Inb, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Inb, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inb, National Association 322 E. Capitol Springfield, IL 62701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,490 |
| Total Mortgage Loan Application Amount | $564,610,000 |
| Average Mortgage Loan Application Amount | $248,800 |
| Highest Mortgage Loan Application Amount | $47,505,000 |
| Average Applicant Income | $129,200 |
| Highest Applicant Income | $1,647,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Inb, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inb, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Inb, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inb, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Inb, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inb, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 583 | $ 102,895,000 | $ 176,000 | $ 116,000 |
| Peoria County Illinois | 224 | $ 34,950,000 | $ 156,000 | $ 144,000 |
| Champaign County Illinois | 159 | $ 64,235,000 | $ 403,000 | $ 103,000 |
| McLean County Illinois | 69 | $ 20,315,000 | $ 294,000 | $ 124,000 |
| Logan County Illinois | 53 | $ 7,685,000 | $ 145,000 | $ 77,000 |
| Tazewell County Illinois | 50 | $ 6,390,000 | $ 127,000 | $ 104,000 |
| Knox County Illinois | 41 | $ 4,665,000 | $ 113,000 | $ 81,000 |
| Menard County Illinois | 23 | $ 4,505,000 | $ 195,000 | $ 105,000 |
| St. Louis City County Missouri | 22 | $ 138,190,000 | $ 6,281,000 | $ 0 |
| Christian County Illinois | 17 | $ 3,305,000 | $ 194,000 | $ 102,000 |
| Macon County Illinois | 15 | $ 1,355,000 | $ 90,000 | $ 107,000 |
| Morgan County Illinois | 14 | $ 1,670,000 | $ 119,000 | $ 103,000 |
| De Witt County Illinois | 13 | $ 2,245,000 | $ 172,000 | $ 68,000 |
| Vermilion County Illinois | 12 | $ 960,000 | $ 80,000 | $ 78,000 |
| Macoupin County Illinois | 11 | $ 1,555,000 | $ 141,000 | $ 156,000 |
| Woodford County Illinois | 10 | $ 1,470,000 | $ 147,000 | $ 132,000 |
| St. Louis County Missouri | 10 | $ 42,540,000 | $ 4,254,000 | $ 600,000 |
| Douglas County Illinois | 8 | $ 590,000 | $ 73,000 | $ 125,000 |
| Hillsborough County Florida | 7 | $ 13,325,000 | $ 1,903,000 | $ 358,000 |
| Cook County Illinois | 7 | $ 1,975,000 | $ 282,000 | $ 352,000 |
| Piatt County Illinois | 7 | $ 875,000 | $ 125,000 | $ 84,000 |
| Warren County Illinois | 6 | $ 860,000 | $ 143,000 | $ 75,000 |
| Cass County Illinois | 5 | $ 495,000 | $ 99,000 | $ 95,000 |
| Mason County Illinois | 5 | $ 325,000 | $ 65,000 | $ 44,000 |
| Ford County Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 257,000 |
| Fulton County Illinois | 4 | $ 370,000 | $ 92,000 | $ 74,000 |
| Montgomery County Illinois | 4 | $ 540,000 | $ 135,000 | $ 120,000 |
| Moultrie County Illinois | 4 | $ 400,000 | $ 100,000 | $ 84,000 |
| Sevier County Tennessee | 4 | $ 1,960,000 | $ 490,000 | $ 321,000 |
| Miami-Dade County Florida | 3 | $ 14,065,000 | $ 4,688,000 | $ 0 |
| Palm Beach County Florida | 3 | $ 3,175,000 | $ 1,058,000 | $ 383,000 |
| Pinellas County Florida | 3 | $ 6,635,000 | $ 2,211,000 | $ 0 |
| Coles County Illinois | 3 | $ 405,000 | $ 135,000 | $ 129,000 |
| Livingston County Illinois | 3 | $ 295,000 | $ 98,000 | $ 58,000 |
| Marshall County Illinois | 3 | $ 195,000 | $ 65,000 | $ 93,000 |
| Stark County Illinois | 3 | $ 475,000 | $ 158,000 | $ 66,000 |
| Collier County Florida | 2 | $ 560,000 | $ 280,000 | $ 255,000 |
| Lee County Florida | 2 | $ 8,990,000 | $ 4,495,000 | $ 69,000 |
| Manatee County Florida | 2 | $ 810,000 | $ 405,000 | $ 154,000 |
| Osceola County Florida | 2 | $ 29,870,000 | $ 14,935,000 | $ 0 |
| Sumter County Florida | 2 | $ 940,000 | $ 470,000 | $ 483,000 |
