Hsbc Bank Usa, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Hsbc Bank Usa, Na 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Hsbc Bank Usa, Na
1 Hsbc Center - 24Th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 99,331
Total Mortgage Loan Application Amount $25,306,203,000
Average Mortgage Loan Application Amount $218,205
Highest Mortgage Loan Application Amount $55,193,000
Average Applicant Income $3,262
Highest Applicant Income $1,500,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Hsbc Bank Usa, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Hsbc Bank Usa, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, Na serves its applicants.

Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, Na's mortgage activity for 2004.

Mortgage Loan Application Totals for Hsbc Bank Usa, Na by Metropolitan Area in 2004

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
CHICAGO-NAPERVILLE-JOLIET, IL 6,254 $ 1,659,804,000 $ 265,000 $ 0
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 3,834 $ 976,427,000 $ 254,000 $ 47,000
SEATTLE-BELLEVUE-EVERETT, WA 3,135 $ 929,645,000 $ 296,000 $ 1,000
PHOENIX-MESA-SCOTTSDALE, AZ 2,765 $ 729,662,000 $ 263,000 $ 0
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2,750 $ 643,184,000 $ 233,000 $ 0
WARREN-FARMINGTON HILLS-TROY, MI 2,635 $ 604,213,000 $ 229,000 $ 0
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,617 $ 955,065,000 $ 364,000 $ 43,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 2,440 $ 1,092,333,000 $ 447,000 $ 0
OAKLAND-FREMONT-HAYWARD, CA 2,375 $ 966,858,000 $ 407,000 $ 0
BUFFALO-NIAGARA FALLS, NY 2,115 $ 154,195,000 $ 72,000 $ 35,000
BOSTON-QUINCY, MA 2,080 $ 674,868,000 $ 324,000 $ 0
BETHESDA-FREDERICK-GAITHERSBURG, MD 1,820 $ 591,754,000 $ 325,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 1,787 $ 607,529,000 $ 339,000 $ 0
DENVER-AURORA, CO 1,705 $ 424,439,000 $ 248,000 $ 0
CHARLOTTE-GASTONIA-CONCORD, NC-SC 1,668 $ 393,114,000 $ 235,000 $ 0
NASSAU-SUFFOLK, NY 1,567 $ 397,803,000 $ 253,000 $ 58,000
ROCHESTER, NY 1,546 $ 104,734,000 $ 67,000 $ 40,000
BALTIMORE-TOWSON, MD 1,414 $ 371,319,000 $ 262,000 $ 0
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1,227 $ 603,204,000 $ 491,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 1,128 $ 453,162,000 $ 401,000 $ 34,000
DETROIT-LIVONIA-DEARBORN, MI 1,103 $ 208,878,000 $ 189,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1,054 $ 250,124,000 $ 237,000 $ 5,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1,050 $ 377,451,000 $ 359,000 $ 0
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 927 $ 244,925,000 $ 264,000 $ 0
