HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2005
In 2005, HSBC Bank USA, NA of Buffalo, NY reported 48,739 mortgage applications totaling $10.6 billion, down 51% from 2004. The average application was for $217,211, and applicants reported an average income of $19,565. 4% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New York-Wayne-White Plains, NY-NJ (3,193), Los Angeles-Long Beach-Glendale, CA (2,269) and Buffalo-Niagara Falls, NY (1,734) (applications in parentheses).
| Mortgage Company & Address | HSBC Bank USA, NA 1 HSBC Center - 24th Floor Buffalo, NY 14203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 48,739 |
| Total Mortgage Loan Application Amount | $10,586,680,000 |
| Average Mortgage Loan Application Amount | $217,211 |
| Highest Mortgage Loan Application Amount | $61,000,000 |
| Average Applicant Income | $19,565 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York-Wayne-White Plains, NY-NJ | 3,193 | $ 914,545,000 | $ 286,421 | $ 81,000 |
| Los Angeles-Long Beach-Glendale, CA | 2,269 | $ 735,995,000 | $ 324,369 | $ 111,000 |
| Buffalo-Niagara Falls, NY | 1,734 | $ 98,650,000 | $ 56,891 | $ 33,000 |
| Riverside-San Bernardino-Ontario, CA | 1,713 | $ 464,984,000 | $ 271,444 | $ 4,000 |
| Chicago-Naperville-Joliet, IL | 1,309 | $ 263,875,000 | $ 201,585 | $ 0 |
| Rochester, NY | 1,235 | $ 61,425,000 | $ 49,736 | $ 33,000 |
| Nassau-Suffolk, NY | 1,207 | $ 295,204,000 | $ 244,576 | $ 155,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1,073 | $ 237,759,000 | $ 221,583 | $ 6,000 |
| Miami-Miami Beach-Kendall, FL | 822 | $ 263,076,000 | $ 320,043 | $ 544,000 |
| Oakland-Fremont-Hayward, CA | 756 | $ 296,621,000 | $ 392,355 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 666 | $ 116,046,000 | $ 174,243 | $ 0 |
| Las Vegas-Paradise, NV | 641 | $ 369,349,000 | $ 576,207 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 614 | $ 205,589,000 | $ 334,835 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 608 | $ 247,134,000 | $ 406,470 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 607 | $ 115,711,000 | $ 190,627 | $ 11,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 593 | $ 173,520,000 | $ 292,613 | $ 0 |
| Seattle-Bellevue-Everett, WA | 576 | $ 166,139,000 | $ 288,435 | $ 6,000 |
| Albany-Schenectady-Troy, NY | 536 | $ 54,027,000 | $ 100,796 | $ 31,000 |
| Santa Ana-Anaheim-Irvine, CA | 513 | $ 199,073,000 | $ 388,056 | $ 17,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 505 | $ 170,823,000 | $ 338,263 | $ 55,000 |
| Philadelphia, PA | 473 | $ 76,875,000 | $ 162,526 | $ 22,000 |
| Orlando, FL | 470 | $ 83,160,000 | $ 176,936 | $ 5,000 |
| Boston-Quincy, MA | 428 | $ 135,511,000 | $ 316,614 | $ 169,000 |
| Denver-Aurora, CO | 420 | $ 79,728,000 | $ 189,828 | $ 0 |
| Baltimore-Towson, MD | 413 | $ 93,349,000 | $ 226,026 | $ 7,000 |
| Dallas-Plano-Irving, TX | 410 | $ 57,729,000 | $ 140,802 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 401 | $ 83,344,000 | $ 207,840 | $ 0 |
| Houston-Baytown-Sugar Land, TX | 395 | $ 49,110,000 | $ 124,329 | $ 0 |
| Syracuse, NY | 395 | $ 14,814,000 | $ 37,503 | $ 36,000 |
| Warren-Farmington Hills-Troy, MI | 366 | $ 74,153,000 | $ 202,603 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 347 | $ 73,813,000 | $ 212,717 | $ 42,000 |