| Fulton County Georgia | 2 | $ 480,000 | $ 240,000 | $ 151,000 |
| Lake County Illinois | 2 | $ 710,000 | $ 355,000 | $ 180,000 |
| McHenry County Illinois | 2 | $ 590,000 | $ 295,000 | $ 110,000 |
| Schuyler County Illinois | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| Berrien County Michigan | 2 | $ 880,000 | $ 440,000 | $ 233,000 |
| Boone County Missouri | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Camden County Missouri | 2 | $ 750,000 | $ 375,000 | $ 454,000 |
| Cuyahoga County Ohio | 2 | $ 460,000 | $ 230,000 | $ 84,000 |
| Santa Cruz County Arizona | 1 | $ 335,000 | $ 335,000 | $ 238,000 |
| Bay County Florida | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Brevard County Florida | 1 | $ 655,000 | $ 655,000 | $ 170,000 |
| Duval County Florida | 1 | $ 1,345,000 | $ 1,345,000 | $ 0 |
| Escambia County Florida | 1 | $ 315,000 | $ 315,000 | $ 130,000 |
| Pasco County Florida | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Polk County Florida | 1 | $ 5,635,000 | $ 5,635,000 | $ 0 |
| Sarasota County Florida | 1 | $ 2,555,000 | $ 2,555,000 | $ 0 |
| Walton County Florida | 1 | $ 375,000 | $ 375,000 | $ 145,000 |
| Cobb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 250,000 |
| Emanuel County Georgia | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Paulding County Georgia | 1 | $ 555,000 | $ 555,000 | $ 128,000 |
| Bureau County Illinois | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| DuPage County Illinois | 1 | $ 545,000 | $ 545,000 | $ 282,000 |
| Grundy County Illinois | 1 | $ 175,000 | $ 175,000 | $ 67,000 |
| Hancock County Illinois | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Jackson County Illinois | 1 | $ 8,485,000 | $ 8,485,000 | $ 0 |
| LaSalle County Illinois | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Madison County Illinois | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Massac County Illinois | 1 | $ 55,000 | $ 55,000 | $ 17,000 |
| McDonough County Illinois | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Mercer County Illinois | 1 | $ 175,000 | $ 175,000 | $ 115,000 |
| Pike County Illinois | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Shelby County Illinois | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| St. Clair County Illinois | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Will County Illinois | 1 | $ 115,000 | $ 115,000 | $ 207,000 |
| Williamson County Illinois | 1 | $ 35,000 | $ 35,000 | $ 137,000 |
| Fountain County Indiana | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Vigo County Indiana | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Des Moines County Iowa | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Polk County Iowa | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Johnson County Kansas | 1 | $ 65,000 | $ 65,000 | $ 25,000 |
| Suffolk County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Benzie County Michigan | 1 | $ 145,000 | $ 145,000 | $ 642,000 |
| Calhoun County Michigan | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Clay County Missouri | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Jefferson County Missouri | 1 | $ 425,000 | $ 425,000 | $ 541,000 |
| Ste. Genevieve County Missouri | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 67,000 |
| Lucas County Ohio | 1 | $ 155,000 | $ 155,000 | $ 162,000 |
| Warren County Ohio | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 533,000 |
| Rutherford County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| Chambers County Texas | 1 | $ 295,000 | $ 295,000 | $ 128,000 |
| Collin County Texas | 1 | $ 555,000 | $ 555,000 | $ 120,000 |