SANTA ANA-ANAHEIM-IRVINE, CA 890 $ 353,079,000 $ 396,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 846 $ 249,980,000 $ 295,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 818 $ 179,428,000 $ 219,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 763 $ 169,308,000 $ 221,000 $ 46,000
PHILADELPHIA, PA 762 $ 164,248,000 $ 215,000 $ 13,000
ST. LOUIS, MO-IL 760 $ 172,252,000 $ 226,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 752 $ 270,496,000 $ 359,000 $ 40,000
MIAMI-MIAMI BEACH-KENDALL, FL 751 $ 209,766,000 $ 279,000 $ 48,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 739 $ 181,798,000 $ 246,000 $ 21,000
COLUMBUS, OH 709 $ 145,124,000 $ 204,000 $ 0
ESSEX COUNTY, MA 693 $ 209,266,000 $ 301,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 616 $ 65,577,000 $ 106,000 $ 29,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 604 $ 102,106,000 $ 169,000 $ 0
ORLANDO, FL 586 $ 112,150,000 $ 191,000 $ 0
LAS VEGAS-PARADISE, NV 572 $ 186,751,000 $ 326,000 $ 0
WORCESTER, MA 554 $ 139,865,000 $ 252,000 $ 0
DALLAS-PLANO-IRVING, TX 538 $ 117,928,000 $ 219,000 $ 0
EDISON, NJ 498 $ 138,989,000 $ 279,000 $ 26,000
INDIANAPOLIS, IN 480 $ 85,926,000 $ 179,000 $ 2,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 478 $ 86,171,000 $ 180,000 $ 0
RALEIGH-CARY, NC 472 $ 107,053,000 $ 226,000 $ 0
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 452 $ 101,562,000 $ 224,000 $ 0
SYRACUSE, NY 448 $ 18,164,000 $ 40,000 $ 43,000
NEWARK-UNION, NJ-PA 443 $ 138,135,000 $ 311,000 $ 62,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 418 $ 76,076,000 $ 182,000 $ 81,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 415 $ 90,567,000 $ 218,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 392 $ 73,345,000 $ 187,000 $ 0
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 388 $ 90,679,000 $ 233,000 $ 6,000
TUCSON, AZ 373 $ 122,265,000 $ 327,000 $ 6,000
BIRMINGHAM-HOOVER, AL 351 $ 79,553,000 $ 226,000 $ 0
JACKSONVILLE, FL 351 $ 66,984,000 $ 190,000 $ 2,000
RICHMOND, VA 337 $ 60,140,000 $ 178,000 $ 1,000
OXNARD-THOUSAND OAKS-VENTURA, CA 313 $ 120,837,000 $ 386,000 $ 0
SALT LAKE CITY, UT 308 $ 62,298,000 $ 202,000 $ 0
BOULDER, CO 301 $ 89,052,000 $ 295,000 $ 0
CINCINNATI-MIDDLETOWN, OH-KY-IN 297 $ 50,635,000 $ 170,000 $ 0
TACOMA, WA 284 $ 55,103,000 $ 194,000 $ 0
AUSTIN-ROUND ROCK, TX 281 $ 62,655,000 $ 222,000 $ 0
MEMPHIS, TN-MS-AR 277 $ 47,925,000 $ 173,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO, TN 260 $ 43,529,000 $ 167,000 $ 0
NEW HAVEN-MILFORD, CT 260 $ 59,550,000 $ 229,000 $ 17,000
BARNSTABLE TOWN, MA 254 $ 79,829,000 $ 314,000 $ 0
STOCKTON, CA 249 $ 68,305,000 $ 274,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 236 $ 44,206,000 $ 187,000 $ 0
UTICA-ROME, NY 226 $ 5,603,000 $ 24,000 $ 30,000
WILMINGTON, NC 226 $ 53,101,000 $ 234,000 $ 0
VALLEJO-FAIRFIELD, CA 223 $ 63,170,000 $ 283,000 $ 0
ANN ARBOR, MI 217 $ 48,937,000 $ 225,000 $ 0
