Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Imperial Capital Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Imperial Capital Bank
500 N. Brand Blvd., Suite 2300
Glendale, CA 91203
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 747
Total Mortgage Loan Application Amount $882,557,000
Average Mortgage Loan Application Amount $1,148,500
Highest Mortgage Loan Application Amount $9,000,000
Average Applicant Income $0
Highest Applicant Income $73,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2008.

Mortgage Loan Application Totals for Imperial Capital Bank by County in 2008

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 63 $ 34,390,000 $ 545,000 $ 0
San Diego County California 27 $ 8,253,000 $ 305,000 $ 0
Baltimore City County Maryland 26 $ 12,135,000 $ 466,000 $ 0
Orange County California 22 $ 20,230,000 $ 919,000 $ 0
Harris County Texas 21 $ 34,202,000 $ 1,628,000 $ 0
Hamilton County Ohio 20 $ 35,326,000 $ 1,766,000 $ 0
Dallas County Texas 15 $ 34,964,000 $ 2,330,000 $ 0
Cuyahoga County Ohio 14 $ 15,206,000 $ 1,086,000 $ 0
Providence County Rhode Island 14 $ 7,954,000 $ 568,000 $ 0
Clark County Nevada 10 $ 2,861,000 $ 286,000 $ 0
Washoe County Nevada 10 $ 2,585,000 $ 258,000 $ 0
Pinellas County Florida 9 $ 14,388,000 $ 1,598,000 $ 0
Franklin County Ohio 9 $ 26,041,000 $ 2,893,000 $ 0
Fulton County Georgia 8 $ 8,137,000 $ 1,017,000 $ 0
Hillsborough County New Hampshire 8 $ 4,037,000 $ 504,000 $ 0
Hartford County Connecticut 7 $ 7,700,000 $ 1,100,000 $ 0
Maricopa County Arizona 6 $ 20,190,000 $ 3,365,000 $ 0
San Francisco County California 6 $ 7,733,000 $ 1,288,000 $ 0
New Haven County Connecticut 6 $ 8,602,000 $ 1,433,000 $ 0
Miami-Dade County Florida 6 $ 8,883,000 $ 1,480,000 $ 0
Monmouth County New Jersey 6 $ 4,050,000 $ 675,000 $ 0
Kings County New York 6 $ 6,514,000 $ 1,085,000 $ 0
Montgomery County Ohio 6 $ 9,530,000 $ 1,588,000 $ 0
Allegheny County Pennsylvania 6 $ 10,025,000 $ 1,670,000 $ 0
Hidalgo County Texas 6 $ 6,510,000 $ 1,085,000 $ 0
Pima County Arizona 5 $ 5,155,000 $ 1,031,000 $ 0
Alameda County California 5 $ 5,844,000 $ 1,168,000 $ 0
San Joaquin County California 5 $ 6,185,000 $ 1,237,000 $ 0
Cook County Illinois 5 $ 3,350,000 $ 670,000 $ 0
Essex County Massachusetts 5 $ 2,657,000 $ 531,000 $ 0
Middlesex County Massachusetts 5 $ 2,040,000 $ 408,000 $ 0
Strafford County New Hampshire 5 $ 6,335,000 $ 1,267,000 $ 0
Butler County Ohio 5 $ 8,170,000 $ 1,634,000 $ 0
Travis County Texas 5 $ 8,276,000 $ 1,655,000 $ 0
Broward County Florida 4 $ 4,632,000 $ 1,158,000 $ 0
Hillsborough County Florida 4 $ 10,255,000 $ 2,563,000 $ 0
