Hometown Lenders, Inc. Mortgage Lending & HMDA Data, 2019

In 2019, Hometown Lenders, Inc. of Huntsville, AL reported 9,017 mortgage applications totaling $1.9 billion, up 108% from 2018. The average application was for $207,226, and applicants reported an average income of $82,257. 75% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Birmingham-Hoover, AL (635), Chicago-Naperville, IL (438) and Houston-The Woodlands-Sugar Land, TX (417) (applications in parentheses).

Mortgage Company & Address Hometown Lenders, Inc.
310 the Bridge Street, 4th Floor Suite A
Huntsville, AL 35806
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2006  2005  
Total Number of Mortgage Applications 9,017
Total Mortgage Loan Application Amount $1,868,565,000
Average Mortgage Loan Application Amount $207,226
Highest Mortgage Loan Application Amount $4,685,000
Average Applicant Income $82,257
Highest Applicant Income $2,952,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Hometown Lenders, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Hometown Lenders, Inc. by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison, Alabama 321 $ 60,345,000 $ 187,990 $ 91,000
Jefferson, Alabama 311 $ 50,935,000 $ 163,778 $ 68,000
Sutter, California 271 $ 69,185,000 $ 255,295 $ 88,000
Harris, Texas 265 $ 57,785,000 $ 218,056 $ 102,000
Cook, Illinois 248 $ 49,250,000 $ 198,588 $ 72,000
Maricopa, Arizona 219 $ 48,555,000 $ 221,712 $ 78,000
Clark, Nevada 204 $ 50,990,000 $ 249,950 $ 69,000
Washoe, Nevada 196 $ 57,460,000 $ 293,163 $ 105,000
Fayette, Kentucky 192 $ 39,290,000 $ 204,635 $ 96,000
Bexar, Texas 184 $ 35,390,000 $ 192,336 $ 71,000
Franklin, Ohio 180 $ 35,220,000 $ 195,666 $ 97,000
Shelby, Alabama 171 $ 34,625,000 $ 202,485 $ 91,000
Will, Illinois 167 $ 35,065,000 $ 209,970 $ 78,000
King, Washington 147 $ 59,725,000 $ 406,292 $ 151,000
Yuba, California 146 $ 30,580,000 $ 209,452 $ 70,000
Houston, Alabama 139 $ 21,565,000 $ 155,143 $ 62,000
Hidalgo, Texas 135 $ 24,675,000 $ 182,777 $ 78,000
Snohomish, Washington 132 $ 48,510,000 $ 367,500 $ 125,000
Cameron, Texas 131 $ 22,305,000 $ 170,267 $ 88,000
Mobile, Alabama 112 $ 17,250,000 $ 154,017 $ 61,000
Pierce, Washington 104 $ 33,050,000 $ 317,788 $ 104,000
Muskingum, Ohio 98 $ 14,240,000 $ 145,306 $ 55,000
Hamilton, Indiana 94 $ 22,530,000 $ 239,680 $ 98,000
St. Clair, Alabama 88 $ 14,800,000 $ 168,181 $ 65,000
Marion, Indiana 88 $ 15,540,000 $ 176,590 $ 76,000
Ross, Ohio 86 $ 12,780,000 $ 148,604 $ 63,000
Lake, Indiana 74 $ 16,780,000 $ 226,756 $ 83,000
Morgan, Alabama 70 $ 9,920,000 $ 141,714 $ 67,000
Butte, California 70 $ 13,850,000 $ 197,857 $ 69,000
Lucas, Ohio 69 $ 10,755,000 $ 155,869 $ 54,000
Polk, Florida 66 $ 10,870,000 $ 164,696 $ 69,000
Orange, Florida 65 $ 16,455,000 $ 253,153 $ 96,000
Limestone, Alabama 60 $ 10,000,000 $ 166,666 $ 115,000
Dale, Alabama 55 $ 7,305,000 $ 132,818 $ 55,000
Marion, Florida 52 $ 7,090,000 $ 136,346 $ 53,000
Fort Bend, Texas 52 $ 13,680,000 $ 263,076 $ 120,000
Jefferson, Kentucky 51 $ 10,905,000 $ 213,823 $ 76,000
Walker, Alabama 50 $ 7,710,000 $ 154,200 $ 62,000
Cullman, Alabama 48 $ 7,210,000 $ 150,208 $ 78,000
Washington, Utah 48 $ 11,030,000 $ 229,791 $ 58,000
Davidson, Tennessee 47 $ 10,895,000 $ 231,808 $ 70,000
Pike, Ohio 40 $ 6,220,000 $ 155,500 $ 58,000
Tuscaloosa, Alabama 39 $ 7,065,000 $ 181,153 $ 78,000
Licking, Ohio 38 $ 7,140,000 $ 187,894 $ 74,000
Montgomery, Tennessee 38 $ 6,940,000 $ 182,631 $ 62,000
Mohave, Arizona 36 $ 5,110,000 $ 141,944 $ 51,000
Montgomery, Texas 36 $ 9,260,000 $ 257,222 $ 112,000
Blount, Alabama 35 $ 6,235,000 $ 178,142 $ 87,000
