Hudson City Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Hudson City Savings Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson City Savings Bank West 80 Century Road Paramus, NJ 07652 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 21,783 |
| Total Mortgage Loan Application Amount | $11,081,246,000 |
| Average Mortgage Loan Application Amount | $454,666 |
| Highest Mortgage Loan Application Amount | $7,700,000 |
| Average Applicant Income | $167,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Hudson City Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson City Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Hudson City Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson City Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson City Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson City Savings Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfield County Connecticut | 2,943 | $ 2,052,181,000 | $ 697,000 | $ 272,000 |
| Bergen County New Jersey | 2,228 | $ 1,039,193,000 | $ 466,000 | $ 202,000 |
| Suffolk County New York | 1,179 | $ 726,331,000 | $ 616,000 | $ 255,000 |
| Monmouth County New Jersey | 1,167 | $ 558,116,000 | $ 478,000 | $ 213,000 |
| Westchester County New York | 1,100 | $ 711,896,000 | $ 647,000 | $ 237,000 |
| Ocean County New Jersey | 1,079 | $ 306,027,000 | $ 283,000 | $ 128,000 |
| Essex County New Jersey | 941 | $ 393,111,000 | $ 417,000 | $ 160,000 |
| Nassau County New York | 829 | $ 513,483,000 | $ 619,000 | $ 236,000 |
| Morris County New Jersey | 787 | $ 351,190,000 | $ 446,000 | $ 184,000 |
| Hudson County New Jersey | 670 | $ 261,658,000 | $ 390,000 | $ 156,000 |
| Middlesex County New Jersey | 609 | $ 162,640,000 | $ 267,000 | $ 110,000 |
| Union County New Jersey | 545 | $ 227,206,000 | $ 416,000 | $ 165,000 |
| Somerset County New Jersey | 450 | $ 209,623,000 | $ 465,000 | $ 192,000 |
| Passaic County New Jersey | 399 | $ 112,084,000 | $ 280,000 | $ 122,000 |
| Cook County Illinois | 350 | $ 188,591,000 | $ 538,000 | $ 0 |
| New Haven County Connecticut | 312 | $ 123,164,000 | $ 394,000 | $ 178,000 |
| Fairfax County Virginia | 261 | $ 142,549,000 | $ 546,000 | $ 0 |
| Montgomery County Maryland | 226 | $ 125,813,000 | $ 556,000 | $ 0 |
| Rockland County New York | 211 | $ 83,590,000 | $ 396,000 | $ 199,000 |
| Mercer County New Jersey | 210 | $ 99,784,000 | $ 475,000 | $ 179,000 |
| Litchfield County Connecticut | 209 | $ 134,219,000 | $ 642,000 | $ 319,000 |
| Cape May County New Jersey | 204 | $ 135,417,000 | $ 663,000 | $ 361,000 |
| Hartford County Connecticut | 201 | $ 82,689,000 | $ 411,000 | $ 172,000 |
| Montgomery County Pennsylvania | 189 | $ 110,100,000 | $ 582,000 | $ 200,000 |
| Richmond County New York | 183 | $ 78,274,000 | $ 427,000 | $ 168,000 |
| New York County New York | 181 | $ 129,778,000 | $ 717,000 | $ 1,000 |
| Bucks County Pennsylvania | 172 | $ 95,500,000 | $ 555,000 | $ 210,000 |
| Middlesex County Massachusetts | 166 | $ 101,724,000 | $ 612,000 | $ 0 |
| Burlington County New Jersey | 141 | $ 43,843,000 | $ 310,000 | $ 133,000 |
| Loudoun County Virginia | 135 | $ 69,200,000 | $ 512,000 | $ 0 |
| Hunterdon County New Jersey | 134 | $ 51,383,000 | $ 383,000 | $ 152,000 |
| Sussex County New Jersey | 132 | $ 42,782,000 | $ 324,000 | $ 142,000 |