Lamar County Mississippi 4 $ 5,720,000 $ 1,430,000 $ 0
Jackson County Missouri 4 $ 4,181,000 $ 1,045,000 $ 0
Essex County New Jersey 4 $ 4,342,000 $ 1,085,000 $ 0
Bronx County New York 4 $ 5,050,000 $ 1,262,000 $ 0
Nassau County New York 4 $ 4,183,000 $ 1,045,000 $ 0
Onondaga County New York 4 $ 9,098,000 $ 2,274,000 $ 0
Mecklenburg County North Carolina 4 $ 8,134,000 $ 2,033,000 $ 0
Lorain County Ohio 4 $ 2,935,000 $ 733,000 $ 0
Tulsa County Oklahoma 4 $ 8,570,000 $ 2,142,000 $ 0
Bexar County Texas 4 $ 2,655,000 $ 663,000 $ 0
Tarrant County Texas 4 $ 5,106,000 $ 1,276,000 $ 0
Salt Lake County Utah 4 $ 4,717,000 $ 1,179,000 $ 0
Jefferson County Alabama 3 $ 3,592,000 $ 1,197,000 $ 0
Sebastian County Arkansas 3 $ 1,317,000 $ 439,000 $ 0
Litchfield County Connecticut 3 $ 3,907,000 $ 1,302,000 $ 0
District of Columbia County District Of Columbia 3 $ 3,340,000 $ 1,113,000 $ 0
Vanderburgh County Indiana 3 $ 7,450,000 $ 2,483,000 $ 0
Fayette County Kentucky 3 $ 8,200,000 $ 2,733,000 $ 0
Natchitoches County Louisiana 3 $ 3,285,000 $ 1,095,000 $ 0
Bristol County Massachusetts 3 $ 1,223,000 $ 407,000 $ 0
Hennepin County Minnesota 3 $ 10,150,000 $ 3,383,000 $ 0
Buchanan County Missouri 3 $ 1,530,000 $ 510,000 $ 0
Bernalillo County New Mexico 3 $ 3,024,000 $ 1,008,000 $ 0
Jefferson County New York 3 $ 4,344,000 $ 1,448,000 $ 0
Monroe County New York 3 $ 3,133,000 $ 1,044,000 $ 0
Clermont County Ohio 3 $ 2,007,000 $ 669,000 $ 0
Summit County Ohio 3 $ 6,064,000 $ 2,021,000 $ 0
Oklahoma County Oklahoma 3 $ 5,124,000 $ 1,708,000 $ 0
Chester County Pennsylvania 3 $ 2,360,000 $ 786,000 $ 0
Charleston County South Carolina 3 $ 2,656,000 $ 885,000 $ 0
Parker County Texas 3 $ 7,650,000 $ 2,550,000 $ 0
Davis County Utah 3 $ 3,390,000 $ 1,130,000 $ 0
Norfolk County Virginia 3 $ 2,407,000 $ 802,000 $ 0
Grant County Washington 3 $ 1,937,000 $ 645,000 $ 0
King County Washington 3 $ 2,840,000 $ 946,000 $ 0
Dale County Alabama 2 $ 1,120,000 $ 560,000 $ 0
Benton County Arkansas 2 $ 2,595,000 $ 1,297,000 $ 0
Fresno County California 2 $ 6,300,000 $ 3,150,000 $ 0
Riverside County California 2 $ 3,125,000 $ 1,562,000 $ 0
San Bernardino County California 2 $ 1,150,000 $ 575,000 $ 0
San Mateo County California 2 $ 814,000 $ 407,000 $ 0
Tolland County Connecticut 2 $ 672,000 $ 336,000 $ 0
Madison County Florida 2 $ 3,250,000 $ 1,625,000 $ 0
Palm Beach County Florida 2 $ 2,215,000 $ 1,107,000 $ 0
Taylor County Florida 2 $ 4,300,000 $ 2,150,000 $ 0
Clayton County Georgia 2 $ 4,936,000 $ 2,468,000 $ 0
Cobb County Georgia 2 $ 2,085,000 $ 1,042,000 $ 0