Mesa, Colorado 35 $ 7,105,000 $ 203,000 $ 68,000
Kankakee, Illinois 35 $ 5,965,000 $ 170,428 $ 68,000
Galveston, Texas 34 $ 6,320,000 $ 185,882 $ 96,000
Lafayette, Louisiana 33 $ 8,255,000 $ 250,151 $ 115,000
Carson City, Nevada 33 $ 10,295,000 $ 311,969 $ 122,000
Laurens, South Carolina 33 $ 4,255,000 $ 128,939 $ 52,000
Escambia, Florida 31 $ 5,165,000 $ 166,612 $ 93,000
Williamson, Tennessee 29 $ 11,075,000 $ 381,896 $ 139,000
Talladega, Alabama 28 $ 4,120,000 $ 147,142 $ 81,000
Montezuma, Colorado 28 $ 5,040,000 $ 180,000 $ 66,000
Jessamine, Kentucky 28 $ 5,310,000 $ 189,642 $ 76,000
Randolph, North Carolina 28 $ 3,960,000 $ 141,428 $ 45,000
Hamilton, Tennessee 27 $ 5,085,000 $ 188,333 $ 53,000
Knox, Tennessee 27 $ 4,275,000 $ 158,333 $ 49,000
Seminole, Florida 26 $ 5,900,000 $ 226,923 $ 96,000
Rutherford, Tennessee 26 $ 6,340,000 $ 243,846 $ 61,000
Spokane, Washington 26 $ 6,340,000 $ 243,846 $ 74,000
Osceola, Florida 24 $ 4,270,000 $ 177,916 $ 83,000
Bourbon, Kentucky 24 $ 3,750,000 $ 156,250 $ 69,000
Scott, Kentucky 24 $ 5,750,000 $ 239,583 $ 85,000
Allegheny, Pennsylvania 24 $ 3,580,000 $ 149,166 $ 78,000
Lancaster, Pennsylvania 24 $ 5,340,000 $ 222,500 $ 124,000
Marshall, Alabama 23 $ 3,155,000 $ 137,173 $ 69,000
Hillsborough, Florida 23 $ 4,495,000 $ 195,434 $ 74,000
Jackson, Ohio 23 $ 3,035,000 $ 131,956 $ 56,000
Wood, Ohio 23 $ 3,965,000 $ 172,391 $ 74,000
Thurston, Washington 23 $ 6,445,000 $ 280,217 $ 88,000
Natrona, Wyoming 23 $ 3,125,000 $ 135,869 $ 63,000
Baldwin, Alabama 22 $ 4,360,000 $ 198,181 $ 82,000
Madison, Kentucky 22 $ 4,670,000 $ 212,272 $ 86,000
Winston, Alabama 21 $ 5,215,000 $ 248,333 $ 150,000
Lake, Florida 21 $ 4,745,000 $ 225,952 $ 80,000
Fairfield, Ohio 21 $ 4,335,000 $ 206,428 $ 93,000
Pickaway, Ohio 21 $ 3,995,000 $ 190,238 $ 61,000
Lincoln, Tennessee 21 $ 2,965,000 $ 141,190 $ 80,000
Montgomery, Alabama 20 $ 4,030,000 $ 201,500 $ 69,000
Boone, Indiana 20 $ 5,640,000 $ 282,000 $ 125,000
Delaware, Ohio 20 $ 6,370,000 $ 318,500 $ 141,000
Collin, Texas 20 $ 5,220,000 $ 261,000 $ 91,000
Henry, Alabama 19 $ 2,435,000 $ 128,157 $ 53,000
Bibb, Alabama 18 $ 2,340,000 $ 130,000 $ 58,000
Geneva, Alabama 18 $ 2,750,000 $ 152,777 $ 71,000
Greene, Missouri 18 $ 2,860,000 $ 158,888 $ 63,000
Kitsap, Washington 18 $ 5,260,000 $ 292,222 $ 115,000
Stevens, Washington 18 $ 4,220,000 $ 234,444 $ 69,000
Cass, Indiana 17 $ 1,715,000 $ 100,882 $ 45,000
Comal, Texas 17 $ 4,275,000 $ 251,470 $ 103,000
Lauderdale, Alabama 16 $ 2,010,000 $ 125,625 $ 50,000
Sacramento, California 16 $ 4,580,000 $ 286,250 $ 97,000
Wake, North Carolina 16 $ 4,850,000 $ 303,125 $ 144,000
Cuyahoga, Ohio 16 $ 2,270,000 $ 141,875 $ 62,000
Dallas, Texas 16 $ 2,530,000 $ 158,125 $ 60,000
Nevada, California 15 $ 4,445,000 $ 296,333 $ 87,000
Placer, California 15 $ 4,885,000 $ 325,666 $ 106,000
Arapahoe, Colorado 15 $ 5,025,000 $ 335,000 $ 101,000
DuPage, Illinois 15 $ 3,795,000 $ 253,000 $ 105,000
St. Tammany, Louisiana 15 $ 2,685,000 $ 179,000 $ 79,000
Citrus, Florida 14 $ 1,820,000 $ 130,000 $ 65,000
Santa Rosa, Florida 14 $ 2,980,000 $ 212,857 $ 84,000
Lyon, Nevada 14 $ 2,820,000 $ 201,428 $ 64,000
Lenoir, North Carolina 14 $ 1,390,000 $ 99,285 $ 58,000
Victoria, Texas 14 $ 3,280,000 $ 234,285 $ 104,000
Loudoun, Virginia 14 $ 5,050,000 $ 360,714 $ 76,000
Escambia, Alabama 13 $ 1,525,000 $ 117,307 $ 73,000
Christian, Missouri 13 $ 2,595,000 $ 199,615 $ 67,000
Coshocton, Ohio 13 $ 1,705,000 $ 131,153 $ 76,000
Scioto, Ohio 13 $ 1,765,000 $ 135,769 $ 59,000
Brazoria, Texas 13 $ 2,685,000 $ 206,538 $ 95,000
Chilton, Alabama 12 $ 1,690,000 $ 140,833 $ 69,000
