HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2004

In 2004, HSBC Bank USA, NA of Buffalo, NY reported 99,331 mortgage applications totaling $25.3 billion. The average application was for $254,766, and applicants reported an average income of $3,528. 2% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Chicago-Naperville-Joliet, IL (6,254), New York-Wayne-White Plains, NY-NJ (3,834) and Seattle-Bellevue-Everett, WA (3,135) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA
1 HSBC Center - 24th Floor
Buffalo, NY 14203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 99,331
Total Mortgage Loan Application Amount $25,306,203,000
Average Mortgage Loan Application Amount $254,766
Highest Mortgage Loan Application Amount $55,193,000
Average Applicant Income $3,528
Highest Applicant Income $1,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 4,112 $ 1,136,041,000 $ 276,274 $ 0
Maricopa, Arizona 2,690 $ 718,519,000 $ 267,107 $ 0
Fairfax, Virginia 2,666 $ 892,116,000 $ 334,627 $ 0
Los Angeles, California 2,617 $ 955,065,000 $ 364,946 $ 43,000
King, Washington 2,581 $ 806,199,000 $ 312,359 $ 0
Santa Clara, California 2,415 $ 1,083,621,000 $ 448,704 $ 0
Middlesex, Massachusetts 1,787 $ 607,529,000 $ 339,971 $ 0
Oakland, Michigan 1,786 $ 448,803,000 $ 251,289 $ 0
Erie, New York 1,778 $ 137,836,000 $ 77,523 $ 35,000
Montgomery, Maryland 1,566 $ 531,341,000 $ 339,298 $ 0
Alameda, California 1,432 $ 590,236,000 $ 412,175 $ 0
Loudoun, Virginia 1,391 $ 460,777,000 $ 331,255 $ 0
Mecklenburg, North Carolina 1,335 $ 325,874,000 $ 244,100 $ 0
Fairfield, Connecticut 1,128 $ 453,162,000 $ 401,739 $ 34,000
DuPage, Illinois 1,125 $ 298,079,000 $ 264,959 $ 0
Wayne, Michigan 1,103 $ 208,878,000 $ 189,372 $ 0
Monroe, New York 1,067 $ 79,009,000 $ 74,047 $ 42,000
San Diego, California 1,050 $ 377,451,000 $ 359,477 $ 0
Queens, New York 1,010 $ 240,094,000 $ 237,716 $ 43,000
Contra Costa, California 943 $ 376,622,000 $ 399,387 $ 0
Norfolk, Massachusetts 902 $ 305,776,000 $ 338,997 $ 0
Orange, California 890 $ 353,079,000 $ 396,717 $ 0
Suffolk, New York 860 $ 196,981,000 $ 229,047 $ 55,000
Lake, Illinois 846 $ 249,980,000 $ 295,484 $ 0
Fulton, Georgia 777 $ 212,970,000 $ 274,092 $ 0
Broward, Florida 763 $ 169,308,000 $ 221,897 $ 46,000
District of Columbia, District Of Columbia 752 $ 270,496,000 $ 359,702 $ 40,000
Miami-Dade, Florida 751 $ 209,766,000 $ 279,315 $ 48,000
Westchester, New York 745 $ 182,277,000 $ 244,667 $ 58,000
Palm Beach, Florida 739 $ 181,798,000 $ 246,005 $ 21,000
Suffolk, Massachusetts 731 $ 236,839,000 $ 323,993 $ 0
Kings, New York 708 $ 163,564,000 $ 231,022 $ 32,000
Nassau, New York 707 $ 200,822,000 $ 284,048 $ 63,000
Prince William, Virginia 696 $ 195,066,000 $ 280,267 $ 0
Essex, Massachusetts 693 $ 209,266,000 $ 301,971 $ 0
Sacramento, California 606 $ 146,169,000 $ 241,202 $ 0
Riverside, California 591 $ 147,621,000 $ 249,781 $ 0
Macomb, Michigan 575 $ 99,345,000 $ 172,773 $ 0
Clark, Nevada 572 $ 186,751,000 $ 326,487 $ 0
San Mateo, California 557 $ 274,527,000 $ 492,867 $ 0
Worcester, Massachusetts 554 $ 139,865,000 $ 252,463 $ 0
Snohomish, Washington 554 $ 123,446,000 $ 222,826 $ 2,000
Cobb, Georgia 496 $ 110,035,000 $ 221,844 $ 0
San Francisco, California 486 $ 235,996,000 $ 485,588 $ 0
St. Louis, Missouri 485 $ 122,390,000 $ 252,350 $ 0
Anne Arundel, Maryland 472 $ 130,738,000 $ 276,987 $ 0
New York, New York 470 $ 206,126,000 $ 438,565 $ 73,000
Prince George's, Maryland 467 $ 104,794,000 $ 224,398 $ 0