| District of Columbia County District Of Columbia | 123 | $ 77,517,000 | $ 630,000 | $ 0 |
| Camden County New Jersey | 116 | $ 25,050,000 | $ 215,000 | $ 125,000 |
| Chester County Pennsylvania | 113 | $ 68,097,000 | $ 602,000 | $ 183,000 |
| Atlantic County New Jersey | 107 | $ 51,017,000 | $ 476,000 | $ 248,000 |
| Norfolk County Massachusetts | 103 | $ 62,410,000 | $ 605,000 | $ 0 |
| Lake County Illinois | 101 | $ 56,679,000 | $ 561,000 | $ 0 |
| Hennepin County Minnesota | 90 | $ 49,203,000 | $ 546,000 | $ 0 |
| DuPage County Illinois | 78 | $ 45,456,000 | $ 582,000 | $ 0 |
| Delaware County Pennsylvania | 78 | $ 47,022,000 | $ 602,000 | $ 226,000 |
| Dutchess County New York | 73 | $ 32,480,000 | $ 444,000 | $ 154,000 |
| Orange County New York | 72 | $ 25,922,000 | $ 360,000 | $ 152,000 |
| Arlington County Virginia | 69 | $ 40,954,000 | $ 593,000 | $ 0 |
| Middlesex County Connecticut | 68 | $ 28,806,000 | $ 423,000 | $ 190,000 |
| Warren County New Jersey | 67 | $ 16,698,000 | $ 249,000 | $ 97,000 |
| Gloucester County New Jersey | 65 | $ 13,933,000 | $ 214,000 | $ 110,000 |
| Kings County New York | 63 | $ 39,860,000 | $ 632,000 | $ 0 |
| Essex County Massachusetts | 62 | $ 31,506,000 | $ 508,000 | $ 0 |
| Prince William County Virginia | 59 | $ 26,134,000 | $ 442,000 | $ 0 |
| Anne Arundel County Maryland | 56 | $ 34,521,000 | $ 616,000 | $ 0 |
| Putnam County New York | 56 | $ 23,386,000 | $ 417,000 | $ 143,000 |
| St. Louis County Missouri | 54 | $ 30,608,000 | $ 566,000 | $ 0 |
| New London County Connecticut | 53 | $ 23,541,000 | $ 444,000 | $ 196,000 |
| Suffolk County Massachusetts | 49 | $ 29,099,000 | $ 593,000 | $ 0 |
| Alexandria County Virginia | 45 | $ 23,289,000 | $ 517,000 | $ 0 |
| Plymouth County Massachusetts | 40 | $ 19,938,000 | $ 498,000 | $ 0 |
| Prince George's County Maryland | 38 | $ 16,568,000 | $ 436,000 | $ 0 |
| Howard County Maryland | 37 | $ 20,481,000 | $ 553,000 | $ 0 |
| Mecklenburg County North Carolina | 34 | $ 19,603,000 | $ 576,000 | $ 0 |
| Frederick County Maryland | 32 | $ 13,125,000 | $ 410,000 | $ 0 |
| Wake County North Carolina | 31 | $ 14,993,000 | $ 483,000 | $ 0 |
| Barnstable County Massachusetts | 29 | $ 17,201,000 | $ 593,000 | $ 0 |
| Queens County New York | 28 | $ 11,554,000 | $ 412,000 | $ 10,000 |
| Baltimore County Maryland | 26 | $ 14,871,000 | $ 571,000 | $ 0 |
| Beaufort County South Carolina | 26 | $ 19,830,000 | $ 762,000 | $ 0 |
| Philadelphia County Pennsylvania | 23 | $ 12,673,000 | $ 551,000 | $ 6,000 |
| Charleston County South Carolina | 23 | $ 15,887,000 | $ 690,000 | $ 0 |
| Columbia County New York | 20 | $ 8,996,000 | $ 449,000 | $ 186,000 |
| Lehigh County Pennsylvania | 20 | $ 5,307,000 | $ 265,000 | $ 79,000 |
| Sussex County Delaware | 18 | $ 9,968,000 | $ 553,000 | $ 0 |
| Kane County Illinois | 18 | $ 8,967,000 | $ 498,000 | $ 0 |
| Will County Illinois | 18 | $ 8,316,000 | $ 462,000 | $ 0 |
| Worcester County Massachusetts | 18 | $ 9,064,000 | $ 503,000 | $ 0 |
| Ramsey County Minnesota | 18 | $ 8,705,000 | $ 483,000 | $ 0 |
| Johnson County Kansas | 17 | $ 11,442,000 | $ 673,000 | $ 0 |
| Nantucket County Massachusetts | 17 | $ 14,922,000 | $ 877,000 | $ 0 |
| Dakota County Minnesota | 17 | $ 7,147,000 | $ 420,000 | $ 0 |
