Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008

Imperial Capital Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Imperial Capital Bank
500 N. Brand Blvd., Suite 2300
Glendale, CA 91203
Tel #: available with data download
Federal Regulator * available with data download
Years 2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 747
Total Mortgage Loan Application Amount $882,557,000
Average Mortgage Loan Application Amount $1,148,500
Highest Mortgage Loan Application Amount $9,000,000
Average Applicant Income $0
Highest Applicant Income $73,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2008 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2008.

Mortgage Loan Application Totals for Imperial Capital Bank by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 63 $ 34,390,000 $ 545,000 $ 0
CINCINNATI-MIDDLETOWN, OH-KY-IN 28 $ 45,503,000 $ 1,625,000 $ 0
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 27 $ 8,253,000 $ 305,000 $ 0
BALTIMORE-TOWSON, MD 26 $ 12,135,000 $ 466,000 $ 0
HOUSTON-SUGAR LAND-BAYTOWN, TX 24 $ 39,383,000 $ 1,640,000 $ 0
SANTA ANA-ANAHEIM-IRVINE, CA 22 $ 20,230,000 $ 919,000 $ 0
CLEVELAND-ELYRIA-MENTOR, OH 19 $ 19,101,000 $ 1,005,000 $ 0
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 19 $ 9,804,000 $ 471,500 $ 0
DALLAS-PLANO-IRVING, TX 18 $ 38,149,000 $ 2,119,000 $ 0
NEW YORK-WHITE PLAINS-WAYNE, NY-NJ 15 $ 16,986,000 $ 1,087,000 $ 0
ATLANTA-SANDY SPRINGS-MARIETTA, GA 14 $ 18,259,000 $ 1,304,000 $ 0
TAMPA-ST. PETERSBURG-CLEARWATER, FL 14 $ 26,563,000 $ 1,897,000 $ 0
COLUMBUS, OH 11 $ 27,429,000 $ 2,493,000 $ 0
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 10 $ 9,160,000 $ 916,000 $ 0
LAS VEGAS-PARADISE, NV 10 $ 2,861,000 $ 286,000 $ 0
RENO-SPARKS, NV 10 $ 2,585,000 $ 258,000 $ 0
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 9 $ 9,382,000 $ 1,042,000 $ 0
MANCHESTER-NASHUA, NH 8 $ 4,037,000 $ 504,000 $ 0
DAYTON, OH 7 $ 11,195,000 $ 1,599,000 $ 0
FORT WORTH-ARLINGTON, TX 7 $ 12,756,000 $ 1,822,000 $ 0
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 7 $ 14,835,000 $ 2,119,000 $ 0
PHILADELPHIA, PA 7 $ 3,811,000 $ 544,000 $ 10,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 6 $ 9,504,000 $ 1,584,000 $ 0
CHICAGO-NAPERVILLE-JOLIET, IL 6 $ 5,350,000 $ 891,000 $ 0
EDISON-NEW BRUNSWICK, NJ 6 $ 4,050,000 $ 675,000 $ 0
MCALLEN-EDINBURG-MISSION, TX 6 $ 6,510,000 $ 1,085,000 $ 0
MIAMI-MIAMI BEACH-KENDALL, FL 6 $ 8,883,000 $ 1,480,000 $ 0
NEW HAVEN-MILFORD, CT 6 $ 8,602,000 $ 1,433,000 $ 0
PHOENIX-MESA-SCOTTSDALE, AZ 6 $ 20,190,000 $ 3,365,000 $ 0
PITTSBURGH, PA 6 $ 10,025,000 $ 1,670,000 $ 0
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 6 $ 6,805,000 $ 1,134,000 $ 0
