Imperial Capital Bank Mortgage Lending & HMDA Data, 2007
In 2007, Imperial Capital Bank of Glendale, CA reported 1,197 mortgage applications totaling $1.4 billion, down 24% from 2006. The average application was for $1,168,329, and applicants reported an average income of $563. 42% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (89), New York-White Plains-Wayne, NY-NJ (51) and Providence-New Bedford-Fall River, RI-MA (41) (applications in parentheses).
| Mortgage Company & Address | Imperial Capital Bank 500 N. Brand Blvd., Suite 2300 Glendale, CA 91203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,197 |
| Total Mortgage Loan Application Amount | $1,398,490,000 |
| Average Mortgage Loan Application Amount | $1,168,329 |
| Highest Mortgage Loan Application Amount | $16,500,000 |
| Average Applicant Income | $563 |
| Highest Applicant Income | $92,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Imperial Capital Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 89 | $ 130,260,000 | $ 1,463,595 | $ 0 |
| Hillsborough, New Hampshire | 30 | $ 20,625,000 | $ 687,500 | $ 1,000 |
| Worcester, Massachusetts | 29 | $ 13,077,000 | $ 450,931 | $ 0 |
| Cuyahoga, Ohio | 28 | $ 26,647,000 | $ 951,678 | $ 0 |
| Dallas, Texas | 24 | $ 49,215,000 | $ 2,050,625 | $ 0 |
| Hamilton, Ohio | 22 | $ 15,638,000 | $ 710,818 | $ 0 |
| Providence, Rhode Island | 22 | $ 7,554,000 | $ 343,363 | $ 0 |
| Harris, Texas | 21 | $ 59,082,000 | $ 2,813,428 | $ 0 |
| Monroe, New York | 20 | $ 18,456,000 | $ 922,800 | $ 0 |
| San Diego, California | 18 | $ 21,078,000 | $ 1,171,000 | $ 0 |
| Hartford, Connecticut | 18 | $ 14,254,000 | $ 791,888 | $ 0 |
| Kings, New York | 18 | $ 15,670,000 | $ 870,555 | $ 8,000 |
| Fulton, Georgia | 13 | $ 16,967,000 | $ 1,305,153 | $ 0 |
| Hampden, Massachusetts | 13 | $ 12,065,000 | $ 928,076 | $ 0 |
| Bernalillo, New Mexico | 13 | $ 10,362,000 | $ 797,076 | $ 0 |
| Pinellas, Florida | 12 | $ 26,092,000 | $ 2,174,333 | $ 0 |
| Cook, Illinois | 12 | $ 16,945,000 | $ 1,412,083 | $ 0 |
| Maricopa, Arizona | 11 | $ 20,353,000 | $ 1,850,272 | $ 0 |
| New Haven, Connecticut | 11 | $ 8,212,000 | $ 746,545 | $ 5,000 |
| Cumberland, Maine | 11 | $ 5,671,000 | $ 515,545 | $ 9,000 |
| Bristol, Massachusetts | 11 | $ 4,394,000 | $ 399,454 | $ 0 |
| Essex, Massachusetts | 10 | $ 10,888,000 | $ 1,088,800 | $ 0 |
| Bronx, New York | 10 | $ 10,765,000 | $ 1,076,500 | $ 31,000 |
| Jefferson, Kentucky | 9 | $ 14,553,000 | $ 1,617,000 | $ 0 |
| Clark, Nevada | 9 | $ 10,266,000 | $ 1,140,666 | $ 0 |
| Essex, New Jersey | 9 | $ 5,129,000 | $ 569,888 | $ 0 |
| Summit, Ohio | 8 | $ 8,118,000 | $ 1,014,750 | $ 0 |
| Philadelphia, Pennsylvania | 8 | $ 10,153,000 | $ 1,269,125 | $ 0 |
| Shelby, Tennessee | 8 | $ 11,629,000 | $ 1,453,625 | $ 0 |
| San Francisco, California | 7 | $ 7,647,000 | $ 1,092,428 | $ 0 |
| Wayne, Michigan | 7 | $ 8,291,000 | $ 1,184,428 | $ 0 |
| Erie, New York | 7 | $ 4,310,000 | $ 615,714 | $ 0 |
| Westchester, New York | 7 | $ 3,663,000 | $ 523,285 | $ 0 |
| Franklin, Ohio | 7 | $ 9,476,000 | $ 1,353,714 | $ 0 |
