Iberiabank Mortgage Lending & HMDA Data, 2012

In 2012, Iberiabank of Kenner, LA reported 4,483 mortgage applications totaling $568.0 million, up 37% from 2011. The average application was for $126,701, and applicants reported an average income of $120,023. 45% of its applications resulted in an originated loan and 36% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (606), Lafayette, LA (477) and Little Rock-North Little Rock-Conway, AR (462) (applications in parentheses).

Mortgage Company & Address Iberiabank
285 West Esplanade Avenue, 2nd Floor
Kenner, LA 70065
Tel #: available with data download
Federal Regulator * available with data download
Years 2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 4,483
Total Mortgage Loan Application Amount $568,004,000
Average Mortgage Loan Application Amount $126,701
Highest Mortgage Loan Application Amount $14,679,000
Average Applicant Income $120,023
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iberiabank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Iberiabank by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lafayette, Louisiana 436 $ 40,697,000 $ 93,341 $ 110,000
Calcasieu, Louisiana 311 $ 22,343,000 $ 71,842 $ 67,000
Pulaski, Arkansas 301 $ 8,786,000 $ 29,189 $ 121,000
Orleans, Louisiana 290 $ 58,468,000 $ 201,613 $ 137,000
Jefferson, Louisiana 209 $ 21,560,000 $ 103,157 $ 86,000
Harris, Texas 161 $ 61,903,000 $ 384,490 $ 188,000
East Baton Rouge, Louisiana 144 $ 29,722,000 $ 206,402 $ 151,000
Jefferson, Alabama 141 $ 18,695,000 $ 132,588 $ 132,000
Ouachita, Louisiana 137 $ 14,369,000 $ 104,883 $ 60,000
Iberia, Louisiana 113 $ 4,691,000 $ 41,513 $ 64,000
Lee, Florida 110 $ 16,432,000 $ 149,381 $ 120,000
Craighead, Arkansas 109 $ 11,096,000 $ 101,798 $ 75,000
Benton, Arkansas 94 $ 6,692,000 $ 71,191 $ 93,000
Randolph, Arkansas 92 $ 4,234,000 $ 46,021 $ 60,000
Saline, Arkansas 91 $ 4,509,000 $ 49,549 $ 144,000
Lawrence, Arkansas 87 $ 2,869,000 $ 32,977 $ 42,000
St. Tammany, Louisiana 83 $ 16,069,000 $ 193,602 $ 210,000
Washington, Arkansas 76 $ 5,305,000 $ 69,802 $ 102,000
Collier, Florida 70 $ 12,271,000 $ 175,300 $ 136,000
Acadia, Louisiana 64 $ 2,425,000 $ 37,890 $ 71,000
Vermilion, Louisiana 63 $ 2,767,000 $ 43,920 $ 79,000
Madison, Alabama 55 $ 7,156,000 $ 130,109 $ 89,000
Palm Beach, Florida 53 $ 5,787,000 $ 109,188 $ 54,000
Broward, Florida 43 $ 5,313,000 $ 123,558 $ 57,000
Morehouse, Louisiana 43 $ 2,141,000 $ 49,790 $ 62,000
Jackson, Arkansas 41 $ 1,766,000 $ 43,073 $ 52,000
Allen, Louisiana 41 $ 1,580,000 $ 38,536 $ 67,000
St. Martin, Louisiana 41 $ 1,163,000 $ 28,365 $ 60,000
Shelby, Tennessee 39 $ 1,951,000 $ 50,025 $ 81,000
Mobile, Alabama 35 $ 11,231,000 $ 320,885 $ 297,000
Faulkner, Arkansas 34 $ 862,000 $ 25,352 $ 75,000
Baldwin, Alabama 32 $ 18,216,000 $ 569,250 $ 642,000
Poinsett, Arkansas 30 $ 556,000 $ 18,533 $ 45,000
Caddo, Louisiana 30 $ 5,603,000 $ 186,766 $ 172,000
St. Landry, Louisiana 30 $ 2,648,000 $ 88,266 $ 96,000
Garland, Arkansas 28 $ 821,000 $ 29,321 $ 94,000
Lincoln, Louisiana 28 $ 2,172,000 $ 77,571 $ 71,000