| Shelby County Tennessee | 16 | $ 8,905,000 | $ 556,000 | $ 0 |
| Virginia Beach County Virginia | 16 | $ 8,895,000 | $ 555,000 | $ 0 |
| Washington County Minnesota | 14 | $ 7,979,000 | $ 569,000 | $ 0 |
| Calvert County Maryland | 13 | $ 5,963,000 | $ 458,000 | $ 0 |
| Scott County Minnesota | 13 | $ 5,872,000 | $ 451,000 | $ 0 |
| Rockingham County New Hampshire | 13 | $ 7,649,000 | $ 588,000 | $ 0 |
| Chesterfield County Virginia | 13 | $ 5,813,000 | $ 447,000 | $ 0 |
| Tolland County Connecticut | 11 | $ 5,256,000 | $ 477,000 | $ 254,000 |
| Charles County Maryland | 11 | $ 4,658,000 | $ 423,000 | $ 0 |
| Hillsborough County New Hampshire | 11 | $ 4,013,000 | $ 364,000 | $ 0 |
| Ulster County New York | 11 | $ 5,438,000 | $ 494,000 | $ 25,000 |
| Buncombe County North Carolina | 11 | $ 6,095,000 | $ 554,000 | $ 0 |
| Washington County Rhode Island | 11 | $ 7,092,000 | $ 644,000 | $ 0 |
| Stafford County Virginia | 11 | $ 4,764,000 | $ 433,000 | $ 0 |
| Pulaski County Arkansas | 10 | $ 4,825,000 | $ 482,000 | $ 0 |
| Williamson County Tennessee | 10 | $ 5,467,000 | $ 546,000 | $ 0 |
| Spotsylvania County Virginia | 10 | $ 5,332,000 | $ 533,000 | $ 0 |
| Dane County Wisconsin | 10 | $ 5,148,000 | $ 514,000 | $ 0 |
| Milwaukee County Wisconsin | 10 | $ 4,289,000 | $ 428,000 | $ 0 |
| Waukesha County Wisconsin | 10 | $ 5,453,000 | $ 545,000 | $ 0 |
| Bronx County New York | 9 | $ 5,287,000 | $ 587,000 | $ 0 |
| New Hanover County North Carolina | 9 | $ 4,151,000 | $ 461,000 | $ 0 |
| Union County North Carolina | 9 | $ 6,544,000 | $ 727,000 | $ 0 |
| Northampton County Pennsylvania | 9 | $ 3,367,000 | $ 374,000 | $ 112,000 |
| Fauquier County Virginia | 9 | $ 4,784,000 | $ 531,000 | $ 0 |
| Benton County Arkansas | 8 | $ 4,655,000 | $ 581,000 | $ 0 |
| Hamilton County Indiana | 8 | $ 3,933,000 | $ 491,000 | $ 0 |
| Harford County Maryland | 8 | $ 3,035,000 | $ 379,000 | $ 0 |
| Anoka County Minnesota | 8 | $ 2,428,000 | $ 303,000 | $ 0 |
| Greenville County South Carolina | 8 | $ 3,232,000 | $ 404,000 | $ 0 |
| Albemarle County Virginia | 8 | $ 5,079,000 | $ 634,000 | $ 0 |
| Henrico County Virginia | 8 | $ 2,923,000 | $ 365,000 | $ 0 |
| McHenry County Illinois | 7 | $ 2,810,000 | $ 401,000 | $ 0 |
| Polk County Iowa | 7 | $ 2,498,000 | $ 356,000 | $ 0 |
| Jefferson County Kentucky | 7 | $ 2,743,000 | $ 391,000 | $ 0 |
| Cumberland County Maine | 7 | $ 2,690,000 | $ 384,000 | $ 0 |
| Baltimore City County Maryland | 7 | $ 3,136,000 | $ 448,000 | $ 0 |
| Jackson County Missouri | 7 | $ 3,961,000 | $ 565,000 | $ 0 |
| Newport County Rhode Island | 7 | $ 3,320,000 | $ 474,000 | $ 0 |
| Davidson County Tennessee | 7 | $ 4,179,000 | $ 597,000 | $ 0 |
| New Castle County Delaware | 6 | $ 3,831,000 | $ 638,000 | $ 0 |
| Queen Anne's County Maryland | 6 | $ 3,284,000 | $ 547,000 | $ 0 |
| Worcester County Maryland | 6 | $ 2,914,000 | $ 485,000 | $ 0 |
| Berkshire County Massachusetts | 6 | $ 4,230,000 | $ 705,000 | $ 0 |
| Carver County Minnesota | 6 | $ 3,554,000 | $ 592,000 | $ 0 |
| St. Charles County Missouri | 6 | $ 2,115,000 | $ 352,000 | $ 0 |
| Iredell County North Carolina | 6 | $ 4,257,000 | $ 709,000 | $ 0 |
| Horry County South Carolina | 6 | $ 2,245,000 | $ 374,000 | $ 0 |
| Fairfax City County Virginia | 6 | $ 2,703,000 | $ 450,000 | $ 0 |