| San Francisco-San Mateo-Redwood City, CA | 317 | $ 156,391,000 | $ 493,347 | $ 1,000 |
| Detroit-Livonia-Dearborn, MI | 300 | $ 40,092,000 | $ 133,640 | $ 0 |
| Edison, NJ | 298 | $ 84,261,000 | $ 282,755 | $ 19,000 |
| Stockton, CA | 291 | $ 85,932,000 | $ 295,298 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 283 | $ 58,075,000 | $ 205,212 | $ 148,000 |
| Providence-New Bedford-Fall River, RI-MA | 251 | $ 58,356,000 | $ 232,494 | $ 0 |
| Bethesda-Frederick-Gaithersburg, MD | 247 | $ 83,449,000 | $ 337,850 | $ 14,000 |
| Portland-Vancouver-Beaverton, OR-WA | 240 | $ 44,341,000 | $ 184,754 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 229 | $ 46,282,000 | $ 202,104 | $ 0 |
| Newark-Union, NJ-PA | 229 | $ 68,804,000 | $ 300,454 | $ 137,000 |
| Cambridge-Newton-Framingham, MA | 227 | $ 72,891,000 | $ 321,105 | $ 41,000 |
| St. Louis, MO-IL | 227 | $ 34,793,000 | $ 153,273 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 224 | $ 29,460,000 | $ 131,517 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 221 | $ 38,229,000 | $ 172,981 | $ 3,000 |
| Columbus, OH | 217 | $ 30,138,000 | $ 138,884 | $ 0 |
| Indianapolis, IN | 212 | $ 28,733,000 | $ 135,533 | $ 0 |
| Jacksonville, FL | 212 | $ 33,962,000 | $ 160,198 | $ 1,000 |
| Worcester, MA | 210 | $ 44,671,000 | $ 212,719 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 201 | $ 80,125,000 | $ 398,631 | $ 69,000 |
| Bakersfield, CA | 200 | $ 39,357,000 | $ 196,785 | $ 241,000 |
| Hartford-West Hartford-East Hartford, CT | 192 | $ 33,695,000 | $ 175,494 | $ 25,000 |
| Richmond, VA | 189 | $ 30,735,000 | $ 162,619 | $ 1,000 |
| Essex County, MA | 185 | $ 52,341,000 | $ 282,924 | $ 119,000 |
| Utica-Rome, NY | 184 | $ 4,760,000 | $ 25,869 | $ 36,000 |
| Cape Coral-Fort Myers, FL | 181 | $ 35,365,000 | $ 195,386 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 181 | $ 22,425,000 | $ 123,895 | $ 0 |
| Tacoma, WA | 181 | $ 31,814,000 | $ 175,767 | $ 0 |
| Camden, NJ | 180 | $ 32,338,000 | $ 179,655 | $ 10,000 |
| Fort Worth-Arlington, TX | 175 | $ 21,423,000 | $ 122,417 | $ 0 |
| Modesto, CA | 171 | $ 46,409,000 | $ 271,397 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 170 | $ 24,817,000 | $ 145,982 | $ 0 |
| Salt Lake City, UT | 166 | $ 26,750,000 | $ 161,144 | $ 0 |
| Fresno, CA | 160 | $ 33,944,000 | $ 212,150 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 160 | $ 62,126,000 | $ 388,287 | $ 20,000 |
| Vallejo-Fairfield, CA | 156 | $ 53,314,000 | $ 341,756 | $ 0 |
| New Haven-Milford, CT | 152 | $ 29,968,000 | $ 197,157 | $ 16,000 |
| Honolulu, HI | 150 | $ 50,769,000 | $ 338,460 | $ 0 |
| Pittsburgh, PA | 149 | $ 21,017,000 | $ 141,053 | $ 0 |
| Binghamton, NY | 148 | $ 6,964,000 | $ 47,054 | $ 27,000 |
| Memphis, TN-MS-AR | 146 | $ 17,619,000 | $ 120,678 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 146 | $ 21,765,000 | $ 149,075 | $ 0 |
| Tucson, AZ | 136 | $ 22,762,000 | $ 167,367 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 127 | $ 19,401,000 | $ 152,763 | $ 5,000 |
| San Antonio, TX | 112 | $ 17,079,000 | $ 152,491 | $ 0 |
| Kansas City, MO-KS | 111 | $ 13,003,000 | $ 117,144 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 108 | $ 21,180,000 | $ 196,111 | $ 0 |
| Grand Rapids-Wyoming, MI | 107 | $ 12,979,000 | $ 121,299 | $ 0 |
| Austin-Round Rock, TX | 105 | $ 16,106,000 | $ 153,390 | $ 0 |