CLEVELAND-ELYRIA-MENTOR, OH 217 $ 50,018,000 $ 230,000 $ 0
CAPE CORAL-FORT MYERS, FL 201 $ 38,377,000 $ 190,000 $ 0
SARASOTA-BRADENTON-VENICE, FL 198 $ 44,918,000 $ 226,000 $ 0
KANSAS CITY, MO-KS 193 $ 26,256,000 $ 136,000 $ 0
MANCHESTER-NASHUA, NH 192 $ 44,821,000 $ 233,000 $ 0
SANTA ROSA-PETALUMA, CA 184 $ 64,850,000 $ 352,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 177 $ 41,075,000 $ 232,000 $ 6,000
FORT WORTH-ARLINGTON, TX 175 $ 29,465,000 $ 168,000 $ 0
COLORADO SPRINGS, CO 174 $ 35,643,000 $ 204,000 $ 0
CHARLESTON-NORTH CHARLESTON, SC 168 $ 42,776,000 $ 254,000 $ 0
LOUISVILLE, KY-IN 168 $ 29,958,000 $ 178,000 $ 0
PITTSBURGH, PA 163 $ 24,506,000 $ 150,000 $ 0
PALM BAY-MELBOURNE-TITUSVILLE, FL 141 $ 20,945,000 $ 148,000 $ 0
DURHAM, NC 139 $ 28,903,000 $ 207,000 $ 0
FRESNO, CA 139 $ 25,075,000 $ 180,000 $ 0
OKLAHOMA CITY, OK 139 $ 16,784,000 $ 120,000 $ 0
BINGHAMTON, NY 134 $ 4,870,000 $ 36,000 $ 20,000
SPRINGFIELD, MA 132 $ 23,962,000 $ 181,000 $ 0
BAKERSFIELD, CA 131 $ 21,238,000 $ 162,000 $ 0
CHARLOTTESVILLE, VA 131 $ 27,764,000 $ 211,000 $ 0
WILMINGTON, DE-MD-NJ 130 $ 23,986,000 $ 184,000 $ 0
GARY, IN 128 $ 25,529,000 $ 199,000 $ 0
NAPLES-MARCO ISLAND, FL 128 $ 37,996,000 $ 296,000 $ 0
BREMERTON-SILVERDALE, WA 127 $ 31,977,000 $ 251,000 $ 0
CAMDEN, NJ 127 $ 25,795,000 $ 203,000 $ 6,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 122 $ 24,628,000 $ 201,000 $ 0
RENO-SPARKS, NV 120 $ 34,196,000 $ 284,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 117 $ 17,535,000 $ 149,000 $ 0
MODESTO, CA 115 $ 23,948,000 $ 208,000 $ 0
FORT COLLINS-LOVELAND, CO 114 $ 26,321,000 $ 230,000 $ 0
PORT ST. LUCIE-FORT PIERCE, FL 109 $ 24,249,000 $ 222,000 $ 0
SANTA CRUZ-WATSONVILLE, CA 109 $ 44,845,000 $ 411,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 107 $ 16,483,000 $ 154,000 $ 0
ASHEVILLE, NC 107 $ 17,774,000 $ 166,000 $ 0
DAYTON, OH 106 $ 18,353,000 $ 173,000 $ 7,000
SAN ANTONIO, TX 104 $ 16,361,000 $ 157,000 $ 0
GLENS FALLS, NY 103 $ 11,944,000 $ 115,000 $ 30,000
KNOXVILLE, TN 102 $ 14,205,000 $ 139,000 $ 0
FLINT, MI 101 $ 16,322,000 $ 161,000 $ 0
OGDEN-CLEARFIELD, UT 101 $ 15,667,000 $ 155,000 $ 0
COLUMBIA, SC 97 $ 17,050,000 $ 175,000 $ 0
NEW ORLEANS-METAIRIE-KENNER, LA 95 $ 15,185,000 $ 159,000 $ 0
GREENSBORO-HIGH POINT, NC 93 $ 16,435,000 $ 176,000 $ 0
GREENVILLE, SC 93 $ 15,657,000 $ 168,000 $ 0
LAKELAND, FL 92 $ 11,908,000 $ 129,000 $ 21,000
GRAND RAPIDS-WYOMING, MI 91 $ 13,145,000 $ 144,000 $ 0
AKRON, OH 88 $ 14,853,000 $ 168,000 $ 0
SALINAS, CA 85 $ 32,938,000 $ 387,000 $ 0
HARRISBURG-CARLISLE, PA 83 $ 11,294,000 $ 136,000 $ 0
LANSING-EAST LANSING, MI 83 $ 13,922,000 $ 167,000 $ 0
LITTLE ROCK-NORTH LITTLE ROCK, AR 83 $ 12,574,000 $ 151,000 $ 0
GREELEY, CO 79 $ 17,931,000 $ 226,000 $ 0