Coffee, Alabama 12 $ 1,970,000 $ 164,166 $ 56,000
Pinellas, Florida 12 $ 10,740,000 $ 895,000 $ 214,000
Bullitt, Kentucky 12 $ 2,480,000 $ 206,666 $ 62,000
Monroe, Michigan 12 $ 2,380,000 $ 198,333 $ 80,000
Hinds, Mississippi 12 $ 1,930,000 $ 160,833 $ 60,000
Guadalupe, Texas 12 $ 2,590,000 $ 215,833 $ 81,000
Fayette, Alabama 11 $ 785,000 $ 71,363 $ 51,000
Lawrence, Alabama 11 $ 1,735,000 $ 157,727 $ 79,000
Lee, Alabama 11 $ 1,755,000 $ 159,545 $ 117,000
Kane, Illinois 11 $ 2,465,000 $ 224,090 $ 63,000
Williamson, Illinois 11 $ 1,295,000 $ 117,727 $ 59,000
Warren, Kentucky 11 $ 2,095,000 $ 190,454 $ 73,000
Woodford, Kentucky 11 $ 2,055,000 $ 186,818 $ 57,000
Williams, North Dakota 11 $ 2,525,000 $ 229,545 $ 84,000
Guernsey, Ohio 11 $ 1,665,000 $ 151,363 $ 57,000
Wilson, Tennessee 11 $ 3,125,000 $ 284,090 $ 92,000
Tarrant, Texas 11 $ 2,685,000 $ 244,090 $ 93,000
Calhoun, Alabama 10 $ 1,470,000 $ 147,000 $ 63,000
Tallapoosa, Alabama 10 $ 1,780,000 $ 178,000 $ 78,000
Adams, Colorado 10 $ 2,670,000 $ 267,000 $ 51,000
Volusia, Florida 10 $ 1,890,000 $ 189,000 $ 53,000
Jackson, Illinois 10 $ 760,000 $ 76,000 $ 68,000
Clark, Kentucky 10 $ 1,550,000 $ 155,000 $ 58,000
Garrett, Maryland 10 $ 3,640,000 $ 364,000 $ 238,000
Cumberland, North Carolina 10 $ 1,610,000 $ 161,000 $ 67,000
Lawrence, Ohio 10 $ 1,410,000 $ 141,000 $ 63,000
Blount, Tennessee 10 $ 2,170,000 $ 217,000 $ 48,000
Maury, Tennessee 10 $ 2,830,000 $ 283,000 $ 67,000
Sumner, Tennessee 10 $ 2,430,000 $ 243,000 $ 81,000
Denton, Texas 10 $ 2,690,000 $ 269,000 $ 91,000
Colbert, Alabama 9 $ 1,125,000 $ 125,000 $ 54,000
Elmore, Alabama 9 $ 1,525,000 $ 169,444 $ 58,000
Columbia, Florida 9 $ 1,545,000 $ 171,666 $ 55,000
Hancock, Indiana 9 $ 1,635,000 $ 181,666 $ 81,000
Hendricks, Indiana 9 $ 2,235,000 $ 248,333 $ 80,000
St. Martin, Louisiana 9 $ 1,625,000 $ 180,555 $ 76,000
Jackson, Michigan 9 $ 1,275,000 $ 141,666 $ 49,000
Guilford, North Carolina 9 $ 1,485,000 $ 165,000 $ 72,000
Washington, Pennsylvania 9 $ 1,435,000 $ 159,444 $ 68,000
Berkeley, South Carolina 9 $ 1,685,000 $ 187,222 $ 69,000
Greenville, South Carolina 9 $ 2,245,000 $ 249,444 $ 87,000
Cheatham, Tennessee 9 $ 2,215,000 $ 246,111 $ 66,000
Prince William, Virginia 9 $ 3,855,000 $ 428,333 $ 110,000
Mason, Washington 9 $ 1,585,000 $ 176,111 $ 60,000
Jackson, Alabama 8 $ 870,000 $ 108,750 $ 31,000
Marion, Alabama 8 $ 1,350,000 $ 168,750 $ 59,000
Denver, Colorado 8 $ 2,060,000 $ 257,500 $ 56,000
Douglas, Colorado 8 $ 2,800,000 $ 350,000 $ 108,000
Pasco, Florida 8 $ 680,000 $ 85,000 $ 65,000
Lake, Illinois 8 $ 1,850,000 $ 231,250 $ 63,000
Johnson, Indiana 8 $ 1,600,000 $ 200,000 $ 77,000
Miami, Indiana 8 $ 740,000 $ 92,500 $ 52,000
Garrard, Kentucky 8 $ 1,630,000 $ 203,750 $ 89,000
Lenawee, Michigan 8 $ 1,260,000 $ 157,500 $ 57,000
Wayne, North Carolina 8 $ 1,690,000 $ 211,250 $ 83,000
Perry, Ohio 8 $ 1,170,000 $ 146,250 $ 71,000
Franklin, Tennessee 8 $ 1,340,000 $ 167,500 $ 59,000
Barbour, Alabama 7 $ 1,105,000 $ 157,857 $ 62,000
Etowah, Alabama 7 $ 925,000 $ 132,142 $ 54,000
Colusa, California 7 $ 1,245,000 $ 177,857 $ 73,000
Yolo, California 7 $ 1,085,000 $ 155,000 $ 104,000
Bay, Florida 7 $ 1,255,000 $ 179,285 $ 149,000
Boyle, Kentucky 7 $ 1,015,000 $ 145,000 $ 65,000
Montgomery, Kentucky 7 $ 1,155,000 $ 165,000 $ 70,000
Iberia, Louisiana 7 $ 1,275,000 $ 182,142 $ 90,000
Rankin, Mississippi 7 $ 985,000 $ 140,714 $ 61,000
Douglas, Nevada 7 $ 1,975,000 $ 282,142 $ 78,000
Rockingham, North Carolina 7 $ 1,195,000 $ 170,714 $ 64,000
Knox, Ohio 7 $ 1,315,000 $ 187,857 $ 69,000
Dorchester, South Carolina 7 $ 1,445,000 $ 206,428 $ 69,000