Denver, Colorado 465 $ 119,500,000 $ 256,989 $ 0
San Bernardino, California 463 $ 102,503,000 $ 221,388 $ 8,000
Will, Illinois 460 $ 103,219,000 $ 224,389 $ 0
Franklin, Ohio 453 $ 86,066,000 $ 189,991 $ 0
Plymouth, Massachusetts 447 $ 132,253,000 $ 295,868 $ 0
Wake, North Carolina 445 $ 102,584,000 $ 230,525 $ 0
DeKalb, Georgia 390 $ 88,550,000 $ 227,051 $ 0
Gwinnett, Georgia 377 $ 74,614,000 $ 197,915 $ 0
Pima, Arizona 373 $ 122,265,000 $ 327,788 $ 6,000
Arlington, Virginia 362 $ 121,454,000 $ 335,508 $ 0
Hennepin, Minnesota 356 $ 82,159,000 $ 230,783 $ 0
Bronx, New York 352 $ 64,785,000 $ 184,048 $ 44,000
Bergen, New Jersey 345 $ 110,746,000 $ 321,002 $ 60,000
Arapahoe, Colorado 342 $ 83,204,000 $ 243,286 $ 0
Douglas, Colorado 340 $ 95,337,000 $ 280,402 $ 0
Niagara, New York 337 $ 16,359,000 $ 48,543 $ 36,000
Onondaga, New York 336 $ 14,627,000 $ 43,532 $ 36,000
Jefferson, Colorado 327 $ 77,727,000 $ 237,697 $ 0
Orange, Florida 326 $ 66,578,000 $ 204,226 $ 0
Howard, Maryland 326 $ 101,556,000 $ 311,521 $ 0
Harris, Texas 325 $ 56,199,000 $ 172,920 $ 0
Ventura, California 313 $ 120,837,000 $ 386,060 $ 0
Hartford, Connecticut 309 $ 68,155,000 $ 220,566 $ 0
Boulder, Colorado 301 $ 89,052,000 $ 295,853 $ 0
Alexandria, Virginia 295 $ 98,497,000 $ 333,888 $ 0
Rockland, New York 287 $ 63,602,000 $ 221,609 $ 47,000
Baltimore, Maryland 284 $ 63,840,000 $ 224,788 $ 0
Pierce, Washington 284 $ 55,103,000 $ 194,024 $ 0
Salt Lake, Utah 272 $ 52,073,000 $ 191,444 $ 0
Kane, Illinois 268 $ 62,464,000 $ 233,074 $ 0
Hillsborough, Florida 261 $ 45,354,000 $ 173,770 $ 0
New Haven, Connecticut 260 $ 59,550,000 $ 229,038 $ 17,000
Shelby, Tennessee 259 $ 45,411,000 $ 175,332 $ 0
Frederick, Maryland 254 $ 60,413,000 $ 237,846 $ 0
Barnstable, Massachusetts 254 $ 79,829,000 $ 314,287 $ 0
San Joaquin, California 249 $ 68,305,000 $ 274,317 $ 0
Orange, New York 233 $ 40,055,000 $ 171,909 $ 41,000
Bristol, Massachusetts 230 $ 55,480,000 $ 241,217 $ 0
McHenry, Illinois 229 $ 47,873,000 $ 209,052 $ 0
Dallas, Texas 228 $ 50,917,000 $ 223,320 $ 0
Pinellas, Florida 227 $ 40,954,000 $ 180,414 $ 0
Solano, California 223 $ 63,170,000 $ 283,273 $ 0
Jefferson, Alabama 221 $ 48,930,000 $ 221,402 $ 0
Albany, New York 219 $ 24,073,000 $ 109,922 $ 29,000
Washtenaw, Michigan 217 $ 48,937,000 $ 225,516 $ 0
Duval, Florida 216 $ 35,273,000 $ 163,300 $ 8,000
Providence, Rhode Island 212 $ 44,057,000 $ 207,816 $ 0
Richmond, New York 208 $ 44,432,000 $ 213,615 $ 41,000
Montgomery, Pennsylvania 208 $ 48,480,000 $ 233,076 $ 0
Lee, Florida 201 $ 38,377,000 $ 190,930 $ 0
Philadelphia, Pennsylvania 196 $ 30,548,000 $ 155,857 $ 26,000
Travis, Texas 193 $ 49,159,000 $ 254,709 $ 0
Hillsborough, New Hampshire 192 $ 44,821,000 $ 233,442 $ 0
Marion, Indiana 190 $ 27,577,000 $ 145,142 $ 15,000
Oneida, New York 189 $ 4,239,000 $ 22,428 $ 27,000
Multnomah, Oregon 186 $ 40,762,000 $ 219,150 $ 0
Dutchess, New York 185 $ 36,021,000 $ 194,708 $ 136,000
Marin, California 184 $ 92,681,000 $ 503,701 $ 0
Sonoma, California 184 $ 64,850,000 $ 352,445 $ 0
Union, North Carolina 183 $ 43,142,000 $ 235,748 $ 0
Wayne, New York 180 $ 9,509,000 $ 52,827 $ 35,000
Collin, Texas 176 $ 38,698,000 $ 219,875 $ 0
Beaufort, South Carolina 175 $ 49,922,000 $ 285,268 $ 0
Livingston, Michigan 173 $ 37,693,000 $ 217,878 $ 0
Saratoga, New York 172 $ 19,950,000 $ 115,988 $ 29,000
Adams, Colorado 171 $ 35,434,000 $ 207,216 $ 0
Placer, California 168 $ 53,813,000 $ 320,315 $ 0
El Paso, Colorado 168 $ 34,424,000 $ 204,904 $ 0
