Hsbc Bank Usa, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Hsbc Bank Usa, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hsbc Bank Usa, National Association 1800 Tysons Blvd., Suite 50 Mclean, VA 22102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,060 |
| Total Mortgage Loan Application Amount | $4,268,170,000 |
| Average Mortgage Loan Application Amount | $848,333 |
| Highest Mortgage Loan Application Amount | $35,005,000 |
| Average Applicant Income | $433,333 |
| Highest Applicant Income | $8,042,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Hsbc Bank Usa, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hsbc Bank Usa, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Hsbc Bank Usa, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hsbc Bank Usa, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Hsbc Bank Usa, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hsbc Bank Usa, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 515 | $ 739,115,000 | $ 1,435,000 | $ 432,000 |
| New York County New York | 359 | $ 488,555,000 | $ 1,360,000 | $ 589,000 |
| Los Angeles County California | 322 | $ 510,810,000 | $ 1,586,000 | $ 660,000 |
| Kings County New York | 228 | $ 237,440,000 | $ 1,041,000 | $ 519,000 |
| King County Washington | 186 | $ 191,460,000 | $ 1,029,000 | $ 357,000 |
| Alameda County California | 142 | $ 136,070,000 | $ 958,000 | $ 353,000 |
| Miami-Dade County Florida | 121 | $ 155,155,000 | $ 1,282,000 | $ 756,000 |
| San Mateo County California | 119 | $ 163,055,000 | $ 1,370,000 | $ 444,000 |
| Queens County New York | 105 | $ 56,445,000 | $ 537,000 | $ 214,000 |
| Westchester County New York | 94 | $ 64,310,000 | $ 684,000 | $ 373,000 |
| Orange County California | 85 | $ 92,945,000 | $ 1,093,000 | $ 416,000 |
| San Francisco County California | 74 | $ 71,080,000 | $ 960,000 | $ 386,000 |
| San Diego County California | 65 | $ 101,095,000 | $ 1,555,000 | $ 867,000 |
| Nassau County New York | 63 | $ 48,975,000 | $ 777,000 | $ 393,000 |
| Suffolk County New York | 59 | $ 63,875,000 | $ 1,082,000 | $ 496,000 |
| Hudson County New Jersey | 42 | $ 27,340,000 | $ 650,000 | $ 322,000 |
| Bergen County New Jersey | 41 | $ 30,215,000 | $ 736,000 | $ 431,000 |
| Broward County Florida | 40 | $ 72,380,000 | $ 1,809,000 | $ 654,000 |
| Palm Beach County Florida | 39 | $ 67,435,000 | $ 1,729,000 | $ 869,000 |
| Contra Costa County California | 37 | $ 34,225,000 | $ 925,000 | $ 318,000 |
| Snohomish County Washington | 37 | $ 28,945,000 | $ 782,000 | $ 282,000 |
| Erie County New York | 35 | $ 8,725,000 | $ 249,000 | $ 99,000 |
| Fairfield County Connecticut | 32 | $ 38,960,000 | $ 1,217,000 | $ 452,000 |
| Essex County New Jersey | 29 | $ 27,245,000 | $ 939,000 | $ 388,000 |
| Cook County Illinois | 28 | $ 16,780,000 | $ 599,000 | $ 328,000 |
| Monmouth County New Jersey | 27 | $ 60,285,000 | $ 2,232,000 | $ 781,000 |
| Union County New Jersey | 27 | $ 19,315,000 | $ 715,000 | $ 272,000 |
| Montgomery County Maryland | 26 | $ 14,060,000 | $ 540,000 | $ 257,000 |
| Travis County Texas | 26 | $ 18,630,000 | $ 716,000 | $ 393,000 |
| Fairfax County Virginia | 26 | $ 18,770,000 | $ 721,000 | $ 348,000 |
| Harris County Texas | 25 | $ 20,525,000 | $ 821,000 | $ 404,000 |
| Maricopa County Arizona | 24 | $ 13,540,000 | $ 564,000 | $ 576,000 |
