Indymac Bank, F.S.B. Mortgage Lending & HMDA Data, 2005
In 2005, Indymac Bank, F.S.B. of Pasadena, CA reported 281,099 mortgage applications totaling $72.0 billion, up 45% from 2004. The average application was for $256,204, and applicants reported an average income of $83,841. 45% of its applications resulted in an originated loan and 21% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (23,211), Riverside-San Bernardino-Ontario, CA (13,329) and New York-Wayne-White Plains, NY-NJ (8,298) (applications in parentheses).
| Mortgage Company & Address | Indymac Bank, F.S.B. 888 East Walnut St Pasadena, CA 91101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 281,099 |
| Total Mortgage Loan Application Amount | $72,018,869,000 |
| Average Mortgage Loan Application Amount | $256,204 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $83,841 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Indymac Bank, F.S.B. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 23,211 | $ 8,529,000,000 | $ 367,455 | $ 120,000 |
| Riverside-San Bernardino-Ontario, CA | 13,329 | $ 3,678,574,000 | $ 275,982 | $ 100,000 |
| New York-Wayne-White Plains, NY-NJ | 8,298 | $ 2,776,448,000 | $ 334,592 | $ 106,000 |
| Chicago-Naperville-Joliet, IL | 7,899 | $ 1,608,250,000 | $ 203,601 | $ 77,000 |
| Atlanta-Sandy Springs-Marietta, GA | 7,590 | $ 1,260,174,000 | $ 166,030 | $ 71,000 |
| San Diego-Carlsbad-San Marcos, CA | 7,077 | $ 2,868,944,000 | $ 405,389 | $ 115,000 |
| Las Vegas-Paradise, NV | 6,721 | $ 1,607,415,000 | $ 239,163 | $ 95,000 |
| Santa Ana-Anaheim-Irvine, CA | 6,367 | $ 2,814,209,000 | $ 441,999 | $ 122,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,330 | $ 1,408,238,000 | $ 222,470 | $ 79,000 |
| Nassau-Suffolk, NY | 5,969 | $ 1,874,622,000 | $ 314,059 | $ 103,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 5,651 | $ 1,736,899,000 | $ 307,361 | $ 106,000 |
| Oakland-Fremont-Hayward, CA | 5,464 | $ 2,208,575,000 | $ 404,204 | $ 114,000 |
| Miami-Miami Beach-Kendall, FL | 5,303 | $ 1,105,862,000 | $ 208,535 | $ 90,000 |
| Denver-Aurora, CO | 4,461 | $ 830,604,000 | $ 186,192 | $ 74,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 4,333 | $ 952,813,000 | $ 219,896 | $ 86,000 |
| Edison, NJ | 3,614 | $ 973,202,000 | $ 269,286 | $ 93,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,561 | $ 620,612,000 | $ 174,280 | $ 69,000 |
| Orlando, FL | 3,446 | $ 647,055,000 | $ 187,769 | $ 72,000 |
| Warren-Farmington Hills-Troy, MI | 3,075 | $ 613,039,000 | $ 199,362 | $ 77,000 |
| Houston-Baytown-Sugar Land, TX | 3,057 | $ 383,050,000 | $ 125,302 | $ 83,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 2,933 | $ 1,326,244,000 | $ 452,180 | $ 133,000 |
| Newark-Union, NJ-PA | 2,929 | $ 797,015,000 | $ 272,111 | $ 94,000 |
| Baltimore-Towson, MD | 2,860 | $ 605,802,000 | $ 211,818 | $ 80,000 |
| Dallas-Plano-Irving, TX | 2,744 | $ 400,404,000 | $ 145,919 | $ 86,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 2,734 | $ 676,338,000 | $ 247,380 | $ 88,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2,691 | $ 565,994,000 | $ 210,328 | $ 68,000 |
| Seattle-Bellevue-Everett, WA | 2,682 | $ 684,223,000 | $ 255,116 | $ 99,000 |