AUSTIN-ROUND ROCK, TX 5 $ 8,276,000 $ 1,655,000 $ 0
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 5 $ 2,040,000 $ 408,000 $ 0
KANSAS CITY, MO-KS 5 $ 6,181,000 $ 1,522,500 $ 0
OAKLAND-FREMONT-HAYWARD, CA 5 $ 5,844,000 $ 1,168,000 $ 0
PEABODY, MA 5 $ 2,657,000 $ 531,000 $ 0
ROCHESTER, NY 5 $ 6,043,000 $ 1,208,000 $ 0
SALT LAKE CITY, UT 5 $ 5,337,000 $ 1,067,000 $ 0
STOCKTON, CA 5 $ 6,185,000 $ 1,237,000 $ 0
TUCSON, AZ 5 $ 5,155,000 $ 1,031,000 $ 0
TULSA, OK 5 $ 9,050,000 $ 1,810,000 $ 0
ALBANY-SCHENECTADY-TROY, NY 4 $ 2,499,000 $ 624,000 $ 0
BOSTON-QUINCY, MA 4 $ 1,883,000 $ 470,000 $ 0
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 4 $ 4,632,000 $ 1,158,000 $ 0
HATTIESBURG, MS 4 $ 5,720,000 $ 1,430,000 $ 0
NASSAU-SUFFOLK, NY 4 $ 4,183,000 $ 1,045,000 $ 0
NEWARK-UNION, NJ-PA 4 $ 4,342,000 $ 1,085,000 $ 0
OGDEN-CLEARFIELD, UT 4 $ 3,835,000 $ 958,000 $ 0
OKLAHOMA CITY, OK 4 $ 6,924,000 $ 1,731,000 $ 0
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 4 $ 1,643,000 $ 410,000 $ 0
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 4 $ 4,275,000 $ 1,068,000 $ 0
SAN ANTONIO, TX 4 $ 2,655,000 $ 663,000 $ 0
SYRACUSE, NY 4 $ 9,098,000 $ 2,274,000 $ 0
AKRON, OH 3 $ 6,064,000 $ 2,021,000 $ 0
ALBUQUERQUE, NM 3 $ 3,024,000 $ 1,008,000 $ 0
BIRMINGHAM-HOOVER, AL 3 $ 3,592,000 $ 1,197,000 $ 0
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 3 $ 2,656,000 $ 885,000 $ 0
EVANSVILLE, IN-KY 3 $ 7,450,000 $ 2,483,000 $ 0
FORT SMITH, AR-OK 3 $ 1,317,000 $ 439,000 $ 0
LEXINGTON-FAYETTE, KY 3 $ 8,200,000 $ 2,733,000 $ 0
SEATTLE-BELLEVUE-EVERETT, WA 3 $ 2,840,000 $ 946,000 $ 0
ST. JOSEPH, MO-KS 3 $ 1,530,000 $ 510,000 $ 0
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 3 $ 2,407,000 $ 802,000 $ 0
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 3 $ 3,340,000 $ 1,113,000 $ 0
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 2 $ 687,000 $ 343,000 $ 0
ANDERSON, SC 2 $ 1,271,000 $ 635,000 $ 0
BELLINGHAM, WA 2 $ 3,305,000 $ 1,652,000 $ 0
BROWNSVILLE-HARLINGEN, TX 2 $ 2,223,000 $ 1,111,000 $ 0
BUFFALO-NIAGARA FALLS, NY 2 $ 1,165,000 $ 582,000 $ 0
CAMDEN, NJ 2 $ 947,000 $ 473,000 $ 0
COLLEGE STATION-BRYAN, TX 2 $ 4,565,000 $ 2,282,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 2 $ 2,978,000 $ 1,489,000 $ 0
DENVER-AURORA, CO 2 $ 6,885,000 $ 3,442,000 $ 0
DETROIT-LIVONIA-DEARBORN, MI 2 $ 2,860,000 $ 1,430,000 $ 0
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 2 $ 2,595,000 $ 1,297,000 $ 0
FORT WAYNE, IN 2 $ 1,325,000 $ 662,000 $ 0
FRESNO, CA 2 $ 6,300,000 $ 3,150,000 $ 0
GARY, IN 2 $ 1,389,000 $ 694,000 $ 0
GREAT FALLS, MT 2 $ 964,000 $ 482,000 $ 0
GREEN BAY, WI 2 $ 8,750,000 $ 4,375,000 $ 0
