Horizon Bank
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Horizon Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Horizon Bank
515 Franklin St
Michigan City, IN 46360
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 7,257
Total Mortgage Loan Application Amount $1,255,825,000
Average Mortgage Loan Application Amount $156,600
Highest Mortgage Loan Application Amount $12,155,000
Average Applicant Income $117,800
Highest Applicant Income $4,800,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Horizon Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
LaPorte County Indiana 1,168 $ 142,910,000 $ 122,000 $ 85,000
Porter County Indiana 645 $ 138,205,000 $ 214,000 $ 135,000
Berrien County Michigan 459 $ 100,165,000 $ 218,000 $ 137,000
Marion County Indiana 449 $ 84,395,000 $ 187,000 $ 136,000
Hamilton County Indiana 353 $ 66,225,000 $ 187,000 $ 210,000
Johnson County Indiana 339 $ 43,575,000 $ 128,000 $ 116,000
Elkhart County Indiana 323 $ 57,545,000 $ 178,000 $ 107,000
Lake County Indiana 302 $ 46,430,000 $ 153,000 $ 98,000
St. Joseph County Indiana 261 $ 38,305,000 $ 146,000 $ 95,000
Kalamazoo County Michigan 256 $ 75,320,000 $ 294,000 $ 146,000
Tippecanoe County Indiana 223 $ 31,615,000 $ 141,000 $ 113,000
Allen County Indiana 127 $ 12,435,000 $ 97,000 $ 108,000
LaGrange County Indiana 114 $ 19,190,000 $ 168,000 $ 82,000
Kosciusko County Indiana 91 $ 13,205,000 $ 145,000 $ 104,000
Carroll County Indiana 90 $ 9,950,000 $ 110,000 $ 75,000
Cass County Indiana 87 $ 8,205,000 $ 94,000 $ 63,000
Hendricks County Indiana 82 $ 9,520,000 $ 116,000 $ 129,000
Kent County Michigan 79 $ 19,155,000 $ 242,000 $ 164,000
Cass County Michigan 75 $ 14,365,000 $ 191,000 $ 114,000
Midland County Michigan 73 $ 10,375,000 $ 142,000 $ 134,000
DeKalb County Indiana 71 $ 7,745,000 $ 109,000 $ 71,000
Noble County Indiana 71 $ 9,165,000 $ 129,000 $ 77,000
Howard County Indiana 64 $ 6,280,000 $ 98,000 $ 81,000
Wexford County Michigan 64 $ 10,600,000 $ 165,000 $ 109,000
Bartholomew County Indiana 59 $ 7,415,000 $ 125,000 $ 81,000
Allegan County Michigan 54 $ 14,860,000 $ 275,000 $ 121,000
Morgan County Indiana 53 $ 7,685,000 $ 145,000 $ 102,000
Grant County Indiana 51 $ 2,915,000 $ 57,000 $ 56,000
Ottawa County Michigan 49 $ 15,855,000 $ 323,000 $ 165,000
St. Joseph County Michigan 49 $ 6,335,000 $ 129,000 $ 88,000
Van Buren County Michigan 49 $ 14,185,000 $ 289,000 $ 181,000
White County Indiana 47 $ 5,805,000 $ 123,000 $ 73,000
Boone County Indiana 44 $ 10,060,000 $ 228,000 $ 256,000
Brown County Indiana 41 $ 5,285,000 $ 128,000 $ 134,000
Whitley County Indiana 39 $ 3,155,000 $ 80,000 $ 62,000
Cook County Illinois 33 $ 10,585,000 $ 320,000 $ 202,000
Shelby County Indiana 33 $ 6,325,000 $ 191,000 $ 119,000