PROVO-OREM, UT 79 $ 13,765,000 $ 174,000 $ 0
TULSA, OK 75 $ 9,805,000 $ 130,000 $ 0
CHATTANOOGA, TN-GA 74 $ 9,880,000 $ 133,000 $ 0
TOLEDO, OH 74 $ 10,742,000 $ 145,000 $ 0
OMAHA-COUNCIL BLUFFS, NE-IA 72 $ 10,446,000 $ 145,000 $ 0
ALBUQUERQUE, NM 71 $ 84,461,000 $ 1,189,000 $ 0
NORWICH-NEW LONDON, CT 71 $ 13,783,000 $ 194,000 $ 0
SANTA BARBARA-SANTA MARIA-GOLETA, CA 70 $ 30,004,000 $ 428,000 $ 0
PRESCOTT, AZ 69 $ 14,628,000 $ 212,000 $ 0
BATON ROUGE, LA 68 $ 8,391,000 $ 123,000 $ 0
WINSTON-SALEM, NC 67 $ 12,977,000 $ 193,000 $ 0
EVANSVILLE, IN-KY 66 $ 8,772,000 $ 132,000 $ 0
TRENTON-EWING, NJ 66 $ 16,017,000 $ 242,000 $ 32,000
KINGSTON, NY 64 $ 8,054,000 $ 125,000 $ 43,000
SAN LUIS OBISPO-PASO ROBLES, CA 62 $ 19,733,000 $ 318,000 $ 0
LEXINGTON-FAYETTE, KY 59 $ 8,487,000 $ 143,000 $ 0
VISALIA-PORTERVILLE, CA 59 $ 8,478,000 $ 143,000 $ 0
YORK-HANOVER, PA 59 $ 8,905,000 $ 150,000 $ 0
GAINESVILLE, GA 57 $ 11,986,000 $ 210,000 $ 0
LANCASTER, PA 56 $ 9,022,000 $ 161,000 $ 0
MONROE, MI 55 $ 9,775,000 $ 177,000 $ 0
BLOOMINGTON-NORMAL, IL 54 $ 7,163,000 $ 132,000 $ 0
ELMIRA, NY 54 $ 1,637,000 $ 30,000 $ 36,000
FLAGSTAFF, AZ 54 $ 11,863,000 $ 219,000 $ 0
BOISE CITY-NAMPA, ID 52 $ 7,554,000 $ 145,000 $ 0
CANTON-MASSILLON, OH 52 $ 8,078,000 $ 155,000 $ 0
MERCED, CA 52 $ 9,680,000 $ 186,000 $ 0
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 52 $ 12,136,000 $ 233,000 $ 0
OLYMPIA, WA 51 $ 9,205,000 $ 180,000 $ 0
SAVANNAH, GA 51 $ 9,135,000 $ 179,000 $ 0
HAGERSTOWN-MARTINSBURG, MD-WV 50 $ 8,911,000 $ 178,000 $ 0
SCRANTON--WILKES-BARRE, PA 50 $ 6,476,000 $ 129,000 $ 0
MADISON, WI 49 $ 9,944,000 $ 202,000 $ 0
PENSACOLA-FERRY PASS-BRENT, FL 49 $ 6,750,000 $ 137,000 $ 0
KALAMAZOO-PORTAGE, MI 48 $ 8,055,000 $ 167,000 $ 0
ROANOKE, VA 48 $ 8,890,000 $ 185,000 $ 0
NAPA, CA 47 $ 22,465,000 $ 477,000 $ 0
HICKORY-LENOIR-MORGANTON, NC 46 $ 7,994,000 $ 173,000 $ 0
DES MOINES, IA 45 $ 5,799,000 $ 128,000 $ 0
FORT WAYNE, IN 45 $ 6,638,000 $ 147,000 $ 0
OCALA, FL 44 $ 4,942,000 $ 112,000 $ 6,000
WINCHESTER, VA-WV 44 $ 9,259,000 $ 210,000 $ 0
BELLINGHAM, WA 43 $ 8,932,000 $ 207,000 $ 0
BEND, OR 43 $ 9,615,000 $ 223,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 42 $ 7,480,000 $ 178,000 $ 0
GAINESVILLE, FL 42 $ 6,389,000 $ 152,000 $ 0
TALLAHASSEE, FL 42 $ 6,522,000 $ 155,000 $ 0
READING, PA 39 $ 5,397,000 $ 138,000 $ 0
LYNCHBURG, VA 37 $ 6,308,000 $ 170,000 $ 0
SPRINGFIELD, MO 37 $ 5,188,000 $ 140,000 $ 0
WICHITA, KS 37 $ 5,050,000 $ 136,000 $ 0
EL CENTRO, CA 36 $ 5,796,000 $ 161,000 $ 0
EUGENE-SPRINGFIELD, OR 36 $ 6,573,000 $ 182,000 $ 0
JACKSON, MI 36 $ 6,218,000 $ 172,000 $ 0
YUBA CITY, CA 35 $ 6,003,000 $ 171,000 $ 0
BURLINGTON-SOUTH BURLINGTON, VT 34 $ 7,258,000 $ 213,000 $ 0
HANFORD-CORCORAN, CA 34 $ 4,701,000 $ 138,000 $ 0
