I. H. Mississippi Valley Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
I. H. Mississippi Valley Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | I. H. Mississippi Valley Credit Union 2121 47Th Street Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,609 |
| Total Mortgage Loan Application Amount | $540,005,000 |
| Average Mortgage Loan Application Amount | $102,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $84,600 |
| Highest Applicant Income | $5,055,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with I. H. Mississippi Valley Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing I. H. Mississippi Valley Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down I. H. Mississippi Valley Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how I. H. Mississippi Valley Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by I. H. Mississippi Valley Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at I. H. Mississippi Valley Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Rock Island County Illinois | 688 | $ 68,280,000 | $ 99,000 | $ 76,000 |
| Scott County Iowa | 460 | $ 70,550,000 | $ 153,000 | $ 105,000 |
| Polk County Iowa | 202 | $ 53,940,000 | $ 267,000 | $ 159,000 |
| Henry County Illinois | 190 | $ 18,730,000 | $ 98,000 | $ 82,000 |
| Knox County Illinois | 104 | $ 6,870,000 | $ 66,000 | $ 69,000 |
| Dallas County Iowa | 75 | $ 25,795,000 | $ 343,000 | $ 141,000 |
| Clinton County Iowa | 49 | $ 5,935,000 | $ 121,000 | $ 100,000 |
| Mercer County Illinois | 42 | $ 4,710,000 | $ 112,000 | $ 76,000 |
| Whiteside County Illinois | 26 | $ 2,730,000 | $ 105,000 | $ 101,000 |
| Muscatine County Iowa | 24 | $ 3,270,000 | $ 136,000 | $ 99,000 |
| Warren County Iowa | 22 | $ 6,640,000 | $ 301,000 | $ 125,000 |
| Warren County Illinois | 18 | $ 1,580,000 | $ 87,000 | $ 72,000 |
| Bureau County Illinois | 11 | $ 945,000 | $ 85,000 | $ 63,000 |
| Johnson County Iowa | 11 | $ 2,555,000 | $ 232,000 | $ 127,000 |
| McDonough County Illinois | 10 | $ 470,000 | $ 47,000 | $ 48,000 |
| Henderson County Illinois | 8 | $ 410,000 | $ 51,000 | $ 77,000 |
| Story County Iowa | 8 | $ 1,190,000 | $ 148,000 | $ 75,000 |
| Des Moines County Iowa | 7 | $ 815,000 | $ 116,000 | $ 57,000 |
| Kossuth County Iowa | 6 | $ 1,260,000 | $ 210,000 | $ 121,000 |
| Madison County Iowa | 6 | $ 1,540,000 | $ 256,000 | $ 117,000 |
| Peoria County Illinois | 5 | $ 625,000 | $ 125,000 | $ 88,000 |
| Jasper County Iowa | 5 | $ 705,000 | $ 141,000 | $ 56,000 |
| Linn County Iowa | 5 | $ 705,000 | $ 141,000 | $ 96,000 |
| Marion County Iowa | 5 | $ 1,025,000 | $ 205,000 | $ 84,000 |
| Cook County Illinois | 4 | $ 1,570,000 | $ 392,000 | $ 200,000 |
| Lee County Illinois | 4 | $ 250,000 | $ 62,000 | $ 90,000 |
| Jackson County Iowa | 4 | $ 550,000 | $ 137,000 | $ 106,000 |
| Carroll County Illinois | 3 | $ 175,000 | $ 58,000 | $ 97,000 |
| Fulton County Illinois | 3 | $ 165,000 | $ 55,000 | $ 51,000 |
| Tazewell County Illinois | 3 | $ 595,000 | $ 198,000 | $ 104,000 |
| Dickinson County Iowa | 3 | $ 1,235,000 | $ 411,000 | $ 316,000 |
| Jones County Iowa | 3 | $ 405,000 | $ 135,000 | $ 67,000 |
| Lee County Iowa | 3 | $ 295,000 | $ 98,000 | $ 56,000 |
| Mecklenburg County North Carolina | 3 | $ 1,205,000 | $ 401,000 | $ 442,000 |
| Charleston County South Carolina | 3 | $ 975,000 | $ 325,000 | $ 1,476,000 |
| Lancaster County South Carolina | 3 | $ 1,645,000 | $ 548,000 | $ 186,000 |
| Walton County Florida | 2 | $ 2,310,000 | $ 1,155,000 | $ 452,000 |
| DeKalb County Illinois | 2 | $ 240,000 | $ 120,000 | $ 160,000 |
| Jo Daviess County Illinois | 2 | $ 640,000 | $ 320,000 | $ 207,000 |
| Black Hawk County Iowa | 2 | $ 300,000 | $ 150,000 | $ 132,000 |
| Cedar County Iowa | 2 | $ 480,000 | $ 240,000 | $ 87,000 |
| Guthrie County Iowa | 2 | $ 720,000 | $ 360,000 | $ 97,000 |
| Henry County Iowa | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Humboldt County Iowa | 2 | $ 570,000 | $ 285,000 | $ 93,000 |