GULFPORT-BILOXI, MS 2 $ 6,738,000 $ 3,369,000 $ 0
INDIANAPOLIS-CARMEL, IN 2 $ 2,620,000 $ 1,310,000 $ 0
JEFFERSON CITY, MO 2 $ 4,430,000 $ 2,215,000 $ 0
KILLEEN-TEMPLE-FORT HOOD, TX 2 $ 2,059,000 $ 1,029,000 $ 0
LOUISVILLE-JEFFERSON COUNTY, KY-IN 2 $ 1,300,000 $ 650,000 $ 0
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 1,200,000 $ 600,000 $ 0
SANDUSKY, OH 2 $ 3,878,000 $ 1,939,000 $ 0
SPRINGFIELD, MA 2 $ 1,072,000 $ 536,000 $ 0
ST. LOUIS, MO-IL 2 $ 1,075,000 $ 537,000 $ 0
TYLER, TX 2 $ 1,690,000 $ 845,000 $ 0
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 2 $ 2,215,000 $ 1,107,000 $ 0
WORCESTER, MA 2 $ 2,121,000 $ 1,060,000 $ 0
YAKIMA, WA 2 $ 4,340,000 $ 2,170,000 $ 0
ALBANY, GA 1 $ 1,280,000 $ 1,280,000 $ 0
ANCHORAGE, AK 1 $ 855,000 $ 855,000 $ 0
ANDERSON, IN 1 $ 1,800,000 $ 1,800,000 $ 0
ASHEVILLE, NC 1 $ 500,000 $ 500,000 $ 0
ATLANTIC CITY-HAMMONTON, NJ 1 $ 1,400,000 $ 1,400,000 $ 0
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 1,960,000 $ 1,960,000 $ 0
BATTLE CREEK, MI 1 $ 3,325,000 $ 3,325,000 $ 0
BREMERTON-SILVERDALE, WA 1 $ 605,000 $ 605,000 $ 0
BRIDGEPORT-STAMFORD-NORWALK, CT 1 $ 375,000 $ 375,000 $ 0
CANTON-MASSILLON, OH 1 $ 725,000 $ 725,000 $ 0
COLORADO SPRINGS, CO 1 $ 400,000 $ 400,000 $ 0
COLUMBUS, GA-AL 1 $ 865,000 $ 865,000 $ 0
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 250,000 $ 250,000 $ 0
DURHAM, NC 1 $ 600,000 $ 600,000 $ 0
EL PASO, TX 1 $ 1,480,000 $ 1,480,000 $ 0
ERIE, PA 1 $ 480,000 $ 480,000 $ 0
GADSDEN, AL 1 $ 8,000,000 $ 8,000,000 $ 0
GAINESVILLE, GA 1 $ 1,972,000 $ 1,972,000 $ 0
GRAND FORKS, ND-MN 1 $ 576,000 $ 576,000 $ 0
GREELEY, CO 1 $ 2,135,000 $ 2,135,000 $ 0
GREENVILLE, NC 1 $ 5,700,000 $ 5,700,000 $ 0
GREENVILLE-MAULDIN-EASLEY, SC 1 $ 2,400,000 $ 2,400,000 $ 0
IDAHO FALLS, ID 1 $ 310,000 $ 310,000 $ 0
JACKSON, MI 1 $ 600,000 $ 600,000 $ 0
JACKSON, MS 1 $ 2,483,000 $ 2,483,000 $ 0
JACKSONVILLE, FL 1 $ 487,000 $ 487,000 $ 0
KALAMAZOO-PORTAGE, MI 1 $ 1,227,000 $ 1,227,000 $ 0
KENNEWICK-PASCO-RICHLAND, WA 1 $ 3,000,000 $ 3,000,000 $ 0
KINGSPORT-BRISTOL-BRISTOL, TN-VA 1 $ 806,000 $ 806,000 $ 0
KINGSTON, NY 1 $ 945,000 $ 945,000 $ 0
LAFAYETTE, IN 1 $ 5,785,000 $ 5,785,000 $ 0
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 622,000 $ 622,000 $ 0
LAKE HAVASU CITY-KINGMAN, AZ 1 $ 387,000 $ 387,000 $ 0
LAS CRUCES, NM 1 $ 1,575,000 $ 1,575,000 $ 0
LOGAN, UT-ID 1 $ 400,000 $ 400,000 $ 0
LONGVIEW, WA 1 $ 2,800,000 $ 2,800,000 $ 0
LUBBOCK, TX 1 $ 980,000 $ 980,000 $ 0
LYNCHBURG, VA 1 $ 2,460,000 $ 2,460,000 $ 0
MEMPHIS, TN-MS-AR 1 $ 2,600,000 $ 2,600,000 $ 0
MODESTO, CA 1 $ 710,000 $ 710,000 $ 0
MONTGOMERY, AL 1 $ 293,000 $ 293,000 $ 0
NAPLES-MARCO ISLAND, FL 1 $ 535,000 $ 535,000 $ 0
