Iaa Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Iaa Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iaa Credit Union 808 Iaa Drive Bloomington, IL 61701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 450 |
| Total Mortgage Loan Application Amount | $90,670,000 |
| Average Mortgage Loan Application Amount | $199,666 |
| Highest Mortgage Loan Application Amount | $745,000 |
| Average Applicant Income | $132,333 |
| Highest Applicant Income | $2,544,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Iaa Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iaa Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Iaa Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iaa Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Iaa Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iaa Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| McLean County Illinois | 182 | $ 30,370,000 | $ 166,000 | $ 117,000 |
| Cook County Illinois | 20 | $ 4,800,000 | $ 240,000 | $ 157,000 |
| Maricopa County Arizona | 12 | $ 3,710,000 | $ 309,000 | $ 166,000 |
| DuPage County Illinois | 11 | $ 2,425,000 | $ 220,000 | $ 130,000 |
| Tazewell County Illinois | 11 | $ 1,605,000 | $ 145,000 | $ 87,000 |
| McHenry County Illinois | 8 | $ 1,630,000 | $ 203,000 | $ 130,000 |
| Woodford County Illinois | 8 | $ 1,660,000 | $ 207,000 | $ 171,000 |
| Will County Illinois | 7 | $ 1,585,000 | $ 226,000 | $ 152,000 |
| Kane County Illinois | 6 | $ 1,570,000 | $ 261,000 | $ 138,000 |
| Clark County Nevada | 6 | $ 1,510,000 | $ 251,000 | $ 133,000 |
| De Witt County Illinois | 5 | $ 395,000 | $ 79,000 | $ 88,000 |
| Deschutes County Oregon | 5 | $ 1,535,000 | $ 307,000 | $ 114,000 |
| Marion County Oregon | 5 | $ 1,205,000 | $ 241,000 | $ 115,000 |
| Champaign County Illinois | 4 | $ 600,000 | $ 150,000 | $ 71,000 |
| Ford County Illinois | 4 | $ 330,000 | $ 82,000 | $ 78,000 |
| Logan County Illinois | 4 | $ 330,000 | $ 82,000 | $ 63,000 |
| Sangamon County Illinois | 4 | $ 830,000 | $ 207,000 | $ 120,000 |
| Lee County Florida | 3 | $ 905,000 | $ 301,000 | $ 151,000 |
| Santa Rosa County Florida | 3 | $ 385,000 | $ 128,000 | $ 101,000 |
| Kankakee County Illinois | 3 | $ 555,000 | $ 185,000 | $ 136,000 |
| LaSalle County Illinois | 3 | $ 385,000 | $ 128,000 | $ 119,000 |
| Perry County Illinois | 3 | $ 565,000 | $ 188,000 | $ 85,000 |
| St. Clair County Illinois | 3 | $ 425,000 | $ 141,000 | $ 80,000 |
| Marion County Indiana | 3 | $ 395,000 | $ 131,000 | $ 904,000 |
| Douglas County Oregon | 3 | $ 1,185,000 | $ 395,000 | $ 122,000 |
| Lewis County Washington | 3 | $ 1,095,000 | $ 365,000 | $ 134,000 |
| Pinal County Arizona | 2 | $ 450,000 | $ 225,000 | $ 131,000 |
| Adams County Colorado | 2 | $ 570,000 | $ 285,000 | $ 100,000 |
| Sarasota County Florida | 2 | $ 410,000 | $ 205,000 | $ 45,000 |
| Cherokee County Georgia | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Clay County Illinois | 2 | $ 310,000 | $ 155,000 | $ 160,000 |
| DeKalb County Illinois | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Henry County Illinois | 2 | $ 630,000 | $ 315,000 | $ 226,000 |
| Iroquois County Illinois | 2 | $ 390,000 | $ 195,000 | $ 111,000 |
| Knox County Illinois | 2 | $ 250,000 | $ 125,000 | $ 92,000 |
| Madison County Illinois | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Washington County Illinois | 2 | $ 310,000 | $ 155,000 | $ 88,000 |
| Jefferson County Kentucky | 2 | $ 440,000 | $ 220,000 | $ 98,000 |
| Camden County Missouri | 2 | $ 200,000 | $ 100,000 | $ 142,000 |
| Jackson County Missouri | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| St. Louis County Missouri | 2 | $ 410,000 | $ 205,000 | $ 112,000 |
| Washoe County Nevada | 2 | $ 1,250,000 | $ 625,000 | $ 308,000 |
| Thurston County Washington | 2 | $ 500,000 | $ 250,000 | $ 95,000 |
| Outagamie County Wisconsin | 2 | $ 470,000 | $ 235,000 | $ 103,000 |
| Chilton County Alabama | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 142,000 |
| Marshall County Alabama | 1 | $ 265,000 | $ 265,000 | $ 449,000 |
| Russell County Alabama | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Graham County Arizona | 1 | $ 405,000 | $ 405,000 | $ 163,000 |
| Pima County Arizona | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Arapahoe County Colorado | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Broomfield County Colorado | 1 | $ 495,000 | $ 495,000 | $ 277,000 |
| Larimer County Colorado | 1 | $ 265,000 | $ 265,000 | $ 231,000 |
| Ouray County Colorado | 1 | $ 215,000 | $ 215,000 | $ 125,000 |
| Brevard County Florida | 1 | $ 505,000 | $ 505,000 | $ 362,000 |
| Charlotte County Florida | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Collier County Florida | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Hillsborough County Florida | 1 | $ 655,000 | $ 655,000 | $ 812,000 |
| Martin County Florida | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Polk County Florida | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Sumter County Florida | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Walton County Florida | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| Bryan County Georgia | 1 | $ 315,000 | $ 315,000 | $ 194,000 |
| Catoosa County Georgia | 1 | $ 285,000 | $ 285,000 | $ 233,000 |
| Columbia County Georgia | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Forsyth County Georgia | 1 | $ 365,000 | $ 365,000 | $ 297,000 |
| Gordon County Georgia | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Laurens County Georgia | 1 | $ 365,000 | $ 365,000 | $ 181,000 |
| Pickens County Georgia | 1 | $ 165,000 | $ 165,000 | $ 330,000 |
| Thomas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Walton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Carroll County Illinois | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Fayette County Illinois | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Hamilton County Illinois | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Kendall County Illinois | 1 | $ 355,000 | $ 355,000 | $ 113,000 |