| Windham County Connecticut | 5 | $ 1,349,000 | $ 269,000 | $ 109,000 |
| Hancock County Maine | 5 | $ 1,315,000 | $ 263,000 | $ 0 |
| Talbot County Maryland | 5 | $ 2,466,000 | $ 493,000 | $ 0 |
| Dukes County Massachusetts | 5 | $ 4,149,000 | $ 829,000 | $ 0 |
| Douglas County Nebraska | 5 | $ 2,539,000 | $ 507,000 | $ 0 |
| Belknap County New Hampshire | 5 | $ 1,872,000 | $ 374,000 | $ 0 |
| Salem County New Jersey | 5 | $ 1,193,000 | $ 238,000 | $ 106,000 |
| Dare County North Carolina | 5 | $ 3,122,000 | $ 624,000 | $ 0 |
| Forsyth County North Carolina | 5 | $ 2,533,000 | $ 506,000 | $ 0 |
| Orange County North Carolina | 5 | $ 2,864,000 | $ 572,000 | $ 0 |
| Providence County Rhode Island | 5 | $ 1,552,000 | $ 310,000 | $ 0 |
| Georgetown County South Carolina | 5 | $ 4,149,000 | $ 829,000 | $ 0 |
| Chesapeake County Virginia | 5 | $ 2,124,000 | $ 424,000 | $ 0 |
| York County Maine | 4 | $ 1,657,000 | $ 414,000 | $ 0 |
| St. Mary's County Maryland | 4 | $ 1,760,000 | $ 440,000 | $ 0 |
| Camden County Missouri | 4 | $ 2,576,000 | $ 644,000 | $ 0 |
| Currituck County North Carolina | 4 | $ 2,583,000 | $ 645,000 | $ 0 |
| Durham County North Carolina | 4 | $ 2,732,000 | $ 683,000 | $ 0 |
| Macon County North Carolina | 4 | $ 2,334,000 | $ 583,000 | $ 0 |
| Lancaster County Pennsylvania | 4 | $ 2,159,000 | $ 539,000 | $ 0 |
| Clarke County Virginia | 4 | $ 2,055,000 | $ 513,000 | $ 0 |
| Manassas Park County Virginia | 4 | $ 1,386,000 | $ 346,000 | $ 0 |
| Washington County Arkansas | 3 | $ 1,490,000 | $ 496,000 | $ 0 |
| Allen County Indiana | 3 | $ 707,000 | $ 235,000 | $ 0 |
| Boone County Indiana | 3 | $ 1,466,000 | $ 488,000 | $ 0 |
| Marion County Indiana | 3 | $ 1,508,000 | $ 502,000 | $ 0 |
| Boone County Kentucky | 3 | $ 1,593,000 | $ 531,000 | $ 0 |
| Fayette County Kentucky | 3 | $ 2,872,000 | $ 957,000 | $ 0 |
| Kenton County Kentucky | 3 | $ 1,573,000 | $ 524,000 | $ 0 |
| Carroll County Maryland | 3 | $ 1,554,000 | $ 518,000 | $ 0 |
| Crow Wing County Minnesota | 3 | $ 1,851,000 | $ 617,000 | $ 0 |
| Clay County Missouri | 3 | $ 1,313,000 | $ 437,000 | $ 0 |
| St. Louis City County Missouri | 3 | $ 1,403,000 | $ 467,000 | $ 0 |
| Lancaster County Nebraska | 3 | $ 1,615,000 | $ 538,000 | $ 0 |
| Cumberland County New Jersey | 3 | $ 383,000 | $ 127,000 | $ 60,000 |
| Monroe County New York | 3 | $ 483,000 | $ 161,000 | $ 0 |
| Brunswick County North Carolina | 3 | $ 1,470,000 | $ 490,000 | $ 0 |
| Allegheny County Pennsylvania | 3 | $ 1,052,000 | $ 350,000 | $ 0 |
| Butler County Pennsylvania | 3 | $ 1,265,000 | $ 421,000 | $ 0 |
| Dorchester County South Carolina | 3 | $ 1,035,000 | $ 345,000 | $ 0 |
| Lexington County South Carolina | 3 | $ 917,000 | $ 305,000 | $ 0 |
| Oconee County South Carolina | 3 | $ 1,816,000 | $ 605,000 | $ 0 |
| Pickens County South Carolina | 3 | $ 2,593,000 | $ 864,000 | $ 0 |
| Richland County South Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 0 |
| York County South Carolina | 3 | $ 1,347,000 | $ 449,000 | $ 0 |
| Knox County Tennessee | 3 | $ 1,899,000 | $ 633,000 | $ 0 |
| Falls Church County Virginia | 3 | $ 1,440,000 | $ 480,000 | $ 0 |
| Goochland County Virginia | 3 | $ 1,397,000 | $ 465,000 | $ 0 |
| James City County Virginia | 3 | $ 1,518,000 | $ 506,000 | $ 0 |
