Hsbc Bank Usa, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Hsbc Bank Usa, Na 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, Na 1 Hsbc Center - 24Th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 2,041 |
| Total Mortgage Loan Application Amount | $2,061,032,000 |
| Average Mortgage Loan Application Amount | $965,333 |
| Highest Mortgage Loan Application Amount | $30,624,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $101,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Hsbc Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Hsbc Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, Na's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 481 | $ 583,047,000 | $ 1,212,000 | $ 0 |
| New York County New York | 299 | $ 367,319,000 | $ 1,228,000 | $ 0 |
| Santa Clara County California | 122 | $ 119,152,000 | $ 976,000 | $ 0 |
| Miami-Dade County Florida | 115 | $ 68,426,000 | $ 595,000 | $ 0 |
| Orange County California | 104 | $ 87,447,000 | $ 840,000 | $ 0 |
| Fairfield County Connecticut | 64 | $ 84,778,000 | $ 1,324,000 | $ 0 |
| Kings County New York | 59 | $ 44,006,000 | $ 745,000 | $ 1,000 |
| San Mateo County California | 52 | $ 55,883,000 | $ 1,074,000 | $ 0 |
| King County Washington | 51 | $ 42,032,000 | $ 824,000 | $ 0 |
| San Francisco County California | 49 | $ 52,945,000 | $ 1,080,000 | $ 0 |
| San Diego County California | 43 | $ 38,088,000 | $ 885,000 | $ 0 |
| Alameda County California | 38 | $ 32,011,000 | $ 842,000 | $ 0 |
| Westchester County New York | 35 | $ 28,815,000 | $ 823,000 | $ 0 |
| Fairfax County Virginia | 29 | $ 29,535,000 | $ 1,018,000 | $ 0 |
| Nassau County New York | 28 | $ 27,396,000 | $ 978,000 | $ 0 |
| District of Columbia County District Of Columbia | 27 | $ 29,663,000 | $ 1,098,000 | $ 0 |
| Queens County New York | 23 | $ 12,438,000 | $ 540,000 | $ 0 |
| Suffolk County New York | 23 | $ 30,036,000 | $ 1,305,000 | $ 0 |
| Montgomery County Maryland | 22 | $ 22,573,000 | $ 1,026,000 | $ 0 |
| Palm Beach County Florida | 20 | $ 16,232,000 | $ 811,000 | $ 0 |
| Bergen County New Jersey | 20 | $ 16,711,000 | $ 835,000 | $ 0 |
| Broward County Florida | 16 | $ 11,950,000 | $ 746,000 | $ 0 |
| Ventura County California | 15 | $ 13,069,000 | $ 871,000 | $ 0 |
| Rockland County New York | 13 | $ 5,126,000 | $ 394,000 | $ 0 |
| San Bernardino County California | 12 | $ 9,516,000 | $ 793,000 | $ 0 |
| Santa Barbara County California | 10 | $ 18,695,000 | $ 1,869,000 | $ 0 |
| Erie County New York | 10 | $ 2,857,000 | $ 285,000 | $ 0 |
| Contra Costa County California | 9 | $ 7,913,000 | $ 879,000 | $ 0 |
| Cook County Illinois | 8 | $ 6,662,000 | $ 832,000 | $ 0 |
| Essex County New Jersey | 8 | $ 6,595,000 | $ 824,000 | $ 0 |
| Arlington County Virginia | 8 | $ 5,129,000 | $ 641,000 | $ 0 |
| Riverside County California | 7 | $ 6,336,000 | $ 905,000 | $ 0 |
| Suffolk County Massachusetts | 7 | $ 6,150,000 | $ 878,000 | $ 0 |
| Hudson County New Jersey | 7 | $ 4,784,000 | $ 683,000 | $ 0 |
| Marin County California | 6 | $ 6,027,000 | $ 1,004,000 | $ 0 |
| Orange County Florida | 5 | $ 3,405,000 | $ 681,000 | $ 0 |
| Lake County Illinois | 5 | $ 3,603,000 | $ 720,000 | $ 0 |
| Middlesex County Massachusetts | 5 | $ 3,255,000 | $ 651,000 | $ 0 |
| Monmouth County New Jersey | 5 | $ 3,171,000 | $ 634,000 | $ 0 |
| Morris County New Jersey | 5 | $ 4,389,000 | $ 877,000 | $ 0 |
| Somerset County New Jersey | 5 | $ 4,117,000 | $ 823,000 | $ 0 |
| Union County New Jersey | 5 | $ 4,044,000 | $ 808,000 | $ 0 |
| Dutchess County New York | 5 | $ 2,413,000 | $ 482,000 | $ 0 |