JACKSON, MS 34 $ 6,160,000 $ 181,000 $ 0
EL PASO, TX 33 $ 3,794,000 $ 114,000 $ 0
MEDFORD, OR 33 $ 6,721,000 $ 203,000 $ 0
DOVER, DE 32 $ 5,011,000 $ 156,000 $ 0
PUNTA GORDA, FL 32 $ 4,912,000 $ 153,000 $ 0
RACINE, WI 32 $ 4,558,000 $ 142,000 $ 0
SPOKANE, WA 32 $ 4,485,000 $ 140,000 $ 11,000
HONOLULU, HI 31 $ 7,222,000 $ 232,000 $ 0
MOUNT VERNON-ANACORTES, WA 31 $ 6,146,000 $ 198,000 $ 0
PANAMA CITY-LYNN HAVEN, FL 31 $ 8,333,000 $ 268,000 $ 0
ATLANTIC CITY, NJ 30 $ 8,341,000 $ 278,000 $ 0
SALEM, OR 30 $ 4,821,000 $ 160,000 $ 0
ATHENS-CLARKE COUNTY, GA 29 $ 4,331,000 $ 149,000 $ 0
MOBILE, AL 29 $ 4,037,000 $ 139,000 $ 0
OCEAN CITY, NJ 29 $ 8,749,000 $ 301,000 $ 0
REDDING, CA 29 $ 5,209,000 $ 179,000 $ 0
ROCKFORD, IL 29 $ 4,170,000 $ 143,000 $ 0
HOLLAND-GRAND HAVEN, MI 28 $ 4,966,000 $ 177,000 $ 0
HUNTSVILLE, AL 28 $ 4,764,000 $ 170,000 $ 0
CHICO, CA 27 $ 5,016,000 $ 185,000 $ 0
SPARTANBURG, SC 27 $ 3,588,000 $ 132,000 $ 0
VERO BEACH, FL 27 $ 5,819,000 $ 215,000 $ 0
BATTLE CREEK, MI 26 $ 2,803,000 $ 107,000 $ 0
CLARKSVILLE, TN-KY 26 $ 2,746,000 $ 105,000 $ 0
COLUMBUS, GA-AL 26 $ 3,924,000 $ 150,000 $ 0
LAFAYETTE, IN 26 $ 3,452,000 $ 132,000 $ 0
LEWISTON-AUBURN, ME 26 $ 3,169,000 $ 121,000 $ 0
MONTGOMERY, AL 26 $ 3,737,000 $ 143,000 $ 0
NILES-BENTON HARBOR, MI 26 $ 5,977,000 $ 229,000 $ 0
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 24 $ 4,784,000 $ 199,000 $ 0
TERRE HAUTE, IN 24 $ 2,096,000 $ 87,000 $ 0
TOPEKA, KS 23 $ 2,914,000 $ 126,000 $ 0
BLOOMINGTON, IN 22 $ 2,701,000 $ 122,000 $ 0
BRUNSWICK, GA 22 $ 5,149,000 $ 234,000 $ 0
ITHACA, NY 22 $ 1,498,000 $ 68,000 $ 42,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 22 $ 2,616,000 $ 118,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 22 $ 2,634,000 $ 119,000 $ 0
ANDERSON, SC 21 $ 3,090,000 $ 147,000 $ 0
YAKIMA, WA 21 $ 3,569,000 $ 169,000 $ 0
ANCHORAGE, AK 20 $ 2,916,000 $ 145,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 20 $ 3,308,000 $ 165,000 $ 0
CHAMPAIGN-URBANA, IL 20 $ 3,065,000 $ 153,000 $ 0
WENATCHEE, WA 20 $ 4,564,000 $ 228,000 $ 0
ANDERSON, IN 19 $ 2,166,000 $ 114,000 $ 0
BANGOR, ME 19 $ 2,550,000 $ 134,000 $ 0
CEDAR RAPIDS, IA 19 $ 2,366,000 $ 124,000 $ 0
JOHNSON CITY, TN 19 $ 2,099,000 $ 110,000 $ 0
MADERA, CA 19 $ 3,934,000 $ 207,000 $ 0
SALISBURY, MD 19 $ 4,038,000 $ 212,000 $ 0
APPLETON, WI 18 $ 2,551,000 $ 141,000 $ 0
CORPUS CHRISTI, TX 18 $ 2,799,000 $ 155,000 $ 0
PASCAGOULA, MS 18 $ 1,891,000 $ 105,000 $ 0
PEORIA, IL 18 $ 2,228,000 $ 123,000 $ 0
CHEYENNE, WY 17 $ 2,183,000 $ 128,000 $ 0
DULUTH, MN-WI 17 $ 1,784,000 $ 104,000 $ 0
GULFPORT-BILOXI, MS 17 $ 2,397,000 $ 141,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 17 $ 1,821,000 $ 107,000 $ 0
PUEBLO, CO 17 $ 2,432,000 $ 143,000 $ 0
ROCHESTER, MN 17 $ 2,986,000 $ 175,000 $ 0