| Morris County New Jersey | 24 | $ 16,640,000 | $ 693,000 | $ 619,000 |
| Bronx County New York | 23 | $ 6,925,000 | $ 301,000 | $ 127,000 |
| Marin County California | 21 | $ 22,355,000 | $ 1,064,000 | $ 458,000 |
| Middlesex County Massachusetts | 19 | $ 18,585,000 | $ 978,000 | $ 367,000 |
| Somerset County New Jersey | 19 | $ 10,655,000 | $ 560,000 | $ 264,000 |
| Wake County North Carolina | 18 | $ 10,260,000 | $ 570,000 | $ 269,000 |
| District of Columbia County District Of Columbia | 17 | $ 15,555,000 | $ 915,000 | $ 529,000 |
| Richmond County New York | 16 | $ 6,820,000 | $ 426,000 | $ 142,000 |
| San Bernardino County California | 15 | $ 6,145,000 | $ 409,000 | $ 251,000 |
| Orange County Florida | 15 | $ 8,125,000 | $ 541,000 | $ 482,000 |
| Collin County Texas | 15 | $ 9,215,000 | $ 614,000 | $ 331,000 |
| Denton County Texas | 15 | $ 8,755,000 | $ 583,000 | $ 211,000 |
| Riverside County California | 13 | $ 5,975,000 | $ 459,000 | $ 375,000 |
| Ventura County California | 13 | $ 12,735,000 | $ 979,000 | $ 951,000 |
| Cobb County Georgia | 13 | $ 5,245,000 | $ 403,000 | $ 225,000 |
| Chester County Pennsylvania | 13 | $ 8,445,000 | $ 649,000 | $ 253,000 |
| Middlesex County New Jersey | 12 | $ 5,570,000 | $ 464,000 | $ 227,000 |
| Gwinnett County Georgia | 11 | $ 2,725,000 | $ 247,000 | $ 173,000 |
| Clark County Nevada | 11 | $ 4,415,000 | $ 401,000 | $ 234,000 |
| Mecklenburg County North Carolina | 11 | $ 5,815,000 | $ 528,000 | $ 388,000 |
| Fort Bend County Texas | 11 | $ 6,165,000 | $ 560,000 | $ 485,000 |
| Sacramento County California | 10 | $ 4,070,000 | $ 407,000 | $ 344,000 |
| Lake County Illinois | 10 | $ 5,730,000 | $ 573,000 | $ 284,000 |
| Orange County New York | 10 | $ 4,100,000 | $ 410,000 | $ 321,000 |
| Williamson County Tennessee | 10 | $ 6,910,000 | $ 691,000 | $ 258,000 |
| San Joaquin County California | 9 | $ 4,665,000 | $ 518,000 | $ 401,000 |
| Collier County Florida | 9 | $ 3,975,000 | $ 441,000 | $ 533,000 |
| Hillsborough County Florida | 9 | $ 5,235,000 | $ 581,000 | $ 238,000 |
| Fulton County Georgia | 9 | $ 5,145,000 | $ 571,000 | $ 310,000 |
| Norfolk County Massachusetts | 9 | $ 9,345,000 | $ 1,038,000 | $ 493,000 |
| Suffolk County Massachusetts | 9 | $ 12,685,000 | $ 1,409,000 | $ 464,000 |
| Philadelphia County Pennsylvania | 9 | $ 4,795,000 | $ 532,000 | $ 497,000 |
| Denver County Colorado | 8 | $ 4,890,000 | $ 611,000 | $ 336,000 |
| Mercer County New Jersey | 8 | $ 4,990,000 | $ 623,000 | $ 319,000 |
| Rockland County New York | 8 | $ 4,540,000 | $ 567,000 | $ 305,000 |
| Montgomery County Texas | 8 | $ 8,470,000 | $ 1,058,000 | $ 654,000 |
| Tarrant County Texas | 8 | $ 11,460,000 | $ 1,432,000 | $ 279,000 |
| Williamson County Texas | 8 | $ 4,280,000 | $ 535,000 | $ 282,000 |
| Pasco County Florida | 7 | $ 2,405,000 | $ 343,000 | $ 263,000 |
| Hennepin County Minnesota | 7 | $ 3,035,000 | $ 433,000 | $ 240,000 |
| Monroe County New York | 7 | $ 1,035,000 | $ 147,000 | $ 301,000 |
| Dallas County Texas | 7 | $ 13,505,000 | $ 1,929,000 | $ 305,000 |
| Clark County Washington | 7 | $ 3,715,000 | $ 530,000 | $ 455,000 |
| Lee County Florida | 6 | $ 2,110,000 | $ 351,000 | $ 307,000 |
| Pinellas County Florida | 6 | $ 3,300,000 | $ 550,000 | $ 226,000 |
| DuPage County Illinois | 6 | $ 2,520,000 | $ 420,000 | $ 235,000 |
| Arlington County Virginia | 6 | $ 3,630,000 | $ 605,000 | $ 303,000 |