Monroe, Tennessee 7 $ 1,305,000 $ 186,428 $ 62,000
Liberty, Texas 7 $ 1,035,000 $ 147,857 $ 58,000
Waller, Texas 7 $ 1,805,000 $ 257,857 $ 97,000
Island, Washington 7 $ 2,005,000 $ 286,428 $ 82,000
Los Angeles, California 6 $ 3,310,000 $ 551,666 $ 86,000
Solano, California 6 $ 1,320,000 $ 220,000 $ 113,000
Jefferson, Colorado 6 $ 2,090,000 $ 348,333 $ 117,000
Sarasota, Florida 6 $ 1,630,000 $ 271,666 $ 111,000
Grundy, Illinois 6 $ 1,190,000 $ 198,333 $ 62,000
Franklin, Kentucky 6 $ 830,000 $ 138,333 $ 61,000
Lafayette, Mississippi 6 $ 1,400,000 $ 233,333 $ 89,000
Lowndes, Mississippi 6 $ 740,000 $ 123,333 $ 41,000
Taney, Missouri 6 $ 910,000 $ 151,666 $ 61,000
Johnston, North Carolina 6 $ 910,000 $ 151,666 $ 49,000
Fulton, Ohio 6 $ 860,000 $ 143,333 $ 44,000
Lorain, Ohio 6 $ 530,000 $ 88,333 $ 65,000
Vinton, Ohio 6 $ 660,000 $ 110,000 $ 47,000
Sevier, Tennessee 6 $ 1,280,000 $ 213,333 $ 68,000
Shelby, Tennessee 6 $ 1,150,000 $ 191,666 $ 89,000
San Jacinto, Texas 6 $ 1,240,000 $ 206,666 $ 139,000
Smith, Texas 6 $ 800,000 $ 133,333 $ 64,000
El Paso, Colorado 5 $ 1,475,000 $ 295,000 $ 62,000
Pueblo, Colorado 5 $ 635,000 $ 127,000 $ 58,000
Brevard, Florida 5 $ 1,195,000 $ 239,000 $ 87,000
Duval, Florida 5 $ 985,000 $ 197,000 $ 64,000
Okaloosa, Florida 5 $ 1,825,000 $ 365,000 $ 139,000
Palm Beach, Florida 5 $ 1,545,000 $ 309,000 $ 108,000
Kendall, Illinois 5 $ 1,015,000 $ 203,000 $ 121,000
Porter, Indiana 5 $ 1,205,000 $ 241,000 $ 126,000
Greenup, Kentucky 5 $ 855,000 $ 171,000 $ 62,000
Jefferson, Louisiana 5 $ 785,000 $ 157,000 $ 54,000
Wayne, Michigan 5 $ 635,000 $ 127,000 $ 55,000
Madison, Mississippi 5 $ 1,035,000 $ 207,000 $ 67,000
Carteret, North Carolina 5 $ 835,000 $ 167,000 $ 60,000
Duplin, North Carolina 5 $ 675,000 $ 135,000 $ 42,000
Nash, North Carolina 5 $ 675,000 $ 135,000 $ 60,000
Pitt, North Carolina 5 $ 915,000 $ 183,000 $ 82,000
Sampson, North Carolina 5 $ 595,000 $ 119,000 $ 60,000
Fayette, Ohio 5 $ 655,000 $ 131,000 $ 55,000
Ottawa, Ohio 5 $ 715,000 $ 143,000 $ 57,000
Fayette, Pennsylvania 5 $ 525,000 $ 105,000 $ 34,000
Bedford, Tennessee 5 $ 855,000 $ 171,000 $ 96,000
Bledsoe, Tennessee 5 $ 975,000 $ 195,000 $ 127,000
Bradley, Tennessee 5 $ 815,000 $ 163,000 $ 49,000
Giles, Tennessee 5 $ 475,000 $ 95,000 $ 31,000
Robertson, Tennessee 5 $ 885,000 $ 177,000 $ 69,000
Sequatchie, Tennessee 5 $ 465,000 $ 93,000 $ 22,000
Cabell, West Virginia 5 $ 985,000 $ 197,000 $ 57,000
Converse, Wyoming 5 $ 545,000 $ 109,000 $ 53,000
Pike, Alabama 4 $ 420,000 $ 105,000 $ 60,000
Coconino, Arizona 4 $ 840,000 $ 210,000 $ 59,000
Pinal, Arizona 4 $ 1,090,000 $ 272,500 $ 74,000
Riverside, California 4 $ 1,380,000 $ 345,000 $ 53,000
Madison, Indiana 4 $ 620,000 $ 155,000 $ 63,000
Boyd, Kentucky 4 $ 470,000 $ 117,500 $ 58,000
Nelson, Kentucky 4 $ 790,000 $ 197,500 $ 83,000
Oldham, Kentucky 4 $ 5,240,000 $ 1,310,000 $ 246,000
Forrest, Mississippi 4 $ 680,000 $ 170,000 $ 97,000
Stone, Missouri 4 $ 1,020,000 $ 255,000 $ 64,000
Webster, Missouri 4 $ 440,000 $ 110,000 $ 49,000
Pender, North Carolina 4 $ 600,000 $ 150,000 $ 53,000
Butler, Ohio 4 $ 830,000 $ 207,500 $ 86,000
Stark, Ohio 4 $ 850,000 $ 212,500 $ 80,000
Summit, Ohio 4 $ 420,000 $ 105,000 $ 37,000
Berks, Pennsylvania 4 $ 780,000 $ 195,000 $ 72,000
York, South Carolina 4 $ 720,000 $ 180,000 $ 81,000
Jefferson, Tennessee 4 $ 510,000 $ 127,500 $ 45,000
Atascosa, Texas 4 $ 840,000 $ 210,000 $ 79,000
Travis, Texas 4 $ 1,100,000 $ 275,000 $ 163,000
Iron, Utah 4 $ 890,000 $ 222,500 $ 46,000
Lewis, Washington 4 $ 950,000 $ 237,500 $ 106,000
Clay, Alabama 3 $ 535,000 $ 178,333 $ 63,000
Conecuh, Alabama 3 $ 285,000 $ 95,000 $ 70,000