| Colorado Springs, CO | 103 | $ 18,118,000 | $ 175,902 | $ 8,000 |
| Reno-Sparks, NV | 101 | $ 24,953,000 | $ 247,059 | $ 0 |
| Salinas, CA | 101 | $ 39,174,000 | $ 387,861 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 100 | $ 40,569,000 | $ 405,690 | $ 17,000 |
| Lakeland, FL | 99 | $ 13,412,000 | $ 135,474 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 97 | $ 19,023,000 | $ 196,113 | $ 101,000 |
| Springfield, MA | 96 | $ 14,536,000 | $ 151,416 | $ 0 |
| Lake County-Kenosha County, IL-WI | 95 | $ 21,472,000 | $ 226,021 | $ 0 |
| Portland-South Portland-Biddeford, ME | 91 | $ 17,290,000 | $ 190,000 | $ 9,000 |
| Palm Bay-Melbourne-Titusville, FL | 90 | $ 15,041,000 | $ 167,122 | $ 0 |
| Naples-Marco Island, FL | 89 | $ 28,547,000 | $ 320,752 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 87 | $ 11,857,000 | $ 136,287 | $ 0 |
| Barnstable Town, MA | 84 | $ 25,196,000 | $ 299,952 | $ 0 |
| Charleston-North Charleston, SC | 83 | $ 18,156,000 | $ 218,746 | $ 0 |
| Louisville, KY-IN | 77 | $ 10,367,000 | $ 134,636 | $ 0 |
| Merced, CA | 77 | $ 18,823,000 | $ 244,454 | $ 0 |
| Birmingham-Hoover, AL | 75 | $ 12,122,000 | $ 161,626 | $ 0 |
| Oklahoma City, OK | 75 | $ 8,138,000 | $ 108,506 | $ 0 |
| Santa Rosa-Petaluma, CA | 75 | $ 28,970,000 | $ 386,266 | $ 0 |
| Visalia-Porterville, CA | 74 | $ 11,668,000 | $ 157,675 | $ 5,000 |
| Dayton, OH | 73 | $ 8,340,000 | $ 114,246 | $ 0 |
| Ogden-Clearfield, UT | 73 | $ 9,830,000 | $ 134,657 | $ 0 |
| Akron, OH | 72 | $ 9,875,000 | $ 137,152 | $ 0 |
| Lansing-East Lansing, MI | 71 | $ 9,061,000 | $ 127,619 | $ 0 |
| Spokane, WA | 71 | $ 8,567,000 | $ 120,661 | $ 0 |
| Raleigh-Cary, NC | 68 | $ 13,971,000 | $ 205,455 | $ 4,000 |
| Rockingham County-Strafford County, NH | 68 | $ 14,751,000 | $ 216,926 | $ 0 |
| Gary, IN | 67 | $ 8,320,000 | $ 124,179 | $ 0 |
| El Paso, TX | 66 | $ 6,122,000 | $ 92,757 | $ 0 |
| Knoxville, TN | 66 | $ 7,071,000 | $ 107,136 | $ 0 |
| Little Rock-North Little Rock, AR | 66 | $ 8,556,000 | $ 129,636 | $ 0 |
| Eugene-Springfield, OR | 65 | $ 8,796,000 | $ 135,323 | $ 0 |
| Elmira, NY | 64 | $ 1,790,000 | $ 27,968 | $ 26,000 |
| Columbia, SC | 62 | $ 8,047,000 | $ 129,790 | $ 0 |
| El Centro, CA | 62 | $ 9,537,000 | $ 153,822 | $ 0 |
| Wilmington, DE-MD-NJ | 62 | $ 10,859,000 | $ 175,145 | $ 22,000 |
| Boise City-Nampa, ID | 61 | $ 7,872,000 | $ 129,049 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 61 | $ 8,881,000 | $ 145,590 | $ 0 |
| Salem, OR | 61 | $ 8,606,000 | $ 141,081 | $ 0 |
| Glens Falls, NY | 60 | $ 4,875,000 | $ 81,250 | $ 17,000 |
| Flint, MI | 59 | $ 8,441,000 | $ 143,067 | $ 0 |
| Manchester-Nashua, NH | 57 | $ 13,479,000 | $ 236,473 | $ 0 |
| Norwich-New London, CT | 57 | $ 10,359,000 | $ 181,736 | $ 0 |
| Tulsa, OK | 57 | $ 5,962,000 | $ 104,596 | $ 0 |
| Greeley, CO | 56 | $ 10,300,000 | $ 183,928 | $ 2,000 |
| Toledo, OH | 56 | $ 6,426,000 | $ 114,750 | $ 4,000 |
| Ocala, FL | 55 | $ 7,346,000 | $ 133,563 | $ 9,000 |
| Greensboro-High Point, NC | 53 | $ 8,585,000 | $ 161,981 | $ 0 |
| Provo-Orem, UT | 52 | $ 6,666,000 | $ 128,192 | $ 0 |
| Albuquerque, NM | 51 | $ 9,349,000 | $ 183,313 | $ 0 |
| Kingston, NY | 51 | $ 8,683,000 | $ 170,254 | $ 27,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 51 | $ 18,444,000 | $ 361,647 | $ 0 |