| Bethesda-Frederick-Gaithersburg, MD | 2,566 | $ 711,372,000 | $ 277,229 | $ 88,000 |
| Detroit-Livonia-Dearborn, MI | 2,383 | $ 291,533,000 | $ 122,338 | $ 54,000 |
| San Francisco-San Mateo-Redwood City, CA | 2,276 | $ 1,308,814,000 | $ 575,050 | $ 140,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2,153 | $ 906,028,000 | $ 420,821 | $ 115,000 |
| Stockton, CA | 2,061 | $ 594,984,000 | $ 288,687 | $ 85,000 |
| Philadelphia, PA | 1,812 | $ 336,905,000 | $ 185,929 | $ 89,000 |
| Jacksonville, FL | 1,629 | $ 291,403,000 | $ 178,884 | $ 73,000 |
| Boston-Quincy, MA | 1,592 | $ 465,435,000 | $ 292,358 | $ 89,000 |
| Modesto, CA | 1,515 | $ 400,364,000 | $ 264,266 | $ 82,000 |
| Bakersfield, CA | 1,504 | $ 308,181,000 | $ 204,907 | $ 74,000 |
| Fresno, CA | 1,491 | $ 328,622,000 | $ 220,403 | $ 85,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,457 | $ 275,155,000 | $ 188,850 | $ 70,000 |
| Vallejo-Fairfield, CA | 1,367 | $ 457,804,000 | $ 334,896 | $ 88,000 |
| Cape Coral-Fort Myers, FL | 1,340 | $ 292,006,000 | $ 217,914 | $ 86,000 |
| Portland-Vancouver-Beaverton, OR-WA | 1,325 | $ 274,773,000 | $ 207,375 | $ 74,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,237 | $ 276,150,000 | $ 223,241 | $ 70,000 |
| St. Louis, MO-IL | 1,210 | $ 187,873,000 | $ 155,266 | $ 63,000 |
| Camden, NJ | 1,204 | $ 223,421,000 | $ 185,565 | $ 69,000 |
| Bridgeport-Stamford-Norwalk, CT | 1,113 | $ 377,563,000 | $ 339,230 | $ 100,000 |
| Sarasota-Bradenton-Venice, FL | 1,112 | $ 244,920,000 | $ 220,251 | $ 84,000 |
| Santa Rosa-Petaluma, CA | 1,075 | $ 457,205,000 | $ 425,306 | $ 119,000 |
| Cambridge-Newton-Framingham, MA | 1,063 | $ 319,953,000 | $ 300,990 | $ 87,000 |
| Cleveland-Elyria-Mentor, OH | 1,056 | $ 142,762,000 | $ 135,191 | $ 61,000 |
| Fort Worth-Arlington, TX | 988 | $ 121,320,000 | $ 122,793 | $ 75,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 978 | $ 261,693,000 | $ 267,579 | $ 82,000 |
| Richmond, VA | 965 | $ 148,352,000 | $ 153,732 | $ 62,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 964 | $ 226,203,000 | $ 234,650 | $ 83,000 |
| Port St. Lucie-Fort Pierce, FL | 880 | $ 175,938,000 | $ 199,929 | $ 80,000 |
| Salt Lake City, UT | 873 | $ 166,720,000 | $ 190,973 | $ 95,000 |
| Colorado Springs, CO | 851 | $ 148,513,000 | $ 174,515 | $ 68,000 |
| Merced, CA | 799 | $ 183,479,000 | $ 229,635 | $ 86,000 |
| Birmingham-Hoover, AL | 791 | $ 93,428,000 | $ 118,113 | $ 58,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 765 | $ 336,640,000 | $ 440,052 | $ 116,000 |
| Salinas, CA | 757 | $ 329,034,000 | $ 434,655 | $ 132,000 |
| Naples-Marco Island, FL | 729 | $ 214,107,000 | $ 293,699 | $ 105,000 |
| Tacoma, WA | 713 | $ 144,643,000 | $ 202,865 | $ 80,000 |
| Hartford-West Hartford-East Hartford, CT | 706 | $ 142,614,000 | $ 202,002 | $ 74,000 |
| Essex County, MA | 702 | $ 191,765,000 | $ 273,169 | $ 86,000 |
| Columbus, OH | 693 | $ 98,875,000 | $ 142,676 | $ 61,000 |
| Worcester, MA | 691 | $ 148,133,000 | $ 214,374 | $ 74,000 |
| Kansas City, MO-KS | 687 | $ 84,091,000 | $ 122,403 | $ 62,000 |
| New Haven-Milford, CT | 679 | $ 138,256,000 | $ 203,617 | $ 69,000 |