Covington, Alabama 3 $ 235,000 $ 78,333 $ 32,000
DeKalb, Alabama 3 $ 305,000 $ 101,666 $ 42,000
Lamar, Alabama 3 $ 225,000 $ 75,000 $ 27,000
Navajo, Arizona 3 $ 455,000 $ 151,666 $ 55,000
Yavapai, Arizona 3 $ 535,000 $ 178,333 $ 56,000
San Diego, California 3 $ 1,895,000 $ 631,666 $ 158,000
Ventura, California 3 $ 1,555,000 $ 518,333 $ 128,000
Delta, Colorado 3 $ 575,000 $ 191,666 $ 75,000
Larimer, Colorado 3 $ 945,000 $ 315,000 $ 92,000
Moffat, Colorado 3 $ 415,000 $ 138,333 $ 75,000
District of Columbia, District Of Columbia 3 $ 2,615,000 $ 871,666 $ 153,000
Broward, Florida 3 $ 1,055,000 $ 351,666 $ 110,000
Jackson, Florida 3 $ 445,000 $ 148,333 $ 79,000
Manatee, Florida 3 $ 985,000 $ 328,333 $ 120,000
Miami-Dade, Florida 3 $ 595,000 $ 198,333 $ 68,000
Iroquois, Illinois 3 $ 315,000 $ 105,000 $ 50,000
Johnson, Illinois 3 $ 405,000 $ 135,000 $ 65,000
Clark, Indiana 3 $ 585,000 $ 195,000 $ 125,000
Vanderburgh, Indiana 3 $ 475,000 $ 158,333 $ 55,000
Anderson, Kentucky 3 $ 385,000 $ 128,333 $ 54,000
Harrison, Kentucky 3 $ 535,000 $ 178,333 $ 79,000
Mason, Kentucky 3 $ 395,000 $ 131,666 $ 48,000
Meade, Kentucky 3 $ 685,000 $ 228,333 $ 63,000
Mercer, Kentucky 3 $ 395,000 $ 131,666 $ 68,000
Nicholas, Kentucky 3 $ 535,000 $ 178,333 $ 61,000
Pulaski, Kentucky 3 $ 775,000 $ 258,333 $ 95,000
Shelby, Kentucky 3 $ 555,000 $ 185,000 $ 95,000
Acadia, Louisiana 3 $ 565,000 $ 188,333 $ 46,000
Calcasieu, Louisiana 3 $ 525,000 $ 175,000 $ 55,000
Orleans, Louisiana 3 $ 655,000 $ 218,333 $ 93,000
St. Landry, Louisiana 3 $ 515,000 $ 171,666 $ 113,000
Montgomery, Maryland 3 $ 1,795,000 $ 598,333 $ 180,000
Oakland, Michigan 3 $ 495,000 $ 165,000 $ 76,000
Attala, Mississippi 3 $ 385,000 $ 128,333 $ 76,000
Jackson, Mississippi 3 $ 475,000 $ 158,333 $ 68,000
Churchill, Nevada 3 $ 405,000 $ 135,000 $ 98,000
San Juan, New Mexico 3 $ 305,000 $ 101,666 $ 52,000
Craven, North Carolina 3 $ 405,000 $ 135,000 $ 43,000
Durham, North Carolina 3 $ 575,000 $ 191,666 $ 53,000
Forsyth, North Carolina 3 $ 435,000 $ 145,000 $ 74,000
Mecklenburg, North Carolina 3 $ 725,000 $ 241,666 $ 71,000
Clark, Ohio 3 $ 375,000 $ 125,000 $ 43,000
Hancock, Ohio 3 $ 435,000 $ 145,000 $ 51,000
Highland, Ohio 3 $ 425,000 $ 141,666 $ 41,000
Marion, Ohio 3 $ 455,000 $ 151,666 $ 44,000
Montgomery, Ohio 3 $ 445,000 $ 148,333 $ 58,000
Morgan, Ohio 3 $ 365,000 $ 121,666 $ 55,000
Noble, Ohio 3 $ 565,000 $ 188,333 $ 52,000
Lehigh, Pennsylvania 3 $ 305,000 $ 101,666 $ 44,000
Westmoreland, Pennsylvania 3 $ 465,000 $ 155,000 $ 81,000
York, Pennsylvania 3 $ 515,000 $ 171,666 $ 65,000
Oconee, South Carolina 3 $ 475,000 $ 158,333 $ 76,000
Spartanburg, South Carolina 3 $ 325,000 $ 108,333 $ 54,000
Dickson, Tennessee 3 $ 485,000 $ 161,666 $ 82,000
Roane, Tennessee 3 $ 525,000 $ 175,000 $ 364,000
Sullivan, Tennessee 3 $ 505,000 $ 168,333 $ 59,000
Warren, Tennessee 3 $ 355,000 $ 118,333 $ 59,000
Gray, Texas 3 $ 205,000 $ 68,333 $ 53,000
Webb, Texas 3 $ 565,000 $ 188,333 $ 55,000
Williamson, Texas 3 $ 895,000 $ 298,333 $ 74,000
Alexandria, Virginia 3 $ 1,245,000 $ 415,000 $ 55,000
Fairfax, Virginia 3 $ 1,205,000 $ 401,666 $ 222,000
Warren, Virginia 3 $ 495,000 $ 165,000 $ 40,000
Clark, Washington 3 $ 815,000 $ 271,666 $ 67,000
Cowlitz, Washington 3 $ 1,125,000 $ 375,000 $ 84,000
Ferry, Washington 3 $ 355,000 $ 118,333 $ 45,000
Jefferson, Washington 3 $ 805,000 $ 268,333 $ 85,000
Skagit, Washington 3 $ 675,000 $ 225,000 $ 71,000
Skamania, Washington 3 $ 785,000 $ 261,666 $ 132,000
Butler, Alabama 2 $ 260,000 $ 130,000 $ 52,000
Chambers, Alabama 2 $ 580,000 $ 290,000 $ 82,000
Coosa, Alabama 2 $ 270,000 $ 135,000 $ 50,000