| Montgomery, Ohio | 7 | $ 5,487,000 | $ 783,857 | $ 0 |
| Fresno, California | 6 | $ 5,551,000 | $ 925,166 | $ 0 |
| Hillsborough, Florida | 6 | $ 6,692,000 | $ 1,115,333 | $ 0 |
| York, Maine | 6 | $ 2,420,000 | $ 403,333 | $ 0 |
| Suffolk, Massachusetts | 6 | $ 3,679,000 | $ 613,166 | $ 0 |
| Jackson, Missouri | 6 | $ 11,830,000 | $ 1,971,666 | $ 0 |
| Lorain, Ohio | 6 | $ 8,174,000 | $ 1,362,333 | $ 0 |
| Multnomah, Oregon | 6 | $ 5,310,000 | $ 885,000 | $ 0 |
| Charleston, South Carolina | 6 | $ 7,410,000 | $ 1,235,000 | $ 0 |
| Tarrant, Texas | 6 | $ 8,245,000 | $ 1,374,166 | $ 0 |
| Pima, Arizona | 5 | $ 1,781,000 | $ 356,200 | $ 0 |
| Pulaski, Arkansas | 5 | $ 5,602,000 | $ 1,120,400 | $ 0 |
| Alameda, California | 5 | $ 2,399,000 | $ 479,800 | $ 0 |
| Orange, California | 5 | $ 7,495,000 | $ 1,499,000 | $ 0 |
| Riverside, California | 5 | $ 4,880,000 | $ 976,000 | $ 0 |
| Fairfield, Connecticut | 5 | $ 13,968,000 | $ 2,793,600 | $ 0 |
| Miami-Dade, Florida | 5 | $ 7,255,000 | $ 1,451,000 | $ 0 |
| Palm Beach, Florida | 5 | $ 8,648,000 | $ 1,729,600 | $ 0 |
| Marion, Indiana | 5 | $ 30,023,000 | $ 6,004,600 | $ 0 |
| Fayette, Kentucky | 5 | $ 5,742,000 | $ 1,148,400 | $ 0 |
| Baltimore City, Maryland | 5 | $ 5,911,000 | $ 1,182,200 | $ 0 |
| Barnstable, Massachusetts | 5 | $ 2,754,000 | $ 550,800 | $ 0 |
| Plymouth, Massachusetts | 5 | $ 2,708,000 | $ 541,600 | $ 0 |
| Lamar, Mississippi | 5 | $ 6,795,000 | $ 1,359,000 | $ 0 |
| Strafford, New Hampshire | 5 | $ 1,996,000 | $ 399,200 | $ 0 |
| Hudson, New Jersey | 5 | $ 2,895,000 | $ 579,000 | $ 0 |
| Queens, New York | 5 | $ 2,959,000 | $ 591,800 | $ 30,000 |
| Mecklenburg, North Carolina | 5 | $ 8,315,000 | $ 1,663,000 | $ 0 |
| Oklahoma, Oklahoma | 5 | $ 11,904,000 | $ 2,380,800 | $ 0 |
| Allegheny, Pennsylvania | 5 | $ 3,390,000 | $ 678,000 | $ 5,000 |
| Bexar, Texas | 5 | $ 10,396,000 | $ 2,079,200 | $ 0 |
| Gregg, Texas | 5 | $ 3,637,000 | $ 727,400 | $ 0 |
| Travis, Texas | 5 | $ 9,998,000 | $ 1,999,600 | $ 0 |
| Sebastian, Arkansas | 4 | $ 2,282,000 | $ 570,500 | $ 0 |
| Denver, Colorado | 4 | $ 6,947,000 | $ 1,736,750 | $ 0 |
| Middlesex, Massachusetts | 4 | $ 2,875,000 | $ 718,750 | $ 0 |
| Norfolk, Massachusetts | 4 | $ 4,805,000 | $ 1,201,250 | $ 0 |
| Oakland, Michigan | 4 | $ 2,570,000 | $ 642,500 | $ 0 |
| Washoe, Nevada | 4 | $ 2,616,000 | $ 654,000 | $ 0 |
| Grafton, New Hampshire | 4 | $ 2,449,000 | $ 612,250 | $ 0 |
| Rockingham, New Hampshire | 4 | $ 2,193,000 | $ 548,250 | $ 0 |
| Union, New Jersey | 4 | $ 1,793,000 | $ 448,250 | $ 0 |
| Albany, New York | 4 | $ 3,658,000 | $ 914,500 | $ 0 |
| Onondaga, New York | 4 | $ 2,184,000 | $ 546,000 | $ 22,000 |
| Butler, Ohio | 4 | $ 3,892,000 | $ 973,000 | $ 0 |
| Delaware, Pennsylvania | 4 | $ 2,402,000 | $ 600,500 | $ 0 |
| Bristol, Rhode Island | 4 | $ 1,493,000 | $ 373,250 | $ 0 |
| Kent, Rhode Island | 4 | $ 1,866,000 | $ 466,500 | $ 0 |
| Knox, Tennessee | 4 | $ 2,030,000 | $ 507,500 | $ 0 |
| Taylor, Texas | 4 | $ 2,063,000 | $ 515,750 | $ 0 |