| Lake County-Kenosha County, IL-WI | 646 | $ 170,110,000 | $ 263,328 | $ 89,000 |
| Pittsburgh, PA | 642 | $ 71,254,000 | $ 110,987 | $ 58,000 |
| Austin-Round Rock, TX | 639 | $ 102,185,000 | $ 159,913 | $ 84,000 |
| Honolulu, HI | 639 | $ 248,583,000 | $ 389,018 | $ 116,000 |
| Palm Bay-Melbourne-Titusville, FL | 637 | $ 122,863,000 | $ 192,877 | $ 71,000 |
| Charlotte-Gastonia-Concord, NC-SC | 609 | $ 94,916,000 | $ 155,855 | $ 61,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 572 | $ 94,833,000 | $ 165,791 | $ 66,000 |
| Lakeland, FL | 568 | $ 90,036,000 | $ 158,514 | $ 64,000 |
| Reno-Sparks, NV | 560 | $ 160,505,000 | $ 286,616 | $ 94,000 |
| Cincinnati-Middletown, OH-KY-IN | 544 | $ 81,499,000 | $ 149,814 | $ 62,000 |
| Nashville-Davidson--Murfreesboro, TN | 534 | $ 89,522,000 | $ 167,644 | $ 59,000 |
| Tucson, AZ | 519 | $ 95,972,000 | $ 184,917 | $ 69,000 |
| Raleigh-Cary, NC | 518 | $ 86,732,000 | $ 167,436 | $ 62,000 |
| San Luis Obispo-Paso Robles, CA | 512 | $ 186,966,000 | $ 365,167 | $ 102,000 |
| Boulder, CO | 511 | $ 142,643,000 | $ 279,144 | $ 91,000 |
| Charleston-North Charleston, SC | 509 | $ 108,290,000 | $ 212,750 | $ 69,000 |
| Atlantic City, NJ | 507 | $ 105,168,000 | $ 207,431 | $ 68,000 |
| Visalia-Porterville, CA | 490 | $ 92,776,000 | $ 189,338 | $ 70,000 |
| San Antonio, TX | 480 | $ 56,673,000 | $ 118,068 | $ 67,000 |
| Memphis, TN-MS-AR | 458 | $ 58,160,000 | $ 126,986 | $ 76,000 |
| Indianapolis, IN | 455 | $ 72,891,000 | $ 160,200 | $ 57,000 |
| Albuquerque, NM | 451 | $ 67,223,000 | $ 149,053 | $ 62,000 |
| New Orleans-Metairie-Kenner, LA | 448 | $ 63,004,000 | $ 140,633 | $ 71,000 |
| Greeley, CO | 420 | $ 72,547,000 | $ 172,730 | $ 61,000 |
| Fort Collins-Loveland, CO | 394 | $ 74,304,000 | $ 188,588 | $ 75,000 |
| Boise City-Nampa, ID | 393 | $ 59,540,000 | $ 151,501 | $ 69,000 |
| Wilmington, DE-MD-NJ | 393 | $ 70,045,000 | $ 178,231 | $ 63,000 |
| Provo-Orem, UT | 386 | $ 65,058,000 | $ 168,544 | $ 68,000 |
| Santa Cruz-Watsonville, CA | 384 | $ 178,590,000 | $ 465,078 | $ 97,000 |
| Albany-Schenectady-Troy, NY | 371 | $ 58,454,000 | $ 157,557 | $ 81,000 |
| Milwaukee-Waukesha-West Allis, WI | 368 | $ 61,158,000 | $ 166,190 | $ 66,000 |
| Trenton-Ewing, NJ | 353 | $ 77,887,000 | $ 220,643 | $ 90,000 |
| Ogden-Clearfield, UT | 342 | $ 51,491,000 | $ 150,558 | $ 72,000 |
| Rockingham County-Strafford County, NH | 340 | $ 80,782,000 | $ 237,594 | $ 65,000 |
| Punta Gorda, FL | 334 | $ 69,532,000 | $ 208,179 | $ 79,000 |
| Lansing-East Lansing, MI | 325 | $ 41,546,000 | $ 127,833 | $ 51,000 |
| Portland-South Portland-Biddeford, ME | 319 | $ 74,018,000 | $ 232,031 | $ 71,000 |
| Oklahoma City, OK | 310 | $ 33,384,000 | $ 107,690 | $ 56,000 |
| Barnstable Town, MA | 308 | $ 97,656,000 | $ 317,064 | $ 83,000 |
| Savannah, GA | 305 | $ 48,611,000 | $ 159,380 | $ 59,000 |
| Springfield, MA | 303 | $ 49,632,000 | $ 163,801 | $ 55,000 |
| Flint, MI | 297 | $ 40,103,000 | $ 135,026 | $ 60,000 |
| Anchorage, AK | 296 | $ 63,779,000 | $ 215,469 | $ 91,000 |
| Prescott, AZ | 291 | $ 72,315,000 | $ 248,505 | $ 76,000 |
| Tulsa, OK | 279 | $ 32,566,000 | $ 116,724 | $ 63,000 |