Franklin, Alabama 2 $ 320,000 $ 160,000 $ 113,000
Monroe, Alabama 2 $ 210,000 $ 105,000 $ 42,000
Perry, Alabama 2 $ 200,000 $ 100,000 $ 69,000
Pickens, Alabama 2 $ 210,000 $ 105,000 $ 82,000
Pima, Arizona 2 $ 570,000 $ 285,000 $ 76,000
Washington, Arkansas 2 $ 480,000 $ 240,000 $ 104,000
Contra Costa, California 2 $ 1,140,000 $ 570,000 $ 162,000
Glenn, California 2 $ 360,000 $ 180,000 $ 37,000
Kern, California 2 $ 370,000 $ 185,000 $ 96,000
Plumas, California 2 $ 500,000 $ 250,000 $ 643,000
San Bernardino, California 2 $ 660,000 $ 330,000 $ 99,000
Tuolumne, California 2 $ 650,000 $ 325,000 $ 48,000
Montrose, Colorado 2 $ 230,000 $ 115,000 $ 66,000
Saguache, Colorado 2 $ 600,000 $ 300,000 $ 84,000
Yuma, Colorado 2 $ 320,000 $ 160,000 $ 46,000
Clay, Florida 2 $ 490,000 $ 245,000 $ 55,000
Lee, Florida 2 $ 670,000 $ 335,000 $ 69,000
Martin, Florida 2 $ 710,000 $ 355,000 $ 140,000
McHenry, Illinois 2 $ 550,000 $ 275,000 $ 92,000
Perry, Illinois 2 $ 130,000 $ 65,000 $ 30,000
Saline, Illinois 2 $ 110,000 $ 55,000 $ 44,000
Bartholomew, Indiana 2 $ 470,000 $ 235,000 $ 122,000
Grant, Indiana 2 $ 110,000 $ 55,000 $ 62,000
Howard, Indiana 2 $ 290,000 $ 145,000 $ 60,000
LaPorte, Indiana 2 $ 590,000 $ 295,000 $ 161,000
Monroe, Indiana 2 $ 320,000 $ 160,000 $ 75,000
Shelby, Indiana 2 $ 160,000 $ 80,000 $ 40,000
Tippecanoe, Indiana 2 $ 420,000 $ 210,000 $ 89,000
Barren, Kentucky 2 $ 150,000 $ 75,000 $ 34,000
Boone, Kentucky 2 $ 660,000 $ 330,000 $ 70,000
Hardin, Kentucky 2 $ 310,000 $ 155,000 $ 44,000
Lawrence, Kentucky 2 $ 270,000 $ 135,000 $ 88,000
Spencer, Kentucky 2 $ 350,000 $ 175,000 $ 56,000
Livingston, Louisiana 2 $ 280,000 $ 140,000 $ 32,000
St. John the Baptist, Louisiana 2 $ 370,000 $ 185,000 $ 65,000
St. Mary, Louisiana 2 $ 780,000 $ 390,000 $ 202,000
Tangipahoa, Louisiana 2 $ 280,000 $ 140,000 $ 50,000
Vermilion, Louisiana 2 $ 430,000 $ 215,000 $ 127,000
Macomb, Michigan 2 $ 240,000 $ 120,000 $ 40,000
Muskegon, Michigan 2 $ 210,000 $ 105,000 $ 49,000
St. Clair, Michigan 2 $ 570,000 $ 285,000 $ 129,000
Harrison, Mississippi 2 $ 290,000 $ 145,000 $ 66,000
Lee, Mississippi 2 $ 240,000 $ 120,000 $ 128,000
Pearl River, Mississippi 2 $ 280,000 $ 140,000 $ 49,000
Douglas, Missouri 2 $ 250,000 $ 125,000 $ 60,000
Jackson, Missouri 2 $ 350,000 $ 175,000 $ 54,000
Scott, Missouri 2 $ 220,000 $ 110,000 $ 38,000
Brunswick, North Carolina 2 $ 410,000 $ 205,000 $ 155,000
Davidson, North Carolina 2 $ 280,000 $ 140,000 $ 69,000
Harnett, North Carolina 2 $ 410,000 $ 205,000 $ 138,000
New Hanover, North Carolina 2 $ 610,000 $ 305,000 $ 96,000
Stokes, North Carolina 2 $ 430,000 $ 215,000 $ 226,000
Erie, Ohio 2 $ 310,000 $ 155,000 $ 57,000
Gallia, Ohio 2 $ 320,000 $ 160,000 $ 39,000
Greene, Ohio 2 $ 540,000 $ 270,000 $ 75,000
Hamilton, Ohio 2 $ 270,000 $ 135,000 $ 81,000
Logan, Ohio 2 $ 410,000 $ 205,000 $ 58,000
Madison, Ohio 2 $ 490,000 $ 245,000 $ 136,000
Medina, Ohio 2 $ 280,000 $ 140,000 $ 39,000
Meigs, Ohio 2 $ 310,000 $ 155,000 $ 59,000
Sandusky, Ohio 2 $ 220,000 $ 110,000 $ 54,000
Seneca, Ohio 2 $ 210,000 $ 105,000 $ 56,000
Union, Ohio 2 $ 510,000 $ 255,000 $ 81,000
Beaver, Pennsylvania 2 $ 300,000 $ 150,000 $ 80,000
Dauphin, Pennsylvania 2 $ 170,000 $ 85,000 $ 86,000
Greene, Pennsylvania 2 $ 210,000 $ 105,000 $ 35,000
Lawrence, Pennsylvania 2 $ 300,000 $ 150,000 $ 58,000
Beaufort, South Carolina 2 $ 310,000 $ 155,000 $ 18,000
Greenwood, South Carolina 2 $ 330,000 $ 165,000 $ 57,000
Carter, Tennessee 2 $ 350,000 $ 175,000 $ 53,000
Coffee, Tennessee 2 $ 310,000 $ 155,000 $ 48,000
Hawkins, Tennessee 2 $ 240,000 $ 120,000 $ 23,000
Henry, Tennessee 2 $ 180,000 $ 90,000 $ 37,000