| Salt Lake, Utah | 4 | $ 3,362,000 | $ 840,500 | $ 0 |
| Spokane, Washington | 4 | $ 11,829,000 | $ 2,957,250 | $ 0 |
| Mohave, Arizona | 3 | $ 4,810,000 | $ 1,603,333 | $ 0 |
| Jefferson, Arkansas | 3 | $ 5,022,000 | $ 1,674,000 | $ 0 |
| Imperial, California | 3 | $ 5,162,000 | $ 1,720,666 | $ 0 |
| San Bernardino, California | 3 | $ 1,900,000 | $ 633,333 | $ 0 |
| San Mateo, California | 3 | $ 2,400,000 | $ 800,000 | $ 0 |
| Santa Clara, California | 3 | $ 3,515,000 | $ 1,171,666 | $ 0 |
| Tolland, Connecticut | 3 | $ 1,168,000 | $ 389,333 | $ 0 |
| Lee, Florida | 3 | $ 1,699,000 | $ 566,333 | $ 0 |
| Lake, Indiana | 3 | $ 4,538,000 | $ 1,512,666 | $ 0 |
| Vanderburgh, Indiana | 3 | $ 7,374,000 | $ 2,458,000 | $ 0 |
| Androscoggin, Maine | 3 | $ 2,477,000 | $ 825,666 | $ 0 |
| Hampshire, Massachusetts | 3 | $ 2,294,000 | $ 764,666 | $ 0 |
| Washtenaw, Michigan | 3 | $ 1,422,000 | $ 474,000 | $ 0 |
| Harrison, Mississippi | 3 | $ 10,901,000 | $ 3,633,666 | $ 0 |
| Lafayette, Mississippi | 3 | $ 7,170,000 | $ 2,390,000 | $ 0 |
| Merrimack, New Hampshire | 3 | $ 3,083,000 | $ 1,027,666 | $ 0 |
| New York, New York | 3 | $ 5,700,000 | $ 1,900,000 | $ 0 |
| Saratoga, New York | 3 | $ 7,254,000 | $ 2,418,000 | $ 0 |
| Ulster, New York | 3 | $ 1,209,000 | $ 403,000 | $ 0 |
| Wake, North Carolina | 3 | $ 1,760,000 | $ 586,666 | $ 0 |
| Champaign, Ohio | 3 | $ 1,046,000 | $ 348,666 | $ 0 |
| Rogers, Oklahoma | 3 | $ 5,060,000 | $ 1,686,666 | $ 0 |
| Lehigh, Pennsylvania | 3 | $ 976,000 | $ 325,333 | $ 0 |
| Northampton, Pennsylvania | 3 | $ 800,000 | $ 266,666 | $ 0 |
| Harrison, Texas | 3 | $ 4,682,000 | $ 1,560,666 | $ 0 |
| Lonoke, Arkansas | 2 | $ 1,014,000 | $ 507,000 | $ 0 |
| Butte, California | 2 | $ 1,055,000 | $ 527,500 | $ 0 |
| El Dorado, California | 2 | $ 1,085,000 | $ 542,500 | $ 0 |
| Kern, California | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Monterey, California | 2 | $ 740,000 | $ 370,000 | $ 0 |
| Sacramento, California | 2 | $ 1,301,000 | $ 650,500 | $ 0 |
| San Joaquin, California | 2 | $ 3,275,000 | $ 1,637,500 | $ 0 |
| Yolo, California | 2 | $ 1,705,000 | $ 852,500 | $ 0 |
| New London, Connecticut | 2 | $ 827,000 | $ 413,500 | $ 0 |
| Windham, Connecticut | 2 | $ 513,000 | $ 256,500 | $ 0 |
| Brevard, Florida | 2 | $ 2,482,000 | $ 1,241,000 | $ 0 |
| Broward, Florida | 2 | $ 2,330,000 | $ 1,165,000 | $ 0 |
| Duval, Florida | 2 | $ 6,240,000 | $ 3,120,000 | $ 0 |
| Manatee, Florida | 2 | $ 5,645,000 | $ 2,822,500 | $ 0 |
| Okaloosa, Florida | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Orange, Florida | 2 | $ 2,725,000 | $ 1,362,500 | $ 0 |
| Camden, Georgia | 2 | $ 6,720,000 | $ 3,360,000 | $ 0 |
| Cobb, Georgia | 2 | $ 5,460,000 | $ 2,730,000 | $ 0 |
| DeKalb, Georgia | 2 | $ 9,634,000 | $ 4,817,000 | $ 0 |
| Dougherty, Georgia | 2 | $ 2,900,000 | $ 1,450,000 | $ 0 |
| Lowndes, Georgia | 2 | $ 6,025,000 | $ 3,012,500 | $ 0 |
| Bannock, Idaho | 2 | $ 2,615,000 | $ 1,307,500 | $ 0 |
| Allen, Indiana | 2 | $ 1,400,000 | $ 700,000 | $ 0 |
| Shawnee, Kansas | 2 | $ 3,940,000 | $ 1,970,000 | $ 0 |