| Santa Barbara County California | 5 | $ 11,945,000 | $ 2,389,000 | $ 2,103,000 |
| Duval County Florida | 5 | $ 1,035,000 | $ 207,000 | $ 155,000 |
| Osceola County Florida | 5 | $ 1,575,000 | $ 315,000 | $ 352,000 |
| Sarasota County Florida | 5 | $ 2,525,000 | $ 505,000 | $ 411,000 |
| DeKalb County Georgia | 5 | $ 1,235,000 | $ 247,000 | $ 261,000 |
| St. Louis County Missouri | 5 | $ 3,735,000 | $ 747,000 | $ 300,000 |
| Atlantic County New Jersey | 5 | $ 2,155,000 | $ 431,000 | $ 293,000 |
| Hunterdon County New Jersey | 5 | $ 2,125,000 | $ 425,000 | $ 271,000 |
| Dutchess County New York | 5 | $ 2,455,000 | $ 491,000 | $ 258,000 |
| Washington County Oregon | 5 | $ 4,455,000 | $ 891,000 | $ 289,000 |
| Davidson County Tennessee | 5 | $ 3,435,000 | $ 687,000 | $ 262,000 |
| Whatcom County Washington | 5 | $ 2,285,000 | $ 457,000 | $ 277,000 |
| Eagle County Colorado | 4 | $ 12,520,000 | $ 3,130,000 | $ 1,320,000 |
| Jefferson County Colorado | 4 | $ 2,550,000 | $ 637,000 | $ 375,000 |
| New Haven County Connecticut | 4 | $ 1,670,000 | $ 417,000 | $ 360,000 |
| St. Johns County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 184,000 |
| Forsyth County Georgia | 4 | $ 2,040,000 | $ 510,000 | $ 280,000 |
| Honolulu County Hawaii | 4 | $ 3,800,000 | $ 950,000 | $ 404,000 |
| Will County Illinois | 4 | $ 2,120,000 | $ 530,000 | $ 212,000 |
| Oakland County Michigan | 4 | $ 1,900,000 | $ 475,000 | $ 221,000 |
| Ocean County New Jersey | 4 | $ 1,190,000 | $ 297,000 | $ 264,000 |
| Putnam County New York | 4 | $ 1,200,000 | $ 300,000 | $ 309,000 |
| Union County North Carolina | 4 | $ 3,110,000 | $ 777,000 | $ 252,000 |
| Allegheny County Pennsylvania | 4 | $ 3,640,000 | $ 910,000 | $ 384,000 |
| Bucks County Pennsylvania | 4 | $ 2,630,000 | $ 657,000 | $ 266,000 |
| Cumberland County Pennsylvania | 4 | $ 1,230,000 | $ 307,000 | $ 255,000 |
| Montgomery County Pennsylvania | 4 | $ 1,400,000 | $ 350,000 | $ 178,000 |
| Loudoun County Virginia | 4 | $ 1,900,000 | $ 475,000 | $ 243,000 |
| Richmond City County Virginia | 4 | $ 2,030,000 | $ 507,000 | $ 306,000 |
| Kern County California | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| Mariposa County California | 3 | $ 3,725,000 | $ 1,241,000 | $ 337,000 |
| Placer County California | 3 | $ 2,505,000 | $ 835,000 | $ 528,000 |
| Arapahoe County Colorado | 3 | $ 1,905,000 | $ 635,000 | $ 853,000 |
| Boulder County Colorado | 3 | $ 2,665,000 | $ 888,000 | $ 344,000 |
| Manatee County Florida | 3 | $ 985,000 | $ 328,000 | $ 137,000 |
| Seminole County Florida | 3 | $ 945,000 | $ 315,000 | $ 129,000 |
| Kootenai County Idaho | 3 | $ 10,055,000 | $ 3,351,000 | $ 617,000 |
| Peoria County Illinois | 3 | $ 75,000 | $ 25,000 | $ 177,000 |
| Essex County Massachusetts | 3 | $ 3,595,000 | $ 1,198,000 | $ 400,000 |
| Worcester County Massachusetts | 3 | $ 1,975,000 | $ 658,000 | $ 177,000 |
| Rockingham County New Hampshire | 3 | $ 2,755,000 | $ 918,000 | $ 271,000 |
| Albany County New York | 3 | $ 545,000 | $ 181,000 | $ 141,000 |
| Sullivan County New York | 3 | $ 2,595,000 | $ 865,000 | $ 2,912,000 |
| Tompkins County New York | 3 | $ 1,215,000 | $ 405,000 | $ 234,000 |
| Durham County North Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 194,000 |
| Deschutes County Oregon | 3 | $ 2,165,000 | $ 721,000 | $ 326,000 |
