HSBC Bank USA, NA Mortgage Lending & HMDA Data, 2015

In 2015, HSBC Bank USA, NA of Chicago, IL reported 17,484 mortgage applications totaling $8.9 billion, up 26% from 2014. The average application was for $510,942, and applicants reported an average income of $213,765. 26% of its applications resulted in an originated loan and 18% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (5,096), Los Angeles-Long Beach-Glendale, CA (2,065) and Nassau County-Suffolk County, NY (1,077) (applications in parentheses).

Mortgage Company & Address HSBC Bank USA, NA

Chicago, IL 60606
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 17,484
Total Mortgage Loan Application Amount $8,933,322,000
Average Mortgage Loan Application Amount $510,942
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $213,765
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records HSBC Bank USA, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for HSBC Bank USA, NA by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 2,065 $ 1,395,616,000 $ 675,843 $ 232,000
Queens, New York 977 $ 328,596,000 $ 336,331 $ 106,000
New York, New York 940 $ 1,083,350,000 $ 1,152,500 $ 648,000
Kings, New York 823 $ 436,549,000 $ 530,436 $ 206,000
Miami-Dade, Florida 822 $ 348,180,000 $ 423,576 $ 260,000
King, Washington 731 $ 388,786,000 $ 531,854 $ 201,000
Westchester, New York 725 $ 288,090,000 $ 397,365 $ 174,000
Santa Clara, California 676 $ 545,659,000 $ 807,187 $ 230,000
Orange, California 604 $ 439,666,000 $ 727,923 $ 300,000
Broward, Florida 560 $ 132,094,000 $ 235,882 $ 131,000
Nassau, New York 557 $ 254,614,000 $ 457,116 $ 181,000
Suffolk, New York 520 $ 250,085,000 $ 480,932 $ 261,000
Alameda, California 370 $ 170,947,000 $ 462,018 $ 156,000
Richmond, New York 342 $ 112,124,000 $ 327,847 $ 104,000
Philadelphia, Pennsylvania 332 $ 49,228,000 $ 148,277 $ 66,000
Palm Beach, Florida 329 $ 79,840,000 $ 242,674 $ 150,000
Fairfield, Connecticut 309 $ 166,678,000 $ 539,411 $ 218,000
Bronx, New York 298 $ 90,021,000 $ 302,083 $ 93,000
San Mateo, California 282 $ 203,026,000 $ 719,950 $ 225,000
Montgomery, Maryland 231 $ 94,931,000 $ 410,956 $ 156,000
Bergen, New Jersey 225 $ 86,598,000 $ 384,880 $ 159,000
San Francisco, California 223 $ 263,998,000 $ 1,183,847 $ 239,000
Fairfax, Virginia 216 $ 72,501,000 $ 335,652 $ 139,000
Erie, New York 212 $ 22,049,000 $ 104,004 $ 46,000
Middlesex, New Jersey 182 $ 44,734,000 $ 245,791 $ 128,000
Rockland, New York 179 $ 58,696,000 $ 327,910 $ 148,000
District of Columbia, District Of Columbia 171 $ 194,174,000 $ 1,135,520 $ 150,000
Orange, New York 165 $ 39,025,000 $ 236,515 $ 111,000
New Castle, Delaware 162 $ 32,773,000 $ 202,302 $ 85,000
Monroe, New York 142 $ 11,916,000 $ 83,915 $ 18,000
Hudson, New Jersey 140 $ 50,519,000 $ 360,850 $ 173,000
Morris, New Jersey 139 $ 53,745,000 $ 386,654 $ 166,000
Union, New Jersey 124 $ 44,846,000 $ 361,661 $ 183,000
San Bernardino, California 115 $ 47,025,000 $ 408,913 $ 222,000
Contra Costa, California 100 $ 68,604,000 $ 686,040 $ 215,000
San Diego, California 88 $ 67,465,000 $ 766,647 $ 343,000
Cook, Illinois 81 $ 32,276,000 $ 398,469 $ 241,000
Essex, New Jersey 75 $ 42,537,000 $ 567,160 $ 295,000
Monmouth, New Jersey 53 $ 47,230,000 $ 891,132 $ 620,000
Niagara, New York 52 $ 4,666,000 $ 89,730 $ 19,000
Orange, Florida 46 $ 13,740,000 $ 298,695 $ 222,000
Riverside, California 45 $ 24,488,000 $ 544,177 $ 357,000
Harris, Texas 44 $ 20,583,000 $ 467,795 $ 315,000
Arlington, Virginia 35 $ 12,367,000 $ 353,342 $ 240,000
Dutchess, New York 32 $ 7,827,000 $ 244,593 $ 200,000
Osceola, Florida 31 $ 66,098,000 $ 2,132,193 $ 237,000
Somerset, New Jersey 30 $ 12,634,000 $ 421,133 $ 208,000
