Hudson Valley Bank N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Hudson Valley Bank N.A. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Hudson Valley Bank N.A. 21 Scarsdale Road Yonkers, NY 10707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 510 |
| Total Mortgage Loan Application Amount | $221,009,000 |
| Average Mortgage Loan Application Amount | $461,333 |
| Highest Mortgage Loan Application Amount | $12,000,000 |
| Average Applicant Income | $267,333 |
| Highest Applicant Income | $2,877,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Hudson Valley Bank N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Hudson Valley Bank N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Hudson Valley Bank N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Hudson Valley Bank N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Hudson Valley Bank N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Hudson Valley Bank N.A.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Westchester County New York | 50 | $ 30,343,000 | $ 606,000 | $ 335,000 |
| Middlesex County Massachusetts | 22 | $ 5,862,000 | $ 266,000 | $ 134,000 |
| Cape May County New Jersey | 21 | $ 12,192,000 | $ 580,000 | $ 431,000 |
| Fairfield County Connecticut | 20 | $ 13,342,000 | $ 667,000 | $ 221,000 |
| Montgomery County Maryland | 19 | $ 6,830,000 | $ 359,000 | $ 179,000 |
| Montgomery County Pennsylvania | 19 | $ 5,742,000 | $ 302,000 | $ 181,000 |
| Bergen County New Jersey | 16 | $ 6,918,000 | $ 432,000 | $ 355,000 |
| Monmouth County New Jersey | 16 | $ 8,723,000 | $ 545,000 | $ 363,000 |
| Hartford County Connecticut | 14 | $ 3,343,000 | $ 238,000 | $ 132,000 |
| Morris County New Jersey | 14 | $ 6,201,000 | $ 442,000 | $ 240,000 |
| Essex County New Jersey | 13 | $ 5,301,000 | $ 407,000 | $ 241,000 |
| Somerset County New Jersey | 13 | $ 4,683,000 | $ 360,000 | $ 194,000 |
| Bronx County New York | 11 | $ 16,936,000 | $ 1,539,000 | $ 38,000 |
| Chester County Pennsylvania | 11 | $ 2,628,000 | $ 238,000 | $ 124,000 |
| Camden County New Jersey | 9 | $ 2,950,000 | $ 327,000 | $ 416,000 |
| Hudson County New Jersey | 9 | $ 5,905,000 | $ 656,000 | $ 260,000 |
| Middlesex County New Jersey | 9 | $ 2,507,000 | $ 278,000 | $ 132,000 |
| Bucks County Pennsylvania | 9 | $ 2,500,000 | $ 277,000 | $ 109,000 |
| Fairfax County Virginia | 9 | $ 3,664,000 | $ 407,000 | $ 161,000 |
| New Haven County Connecticut | 8 | $ 1,441,000 | $ 180,000 | $ 128,000 |
| Burlington County New Jersey | 8 | $ 2,205,000 | $ 275,000 | $ 145,000 |
| Mercer County New Jersey | 8 | $ 2,954,000 | $ 369,000 | $ 208,000 |
| New York County New York | 8 | $ 13,466,000 | $ 1,683,000 | $ 731,000 |
| Baltimore County Maryland | 7 | $ 1,629,000 | $ 232,000 | $ 131,000 |
| Howard County Maryland | 6 | $ 1,685,000 | $ 280,000 | $ 95,000 |
| Gloucester County New Jersey | 6 | $ 2,128,000 | $ 354,000 | $ 186,000 |
| Ocean County New Jersey | 6 | $ 3,464,000 | $ 577,000 | $ 334,000 |
| Union County New Jersey | 6 | $ 2,741,000 | $ 456,000 | $ 192,000 |
| Delaware County Pennsylvania | 6 | $ 1,440,000 | $ 240,000 | $ 147,000 |
| Henrico County Virginia | 6 | $ 1,304,000 | $ 217,000 | $ 173,000 |
| Bristol County Massachusetts | 5 | $ 1,266,000 | $ 253,000 | $ 113,000 |