| Baton Rouge, LA | 50 | $ 6,695,000 | $ 133,900 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 49 | $ 6,746,000 | $ 137,673 | $ 0 |
| Yuba City, CA | 49 | $ 11,623,000 | $ 237,204 | $ 0 |
| Lexington-Fayette, KY | 48 | $ 5,884,000 | $ 122,583 | $ 0 |
| Santa Cruz-Watsonville, CA | 48 | $ 23,708,000 | $ 493,916 | $ 0 |
| Canton-Massillon, OH | 47 | $ 4,957,000 | $ 105,468 | $ 0 |
| Wilmington, NC | 46 | $ 11,832,000 | $ 257,217 | $ 0 |
| Wichita, KS | 45 | $ 3,627,000 | $ 80,600 | $ 0 |
| Atlantic City, NJ | 44 | $ 8,853,000 | $ 201,204 | $ 15,000 |
| Prescott, AZ | 44 | $ 8,875,000 | $ 201,704 | $ 0 |
| McAllen-Edinburg-Pharr, TX | 43 | $ 5,176,000 | $ 120,372 | $ 0 |
| Scranton--Wilkes-Barre, PA | 43 | $ 4,523,000 | $ 105,186 | $ 4,000 |
| Harrisburg-Carlisle, PA | 42 | $ 4,860,000 | $ 115,714 | $ 11,000 |
| Winston-Salem, NC | 42 | $ 5,207,000 | $ 123,976 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 41 | $ 5,675,000 | $ 138,414 | $ 0 |
| Bremerton-Silverdale, WA | 40 | $ 7,787,000 | $ 194,675 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 40 | $ 5,846,000 | $ 146,150 | $ 0 |
| Rockford, IL | 40 | $ 4,242,000 | $ 106,050 | $ 0 |
| Des Moines, IA | 39 | $ 3,910,000 | $ 100,256 | $ 0 |
| Medford, OR | 38 | $ 7,068,000 | $ 186,000 | $ 0 |
| Pueblo, CO | 37 | $ 4,464,000 | $ 120,648 | $ 0 |
| Tallahassee, FL | 37 | $ 5,572,000 | $ 150,594 | $ 0 |
| Roanoke, VA | 36 | $ 4,609,000 | $ 128,027 | $ 0 |
| York-Hanover, PA | 36 | $ 4,536,000 | $ 126,000 | $ 0 |
| Burlington-South Burlington, VT | 35 | $ 6,596,000 | $ 188,457 | $ 0 |
| Chattanooga, TN-GA | 35 | $ 4,003,000 | $ 114,371 | $ 0 |
| Redding, CA | 35 | $ 7,634,000 | $ 218,114 | $ 0 |
| Charlottesville, VA | 34 | $ 8,058,000 | $ 237,000 | $ 0 |
| Fort Wayne, IN | 34 | $ 3,692,000 | $ 108,588 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 34 | $ 11,499,000 | $ 338,205 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 34 | $ 3,444,000 | $ 101,294 | $ 0 |
| Lancaster, PA | 33 | $ 4,456,000 | $ 135,030 | $ 0 |
| Mobile, AL | 33 | $ 3,525,000 | $ 106,818 | $ 0 |
| South Bend-Mishawaka, IN-MI | 33 | $ 3,172,000 | $ 96,121 | $ 0 |
| Bend, OR | 32 | $ 6,651,000 | $ 207,843 | $ 0 |
| Evansville, IN-KY | 32 | $ 3,628,000 | $ 113,375 | $ 0 |
| Fort Collins-Loveland, CO | 32 | $ 6,159,000 | $ 192,468 | $ 0 |
| Boulder, CO | 31 | $ 9,814,000 | $ 316,580 | $ 0 |
| Kalamazoo-Portage, MI | 31 | $ 5,134,000 | $ 165,612 | $ 0 |
| Ann Arbor, MI | 30 | $ 5,556,000 | $ 185,200 | $ 0 |
| Greenville, SC | 30 | $ 3,742,000 | $ 124,733 | $ 0 |
| Olympia, WA | 30 | $ 4,984,000 | $ 166,133 | $ 0 |
| St. George, UT | 30 | $ 4,213,000 | $ 140,433 | $ 0 |
| Savannah, GA | 29 | $ 4,163,000 | $ 143,551 | $ 0 |
| Springfield, MO | 29 | $ 3,077,000 | $ 106,103 | $ 0 |
| Madison, WI | 28 | $ 4,476,000 | $ 159,857 | $ 0 |
| Punta Gorda, FL | 28 | $ 4,523,000 | $ 161,535 | $ 0 |
| Trenton-Ewing, NJ | 28 | $ 5,077,000 | $ 181,321 | $ 19,000 |
| Hickory-Lenoir-Morganton, NC | 27 | $ 2,751,000 | $ 101,888 | $ 0 |
| Jackson, MI | 27 | $ 3,300,000 | $ 122,222 | $ 0 |
| Madera, CA | 27 | $ 5,492,000 | $ 203,407 | $ 0 |
| Durham, NC | 26 | $ 5,920,000 | $ 227,692 | $ 0 |
| Lynchburg, VA | 26 | $ 2,741,000 | $ 105,423 | $ 0 |
| Napa, CA | 26 | $ 10,206,000 | $ 392,538 | $ 0 |
| Anchorage, AK | 25 | $ 5,008,000 | $ 200,320 | $ 0 |
| Augusta-Richmond County, GA-SC | 25 | $ 3,156,000 | $ 126,240 | $ 0 |