| Orleans, Louisiana | 2 | $ 6,120,000 | $ 3,060,000 | $ 0 |
| Somerset, Maine | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Anne Arundel, Maryland | 2 | $ 1,900,000 | $ 950,000 | $ 0 |
| Berkshire, Massachusetts | 2 | $ 848,000 | $ 424,000 | $ 0 |
| Macomb, Michigan | 2 | $ 2,385,000 | $ 1,192,500 | $ 0 |
| Marquette, Michigan | 2 | $ 4,492,000 | $ 2,246,000 | $ 0 |
| Jackson, Mississippi | 2 | $ 7,300,000 | $ 3,650,000 | $ 0 |
| Lee, Mississippi | 2 | $ 2,081,000 | $ 1,040,500 | $ 0 |
| Cole, Missouri | 2 | $ 5,250,000 | $ 2,625,000 | $ 0 |
| Cascade, Montana | 2 | $ 683,000 | $ 341,500 | $ 0 |
| Lancaster, Nebraska | 2 | $ 4,300,000 | $ 2,150,000 | $ 0 |
| Camden, New Jersey | 2 | $ 2,340,000 | $ 1,170,000 | $ 0 |
| Monmouth, New Jersey | 2 | $ 1,775,000 | $ 887,500 | $ 40,000 |
| Passaic, New Jersey | 2 | $ 945,000 | $ 472,500 | $ 46,000 |
| Roosevelt, New Mexico | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Broome, New York | 2 | $ 868,000 | $ 434,000 | $ 0 |
| Jefferson, New York | 2 | $ 961,000 | $ 480,500 | $ 0 |
| Orange, New York | 2 | $ 1,955,000 | $ 977,500 | $ 0 |
| Schenectady, New York | 2 | $ 773,000 | $ 386,500 | $ 0 |
| Warren, New York | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Cabarrus, North Carolina | 2 | $ 984,000 | $ 492,000 | $ 0 |
| Caldwell, North Carolina | 2 | $ 2,097,000 | $ 1,048,500 | $ 0 |
| Forsyth, North Carolina | 2 | $ 1,680,000 | $ 840,000 | $ 0 |
| Lee, North Carolina | 2 | $ 1,876,000 | $ 938,000 | $ 0 |
| Pitt, North Carolina | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Fairfield, Ohio | 2 | $ 2,306,000 | $ 1,153,000 | $ 0 |
| Tulsa, Oklahoma | 2 | $ 1,137,000 | $ 568,500 | $ 0 |
| Linn, Oregon | 2 | $ 3,650,000 | $ 1,825,000 | $ 0 |
| Berks, Pennsylvania | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Bucks, Pennsylvania | 2 | $ 1,008,000 | $ 504,000 | $ 0 |
| Montgomery, Tennessee | 2 | $ 1,162,000 | $ 581,000 | $ 0 |
| Weakley, Tennessee | 2 | $ 1,676,000 | $ 838,000 | $ 0 |
| Brazos, Texas | 2 | $ 1,773,000 | $ 886,500 | $ 0 |
| Cameron, Texas | 2 | $ 1,693,000 | $ 846,500 | $ 0 |
| Denton, Texas | 2 | $ 1,508,000 | $ 754,000 | $ 0 |
| Ector, Texas | 2 | $ 3,760,000 | $ 1,880,000 | $ 0 |
| Ellis, Texas | 2 | $ 3,450,000 | $ 1,725,000 | $ 0 |
| Grayson, Texas | 2 | $ 1,038,000 | $ 519,000 | $ 0 |
| Henderson, Texas | 2 | $ 1,109,000 | $ 554,500 | $ 0 |
| Jim Wells, Texas | 2 | $ 3,233,000 | $ 1,616,500 | $ 0 |
| Kleberg, Texas | 2 | $ 2,617,000 | $ 1,308,500 | $ 0 |
| Lubbock, Texas | 2 | $ 1,700,000 | $ 850,000 | $ 0 |
| Matagorda, Texas | 2 | $ 3,011,000 | $ 1,505,500 | $ 0 |
| McLennan, Texas | 2 | $ 1,112,000 | $ 556,000 | $ 0 |
| Parker, Texas | 2 | $ 4,812,000 | $ 2,406,000 | $ 0 |
| Potter, Texas | 2 | $ 1,163,000 | $ 581,500 | $ 0 |
| Rutland, Vermont | 2 | $ 652,000 | $ 326,000 | $ 0 |
| Norfolk, Virginia | 2 | $ 692,000 | $ 346,000 | $ 0 |
| Roanoke, Virginia | 2 | $ 5,160,000 | $ 2,580,000 | $ 0 |
| Salem, Virginia | 2 | $ 1,961,000 | $ 980,500 | $ 0 |