Clay, Arkansas 26 $ 1,287,000 $ 49,500 $ 41,000
Sharp, Arkansas 26 $ 1,323,000 $ 50,884 $ 45,000
Montgomery, Alabama 25 $ 3,767,000 $ 150,680 $ 65,000
Beauregard, Louisiana 25 $ 1,099,000 $ 43,960 $ 72,000
Cameron, Louisiana 25 $ 1,802,000 $ 72,080 $ 271,000
Terrebonne, Louisiana 25 $ 1,621,000 $ 64,840 $ 85,000
Lonoke, Arkansas 24 $ 404,000 $ 16,833 $ 67,000
St. Mary, Louisiana 21 $ 1,317,000 $ 62,714 $ 147,000
Sarasota, Florida 20 $ 5,119,000 $ 255,950 $ 61,000
Shelby, Alabama 19 $ 3,043,000 $ 160,157 $ 189,000
Greene, Arkansas 19 $ 2,086,000 $ 109,789 $ 93,000
White, Arkansas 17 $ 395,000 $ 23,235 $ 60,000
Ascension, Louisiana 16 $ 1,892,000 $ 118,250 $ 98,000
Manatee, Florida 15 $ 1,107,000 $ 73,800 $ 39,000
Livingston, Louisiana 15 $ 990,000 $ 66,000 $ 55,000
Lafourche, Louisiana 14 $ 1,923,000 $ 137,357 $ 148,000
Pope, Arkansas 13 $ 177,000 $ 13,615 $ 77,000
Jefferson, Arkansas 12 $ 441,000 $ 36,750 $ 81,000
Walton, Florida 12 $ 11,131,000 $ 927,583 $ 480,000
Union, Louisiana 12 $ 922,000 $ 76,833 $ 70,000
Fort Bend, Texas 11 $ 1,538,000 $ 139,818 $ 82,000
Grant, Arkansas 10 $ 314,000 $ 31,400 $ 108,000
St. John the Baptist, Louisiana 10 $ 486,000 $ 48,600 $ 48,000
Monroe, Florida 9 $ 8,471,000 $ 941,222 $ 179,000
Cleburne, Arkansas 8 $ 361,000 $ 45,125 $ 625,000
Desha, Arkansas 7 $ 77,000 $ 11,000 $ 56,000
Jefferson Davis, Louisiana 7 $ 809,000 $ 115,571 $ 87,000
Richland, Louisiana 7 $ 553,000 $ 79,000 $ 38,000
Jackson, Louisiana 6 $ 169,000 $ 28,166 $ 64,000
St. Bernard, Louisiana 6 $ 480,000 $ 80,000 $ 116,000
DeSoto, Mississippi 6 $ 474,000 $ 79,000 $ 68,000
Baxter, Arkansas 5 $ 553,000 $ 110,600 $ 301,000
Hot Spring, Arkansas 5 $ 140,000 $ 28,000 $ 56,000
Independence, Arkansas 5 $ 38,000 $ 7,600 $ 46,000
Duval, Florida 5 $ 445,000 $ 89,000 $ 66,000
Escambia, Florida 5 $ 1,469,000 $ 293,800 $ 736,000
Iberville, Louisiana 5 $ 327,000 $ 65,400 $ 61,000
Plaquemines, Louisiana 5 $ 648,000 $ 129,600 $ 80,000
Autauga, Alabama 4 $ 226,000 $ 56,500 $ 91,000
Elmore, Alabama 4 $ 207,000 $ 51,750 $ 49,000
Conway, Arkansas 4 $ 59,000 $ 14,750 $ 43,000
Crittenden, Arkansas 4 $ 475,000 $ 118,750 $ 98,000
Franklin, Arkansas 4 $ 31,000 $ 7,750 $ 48,000
Yell, Arkansas 4 $ 43,000 $ 10,750 $ 52,000
Okaloosa, Florida 4 $ 2,096,000 $ 524,000 $ 1,076,000
Bossier, Louisiana 4 $ 966,000 $ 241,500 $ 24,000
Winn, Louisiana 4 $ 1,480,000 $ 370,000 $ 79,000
Harrison, Mississippi 4 $ 3,282,000 $ 820,500 $ 60,000
Cullman, Alabama 3 $ 324,000 $ 108,000 $ 59,000
St. Clair, Alabama 3 $ 982,000 $ 327,333 $ 85,000
Arkansas, Arkansas 3 $ 48,000 $ 16,000 $ 45,000
Crawford, Arkansas 3 $ 72,000 $ 24,000 $ 98,000
Johnson, Arkansas 3 $ 1,315,000 $ 438,333 $ 54,000
Madison, Arkansas 3 $ 271,000 $ 90,333 $ 62,000
Mississippi, Arkansas 3 $ 81,000 $ 27,000 $ 53,000
Ouachita, Arkansas 3 $ 37,000 $ 12,333 $ 34,000
Van Buren, Arkansas 3 $ 38,000 $ 12,666 $ 39,000
Bienville, Louisiana 3 $ 18,000 $ 6,000 $ 18,000
Caldwell, Louisiana 3 $ 162,000 $ 54,000 $ 98,000
Pointe Coupee, Louisiana 3 $ 654,000 $ 218,000 $ 539,000
St. Charles, Louisiana 3 $ 5,075,000 $ 1,691,666 $ 44,000