| Louisa County Iowa | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Lucas County Iowa | 2 | $ 380,000 | $ 190,000 | $ 64,000 |
| Marshall County Iowa | 2 | $ 690,000 | $ 345,000 | $ 148,000 |
| Palo Alto County Iowa | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Wapello County Iowa | 2 | $ 220,000 | $ 110,000 | $ 55,000 |
| Adair County Missouri | 2 | $ 70,000 | $ 35,000 | $ 171,000 |
| Jackson County Missouri | 2 | $ 410,000 | $ 205,000 | $ 95,000 |
| Iowa County Wisconsin | 2 | $ 840,000 | $ 420,000 | $ 191,000 |
| Gila County Arizona | 1 | $ 355,000 | $ 355,000 | $ 150,000 |
| Bay County Florida | 1 | $ 775,000 | $ 775,000 | $ 589,000 |
| Collier County Florida | 1 | $ 885,000 | $ 885,000 | $ 256,000 |
| Lake County Florida | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Lee County Florida | 1 | $ 465,000 | $ 465,000 | $ 480,000 |
| Manatee County Florida | 1 | $ 1,055,000 | $ 1,055,000 | $ 1,645,000 |
| Marion County Florida | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 1,195,000 | $ 1,195,000 | $ 522,000 |
| Sarasota County Florida | 1 | $ 515,000 | $ 515,000 | $ 266,000 |
| Colquitt County Georgia | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 352,000 |
| Christian County Illinois | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| DuPage County Illinois | 1 | $ 535,000 | $ 535,000 | $ 191,000 |
| Greene County Illinois | 1 | $ 45,000 | $ 45,000 | $ 33,000 |
| Jackson County Illinois | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Logan County Illinois | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mason County Illinois | 1 | $ 45,000 | $ 45,000 | $ 1,000 |
| Sangamon County Illinois | 1 | $ 345,000 | $ 345,000 | $ 218,000 |
| Stark County Illinois | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Vermilion County Illinois | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Winnebago County Illinois | 1 | $ 45,000 | $ 45,000 | $ 360,000 |
| Hendricks County Indiana | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| Porter County Indiana | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Adair County Iowa | 1 | $ 125,000 | $ 125,000 | $ 115,000 |
| Benton County Iowa | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Buchanan County Iowa | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Carroll County Iowa | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Clayton County Iowa | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Dubuque County Iowa | 1 | $ 385,000 | $ 385,000 | $ 139,000 |
| Hamilton County Iowa | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Hancock County Iowa | 1 | $ 125,000 | $ 125,000 | $ 262,000 |
| Pocahontas County Iowa | 1 | $ 185,000 | $ 185,000 | $ 262,000 |
| Shelby County Iowa | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Sioux County Iowa | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Union County Iowa | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Washington County Iowa | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Winneshiek County Iowa | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Mecosta County Michigan | 1 | $ 125,000 | $ 125,000 | $ 107,000 |
| Crow Wing County Minnesota | 1 | $ 385,000 | $ 385,000 | $ 762,000 |
| Dakota County Minnesota | 1 | $ 565,000 | $ 565,000 | $ 155,000 |
| DeSoto County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Camden County Missouri | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Mercer County Missouri | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
| Morgan County Missouri | 1 | $ 395,000 | $ 395,000 | $ 275,000 |
| St. Louis City County Missouri | 1 | $ 305,000 | $ 305,000 | $ 132,000 |
| Sarpy County Nebraska | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Valencia County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Cumberland County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 195,000 |
