Imperial Capital Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Imperial Capital Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Imperial Capital Bank 500 N. Brand Blvd., Suite 2300 Glendale, CA 91203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 149 |
| Total Mortgage Loan Application Amount | $140,955,000 |
| Average Mortgage Loan Application Amount | $906,000 |
| Highest Mortgage Loan Application Amount | $6,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Imperial Capital Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Imperial Capital Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Imperial Capital Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Imperial Capital Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Imperial Capital Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Imperial Capital Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 14 | $ 6,116,000 | $ 436,000 | $ 0 |
| Dallas County Texas | 7 | $ 11,850,000 | $ 1,692,000 | $ 0 |
| San Diego County California | 4 | $ 2,240,000 | $ 560,000 | $ 0 |
| Hartford County Connecticut | 4 | $ 3,293,000 | $ 823,000 | $ 0 |
| Harris County Texas | 4 | $ 7,160,000 | $ 1,790,000 | $ 0 |
| Pima County Arizona | 3 | $ 1,105,000 | $ 368,000 | $ 0 |
| Fresno County California | 3 | $ 1,000,000 | $ 333,000 | $ 0 |
| Cook County Illinois | 3 | $ 4,750,000 | $ 1,583,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 1,103,000 | $ 367,000 | $ 0 |
| Suffolk County Massachusetts | 3 | $ 1,787,000 | $ 595,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 6,194,000 | $ 2,064,000 | $ 0 |
| Bexar County Texas | 3 | $ 1,990,000 | $ 663,000 | $ 0 |
| Travis County Texas | 3 | $ 5,910,000 | $ 1,970,000 | $ 0 |
| Alameda County California | 2 | $ 1,179,000 | $ 589,000 | $ 0 |
| San Joaquin County California | 2 | $ 739,000 | $ 369,000 | $ 0 |
| Jefferson County Colorado | 2 | $ 1,000,000 | $ 500,000 | $ 0 |
| Fulton County Georgia | 2 | $ 3,038,000 | $ 1,519,000 | $ 0 |
| DuPage County Illinois | 2 | $ 796,000 | $ 398,000 | $ 0 |
| Essex County Massachusetts | 2 | $ 989,000 | $ 494,000 | $ 0 |
| Ingham County Michigan | 2 | $ 2,375,000 | $ 1,187,000 | $ 0 |
| Humboldt County Nevada | 2 | $ 6,075,000 | $ 3,037,000 | $ 0 |
| Kings County New York | 2 | $ 1,577,000 | $ 788,000 | $ 0 |
| Onondaga County New York | 2 | $ 2,042,000 | $ 1,021,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 992,000 | $ 496,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 1,110,000 | $ 555,000 | $ 0 |
| Providence County Rhode Island | 2 | $ 898,000 | $ 449,000 | $ 0 |
| Cameron County Texas | 2 | $ 1,263,000 | $ 631,000 | $ 0 |
| Nueces County Texas | 2 | $ 1,525,000 | $ 762,000 | $ 0 |
| Davis County Utah | 2 | $ 3,550,000 | $ 1,775,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Mohave County Arizona | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Glenn County California | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Kern County California | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Merced County California | 1 | $ 373,000 | $ 373,000 | $ 0 |
| Orange County California | 1 | $ 660,000 | $ 660,000 | $ 0 |
| San Bernardino County California | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Stanislaus County California | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Adams County Colorado | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 368,000 | $ 368,000 | $ 0 |
| New London County Connecticut | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Escambia County Florida | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Clark County Indiana | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 709,000 | $ 709,000 | $ 0 |
| Clark County Kentucky | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| York County Maine | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 514,000 | $ 514,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 1,400,000 | $ 1,400,000 | $ 0 |
| Grenada County Mississippi | 1 | $ 2,025,000 | $ 2,025,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Merrimack County New Hampshire | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 506,000 | $ 506,000 | $ 0 |
| Albany County New York | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Broome County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Cayuga County New York | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Cortland County New York | 1 | $ 650,000 | $ 650,000 | $ 0 |
| Monroe County New York | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Caldwell County North Carolina | 1 | $ 970,000 | $ 970,000 | $ 0 |
| Cleveland County North Carolina | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Franklin County Ohio | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Greene County Ohio | 1 | $ 2,350,000 | $ 2,350,000 | $ 0 |
| Lucas County Ohio | 1 | $ 3,920,000 | $ 3,920,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 68,000 | $ 68,000 | $ 0 |
| Canadian County Oklahoma | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Coos County Oregon | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Washington County Oregon | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Horry County South Carolina | 1 | $ 1,700,000 | $ 1,700,000 | $ 0 |
| Knox County Tennessee | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Shelby County Tennessee | 1 | $ 510,000 | $ 510,000 | $ 0 |
| Brown County Texas | 1 | $ 730,000 | $ 730,000 | $ 0 |
| Ector County Texas | 1 | $ 1,680,000 | $ 1,680,000 | $ 0 |
| Hays County Texas | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Henderson County Texas | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Lubbock County Texas | 1 | $ 581,000 | $ 581,000 | $ 0 |
| Montgomery County Texas | 1 | $ 448,000 | $ 448,000 | $ 0 |
| Nacogdoches County Texas | 1 | $ 1,575,000 | $ 1,575,000 | $ 0 |
| Navarro County Texas | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Tarrant County Texas | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Tom Green County Texas | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Box Elder County Utah | 1 | $ 560,000 | $ 560,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 1,219,000 | $ 1,219,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 500,000 | $ 500,000 | $ 0 |
| King County Washington | 1 | $ 870,000 | $ 870,000 | $ 0 |
| Uinta County Wyoming | 1 | $ 300,000 | $ 300,000 | $ 0 |
Mortgage Loan Application Detail Totals for Imperial Capital Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 97 | $100,624,000 | $1,037,000 | $4,600,000 | $0 | $0 |
| Home Purchase | 52 | $40,331,000 | $775,000 | $6,000,000 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 93 | $107,450,000 | $1,155,000 | $6,000,000 | $0 | $0 |
| White | 24 | $15,055,000 | $627,000 | $3,075,000 | $0 | $0 |
| Not Provided | 23 | $14,401,000 | $626,000 | $3,000,000 | $0 | $0 |
| Asian | 4 | $1,740,000 | $435,000 | $664,000 | $0 | $0 |
| Hispanic | 4 | $1,959,000 | $489,000 | $574,000 | $0 | $0 |
| Black or African American | 1 | $350,000 | $350,000 | $350,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 149 | $140,955,000 | $946,000 | $6,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 89 | $95,099,000 | $1,068,000 | $6,000,000 | $0 | $0 |
| Loan Originated | 29 | $19,219,000 | $662,000 | $3,075,000 | $0 | $0 |
| File Closed For Incompleteness | 26 | $22,273,000 | $856,000 | $3,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 3 | $3,720,000 | $1,240,000 | $1,680,000 | $0 | $0 |
| Application Withdrawn By Applicant | 2 | $644,000 | $322,000 | $364,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 70 | $80,147,000 | $1,144,000 | $6,000,000 | $0 | $0 |
| Credit History | 6 | $6,718,000 | $1,119,000 | $3,200,000 | $0 | $0 |
| Credit Application Incomplete | 5 | $4,518,000 | $903,000 | $1,549,000 | $0 | $0 |
| Collateral | 4 | $1,663,000 | $415,000 | $730,000 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,050,000 | $525,000 | $550,000 | $0 | $0 |
| Unverifiable Information | 1 | $275,000 | $275,000 | $275,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $728,000 | $728,000 | $728,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Imperial Capital Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Imperial Capital Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.