Pearl River, Mississippi 3 $ 1,270,000 $ 423,333 $ 31,000
Tallapoosa, Alabama 2 $ 1,390,000 $ 695,000 $ 6,000
Clark, Arkansas 2 $ 45,000 $ 22,500 $ 125,000
Dallas, Arkansas 2 $ 16,000 $ 8,000 $ 38,000
Logan, Arkansas 2 $ 36,000 $ 18,000 $ 37,000
Marion, Arkansas 2 $ 16,000 $ 8,000 $ 45,000
Monroe, Arkansas 2 $ 25,000 $ 12,500 $ 31,000
Perry, Arkansas 2 $ 88,000 $ 44,000 $ 59,000
Sevier, Arkansas 2 $ 24,000 $ 12,000 $ 32,000
Woodruff, Arkansas 2 $ 16,000 $ 8,000 $ 63,000
Miami-Dade, Florida 2 $ 3,619,000 $ 1,809,500 $ 4,999,000
Claiborne, Louisiana 2 $ 91,000 $ 45,500 $ 35,000
De Soto, Louisiana 2 $ 523,000 $ 261,500 $ 286,000
Evangeline, Louisiana 2 $ 72,000 $ 36,000 $ 44,000
Rapides, Louisiana 2 $ 8,000 $ 4,000 $ 20,000
Sabine, Louisiana 2 $ 437,000 $ 218,500 $ 202,000
St. James, Louisiana 2 $ 29,000 $ 14,500 $ 105,000
Tangipahoa, Louisiana 2 $ 256,000 $ 128,000 $ 0
West Carroll, Louisiana 2 $ 127,000 $ 63,500 $ 45,000
Barry, Missouri 2 $ 21,000 $ 10,500 $ 108,000
Jackson, North Carolina 2 $ 1,682,000 $ 841,000 $ 733,000
Tulsa, Oklahoma 2 $ 31,000 $ 15,500 $ 113,000
Charleston, South Carolina 2 $ 1,089,000 $ 544,500 $ 823,000
Sevier, Tennessee 2 $ 535,000 $ 267,500 $ 124,000
Collin, Texas 2 $ 2,138,000 $ 1,069,000 $ 1,298,000
Galveston, Texas 2 $ 1,025,000 $ 512,500 $ 1,327,000
Jefferson, Texas 2 $ 2,226,000 $ 1,113,000 $ 918,000
Montgomery, Texas 2 $ 1,534,000 $ 767,000 $ 285,000
Travis, Texas 2 $ 806,000 $ 403,000 $ 921,000
Bibb, Alabama 1 $ 142,000 $ 142,000 $ 37,000
Blount, Alabama 1 $ 7,000 $ 7,000 $ 74,000
DeKalb, Alabama 1 $ 135,000 $ 135,000 $ 953,000
Lee, Alabama 1 $ 14,679,000 $ 14,679,000 $ 0
Limestone, Alabama 1 $ 200,000 $ 200,000 $ 246,000
Marengo, Alabama 1 $ 175,000 $ 175,000 $ 54,000
Marshall, Alabama 1 $ 700,000 $ 700,000 $ 291,000
Walker, Alabama 1 $ 70,000 $ 70,000 $ 135,000
Ashley, Arkansas 1 $ 52,000 $ 52,000 $ 44,000
Boone, Arkansas 1 $ 5,000 $ 5,000 $ 58,000
Carroll, Arkansas 1 $ 59,000 $ 59,000 $ 64,000
Drew, Arkansas 1 $ 28,000 $ 28,000 $ 30,000
Fulton, Arkansas 1 $ 5,000 $ 5,000 $ 13,000
Lincoln, Arkansas 1 $ 9,000 $ 9,000 $ 101,000
Newton, Arkansas 1 $ 69,000 $ 69,000 $ 69,000
Polk, Arkansas 1 $ 11,000 $ 11,000 $ 65,000
Searcy, Arkansas 1 $ 10,000 $ 10,000 $ 92,000
Sebastian, Arkansas 1 $ 14,000 $ 14,000 $ 99,000
St. Francis, Arkansas 1 $ 10,000 $ 10,000 $ 29,000
Union, Arkansas 1 $ 26,000 $ 26,000 $ 30,000
Los Angeles, California 1 $ 5,985,000 $ 5,985,000 $ 500,000
Sacramento, California 1 $ 13,000 $ 13,000 $ 0
Eagle, Colorado 1 $ 1,300,000 $ 1,300,000 $ 1,056,000
Pitkin, Colorado 1 $ 2,160,000 $ 2,160,000 $ 1,056,000
Bay, Florida 1 $ 15,000 $ 15,000 $ 54,000
Pinellas, Florida 1 $ 66,000 $ 66,000 $ 32,000
Santa Rosa, Florida 1 $ 743,000 $ 743,000 $ 996,000
Seminole, Florida 1 $ 100,000 $ 100,000 $ 9,999,000
Clayton, Georgia 1 $ 50,000 $ 50,000 $ 20,000
Douglas, Georgia 1 $ 111,000 $ 111,000 $ 31,000
Fulton, Georgia 1 $ 2,198,000 $ 2,198,000 $ 960,000
Avoyelles, Louisiana 1 $ 368,000 $ 368,000 $ 0
Natchitoches, Louisiana 1 $ 12,000 $ 12,000 $ 254,000
Webster, Louisiana 1 $ 1,005,000 $ 1,005,000 $ 1,271,000