| Lake County Illinois | 1 | $ 105,000 | $ 105,000 | $ 146,000 |
| Livingston County Illinois | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Macon County Illinois | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Macoupin County Illinois | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Mason County Illinois | 1 | $ 45,000 | $ 45,000 | $ 30,000 |
| Menard County Illinois | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
| Richland County Illinois | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Schuyler County Illinois | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Stephenson County Illinois | 1 | $ 235,000 | $ 235,000 | $ 197,000 |
| Vermilion County Illinois | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Williamson County Illinois | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Winnebago County Illinois | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Johnson County Indiana | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Lake County Indiana | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Benton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Warren County Iowa | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Johnson County Kansas | 1 | $ 385,000 | $ 385,000 | $ 268,000 |
| Clinton County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 176,000 |
| Woodford County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Bossier County Louisiana | 1 | $ 325,000 | $ 325,000 | $ 122,000 |
| Allegan County Michigan | 1 | $ 205,000 | $ 205,000 | $ 277,000 |
| Manistee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| St. Joseph County Michigan | 1 | $ 185,000 | $ 185,000 | $ 429,000 |
| Washtenaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Anoka County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Olmsted County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| Ramsey County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Cape Girardeau County Missouri | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Jefferson County Missouri | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Miller County Missouri | 1 | $ 265,000 | $ 265,000 | $ 278,000 |
| Scott County Missouri | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Buncombe County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Forsyth County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 164,000 |
| Franklin County Ohio | 1 | $ 295,000 | $ 295,000 | $ 197,000 |
| Hamilton County Ohio | 1 | $ 355,000 | $ 355,000 | $ 178,000 |
| Benton County Oregon | 1 | $ 355,000 | $ 355,000 | $ 123,000 |
| Clackamas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Lane County Oregon | 1 | $ 475,000 | $ 475,000 | $ 97,000 |
| Linn County Oregon | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
| Multnomah County Oregon | 1 | $ 485,000 | $ 485,000 | $ 205,000 |
| Polk County Oregon | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Greenville County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Robertson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Williamson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Collin County Texas | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Hidalgo County Texas | 1 | $ 135,000 | $ 135,000 | $ 324,000 |
| Benton County Washington | 1 | $ 495,000 | $ 495,000 | $ 281,000 |
| King County Washington | 1 | $ 305,000 | $ 305,000 | $ 36,000 |
| Spokane County Washington | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Shawano County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 147,000 |
| Vilas County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Walworth County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 265,000 |
| Waukesha County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Iaa Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 216 | $44,620,000 | $206,000 | $745,000 | $132,000 | $812,000 |
| Home Purchase | 125 | $23,605,000 | $188,000 | $505,000 | $133,000 | $2,544,000 |
| Cash-out Refinancing | 109 | $22,445,000 | $205,000 | $705,000 | $132,000 | $375,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 401 | $80,595,000 | $200,000 | $745,000 | $133,000 | $2,544,000 |
| Not Provided | 28 | $5,560,000 | $198,000 | $375,000 | $126,000 | $267,000 |
| Hispanic | 10 | $1,680,000 | $168,000 | $325,000 | $100,000 | $173,000 |
| Asian | 8 | $2,110,000 | $263,000 | $395,000 | $133,000 | $232,000 |
| Black or African American | 3 | $725,000 | $241,000 | $355,000 | $190,000 | $364,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 450 | $90,670,000 | $201,000 | $745,000 | $132,000 | $2,544,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 345 | $68,995,000 | $199,000 | $745,000 | $127,000 | $812,000 |
| Application Withdrawn By Applicant | 85 | $18,045,000 | $212,000 | $555,000 | $164,000 | $2,544,000 |
| Application Denied By Financial Institution | 19 | $3,435,000 | $180,000 | $515,000 | $88,000 | $268,000 |
| File Closed For Incompleteness | 1 | $195,000 | $195,000 | $195,000 | $69,000 | $69,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 431 | $87,235,000 | $202,000 | $745,000 | $134,000 | $2,544,000 |
| Debt-To-Income Ratio | 7 | $1,795,000 | $256,000 | $515,000 | $100,000 | $268,000 |
| Credit History | 6 | $820,000 | $136,000 | $305,000 | $66,000 | $103,000 |
| Unverifiable Information | 3 | $395,000 | $131,000 | $175,000 | $116,000 | $182,000 |
| Collateral | 1 | $155,000 | $155,000 | $155,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $155,000 | $155,000 | $155,000 | $113,000 | $113,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $115,000 | $115,000 | $115,000 | $23,000 | $23,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iaa Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iaa Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.