| Bellingham, WA | 25 | $ 5,132,000 | $ 205,280 | $ 0 |
| Kennewick-Richland-Pasco, WA | 25 | $ 3,192,000 | $ 127,680 | $ 0 |
| Reading, PA | 25 | $ 4,110,000 | $ 164,400 | $ 8,000 |
| Chico, CA | 24 | $ 5,395,000 | $ 224,791 | $ 0 |
| Coeur D'Alene, ID | 24 | $ 4,216,000 | $ 175,666 | $ 0 |
| Jackson, MS | 24 | $ 3,633,000 | $ 151,375 | $ 0 |
| Janesville, WI | 24 | $ 2,493,000 | $ 103,875 | $ 0 |
| Elkhart-Goshen, IN | 23 | $ 2,679,000 | $ 116,478 | $ 0 |
| Ithaca, NY | 23 | $ 1,177,000 | $ 51,173 | $ 61,000 |
| Peoria, IL | 23 | $ 2,358,000 | $ 102,521 | $ 0 |
| Racine, WI | 23 | $ 4,017,000 | $ 174,652 | $ 0 |
| Anderson, SC | 22 | $ 2,142,000 | $ 97,363 | $ 0 |
| Asheville, NC | 22 | $ 3,157,000 | $ 143,500 | $ 0 |
| Holland-Grand Haven, MI | 22 | $ 2,678,000 | $ 121,727 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 22 | $ 5,166,000 | $ 234,818 | $ 0 |
| Winchester, VA-WV | 22 | $ 4,145,000 | $ 188,409 | $ 0 |
| Hanford-Corcoran, CA | 21 | $ 3,471,000 | $ 165,285 | $ 0 |
| Bangor, ME | 20 | $ 2,414,000 | $ 120,700 | $ 0 |
| Sheboygan, WI | 20 | $ 2,256,000 | $ 112,800 | $ 0 |
| Appleton, WI | 19 | $ 2,511,000 | $ 132,157 | $ 0 |
| Green Bay, WI | 19 | $ 2,616,000 | $ 137,684 | $ 0 |
| Monroe, MI | 19 | $ 2,830,000 | $ 148,947 | $ 0 |
| Muskegon-Norton Shores, MI | 19 | $ 1,760,000 | $ 92,631 | $ 0 |
| Niles-Benton Harbor, MI | 19 | $ 2,347,000 | $ 123,526 | $ 0 |
| Oshkosh-Neenah, WI | 19 | $ 1,955,000 | $ 102,894 | $ 0 |
| Panama City-Lynn Haven, FL | 19 | $ 2,537,000 | $ 133,526 | $ 0 |
| Yakima, WA | 19 | $ 2,048,000 | $ 107,789 | $ 0 |
| Battle Creek, MI | 18 | $ 1,954,000 | $ 108,555 | $ 0 |
| Longview, WA | 18 | $ 2,183,000 | $ 121,277 | $ 0 |
| Vero Beach, FL | 18 | $ 3,528,000 | $ 196,000 | $ 0 |
| Warner Robins, GA | 18 | $ 2,055,000 | $ 114,166 | $ 0 |
| Beaumont-Port Arthur, TX | 17 | $ 1,656,000 | $ 97,411 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 17 | $ 3,060,000 | $ 180,000 | $ 0 |
| Lafayette, IN | 17 | $ 1,653,000 | $ 97,235 | $ 0 |
| Macon, GA | 17 | $ 1,853,000 | $ 109,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 17 | $ 1,937,000 | $ 113,941 | $ 0 |
| Shreveport-Bossier City, LA | 17 | $ 2,388,000 | $ 140,470 | $ 0 |
| Sioux Falls, SD | 17 | $ 2,320,000 | $ 136,470 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 17 | $ 2,520,000 | $ 148,235 | $ 0 |
| Wenatchee, WA | 17 | $ 2,330,000 | $ 137,058 | $ 0 |
| Corpus Christi, TX | 16 | $ 1,565,000 | $ 97,812 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 16 | $ 2,890,000 | $ 180,625 | $ 0 |
| Gainesville, FL | 16 | $ 2,378,000 | $ 148,625 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 16 | $ 1,683,000 | $ 105,187 | $ 0 |
| Clarksville, TN-KY | 15 | $ 1,513,000 | $ 100,866 | $ 0 |
| Eau Claire, WI | 15 | $ 1,856,000 | $ 123,733 | $ 0 |
| Elizabethtown, KY | 15 | $ 1,892,000 | $ 126,133 | $ 0 |
| Grand Junction, CO | 15 | $ 2,113,000 | $ 140,866 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 15 | $ 1,875,000 | $ 125,000 | $ 0 |
| Lewiston-Auburn, ME | 15 | $ 1,769,000 | $ 117,933 | $ 0 |
| Ocean City, NJ | 15 | $ 4,593,000 | $ 306,200 | $ 0 |
| Spartanburg, SC | 15 | $ 1,240,000 | $ 82,666 | $ 17,000 |
| Springfield, IL | 15 | $ 1,936,000 | $ 129,066 | $ 0 |
| St. Cloud, MN | 15 | $ 2,496,000 | $ 166,400 | $ 0 |
| Topeka, KS | 15 | $ 1,310,000 | $ 87,333 | $ 0 |