| Norfolk County Massachusetts | 5 | $ 1,139,000 | $ 227,000 | $ 128,000 |
| Atlantic County New Jersey | 5 | $ 3,996,000 | $ 799,000 | $ 1,044,000 |
| Hunterdon County New Jersey | 5 | $ 2,069,000 | $ 413,000 | $ 234,000 |
| Allegheny County Pennsylvania | 5 | $ 1,177,000 | $ 235,000 | $ 141,000 |
| Tolland County Connecticut | 4 | $ 877,000 | $ 219,000 | $ 114,000 |
| Essex County Massachusetts | 4 | $ 844,000 | $ 211,000 | $ 159,000 |
| Rockland County New York | 4 | $ 755,000 | $ 188,000 | $ 85,000 |
| Lehigh County Pennsylvania | 4 | $ 531,000 | $ 132,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 4 | $ 944,000 | $ 236,000 | $ 149,000 |
| Middlesex County Connecticut | 3 | $ 650,000 | $ 216,000 | $ 131,000 |
| New Castle County Delaware | 3 | $ 582,000 | $ 194,000 | $ 141,000 |
| Worcester County Massachusetts | 3 | $ 575,000 | $ 191,000 | $ 94,000 |
| Cumberland County New Jersey | 3 | $ 360,000 | $ 120,000 | $ 84,000 |
| Nassau County New York | 3 | $ 2,149,000 | $ 716,000 | $ 282,000 |
| Suffolk County New York | 3 | $ 2,044,000 | $ 681,000 | $ 389,000 |
| Lancaster County Pennsylvania | 3 | $ 346,000 | $ 115,000 | $ 80,000 |
| Northampton County Pennsylvania | 3 | $ 476,000 | $ 158,000 | $ 102,000 |
| Arlington County Virginia | 3 | $ 983,000 | $ 327,000 | $ 159,000 |
| Virginia Beach County Virginia | 3 | $ 665,000 | $ 221,000 | $ 67,000 |
| Litchfield County Connecticut | 2 | $ 424,000 | $ 212,000 | $ 143,000 |
| Anne Arundel County Maryland | 2 | $ 860,000 | $ 430,000 | $ 427,000 |
| Frederick County Maryland | 2 | $ 384,000 | $ 192,000 | $ 161,000 |
| Harford County Maryland | 2 | $ 646,000 | $ 323,000 | $ 132,000 |
| Prince George's County Maryland | 2 | $ 418,000 | $ 209,000 | $ 86,000 |
| Plymouth County Massachusetts | 2 | $ 352,000 | $ 176,000 | $ 112,000 |
| Suffolk County Massachusetts | 2 | $ 775,000 | $ 387,000 | $ 225,000 |
| Butler County Pennsylvania | 2 | $ 403,000 | $ 201,000 | $ 140,000 |
| Cumberland County Pennsylvania | 2 | $ 514,000 | $ 257,000 | $ 98,000 |
| Luzerne County Pennsylvania | 2 | $ 361,000 | $ 180,000 | $ 139,000 |
| Prince William County Virginia | 2 | $ 241,000 | $ 120,000 | $ 74,000 |
| Spotsylvania County Virginia | 2 | $ 485,000 | $ 242,000 | $ 213,000 |
| Sussex County Delaware | 1 | $ 284,000 | $ 284,000 | $ 81,000 |
| Clayton County Georgia | 1 | $ 4,500,000 | $ 4,500,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 191,000 | $ 191,000 | $ 110,000 |
| Carroll County Maryland | 1 | $ 210,000 | $ 210,000 | $ 79,000 |
| Charles County Maryland | 1 | $ 174,000 | $ 174,000 | $ 148,000 |
| St. Mary's County Maryland | 1 | $ 230,000 | $ 230,000 | $ 95,000 |
| Dukes County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 101,000 |
| Hampden County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 127,000 |
| Passaic County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 69,000 |
| Salem County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Sussex County New Jersey | 1 | $ 150,000 | $ 150,000 | $ 97,000 |
| Warren County New Jersey | 1 | $ 109,000 | $ 109,000 | $ 75,000 |
| Greene County New York | 1 | $ 150,000 | $ 150,000 | $ 137,000 |
| Kings County New York | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Adams County Pennsylvania | 1 | $ 282,000 | $ 282,000 | $ 146,000 |