| Price, Wisconsin | 2 | $ 1,120,000 | $ 560,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 2,960,000 | $ 2,960,000 | $ 0 |
| Mobile, Alabama | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Montgomery, Alabama | 1 | $ 1,120,000 | $ 1,120,000 | $ 0 |
| Morgan, Alabama | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Navajo, Arizona | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Pinal, Arizona | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Yuma, Arizona | 1 | $ 869,000 | $ 869,000 | $ 0 |
| Washington, Arkansas | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Contra Costa, California | 1 | $ 4,400,000 | $ 4,400,000 | $ 0 |
| Lassen, California | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Merced, California | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Napa, California | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Shasta, California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Sonoma, California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Stanislaus, California | 1 | $ 751,000 | $ 751,000 | $ 0 |
| Sutter, California | 1 | $ 850,000 | $ 850,000 | $ 0 |
| Ventura, California | 1 | $ 1,260,000 | $ 1,260,000 | $ 0 |
| Adams, Colorado | 1 | $ 1,040,000 | $ 1,040,000 | $ 0 |
| El Paso, Colorado | 1 | $ 1,064,000 | $ 1,064,000 | $ 0 |
| Mesa, Colorado | 1 | $ 2,000,000 | $ 2,000,000 | $ 0 |
| Pueblo, Colorado | 1 | $ 608,000 | $ 608,000 | $ 0 |
| District of Columbia, District Of Columbia | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Collier, Florida | 1 | $ 5,760,000 | $ 5,760,000 | $ 0 |
| Hernando, Florida | 1 | $ 2,050,000 | $ 2,050,000 | $ 0 |
| Madison, Florida | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Pasco, Florida | 1 | $ 1,920,000 | $ 1,920,000 | $ 0 |
| Polk, Florida | 1 | $ 780,000 | $ 780,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Taylor, Florida | 1 | $ 2,125,000 | $ 2,125,000 | $ 0 |
| Catoosa, Georgia | 1 | $ 620,000 | $ 620,000 | $ 0 |
| Clarke, Georgia | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Gwinnett, Georgia | 1 | $ 1,495,000 | $ 1,495,000 | $ 0 |
| Hall, Georgia | 1 | $ 1,980,000 | $ 1,980,000 | $ 0 |
| Houston, Georgia | 1 | $ 2,003,000 | $ 2,003,000 | $ 0 |
| Oconee, Georgia | 1 | $ 2,051,000 | $ 2,051,000 | $ 0 |
| Pickens, Georgia | 1 | $ 1,309,000 | $ 1,309,000 | $ 0 |
| Whitfield, Georgia | 1 | $ 1,961,000 | $ 1,961,000 | $ 0 |
| Bonneville, Idaho | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Latah, Idaho | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Champaign, Illinois | 1 | $ 3,050,000 | $ 3,050,000 | $ 0 |
| DuPage, Illinois | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kane, Illinois | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| LaSalle, Illinois | 1 | $ 1,975,000 | $ 1,975,000 | $ 0 |
| Clark, Indiana | 1 | $ 740,000 | $ 740,000 | $ 0 |
| Franklin, Indiana | 1 | $ 800,000 | $ 800,000 | $ 0 |
| Hancock, Indiana | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Randolph, Indiana | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Scott, Iowa | 1 | $ 1,960,000 | $ 1,960,000 | $ 0 |