| Yuba City, CA | 278 | $ 65,354,000 | $ 235,086 | $ 71,000 |
| Redding, CA | 276 | $ 60,452,000 | $ 219,028 | $ 73,000 |
| Madera, CA | 270 | $ 65,584,000 | $ 242,903 | $ 81,000 |
| Toledo, OH | 265 | $ 28,725,000 | $ 108,396 | $ 60,000 |
| Grand Rapids-Wyoming, MI | 261 | $ 38,615,000 | $ 147,950 | $ 48,000 |
| Akron, OH | 259 | $ 37,184,000 | $ 143,567 | $ 72,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 256 | $ 44,941,000 | $ 175,550 | $ 60,000 |
| Knoxville, TN | 251 | $ 35,135,000 | $ 139,980 | $ 52,000 |
| Chico, CA | 249 | $ 55,836,000 | $ 224,240 | $ 63,000 |
| Manchester-Nashua, NH | 247 | $ 52,027,000 | $ 210,635 | $ 71,000 |
| Spokane, WA | 245 | $ 36,464,000 | $ 148,832 | $ 51,000 |
| Eugene-Springfield, OR | 242 | $ 41,378,000 | $ 170,983 | $ 56,000 |
| Columbia, SC | 239 | $ 34,082,000 | $ 142,602 | $ 64,000 |
| Bend, OR | 237 | $ 59,345,000 | $ 250,400 | $ 104,000 |
| Kingston, NY | 236 | $ 48,079,000 | $ 203,724 | $ 88,000 |
| Ocala, FL | 235 | $ 38,351,000 | $ 163,195 | $ 66,000 |
| Napa, CA | 232 | $ 108,254,000 | $ 466,612 | $ 142,000 |
| Ann Arbor, MI | 231 | $ 53,762,000 | $ 232,735 | $ 80,000 |
| Des Moines, IA | 231 | $ 24,906,000 | $ 107,818 | $ 52,000 |
| El Centro, CA | 227 | $ 44,030,000 | $ 193,964 | $ 77,000 |
| Norwich-New London, CT | 224 | $ 50,288,000 | $ 224,500 | $ 68,000 |
| Omaha-Council Bluffs, NE-IA | 223 | $ 34,521,000 | $ 154,802 | $ 81,000 |
| Louisville, KY-IN | 221 | $ 31,025,000 | $ 140,384 | $ 55,000 |
| Montgomery, AL | 218 | $ 21,424,000 | $ 98,275 | $ 52,000 |
| Ocean City, NJ | 212 | $ 65,520,000 | $ 309,056 | $ 117,000 |
| Hanford-Corcoran, CA | 211 | $ 36,027,000 | $ 170,744 | $ 63,000 |
| Madison, WI | 211 | $ 35,279,000 | $ 167,199 | $ 64,000 |
| Pensacola-Ferry Pass-Brent, FL | 210 | $ 36,444,000 | $ 173,542 | $ 67,000 |
| Tallahassee, FL | 204 | $ 32,528,000 | $ 159,450 | $ 68,000 |
| Gary, IN | 202 | $ 29,295,000 | $ 145,024 | $ 50,000 |
| Wilmington, NC | 201 | $ 41,767,000 | $ 207,796 | $ 64,000 |
| Bremerton-Silverdale, WA | 198 | $ 51,395,000 | $ 259,570 | $ 95,000 |
| Dayton, OH | 198 | $ 22,737,000 | $ 114,833 | $ 72,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 197 | $ 37,112,000 | $ 188,385 | $ 76,000 |
| Asheville, NC | 192 | $ 36,153,000 | $ 188,296 | $ 56,000 |
| Greenville, SC | 188 | $ 28,844,000 | $ 153,425 | $ 53,000 |
| Grand Junction, CO | 186 | $ 31,585,000 | $ 169,811 | $ 62,000 |
| Greensboro-High Point, NC | 179 | $ 27,636,000 | $ 154,391 | $ 61,000 |
| Youngstown-Warren-Boardman, OH-PA | 178 | $ 16,750,000 | $ 94,101 | $ 46,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 175 | $ 24,075,000 | $ 137,571 | $ 78,000 |
| Little Rock-North Little Rock, AR | 174 | $ 21,762,000 | $ 125,068 | $ 62,000 |
| Scranton--Wilkes-Barre, PA | 174 | $ 21,208,000 | $ 121,885 | $ 58,000 |
| Gainesville, FL | 166 | $ 25,343,000 | $ 152,668 | $ 62,000 |
| Evansville, IN-KY | 165 | $ 16,232,000 | $ 98,375 | $ 52,000 |
| St. George, UT | 161 | $ 34,760,000 | $ 215,900 | $ 107,000 |
| Baton Rouge, LA | 159 | $ 19,962,000 | $ 125,547 | $ 50,000 |
| Medford, OR | 159 | $ 38,898,000 | $ 244,641 | $ 76,000 |
| Durham, NC | 158 | $ 29,006,000 | $ 183,582 | $ 72,000 |