Hickman, Tennessee 2 $ 330,000 $ 165,000 $ 76,000
Lawrence, Tennessee 2 $ 170,000 $ 85,000 $ 47,000
Marshall, Tennessee 2 $ 410,000 $ 205,000 $ 70,000
Moore, Tennessee 2 $ 370,000 $ 185,000 $ 77,000
Overton, Tennessee 2 $ 310,000 $ 155,000 $ 91,000
Polk, Tennessee 2 $ 250,000 $ 125,000 $ 40,000
Stewart, Tennessee 2 $ 490,000 $ 245,000 $ 54,000
Aransas, Texas 2 $ 970,000 $ 485,000 $ 169,000
Austin, Texas 2 $ 390,000 $ 195,000 $ 69,000
Bandera, Texas 2 $ 530,000 $ 265,000 $ 107,000
Brazos, Texas 2 $ 280,000 $ 140,000 $ 154,000
Calhoun, Texas 2 $ 590,000 $ 295,000 $ 121,000
Ellis, Texas 2 $ 650,000 $ 325,000 $ 229,000
Goliad, Texas 2 $ 540,000 $ 270,000 $ 90,000
Lavaca, Texas 2 $ 340,000 $ 170,000 $ 60,000
Midland, Texas 2 $ 570,000 $ 285,000 $ 74,000
Polk, Texas 2 $ 180,000 $ 90,000 $ 55,000
Rockwall, Texas 2 $ 450,000 $ 225,000 $ 70,000
Wilson, Texas 2 $ 530,000 $ 265,000 $ 69,000
Utah, Utah 2 $ 380,000 $ 190,000 $ 83,000
Arlington, Virginia 2 $ 430,000 $ 215,000 $ 54,000
Frederick, Virginia 2 $ 630,000 $ 315,000 $ 46,000
Manassas, Virginia 2 $ 470,000 $ 235,000 $ 121,000
Stafford, Virginia 2 $ 750,000 $ 375,000 $ 40,000
Yakima, Washington 2 $ 470,000 $ 235,000 $ 109,000
Autauga, Alabama 1 $ 145,000 $ 145,000 $ 75,000
Hale, Alabama 1 $ 125,000 $ 125,000 $ 39,000
Macon, Alabama 1 $ 235,000 $ 235,000 $ 73,000
Marengo, Alabama 1 $ 85,000 $ 85,000 $ 118,000
Russell, Alabama 1 $ 275,000 $ 275,000 $ 128,000
Washington, Alabama 1 $ 95,000 $ 95,000 $ 73,000
Yuma, Arizona 1 $ 175,000 $ 175,000 $ 49,000
Boone, Arkansas 1 $ 315,000 $ 315,000 $ 0
Chicot, Arkansas 1 $ 75,000 $ 75,000 $ 98,000
Sebastian, Arkansas 1 $ 125,000 $ 125,000 $ 84,000
White, Arkansas 1 $ 85,000 $ 85,000 $ 59,000
Alameda, California 1 $ 575,000 $ 575,000 $ 109,000
Kings, California 1 $ 325,000 $ 325,000 $ 94,000
Lassen, California 1 $ 125,000 $ 125,000 $ 38,000
Monterey, California 1 $ 645,000 $ 645,000 $ 91,000
San Joaquin, California 1 $ 265,000 $ 265,000 $ 60,000
Santa Barbara, California 1 $ 805,000 $ 805,000 $ 244,000
Tehama, California 1 $ 255,000 $ 255,000 $ 64,000
Alamosa, Colorado 1 $ 125,000 $ 125,000 $ 41,000
Boulder, Colorado 1 $ 455,000 $ 455,000 $ 118,000
Broomfield, Colorado 1 $ 275,000 $ 275,000 $ 54,000
Dolores, Colorado 1 $ 65,000 $ 65,000 $ 27,000
La Plata, Colorado 1 $ 295,000 $ 295,000 $ 131,000
Las Animas, Colorado 1 $ 95,000 $ 95,000 $ 26,000
Rio Blanco, Colorado 1 $ 145,000 $ 145,000 $ 37,000
Routt, Colorado 1 $ 125,000 $ 125,000 $ 86,000
Weld, Colorado 1 $ 235,000 $ 235,000 $ 50,000
Alachua, Florida 1 $ 175,000 $ 175,000 $ 38,000
Baker, Florida 1 $ 135,000 $ 135,000 $ 67,000
Charlotte, Florida 1 $ 275,000 $ 275,000 $ 153,000
DeSoto, Florida 1 $ 105,000 $ 105,000 $ 25,000
Dixie, Florida 1 $ 125,000 $ 125,000 $ 44,000
Flagler, Florida 1 $ 185,000 $ 185,000 $ 44,000
Highlands, Florida 1 $ 315,000 $ 315,000 $ 73,000
Nassau, Florida 1 $ 355,000 $ 355,000 $ 111,000
Okeechobee, Florida 1 $ 175,000 $ 175,000 $ 86,000
Putnam, Florida 1 $ 155,000 $ 155,000 $ 65,000
St. Lucie, Florida 1 $ 255,000 $ 255,000 $ 129,000
Sumter, Florida 1 $ 145,000 $ 145,000 $ 183,000
Walton, Florida 1 $ 235,000 $ 235,000 $ 532,000
Washington, Florida 1 $ 295,000 $ 295,000 $ 70,000
DeKalb, Illinois 1 $ 355,000 $ 355,000 $ 0
Ford, Illinois 1 $ 105,000 $ 105,000 $ 30,000
Franklin, Illinois 1 $ 65,000 $ 65,000 $ 27,000
LaSalle, Illinois 1 $ 115,000 $ 115,000 $ 56,000
Madison, Illinois 1 $ 145,000 $ 145,000 $ 117,000
Pulaski, Illinois 1 $ 65,000 $ 65,000 $ 40,000
St. Clair, Illinois 1 $ 55,000 $ 55,000 $ 36,000
Union, Illinois 1 $ 55,000 $ 55,000 $ 27,000
Wayne, Illinois 1 $ 75,000 $ 75,000 $ 26,000