| Denton County Texas | 1 | $ 625,000 | $ 625,000 | $ 180,000 |
| Utah County Utah | 1 | $ 1,475,000 | $ 1,475,000 | $ 902,000 |
| Prince Edward County Virginia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Spokane County Washington | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Richland County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 158,000 |
| Winnebago County Wisconsin | 1 | $ 845,000 | $ 845,000 | $ 400,000 |
| Albany County Wyoming | 1 | $ 625,000 | $ 625,000 | $ 350,000 |
Mortgage Loan Application Detail Totals for Inb, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,138 | $437,030,000 | $384,000 | $47,505,000 | $118,000 | $1,509,000 |
| Refinancing | 217 | $110,265,000 | $508,000 | $21,005,000 | $153,000 | $1,647,000 |
| Cash-out Refinancing | 66 | $10,200,000 | $154,000 | $495,000 | $114,000 | $538,000 |
| Home Improvement | 39 | $5,015,000 | $128,000 | $2,275,000 | $143,000 | $821,000 |
| Other Purpose | 30 | $2,100,000 | $70,000 | $405,000 | $118,000 | $500,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 959 | $166,085,000 | $173,000 | $1,475,000 | $122,000 | $902,000 |
| Not applicable | 224 | $343,870,000 | $1,535,000 | $47,505,000 | $0 | $0 |
| Not Provided | 143 | $26,115,000 | $182,000 | $1,145,000 | $138,000 | $1,647,000 |
| Black or African American | 64 | $8,450,000 | $132,000 | $745,000 | $97,000 | $504,000 |
| Hispanic | 38 | $5,660,000 | $148,000 | $535,000 | $85,000 | $223,000 |
| Asian | 35 | $8,425,000 | $240,000 | $625,000 | $133,000 | $594,000 |
| American Indian or Alaskan Native | 7 | $885,000 | $126,000 | $225,000 | $79,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $165,000 | $165,000 | $165,000 | $121,000 | $121,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,346 | $539,580,000 | $400,000 | $47,505,000 | $127,000 | $1,647,000 |
| FHA-insured (Federal Housing Administration) | 84 | $12,520,000 | $149,000 | $425,000 | $71,000 | $223,000 |
| VA-guaranteed (Veterans Administration) | 46 | $10,990,000 | $238,000 | $555,000 | $97,000 | $177,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $1,520,000 | $108,000 | $185,000 | $104,000 | $764,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,219 | $441,575,000 | $362,000 | $47,505,000 | $127,000 | $1,647,000 |
| Application Withdrawn By Applicant | 164 | $54,750,000 | $333,000 | $15,505,000 | $116,000 | $901,000 |
| Application Denied By Financial Institution | 85 | $65,495,000 | $770,000 | $19,865,000 | $83,000 | $764,000 |
| Application Approved But Not Accepted | 10 | $1,010,000 | $101,000 | $265,000 | $99,000 | $168,000 |
| File Closed For Incompleteness | 10 | $1,440,000 | $144,000 | $365,000 | $93,000 | $137,000 |
| Loan Purchased By The Institution | 2 | $340,000 | $170,000 | $225,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,405 | $499,115,000 | $355,000 | $47,505,000 | $125,000 | $1,647,000 |
| Debt-To-Income Ratio | 37 | $33,115,000 | $895,000 | $19,865,000 | $54,000 | $164,000 |
| Credit History | 26 | $3,320,000 | $127,000 | $495,000 | $127,000 | $764,000 |
| Other | 7 | $18,585,000 | $2,655,000 | $10,005,000 | $113,000 | $291,000 |
| Collateral | 7 | $1,105,000 | $157,000 | $305,000 | $69,000 | $133,000 |
| Employment History | 4 | $270,000 | $67,000 | $95,000 | $40,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $260,000 | $130,000 | $165,000 | $65,000 | $100,000 |
| Credit Application Incomplete | 2 | $8,840,000 | $4,420,000 | $8,705,000 | $59,000 | $59,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inb, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inb, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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