| Nelson County Virginia | 3 | $ 1,043,000 | $ 347,000 | $ 0 |
| Norfolk County Virginia | 3 | $ 1,429,000 | $ 476,000 | $ 0 |
| Richmond City County Virginia | 3 | $ 1,943,000 | $ 647,000 | $ 0 |
| Suffolk County Virginia | 3 | $ 1,588,000 | $ 529,000 | $ 0 |
| St. Croix County Wisconsin | 3 | $ 1,562,000 | $ 520,000 | $ 0 |
| Walworth County Wisconsin | 3 | $ 1,360,000 | $ 453,000 | $ 0 |
| Faulkner County Arkansas | 2 | $ 668,000 | $ 334,000 | $ 0 |
| Kendall County Illinois | 2 | $ 512,000 | $ 256,000 | $ 0 |
| Madison County Illinois | 2 | $ 1,389,000 | $ 694,000 | $ 0 |
| McLean County Illinois | 2 | $ 1,131,000 | $ 565,000 | $ 0 |
| Johnson County Indiana | 2 | $ 862,000 | $ 431,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 896,000 | $ 448,000 | $ 0 |
| Warrick County Indiana | 2 | $ 532,000 | $ 266,000 | $ 0 |
| Douglas County Kansas | 2 | $ 1,158,000 | $ 579,000 | $ 0 |
| Bullitt County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Oldham County Kentucky | 2 | $ 1,279,000 | $ 639,000 | $ 0 |
| Knox County Maine | 2 | $ 1,830,000 | $ 915,000 | $ 0 |
| Lincoln County Maine | 2 | $ 1,792,000 | $ 896,000 | $ 0 |
| Washington County Maryland | 2 | $ 1,043,000 | $ 521,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 368,000 | $ 184,000 | $ 0 |
| Olmsted County Minnesota | 2 | $ 970,000 | $ 485,000 | $ 0 |
| Wright County Minnesota | 2 | $ 646,000 | $ 323,000 | $ 0 |
| Boone County Missouri | 2 | $ 1,129,000 | $ 564,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 556,000 | $ 278,000 | $ 0 |
| Strafford County New Hampshire | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Erie County New York | 2 | $ 706,000 | $ 353,000 | $ 0 |
| Essex County New York | 2 | $ 601,000 | $ 300,000 | $ 0 |
| Franklin County New York | 2 | $ 2,229,000 | $ 1,114,000 | $ 226,000 |
| Greene County New York | 2 | $ 648,000 | $ 324,000 | $ 109,000 |
| Sullivan County New York | 2 | $ 657,000 | $ 328,000 | $ 0 |
| Carteret County North Carolina | 2 | $ 949,000 | $ 474,000 | $ 0 |
| Catawba County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Chatham County North Carolina | 2 | $ 1,417,000 | $ 708,000 | $ 0 |
| Guilford County North Carolina | 2 | $ 1,604,000 | $ 802,000 | $ 0 |
| Lincoln County North Carolina | 2 | $ 1,319,000 | $ 659,000 | $ 0 |
| Pitt County North Carolina | 2 | $ 1,274,000 | $ 637,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 820,000 | $ 410,000 | $ 0 |
| Cumberland County Pennsylvania | 2 | $ 803,000 | $ 401,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 742,000 | $ 371,000 | $ 0 |
| Luzerne County Pennsylvania | 2 | $ 459,000 | $ 229,000 | $ 0 |
| York County Pennsylvania | 2 | $ 979,000 | $ 489,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| Berkeley County South Carolina | 2 | $ 1,741,000 | $ 870,000 | $ 0 |
| Loudon County Tennessee | 2 | $ 1,327,000 | $ 663,000 | $ 0 |
| Sevier County Tennessee | 2 | $ 1,410,000 | $ 705,000 | $ 0 |
| Bennington County Vermont | 2 | $ 1,619,000 | $ 809,000 | $ 0 |
| Chittenden County Vermont | 2 | $ 1,513,000 | $ 756,000 | $ 0 |
| Windham County Vermont | 2 | $ 695,000 | $ 347,000 | $ 0 |
| Botetourt County Virginia | 2 | $ 422,000 | $ 211,000 | $ 0 |
| Hanover County Virginia | 2 | $ 773,000 | $ 386,000 | $ 0 |