Maricopa, Arizona 28 $ 7,048,000 $ 251,714 $ 148,000
Ocean, New Jersey 26 $ 9,089,000 $ 349,576 $ 474,000
Alexandria, Virginia 26 $ 6,803,000 $ 261,653 $ 116,000
Fulton, Georgia 24 $ 10,851,000 $ 452,125 $ 383,000
Ventura, California 23 $ 15,834,000 $ 688,434 $ 184,000
Middlesex, Massachusetts 23 $ 12,720,000 $ 553,043 $ 283,000
Onondaga, New York 23 $ 2,436,000 $ 105,913 $ 43,000
Mecklenburg, North Carolina 23 $ 4,844,000 $ 210,608 $ 136,000
Clark, Nevada 22 $ 4,161,000 $ 189,136 $ 199,000
Albany, New York 22 $ 3,141,000 $ 142,772 $ 63,000
Putnam, New York 22 $ 6,755,000 $ 307,045 $ 147,000
Passaic, New Jersey 21 $ 5,794,000 $ 275,904 $ 117,000
Chautauqua, New York 20 $ 5,091,000 $ 254,550 $ 64,000
Snohomish, Washington 20 $ 6,374,000 $ 318,700 $ 195,000
Marin, California 19 $ 16,435,000 $ 865,000 $ 281,000
Mercer, New Jersey 19 $ 12,116,000 $ 637,684 $ 376,000
Ulster, New York 18 $ 6,019,000 $ 334,388 $ 330,000
Wake, North Carolina 18 $ 5,064,000 $ 281,333 $ 107,000
Fort Bend, Texas 18 $ 5,904,000 $ 328,000 $ 172,000
Norfolk, Massachusetts 17 $ 8,494,000 $ 499,647 $ 222,000
Schenectady, New York 17 $ 1,870,000 $ 110,000 $ 44,000
Sullivan, New York 17 $ 2,366,000 $ 139,176 $ 144,000
Loudoun, Virginia 17 $ 7,207,000 $ 423,941 $ 152,000
Prince George's, Maryland 16 $ 4,188,000 $ 261,750 $ 111,000
Oneida, New York 16 $ 1,331,000 $ 83,187 $ 28,000
Collier, Florida 15 $ 6,282,000 $ 418,800 $ 204,000
DeKalb, Georgia 15 $ 2,174,000 $ 144,933 $ 133,000
New Haven, Connecticut 14 $ 5,159,000 $ 368,500 $ 266,000
Broome, New York 14 $ 1,101,000 $ 78,642 $ 18,000
Prince William, Virginia 14 $ 4,156,000 $ 296,857 $ 145,000
Sacramento, California 13 $ 3,170,000 $ 243,846 $ 118,000
Pinellas, Florida 13 $ 47,415,000 $ 3,647,307 $ 89,000
Polk, Florida 13 $ 2,154,000 $ 165,692 $ 130,000
Chester, Pennsylvania 13 $ 4,756,000 $ 365,846 $ 210,000
Delaware, Pennsylvania 13 $ 2,047,000 $ 157,461 $ 107,000
Travis, Texas 13 $ 3,904,000 $ 300,307 $ 147,000
Santa Barbara, California 12 $ 13,826,000 $ 1,152,166 $ 464,000
Litchfield, Connecticut 12 $ 9,258,000 $ 771,500 $ 468,000
Lee, Florida 12 $ 3,104,000 $ 258,666 $ 263,000
Gwinnett, Georgia 12 $ 1,860,000 $ 155,000 $ 88,000
Columbia, New York 12 $ 2,541,000 $ 211,750 $ 92,000
Dallas, Texas 12 $ 4,944,000 $ 412,000 $ 266,000
San Joaquin, California 11 $ 2,671,000 $ 242,818 $ 200,000
Hillsborough, Florida 11 $ 3,679,000 $ 334,454 $ 156,000
Suffolk, Massachusetts 11 $ 4,275,000 $ 388,636 $ 209,000
Oakland, Michigan 11 $ 2,800,000 $ 254,545 $ 127,000
Livingston, New York 11 $ 1,109,000 $ 100,818 $ 2,000
Monroe, Pennsylvania 11 $ 1,866,000 $ 169,636 $ 96,000
Napa, California 10 $ 14,574,000 $ 1,457,400 $ 986,000
Lake, Illinois 10 $ 2,013,000 $ 201,300 $ 101,000
Allegheny, Pennsylvania 10 $ 3,275,000 $ 327,500 $ 129,000
Summit, Utah 10 $ 8,851,000 $ 885,100 $ 533,000
Pitkin, Colorado 9 $ 15,645,000 $ 1,738,333 $ 1,736,000
Lake, Florida 9 $ 1,238,000 $ 137,555 $ 99,000
Cobb, Georgia 9 $ 1,580,000 $ 175,555 $ 115,000
Baltimore City, Maryland 9 $ 1,198,000 $ 133,111 $ 89,000
Jefferson, New York 9 $ 746,000 $ 82,888 $ 12,000
Saratoga, New York 9 $ 1,959,000 $ 217,666 $ 148,000
Montgomery, Pennsylvania 9 $ 2,373,000 $ 263,666 $ 159,000
Pike, Pennsylvania 9 $ 1,370,000 $ 152,222 $ 88,000
Solano, California 8 $ 2,285,000 $ 285,625 $ 95,000
Duval, Florida 8 $ 1,877,000 $ 234,625 $ 177,000
Sarasota, Florida 8 $ 2,334,000 $ 291,750 $ 128,000
DuPage, Illinois 8 $ 2,343,000 $ 292,875 $ 130,000
Wayne, Michigan 8 $ 1,061,000 $ 132,625 $ 94,000
Rensselaer, New York 8 $ 1,059,000 $ 132,375 $ 17,000
Wayne, New York 8 $ 731,000 $ 91,375 $ 42,000
Fairfax City, Virginia 8 $ 2,572,000 $ 321,500 $ 73,000
St. Louis, Missouri 7 $ 986,000 $ 140,857 $ 90,000