| Lyon, Kansas | 1 | $ 1,850,000 | $ 1,850,000 | $ 0 |
| Wyandotte, Kansas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Barren, Kentucky | 1 | $ 1,520,000 | $ 1,520,000 | $ 0 |
| Boone, Kentucky | 1 | $ 332,000 | $ 332,000 | $ 0 |
| Jessamine, Kentucky | 1 | $ 576,000 | $ 576,000 | $ 0 |
| Union, Kentucky | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Warren, Kentucky | 1 | $ 509,000 | $ 509,000 | $ 0 |
| Calcasieu, Louisiana | 1 | $ 480,000 | $ 480,000 | $ 0 |
| East Baton Rouge, Louisiana | 1 | $ 388,000 | $ 388,000 | $ 0 |
| Kennebec, Maine | 1 | $ 1,060,000 | $ 1,060,000 | $ 0 |
| Sagadahoc, Maine | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Franklin, Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Genesee, Michigan | 1 | $ 3,100,000 | $ 3,100,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Benton, Minnesota | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| Dakota, Minnesota | 1 | $ 4,800,000 | $ 4,800,000 | $ 0 |
| Ramsey, Minnesota | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Renville, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 0 |
| St. Louis, Minnesota | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Adams, Mississippi | 1 | $ 1,850,000 | $ 1,850,000 | $ 0 |
| Forrest, Mississippi | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Lowndes, Mississippi | 1 | $ 1,410,000 | $ 1,410,000 | $ 0 |
| Oktibbeha, Mississippi | 1 | $ 1,036,000 | $ 1,036,000 | $ 0 |
| Pike, Mississippi | 1 | $ 1,850,000 | $ 1,850,000 | $ 0 |
| Warren, Mississippi | 1 | $ 4,700,000 | $ 4,700,000 | $ 0 |
| Boone, Missouri | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Cass, Missouri | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Hall, Nebraska | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| Coos, New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Bergen, New Jersey | 1 | $ 680,000 | $ 680,000 | $ 0 |
| Somerset, New Jersey | 1 | $ 484,000 | $ 484,000 | $ 0 |
| Chaves, New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Lea, New Mexico | 1 | $ 1,440,000 | $ 1,440,000 | $ 0 |
| McKinley, New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Chautauqua, New York | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Clinton, New York | 1 | $ 2,975,000 | $ 2,975,000 | $ 0 |
| Essex, New York | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Fulton, New York | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Greene, New York | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Livingston, New York | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Montgomery, New York | 1 | $ 113,000 | $ 113,000 | $ 0 |
| Oneida, New York | 1 | $ 440,000 | $ 440,000 | $ 0 |
| Ontario, New York | 1 | $ 2,200,000 | $ 2,200,000 | $ 0 |
| Rensselaer, New York | 1 | $ 694,000 | $ 694,000 | $ 0 |
| Cleveland, North Carolina | 1 | $ 1,790,000 | $ 1,790,000 | $ 0 |
| Durham, North Carolina | 1 | $ 661,000 | $ 661,000 | $ 0 |
| Gaston, North Carolina | 1 | $ 1,960,000 | $ 1,960,000 | $ 0 |