| Bellingham, WA | 157 | $ 31,382,000 | $ 199,885 | $ 65,000 |
| Panama City-Lynn Haven, FL | 156 | $ 34,745,000 | $ 222,724 | $ 97,000 |
| Santa Fe, NM | 155 | $ 52,584,000 | $ 339,251 | $ 86,000 |
| Buffalo-Niagara Falls, NY | 154 | $ 16,653,000 | $ 108,136 | $ 71,000 |
| Olympia, WA | 154 | $ 31,716,000 | $ 205,948 | $ 80,000 |
| Salem, OR | 153 | $ 24,691,000 | $ 161,379 | $ 98,000 |
| York-Hanover, PA | 151 | $ 21,447,000 | $ 142,033 | $ 58,000 |
| Columbus, GA-AL | 149 | $ 15,699,000 | $ 105,362 | $ 60,000 |
| Gainesville, GA | 149 | $ 25,828,000 | $ 173,342 | $ 84,000 |
| Canton-Massillon, OH | 143 | $ 16,691,000 | $ 116,720 | $ 53,000 |
| Winchester, VA-WV | 140 | $ 28,809,000 | $ 205,778 | $ 66,000 |
| Fort Walton Beach-Crestview-Destin, FL | 138 | $ 37,255,000 | $ 269,963 | $ 109,000 |
| Hagerstown-Martinsburg, MD-WV | 137 | $ 28,701,000 | $ 209,496 | $ 73,000 |
| Vero Beach, FL | 134 | $ 29,365,000 | $ 219,141 | $ 97,000 |
| Jackson, MS | 131 | $ 14,760,000 | $ 112,671 | $ 53,000 |
| Lancaster, PA | 131 | $ 16,846,000 | $ 128,595 | $ 73,000 |
| Rochester, NY | 131 | $ 16,774,000 | $ 128,045 | $ 48,000 |
| Coeur D'Alene, ID | 119 | $ 23,396,000 | $ 196,605 | $ 71,000 |
| Huntsville, AL | 119 | $ 13,729,000 | $ 115,369 | $ 46,000 |
| Monroe, MI | 112 | $ 18,332,000 | $ 163,678 | $ 60,000 |
| Roanoke, VA | 111 | $ 21,090,000 | $ 190,000 | $ 55,000 |
| Burlington-South Burlington, VT | 108 | $ 23,790,000 | $ 220,277 | $ 47,000 |
| Syracuse, NY | 106 | $ 11,804,000 | $ 111,358 | $ 75,000 |
| Jackson, MI | 104 | $ 14,415,000 | $ 138,605 | $ 51,000 |
| Kennewick-Richland-Pasco, WA | 103 | $ 16,111,000 | $ 156,417 | $ 66,000 |
| Reading, PA | 101 | $ 14,130,000 | $ 139,900 | $ 58,000 |
| Vineland-Millville-Bridgeton, NJ | 101 | $ 15,151,000 | $ 150,009 | $ 63,000 |
| Pueblo, CO | 99 | $ 12,573,000 | $ 127,000 | $ 54,000 |
| Chattanooga, TN-GA | 97 | $ 11,135,000 | $ 114,793 | $ 38,000 |
| Harrisburg-Carlisle, PA | 97 | $ 13,858,000 | $ 142,865 | $ 60,000 |
| Kalamazoo-Portage, MI | 97 | $ 15,825,000 | $ 163,144 | $ 56,000 |
| Lubbock, TX | 96 | $ 8,036,000 | $ 83,708 | $ 62,000 |
| Wichita, KS | 94 | $ 11,018,000 | $ 117,212 | $ 47,000 |
| Winston-Salem, NC | 92 | $ 11,693,000 | $ 127,097 | $ 53,000 |
| Springfield, MO | 91 | $ 11,437,000 | $ 125,681 | $ 43,000 |
| McAllen-Edinburg-Pharr, TX | 90 | $ 10,029,000 | $ 111,433 | $ 68,000 |
| El Paso, TX | 89 | $ 7,881,000 | $ 88,550 | $ 55,000 |
| Mobile, AL | 82 | $ 9,961,000 | $ 121,475 | $ 58,000 |
| Idaho Falls, ID | 80 | $ 13,832,000 | $ 172,900 | $ 73,000 |
| Wenatchee, WA | 80 | $ 15,120,000 | $ 189,000 | $ 78,000 |
| Mount Vernon-Anacortes, WA | 77 | $ 16,615,000 | $ 215,779 | $ 66,000 |
| Yuma, AZ | 76 | $ 11,642,000 | $ 153,184 | $ 83,000 |
| Corpus Christi, TX | 75 | $ 9,855,000 | $ 131,400 | $ 74,000 |
| Fayetteville, NC | 75 | $ 8,471,000 | $ 112,946 | $ 45,000 |
| Warner Robins, GA | 75 | $ 8,527,000 | $ 113,693 | $ 26,000 |
| Dover, DE | 74 | $ 13,440,000 | $ 181,621 | $ 59,000 |
| Lexington-Fayette, KY | 74 | $ 12,298,000 | $ 166,189 | $ 55,000 |
| Rockford, IL | 73 | $ 8,813,000 | $ 120,726 | $ 64,000 |