Herkimer, New York 7 $ 421,000 $ 60,142 $ 41,000
Oswego, New York 7 $ 322,000 $ 46,000 $ 12,000
Cuyahoga, Ohio 7 $ 1,352,000 $ 193,142 $ 79,000
Beaufort, South Carolina 7 $ 7,194,000 $ 1,027,714 $ 323,000
Chesterfield, Virginia 7 $ 1,082,000 $ 154,571 $ 61,000
Monterey, California 6 $ 3,931,000 $ 655,166 $ 262,000
Arapahoe, Colorado 6 $ 4,742,000 $ 790,333 $ 319,000
Brevard, Florida 6 $ 1,176,000 $ 196,000 $ 119,000
Manatee, Florida 6 $ 2,013,000 $ 335,500 $ 209,000
Seminole, Florida 6 $ 1,071,000 $ 178,500 $ 102,000
Anne Arundel, Maryland 6 $ 1,227,000 $ 204,500 $ 97,000
Calvert, Maryland 6 $ 1,193,000 $ 198,833 $ 69,000
Frederick, Maryland 6 $ 1,960,000 $ 326,666 $ 109,000
Worcester, Massachusetts 6 $ 1,897,000 $ 316,166 $ 160,000
Clinton, New York 6 $ 596,000 $ 99,333 $ 66,000
Greene, New York 6 $ 942,000 $ 157,000 $ 148,000
Ontario, New York 6 $ 543,000 $ 90,500 $ 21,000
Tompkins, New York 6 $ 1,451,000 $ 241,833 $ 127,000
Franklin, Ohio 6 $ 724,000 $ 120,666 $ 63,000
Horry, South Carolina 6 $ 1,017,000 $ 169,500 $ 137,000
Collin, Texas 6 $ 2,077,000 $ 346,166 $ 126,000
Tarrant, Texas 6 $ 847,000 $ 141,166 $ 128,000
Salt Lake, Utah 6 $ 4,887,000 $ 814,500 $ 601,000
Santa Cruz, California 5 $ 3,938,000 $ 787,600 $ 206,000
Sussex, Delaware 5 $ 5,265,000 $ 1,053,000 $ 1,570,000
Marion, Florida 5 $ 481,000 $ 96,200 $ 59,000
Martin, Florida 5 $ 5,826,000 $ 1,165,200 $ 2,074,000
Henry, Georgia 5 $ 698,000 $ 139,600 $ 68,000
Honolulu, Hawaii 5 $ 3,593,000 $ 718,600 $ 364,000
Kane, Illinois 5 $ 1,527,000 $ 305,400 $ 279,000
Baltimore, Maryland 5 $ 1,278,000 $ 255,600 $ 91,000
Barnstable, Massachusetts 5 $ 2,550,000 $ 510,000 $ 447,000
Essex, Massachusetts 5 $ 1,739,000 $ 347,800 $ 140,000
Nantucket, Massachusetts 5 $ 22,502,000 $ 4,500,400 $ 2,715,000
Plymouth, Massachusetts 5 $ 2,425,000 $ 485,000 $ 430,000
Hennepin, Minnesota 5 $ 1,761,000 $ 352,200 $ 237,000
Washoe, Nevada 5 $ 2,858,000 $ 571,600 $ 377,000
Camden, New Jersey 5 $ 742,000 $ 148,400 $ 59,000
Fulton, New York 5 $ 465,000 $ 93,000 $ 30,000
Orleans, New York 5 $ 302,000 $ 60,400 $ 0
Wyoming, New York 5 $ 359,000 $ 71,800 $ 20,000
Union, North Carolina 5 $ 1,153,000 $ 230,600 $ 180,000
Bucks, Pennsylvania 5 $ 1,257,000 $ 251,400 $ 118,000
Charleston, South Carolina 5 $ 1,742,000 $ 348,400 $ 157,000
Shelby, Tennessee 5 $ 356,000 $ 71,200 $ 127,000
Bexar, Texas 5 $ 1,156,000 $ 231,200 $ 300,000
Falls Church, Virginia 5 $ 1,664,000 $ 332,800 $ 121,000
Pierce, Washington 5 $ 1,570,000 $ 314,000 $ 108,000
Fresno, California 4 $ 843,000 $ 210,750 $ 228,000
Denver, Colorado 4 $ 1,677,000 $ 419,250 $ 278,000
Douglas, Colorado 4 $ 1,875,000 $ 468,750 $ 229,000
Hartford, Connecticut 4 $ 614,000 $ 153,500 $ 70,000
Charlotte, Florida 4 $ 582,000 $ 145,500 $ 90,000
Flagler, Florida 4 $ 542,000 $ 135,500 $ 85,000
St. Lucie, Florida 4 $ 668,000 $ 167,000 $ 113,000
Volusia, Florida 4 $ 818,000 $ 204,500 $ 76,000
Rockdale, Georgia 4 $ 670,000 $ 167,500 $ 149,000
Maui, Hawaii 4 $ 4,847,000 $ 1,211,750 $ 346,000
Will, Illinois 4 $ 755,000 $ 188,750 $ 34,000
Sussex, New Jersey 4 $ 1,446,000 $ 361,500 $ 313,000
Genesee, New York 4 $ 439,000 $ 109,750 $ 41,000
Steuben, New York 4 $ 224,000 $ 56,000 $ 17,000
Warren, New York 4 $ 796,000 $ 199,000 $ 75,000
Warren, Ohio 4 $ 674,000 $ 168,500 $ 83,000
Lehigh, Pennsylvania 4 $ 902,000 $ 225,500 $ 120,000
Westmoreland, Pennsylvania 4 $ 638,000 $ 159,500 $ 59,000
Richland, South Carolina 4 $ 481,000 $ 120,250 $ 98,000
Davidson, Tennessee 4 $ 1,429,000 $ 357,250 $ 146,000
Hays, Texas 4 $ 1,320,000 $ 330,000 $ 287,000
Montgomery, Texas 4 $ 1,500,000 $ 375,000 $ 226,000
Williamson, Texas 4 $ 1,167,000 $ 291,750 $ 144,000