| Montgomery County Virginia | 2 | $ 661,000 | $ 330,000 | $ 0 |
| Rockingham County Virginia | 2 | $ 669,000 | $ 334,000 | $ 0 |
| York County Virginia | 2 | $ 1,139,000 | $ 569,000 | $ 0 |
| Cabell County West Virginia | 2 | $ 351,000 | $ 175,000 | $ 0 |
| Brown County Wisconsin | 2 | $ 1,008,000 | $ 504,000 | $ 0 |
| Ozaukee County Wisconsin | 2 | $ 1,345,000 | $ 672,000 | $ 0 |
| Racine County Wisconsin | 2 | $ 892,000 | $ 446,000 | $ 0 |
| Baxter County Arkansas | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 658,000 | $ 658,000 | $ 0 |
| Garland County Arkansas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kent County Delaware | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Adams County Illinois | 1 | $ 399,000 | $ 399,000 | $ 0 |
| Champaign County Illinois | 1 | $ 708,000 | $ 708,000 | $ 0 |
| Marshall County Illinois | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 570,000 | $ 570,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Whiteside County Illinois | 1 | $ 628,000 | $ 628,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hancock County Indiana | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Lake County Indiana | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Madison County Indiana | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Monroe County Indiana | 1 | $ 711,000 | $ 711,000 | $ 0 |
| Dallas County Iowa | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Johnson County Iowa | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Warren County Iowa | 1 | $ 899,000 | $ 899,000 | $ 0 |
| Reno County Kansas | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 729,000 | $ 729,000 | $ 0 |
| Campbell County Kentucky | 1 | $ 361,000 | $ 361,000 | $ 0 |
| Casey County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Garrard County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Jessamine County Kentucky | 1 | $ 837,000 | $ 837,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Waldo County Maine | 1 | $ 727,000 | $ 727,000 | $ 0 |
| Garrett County Maryland | 1 | $ 840,000 | $ 840,000 | $ 0 |
| Kent County Maryland | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 554,000 | $ 554,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Hampshire County Massachusetts | 1 | $ 447,000 | $ 447,000 | $ 0 |
| Isanti County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Otter Tail County Minnesota | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 161,000 | $ 161,000 | $ 0 |
| St. Louis County Minnesota | 1 | $ 438,000 | $ 438,000 | $ 0 |
| Cass County Missouri | 1 | $ 748,000 | $ 748,000 | $ 0 |
| Christian County Missouri | 1 | $ 473,000 | $ 473,000 | $ 0 |
| Franklin County Missouri | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Platte County Missouri | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Taney County Missouri | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Warren County Missouri | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Albany County New York | 1 | $ 520,000 | $ 520,000 | $ 0 |
| Cattaraugus County New York | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Cortland County New York | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Delaware County New York | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Genesee County New York | 1 | $ 20,000 | $ 20,000 | $ 68,000 |