| Augusta-Richmond County, GA-SC | 72 | $ 7,675,000 | $ 106,597 | $ 43,000 |
| Macon, GA | 72 | $ 7,462,000 | $ 103,638 | $ 45,000 |
| Battle Creek, MI | 71 | $ 7,381,000 | $ 103,957 | $ 55,000 |
| Fort Wayne, IN | 71 | $ 8,867,000 | $ 124,887 | $ 57,000 |
| Laredo, TX | 71 | $ 6,550,000 | $ 92,253 | $ 41,000 |
| Charlottesville, VA | 70 | $ 15,034,000 | $ 214,771 | $ 50,000 |
| Longview, WA | 70 | $ 10,929,000 | $ 156,128 | $ 54,000 |
| Flagstaff, AZ | 69 | $ 18,114,000 | $ 262,521 | $ 80,000 |
| Glens Falls, NY | 67 | $ 11,852,000 | $ 176,895 | $ 68,000 |
| Lincoln, NE | 67 | $ 7,738,000 | $ 115,492 | $ 42,000 |
| Shreveport-Bossier City, LA | 65 | $ 6,934,000 | $ 106,676 | $ 46,000 |
| Spartanburg, SC | 64 | $ 7,481,000 | $ 116,890 | $ 47,000 |
| Duluth, MN-WI | 61 | $ 9,494,000 | $ 155,639 | $ 34,000 |
| Holland-Grand Haven, MI | 61 | $ 10,065,000 | $ 165,000 | $ 58,000 |
| St. Cloud, MN | 60 | $ 8,279,000 | $ 137,983 | $ 44,000 |
| Lynchburg, VA | 59 | $ 10,782,000 | $ 182,745 | $ 48,000 |
| Saginaw-Saginaw Township North, MI | 59 | $ 6,840,000 | $ 115,932 | $ 52,000 |
| Hickory-Lenoir-Morganton, NC | 58 | $ 9,187,000 | $ 158,396 | $ 56,000 |
| Killeen-Temple-Fort Hood, TX | 58 | $ 5,456,000 | $ 94,068 | $ 51,000 |
| Niles-Benton Harbor, MI | 58 | $ 11,222,000 | $ 193,482 | $ 70,000 |
| Utica-Rome, NY | 57 | $ 7,567,000 | $ 132,754 | $ 60,000 |
| Columbia, MO | 55 | $ 5,926,000 | $ 107,745 | $ 74,000 |
| Sioux Falls, SD | 54 | $ 7,268,000 | $ 134,592 | $ 44,000 |
| Tuscaloosa, AL | 54 | $ 8,423,000 | $ 155,981 | $ 45,000 |
| Rome, GA | 52 | $ 6,595,000 | $ 126,826 | $ 29,000 |
| Tyler, TX | 50 | $ 6,048,000 | $ 120,960 | $ 51,000 |
| Hot Springs, AR | 49 | $ 5,839,000 | $ 119,163 | $ 29,000 |
| Jacksonville, NC | 49 | $ 8,350,000 | $ 170,408 | $ 73,000 |
| Athens-Clarke County, GA | 48 | $ 7,967,000 | $ 165,979 | $ 46,000 |
| Muskegon-Norton Shores, MI | 48 | $ 5,407,000 | $ 112,645 | $ 32,000 |
| Carson City, NV | 47 | $ 10,479,000 | $ 222,957 | $ 64,000 |
| Decatur, AL | 47 | $ 5,059,000 | $ 107,638 | $ 45,000 |
| Sherman-Denison, TX | 47 | $ 6,023,000 | $ 128,148 | $ 55,000 |
| Anniston-Oxford, AL | 46 | $ 3,880,000 | $ 84,347 | $ 33,000 |
| Auburn-Opelika, AL | 44 | $ 6,211,000 | $ 141,159 | $ 80,000 |
| Cheyenne, WY | 44 | $ 6,250,000 | $ 142,045 | $ 46,000 |
| Harrisonburg, VA | 44 | $ 6,964,000 | $ 158,272 | $ 45,000 |
| Logan, UT-ID | 44 | $ 5,944,000 | $ 135,090 | $ 43,000 |
| Salisbury, MD | 44 | $ 6,414,000 | $ 145,772 | $ 47,000 |
| Terre Haute, IN | 44 | $ 4,233,000 | $ 96,204 | $ 53,000 |
| Bangor, ME | 42 | $ 7,806,000 | $ 185,857 | $ 64,000 |
| Billings, MT | 42 | $ 7,900,000 | $ 188,095 | $ 73,000 |
| Brownsville-Harlingen, TX | 42 | $ 5,998,000 | $ 142,809 | $ 63,000 |
| Yakima, WA | 41 | $ 5,774,000 | $ 140,829 | $ 72,000 |
| Brunswick, GA | 40 | $ 6,990,000 | $ 174,750 | $ 63,000 |
| Fargo, ND-MN | 40 | $ 4,921,000 | $ 123,025 | $ 34,000 |
| Lawrence, KS | 40 | $ 5,141,000 | $ 128,525 | $ 46,000 |
| Lewiston-Auburn, ME | 40 | $ 5,201,000 | $ 130,025 | $ 40,000 |
| Racine, WI | 40 | $ 6,570,000 | $ 164,250 | $ 43,000 |
| Odessa, TX | 39 | $ 1,938,000 | $ 49,692 | $ 49,000 |
| Waco, TX | 39 | $ 4,181,000 | $ 107,205 | $ 61,000 |