ST. CLOUD, MN 17 $ 2,715,000 $ 159,000 $ 0
TUSCALOOSA, AL 17 $ 2,202,000 $ 129,000 $ 0
CLEVELAND, TN 16 $ 1,576,000 $ 98,000 $ 0
ELKHART-GOSHEN, IN 16 $ 1,873,000 $ 117,000 $ 0
FAYETTEVILLE, NC 16 $ 2,028,000 $ 126,000 $ 0
GREEN BAY, WI 16 $ 2,578,000 $ 161,000 $ 0
PITTSFIELD, MA 16 $ 3,388,000 $ 211,000 $ 0
SHREVEPORT-BOSSIER CITY, LA 16 $ 1,928,000 $ 120,000 $ 0
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 16 $ 1,766,000 $ 110,000 $ 0
ELIZABETHTOWN, KY 15 $ 1,652,000 $ 110,000 $ 0
FORT SMITH, AR-OK 15 $ 1,482,000 $ 98,000 $ 0
JACKSONVILLE, NC 15 $ 2,676,000 $ 178,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 15 $ 1,691,000 $ 112,000 $ 0
LINCOLN, NE 15 $ 1,763,000 $ 117,000 $ 0
LOGAN, UT-ID 15 $ 2,901,000 $ 193,000 $ 0
MACON, GA 15 $ 2,071,000 $ 138,000 $ 0
DALTON, GA 14 $ 2,042,000 $ 145,000 $ 0
JACKSON, TN 14 $ 1,574,000 $ 112,000 $ 0
MUNCIE, IN 14 $ 1,452,000 $ 103,000 $ 0
MUSKEGON-NORTON SHORES, MI 14 $ 1,717,000 $ 122,000 $ 0
SPRINGFIELD, IL 14 $ 2,291,000 $ 163,000 $ 0
GRAND JUNCTION, CO 13 $ 2,231,000 $ 171,000 $ 0
GREENVILLE, NC 13 $ 2,798,000 $ 215,000 $ 0
KENNEWICK-RICHLAND-PASCO, WA 13 $ 2,148,000 $ 165,000 $ 0
KOKOMO, IN 13 $ 1,381,000 $ 106,000 $ 0
ROME, GA 13 $ 1,719,000 $ 132,000 $ 0
SANTA FE, NM 13 $ 4,978,000 $ 382,000 $ 0
SPRINGFIELD, OH 13 $ 1,602,000 $ 123,000 $ 0
ALBANY, GA 12 $ 1,707,000 $ 142,000 $ 0
ALTOONA, PA 12 $ 1,052,000 $ 87,000 $ 0
DECATUR, IL 12 $ 1,800,000 $ 150,000 $ 0
HOT SPRINGS, AR 12 $ 1,470,000 $ 122,000 $ 0
HOUMA-BAYOU CANE-THIBODAUX, LA 12 $ 1,261,000 $ 105,000 $ 0
MCALLEN-EDINBURG-PHARR, TX 12 $ 1,532,000 $ 127,000 $ 0
ST. GEORGE, UT 12 $ 2,169,000 $ 180,000 $ 0
BURLINGTON, NC 11 $ 1,465,000 $ 133,000 $ 0
JANESVILLE, WI 11 $ 1,260,000 $ 114,000 $ 0
JOHNSTOWN, PA 11 $ 996,000 $ 90,000 $ 0
LAKE CHARLES, LA 11 $ 1,286,000 $ 116,000 $ 0
LEBANON, PA 11 $ 1,240,000 $ 112,000 $ 0
MANSFIELD, OH 11 $ 1,332,000 $ 121,000 $ 0
OSHKOSH-NEENAH, WI 11 $ 1,303,000 $ 118,000 $ 0
TYLER, TX 11 $ 1,642,000 $ 149,000 $ 0
VINELAND-MILLVILLE-BRIDGETON, NJ 11 $ 1,431,000 $ 130,000 $ 0
AMARILLO, TX 10 $ 1,056,000 $ 105,000 $ 0
BAY CITY, MI 10 $ 1,470,000 $ 147,000 $ 0
IDAHO FALLS, ID 10 $ 1,370,000 $ 137,000 $ 0
JOPLIN, MO 10 $ 1,321,000 $ 132,000 $ 0
LONGVIEW, WA 10 $ 1,254,000 $ 125,000 $ 0
MISSOULA, MT 10 $ 2,228,000 $ 222,000 $ 0
MORRISTOWN, TN 10 $ 887,000 $ 88,000 $ 0
YUMA, AZ 10 $ 1,087,000 $ 108,000 $ 0
DANVILLE, VA 9 $ 979,000 $ 108,000 $ 0
DOTHAN, AL 9 $ 1,216,000 $ 135,000 $ 0
IOWA CITY, IA 9 $ 1,510,000 $ 167,000 $ 0
LAFAYETTE, LA 9 $ 1,170,000 $ 130,000 $ 0
MICHIGAN CITY-LA PORTE, IN 9 $ 2,028,000 $ 225,000 $ 0
MONROE, LA 9 $ 1,183,000 $ 131,000 $ 0
PINE BLUFF, AR 9 $ 1,174,000 $ 130,000 $ 0
WARNER ROBINS, GA 9 $ 1,246,000 $ 138,000 $ 0