Windsor, Vermont 4 $ 2,849,000 $ 712,250 $ 308,000
Richmond City, Virginia 4 $ 1,396,000 $ 349,000 $ 102,000
Virginia Beach, Virginia 4 $ 1,088,000 $ 272,000 $ 62,000
Cowlitz, Washington 4 $ 237,000 $ 59,250 $ 97,000
Kitsap, Washington 4 $ 2,703,000 $ 675,750 $ 233,000
Mono, California 3 $ 1,453,000 $ 484,333 $ 428,000
San Luis Obispo, California 3 $ 2,120,000 $ 706,666 $ 604,000
Stanislaus, California 3 $ 862,000 $ 287,333 $ 109,000
Boulder, Colorado 3 $ 3,108,000 $ 1,036,000 $ 774,000
El Paso, Colorado 3 $ 935,000 $ 311,666 $ 155,000
Alachua, Florida 3 $ 560,000 $ 186,666 $ 135,000
Indian River, Florida 3 $ 1,683,000 $ 561,000 $ 327,000
Leon, Florida 3 $ 546,000 $ 182,000 $ 142,000
Pasco, Florida 3 $ 680,000 $ 226,666 $ 141,000
Newton, Georgia 3 $ 247,000 $ 82,333 $ 131,000
McHenry, Illinois 3 $ 513,000 $ 171,000 $ 60,000
Lake, Indiana 3 $ 303,000 $ 101,000 $ 59,000
Jefferson, Kentucky 3 $ 225,000 $ 75,000 $ 40,000
Howard, Maryland 3 $ 746,000 $ 248,666 $ 101,000
St. Mary's, Maryland 3 $ 780,000 $ 260,000 $ 107,000
Berkshire, Massachusetts 3 $ 707,000 $ 235,666 $ 127,000
Dukes, Massachusetts 3 $ 1,500,000 $ 500,000 $ 322,000
Washtenaw, Michigan 3 $ 1,502,000 $ 500,666 $ 507,000
Atlantic, New Jersey 3 $ 652,000 $ 217,333 $ 124,000
Hunterdon, New Jersey 3 $ 1,885,000 $ 628,333 $ 281,000
Cattaraugus, New York 3 $ 984,000 $ 328,000 $ 528,000
Cayuga, New York 3 $ 247,000 $ 82,333 $ 66,000
Delaware, New York 3 $ 463,000 $ 154,333 $ 159,000
Essex, New York 3 $ 443,000 $ 147,666 $ 50,000
Franklin, New York 3 $ 241,000 $ 80,333 $ 34,000
Montgomery, New York 3 $ 254,000 $ 84,666 $ 47,000
St. Lawrence, New York 3 $ 203,000 $ 67,666 $ 0
Buncombe, North Carolina 3 $ 580,000 $ 193,333 $ 174,000
Cumberland, North Carolina 3 $ 352,000 $ 117,333 $ 42,000
Guilford, North Carolina 3 $ 683,000 $ 227,666 $ 122,000
Highland, Ohio 3 $ 175,000 $ 58,333 $ 73,000
Multnomah, Oregon 3 $ 1,001,000 $ 333,666 $ 93,000
Lancaster, Pennsylvania 3 $ 339,000 $ 113,000 $ 52,000
Luzerne, Pennsylvania 3 $ 134,000 $ 44,666 $ 40,000
Hampton, Virginia 3 $ 230,000 $ 76,666 $ 23,000
Henrico, Virginia 3 $ 455,000 $ 151,666 $ 59,000
Warren, Virginia 3 $ 418,000 $ 139,333 $ 51,000
Baldwin, Alabama 2 $ 250,000 $ 125,000 $ 103,000
Jefferson, Alabama 2 $ 282,000 $ 141,000 $ 44,000
Montgomery, Alabama 2 $ 161,000 $ 80,500 $ 48,000
Cochise, Arizona 2 $ 288,000 $ 144,000 $ 75,000
Pima, Arizona 2 $ 171,000 $ 85,500 $ 128,000
Pulaski, Arkansas 2 $ 184,000 $ 92,000 $ 110,000
El Dorado, California 2 $ 2,945,000 $ 1,472,500 $ 764,000
Kern, California 2 $ 189,000 $ 94,500 $ 53,000
Merced, California 2 $ 295,000 $ 147,500 $ 33,000
Nevada, California 2 $ 874,000 $ 437,000 $ 319,000
Placer, California 2 $ 488,000 $ 244,000 $ 453,000
Eagle, Colorado 2 $ 3,525,000 $ 1,762,500 $ 1,814,000
Jefferson, Colorado 2 $ 677,000 $ 338,500 $ 64,000
San Miguel, Colorado 2 $ 680,000 $ 340,000 $ 668,000
Weld, Colorado 2 $ 342,000 $ 171,000 $ 79,000
New London, Connecticut 2 $ 400,000 $ 200,000 $ 39,000
Windham, Connecticut 2 $ 437,000 $ 218,500 $ 83,000
Monroe, Florida 2 $ 2,580,000 $ 1,290,000 $ 1,258,000
Okaloosa, Florida 2 $ 231,000 $ 115,500 $ 66,000
St. Johns, Florida 2 $ 3,579,000 $ 1,789,500 $ 1,599,000
Chatham, Georgia 2 $ 526,000 $ 263,000 $ 143,000
Clayton, Georgia 2 $ 263,000 $ 131,500 $ 70,000
Harris, Georgia 2 $ 640,000 $ 320,000 $ 1,000,000
Ada, Idaho 2 $ 366,000 $ 183,000 $ 256,000
Kootenai, Idaho 2 $ 638,000 $ 319,000 $ 105,000
Kankakee, Illinois 2 $ 187,000 $ 93,500 $ 23,000
Macon, Illinois 2 $ 208,000 $ 104,000 $ 120,000
Cass, Indiana 2 $ 129,000 $ 64,500 $ 0
Marion, Indiana 2 $ 156,000 $ 78,000 $ 30,000
Johnson, Iowa 2 $ 224,000 $ 112,000 $ 40,000
Johnson, Kansas 2 $ 1,537,000 $ 768,500 $ 365,000
