | 9 | $1,335,000 | $162,333 | $328,000 | $142,000 | $600,000 |
| American Indian or Alaskan Native | 6 | $792,000 | $123,000 | $301,000 | $55,500 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $88,000 | $88,000 | $88,000 | $66,000 | $66,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,342 | $156,324,000 | $155,571 | $680,000 | $77,714 | $600,000 |
| FHA-insured (Federal Housing Administration) | 127 | $11,737,000 | $89,200 | $173,000 | $33,200 | $98,000 |
| VA-guaranteed (Veterans Administration) | 53 | $8,333,000 | $182,600 | $315,000 | $62,800 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,020,000 | $92,000 | $161,000 | $26,500 | $59,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,164 | $131,714,000 | $142,285 | $680,000 | $81,285 | $457,000 |
| Application Withdrawn By Applicant | 257 | $34,279,000 | $181,000 | $628,000 | $71,000 | $600,000 |
| Application Denied By Financial Institution | 111 | $11,519,000 | $129,600 | $342,000 | $46,400 | $216,000 |
| Application Approved But Not Accepted | 8 | $435,000 | $60,666 | $98,000 | $56,666 | $93,000 |
| File Closed For Incompleteness | 1 | $232,000 | $232,000 | $232,000 | $104,000 | $104,000 |
| Preapproval Denied by Financial Institution | 1 | $235,000 | $235,000 | $235,000 | $37,000 | $37,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 73 | $7,171,000 | $108,000 | $272,000 | $36,250 | $216,000 |
| Debt-To-Income Ratio | 16 | $1,706,000 | $114,400 | $315,000 | $43,400 | $93,000 |
| Collateral | 8 | $759,000 | $117,750 | $187,000 | $52,750 | $90,000 |
| Other | 8 | $1,320,000 | $156,500 | $342,000 | $57,000 | $109,000 |
| Employment History | 4 | $369,000 | $91,333 | $119,000 | $31,666 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $60,000 | $60,000 |
| Unverifiable Information | 1 | $98,000 | $98,000 | $98,000 | $36,000 | $36,000 |
| Credit Application Incomplete | 1 | $136,000 | $136,000 | $136,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.