Forsyth, Georgia 165 $ 47,600,000 $ 288,484 $ 0
Chautauqua, New York 165 $ 4,631,000 $ 28,066 $ 36,000
Cherokee, Georgia 163 $ 33,439,000 $ 205,147 $ 0
Tarrant, Texas 161 $ 27,880,000 $ 173,167 $ 0
Virginia Beach, Virginia 161 $ 32,585,000 $ 202,391 $ 0
Middlesex, New Jersey 158 $ 36,649,000 $ 231,955 $ 24,000
Monmouth, New Jersey 155 $ 50,027,000 $ 322,754 $ 12,000
Hamilton, Indiana 152 $ 36,991,000 $ 243,361 $ 0
Rockingham, New Hampshire 149 $ 35,936,000 $ 241,181 $ 0
New Hanover, North Carolina 149 $ 32,968,000 $ 221,261 $ 0
Brevard, Florida 141 $ 20,945,000 $ 148,546 $ 0
Morris, New Jersey 140 $ 47,729,000 $ 340,921 $ 31,000
Delaware, Ohio 140 $ 39,819,000 $ 284,421 $ 0
Fresno, California 139 $ 25,075,000 $ 180,395 $ 0
Washington, Oregon 137 $ 30,578,000 $ 223,197 $ 0
Essex, New Jersey 136 $ 46,425,000 $ 341,360 $ 78,000
Hamilton, Ohio 136 $ 22,480,000 $ 165,294 $ 0
Chester, Pennsylvania 134 $ 35,368,000 $ 263,940 $ 0
Cuyahoga, Ohio 132 $ 35,763,000 $ 270,931 $ 0
Kern, California 131 $ 21,238,000 $ 162,122 $ 0
St. Charles, Missouri 131 $ 26,455,000 $ 201,946 $ 0
Jefferson, New York 131 $ 4,572,000 $ 34,900 $ 44,000
Clark, Washington 131 $ 26,011,000 $ 198,557 $ 0
New Castle, Delaware 130 $ 23,986,000 $ 184,507 $ 0
Hudson, New Jersey 129 $ 35,424,000 $ 274,604 $ 30,000
Collier, Florida 128 $ 37,996,000 $ 296,843 $ 0
Jefferson, Kentucky 128 $ 23,815,000 $ 186,054 $ 0
Kitsap, Washington 127 $ 31,977,000 $ 251,787 $ 0
Seminole, Florida 125 $ 24,293,000 $ 194,344 $ 0
Charleston, South Carolina 125 $ 34,131,000 $ 273,048 $ 0
Sussex, Delaware 124 $ 33,201,000 $ 267,750 $ 0
Bucks, Pennsylvania 124 $ 30,640,000 $ 247,096 $ 0
Stafford, Virginia 124 $ 33,197,000 $ 267,717 $ 0
Shelby, Alabama 121 $ 29,286,000 $ 242,033 $ 0
Sarasota, Florida 120 $ 27,067,000 $ 225,558 $ 0
Washoe, Nevada 120 $ 34,196,000 $ 284,966 $ 0
Volusia, Florida 117 $ 17,535,000 $ 149,871 $ 0
Baltimore City, Maryland 117 $ 23,466,000 $ 200,564 $ 0
Stanislaus, California 115 $ 23,948,000 $ 208,243 $ 0
Ontario, New York 115 $ 9,624,000 $ 83,686 $ 62,000
Milwaukee, Wisconsin 115 $ 18,340,000 $ 159,478 $ 0
Larimer, Colorado 114 $ 26,321,000 $ 230,885 $ 0
Broome, New York 114 $ 4,121,000 $ 36,149 $ 23,000
Charles, Maryland 113 $ 27,862,000 $ 246,566 $ 0
Henrico, Virginia 113 $ 22,102,000 $ 195,592 $ 0
Clackamas, Oregon 110 $ 26,750,000 $ 243,181 $ 0
Denton, Texas 110 $ 24,766,000 $ 225,145 $ 0
Santa Cruz, California 109 $ 44,845,000 $ 411,422 $ 0
Dakota, Minnesota 108 $ 22,593,000 $ 209,194 $ 0
Rensselaer, New York 108 $ 7,754,000 $ 71,796 $ 29,000
Litchfield, Connecticut 107 $ 30,283,000 $ 283,018 $ 0
Chesterfield, Virginia 105 $ 18,012,000 $ 171,542 $ 0
Jackson, Missouri 104 $ 13,377,000 $ 128,625 $ 0
Schenectady, New York 103 $ 12,524,000 $ 121,592 $ 25,000
Genesee, Michigan 101 $ 16,322,000 $ 161,603 $ 0
Livingston, New York 100 $ 4,620,000 $ 46,200 $ 30,000
Delaware, Pennsylvania 100 $ 19,212,000 $ 192,120 $ 22,000
Somerset, New Jersey 98 $ 30,907,000 $ 315,377 $ 0
Pasco, Florida 96 $ 13,796,000 $ 143,708 $ 0
Union, New Jersey 96 $ 27,740,000 $ 288,958 $ 79,000
Fayette, Georgia 95 $ 25,011,000 $ 263,273 $ 0
Hampden, Massachusetts 93 $ 16,791,000 $ 180,548 $ 0
York, South Carolina 93 $ 19,891,000 $ 213,881 $ 0
Polk, Florida 92 $ 11,908,000 $ 129,434 $ 21,000
Johnson, Kansas 92 $ 17,316,000 $ 188,217 $ 0
Genesee, New York 92 $ 2,760,000 $ 30,000 $ 36,000
El Dorado, California 91 $ 27,719,000 $ 304,604 $ 0
Cabarrus, North Carolina 91 $ 15,078,000 $ 165,692 $ 0
Spotsylvania, Virginia 91 $ 19,947,000 $ 219,197 $ 0