| Onondaga County New York | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Ontario County New York | 1 | $ 893,000 | $ 893,000 | $ 0 |
| Oswego County New York | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Otsego County New York | 1 | $ 558,000 | $ 558,000 | $ 0 |
| Schenectady County New York | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Warren County New York | 1 | $ 596,000 | $ 596,000 | $ 0 |
| Washington County New York | 1 | $ 612,000 | $ 612,000 | $ 0 |
| Wayne County New York | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 818,000 | $ 818,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Craven County North Carolina | 1 | $ 644,000 | $ 644,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Halifax County North Carolina | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 939,000 | $ 939,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Moore County North Carolina | 1 | $ 623,000 | $ 623,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Cass County North Dakota | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 212,000 | $ 212,000 | $ 0 |
| Lawrence County Pennsylvania | 1 | $ 426,000 | $ 426,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 856,000 | $ 856,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 317,000 | $ 317,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 464,000 | $ 464,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Blount County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 411,000 | $ 411,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 568,000 | $ 568,000 | $ 0 |
| White County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Orleans County Vermont | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Rutland County Vermont | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Bedford County Virginia | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Charlottesville County Virginia | 1 | $ 372,000 | $ 372,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 844,000 | $ 844,000 | $ 0 |
| Frederick County Virginia | 1 | $ 443,000 | $ 443,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 588,000 | $ 588,000 | $ 0 |
| Harrisonburg County Virginia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 394,000 | $ 394,000 | $ 0 |
| King George County Virginia | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Newport News County Virginia | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Orange County Virginia | 1 | $ 1,068,000 | $ 1,068,000 | $ 0 |
| Roanoke County Virginia | 1 | $ 737,000 | $ 737,000 | $ 0 |
| Rockbridge County Virginia | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Shenandoah County Virginia | 1 | $ 541,000 | $ 541,000 | $ 0 |
| Washington County Virginia | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 720,000 | $ 720,000 | $ 0 |
| Morgan County West Virginia | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Wood County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Dodge County Wisconsin | 1 | $ 383,000 | $ 383,000 | $ 0 |
| Door County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Juneau County Wisconsin | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Marinette County Wisconsin | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 530,000 | $ 530,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Richland County Wisconsin | 1 | $ 63,000 | $ 63,000 | $ 0 |