Allen County Indiana 2 $ 1,325,000 $ 662,000 $ 0
Lake County Indiana 2 $ 1,389,000 $ 694,000 $ 0
Marion County Indiana 2 $ 2,620,000 $ 1,310,000 $ 0
Scott County Iowa 2 $ 2,978,000 $ 1,489,000 $ 0
Jefferson County Kentucky 2 $ 1,300,000 $ 650,000 $ 0
Cumberland County Maine 2 $ 943,000 $ 471,000 $ 0
York County Maine 2 $ 700,000 $ 350,000 $ 0
Hampden County Massachusetts 2 $ 1,072,000 $ 536,000 $ 0
Suffolk County Massachusetts 2 $ 943,000 $ 471,000 $ 0
Worcester County Massachusetts 2 $ 2,121,000 $ 1,060,000 $ 0
Wayne County Michigan 2 $ 2,860,000 $ 1,430,000 $ 0
Harrison County Mississippi 2 $ 6,738,000 $ 3,369,000 $ 0
Cole County Missouri 2 $ 4,430,000 $ 2,215,000 $ 0
Cascade County Montana 2 $ 964,000 $ 482,000 $ 0
Passaic County New Jersey 2 $ 2,052,000 $ 1,026,000 $ 0
Eddy County New Mexico 2 $ 1,550,000 $ 775,000 $ 0
Albany County New York 2 $ 1,796,000 $ 898,000 $ 0
Erie County New York 2 $ 1,165,000 $ 582,000 $ 0
Ontario County New York 2 $ 2,910,000 $ 1,455,000 $ 0
Queens County New York 2 $ 1,370,000 $ 685,000 $ 0
Sullivan County New York 2 $ 1,259,000 $ 629,000 $ 0
Cabarrus County North Carolina 2 $ 1,370,000 $ 685,000 $ 0
Erie County Ohio 2 $ 3,878,000 $ 1,939,000 $ 0
Licking County Ohio 2 $ 1,388,000 $ 694,000 $ 0
Umatilla County Oregon 2 $ 2,794,000 $ 1,397,000 $ 0
Delaware County Pennsylvania 2 $ 856,000 $ 428,000 $ 35,000
Northampton County Pennsylvania 2 $ 687,000 $ 343,000 $ 0
Kent County Rhode Island 2 $ 627,000 $ 313,000 $ 0
Anderson County South Carolina 2 $ 1,271,000 $ 635,000 $ 0
Sevier County Tennessee 2 $ 1,752,000 $ 876,000 $ 0
Bell County Texas 2 $ 2,059,000 $ 1,029,000 $ 0
Brazos County Texas 2 $ 4,565,000 $ 2,282,000 $ 0
Cameron County Texas 2 $ 2,223,000 $ 1,111,000 $ 0
Denton County Texas 2 $ 2,585,000 $ 1,292,000 $ 0
Gray County Texas 2 $ 2,040,000 $ 1,020,000 $ 0
Nacogdoches County Texas 2 $ 3,276,000 $ 1,638,000 $ 0
Smith County Texas 2 $ 1,690,000 $ 845,000 $ 0
Whatcom County Washington 2 $ 3,305,000 $ 1,652,000 $ 0
Yakima County Washington 2 $ 4,340,000 $ 2,170,000 $ 0
Barron County Wisconsin 2 $ 2,725,000 $ 1,362,000 $ 0
Milwaukee County Wisconsin 2 $ 1,200,000 $ 600,000 $ 0
Etowah County Alabama 1 $ 8,000,000 $ 8,000,000 $ 0
Montgomery County Alabama 1 $ 293,000 $ 293,000 $ 0
Anchorage County Alaska 1 $ 855,000 $ 855,000 $ 0
Mohave County Arizona 1 $ 387,000 $ 387,000 $ 0
Marin County California 1 $ 835,000 $ 835,000 $ 0
Stanislaus County California 1 $ 710,000 $ 710,000 $ 0
Tulare County California 1 $ 312,000 $ 312,000 $ 0
Ventura County California 1 $ 995,000 $ 995,000 $ 0
Adams County Colorado 1 $ 385,000 $ 385,000 $ 0