Davidson, Tennessee 90 $ 13,521,000 $ 150,233 $ 0
Summit, Colorado 89 $ 20,969,000 $ 235,606 $ 0
Carroll, Maryland 89 $ 23,002,000 $ 258,449 $ 0
Ocean, New Jersey 87 $ 21,406,000 $ 246,045 $ 53,000
Ramsey, Minnesota 86 $ 16,462,000 $ 191,418 $ 0
Monterey, California 85 $ 32,938,000 $ 387,505 $ 0
Harford, Maryland 85 $ 17,004,000 $ 200,047 $ 0
St. Johns, Florida 84 $ 21,157,000 $ 251,869 $ 0
Orleans, New York 84 $ 1,972,000 $ 23,476 $ 36,000
Anoka, Minnesota 82 $ 15,686,000 $ 191,292 $ 0
Bexar, Texas 82 $ 12,922,000 $ 157,585 $ 0
Fauquier, Virginia 82 $ 23,733,000 $ 289,426 $ 0
Guilford, North Carolina 80 $ 13,912,000 $ 173,900 $ 0
Allegheny, Pennsylvania 80 $ 12,093,000 $ 151,162 $ 0
Waukesha, Wisconsin 80 $ 18,312,000 $ 228,900 $ 0
Weld, Colorado 79 $ 17,931,000 $ 226,974 $ 0
Oswego, New York 79 $ 1,812,000 $ 22,936 $ 47,000
Utah, Utah 79 $ 13,765,000 $ 174,240 $ 0
Manatee, Florida 78 $ 17,851,000 $ 228,858 $ 0
Lake, Indiana 78 $ 13,255,000 $ 169,935 $ 0
Greenville, South Carolina 78 $ 13,232,000 $ 169,641 $ 0
Passaic, New Jersey 77 $ 19,805,000 $ 257,207 $ 0
Buncombe, North Carolina 77 $ 12,827,000 $ 166,584 $ 0
Oklahoma, Oklahoma 77 $ 9,396,000 $ 122,025 $ 0
Pinal, Arizona 75 $ 11,143,000 $ 148,573 $ 0
Calvert, Maryland 75 $ 21,534,000 $ 287,120 $ 0
Osceola, Florida 74 $ 11,874,000 $ 160,459 $ 0
Williamson, Texas 74 $ 10,928,000 $ 147,675 $ 0
Iredell, North Carolina 73 $ 18,639,000 $ 255,328 $ 0
St. Louis City, Missouri 72 $ 11,353,000 $ 157,680 $ 0
New London, Connecticut 71 $ 13,783,000 $ 194,126 $ 0
Butler, Ohio 71 $ 11,437,000 $ 161,084 $ 0
Summit, Ohio 71 $ 12,177,000 $ 171,507 $ 0
Santa Barbara, California 70 $ 30,004,000 $ 428,628 $ 0
Yavapai, Arizona 69 $ 14,628,000 $ 212,000 $ 0
Knox, Tennessee 69 $ 9,949,000 $ 144,188 $ 0
Montgomery, Texas 69 $ 16,078,000 $ 233,014 $ 0
Durham, North Carolina 68 $ 10,463,000 $ 153,867 $ 0
Kent, Michigan 67 $ 10,276,000 $ 153,373 $ 0
Mercer, New Jersey 66 $ 16,017,000 $ 242,681 $ 32,000
Hamilton, Tennessee 66 $ 9,125,000 $ 138,257 $ 0
Worcester, Maryland 65 $ 17,700,000 $ 272,307 $ 0
Middlesex, Connecticut 64 $ 13,623,000 $ 212,859 $ 0
Ulster, New York 64 $ 8,054,000 $ 125,843 $ 43,000
St. Lucie, Florida 63 $ 10,684,000 $ 169,587 $ 0
Burlington, New Jersey 63 $ 14,538,000 $ 230,761 $ 0
Richland, South Carolina 63 $ 10,837,000 $ 172,015 $ 0
Albemarle, Virginia 63 $ 15,651,000 $ 248,428 $ 0
San Luis Obispo, California 62 $ 19,733,000 $ 318,274 $ 0
Yolo, California 62 $ 17,224,000 $ 277,806 $ 0
Williamson, Tennessee 62 $ 14,207,000 $ 229,145 $ 0
Davis, Utah 62 $ 10,572,000 $ 170,516 $ 0
Lake, Florida 61 $ 9,405,000 $ 154,180 $ 0
Franklin, New York 61 $ 1,494,000 $ 24,491 $ 44,000
Brunswick, North Carolina 61 $ 16,157,000 $ 264,868 $ 0
Orange, North Carolina 60 $ 15,763,000 $ 262,716 $ 0
Chesapeake, Virginia 60 $ 10,853,000 $ 180,883 $ 0
Pulaski, Arkansas 59 $ 9,336,000 $ 158,237 $ 0
Tulare, California 59 $ 8,478,000 $ 143,694 $ 0
Gaston, North Carolina 59 $ 9,020,000 $ 152,881 $ 0
York, Pennsylvania 59 $ 8,905,000 $ 150,932 $ 0
Washington, Rhode Island 59 $ 18,248,000 $ 309,288 $ 24,000
Northampton, Pennsylvania 58 $ 9,295,000 $ 160,258 $ 0
Hall, Georgia 57 $ 11,986,000 $ 210,280 $ 0
Forsyth, North Carolina 57 $ 11,123,000 $ 195,140 $ 0
Tulsa, Oklahoma 57 $ 7,611,000 $ 133,526 $ 0
York, Maine 56 $ 11,756,000 $ 209,928 $ 0
Lancaster, Pennsylvania 56 $ 9,022,000 $ 161,107 $ 0
Manassas, Virginia 56 $ 12,368,000 $ 220,857 $ 0
Monroe, Michigan 55 $ 9,775,000 $ 177,727 $ 0