Kennebec, Maine 2 $ 182,000 $ 91,000 $ 66,000
York, Maine 2 $ 668,000 $ 334,000 $ 177,000
Charles, Maryland 2 $ 227,000 $ 113,500 $ 105,000
Queen Anne's, Maryland 2 $ 440,000 $ 220,000 $ 77,000
Bristol, Massachusetts 2 $ 357,000 $ 178,500 $ 91,000
Genesee, Michigan 2 $ 75,000 $ 37,500 $ 26,000
Kalamazoo, Michigan 2 $ 290,000 $ 145,000 $ 138,000
Scott, Minnesota 2 $ 799,000 $ 399,500 $ 208,000
Camden, Missouri 2 $ 250,000 $ 125,000 $ 29,000
Jackson, Missouri 2 $ 247,000 $ 123,500 $ 67,000
Jefferson, Missouri 2 $ 209,000 $ 104,500 $ 42,000
Platte, Missouri 2 $ 228,000 $ 114,000 $ 214,000
Hillsborough, New Hampshire 2 $ 391,000 $ 195,500 $ 73,000
Rockingham, New Hampshire 2 $ 841,000 $ 420,500 $ 122,000
Burlington, New Jersey 2 $ 648,000 $ 324,000 $ 213,000
Gloucester, New Jersey 2 $ 348,000 $ 174,000 $ 125,000
Bernalillo, New Mexico 2 $ 285,000 $ 142,500 $ 24,000
Taos, New Mexico 2 $ 669,000 $ 334,500 $ 212,000
Chemung, New York 2 $ 116,000 $ 58,000 $ 49,000
Madison, New York 2 $ 230,000 $ 115,000 $ 67,000
Tioga, New York 2 $ 131,000 $ 65,500 $ 0
Brunswick, North Carolina 2 $ 416,000 $ 208,000 $ 103,000
Cabarrus, North Carolina 2 $ 307,000 $ 153,500 $ 92,000
Catawba, North Carolina 2 $ 674,000 $ 337,000 $ 273,000
Craven, North Carolina 2 $ 255,000 $ 127,500 $ 68,000
Dare, North Carolina 2 $ 545,000 $ 272,500 $ 163,000
Durham, North Carolina 2 $ 278,000 $ 139,000 $ 180,000
Madison, North Carolina 2 $ 539,000 $ 269,500 $ 62,000
New Hanover, North Carolina 2 $ 784,000 $ 392,000 $ 308,000
Clinton, Ohio 2 $ 183,000 $ 91,500 $ 40,000
Delaware, Ohio 2 $ 513,000 $ 256,500 $ 25,000
Lucas, Ohio 2 $ 237,000 $ 118,500 $ 64,000
Clackamas, Oregon 2 $ 543,000 $ 271,500 $ 191,000
Marion, Oregon 2 $ 315,000 $ 157,500 $ 95,000
Washington, Oregon 2 $ 368,000 $ 184,000 $ 172,000
Cumberland, Pennsylvania 2 $ 273,000 $ 136,500 $ 88,000
Erie, Pennsylvania 2 $ 144,000 $ 72,000 $ 44,000
Lebanon, Pennsylvania 2 $ 170,000 $ 85,000 $ 35,000
Northampton, Pennsylvania 2 $ 238,000 $ 119,000 $ 83,000
Susquehanna, Pennsylvania 2 $ 282,000 $ 141,000 $ 75,000
York, Pennsylvania 2 $ 177,000 $ 88,500 $ 43,000
Kent, Rhode Island 2 $ 415,000 $ 207,500 $ 110,000
Providence, Rhode Island 2 $ 312,000 $ 156,000 $ 79,000
Hamilton, Tennessee 2 $ 241,000 $ 120,500 $ 745,000
Brazos, Texas 2 $ 148,000 $ 74,000 $ 68,000
Denton, Texas 2 $ 534,000 $ 267,000 $ 221,000
El Paso, Texas 2 $ 212,000 $ 106,000 $ 29,000
Lamar, Texas 2 $ 167,000 $ 83,500 $ 79,000
Nueces, Texas 2 $ 493,000 $ 246,500 $ 210,000
Davis, Utah 2 $ 199,000 $ 99,500 $ 86,000
Windham, Vermont 2 $ 185,000 $ 92,500 $ 86,000
Buckingham, Virginia 2 $ 1,342,000 $ 671,000 $ 250,000
Chesapeake, Virginia 2 $ 355,000 $ 177,500 $ 46,000
Prince George, Virginia 2 $ 387,000 $ 193,500 $ 144,000
Rappahannock, Virginia 2 $ 357,000 $ 178,500 $ 140,000
Stafford, Virginia 2 $ 319,000 $ 159,500 $ 32,000
Clark, Washington 2 $ 358,000 $ 179,000 $ 102,000
Spokane, Washington 2 $ 413,000 $ 206,500 $ 89,000
Whatcom, Washington 2 $ 1,069,000 $ 534,500 $ 112,000
Racine, Wisconsin 2 $ 276,000 $ 138,000 $ 84,000
Waukesha, Wisconsin 2 $ 235,000 $ 117,500 $ 113,000
Madison, Alabama 1 $ 132,000 $ 132,000 $ 130,000
Shelby, Alabama 1 $ 211,000 $ 211,000 $ 110,000
Sumter, Alabama 1 $ 44,000 $ 44,000 $ 99,000
Mohave, Arizona 1 $ 25,000 $ 25,000 $ 36,000
Pinal, Arizona 1 $ 137,000 $ 137,000 $ 69,000
Yuma, Arizona 1 $ 147,000 $ 147,000 $ 152,000
Benton, Arkansas 1 $ 834,000 $ 834,000 $ 572,000
Clay, Arkansas 1 $ 225,000 $ 225,000 $ 115,000
Faulkner, Arkansas 1 $ 144,000 $ 144,000 $ 96,000
Butte, California 1 $ 82,000 $ 82,000 $ 0
Calaveras, California 1 $ 521,000 $ 521,000 $ 145,000
Kings, California 1 $ 120,000 $ 120,000 $ 49,000