| Allegheny County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Pennington County South Dakota | 1 | $ 415,000 | $ 415,000 | $ 262,000 |
| Denton County Texas | 1 | $ 545,000 | $ 545,000 | $ 112,000 |
| Tarrant County Texas | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Williamson County Texas | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Washington County Utah | 1 | $ 305,000 | $ 305,000 | $ 236,000 |
| Bedford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Jackson County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Marathon County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for I. H. Mississippi Valley Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,492 | $421,770,000 | $169,000 | $1,085,000 | $88,000 | $5,055,000 |
| Refinancing | 684 | $101,510,000 | $148,000 | $1,505,000 | $98,000 | $1,645,000 |
| Other Purpose | 207 | $7,615,000 | $36,000 | $195,000 | $82,000 | $331,000 |
| Home Improvement | 205 | $6,455,000 | $31,000 | $155,000 | $82,000 | $257,000 |
| Cash-out Refinancing | 21 | $2,655,000 | $126,000 | $485,000 | $73,000 | $111,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,491 | $392,295,000 | $157,000 | $1,505,000 | $93,000 | $5,055,000 |
| Not Provided | 426 | $49,330,000 | $115,000 | $645,000 | $93,000 | $1,500,000 |
| Hispanic | 377 | $45,765,000 | $121,000 | $575,000 | $63,000 | $576,000 |
| Black or African American | 199 | $27,335,000 | $137,000 | $525,000 | $68,000 | $600,000 |
| Asian | 61 | $16,605,000 | $272,000 | $745,000 | $117,000 | $1,128,000 |
| Not applicable | 33 | $4,725,000 | $143,000 | $585,000 | $0 | $0 |
| American Indian or Alaskan Native | 15 | $1,685,000 | $112,000 | $315,000 | $90,000 | $360,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $360,000 | $180,000 | $225,000 | $84,000 | $90,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,435 | $513,405,000 | $149,000 | $1,505,000 | $90,000 | $5,055,000 |
| FHA-insured (Federal Housing Administration) | 153 | $22,165,000 | $144,000 | $295,000 | $68,000 | $852,000 |
| VA-guaranteed (Veterans Administration) | 17 | $3,805,000 | $223,000 | $405,000 | $76,000 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $630,000 | $157,000 | $195,000 | $65,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,374 | $218,050,000 | $158,000 | $1,505,000 | $105,000 | $1,645,000 |
| Preapproval Approved but not Accepted | 975 | $177,915,000 | $182,000 | $1,085,000 | $96,000 | $5,055,000 |
| Preapproval Denied by Financial Institution | 758 | $96,230,000 | $126,000 | $605,000 | $57,000 | $1,552,000 |
| Application Denied By Financial Institution | 287 | $22,255,000 | $77,000 | $505,000 | $67,000 | $1,032,000 |
| Application Approved But Not Accepted | 182 | $21,940,000 | $120,000 | $815,000 | $94,000 | $480,000 |
| File Closed For Incompleteness | 17 | $2,325,000 | $136,000 | $365,000 | $198,000 | $1,128,000 |
| Application Withdrawn By Applicant | 16 | $1,290,000 | $80,000 | $345,000 | $162,000 | $627,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,564 | $421,520,000 | $164,000 | $1,505,000 | $102,000 | $5,055,000 |
| Credit History | 553 | $56,755,000 | $102,000 | $595,000 | $66,000 | $1,552,000 |
| Debt-To-Income Ratio | 359 | $44,645,000 | $124,000 | $605,000 | $43,000 | $210,000 |
| Credit Application Incomplete | 32 | $3,810,000 | $119,000 | $365,000 | $72,000 | $576,000 |
| Collateral | 31 | $2,535,000 | $81,000 | $505,000 | $99,000 | $1,032,000 |
| Other | 26 | $5,350,000 | $205,000 | $555,000 | $90,000 | $252,000 |
| Unverifiable Information | 20 | $2,970,000 | $148,000 | $545,000 | $76,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $1,615,000 | $107,000 | $365,000 | $48,000 | $102,000 |
| Employment History | 9 | $805,000 | $89,000 | $205,000 | $53,000 | $86,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into I. H. Mississippi Valley Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess I. H. Mississippi Valley Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.