Washington, Minnesota 55 $ 13,003,000 $ 236,418 $ 0
Coconino, Arizona 54 $ 11,863,000 $ 219,685 $ 0
McLean, Illinois 54 $ 7,163,000 $ 132,648 $ 0
Ingham, Michigan 54 $ 9,540,000 $ 176,666 $ 0
Chemung, New York 54 $ 1,637,000 $ 30,314 $ 36,000
Putnam, New York 54 $ 11,547,000 $ 213,833 $ 40,000
Warren, New York 54 $ 8,913,000 $ 165,055 $ 30,000
Fairfax City, Virginia 54 $ 14,824,000 $ 274,518 $ 0
Cumberland, Maine 53 $ 10,519,000 $ 198,471 $ 0
Cattaraugus, New York 53 $ 3,500,000 $ 66,037 $ 33,000
Cayuga, New York 53 $ 1,455,000 $ 27,452 $ 43,000
Sullivan, New York 53 $ 4,232,000 $ 79,849 $ 44,000
Merced, California 52 $ 9,680,000 $ 186,153 $ 0
Douglas, Nebraska 52 $ 7,432,000 $ 142,923 $ 0
Bernalillo, New Mexico 52 $ 63,632,000 $ 1,223,692 $ 0
Wyoming, New York 52 $ 2,114,000 $ 40,653 $ 28,000
Montgomery, Ohio 52 $ 9,298,000 $ 178,807 $ 18,000
Warren, Ohio 52 $ 10,157,000 $ 195,326 $ 0
Horry, South Carolina 52 $ 12,136,000 $ 233,384 $ 0
Lapeer, Michigan 51 $ 10,496,000 $ 205,803 $ 0
Kent, Rhode Island 51 $ 10,857,000 $ 212,882 $ 0
Thurston, Washington 51 $ 9,205,000 $ 180,490 $ 0
Porter, Indiana 50 $ 12,274,000 $ 245,480 $ 0
St. Mary's, Maryland 50 $ 11,905,000 $ 238,100 $ 0
Washington, Maryland 50 $ 8,911,000 $ 178,220 $ 0
St. Clair, Michigan 50 $ 7,876,000 $ 157,520 $ 0
Lucas, Ohio 50 $ 6,542,000 $ 130,840 $ 0
Stark, Ohio 50 $ 7,876,000 $ 157,520 $ 0
Paulding, Georgia 49 $ 8,400,000 $ 171,428 $ 0
Washington, New York 49 $ 3,031,000 $ 61,857 $ 30,000
Napa, California 47 $ 22,465,000 $ 477,978 $ 0
Clinton, New York 47 $ 2,161,000 $ 45,978 $ 25,000
Martin, Florida 46 $ 13,565,000 $ 294,891 $ 0
Johnson, Indiana 46 $ 7,384,000 $ 160,521 $ 0
Windham, Connecticut 45 $ 7,593,000 $ 168,733 $ 0
Flagler, Florida 45 $ 8,410,000 $ 186,888 $ 0
Nevada, California 44 $ 13,358,000 $ 303,590 $ 0
Marion, Florida 44 $ 4,942,000 $ 112,318 $ 6,000
Monroe, Pennsylvania 44 $ 6,882,000 $ 156,409 $ 17,000
Newport, Rhode Island 44 $ 11,269,000 $ 256,113 $ 0
Dane, Wisconsin 44 $ 9,205,000 $ 209,204 $ 0
Deschutes, Oregon 43 $ 9,615,000 $ 223,604 $ 0
Whatcom, Washington 43 $ 8,932,000 $ 207,720 $ 0
Tolland, Connecticut 42 $ 8,789,000 $ 209,261 $ 0
Dauphin, Pennsylvania 42 $ 5,737,000 $ 136,595 $ 0
Alachua, Florida 41 $ 5,889,000 $ 143,634 $ 0
Kendall, Illinois 41 $ 8,757,000 $ 213,585 $ 0
Queen Anne's, Maryland 41 $ 11,713,000 $ 285,682 $ 0
Kalamazoo, Michigan 41 $ 6,807,000 $ 166,024 $ 0
Allen, Indiana 40 $ 6,030,000 $ 150,750 $ 0
East Baton Rouge, Louisiana 40 $ 4,572,000 $ 114,300 $ 0
Scott, Minnesota 40 $ 10,077,000 $ 251,925 $ 0
Jefferson, Missouri 40 $ 6,117,000 $ 152,925 $ 0
Camden, New Jersey 40 $ 7,322,000 $ 183,050 $ 0
Fairfield, Ohio 40 $ 6,896,000 $ 172,400 $ 0
Vanderburgh, Indiana 39 $ 4,364,000 $ 111,897 $ 0
Greene, Ohio 39 $ 7,202,000 $ 184,666 $ 0
Berks, Pennsylvania 39 $ 5,397,000 $ 138,384 $ 0
Lehigh, Pennsylvania 39 $ 6,124,000 $ 157,025 $ 0
Kenosha, Wisconsin 39 $ 6,015,000 $ 154,230 $ 0
Chatham, Georgia 38 $ 6,993,000 $ 184,026 $ 0
Fayette, Kentucky 38 $ 5,603,000 $ 147,447 $ 0
Sumner, Tennessee 38 $ 6,792,000 $ 178,736 $ 0
Fort Bend, Texas 38 $ 6,879,000 $ 181,026 $ 0
Weber, Utah 38 $ 4,947,000 $ 130,184 $ 0
Merrimack, New Hampshire 37 $ 6,211,000 $ 167,864 $ 3,000
Herkimer, New York 37 $ 1,364,000 $ 36,864 $ 34,000
Frederick, Virginia 37 $ 8,356,000 $ 225,837 $ 0
Imperial, California 36 $ 5,796,000 $ 161,000 $ 0
Clay, Florida 36 $ 6,903,000 $ 191,750 $ 0
Henry, Georgia 36 $ 6,429,000 $ 178,583 $ 0
Jackson, Michigan 36 $ 6,218,000 $ 172,722 $ 0