| Guilford, North Carolina | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Harnett, North Carolina | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Lenoir, North Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Person, North Carolina | 1 | $ 938,000 | $ 938,000 | $ 0 |
| Rockingham, North Carolina | 1 | $ 319,000 | $ 319,000 | $ 0 |
| Union, North Carolina | 1 | $ 1,200,000 | $ 1,200,000 | $ 0 |
| Richland, North Dakota | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Clermont, Ohio | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Clinton, Ohio | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Guernsey, Ohio | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Licking, Ohio | 1 | $ 521,000 | $ 521,000 | $ 0 |
| Lucas, Ohio | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Mahoning, Ohio | 1 | $ 2,440,000 | $ 2,440,000 | $ 0 |
| Stark, Ohio | 1 | $ 298,000 | $ 298,000 | $ 0 |
| Trumbull, Ohio | 1 | $ 4,050,000 | $ 4,050,000 | $ 0 |
| Wayne, Ohio | 1 | $ 392,000 | $ 392,000 | $ 0 |
| Canadian, Oklahoma | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Cleveland, Oklahoma | 1 | $ 2,231,000 | $ 2,231,000 | $ 0 |
| Mayes, Oklahoma | 1 | $ 1,850,000 | $ 1,850,000 | $ 0 |
| Stephens, Oklahoma | 1 | $ 2,265,000 | $ 2,265,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Malheur, Oregon | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Erie, Pennsylvania | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Lackawanna, Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Washington, Pennsylvania | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Westmoreland, Pennsylvania | 1 | $ 470,000 | $ 470,000 | $ 0 |
| Anderson, South Carolina | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 1,370,000 | $ 1,370,000 | $ 0 |
| Edgefield, South Carolina | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Florence, South Carolina | 1 | $ 1,781,000 | $ 1,781,000 | $ 0 |
| Greenwood, South Carolina | 1 | $ 3,220,000 | $ 3,220,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 2,450,000 | $ 2,450,000 | $ 0 |
| Lawrence, South Dakota | 1 | $ 5,200,000 | $ 5,200,000 | $ 0 |
| Anderson, Tennessee | 1 | $ 2,400,000 | $ 2,400,000 | $ 0 |
| Crockett, Tennessee | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Hamilton, Tennessee | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Hawkins, Tennessee | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Madison, Tennessee | 1 | $ 824,000 | $ 824,000 | $ 0 |
| Rutherford, Tennessee | 1 | $ 6,150,000 | $ 6,150,000 | $ 0 |
| Sullivan, Tennessee | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Sumner, Tennessee | 1 | $ 928,000 | $ 928,000 | $ 0 |
| Angelina, Texas | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Bell, Texas | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Collin, Texas | 1 | $ 975,000 | $ 975,000 | $ 0 |
| El Paso, Texas | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Galveston, Texas | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Hidalgo, Texas | 1 | $ 1,120,000 | $ 1,120,000 | $ 0 |
| Hunt, Texas | 1 | $ 672,000 | $ 672,000 | $ 0 |
| Jefferson, Texas | 1 | $ 5,525,000 | $ 5,525,000 | $ 0 |