| Delaware County Pennsylvania | 3 | $ 1,965,000 | $ 655,000 | $ 376,000 |
| Beaufort County South Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 209,000 |
| Summit County Utah | 3 | $ 5,335,000 | $ 1,778,000 | $ 791,000 |
| Prince William County Virginia | 3 | $ 1,405,000 | $ 468,000 | $ 164,000 |
| Baldwin County Alabama | 2 | $ 740,000 | $ 370,000 | $ 185,000 |
| Limestone County Alabama | 2 | $ 670,000 | $ 335,000 | $ 165,000 |
| Coconino County Arizona | 2 | $ 1,010,000 | $ 505,000 | $ 538,000 |
| Fresno County California | 2 | $ 1,120,000 | $ 560,000 | $ 321,000 |
| Monterey County California | 2 | $ 1,440,000 | $ 720,000 | $ 159,000 |
| Nevada County California | 2 | $ 1,040,000 | $ 520,000 | $ 311,000 |
| Sonoma County California | 2 | $ 1,100,000 | $ 550,000 | $ 313,000 |
| Yolo County California | 2 | $ 1,370,000 | $ 685,000 | $ 256,000 |
| Pitkin County Colorado | 2 | $ 19,240,000 | $ 9,620,000 | $ 0 |
| Routt County Colorado | 2 | $ 2,160,000 | $ 1,080,000 | $ 594,000 |
| Litchfield County Connecticut | 2 | $ 500,000 | $ 250,000 | $ 355,000 |
| Middlesex County Connecticut | 2 | $ 1,800,000 | $ 900,000 | $ 334,000 |
| New London County Connecticut | 2 | $ 1,020,000 | $ 510,000 | $ 195,000 |
| Alachua County Florida | 2 | $ 470,000 | $ 235,000 | $ 213,000 |
| Bay County Florida | 2 | $ 3,830,000 | $ 1,915,000 | $ 685,000 |
| Brevard County Florida | 2 | $ 770,000 | $ 385,000 | $ 292,000 |
| Indian River County Florida | 2 | $ 490,000 | $ 245,000 | $ 120,000 |
| Martin County Florida | 2 | $ 850,000 | $ 425,000 | $ 160,000 |
| Polk County Florida | 2 | $ 600,000 | $ 300,000 | $ 189,000 |
| Volusia County Florida | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Walton County Florida | 2 | $ 3,010,000 | $ 1,505,000 | $ 830,000 |
| Cherokee County Georgia | 2 | $ 920,000 | $ 460,000 | $ 205,000 |
| Kauai County Hawaii | 2 | $ 1,320,000 | $ 660,000 | $ 852,000 |
| Ada County Idaho | 2 | $ 710,000 | $ 355,000 | $ 2,140,000 |
| Kendall County Illinois | 2 | $ 310,000 | $ 155,000 | $ 150,000 |
| Hamilton County Indiana | 2 | $ 2,480,000 | $ 1,240,000 | $ 580,000 |
| East Baton Rouge County Louisiana | 2 | $ 570,000 | $ 285,000 | $ 112,000 |
| Howard County Maryland | 2 | $ 750,000 | $ 375,000 | $ 178,000 |
| Livingston County Michigan | 2 | $ 490,000 | $ 245,000 | $ 80,000 |
| Washtenaw County Michigan | 2 | $ 900,000 | $ 450,000 | $ 227,000 |
| St. Louis City County Missouri | 2 | $ 400,000 | $ 200,000 | $ 122,000 |
| Douglas County Nebraska | 2 | $ 600,000 | $ 300,000 | $ 194,000 |
| Camden County New Jersey | 2 | $ 810,000 | $ 405,000 | $ 593,000 |
| Passaic County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 319,000 |
| Delaware County New York | 2 | $ 570,000 | $ 285,000 | $ 237,000 |
| Niagara County New York | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Onondaga County New York | 2 | $ 800,000 | $ 400,000 | $ 257,000 |
| Saratoga County New York | 2 | $ 710,000 | $ 355,000 | $ 149,000 |
| Schenectady County New York | 2 | $ 300,000 | $ 150,000 | $ 159,000 |
| Brunswick County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 173,000 |
| Cumberland County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 107,000 |
| Orange County North Carolina | 2 | $ 1,620,000 | $ 810,000 | $ 389,000 |
| Cuyahoga County Ohio | 2 | $ 1,850,000 | $ 925,000 | $ 108,000 |
| Hamilton County Ohio | 2 | $ 390,000 | $ 195,000 | $ 168,000 |