| Bloomington-Normal, IL | 14 | $ 1,514,000 | $ 108,142 | $ 0 |
| Cedar Rapids, IA | 14 | $ 1,205,000 | $ 86,071 | $ 0 |
| Cleveland, TN | 14 | $ 1,287,000 | $ 91,928 | $ 0 |
| Duluth, MN-WI | 14 | $ 2,549,000 | $ 182,071 | $ 0 |
| Huntsville, AL | 14 | $ 1,465,000 | $ 104,642 | $ 0 |
| Waco, TX | 14 | $ 1,434,000 | $ 102,428 | $ 0 |
| Anderson, IN | 13 | $ 1,132,000 | $ 87,076 | $ 0 |
| Brownsville-Harlingen, TX | 13 | $ 1,119,000 | $ 86,076 | $ 0 |
| Mount Vernon-Anacortes, WA | 13 | $ 1,716,000 | $ 132,000 | $ 0 |
| Rochester, MN | 13 | $ 1,940,000 | $ 149,230 | $ 0 |
| Yuma, AZ | 13 | $ 1,572,000 | $ 120,923 | $ 0 |
| Abilene, TX | 12 | $ 782,000 | $ 65,166 | $ 0 |
| Fayetteville, NC | 12 | $ 1,239,000 | $ 103,250 | $ 0 |
| Longview, TX | 12 | $ 1,059,000 | $ 88,250 | $ 0 |
| Wausau, WI | 12 | $ 1,491,000 | $ 124,250 | $ 0 |
| Altoona, PA | 11 | $ 952,000 | $ 86,545 | $ 0 |
| Casper, WY | 11 | $ 1,032,000 | $ 93,818 | $ 0 |
| Columbus, GA-AL | 11 | $ 1,421,000 | $ 129,181 | $ 0 |
| Flagstaff, AZ | 11 | $ 2,390,000 | $ 217,272 | $ 0 |
| Gainesville, GA | 11 | $ 1,160,000 | $ 105,454 | $ 0 |
| Lincoln, NE | 11 | $ 1,088,000 | $ 98,909 | $ 0 |
| Mansfield, OH | 11 | $ 1,195,000 | $ 108,636 | $ 0 |
| Springfield, OH | 11 | $ 1,594,000 | $ 144,909 | $ 0 |
| Bloomington, IN | 10 | $ 985,000 | $ 98,500 | $ 0 |
| Cheyenne, WY | 10 | $ 1,449,000 | $ 144,900 | $ 0 |
| Erie, PA | 10 | $ 708,000 | $ 70,800 | $ 0 |
| Lebanon, PA | 10 | $ 991,000 | $ 99,100 | $ 6,000 |
| Montgomery, AL | 10 | $ 1,447,000 | $ 144,700 | $ 0 |
| Salisbury, MD | 10 | $ 2,141,000 | $ 214,100 | $ 0 |
| Tyler, TX | 10 | $ 1,166,000 | $ 116,600 | $ 0 |
| Auburn-Opelika, AL | 9 | $ 1,053,000 | $ 117,000 | $ 0 |
| Blacksburg-Christiansburg-Radford, VA | 9 | $ 864,000 | $ 96,000 | $ 0 |
| Burlington, NC | 9 | $ 1,158,000 | $ 128,666 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 9 | $ 1,436,000 | $ 159,555 | $ 0 |
| Decatur, IL | 9 | $ 1,004,000 | $ 111,555 | $ 0 |
| Johnson City, TN | 9 | $ 887,000 | $ 98,555 | $ 0 |
| Kankakee-Bradley, IL | 9 | $ 1,344,000 | $ 149,333 | $ 0 |
| Lafayette, LA | 9 | $ 865,000 | $ 96,111 | $ 0 |
| Laredo, TX | 9 | $ 1,380,000 | $ 153,333 | $ 0 |
| Lawrence, KS | 9 | $ 1,218,000 | $ 135,333 | $ 0 |
| Logan, UT-ID | 9 | $ 1,220,000 | $ 135,555 | $ 0 |
| Lubbock, TX | 9 | $ 837,000 | $ 93,000 | $ 0 |
| Midland, TX | 9 | $ 865,000 | $ 96,111 | $ 0 |
| Santa Fe, NM | 9 | $ 2,073,000 | $ 230,333 | $ 0 |
| Ames, IA | 8 | $ 1,241,000 | $ 155,125 | $ 0 |
| Anniston-Oxford, AL | 8 | $ 814,000 | $ 101,750 | $ 0 |
| Athens-Clarke County, GA | 8 | $ 1,296,000 | $ 162,000 | $ 0 |
| Bowling Green, KY | 8 | $ 924,000 | $ 115,500 | $ 0 |
| Brunswick, GA | 8 | $ 1,701,000 | $ 212,625 | $ 0 |
| Champaign-Urbana, IL | 8 | $ 877,000 | $ 109,625 | $ 0 |
| Fargo, ND-MN | 8 | $ 1,305,000 | $ 163,125 | $ 0 |
| Gulfport-Biloxi, MS | 8 | $ 1,188,000 | $ 148,500 | $ 0 |
| Iowa City, IA | 8 | $ 1,055,000 | $ 131,875 | $ 0 |
| Michigan City-La Porte, IN | 8 | $ 1,382,000 | $ 172,750 | $ 0 |
| Morristown, TN | 8 | $ 693,000 | $ 86,625 | $ 0 |
| Pocatello, ID | 8 | $ 818,000 | $ 102,250 | $ 0 |
| Victoria, TX | 8 | $ 731,000 | $ 91,375 | $ 0 |
| Bay City, MI | 7 | $ 803,000 | $ 114,714 | $ 0 |
| Dover, DE | 7 | $ 1,350,000 | $ 192,857 | $ 0 |
| Fond Du Lac, WI | 7 | $ 993,000 | $ 141,857 | $ 0 |