| Rock County Wisconsin | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 519,000 | $ 519,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 0 |
| Washington County Wisconsin | 1 | $ 451,000 | $ 451,000 | $ 0 |
Mortgage Loan Application Detail Totals for Hudson City Savings Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 12,322 | $6,533,031,000 | $530,000 | $7,700,000 | $178,000 | $8,076,000 |
| Home Purchase | 7,667 | $3,981,818,000 | $519,000 | $3,000,000 | $160,000 | $9,999,000 |
| Home Improvement | 1,794 | $566,397,000 | $315,000 | $3,000,000 | $165,000 | $3,600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,683 | $6,052,452,000 | $518,000 | $5,000,000 | $242,000 | $9,999,000 |
| Not applicable | 6,450 | $3,273,065,000 | $507,000 | $7,700,000 | $19,000 | $4,662,000 |
| Asian | 1,496 | $644,320,000 | $430,000 | $2,622,000 | $176,000 | $1,696,000 |
| Not Provided | 1,447 | $863,308,000 | $596,000 | $4,475,000 | $273,000 | $5,022,000 |
| Hispanic | 480 | $168,803,000 | $351,000 | $2,210,000 | $148,000 | $4,531,000 |
| Black or African American | 200 | $67,914,000 | $339,000 | $2,500,000 | $157,000 | $800,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $8,281,000 | $487,000 | $1,410,000 | $190,000 | $626,000 |
| American Indian or Alaskan Native | 10 | $3,103,000 | $310,000 | $775,000 | $217,000 | $1,080,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 21,783 | $11,081,246,000 | $508,000 | $7,700,000 | $171,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,466 | $5,963,118,000 | $520,000 | $5,000,000 | $248,000 | $9,000,000 |
| Loan Purchased By The Institution | 6,276 | $3,174,637,000 | $505,000 | $7,700,000 | $6,000 | $404,000 |
| Application Denied By Financial Institution | 2,553 | $1,168,751,000 | $457,000 | $3,000,000 | $171,000 | $9,999,000 |
| Application Approved But Not Accepted | 774 | $432,763,000 | $559,000 | $3,000,000 | $297,000 | $4,662,000 |
| File Closed For Incompleteness | 600 | $278,272,000 | $463,000 | $3,000,000 | $226,000 | $5,022,000 |
| Application Withdrawn By Applicant | 114 | $63,705,000 | $558,000 | $3,355,000 | $246,000 | $2,645,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 730 | $306,560,000 | $419,000 | $2,819,000 | $118,000 | $2,053,000 |
| Collateral | 609 | $311,270,000 | $511,000 | $2,577,000 | $215,000 | $1,992,000 |
| Other | 499 | $268,943,000 | $538,000 | $3,000,000 | $228,000 | $9,999,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 353 | $137,518,000 | $389,000 | $2,000,000 | $126,000 | $1,491,000 |
| Credit History | 303 | $117,753,000 | $388,000 | $2,473,000 | $153,000 | $754,000 |
| Unverifiable Information | 27 | $12,184,000 | $451,000 | $1,500,000 | $212,000 | $1,020,000 |
| Credit Application Incomplete | 18 | $9,317,000 | $517,000 | $1,480,000 | $349,000 | $1,400,000 |
| Employment History | 13 | $4,688,000 | $360,000 | $932,000 | $156,000 | $613,000 |
| Mortgage Insurance Denied | 1 | $518,000 | $518,000 | $518,000 | $188,000 | $188,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson City Savings Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson City Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.