WAUSAU, WI 9 $ 1,692,000 $ 188,000 $ 0
ALEXANDRIA, LA 8 $ 899,000 $ 112,000 $ 0
BEAUMONT-PORT ARTHUR, TX 8 $ 983,000 $ 122,000 $ 0
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 8 $ 991,000 $ 123,000 $ 0
CHARLESTON, WV 8 $ 1,143,000 $ 142,000 $ 0
COLLEGE STATION-BRYAN, TX 8 $ 1,031,000 $ 128,000 $ 0
COLUMBUS, IN 8 $ 1,303,000 $ 162,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 8 $ 1,104,000 $ 138,000 $ 0
FLORENCE, SC 8 $ 918,000 $ 114,000 $ 0
JEFFERSON CITY, MO 8 $ 982,000 $ 122,000 $ 0
LONGVIEW, TX 8 $ 713,000 $ 89,000 $ 0
LUBBOCK, TX 8 $ 1,009,000 $ 126,000 $ 0
OWENSBORO, KY 8 $ 672,000 $ 84,000 $ 0
SANDUSKY, OH 8 $ 1,339,000 $ 167,000 $ 0
AMES, IA 7 $ 900,000 $ 128,000 $ 0
AUBURN-OPELIKA, AL 7 $ 1,047,000 $ 149,000 $ 0
FOND DU LAC, WI 7 $ 787,000 $ 112,000 $ 0
HARRISONBURG, VA 7 $ 711,000 $ 101,000 $ 0
KANKAKEE-BRADLEY, IL 7 $ 1,438,000 $ 205,000 $ 0
LAWRENCE, KS 7 $ 991,000 $ 141,000 $ 0
MORGANTOWN, WV 7 $ 927,000 $ 132,000 $ 0
ABILENE, TX 6 $ 737,000 $ 122,000 $ 0
BROWNSVILLE-HARLINGEN, TX 6 $ 646,000 $ 107,000 $ 0
CARSON CITY, NV 6 $ 1,623,000 $ 270,000 $ 0
CASPER, WY 6 $ 518,000 $ 86,000 $ 0
COEUR D'ALENE, ID 6 $ 733,000 $ 122,000 $ 0
HATTIESBURG, MS 6 $ 646,000 $ 107,000 $ 0
LA CROSSE, WI-MN 6 $ 693,000 $ 115,000 $ 0
RAPID CITY, SD 6 $ 921,000 $ 153,000 $ 0
ST. JOSEPH, MO-KS 6 $ 597,000 $ 99,000 $ 0
STATE COLLEGE, PA 6 $ 897,000 $ 149,000 $ 0
WATERLOO-CEDAR FALLS, IA 6 $ 850,000 $ 141,000 $ 0
WILLIAMSPORT, PA 6 $ 642,000 $ 107,000 $ 0
CORVALLIS, OR 5 $ 987,000 $ 197,000 $ 0
FLORENCE-MUSCLE SHOALS, AL 5 $ 477,000 $ 95,000 $ 0
HINESVILLE-FORT STEWART, GA 5 $ 719,000 $ 143,000 $ 0
JONESBORO, AR 5 $ 846,000 $ 169,000 $ 0
ROCKY MOUNT, NC 5 $ 847,000 $ 169,000 $ 0
SIOUX FALLS, SD 5 $ 626,000 $ 125,000 $ 0
BOWLING GREEN, KY 4 $ 527,000 $ 131,000 $ 0
COLUMBIA, MO 4 $ 1,101,000 $ 275,000 $ 0
CUMBERLAND, MD-WV 4 $ 406,000 $ 101,000 $ 0
EAU CLAIRE, WI 4 $ 653,000 $ 163,000 $ 0
FARGO, ND-MN 4 $ 390,000 $ 97,000 $ 0
LAWTON, OK 4 $ 317,000 $ 79,000 $ 0
LIMA, OH 4 $ 438,000 $ 109,000 $ 0
SHEBOYGAN, WI 4 $ 488,000 $ 122,000 $ 0
SUMTER, SC 4 $ 483,000 $ 120,000 $ 0
VICTORIA, TX 4 $ 416,000 $ 104,000 $ 0
WICHITA FALLS, TX 4 $ 408,000 $ 102,000 $ 0
DANVILLE, IL 3 $ 247,000 $ 82,000 $ 0
DECATUR, AL 3 $ 722,000 $ 240,000 $ 0
FARMINGTON, NM 3 $ 391,000 $ 130,000 $ 0
LAS CRUCES, NM 3 $ 488,000 $ 162,000 $ 0
POCATELLO, ID 3 $ 258,000 $ 86,000 $ 0
SHERMAN-DENISON, TX 3 $ 409,000 $ 136,000 $ 0
SIOUX CITY, IA-NE-SD 3 $ 434,000 $ 144,000 $ 0
TEXARKANA, TX-TEXARKANA, AR 3 $ 282,000 $ 94,000 $ 0
VALDOSTA, GA 3 $ 420,000 $ 140,000 $ 0
BILLINGS, MT 2 $ 554,000 $ 277,000 $ 0
ERIE, PA 2 $ 190,000 $ 95,000 $ 0
GADSDEN, AL 2 $ 384,000 $ 192,000 $ 0
GOLDSBORO, NC 2 $ 281,000 $ 140,000 $ 0
GRAND FORKS, ND-MN 2 $ 229,000 $ 114,000 $ 0