Starke County Indiana 31 $ 3,515,000 $ 113,000 $ 68,000
Hancock County Indiana 29 $ 3,145,000 $ 108,000 $ 141,000
Missaukee County Michigan 29 $ 3,375,000 $ 116,000 $ 72,000
Monroe County Indiana 26 $ 3,300,000 $ 126,000 $ 114,000
Fountain County Indiana 25 $ 2,725,000 $ 109,000 $ 59,000
Ingham County Michigan 25 $ 5,565,000 $ 222,000 $ 197,000
Warren County Indiana 23 $ 2,215,000 $ 96,000 $ 51,000
Shiawassee County Michigan 23 $ 2,185,000 $ 95,000 $ 84,000
Oakland County Michigan 22 $ 8,220,000 $ 373,000 $ 195,000
Jasper County Indiana 21 $ 3,795,000 $ 180,000 $ 125,000
Marshall County Indiana 16 $ 1,590,000 $ 99,000 $ 76,000
Saginaw County Michigan 16 $ 2,860,000 $ 178,000 $ 119,000
Madison County Indiana 15 $ 1,275,000 $ 85,000 $ 85,000
Bay County Michigan 15 $ 4,815,000 $ 321,000 $ 179,000
Calhoun County Michigan 15 $ 2,035,000 $ 135,000 $ 99,000
Miami County Indiana 14 $ 1,630,000 $ 116,000 $ 88,000
Barry County Michigan 14 $ 4,550,000 $ 325,000 $ 204,000
Clinton County Indiana 13 $ 1,245,000 $ 95,000 $ 40,000
Clinton County Michigan 13 $ 3,075,000 $ 236,000 $ 155,000
Arenac County Michigan 12 $ 600,000 $ 50,000 $ 55,000
Mecosta County Michigan 12 $ 880,000 $ 73,000 $ 97,000
Steuben County Indiana 11 $ 2,335,000 $ 212,000 $ 73,000
Roscommon County Michigan 11 $ 2,095,000 $ 190,000 $ 113,000
Owen County Indiana 10 $ 1,410,000 $ 141,000 $ 86,000
Wabash County Indiana 10 $ 1,030,000 $ 103,000 $ 66,000
Osceola County Michigan 10 $ 1,520,000 $ 152,000 $ 123,000
Otsego County Michigan 10 $ 920,000 $ 92,000 $ 79,000
Delaware County Indiana 9 $ 12,315,000 $ 1,368,000 $ 123,000
Putnam County Indiana 9 $ 1,835,000 $ 203,000 $ 95,000
Muskegon County Michigan 9 $ 4,325,000 $ 480,000 $ 315,000
Newaygo County Michigan 9 $ 1,635,000 $ 181,000 $ 120,000
Fulton County Indiana 8 $ 1,080,000 $ 135,000 $ 132,000
Tipton County Indiana 8 $ 900,000 $ 112,000 $ 88,000
Gladwin County Michigan 8 $ 620,000 $ 77,000 $ 112,000
DuPage County Illinois 7 $ 3,195,000 $ 456,000 $ 280,000
Lawrence County Indiana 7 $ 215,000 $ 30,000 $ 75,000
Crawford County Michigan 7 $ 415,000 $ 59,000 $ 34,000
Livingston County Michigan 7 $ 10,255,000 $ 1,465,000 $ 125,000
Lee County Florida 6 $ 1,670,000 $ 278,000 $ 168,000
Decatur County Indiana 6 $ 1,080,000 $ 180,000 $ 250,000
Montgomery County Indiana 6 $ 410,000 $ 68,000 $ 142,000
Charlevoix County Michigan 6 $ 1,130,000 $ 188,000 $ 136,000
Clare County Michigan 6 $ 440,000 $ 73,000 $ 187,000
Sarasota County Florida 5 $ 1,865,000 $ 373,000 $ 276,000
Benton County Indiana 5 $ 235,000 $ 47,000 $ 48,000
Jennings County Indiana 5 $ 635,000 $ 127,000 $ 80,000
Pulaski County Indiana 5 $ 585,000 $ 117,000 $ 98,000
Antrim County Michigan 5 $ 965,000 $ 193,000 $ 133,000
Eaton County Michigan 5 $ 375,000 $ 75,000 $ 90,000