| Luzerne County Pennsylvania | 2 | $ 450,000 | $ 225,000 | $ 61,000 |
| Pike County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 212,000 |
| Providence County Rhode Island | 2 | $ 720,000 | $ 360,000 | $ 155,000 |
| Charleston County South Carolina | 2 | $ 7,840,000 | $ 3,920,000 | $ 1,679,000 |
| Horry County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 187,000 |
| Lexington County South Carolina | 2 | $ 920,000 | $ 460,000 | $ 243,000 |
| Shelby County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 225,000 |
| Brazos County Texas | 2 | $ 1,550,000 | $ 775,000 | $ 200,000 |
| Hays County Texas | 2 | $ 670,000 | $ 335,000 | $ 116,000 |
| Kerr County Texas | 2 | $ 1,330,000 | $ 665,000 | $ 241,000 |
| Smith County Texas | 2 | $ 960,000 | $ 480,000 | $ 159,000 |
| Utah County Utah | 2 | $ 930,000 | $ 465,000 | $ 345,000 |
| Henrico County Virginia | 2 | $ 280,000 | $ 140,000 | $ 192,000 |
| Virginia Beach County Virginia | 2 | $ 1,320,000 | $ 660,000 | $ 580,000 |
| Island County Washington | 2 | $ 500,000 | $ 250,000 | $ 456,000 |
| Kittitas County Washington | 2 | $ 900,000 | $ 450,000 | $ 350,000 |
| Pierce County Washington | 2 | $ 610,000 | $ 305,000 | $ 337,000 |
| Thurston County Washington | 2 | $ 870,000 | $ 435,000 | $ 198,000 |
| Lauderdale County Alabama | 1 | $ 285,000 | $ 285,000 | $ 150,000 |
| Madison County Alabama | 1 | $ 935,000 | $ 935,000 | $ 297,000 |
| Mohave County Arizona | 1 | $ 325,000 | $ 325,000 | $ 275,000 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 11,000 |
| Pulaski County Arkansas | 1 | $ 565,000 | $ 565,000 | $ 208,000 |
| El Dorado County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 288,000 |
| Mendocino County California | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| San Benito County California | 1 | $ 845,000 | $ 845,000 | $ 311,000 |
| San Luis Obispo County California | 1 | $ 655,000 | $ 655,000 | $ 287,000 |
| Santa Cruz County California | 1 | $ 1,165,000 | $ 1,165,000 | $ 254,000 |
| Shasta County California | 1 | $ 415,000 | $ 415,000 | $ 98,000 |
| Tuolumne County California | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 945,000 | $ 945,000 | $ 270,000 |
| Douglas County Colorado | 1 | $ 185,000 | $ 185,000 | $ 188,000 |
| Grand County Colorado | 1 | $ 1,535,000 | $ 1,535,000 | $ 476,000 |
| La Plata County Colorado | 1 | $ 425,000 | $ 425,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 235,000 |
| Hartford County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 250,000 |
| Sussex County Delaware | 1 | $ 505,000 | $ 505,000 | $ 495,000 |
| Charlotte County Florida | 1 | $ 245,000 | $ 245,000 | $ 97,000 |
| Citrus County Florida | 1 | $ 205,000 | $ 205,000 | $ 371,000 |
| Flagler County Florida | 1 | $ 275,000 | $ 275,000 | $ 485,000 |
| Lake County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 281,000 |
| Leon County Florida | 1 | $ 615,000 | $ 615,000 | $ 224,000 |
| Nassau County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sumter County Florida | 1 | $ 385,000 | $ 385,000 | $ 251,000 |
| Chatham County Georgia | 1 | $ 905,000 | $ 905,000 | $ 312,000 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Gilmer County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Glynn County Georgia | 1 | $ 1,805,000 | $ 1,805,000 | $ 295,000 |
| Henry County Georgia | 1 | $ 205,000 | $ 205,000 | $ 1,122,000 |