Madera, California 1 $ 198,000 $ 198,000 $ 27,000
Plumas, California 1 $ 97,000 $ 97,000 $ 35,000
Sonoma, California 1 $ 248,000 $ 248,000 $ 79,000
Adams, Colorado 1 $ 156,000 $ 156,000 $ 52,000
Broomfield, Colorado 1 $ 300,000 $ 300,000 $ 110,000
Larimer, Colorado 1 $ 162,000 $ 162,000 $ 57,000
Lincoln, Colorado 1 $ 150,000 $ 150,000 $ 111,000
Ouray, Colorado 1 $ 199,000 $ 199,000 $ 95,000
Kent, Delaware 1 $ 380,000 $ 380,000 $ 146,000
Baker, Florida 1 $ 200,000 $ 200,000 $ 66,000
Clay, Florida 1 $ 255,000 $ 255,000 $ 133,000
Columbia, Florida 1 $ 164,000 $ 164,000 $ 85,000
Glades, Florida 1 $ 55,000 $ 55,000 $ 46,000
Okeechobee, Florida 1 $ 148,000 $ 148,000 $ 68,000
Santa Rosa, Florida 1 $ 45,000 $ 45,000 $ 95,000
Washington, Florida 1 $ 84,000 $ 84,000 $ 60,000
Barrow, Georgia 1 $ 39,000 $ 39,000 $ 0
Colquitt, Georgia 1 $ 78,000 $ 78,000 $ 206,000
Columbia, Georgia 1 $ 109,000 $ 109,000 $ 33,000
Dawson, Georgia 1 $ 214,000 $ 214,000 $ 112,000
Fannin, Georgia 1 $ 163,000 $ 163,000 $ 122,000
Forsyth, Georgia 1 $ 170,000 $ 170,000 $ 152,000
Gordon, Georgia 1 $ 45,000 $ 45,000 $ 40,000
Hart, Georgia 1 $ 132,000 $ 132,000 $ 78,000
Houston, Georgia 1 $ 84,000 $ 84,000 $ 110,000
Muscogee, Georgia 1 $ 146,000 $ 146,000 $ 103,000
Paulding, Georgia 1 $ 143,000 $ 143,000 $ 43,000
Walton, Georgia 1 $ 202,000 $ 202,000 $ 0
Hawaii, Hawaii 1 $ 910,000 $ 910,000 $ 379,000
Kauai, Hawaii 1 $ 100,000 $ 100,000 $ 57,000
Nez Perce, Idaho 1 $ 156,000 $ 156,000 $ 40,000
Boone, Illinois 1 $ 96,000 $ 96,000 $ 75,000
DeKalb, Illinois 1 $ 152,000 $ 152,000 $ 45,000
Hancock, Illinois 1 $ 59,000 $ 59,000 $ 54,000
McLean, Illinois 1 $ 74,000 $ 74,000 $ 62,000
Montgomery, Illinois 1 $ 31,000 $ 31,000 $ 0
Moultrie, Illinois 1 $ 53,000 $ 53,000 $ 25,000
Rock Island, Illinois 1 $ 101,000 $ 101,000 $ 0
Shelby, Illinois 1 $ 58,000 $ 58,000 $ 0
Tazewell, Illinois 1 $ 133,000 $ 133,000 $ 72,000
Washington, Illinois 1 $ 59,000 $ 59,000 $ 26,000
Winnebago, Illinois 1 $ 105,000 $ 105,000 $ 82,000
Delaware, Indiana 1 $ 76,000 $ 76,000 $ 72,000
Greene, Indiana 1 $ 48,000 $ 48,000 $ 39,000
Hamilton, Indiana 1 $ 172,000 $ 172,000 $ 102,000
Henry, Indiana 1 $ 59,000 $ 59,000 $ 81,000
Monroe, Indiana 1 $ 73,000 $ 73,000 $ 138,000
Morgan, Indiana 1 $ 68,000 $ 68,000 $ 35,000
Putnam, Indiana 1 $ 54,000 $ 54,000 $ 19,000
St. Joseph, Indiana 1 $ 183,000 $ 183,000 $ 191,000
Wayne, Indiana 1 $ 90,000 $ 90,000 $ 81,000
Black Hawk, Iowa 1 $ 37,000 $ 37,000 $ 54,000
Polk, Iowa 1 $ 213,000 $ 213,000 $ 121,000
Wyandotte, Kansas 1 $ 75,000 $ 75,000 $ 20,000
Bullitt, Kentucky 1 $ 85,000 $ 85,000 $ 0
Fayette, Kentucky 1 $ 175,000 $ 175,000 $ 61,000
Kenton, Kentucky 1 $ 168,000 $ 168,000 $ 36,000
Pulaski, Kentucky 1 $ 91,000 $ 91,000 $ 14,000
Bossier, Louisiana 1 $ 67,000 $ 67,000 $ 85,000
Jefferson, Louisiana 1 $ 305,000 $ 305,000 $ 105,000
Orleans, Louisiana 1 $ 30,000 $ 30,000 $ 24,000
St. Landry, Louisiana 1 $ 139,000 $ 139,000 $ 76,000
St. Tammany, Louisiana 1 $ 139,000 $ 139,000 $ 195,000
Cumberland, Maine 1 $ 620,000 $ 620,000 $ 381,000
Franklin, Maine 1 $ 318,000 $ 318,000 $ 0
Lincoln, Maine 1 $ 112,000 $ 112,000 $ 50,000
Oxford, Maine 1 $ 95,000 $ 95,000 $ 104,000
Somerset, Maine 1 $ 95,000 $ 95,000 $ 37,000
Washington, Maine 1 $ 188,000 $ 188,000 $ 0
Allegany, Maryland 1 $ 160,000 $ 160,000 $ 82,000
Caroline, Maryland 1 $ 100,000 $ 100,000 $ 47,000
Carroll, Maryland 1 $ 193,000 $ 193,000 $ 120,000
Harford, Maryland 1 $ 155,000 $ 155,000 $ 53,000
Kent, Maryland 1 $ 119,000 $ 119,000 $ 81,000
Talbot, Maryland 1 $ 347,000 $ 347,000 $ 38,000
Washington, Maryland 1 $ 139,000 $ 139,000 $ 61,000
Worcester, Maryland 1 $ 130,000 $ 130,000 $ 35,000
Hampshire, Massachusetts 1 $ 206,000 $ 206,000 $ 57,000