Lake County Michigan 5 $ 715,000 $ 143,000 $ 94,000
Wayne County Michigan 5 $ 1,575,000 $ 315,000 $ 198,000
Maricopa County Arizona 4 $ 3,790,000 $ 947,000 $ 1,309,000
Collier County Florida 4 $ 4,680,000 $ 1,170,000 $ 1,000,000
Pasco County Florida 4 $ 740,000 $ 185,000 $ 79,000
Henry County Indiana 4 $ 430,000 $ 107,000 $ 100,000
Huntington County Indiana 4 $ 260,000 $ 65,000 $ 68,000
Newton County Indiana 4 $ 510,000 $ 127,000 $ 65,000
Isabella County Michigan 4 $ 1,050,000 $ 262,000 $ 93,000
Oceana County Michigan 4 $ 380,000 $ 95,000 $ 102,000
Washtenaw County Michigan 4 $ 800,000 $ 200,000 $ 82,000
Miami-Dade County Florida 3 $ 2,265,000 $ 755,000 $ 120,000
Jay County Indiana 3 $ 435,000 $ 145,000 $ 153,000
Wayne County Indiana 3 $ 135,000 $ 45,000 $ 88,000
Wells County Indiana 3 $ 435,000 $ 145,000 $ 73,000
Branch County Michigan 3 $ 825,000 $ 275,000 $ 129,000
Emmet County Michigan 3 $ 815,000 $ 271,000 $ 263,000
Grand Traverse County Michigan 3 $ 2,215,000 $ 738,000 $ 129,000
Montcalm County Michigan 3 $ 605,000 $ 201,000 $ 150,000
Baldwin County Alabama 2 $ 810,000 $ 405,000 $ 190,000
Broward County Florida 2 $ 1,620,000 $ 810,000 $ 287,000
Flagler County Florida 2 $ 490,000 $ 245,000 $ 151,000
Manatee County Florida 2 $ 560,000 $ 280,000 $ 221,000
Kankakee County Illinois 2 $ 340,000 $ 170,000 $ 70,000
Will County Illinois 2 $ 380,000 $ 190,000 $ 71,000
Jackson County Indiana 2 $ 120,000 $ 60,000 $ 104,000
Vermillion County Indiana 2 $ 240,000 $ 120,000 $ 62,000
Marshall County Kentucky 2 $ 230,000 $ 115,000 $ 50,000
Cheboygan County Michigan 2 $ 170,000 $ 85,000 $ 67,000
Genesee County Michigan 2 $ 800,000 $ 400,000 $ 220,000
Macomb County Michigan 2 $ 670,000 $ 335,000 $ 268,000
Wayne County Ohio 2 $ 420,000 $ 210,000 $ 92,000
Sevier County Tennessee 2 $ 580,000 $ 290,000 $ 138,000
Bell County Texas 2 $ 60,000 $ 30,000 $ 640,000
Travis County Texas 2 $ 290,000 $ 145,000 $ 116,000
Jefferson County Wisconsin 2 $ 370,000 $ 185,000 $ 92,000
Cherokee County Alabama 1 $ 135,000 $ 135,000 $ 157,000
Marion County Alabama 1 $ 35,000 $ 35,000 $ 54,000
Pinal County Arizona 1 $ 295,000 $ 295,000 $ 82,000
San Diego County California 1 $ 205,000 $ 205,000 $ 76,000
District of Columbia County District Of Columbia 1 $ 55,000 $ 55,000 $ 282,000
Charlotte County Florida 1 $ 125,000 $ 125,000 $ 151,000
Citrus County Florida 1 $ 145,000 $ 145,000 $ 156,000
Hernando County Florida 1 $ 75,000 $ 75,000 $ 25,000
Marion County Florida 1 $ 105,000 $ 105,000 $ 29,000
Palm Beach County Florida 1 $ 205,000 $ 205,000 $ 94,000
Santa Rosa County Florida 1 $ 435,000 $ 435,000 $ 190,000
Sumter County Florida 1 $ 225,000 $ 225,000 $ 119,000
Jackson County Georgia 1 $ 185,000 $ 185,000 $ 414,000
Franklin County Illinois 1 $ 205,000 $ 205,000 $ 55,000