| Muscogee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Troup County Georgia | 1 | $ 265,000 | $ 265,000 | $ 362,000 |
| Walker County Georgia | 1 | $ 145,000 | $ 145,000 | $ 209,000 |
| Hawaii County Hawaii | 1 | $ 9,875,000 | $ 9,875,000 | $ 0 |
| Kane County Illinois | 1 | $ 705,000 | $ 705,000 | $ 222,000 |
| McLean County Illinois | 1 | $ 335,000 | $ 335,000 | $ 205,000 |
| Lake County Indiana | 1 | $ 365,000 | $ 365,000 | $ 150,000 |
| Monroe County Indiana | 1 | $ 275,000 | $ 275,000 | $ 181,000 |
| Linn County Iowa | 1 | $ 395,000 | $ 395,000 | $ 128,000 |
| Douglas County Kansas | 1 | $ 365,000 | $ 365,000 | $ 175,000 |
| Lafayette County Louisiana | 1 | $ 1,415,000 | $ 1,415,000 | $ 764,000 |
| Waldo County Maine | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 105,000 | $ 105,000 | $ 147,000 |
| Baltimore County Maryland | 1 | $ 505,000 | $ 505,000 | $ 316,000 |
| Baltimore City County Maryland | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Worcester County Maryland | 1 | $ 105,000 | $ 105,000 | $ 624,000 |
| Barnstable County Massachusetts | 1 | $ 365,000 | $ 365,000 | $ 270,000 |
| Berkshire County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 993,000 |
| Bristol County Massachusetts | 1 | $ 605,000 | $ 605,000 | $ 193,000 |
| Hampden County Massachusetts | 1 | $ 75,000 | $ 75,000 | $ 258,000 |
| Nantucket County Massachusetts | 1 | $ 1,465,000 | $ 1,465,000 | $ 1,509,000 |
| Huron County Michigan | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 285,000 | $ 285,000 | $ 75,000 |
| Kent County Michigan | 1 | $ 135,000 | $ 135,000 | $ 504,000 |
| Macomb County Michigan | 1 | $ 155,000 | $ 155,000 | $ 129,000 |
| Camden County Missouri | 1 | $ 775,000 | $ 775,000 | $ 970,000 |
| Cass County Missouri | 1 | $ 225,000 | $ 225,000 | $ 257,000 |
| Jackson County Missouri | 1 | $ 255,000 | $ 255,000 | $ 205,000 |
| St. Charles County Missouri | 1 | $ 395,000 | $ 395,000 | $ 225,000 |
| Flathead County Montana | 1 | $ 555,000 | $ 555,000 | $ 123,000 |
| Gallatin County Montana | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Madison County Montana | 1 | $ 1,805,000 | $ 1,805,000 | $ 4,245,000 |
| Hall County Nebraska | 1 | $ 285,000 | $ 285,000 | $ 245,000 |
| Douglas County Nevada | 1 | $ 515,000 | $ 515,000 | $ 217,000 |
| Elko County Nevada | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Hillsborough County New Hampshire | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Burlington County New Jersey | 1 | $ 765,000 | $ 765,000 | $ 168,000 |
| Sussex County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 197,000 |
| Santa Fe County New Mexico | 1 | $ 965,000 | $ 965,000 | $ 319,000 |
| Chemung County New York | 1 | $ 105,000 | $ 105,000 | $ 263,000 |
| Columbia County New York | 1 | $ 1,675,000 | $ 1,675,000 | $ 1,258,000 |
| Essex County New York | 1 | $ 285,000 | $ 285,000 | $ 256,000 |
| Ulster County New York | 1 | $ 185,000 | $ 185,000 | $ 325,000 |
| Warren County New York | 1 | $ 335,000 | $ 335,000 | $ 292,000 |
| Cherokee County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Dare County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 106,000 |
| Davidson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 55,000 |
| Forsyth County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 130,000 |