| Fort Smith, AR-OK | 7 | $ 928,000 | $ 132,571 | $ 0 |
| Jackson, TN | 7 | $ 650,000 | $ 92,857 | $ 0 |
| Joplin, MO | 7 | $ 568,000 | $ 81,142 | $ 0 |
| Kokomo, IN | 7 | $ 626,000 | $ 89,428 | $ 0 |
| Lawton, OK | 7 | $ 580,000 | $ 82,857 | $ 0 |
| Lima, OH | 7 | $ 452,000 | $ 64,571 | $ 0 |
| Missoula, MT | 7 | $ 947,000 | $ 135,285 | $ 0 |
| Muncie, IN | 7 | $ 526,000 | $ 75,142 | $ 0 |
| Pittsfield, MA | 7 | $ 799,000 | $ 114,142 | $ 13,000 |
| Albany, GA | 6 | $ 590,000 | $ 98,333 | $ 0 |
| Alexandria, LA | 6 | $ 426,000 | $ 71,000 | $ 0 |
| Amarillo, TX | 6 | $ 538,000 | $ 89,666 | $ 0 |
| Billings, MT | 6 | $ 688,000 | $ 114,666 | $ 0 |
| Carson City, NV | 6 | $ 1,421,000 | $ 236,833 | $ 0 |
| Dalton, GA | 6 | $ 514,000 | $ 85,666 | $ 0 |
| Dothan, AL | 6 | $ 502,000 | $ 83,666 | $ 0 |
| Hot Springs, AR | 6 | $ 600,000 | $ 100,000 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 6 | $ 984,000 | $ 164,000 | $ 0 |
| Jacksonville, NC | 6 | $ 1,102,000 | $ 183,666 | $ 6,000 |
| Jonesboro, AR | 6 | $ 614,000 | $ 102,333 | $ 0 |
| Pascagoula, MS | 6 | $ 584,000 | $ 97,333 | $ 0 |
| Rapid City, SD | 6 | $ 1,000,000 | $ 166,666 | $ 0 |
| Sandusky, OH | 6 | $ 1,052,000 | $ 175,333 | $ 0 |
| Danville, IL | 5 | $ 419,000 | $ 83,800 | $ 0 |
| Decatur, AL | 5 | $ 464,000 | $ 92,800 | $ 0 |
| Harrisonburg, VA | 5 | $ 727,000 | $ 145,400 | $ 0 |
| Idaho Falls, ID | 5 | $ 525,000 | $ 105,000 | $ 0 |
| Johnstown, PA | 5 | $ 297,000 | $ 59,400 | $ 0 |
| Lake Charles, LA | 5 | $ 415,000 | $ 83,000 | $ 0 |
| Las Cruces, NM | 5 | $ 374,000 | $ 74,800 | $ 0 |
| Sioux City, IA-NE-SD | 5 | $ 560,000 | $ 112,000 | $ 0 |
| State College, PA | 5 | $ 701,000 | $ 140,200 | $ 0 |
| Cumberland, MD-WV | 4 | $ 451,000 | $ 112,750 | $ 0 |
| Danville, VA | 4 | $ 294,000 | $ 73,500 | $ 0 |
| Goldsboro, NC | 4 | $ 430,000 | $ 107,500 | $ 0 |
| Grand Forks, ND-MN | 4 | $ 510,000 | $ 127,500 | $ 0 |
| Hinesville-Fort Stewart, GA | 4 | $ 449,000 | $ 112,250 | $ 0 |
| Jefferson City, MO | 4 | $ 354,000 | $ 88,500 | $ 0 |
| Odessa, TX | 4 | $ 219,000 | $ 54,750 | $ 0 |
| Owensboro, KY | 4 | $ 342,000 | $ 85,500 | $ 0 |
| Sherman-Denison, TX | 4 | $ 312,000 | $ 78,000 | $ 0 |
| Sumter, SC | 4 | $ 296,000 | $ 74,000 | $ 0 |
| Terre Haute, IN | 4 | $ 329,000 | $ 82,250 | $ 0 |
| Tuscaloosa, AL | 4 | $ 562,000 | $ 140,500 | $ 0 |
| Williamsport, PA | 4 | $ 440,000 | $ 110,000 | $ 0 |
| Charleston, WV | 3 | $ 210,000 | $ 70,000 | $ 0 |
| Farmington, NM | 3 | $ 357,000 | $ 119,000 | $ 0 |
| Florence-Muscle Shoals, AL | 3 | $ 317,000 | $ 105,666 | $ 0 |
| Greenville, NC | 3 | $ 374,000 | $ 124,666 | $ 0 |
| Hattiesburg, MS | 3 | $ 345,000 | $ 115,000 | $ 0 |
| La Crosse, WI-MN | 3 | $ 463,000 | $ 154,333 | $ 0 |
| Morgantown, WV | 3 | $ 269,000 | $ 89,666 | $ 0 |
| Rocky Mount, NC | 3 | $ 302,000 | $ 100,666 | $ 0 |
| St. Joseph, MO-KS | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 3 | $ 223,000 | $ 74,333 | $ 0 |
| Bismarck, ND | 2 | $ 585,000 | $ 292,500 | $ 0 |
| Columbia, MO | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Dubuque, IA | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Fairbanks, AK | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Florence, SC | 2 | $ 178,000 | $ 89,000 | $ 0 |
| Gadsden, AL | 2 | $ 351,000 | $ 175,500 | $ 0 |
| Monroe, LA | 2 | $ 232,000 | $ 116,000 | $ 0 |