Lake County Illinois 1 $ 485,000 $ 485,000 $ 624,000
Adams County Indiana 1 $ 155,000 $ 155,000 $ 91,000
Clay County Indiana 1 $ 85,000 $ 85,000 $ 42,000
Daviess County Indiana 1 $ 85,000 $ 85,000 $ 57,000
Dearborn County Indiana 1 $ 85,000 $ 85,000 $ 126,000
Dubois County Indiana 1 $ 5,000 $ 5,000 $ 57,000
Gibson County Indiana 1 $ 55,000 $ 55,000 $ 8,000
Greene County Indiana 1 $ 245,000 $ 245,000 $ 88,000
Knox County Indiana 1 $ 15,000 $ 15,000 $ 37,000
Ripley County Indiana 1 $ 85,000 $ 85,000 $ 0
Sullivan County Indiana 1 $ 185,000 $ 185,000 $ 55,000
Barren County Kentucky 1 $ 205,000 $ 205,000 $ 77,000
Bath County Kentucky 1 $ 5,000 $ 5,000 $ 10,000
Breckinridge County Kentucky 1 $ 35,000 $ 35,000 $ 18,000
Graves County Kentucky 1 $ 155,000 $ 155,000 $ 36,000
Jefferson County Kentucky 1 $ 705,000 $ 705,000 $ 128,000
McCracken County Kentucky 1 $ 5,000 $ 5,000 $ 23,000
Owen County Kentucky 1 $ 15,000 $ 15,000 $ 48,000
Trimble County Kentucky 1 $ 25,000 $ 25,000 $ 420,000
Alger County Michigan 1 $ 245,000 $ 245,000 $ 399,000
Benzie County Michigan 1 $ 295,000 $ 295,000 $ 731,000
Gogebic County Michigan 1 $ 145,000 $ 145,000 $ 58,000
Gratiot County Michigan 1 $ 105,000 $ 105,000 $ 32,000
Ionia County Michigan 1 $ 45,000 $ 45,000 $ 159,000
Iosco County Michigan 1 $ 25,000 $ 25,000 $ 62,000
Kalkaska County Michigan 1 $ 255,000 $ 255,000 $ 276,000
Lapeer County Michigan 1 $ 115,000 $ 115,000 $ 94,000
Ogemaw County Michigan 1 $ 25,000 $ 25,000 $ 357,000
Ontonagon County Michigan 1 $ 145,000 $ 145,000 $ 30,000
Schoolcraft County Michigan 1 $ 35,000 $ 35,000 $ 48,000
St. Clair County Michigan 1 $ 165,000 $ 165,000 $ 36,000
DeSoto County Mississippi 1 $ 135,000 $ 135,000 $ 47,000
Marion County Missouri 1 $ 55,000 $ 55,000 $ 127,000
Warren County Missouri 1 $ 495,000 $ 495,000 $ 568,000
Broome County New York 1 $ 5,000 $ 5,000 $ 46,000
Gaston County North Carolina 1 $ 25,000 $ 25,000 $ 42,000
Wake County North Carolina 1 $ 65,000 $ 65,000 $ 85,000
Watauga County North Carolina 1 $ 175,000 $ 175,000 $ 360,000
Defiance County Ohio 1 $ 235,000 $ 235,000 $ 134,000
Franklin County Ohio 1 $ 12,155,000 $ 12,155,000 $ 0
Hamilton County Ohio 1 $ 225,000 $ 225,000 $ 280,000
Medina County Ohio 1 $ 35,000 $ 35,000 $ 95,000
Charleston County South Carolina 1 $ 55,000 $ 55,000 $ 90,000
Dorchester County South Carolina 1 $ 35,000 $ 35,000 $ 127,000
Davidson County Tennessee 1 $ 95,000 $ 95,000 $ 66,000
Montgomery County Tennessee 1 $ 275,000 $ 275,000 $ 54,000
Shelby County Tennessee 1 $ 175,000 $ 175,000 $ 31,000
Denton County Texas 1 $ 105,000 $ 105,000 $ 408,000
Tarrant County Texas 1 $ 135,000 $ 135,000 $ 52,000
Van Zandt County Texas 1 $ 5,000 $ 5,000 $ 540,000
Upshur County West Virginia 1 $ 25,000 $ 25,000 $ 27,000