| Peoria, IL | 38 | $ 5,839,000 | $ 153,657 | $ 49,000 |
| Rochester, MN | 38 | $ 5,948,000 | $ 156,526 | $ 63,000 |
| Rocky Mount, NC | 38 | $ 5,021,000 | $ 132,131 | $ 45,000 |
| Erie, PA | 37 | $ 4,040,000 | $ 109,189 | $ 51,000 |
| Fairbanks, AK | 37 | $ 5,202,000 | $ 140,594 | $ 77,000 |
| Farmington, NM | 37 | $ 5,117,000 | $ 138,297 | $ 60,000 |
| Johnson City, TN | 37 | $ 4,616,000 | $ 124,756 | $ 36,000 |
| Pittsfield, MA | 37 | $ 7,040,000 | $ 190,270 | $ 41,000 |
| Clarksville, TN-KY | 36 | $ 4,256,000 | $ 118,222 | $ 49,000 |
| Sandusky, OH | 36 | $ 4,774,000 | $ 132,611 | $ 56,000 |
| South Bend-Mishawaka, IN-MI | 36 | $ 3,102,000 | $ 86,166 | $ 43,000 |
| Florence-Muscle Shoals, AL | 35 | $ 3,226,000 | $ 92,171 | $ 35,000 |
| Altoona, PA | 34 | $ 3,682,000 | $ 108,294 | $ 76,000 |
| Beaumont-Port Arthur, TX | 34 | $ 3,530,000 | $ 103,823 | $ 33,000 |
| Casper, WY | 34 | $ 4,946,000 | $ 145,470 | $ 37,000 |
| Cedar Rapids, IA | 34 | $ 3,162,000 | $ 93,000 | $ 58,000 |
| Charleston, WV | 34 | $ 3,964,000 | $ 116,588 | $ 41,000 |
| Mansfield, OH | 34 | $ 3,121,000 | $ 91,794 | $ 40,000 |
| Missoula, MT | 34 | $ 5,436,000 | $ 159,882 | $ 73,000 |
| Bay City, MI | 33 | $ 3,772,000 | $ 114,303 | $ 36,000 |
| Fort Smith, AR-OK | 33 | $ 3,280,000 | $ 99,393 | $ 54,000 |
| Jackson, TN | 33 | $ 2,553,000 | $ 77,363 | $ 54,000 |
| Lake Charles, LA | 33 | $ 3,106,000 | $ 94,121 | $ 32,000 |
| Springfield, OH | 33 | $ 3,019,000 | $ 91,484 | $ 39,000 |
| Anderson, SC | 32 | $ 4,894,000 | $ 152,937 | $ 49,000 |
| Gulfport-Biloxi, MS | 32 | $ 4,614,000 | $ 144,187 | $ 64,000 |
| Kingsport-Bristol-Bristol, TN-VA | 32 | $ 3,628,000 | $ 113,375 | $ 31,000 |
| Topeka, KS | 32 | $ 3,587,000 | $ 112,093 | $ 44,000 |
| Waterloo-Cedar Falls, IA | 32 | $ 3,771,000 | $ 117,843 | $ 49,000 |
| Dalton, GA | 31 | $ 3,410,000 | $ 110,000 | $ 25,000 |
| Anderson, IN | 30 | $ 2,768,000 | $ 92,266 | $ 38,000 |
| Binghamton, NY | 30 | $ 2,724,000 | $ 90,800 | $ 43,000 |
| Davenport-Moline-Rock Island, IA-IL | 30 | $ 3,396,000 | $ 113,200 | $ 42,000 |
| Bloomington-Normal, IL | 29 | $ 3,284,000 | $ 113,241 | $ 41,000 |
| Champaign-Urbana, IL | 29 | $ 4,014,000 | $ 138,413 | $ 58,000 |
| Elkhart-Goshen, IN | 29 | $ 4,195,000 | $ 144,655 | $ 57,000 |
| Janesville, WI | 29 | $ 2,940,000 | $ 101,379 | $ 38,000 |
| Las Cruces, NM | 29 | $ 4,650,000 | $ 160,344 | $ 64,000 |
| Albany, GA | 28 | $ 2,972,000 | $ 106,142 | $ 50,000 |
| Kankakee-Bradley, IL | 28 | $ 3,445,000 | $ 123,035 | $ 43,000 |
| Morristown, TN | 28 | $ 4,206,000 | $ 150,214 | $ 46,000 |
| Blacksburg-Christiansburg-Radford, VA | 27 | $ 3,737,000 | $ 138,407 | $ 27,000 |
| Greenville, NC | 27 | $ 3,890,000 | $ 144,074 | $ 35,000 |
| Joplin, MO | 27 | $ 2,929,000 | $ 108,481 | $ 43,000 |
| Michigan City-La Porte, IN | 27 | $ 5,646,000 | $ 209,111 | $ 129,000 |
| Amarillo, TX | 26 | $ 2,912,000 | $ 112,000 | $ 96,000 |
| Appleton, WI | 26 | $ 4,311,000 | $ 165,807 | $ 48,000 |
| Lafayette, LA | 26 | $ 3,244,000 | $ 124,769 | $ 40,000 |
| Wausau, WI | 26 | $ 3,441,000 | $ 132,346 | $ 47,000 |
| Bloomington, IN | 25 | $ 3,725,000 | $ 149,000 | $ 52,000 |