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 1,480,000 $ 1,480,000 $ 0
NEW ORLEANS-METAIRIE-KENNER, LA 1 $ 2,355,000 $ 2,355,000 $ 0
NORWICH-NEW LONDON, CT 1 $ 488,000 $ 488,000 $ 73,000
OLYMPIA, WA 1 $ 522,000 $ 522,000 $ 0
OXNARD-THOUSAND OAKS-VENTURA, CA 1 $ 995,000 $ 995,000 $ 0
PASCAGOULA, MS 1 $ 735,000 $ 735,000 $ 0
PEORIA, IL 1 $ 2,300,000 $ 2,300,000 $ 0
PITTSFIELD, MA 1 $ 580,000 $ 580,000 $ 0
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 300,000 $ 300,000 $ 0
PROVO-OREM, UT 1 $ 300,000 $ 300,000 $ 0
RALEIGH-CARY, NC 1 $ 2,210,000 $ 2,210,000 $ 0
READING, PA 1 $ 317,000 $ 317,000 $ 0
ROCHESTER, MN 1 $ 895,000 $ 895,000 $ 0
ROCKFORD, IL 1 $ 2,475,000 $ 2,475,000 $ 0
SALISBURY, MD 1 $ 910,000 $ 910,000 $ 0
SAN ANGELO, TX 1 $ 310,000 $ 310,000 $ 0
SHERMAN-DENISON, TX 1 $ 2,750,000 $ 2,750,000 $ 0
SIOUX CITY, IA-NE-SD 1 $ 1,050,000 $ 1,050,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 656,000 $ 656,000 $ 0
SPRINGFIELD, OH 1 $ 488,000 $ 488,000 $ 0
ST. GEORGE, UT 1 $ 4,388,000 $ 4,388,000 $ 0
TOLEDO, OH 1 $ 3,000,000 $ 3,000,000 $ 0
UTICA-ROME, NY 1 $ 499,000 $ 499,000 $ 0
VICTORIA, TX 1 $ 3,280,000 $ 3,280,000 $ 0
VISALIA-PORTERVILLE, CA 1 $ 312,000 $ 312,000 $ 0
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 880,000 $ 880,000 $ 0
WICHITA FALLS, TX 1 $ 975,000 $ 975,000 $ 0
WILLIAMSPORT, PA 1 $ 8,327,000 $ 8,327,000 $ 0
WILMINGTON, DE-MD-NJ 1 $ 825,000 $ 825,000 $ 0

Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 416 $596,422,000 $1,433,000 $8,300,000 $0 $70,000
Home Purchase 331 $286,135,000 $864,000 $9,000,000 $0 $73,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 529 $687,375,000 $1,299,000 $9,000,000 $0 $73,000
Not Provided 127 $118,594,000 $933,000 $8,000,000 $0 $0
White 61 $55,516,000 $910,000 $4,388,000 $0 $0
Hispanic 14 $8,793,000 $628,000 $1,050,000 $0 $0
Asian 12 $9,820,000 $818,000 $1,900,000 $0 $0
Black or African American 4 $2,459,000 $614,000 $1,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 747 $882,557,000 $1,181,000 $9,000,000 $0 $73,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 297 $486,920,000 $1,639,000 $9,000,000 $0 $70,000
File Closed For Incompleteness 183 $225,441,000 $1,231,000 $8,327,000 $0 $0
Loan Originated 139 $132,676,000 $954,000 $5,200,000 $0 $73,000
Loan Purchased By The Institution 118 $27,656,000 $234,000 $417,000 $0 $0
Application Withdrawn By Applicant 5 $6,795,000 $1,359,000 $3,950,000 $0 $0
Application Approved But Not Accepted 5 $3,069,000 $613,000 $850,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Imperial Capital Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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