Oneida County Wisconsin 1 $ 365,000 $ 365,000 $ 294,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Horizon Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,091 $499,475,000 $238,000 $9,805,000 $120,000 $2,833,000
Refinancing 1,905 $382,365,000 $200,000 $11,505,000 $118,000 $4,296,000
Home Improvement 1,795 $130,715,000 $72,000 $12,155,000 $122,000 $4,800,000
Cash-out Refinancing 1,060 $214,220,000 $202,000 $1,755,000 $109,000 $3,600,000
Other Purpose 406 $29,050,000 $71,000 $675,000 $120,000 $801,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 6,124 $984,950,000 $160,000 $2,905,000 $117,000 $4,296,000
Not Provided 473 $79,585,000 $168,000 $2,345,000 $148,000 $4,800,000
Hispanic 240 $31,650,000 $131,000 $1,215,000 $85,000 $760,000
Black or African American 215 $25,445,000 $118,000 $1,325,000 $97,000 $2,543,000
Asian 112 $27,990,000 $249,000 $2,005,000 $192,000 $872,000
Not applicable 63 $101,905,000 $1,617,000 $12,155,000 $0 $0
American Indian or Alaskan Native 19 $3,045,000 $160,000 $335,000 $100,000 $320,000
Native Hawaiian or Other Pacific Islander 10 $1,140,000 $114,000 $225,000 $332,000 $646,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,995 $1,213,645,000 $173,000 $12,155,000 $121,000 $4,800,000
FHA-insured (Federal Housing Administration) 197 $30,875,000 $156,000 $425,000 $57,000 $240,000
VA-guaranteed (Veterans Administration) 37 $7,905,000 $213,000 $625,000 $78,000 $187,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 28 $3,400,000 $121,000 $325,000 $43,000 $87,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,077 $925,345,000 $182,000 $12,155,000 $123,000 $4,296,000
Application Denied By Financial Institution 1,418 $172,090,000 $121,000 $2,505,000 $96,000 $4,800,000
Application Withdrawn By Applicant 378 $82,160,000 $217,000 $1,655,000 $131,000 $3,600,000
Application Approved But Not Accepted 218 $40,120,000 $184,000 $1,795,000 $120,000 $754,000
File Closed For Incompleteness 166 $36,110,000 $217,000 $1,285,000 $136,000 $1,155,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,839 $1,083,735,000 $185,000 $12,155,000 $124,000 $4,296,000
Credit History 599 $50,885,000 $84,000 $2,505,000 $85,000 $2,543,000
Debt-To-Income Ratio 367 $67,705,000 $184,000 $2,005,000 $64,000 $466,000
Collateral 223 $27,135,000 $121,000 $1,075,000 $116,000 $1,134,000
Credit Application Incomplete 136 $11,360,000 $83,000 $405,000 $156,000 $4,800,000
Other 57 $8,035,000 $140,000 $1,265,000 $169,000 $1,126,000
Insufficient Cash (Downpayment, Closing Cost) 29 $5,985,000 $206,000 $575,000 $122,000 $324,000
Employment History 5 $795,000 $159,000 $225,000 $106,000 $304,000
Unverifiable Information 2 $190,000 $95,000 $135,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.

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