Jackson, Mississippi 1 $ 192,000 $ 192,000 $ 0
McDonald, Missouri 1 $ 4,000 $ 4,000 $ 27,000
Pemiscot, Missouri 1 $ 80,000 $ 80,000 $ 36,000
Ripley, Missouri 1 $ 15,000 $ 15,000 $ 47,000
New York, New York 1 $ 500,000 $ 500,000 $ 991,000
Buncombe, North Carolina 1 $ 556,000 $ 556,000 $ 3,592,000
Cherokee, Oklahoma 1 $ 8,000 $ 8,000 $ 108,000
Creek, Oklahoma 1 $ 10,000 $ 10,000 $ 53,000
Oklahoma, Oklahoma 1 $ 20,000 $ 20,000 $ 100,000
Davidson, Tennessee 1 $ 254,000 $ 254,000 $ 1,012,000
Knox, Tennessee 1 $ 162,000 $ 162,000 $ 248,000
Lake, Tennessee 1 $ 65,000 $ 65,000 $ 291,000
Williamson, Tennessee 1 $ 250,000 $ 250,000 $ 318,000
Bexar, Texas 1 $ 39,000 $ 39,000 $ 88,000
Bowie, Texas 1 $ 5,000 $ 5,000 $ 103,000
Brazoria, Texas 1 $ 451,000 $ 451,000 $ 750,000
Brazos, Texas 1 $ 165,000 $ 165,000 $ 216,000
Cameron, Texas 1 $ 400,000 $ 400,000 $ 155,000
Dallas, Texas 1 $ 93,000 $ 93,000 $ 266,000
Kimble, Texas 1 $ 2,116,000 $ 2,116,000 $ 0
Orange, Texas 1 $ 20,000 $ 20,000 $ 360,000
Tarrant, Texas 1 $ 680,000 $ 680,000 $ 361,000
Randolph, West Virginia 1 $ 203,000 $ 203,000 $ 0

Mortgage Loan Application Detail Totals for Iberiabank in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,039 $38,053,000 $18,000 $1,781,000 $60,000 $638,000
Refinancing 1,283 $269,235,000 $209,000 $4,885,000 $172,000 $9,999,000
Home Purchase 1,161 $260,716,000 $224,000 $14,679,000 $168,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,249 $286,743,000 $127,000 $5,985,000 $161,000 $9,999,000
Not Provided 793 $78,026,000 $98,000 $3,575,000 $136,000 $9,999,000
Not applicable 727 $171,150,000 $235,000 $14,679,000 $31,000 $278,000
Black or African American 552 $17,097,000 $30,000 $800,000 $51,000 $1,467,000
Hispanic 105 $7,786,000 $74,000 $1,482,000 $98,000 $1,588,000
Asian 44 $6,765,000 $153,000 $3,108,000 $163,000 $2,018,000
American Indian or Alaskan Native 7 $181,000 $25,000 $108,000 $66,000 $161,000
Native Hawaiian or Other Pacific Islander 6 $256,000 $42,000 $209,000 $34,000 $67,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,206 $533,972,000 $126,000 $14,679,000 $125,000 $9,999,000
FHA-insured (Federal Housing Administration) 251 $30,320,000 $120,000 $326,000 $44,000 $150,000
VA-guaranteed (Veterans Administration) 26 $3,712,000 $142,000 $350,000 $47,000 $278,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,012 $367,184,000 $182,000 $14,679,000 $169,000 $9,999,000
Application Denied By Financial Institution 1,620 $75,943,000 $46,000 $2,198,000 $60,000 $4,140,000
Loan Purchased By The Institution 553 $56,797,000 $102,000 $350,000 $41,000 $278,000
Application Approved But Not Accepted 203 $36,642,000 $180,000 $3,108,000 $238,000 $9,999,000
Application Withdrawn By Applicant 94 $31,275,000 $332,000 $4,000,000 $327,000 $6,287,000
File Closed For Incompleteness 1 $163,000 $163,000 $163,000 $102,000 $102,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iberiabank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iberiabank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet with aggregated HMDA statistics today.

Download the Louisiana Lender List