Arapahoe County Colorado 1 $ 6,500,000 $ 6,500,000 $ 0
El Paso County Colorado 1 $ 400,000 $ 400,000 $ 0
Weld County Colorado 1 $ 2,135,000 $ 2,135,000 $ 0
Fairfield County Connecticut 1 $ 375,000 $ 375,000 $ 0
Middlesex County Connecticut 1 $ 788,000 $ 788,000 $ 0
New London County Connecticut 1 $ 488,000 $ 488,000 $ 73,000
New Castle County Delaware 1 $ 825,000 $ 825,000 $ 0
Collier County Florida 1 $ 535,000 $ 535,000 $ 0
Duval County Florida 1 $ 487,000 $ 487,000 $ 0
Hernando County Florida 1 $ 1,920,000 $ 1,920,000 $ 0
Volusia County Florida 1 $ 250,000 $ 250,000 $ 0
Bartow County Georgia 1 $ 1,576,000 $ 1,576,000 $ 0
Carroll County Georgia 1 $ 1,525,000 $ 1,525,000 $ 0
Dougherty County Georgia 1 $ 1,280,000 $ 1,280,000 $ 0
Hall County Georgia 1 $ 1,972,000 $ 1,972,000 $ 0
Muscogee County Georgia 1 $ 865,000 $ 865,000 $ 0
Richmond County Georgia 1 $ 1,960,000 $ 1,960,000 $ 0
Bingham County Idaho 1 $ 1,829,000 $ 1,829,000 $ 0
Bonneville County Idaho 1 $ 310,000 $ 310,000 $ 0
Boone County Illinois 1 $ 2,475,000 $ 2,475,000 $ 0
DeKalb County Illinois 1 $ 2,000,000 $ 2,000,000 $ 0
Lake County Illinois 1 $ 622,000 $ 622,000 $ 0
Peoria County Illinois 1 $ 2,300,000 $ 2,300,000 $ 0
Jackson County Indiana 1 $ 525,000 $ 525,000 $ 0
Madison County Indiana 1 $ 1,800,000 $ 1,800,000 $ 0
Montgomery County Indiana 1 $ 4,000,000 $ 4,000,000 $ 0
St. Joseph County Indiana 1 $ 656,000 $ 656,000 $ 0
Tippecanoe County Indiana 1 $ 5,785,000 $ 5,785,000 $ 0
Saline County Kansas 1 $ 838,000 $ 838,000 $ 0
Wyandotte County Kansas 1 $ 2,000,000 $ 2,000,000 $ 0
Orleans County Louisiana 1 $ 2,355,000 $ 2,355,000 $ 0
Tangipahoa County Louisiana 1 $ 615,000 $ 615,000 $ 0
Wicomico County Maryland 1 $ 910,000 $ 910,000 $ 0
Berkshire County Massachusetts 1 $ 580,000 $ 580,000 $ 0
Norfolk County Massachusetts 1 $ 409,000 $ 409,000 $ 0
Plymouth County Massachusetts 1 $ 531,000 $ 531,000 $ 0
Calhoun County Michigan 1 $ 3,325,000 $ 3,325,000 $ 0
Dickinson County Michigan 1 $ 510,000 $ 510,000 $ 0
Jackson County Michigan 1 $ 600,000 $ 600,000 $ 0
Kalamazoo County Michigan 1 $ 1,227,000 $ 1,227,000 $ 0
Livingston County Michigan 1 $ 880,000 $ 880,000 $ 0
Anoka County Minnesota 1 $ 600,000 $ 600,000 $ 0
Dakota County Minnesota 1 $ 1,560,000 $ 1,560,000 $ 0
Olmsted County Minnesota 1 $ 895,000 $ 895,000 $ 0
Ramsey County Minnesota 1 $ 800,000 $ 800,000 $ 0
Washington County Minnesota 1 $ 1,725,000 $ 1,725,000 $ 0
Hinds County Mississippi 1 $ 2,483,000 $ 2,483,000 $ 0
Jackson County Mississippi 1 $ 735,000 $ 735,000 $ 0
Jones County Mississippi 1 $ 1,074,000 $ 1,074,000 $ 0