| Guilford County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 250,000 |
| Iredell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Lincoln County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 98,000 |
| Moore County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 295,000 |
| Delaware County Ohio | 1 | $ 715,000 | $ 715,000 | $ 457,000 |
| Fairfield County Ohio | 1 | $ 305,000 | $ 305,000 | $ 200,000 |
| Geauga County Ohio | 1 | $ 185,000 | $ 185,000 | $ 339,000 |
| Bryan County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 207,000 |
| Canadian County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 125,000 |
| Clackamas County Oregon | 1 | $ 1,105,000 | $ 1,105,000 | $ 214,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 218,000 |
| Lancaster County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Monroe County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Northampton County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 197,000 |
| Venango County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 170,000 |
| Wayne County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 240,000 |
| York County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Bristol County Rhode Island | 1 | $ 255,000 | $ 255,000 | $ 346,000 |
| Florence County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 157,000 |
| York County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 630,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 332,000 |
| Putnam County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 1,349,000 |
| Rutherford County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 290,000 |
| Bexar County Texas | 1 | $ 905,000 | $ 905,000 | $ 373,000 |
| El Paso County Texas | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Fannin County Texas | 1 | $ 195,000 | $ 195,000 | $ 1,324,000 |
| Galveston County Texas | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Guadalupe County Texas | 1 | $ 195,000 | $ 195,000 | $ 153,000 |
| Hunt County Texas | 1 | $ 715,000 | $ 715,000 | $ 275,000 |
| Jefferson County Texas | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Midland County Texas | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Wasatch County Utah | 1 | $ 1,265,000 | $ 1,265,000 | $ 983,000 |
| Franklin County Vermont | 1 | $ 615,000 | $ 615,000 | $ 468,000 |
| Rutland County Vermont | 1 | $ 255,000 | $ 255,000 | $ 426,000 |
| Accomack County Virginia | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Alexandria County Virginia | 1 | $ 255,000 | $ 255,000 | $ 1,359,000 |
| Chesterfield County Virginia | 1 | $ 325,000 | $ 325,000 | $ 166,000 |
| Culpeper County Virginia | 1 | $ 305,000 | $ 305,000 | $ 129,000 |
| Fairfax City County Virginia | 1 | $ 1,085,000 | $ 1,085,000 | $ 326,000 |
| Fauquier County Virginia | 1 | $ 215,000 | $ 215,000 | $ 206,000 |
| Montgomery County Virginia | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Norfolk County Virginia | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Roanoke County Virginia | 1 | $ 435,000 | $ 435,000 | $ 164,000 |
| Spotsylvania County Virginia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Benton County Washington | 1 | $ 1,445,000 | $ 1,445,000 | $ 553,000 |
| Franklin County Washington | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Lewis County Washington | 1 | $ 365,000 | $ 365,000 | $ 154,000 |