Adams, Indiana 1 $ 75,000 $ 75,000 $ 36,000
Carroll, Indiana 1 $ 175,000 $ 175,000 $ 76,000
Crawford, Indiana 1 $ 175,000 $ 175,000 $ 62,000
Dearborn, Indiana 1 $ 115,000 $ 115,000 $ 57,000
Delaware, Indiana 1 $ 255,000 $ 255,000 $ 102,000
Elkhart, Indiana 1 $ 245,000 $ 245,000 $ 132,000
Harrison, Indiana 1 $ 165,000 $ 165,000 $ 73,000
Henry, Indiana 1 $ 115,000 $ 115,000 $ 76,000
Jasper, Indiana 1 $ 215,000 $ 215,000 $ 25,000
Posey, Indiana 1 $ 135,000 $ 135,000 $ 68,000
St. Joseph, Indiana 1 $ 185,000 $ 185,000 $ 34,000
Wabash, Indiana 1 $ 235,000 $ 235,000 $ 59,000
Warrick, Indiana 1 $ 205,000 $ 205,000 $ 73,000
Clay, Iowa 1 $ 95,000 $ 95,000 $ 25,000
Dubuque, Iowa 1 $ 175,000 $ 175,000 $ 82,000
Jones, Iowa 1 $ 105,000 $ 105,000 $ 48,000
Scott, Iowa 1 $ 95,000 $ 95,000 $ 45,000
Johnson, Kansas 1 $ 175,000 $ 175,000 $ 46,000
Leavenworth, Kansas 1 $ 145,000 $ 145,000 $ 75,000
Sedgwick, Kansas 1 $ 135,000 $ 135,000 $ 59,000
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Mortgage Loan Application Detail Totals for Hometown Lenders, Inc. in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,205 $1,217,375,000 $196,000 $1,445,000 $79,000 $2,952,000
Home Improvement 1,478 $322,420,000 $218,000 $4,255,000 $89,000 $1,609,000
Refinancing 1,237 $308,555,000 $249,000 $4,685,000 $90,000 $907,000
Cash-out Refinancing 72 $14,100,000 $195,000 $465,000 $76,000 $216,000
Other Purpose 25 $6,115,000 $244,000 $605,000 $127,000 $654,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,161 $1,294,685,000 $210,000 $4,685,000 $86,000 $2,952,000
Hispanic 1,188 $228,360,000 $192,000 $605,000 $68,000 $1,042,000
Black or African American 771 $140,765,000 $182,000 $1,265,000 $68,000 $612,000
Not Provided 653 $140,805,000 $215,000 $1,795,000 $87,000 $1,609,000
Asian 201 $54,445,000 $270,000 $735,000 $88,000 $509,000
American Indian or Alaskan Native 19 $3,465,000 $182,000 $455,000 $64,000 $147,000
Native Hawaiian or Other Pacific Islander 12 $2,750,000 $229,000 $405,000 $85,000 $142,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,526 $1,028,200,000 $227,000 $4,685,000 $100,000 $2,952,000
FHA-insured (Federal Housing Administration) 3,372 $600,190,000 $177,000 $735,000 $63,000 $960,000
VA-guaranteed (Veterans Administration) 800 $195,640,000 $244,000 $785,000 $73,000 $280,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 319 $44,535,000 $139,000 $415,000 $50,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,721 $1,394,745,000 $207,000 $1,795,000 $82,000 $1,964,000
Application Withdrawn By Applicant 1,916 $398,030,000 $207,000 $4,255,000 $84,000 $2,952,000
Application Denied By Financial Institution 352 $70,880,000 $201,000 $4,685,000 $72,000 $960,000
File Closed For Incompleteness 27 $4,485,000 $166,000 $325,000 $137,000 $1,665,000
Preapproval Denied by Financial Institution 1 $425,000 $425,000 $425,000 $60,000 $60,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,664 $1,797,260,000 $207,000 $4,255,000 $82,000 $2,952,000
Credit Application Incomplete 346 $69,470,000 $200,000 $4,685,000 $72,000 $960,000
Credit History 3 $645,000 $215,000 $255,000 $80,000 $91,000
Employment History 2 $700,000 $350,000 $435,000 $90,000 $135,000
Debt-To-Income Ratio 1 $425,000 $425,000 $425,000 $60,000 $60,000
Collateral 1 $65,000 $65,000 $65,000 $43,000 $43,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hometown Lenders, Inc.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hometown Lenders, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet with aggregated HMDA statistics today.

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