Lowndes County Mississippi 1 $ 525,000 $ 525,000 $ 0
Warren County Mississippi 1 $ 1,155,000 $ 1,155,000 $ 0
St. Charles County Missouri 1 $ 600,000 $ 600,000 $ 0
St. Louis City County Missouri 1 $ 475,000 $ 475,000 $ 0
Adams County Nebraska 1 $ 2,400,000 $ 2,400,000 $ 0
Dakota County Nebraska 1 $ 1,050,000 $ 1,050,000 $ 0
Hall County Nebraska 1 $ 2,450,000 $ 2,450,000 $ 0
Rockingham County New Hampshire 1 $ 470,000 $ 470,000 $ 0
Atlantic County New Jersey 1 $ 1,400,000 $ 1,400,000 $ 0
Camden County New Jersey 1 $ 358,000 $ 358,000 $ 0
Gloucester County New Jersey 1 $ 589,000 $ 589,000 $ 0
Dona Ana County New Mexico 1 $ 1,575,000 $ 1,575,000 $ 0
Lea County New Mexico 1 $ 824,000 $ 824,000 $ 0
Chautauqua County New York 1 $ 705,000 $ 705,000 $ 0
Greene County New York 1 $ 560,000 $ 560,000 $ 0
New York County New York 1 $ 2,000,000 $ 2,000,000 $ 0
Oneida County New York 1 $ 499,000 $ 499,000 $ 0
Rensselaer County New York 1 $ 452,000 $ 452,000 $ 0
Schenectady County New York 1 $ 251,000 $ 251,000 $ 0
Ulster County New York 1 $ 945,000 $ 945,000 $ 0
Buncombe County North Carolina 1 $ 500,000 $ 500,000 $ 0
Durham County North Carolina 1 $ 600,000 $ 600,000 $ 0
Pitt County North Carolina 1 $ 5,700,000 $ 5,700,000 $ 0
Wake County North Carolina 1 $ 2,210,000 $ 2,210,000 $ 0
Grand Forks County North Dakota 1 $ 576,000 $ 576,000 $ 0
Clark County Ohio 1 $ 488,000 $ 488,000 $ 0
Lake County Ohio 1 $ 960,000 $ 960,000 $ 0
Lucas County Ohio 1 $ 3,000,000 $ 3,000,000 $ 0
Miami County Ohio 1 $ 1,665,000 $ 1,665,000 $ 0
Stark County Ohio 1 $ 725,000 $ 725,000 $ 0
Canadian County Oklahoma 1 $ 1,800,000 $ 1,800,000 $ 0
Custer County Oklahoma 1 $ 1,300,000 $ 1,300,000 $ 0
Mayes County Oklahoma 1 $ 1,850,000 $ 1,850,000 $ 0
Rogers County Oklahoma 1 $ 480,000 $ 480,000 $ 0
Washington County Oregon 1 $ 300,000 $ 300,000 $ 0
Berks County Pennsylvania 1 $ 317,000 $ 317,000 $ 0
Erie County Pennsylvania 1 $ 480,000 $ 480,000 $ 0
Lycoming County Pennsylvania 1 $ 8,327,000 $ 8,327,000 $ 0
Montgomery County Pennsylvania 1 $ 308,000 $ 308,000 $ 0
Philadelphia County Pennsylvania 1 $ 287,000 $ 287,000 $ 0
Pickens County South Carolina 1 $ 2,400,000 $ 2,400,000 $ 0
Davidson County Tennessee 1 $ 1,480,000 $ 1,480,000 $ 0
Shelby County Tennessee 1 $ 2,600,000 $ 2,600,000 $ 0
Sullivan County Tennessee 1 $ 806,000 $ 806,000 $ 0
Angelina County Texas 1 $ 900,000 $ 900,000 $ 0
Brown County Texas 1 $ 1,568,000 $ 1,568,000 $ 0
Deaf Smith County Texas 1 $ 750,000 $ 750,000 $ 0
El Paso County Texas 1 $ 1,480,000 $ 1,480,000 $ 0
Erath County Texas 1 $ 2,100,000 $ 2,100,000 $ 0