Hunterdon, New Jersey 36 $ 8,634,000 $ 239,833 $ 79,000
Licking, Ohio 36 $ 5,356,000 $ 148,777 $ 0
Lane, Oregon 36 $ 6,573,000 $ 182,583 $ 0
Sussex, New Jersey 35 $ 7,607,000 $ 217,342 $ 7,000
Washington, Wisconsin 35 $ 6,249,000 $ 178,542 $ 0
Mohave, Arizona 34 $ 5,112,000 $ 150,352 $ 0
Kings, California 34 $ 4,701,000 $ 138,264 $ 0
Jefferson, Louisiana 34 $ 5,580,000 $ 164,117 $ 0
Clermont, Ohio 34 $ 5,957,000 $ 175,205 $ 0
Cleveland, Oklahoma 34 $ 4,471,000 $ 131,500 $ 0
Broomfield, Colorado 33 $ 7,714,000 $ 233,757 $ 0
Hendricks, Indiana 33 $ 4,998,000 $ 151,454 $ 0
Polk, Iowa 33 $ 4,231,000 $ 128,212 $ 0
Carver, Minnesota 33 $ 8,448,000 $ 256,000 $ 0
DeSoto, Mississippi 33 $ 5,243,000 $ 158,878 $ 0
Delaware, New York 33 $ 1,697,000 $ 51,424 $ 21,000
Madison, New York 33 $ 1,725,000 $ 52,272 $ 53,000
Lorain, Ohio 33 $ 5,585,000 $ 169,242 $ 0
Jackson, Oregon 33 $ 6,721,000 $ 203,666 $ 0
El Paso, Texas 33 $ 3,794,000 $ 114,969 $ 0
Kent, Delaware 32 $ 5,011,000 $ 156,593 $ 0
Charlotte, Florida 32 $ 4,912,000 $ 153,500 $ 0
St. Lawrence, New York 32 $ 805,000 $ 25,156 $ 21,000
Steuben, New York 32 $ 1,352,000 $ 42,250 $ 31,000
Catawba, North Carolina 32 $ 6,063,000 $ 189,468 $ 0
Lincoln, North Carolina 32 $ 6,254,000 $ 195,437 $ 0
Suffolk, Virginia 32 $ 5,545,000 $ 173,281 $ 0
Spokane, Washington 32 $ 4,485,000 $ 140,156 $ 11,000
Racine, Wisconsin 32 $ 4,558,000 $ 142,437 $ 0
Walworth, Wisconsin 32 $ 5,450,000 $ 170,312 $ 0
Eagle, Colorado 31 $ 11,324,000 $ 365,290 $ 0
Bay, Florida 31 $ 8,333,000 $ 268,806 $ 0
Escambia, Florida 31 $ 4,021,000 $ 129,709 $ 0
Honolulu, Hawaii 31 $ 7,222,000 $ 232,967 $ 0
Ada, Idaho 31 $ 5,105,000 $ 164,677 $ 0
Greene, New York 31 $ 3,510,000 $ 113,225 $ 23,000
Cumberland, Pennsylvania 31 $ 4,242,000 $ 136,838 $ 0
Chittenden, Vermont 31 $ 6,724,000 $ 216,903 $ 0
Richmond City, Virginia 31 $ 4,900,000 $ 158,064 $ 0
Skagit, Washington 31 $ 6,146,000 $ 198,258 $ 0
Leon, Florida 30 $ 4,842,000 $ 161,400 $ 0
Clay, Missouri 30 $ 4,113,000 $ 137,100 $ 0
Atlantic, New Jersey 30 $ 8,341,000 $ 278,033 $ 0
Westmoreland, Pennsylvania 30 $ 4,204,000 $ 140,133 $ 0
Rutherford, Tennessee 30 $ 4,095,000 $ 136,500 $ 0
Mobile, Alabama 29 $ 4,037,000 $ 139,206 $ 0
Shasta, California 29 $ 5,209,000 $ 179,620 $ 0
St. Clair, Illinois 29 $ 4,666,000 $ 160,896 $ 0
Wright, Minnesota 29 $ 5,685,000 $ 196,034 $ 0
Cape May, New Jersey 29 $ 8,749,000 $ 301,689 $ 0
Watauga, North Carolina 29 $ 6,579,000 $ 226,862 $ 0
Norfolk, Virginia 29 $ 4,047,000 $ 139,551 $ 0
Sedgwick, Kansas 28 $ 4,172,000 $ 149,000 $ 0
Ottawa, Michigan 28 $ 4,966,000 $ 177,357 $ 0
Strafford, New Hampshire 28 $ 5,139,000 $ 183,535 $ 10,000
Luzerne, Pennsylvania 28 $ 3,079,000 $ 109,964 $ 0
Pike, Pennsylvania 28 $ 3,873,000 $ 138,321 $ 26,000
Culpeper, Virginia 28 $ 6,485,000 $ 231,607 $ 0
Falls Church, Virginia 28 $ 10,981,000 $ 392,178 $ 0
Island, Washington 28 $ 6,034,000 $ 215,500 $ 0
Baldwin, Alabama 27 $ 5,797,000 $ 214,703 $ 0
Butte, California 27 $ 5,016,000 $ 185,777 $ 0
Indian River, Florida 27 $ 5,819,000 $ 215,518 $ 0
Clayton, Georgia 27 $ 4,105,000 $ 152,037 $ 0
Douglas, Georgia 27 $ 5,869,000 $ 217,370 $ 0
Cecil, Maryland 27 $ 5,399,000 $ 199,962 $ 0
Columbia, New York 27 $ 3,655,000 $ 135,370 $ 34,000
Spartanburg, South Carolina 27 $ 3,588,000 $ 132,888 $ 0
Charlottesville, Virginia 27 $ 5,425,000 $ 200,925 $ 0
Orleans, Louisiana 26 $ 4,128,000 $ 158,769 $ 0
Androscoggin, Maine 26 $ 3,169,000 $ 121,884 $ 0
Berrien, Michigan 26 $ 5,977,000 $ 229,884 $ 0