| Cambria County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 129,000 |
| Centre County Pennsylvania | 1 | $ 199,000 | $ 199,000 | $ 85,000 |
| Dauphin County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 136,000 |
| Erie County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 121,000 |
| Huntingdon County Pennsylvania | 1 | $ 64,000 | $ 64,000 | $ 43,000 |
| Lawrence County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Pike County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 333,000 |
| Washington County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 101,000 |
| Windham County Vermont | 1 | $ 1,250,000 | $ 1,250,000 | $ 1,600,000 |
| Chesterfield County Virginia | 1 | $ 175,000 | $ 175,000 | $ 195,000 |
| Colonial Heights County Virginia | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Franklin County Virginia | 1 | $ 396,000 | $ 396,000 | $ 116,000 |
| Hanover County Virginia | 1 | $ 198,000 | $ 198,000 | $ 168,000 |
| James City County Virginia | 1 | $ 209,000 | $ 209,000 | $ 64,000 |
| Loudoun County Virginia | 1 | $ 390,000 | $ 390,000 | $ 139,000 |
| Rockingham County Virginia | 1 | $ 190,000 | $ 190,000 | $ 62,000 |
| Warren County Virginia | 1 | $ 103,000 | $ 103,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Hudson Valley Bank N.A. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 368 | $143,965,000 | $391,000 | $12,000,000 | $221,000 | $2,877,000 |
| Home Purchase | 141 | $76,594,000 | $543,000 | $4,500,000 | $236,000 | $1,726,000 |
| Home Improvement | 1 | $450,000 | $450,000 | $450,000 | $345,000 | $345,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 438 | $184,725,000 | $421,000 | $12,000,000 | $200,000 | $2,839,000 |
| White | 46 | $23,390,000 | $508,000 | $4,000,000 | $424,000 | $2,877,000 |
| Not Provided | 16 | $8,040,000 | $502,000 | $1,187,000 | $342,000 | $1,254,000 |
| Hispanic | 4 | $2,577,000 | $644,000 | $980,000 | $396,000 | $500,000 |
| Asian | 3 | $1,832,000 | $610,000 | $1,230,000 | $190,000 | $420,000 |
| Black or African American | 3 | $445,000 | $148,000 | $300,000 | $68,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 510 | $221,009,000 | $433,000 | $12,000,000 | $226,000 | $2,877,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 423 | $152,113,000 | $359,000 | $3,408,000 | $207,000 | $2,839,000 |
| Loan Originated | 36 | $27,340,000 | $759,000 | $4,500,000 | $376,000 | $2,877,000 |
| Application Withdrawn By Applicant | 26 | $29,629,000 | $1,139,000 | $12,000,000 | $285,000 | $1,600,000 |
| Application Denied By Financial Institution | 24 | $11,639,000 | $484,000 | $1,250,000 | $261,000 | $1,726,000 |
| File Closed For Incompleteness | 1 | $288,000 | $288,000 | $288,000 | $113,000 | $113,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 13 | $6,321,000 | $486,000 | $1,250,000 | $163,000 | $500,000 |
| Credit History | 7 | $2,593,000 | $370,000 | $1,000,000 | $255,000 | $1,047,000 |
| Collateral | 3 | $2,051,000 | $683,000 | $1,078,000 | $664,000 | $1,726,000 |
| Other | 1 | $674,000 | $674,000 | $674,000 | $369,000 | $369,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Hudson Valley Bank N.A.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Hudson Valley Bank N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.