| Adams County Wisconsin | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 395,000 | $ 395,000 | $ 293,000 |
| Racine County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 126,000 |
| Sheboygan County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 306,000 |
| Waukesha County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Hsbc Bank Usa, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,049 | $3,417,545,000 | $1,120,000 | $19,175,000 | $432,000 | $8,042,000 |
| Home Improvement | 324 | $87,100,000 | $268,000 | $2,785,000 | $419,000 | $5,097,000 |
| Other Purpose | 296 | $271,100,000 | $915,000 | $35,005,000 | $565,000 | $7,755,000 |
| Cash-out Refinancing | 207 | $284,655,000 | $1,375,000 | $32,505,000 | $633,000 | $6,728,000 |
| Refinancing | 168 | $204,660,000 | $1,218,000 | $5,405,000 | $551,000 | $7,640,000 |
| Not Applicable | 16 | $3,110,000 | $194,000 | $635,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,165 | $2,221,315,000 | $1,026,000 | $35,005,000 | $454,000 | $8,042,000 |
| Asian | 923 | $1,012,345,000 | $1,096,000 | $11,205,000 | $403,000 | $7,755,000 |
| White | 719 | $655,005,000 | $910,000 | $9,875,000 | $500,000 | $6,728,000 |
| Hispanic | 129 | $137,145,000 | $1,063,000 | $7,005,000 | $562,000 | $6,783,000 |
| Not applicable | 70 | $176,290,000 | $2,518,000 | $20,005,000 | $0 | $0 |
| Black or African American | 39 | $40,875,000 | $1,048,000 | $11,215,000 | $464,000 | $3,482,000 |
| American Indian or Alaskan Native | 2 | $310,000 | $155,000 | $205,000 | $101,000 | $147,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,056 | $4,268,070,000 | $1,052,000 | $35,005,000 | $454,000 | $8,042,000 |
| FHA-insured (Federal Housing Administration) | 4 | $100,000 | $25,000 | $25,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,627 | $2,850,525,000 | $1,085,000 | $32,505,000 | $457,000 | $8,042,000 |
| Application Withdrawn By Applicant | 656 | $791,230,000 | $1,206,000 | $35,005,000 | $512,000 | $7,755,000 |
| File Closed For Incompleteness | 420 | $364,680,000 | $868,000 | $5,005,000 | $420,000 | $3,213,000 |
| Application Denied By Financial Institution | 307 | $221,865,000 | $722,000 | $6,405,000 | $341,000 | $4,425,000 |
| Application Approved But Not Accepted | 29 | $35,095,000 | $1,210,000 | $16,105,000 | $540,000 | $2,678,000 |
| Loan Purchased By The Institution | 21 | $4,775,000 | $227,000 | $635,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,753 | $4,046,305,000 | $1,078,000 | $35,005,000 | $463,000 | $8,042,000 |
| Debt-To-Income Ratio | 167 | $108,035,000 | $646,000 | $4,605,000 | $243,000 | $2,477,000 |
| Collateral | 36 | $30,150,000 | $837,000 | $6,405,000 | $473,000 | $1,981,000 |
| Credit Application Incomplete | 34 | $24,900,000 | $732,000 | $2,805,000 | $386,000 | $1,720,000 |
| Unverifiable Information | 26 | $24,710,000 | $950,000 | $5,405,000 | $401,000 | $2,265,000 |
| Other | 23 | $20,385,000 | $886,000 | $6,005,000 | $651,000 | $4,425,000 |
| Credit History | 15 | $7,115,000 | $474,000 | $1,605,000 | $324,000 | $654,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $6,570,000 | $1,095,000 | $3,525,000 | $390,000 | $1,334,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hsbc Bank Usa, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hsbc Bank Usa, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.