Calhoun, Michigan 26 $ 2,803,000 $ 107,807 $ 0
Platte, Missouri 26 $ 4,210,000 $ 161,923 $ 0
Calaveras, California 25 $ 6,521,000 $ 260,840 $ 0
San Benito, California 25 $ 8,712,000 $ 348,480 $ 0
Citrus, Florida 25 $ 2,930,000 $ 117,200 $ 0
Walton, Florida 25 $ 7,862,000 $ 314,480 $ 0
Madison, Illinois 25 $ 3,381,000 $ 135,240 $ 0
Kenton, Kentucky 25 $ 3,362,000 $ 134,480 $ 0
Grafton, New Hampshire 25 $ 5,384,000 $ 215,360 $ 0
Cortland, New York 25 $ 636,000 $ 25,440 $ 30,000
Medina, Ohio 25 $ 3,826,000 $ 153,040 $ 0
Lexington, South Carolina 25 $ 4,269,000 $ 170,760 $ 0
Montgomery, Tennessee 25 $ 2,603,000 $ 104,120 $ 0
Summit, Utah 25 $ 8,853,000 $ 354,120 $ 0
Hanover, Virginia 25 $ 4,736,000 $ 189,440 $ 0
Okaloosa, Florida 24 $ 4,784,000 $ 199,333 $ 0
Gloucester, New Jersey 24 $ 3,935,000 $ 163,958 $ 19,000
Warren, New Jersey 24 $ 5,431,000 $ 226,291 $ 0
Schuyler, New York 24 $ 585,000 $ 24,375 $ 21,000
Marion, Oregon 24 $ 3,764,000 $ 156,833 $ 0
Berkeley, South Carolina 24 $ 5,611,000 $ 233,791 $ 0
Benton, Arkansas 23 $ 4,160,000 $ 180,869 $ 0
Hampshire, Massachusetts 23 $ 4,949,000 $ 215,173 $ 0
Carroll, New Hampshire 23 $ 6,862,000 $ 298,347 $ 0
Johnston, North Carolina 23 $ 3,529,000 $ 153,434 $ 0
Adams, Pennsylvania 23 $ 3,480,000 $ 151,304 $ 0
Galveston, Texas 23 $ 4,069,000 $ 176,913 $ 0
James City, Virginia 23 $ 5,330,000 $ 231,739 $ 0
Monroe, Florida 22 $ 8,913,000 $ 405,136 $ 0
Coweta, Georgia 22 $ 3,813,000 $ 173,318 $ 0
Muscogee, Georgia 22 $ 3,123,000 $ 141,954 $ 0
St. Joseph, Indiana 22 $ 2,634,000 $ 119,727 $ 0
Boone, Kentucky 22 $ 3,135,000 $ 142,500 $ 0
Talbot, Maryland 22 $ 5,308,000 $ 241,272 $ 0
Saginaw, Michigan 22 $ 2,616,000 $ 118,909 $ 0
Douglas, Nevada 22 $ 4,957,000 $ 225,318 $ 0
Belknap, New Hampshire 22 $ 6,018,000 $ 273,545 $ 0
Cheshire, New Hampshire 22 $ 3,329,000 $ 151,318 $ 0
Tompkins, New York 22 $ 1,498,000 $ 68,090 $ 42,000
Bristol, Rhode Island 22 $ 6,248,000 $ 284,000 $ 0
Shenandoah, Virginia 22 $ 3,510,000 $ 159,545 $ 0
York, Virginia 22 $ 4,937,000 $ 224,409 $ 0
Madison, Alabama 21 $ 3,572,000 $ 170,095 $ 0
Glynn, Georgia 21 $ 4,906,000 $ 233,619 $ 0
Tippecanoe, Indiana 21 $ 2,976,000 $ 141,714 $ 0
St. Tammany, Louisiana 21 $ 3,768,000 $ 179,428 $ 0
Lewis, New York 21 $ 347,000 $ 16,523 $ 38,000
Anderson, South Carolina 21 $ 3,090,000 $ 147,142 $ 0
Yakima, Washington 21 $ 3,569,000 $ 169,952 $ 0
Jefferson, West Virginia 21 $ 4,227,000 $ 201,285 $ 0
Sutter, California 20 $ 3,376,000 $ 168,800 $ 0
Hernando, Florida 20 $ 2,002,000 $ 100,100 $ 0
Bartow, Georgia 20 $ 3,226,000 $ 161,300 $ 0
Winnebago, Illinois 20 $ 2,403,000 $ 120,150 $ 0
Cass, Missouri 20 $ 3,091,000 $ 154,550 $ 0
Tioga, New York 20 $ 749,000 $ 37,450 $ 10,000
Lake, Ohio 20 $ 3,270,000 $ 163,500 $ 0
Lackawanna, Pennsylvania 20 $ 3,197,000 $ 159,850 $ 0
Fluvanna, Virginia 20 $ 3,099,000 $ 154,950 $ 0
Manassas Park, Virginia 20 $ 4,889,000 $ 244,450 $ 0
Navajo, Arizona 19 $ 4,443,000 $ 233,842 $ 0
Madera, California 19 $ 3,934,000 $ 207,052 $ 0
Rockdale, Georgia 19 $ 3,629,000 $ 191,000 $ 0
Boone, Indiana 19 $ 3,667,000 $ 193,000 $ 0
Madison, Indiana 19 $ 2,166,000 $ 114,000 $ 0
Shawnee, Kansas 19 $ 2,445,000 $ 128,684 $ 0
Penobscot, Maine 19 $ 2,550,000 $ 134,210 $ 0
Dukes, Massachusetts 19 $ 6,756,000 $ 355,578 $ 0
Lenawee, Michigan 19 $ 2,521,000 $ 132,684 $ 0
Greene, Missouri 19 $ 2,835,000 $ 149,210 $ 0
Franklin, Pennsylvania 19 $ 2,463,000 $ 129,631 $ 0
Washington, Pennsylvania 19 $ 3,521,000 $ 185,315 $ 0
Dorchester, South Carolina 19 $ 3,034,000 $ 159,684 $ 0