GREAT FALLS, MT 2 $ 192,000 $ 96,000 $ 0
LEWISTON, ID-WA 2 $ 347,000 $ 173,000 $ 0
MIDLAND, TX 2 $ 804,000 $ 402,000 $ 0
WACO, TX 2 $ 246,000 $ 123,000 $ 0
ANNISTON-OXFORD, AL 1 $ 98,000 $ 98,000 $ 0
BISMARCK, ND 1 $ 190,000 $ 190,000 $ 0
DUBUQUE, IA 1 $ 25,000 $ 25,000 $ 0
LAREDO, TX 1 $ 117,000 $ 117,000 $ 0
ODESSA, TX 1 $ 60,000 $ 60,000 $ 0
PARKERSBURG-MARIETTA, WV-OH 1 $ 138,000 $ 138,000 $ 0
SAN ANGELO, TX 1 $ 121,000 $ 121,000 $ 0
WHEELING, WV-OH 1 $ 163,000 $ 163,000 $ 0

Mortgage Loan Application Detail Totals for Hsbc Bank Usa, Na in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 54,483 $14,098,136,000 $218,058 $55,193,000 $176 $100,000
Home Purchase 39,964 $10,824,641,000 $222,901 $8,250,000 $392 $130,000
Home Improvement 4,884 $383,426,000 $212,256 $3,500,000 $11,051 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 95,870 $25,266,201,000 $219,960 $55,193,000 $0 $0
White 1,950 $22,483,000 $12,636 $300,000 $62,545 $1,050,000
Not Provided 953 $10,075,000 $21,000 $100,000 $92,888 $1,024,000
Black or African American 275 $3,212,000 $13,400 $85,000 $60,600 $249,000
Hispanic 200 $3,052,000 $14,000 $400,000 $61,600 $185,000
Asian 65 $934,000 $18,000 $50,000 $60,750 $1,500,000
American Indian or Alaskan Native 13 $196,000 $12,500 $25,000 $41,000 $200,000
Native Hawaiian or Other Pacific Islander 5 $50,000 $10,000 $25,000 $42,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 99,330 $25,306,159,000 $214,769 $55,193,000 $3,615 $1,500,000
FHA-insured (Federal Housing Administration) 1 $44,000 $44,000 $44,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 95,772 $24,836,372,000 $204,313 $8,250,000 $0 $0
Loan Originated 2,075 $431,906,000 $3,660,000 $55,193,000 $45,461 $1,500,000
Application Denied By Financial Institution 1,180 $15,054,000 $15,000 $400,000 $66,300 $1,024,000
Application Approved But Not Accepted 222 $4,518,000 $14,714 $1,050,000 $69,428 $1,000,000
Application Withdrawn By Applicant 73 $18,184,000 $815,500 $7,250,000 $42,750 $240,000
File Closed For Incompleteness 9 $169,000 $18,000 $40,000 $47,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 980 $11,371,000 $15,500 $400,000 $64,500 $1,024,000
Debt-To-Income Ratio 123 $1,961,000 $15,500 $61,000 $65,000 $165,000
Other 48 $1,271,000 $23,000 $125,000 $67,000 $325,000
Collateral 11 $190,000 $17,000 $30,000 $62,000 $125,000
Employment History 9 $104,000 $12,500 $25,000 $26,000 $52,000
Credit Application Incomplete 7 $127,000 $18,000 $25,000 $35,000 $70,000
Unverifiable Information 2 $30,000 $15,000 $15,000 $52,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, Na's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Hsbc Bank Usa, Na's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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