| Pitkin County Colorado | 4 | $ 3,837,000 | $ 959,000 | $ 0 |
| Lee County Florida | 4 | $ 2,409,000 | $ 602,000 | $ 0 |
| Honolulu County Hawaii | 4 | $ 3,230,000 | $ 807,000 | $ 0 |
| Norfolk County Massachusetts | 4 | $ 3,972,000 | $ 993,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 3,779,000 | $ 944,000 | $ 0 |
| Harris County Texas | 4 | $ 2,293,000 | $ 573,000 | $ 0 |
| Summit County Utah | 4 | $ 4,648,000 | $ 1,162,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 2,778,000 | $ 694,000 | $ 0 |
| Snohomish County Washington | 4 | $ 1,693,000 | $ 423,000 | $ 0 |
| Eagle County Colorado | 3 | $ 4,810,000 | $ 1,603,000 | $ 0 |
| Collier County Florida | 3 | $ 2,800,000 | $ 933,000 | $ 0 |
| Barnstable County Massachusetts | 3 | $ 3,665,000 | $ 1,221,000 | $ 0 |
| Berkshire County Massachusetts | 3 | $ 2,248,000 | $ 749,000 | $ 0 |
| Ocean County New Jersey | 3 | $ 3,148,000 | $ 1,049,000 | $ 0 |
| Monroe County New York | 3 | $ 1,799,000 | $ 599,000 | $ 0 |
| Niagara County New York | 3 | $ 121,000 | $ 40,000 | $ 0 |
| Travis County Texas | 3 | $ 2,953,000 | $ 984,000 | $ 0 |
| Mono County California | 2 | $ 1,596,000 | $ 798,000 | $ 0 |
| Monterey County California | 2 | $ 2,325,000 | $ 1,162,000 | $ 0 |
| Boulder County Colorado | 2 | $ 1,254,000 | $ 627,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 2,286,000 | $ 1,143,000 | $ 0 |
| Sussex County Delaware | 2 | $ 1,983,000 | $ 991,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 1,207,000 | $ 603,000 | $ 0 |
| Seminole County Florida | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Hawaii County Hawaii | 2 | $ 4,500,000 | $ 2,250,000 | $ 0 |
| Maui County Hawaii | 2 | $ 2,796,000 | $ 1,398,000 | $ 0 |
| Wayne County Michigan | 2 | $ 812,000 | $ 406,000 | $ 0 |
| Clark County Nevada | 2 | $ 930,000 | $ 465,000 | $ 0 |
| Middlesex County New Jersey | 2 | $ 1,047,000 | $ 523,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 901,000 | $ 450,000 | $ 0 |
| Bronx County New York | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Onondaga County New York | 2 | $ 1,540,000 | $ 770,000 | $ 18,000 |
| Richmond County New York | 2 | $ 1,661,000 | $ 830,000 | $ 0 |
| Washington County Rhode Island | 2 | $ 1,352,000 | $ 676,000 | $ 0 |
| Loudoun County Virginia | 2 | $ 1,638,000 | $ 819,000 | $ 0 |
| Kitsap County Washington | 2 | $ 1,462,000 | $ 731,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 0 |
| El Dorado County California | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Nevada County California | 1 | $ 1,267,000 | $ 1,267,000 | $ 0 |
| Placer County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Sonoma County California | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Denver County Colorado | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Pueblo County Colorado | 1 | $ 1,088,000 | $ 1,088,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Summit County Colorado | 1 | $ 650,000 | $ 650,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 258,000 | $ 258,000 | $ 0 |
| New Castle County Delaware | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Martin County Florida | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Monroe County Florida | 1 | $ 1,020,000 | $ 1,020,000 | $ 0 |
| Pinellas County Florida | 1 | $ 471,000 | $ 471,000 | $ 0 |
| Sarasota County Florida | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Volusia County Florida | 1 | $ 170,000 | $ 170,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Fulton County Georgia | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Lake County Indiana | 1 | $ 68,000 | $ 68,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 872,000 | $ 872,000 | $ 0 |