Galveston County Texas 1 $ 586,000 $ 586,000 $ 0
Grayson County Texas 1 $ 2,750,000 $ 2,750,000 $ 0
Hunt County Texas 1 $ 600,000 $ 600,000 $ 0
Lubbock County Texas 1 $ 980,000 $ 980,000 $ 0
Matagorda County Texas 1 $ 1,800,000 $ 1,800,000 $ 0
Montgomery County Texas 1 $ 2,120,000 $ 2,120,000 $ 0
Nolan County Texas 1 $ 714,000 $ 714,000 $ 0
Starr County Texas 1 $ 1,391,000 $ 1,391,000 $ 0
Tom Green County Texas 1 $ 310,000 $ 310,000 $ 0
Victoria County Texas 1 $ 3,280,000 $ 3,280,000 $ 0
Waller County Texas 1 $ 2,475,000 $ 2,475,000 $ 0
Wichita County Texas 1 $ 975,000 $ 975,000 $ 0
Cache County Utah 1 $ 400,000 $ 400,000 $ 0
Tooele County Utah 1 $ 620,000 $ 620,000 $ 0
Utah County Utah 1 $ 300,000 $ 300,000 $ 0
Washington County Utah 1 $ 4,388,000 $ 4,388,000 $ 0
Weber County Utah 1 $ 445,000 $ 445,000 $ 0
Addison County Vermont 1 $ 1,050,000 $ 1,050,000 $ 0
Henry County Virginia 1 $ 945,000 $ 945,000 $ 0
Lynchburg County Virginia 1 $ 2,460,000 $ 2,460,000 $ 0
Benton County Washington 1 $ 3,000,000 $ 3,000,000 $ 0
Cowlitz County Washington 1 $ 2,800,000 $ 2,800,000 $ 0
Kitsap County Washington 1 $ 605,000 $ 605,000 $ 0
Thurston County Washington 1 $ 522,000 $ 522,000 $ 0
Brown County Wisconsin 1 $ 7,900,000 $ 7,900,000 $ 0
Kewaunee County Wisconsin 1 $ 850,000 $ 850,000 $ 0
Shawano County Wisconsin 1 $ 800,000 $ 800,000 $ 0

Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 416 $596,422,000 $1,433,000 $8,300,000 $0 $70,000
Home Purchase 331 $286,135,000 $864,000 $9,000,000 $0 $73,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 529 $687,375,000 $1,299,000 $9,000,000 $0 $73,000
Not Provided 127 $118,594,000 $933,000 $8,000,000 $0 $0
White 61 $55,516,000 $910,000 $4,388,000 $0 $0
Hispanic 14 $8,793,000 $628,000 $1,050,000 $0 $0
Asian 12 $9,820,000 $818,000 $1,900,000 $0 $0
Black or African American 4 $2,459,000 $614,000 $1,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 747 $882,557,000 $1,181,000 $9,000,000 $0 $73,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 297 $486,920,000 $1,639,000 $9,000,000 $0 $70,000
File Closed For Incompleteness 183 $225,441,000 $1,231,000 $8,327,000 $0 $0
Loan Originated 139 $132,676,000 $954,000 $5,200,000 $0 $73,000
Loan Purchased By The Institution 118 $27,656,000 $234,000 $417,000 $0 $0
Application Withdrawn By Applicant 5 $6,795,000 $1,359,000 $3,950,000 $0 $0
Application Approved But Not Accepted 5 $3,069,000 $613,000 $850,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Imperial Capital Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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