Cheboygan, Michigan 1 $ 247,000 $ 247,000 $ 340,000
Gratiot, Michigan 1 $ 41,000 $ 41,000 $ 34,000
Ionia, Michigan 1 $ 261,000 $ 261,000 $ 173,000
Jackson, Michigan 1 $ 195,000 $ 195,000 $ 0
Kent, Michigan 1 $ 88,000 $ 88,000 $ 38,000
Livingston, Michigan 1 $ 248,000 $ 248,000 $ 115,000
Macomb, Michigan 1 $ 97,000 $ 97,000 $ 44,000
Monroe, Michigan 1 $ 60,000 $ 60,000 $ 40,000
Saginaw, Michigan 1 $ 71,000 $ 71,000 $ 37,000
Sanilac, Michigan 1 $ 122,000 $ 122,000 $ 0
Carver, Minnesota 1 $ 350,000 $ 350,000 $ 151,000
Clay, Minnesota 1 $ 54,000 $ 54,000 $ 85,000
Dakota, Minnesota 1 $ 236,000 $ 236,000 $ 86,000
Rice, Minnesota 1 $ 97,000 $ 97,000 $ 190,000
St. Louis, Minnesota 1 $ 209,000 $ 209,000 $ 0
Stearns, Minnesota 1 $ 237,000 $ 237,000 $ 95,000
DeSoto, Mississippi 1 $ 122,000 $ 122,000 $ 36,000
Hinds, Mississippi 1 $ 100,000 $ 100,000 $ 148,000
Lincoln, Mississippi 1 $ 36,000 $ 36,000 $ 27,000
Cole, Missouri 1 $ 113,000 $ 113,000 $ 0
Franklin, Missouri 1 $ 93,000 $ 93,000 $ 0
Jasper, Missouri 1 $ 52,000 $ 52,000 $ 40,000
Johnson, Missouri 1 $ 152,000 $ 152,000 $ 19,000
Lincoln, Missouri 1 $ 102,000 $ 102,000 $ 0
Pulaski, Missouri 1 $ 91,000 $ 91,000 $ 38,000
St. Charles, Missouri 1 $ 94,000 $ 94,000 $ 50,000
St. Louis City, Missouri 1 $ 200,000 $ 200,000 $ 248,000
Flathead, Montana 1 $ 325,000 $ 325,000 $ 260,000
Churchill, Nevada 1 $ 130,000 $ 130,000 $ 90,000
Carroll, New Hampshire 1 $ 617,000 $ 617,000 $ 1,092,000
Salem, New Jersey 1 $ 108,000 $ 108,000 $ 41,000
Warren, New Jersey 1 $ 55,000 $ 55,000 $ 28,000
Grant, New Mexico 1 $ 74,000 $ 74,000 $ 50,000
Lea, New Mexico 1 $ 74,000 $ 74,000 $ 0
Santa Fe, New Mexico 1 $ 825,000 $ 825,000 $ 973,000
Allegany, New York 1 $ 39,000 $ 39,000 $ 0
Chenango, New York 1 $ 86,000 $ 86,000 $ 64,000
Otsego, New York 1 $ 73,000 $ 73,000 $ 0
Schuyler, New York 1 $ 36,000 $ 36,000 $ 0
Yates, New York 1 $ 40,000 $ 40,000 $ 0
Alexander, North Carolina 1 $ 108,000 $ 108,000 $ 0
Carteret, North Carolina 1 $ 416,000 $ 416,000 $ 0
Clay, North Carolina 1 $ 441,000 $ 441,000 $ 274,000
Davidson, North Carolina 1 $ 63,000 $ 63,000 $ 75,000
Duplin, North Carolina 1 $ 200,000 $ 200,000 $ 59,000
Gaston, North Carolina 1 $ 172,000 $ 172,000 $ 23,000
Granville, North Carolina 1 $ 160,000 $ 160,000 $ 165,000
Harnett, North Carolina 1 $ 74,000 $ 74,000 $ 31,000
Hyde, North Carolina 1 $ 285,000 $ 285,000 $ 379,000
Iredell, North Carolina 1 $ 120,000 $ 120,000 $ 51,000
Onslow, North Carolina 1 $ 62,000 $ 62,000 $ 0
Pitt, North Carolina 1 $ 106,000 $ 106,000 $ 82,000
Polk, North Carolina 1 $ 69,000 $ 69,000 $ 108,000
Transylvania, North Carolina 1 $ 210,000 $ 210,000 $ 0
Wayne, North Carolina 1 $ 262,000 $ 262,000 $ 31,000
Clermont, Ohio 1 $ 358,000 $ 358,000 $ 183,000
Geauga, Ohio 1 $ 314,000 $ 314,000 $ 44,000
Hamilton, Ohio 1 $ 380,000 $ 380,000 $ 177,000
Ottawa, Ohio 1 $ 116,000 $ 116,000 $ 182,000
Portage, Ohio 1 $ 260,000 $ 260,000 $ 125,000
Scioto, Ohio 1 $ 48,000 $ 48,000 $ 81,000
Wayne, Ohio 1 $ 92,000 $ 92,000 $ 88,000
Cleveland, Oklahoma 1 $ 118,000 $ 118,000 $ 28,000
Osage, Oklahoma 1 $ 28,000 $ 28,000 $ 20,000
Pittsburg, Oklahoma 1 $ 40,000 $ 40,000 $ 9,000
Tulsa, Oklahoma 1 $ 146,000 $ 146,000 $ 108,000
Benton, Oregon 1 $ 420,000 $ 420,000 $ 186,000
Deschutes, Oregon 1 $ 372,000 $ 372,000 $ 200,000
Linn, Oregon 1 $ 180,000 $ 180,000 $ 0
Yamhill, Oregon 1 $ 411,000 $ 411,000 $ 44,000
Berks, Pennsylvania 1 $ 98,000 $ 98,000 $ 22,000
Butler, Pennsylvania 1 $ 221,000 $ 221,000 $ 120,000
Crawford, Pennsylvania 1 $ 58,000 $ 58,000 $ 24,000
Franklin, Pennsylvania 1 $ 109,000 $ 109,000 $ 0
Jefferson, Pennsylvania 1 $ 52,000 $ 52,000 $ 64,000
Lackawanna, Pennsylvania 1 $ 103,000 $ 103,000 $ 147,000