| Pine Bluff, AR | 2 | $ 157,000 | $ 78,500 | $ 0 |
| Rome, GA | 2 | $ 177,000 | $ 88,500 | $ 0 |
| Valdosta, GA | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 195,000 | $ 97,500 | $ 0 |
| College Station-Bryan, TX | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Columbus, IN | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Great Falls, MT | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lewiston, ID-WA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Angelo, TX | 1 | $ 80,000 | $ 80,000 | $ 0 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 8,000 | $ 8,000 | $ 36,000 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Waterloo-Cedar Falls, IA | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Wheeling, WV-OH | 1 | $ 48,000 | $ 48,000 | $ 0 |
Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,026 | $5,028,668,000 | $174,647 | $19,935,000 | $5,490 | $9,999,000 |
| Refinancing | 21,755 | $5,312,584,000 | $197,745 | $47,000,000 | $2,745 | $3,315,000 |
| Home Improvement | 3,958 | $245,428,000 | $354,805 | $61,000,000 | $24,972 | $1,208,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 45,223 | $10,516,752,000 | $187,254 | $61,000,000 | $470 | $9,999,000 |
| White | 2,099 | $42,507,000 | $145,923 | $5,500,000 | $245,923 | $5,000,000 |
| Not Provided | 618 | $9,689,000 | $103,307 | $2,000,000 | $149,615 | $4,777,000 |
| Black or African American | 418 | $4,873,000 | $8,833 | $50,000 | $63,750 | $750,000 |
| Hispanic | 263 | $5,061,000 | $30,888 | $1,383,000 | $78,444 | $1,000,000 |
| Asian | 98 | $7,537,000 | $35,200 | $2,000,000 | $127,000 | $1,125,000 |
| American Indian or Alaskan Native | 18 | $252,000 | $14,000 | $25,000 | $55,500 | $250,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $9,000 | $4,500 | $5,000 | $48,500 | $65,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 48,738 | $10,586,551,000 | $181,807 | $61,000,000 | $6,711 | $9,999,000 |
| VA-guaranteed (Veterans Administration) | 1 | $129,000 | $129,000 | $129,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 45,093 | $9,864,140,000 | $178,509 | $5,100,000 | $0 | $0 |
| Loan Originated | 2,112 | $684,426,000 | $2,639,214 | $61,000,000 | $172,285 | $9,999,000 |
| Application Denied By Financial Institution | 1,209 | $20,754,000 | $18,444 | $2,000,000 | $74,444 | $1,125,000 |
| Application Approved But Not Accepted | 279 | $7,131,000 | $30,571 | $1,000,000 | $94,714 | $900,000 |
| Application Withdrawn By Applicant | 28 | $9,981,000 | $317,333 | $5,200,000 | $43,000 | $300,000 |
| File Closed For Incompleteness | 18 | $248,000 | $13,750 | $25,000 | $78,000 | $376,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,027 | $14,402,000 | $14,812 | $2,000,000 | $71,812 | $700,000 |
| Debt-To-Income Ratio | 133 | $2,321,000 | $16,833 | $50,000 | $41,166 | $173,000 |
| Other | 26 | $1,549,000 | $49,600 | $520,000 | $183,200 | $1,125,000 |
| Employment History | 9 | $98,000 | $8,500 | $25,000 | $29,500 | $55,000 |
| Collateral | 7 | $160,000 | $22,000 | $25,000 | $46,000 | $69,000 |
| Credit Application Incomplete | 4 | $699,000 | $174,000 | $190,000 | $0 | $0 |
| Unverifiable Information | 3 | $1,525,000 | $508,000 | $1,500,000 | $14,000 | $22,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess HSBC Bank USA, NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About