| Johnson, Texas | 1 | $ 592,000 | $ 592,000 | $ 0 |
| Kendall, Texas | 1 | $ 1,920,000 | $ 1,920,000 | $ 0 |
| Maverick, Texas | 1 | $ 2,080,000 | $ 2,080,000 | $ 0 |
| Smith, Texas | 1 | $ 1,640,000 | $ 1,640,000 | $ 0 |
| Starr, Texas | 1 | $ 1,350,000 | $ 1,350,000 | $ 0 |
| Victoria, Texas | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Wharton, Texas | 1 | $ 527,000 | $ 527,000 | $ 0 |
| Williamson, Texas | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Box Elder, Utah | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Washington, Utah | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Weber, Utah | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Washington, Vermont | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Bristol, Virginia | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Craig, Virginia | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Danville, Virginia | 1 | $ 3,155,000 | $ 3,155,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Clark, Washington | 1 | $ 1,838,000 | $ 1,838,000 | $ 0 |
| Cowlitz, Washington | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Grant, Washington | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| King, Washington | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Stevens, Washington | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Cabell, West Virginia | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Jefferson, West Virginia | 1 | $ 400,000 | $ 400,000 | $ 0 |
Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 675 | $867,558,000 | $1,285,000 | $16,000,000 | $1,000 | $92,000 |
| Home Purchase | 522 | $530,932,000 | $1,017,000 | $16,500,000 | $0 | $80,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 635 | $965,763,000 | $1,520,000 | $16,500,000 | $0 | $0 |
| Not Provided | 240 | $208,361,000 | $868,000 | $8,100,000 | $2,000 | $82,000 |
| White | 212 | $122,276,000 | $576,000 | $4,000,000 | $0 | $91,000 |
| Hispanic | 61 | $42,192,000 | $691,000 | $2,234,000 | $1,000 | $92,000 |
| Black or African American | 29 | $18,011,000 | $621,000 | $2,170,000 | $4,000 | $73,000 |
| Asian | 20 | $41,887,000 | $2,094,000 | $16,000,000 | $2,000 | $46,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,197 | $1,398,490,000 | $1,168,000 | $16,500,000 | $0 | $92,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 497 | $474,375,000 | $954,000 | $16,500,000 | $0 | $92,000 |
| Application Denied By Financial Institution | 330 | $436,447,000 | $1,322,000 | $9,600,000 | $1,000 | $82,000 |
| File Closed For Incompleteness | 281 | $378,745,000 | $1,347,000 | $16,000,000 | $0 | $80,000 |
| Loan Purchased By The Institution | 44 | $42,053,000 | $955,000 | $2,800,000 | $0 | $0 |
| Application Withdrawn By Applicant | 24 | $48,087,000 | $2,003,000 | $9,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 21 | $18,783,000 | $894,000 | $6,435,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Imperial Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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