Lycoming, Pennsylvania 1 $ 21,000 $ 21,000 $ 125,000
Tioga, Pennsylvania 1 $ 82,000 $ 82,000 $ 32,000
Warren, Pennsylvania 1 $ 58,000 $ 58,000 $ 27,000
Wayne, Pennsylvania 1 $ 158,000 $ 158,000 $ 59,000
Washington, Rhode Island 1 $ 1,095,000 $ 1,095,000 $ 148,000
Anderson, South Carolina 1 $ 78,000 $ 78,000 $ 182,000
Georgetown, South Carolina 1 $ 128,000 $ 128,000 $ 37,000
Greenville, South Carolina 1 $ 144,000 $ 144,000 $ 91,000
Lexington, South Carolina 1 $ 181,000 $ 181,000 $ 30,000
Saluda, South Carolina 1 $ 114,000 $ 114,000 $ 98,000
Spartanburg, South Carolina 1 $ 45,000 $ 45,000 $ 35,000
York, South Carolina 1 $ 272,000 $ 272,000 $ 182,000
Brule, South Dakota 1 $ 81,000 $ 81,000 $ 40,000
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Mortgage Loan Application Detail Totals for HSBC Bank USA, NA in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 9,011 $4,119,942,000 $457,000 $99,999,000 $196,000 $9,999,000
Home Purchase 8,094 $4,636,055,000 $572,000 $80,000,000 $234,000 $9,999,000
Home Improvement 379 $177,325,000 $467,000 $2,941,000 $204,000 $3,000,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 6,915 $2,328,073,000 $336,000 $99,999,000 $96,000 $8,459,000
Not Provided 3,776 $2,517,904,000 $666,000 $20,000,000 $336,000 $9,999,000
White 3,061 $1,816,348,000 $593,000 $7,000,000 $277,000 $9,999,000
Asian 2,571 $1,870,105,000 $727,000 $3,000,000 $277,000 $5,953,000
Hispanic 756 $310,555,000 $410,000 $6,500,000 $272,000 $9,999,000
Black or African American 372 $81,464,000 $218,000 $1,744,000 $98,000 $1,460,000
Native Hawaiian or Other Pacific Islander 22 $6,504,000 $295,000 $1,000,000 $130,000 $516,000
American Indian or Alaskan Native 11 $2,369,000 $215,000 $789,000 $89,000 $300,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,513 $8,499,601,000 $547,000 $99,999,000 $234,000 $9,999,000
FHA-insured (Federal Housing Administration) 1,733 $377,836,000 $218,000 $745,000 $55,000 $1,777,000
VA-guaranteed (Veterans Administration) 224 $53,536,000 $239,000 $751,000 $70,000 $201,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 14 $2,349,000 $167,000 $297,000 $58,000 $84,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 6,850 $1,576,873,000 $230,000 $888,000 $91,000 $1,350,000
Loan Originated 4,606 $3,799,488,000 $824,000 $99,999,000 $311,000 $9,999,000
Application Denied By Financial Institution 3,108 $1,657,637,000 $533,000 $24,700,000 $232,000 $9,999,000
File Closed For Incompleteness 1,623 $1,063,415,000 $655,000 $9,000,000 $317,000 $9,999,000
Application Withdrawn By Applicant 1,112 $700,178,000 $629,000 $20,000,000 $342,000 $9,999,000
Application Approved But Not Accepted 185 $135,731,000 $733,000 $8,050,000 $375,000 $7,500,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 1,023 $522,778,000 $511,000 $3,000,000 $227,000 $9,999,000
Debt-To-Income Ratio 794 $425,886,000 $536,000 $3,675,000 $121,000 $2,116,000
Collateral 519 $318,915,000 $614,000 $24,700,000 $328,000 $9,999,000
Other 270 $134,692,000 $498,000 $3,900,000 $324,000 $9,999,000
Credit History 190 $82,798,000 $435,000 $6,500,000 $255,000 $2,673,000
Unverifiable Information 142 $88,439,000 $622,000 $3,000,000 $340,000 $4,429,000
Insufficient Cash (Downpayment, Closing Cost) 138 $72,145,000 $522,000 $5,038,000 $233,000 $3,994,000
Employment History 31 $11,743,000 $378,000 $1,505,000 $151,000 $648,000
Mortgage Insurance Denied 1 $241,000 $241,000 $241,000 $90,000 $90,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into HSBC Bank USA, NA's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess HSBC Bank USA, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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