| Orleans County Louisiana | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Franklin County Maine | 1 | $ 886,000 | $ 886,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Howard County Maryland | 1 | $ 769,000 | $ 769,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 1,088,000 | $ 1,088,000 | $ 0 |
| Koochiching County Minnesota | 1 | $ 1,760,000 | $ 1,760,000 | $ 0 |
| Washoe County Nevada | 1 | $ 1,190,000 | $ 1,190,000 | $ 0 |
| Camden County New Jersey | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 511,000 | $ 511,000 | $ 0 |
| Albany County New York | 1 | $ 760,000 | $ 760,000 | $ 0 |
| Chemung County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Columbia County New York | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Delaware County New York | 1 | $ 692,000 | $ 692,000 | $ 0 |
| Greene County New York | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Jefferson County New York | 1 | $ 865,000 | $ 865,000 | $ 0 |
| Washington County New York | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 637,000 | $ 637,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Butler County Ohio | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Tillamook County Oregon | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 1,280,000 | $ 1,280,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 3,585,000 | $ 3,585,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Utah County Utah | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Lamoille County Vermont | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Franklin County Virginia | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Rappahannock County Virginia | 1 | $ 1,155,000 | $ 1,155,000 | $ 0 |
| Park County Wyoming | 1 | $ 975,000 | $ 975,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, Na in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,176 | $1,095,887,000 | $931,000 | $10,000,000 | $0 | $0 |
| Refinancing | 848 | $950,797,000 | $1,121,000 | $30,624,000 | $0 | $101,000 |
| Home Improvement | 17 | $14,348,000 | $844,000 | $1,700,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,036 | $2,059,189,000 | $1,011,000 | $30,624,000 | $0 | $0 |
| Asian | 2 | $1,313,000 | $656,000 | $875,000 | $0 | $0 |
| Black or African American | 1 | $187,000 | $187,000 | $187,000 | $101,000 | $101,000 |
| Hispanic | 1 | $243,000 | $243,000 | $243,000 | $0 | $0 |
| White | 1 | $100,000 | $100,000 | $100,000 | $36,000 | $36,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,040 | $2,060,895,000 | $1,010,000 | $30,624,000 | $0 | $101,000 |
| FHA-insured (Federal Housing Administration) | 1 | $137,000 | $137,000 | $137,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 2,014 | $2,027,382,000 | $1,006,000 | $30,624,000 | $0 | $0 |
| Loan Originated | 10 | $15,933,000 | $1,593,000 | $12,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 7 | $2,669,000 | $381,000 | $875,000 | $14,000 | $101,000 |
| Application Withdrawn By Applicant | 7 | $11,590,000 | $1,655,000 | $5,100,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $3,458,000 | $1,152,000 | $2,945,000 | $12,000 | $36,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3 | $391,000 | $130,000 | $187,000 | $33,000 | $101,000 |
| Credit Application Incomplete | 2 | $1,675,000 | $837,000 | $875,000 | $0 | $0 |
| Credit History | 1 | $243,000 | $243,000 | $243,000 | $0 | $0 |
| Collateral | 1 | $360,000 | $360,000 | $360,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, Na's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.