Brazoria, Texas 19 $ 2,431,000 $ 127,947 $ 0
Hampton, Virginia 19 $ 2,730,000 $ 143,684 $ 0
Orange, Virginia 19 $ 3,263,000 $ 171,736 $ 0
Portsmouth, Virginia 19 $ 2,223,000 $ 117,000 $ 0
Berkeley, West Virginia 19 $ 2,948,000 $ 155,157 $ 0
Montgomery, Alabama 18 $ 2,690,000 $ 149,444 $ 0
Lake, California 18 $ 3,391,000 $ 188,388 $ 0
Santa Rosa, Florida 18 $ 2,729,000 $ 151,611 $ 0
Walton, Georgia 18 $ 2,853,000 $ 158,500 $ 0
Canyon, Idaho 18 $ 2,052,000 $ 114,000 $ 0
Carteret, North Carolina 18 $ 5,254,000 $ 291,888 $ 0
Georgetown, South Carolina 18 $ 6,256,000 $ 347,555 $ 0
Warren, Virginia 18 $ 2,693,000 $ 149,611 $ 0
Tuscaloosa, Alabama 17 $ 2,202,000 $ 129,529 $ 0
Washington, Arkansas 17 $ 2,951,000 $ 173,588 $ 0
Grand, Colorado 17 $ 3,626,000 $ 213,294 $ 0
Pueblo, Colorado 17 $ 2,432,000 $ 143,058 $ 0
Wicomico, Maryland 17 $ 3,563,000 $ 209,588 $ 0
Chenango, New York 17 $ 880,000 $ 51,764 $ 31,000
Seneca, New York 17 $ 795,000 $ 46,764 $ 41,000
Rowan, North Carolina 17 $ 2,354,000 $ 138,470 $ 0
Portage, Ohio 17 $ 2,676,000 $ 157,411 $ 0
Blount, Tennessee 17 $ 2,286,000 $ 134,470 $ 0
Laramie, Wyoming 17 $ 2,183,000 $ 128,411 $ 0
Gila, Arizona 16 $ 3,175,000 $ 198,437 $ 0
Champaign, Illinois 16 $ 2,760,000 $ 172,500 $ 0
Elkhart, Indiana 16 $ 1,873,000 $ 117,062 $ 0
Wyandotte, Kansas 16 $ 1,840,000 $ 115,000 $ 0
Page:

Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 54,483 $14,098,136,000 $218,058 $55,193,000 $176 $100,000
Home Purchase 39,964 $10,824,641,000 $222,901 $8,250,000 $392 $130,000
Home Improvement 4,884 $383,426,000 $212,256 $3,500,000 $11,051 $1,500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 95,870 $25,266,201,000 $219,960 $55,193,000 $0 $0
White 1,950 $22,483,000 $12,636 $300,000 $62,545 $1,050,000
Not Provided 953 $10,075,000 $21,000 $100,000 $92,888 $1,024,000
Black or African American 275 $3,212,000 $13,400 $85,000 $60,600 $249,000
Hispanic 200 $3,052,000 $14,000 $400,000 $61,600 $185,000
Asian 65 $934,000 $18,000 $50,000 $60,750 $1,500,000
American Indian or Alaskan Native 13 $196,000 $12,500 $25,000 $41,000 $200,000
Native Hawaiian or Other Pacific Islander 5 $50,000 $10,000 $25,000 $42,000 $70,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 99,330 $25,306,159,000 $214,769 $55,193,000 $3,615 $1,500,000
FHA-insured (Federal Housing Administration) 1 $44,000 $44,000 $44,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 95,772 $24,836,372,000 $204,313 $8,250,000 $0 $0
Loan Originated 2,075 $431,906,000 $3,660,000 $55,193,000 $45,461 $1,500,000
Application Denied By Financial Institution 1,180 $15,054,000 $15,000 $400,000 $66,300 $1,024,000
Application Approved But Not Accepted 222 $4,518,000 $14,714 $1,050,000 $69,428 $1,000,000
Application Withdrawn By Applicant 73 $18,184,000 $815,500 $7,250,000 $42,750 $240,000
File Closed For Incompleteness 9 $169,000 $18,000 $40,000 $47,000 $113,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 980 $11,371,000 $15,500 $400,000 $64,500 $1,024,000
Debt-To-Income Ratio 123 $1,961,000 $15,500 $61,000 $65,000 $165,000
Other 48 $1,271,000 $23,000 $125,000 $67,000 $325,000
Collateral 11 $190,000 $17,000 $30,000 $62,000 $125,000
Employment History 9 $104,000 $12,500 $25,000 $26,000 $52,000
Credit Application Incomplete 7 $127,000 $18,000 $25,000 $35,000 $70,000
Unverifiable Information 2 $30,000 $15,000 $15,000 $52,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet with aggregated HMDA statistics today.

Download the New York Lender List