| Burlington, NC | 25 | $ 4,002,000 | $ 160,080 | $ 44,000 |
| Pascagoula, MS | 25 | $ 2,990,000 | $ 119,600 | $ 62,000 |
| Rapid City, SD | 25 | $ 3,474,000 | $ 138,960 | $ 28,000 |
| Green Bay, WI | 24 | $ 3,110,000 | $ 129,583 | $ 31,000 |
| Lebanon, PA | 24 | $ 2,603,000 | $ 108,458 | $ 48,000 |
| Sheboygan, WI | 23 | $ 3,299,000 | $ 143,434 | $ 61,000 |
| Williamsport, PA | 23 | $ 2,826,000 | $ 122,869 | $ 48,000 |
| Corvallis, OR | 22 | $ 4,203,000 | $ 191,045 | $ 112,000 |
| Valdosta, GA | 22 | $ 4,320,000 | $ 196,363 | $ 55,000 |
| Lafayette, IN | 21 | $ 2,490,000 | $ 118,571 | $ 19,000 |
| Muncie, IN | 21 | $ 5,444,000 | $ 259,238 | $ 174,000 |
| Ames, IA | 20 | $ 2,601,000 | $ 130,050 | $ 47,000 |
| Cleveland, TN | 20 | $ 2,773,000 | $ 138,650 | $ 52,000 |
| College Station-Bryan, TX | 20 | $ 2,824,000 | $ 141,200 | $ 49,000 |
| Dothan, AL | 20 | $ 2,747,000 | $ 137,350 | $ 58,000 |
| Eau Claire, WI | 20 | $ 2,498,000 | $ 124,900 | $ 27,000 |
| Florence, SC | 19 | $ 2,786,000 | $ 146,631 | $ 75,000 |
| Gadsden, AL | 19 | $ 1,695,000 | $ 89,210 | $ 34,000 |
| Houma-Bayou Cane-Thibodaux, LA | 19 | $ 2,910,000 | $ 153,157 | $ 73,000 |
| Iowa City, IA | 19 | $ 2,482,000 | $ 130,631 | $ 68,000 |
| Johnstown, PA | 19 | $ 1,699,000 | $ 89,421 | $ 24,000 |
| Lima, OH | 19 | $ 1,577,000 | $ 83,000 | $ 51,000 |
| Oshkosh-Neenah, WI | 19 | $ 2,984,000 | $ 157,052 | $ 46,000 |
| Danville, IL | 18 | $ 1,313,000 | $ 72,944 | $ 50,000 |
| Great Falls, MT | 18 | $ 1,761,000 | $ 97,833 | $ 42,000 |
| Pocatello, ID | 18 | $ 1,840,000 | $ 102,222 | $ 40,000 |
| Jefferson City, MO | 17 | $ 1,866,000 | $ 109,764 | $ 29,000 |
| Midland, TX | 17 | $ 1,353,000 | $ 79,588 | $ 70,000 |
| Pine Bluff, AR | 17 | $ 1,779,000 | $ 104,647 | $ 65,000 |
| Hattiesburg, MS | 16 | $ 2,457,000 | $ 153,562 | $ 95,000 |
| Monroe, LA | 16 | $ 1,910,000 | $ 119,375 | $ 39,000 |
| Springfield, IL | 16 | $ 1,842,000 | $ 115,125 | $ 43,000 |
| St. Joseph, MO-KS | 16 | $ 1,780,000 | $ 111,250 | $ 51,000 |
| Abilene, TX | 15 | $ 1,633,000 | $ 108,866 | $ 62,000 |
| Bowling Green, KY | 15 | $ 2,057,000 | $ 137,133 | $ 80,000 |
| Kokomo, IN | 15 | $ 1,871,000 | $ 124,733 | $ 30,000 |
| State College, PA | 15 | $ 2,865,000 | $ 191,000 | $ 52,000 |
| Alexandria, LA | 14 | $ 1,297,000 | $ 92,642 | $ 45,000 |
| Elizabethtown, KY | 14 | $ 1,921,000 | $ 137,214 | $ 58,000 |
| Huntington-Ashland, WV-KY-OH | 14 | $ 1,804,000 | $ 128,857 | $ 28,000 |
| Ithaca, NY | 14 | $ 1,929,000 | $ 137,785 | $ 51,000 |
| Morgantown, WV | 14 | $ 1,780,000 | $ 127,142 | $ 31,000 |
| Grand Forks, ND-MN | 13 | $ 1,276,000 | $ 98,153 | $ 22,000 |
| Sumter, SC | 13 | $ 1,971,000 | $ 151,615 | $ 22,000 |
| Longview, TX | 12 | $ 1,322,000 | $ 110,166 | $ 39,000 |
| Bismarck, ND | 11 | $ 1,494,000 | $ 135,818 | $ 32,000 |
| Decatur, IL | 11 | $ 909,000 | $ 82,636 | $ 44,000 |
| Dubuque, IA | 11 | $ 1,373,000 | $ 124,818 | $ 28,000 |
| Elmira, NY | 11 | $ 953,000 | $ 86,636 | $ 58,000 |
| Hinesville-Fort Stewart, GA | 11 | $ 1,031,000 | $ 93,727 | $ 63,000 |
| Lawton, OK | 11 | $ 1,032,000 | $ 93,818 | $ 24,000 |
| Wichita Falls, TX | 11 | $ 1,332,000 | $ 121,090 | $ 91,000 |
| Cumberland, MD-WV | 10 | $ 1,236,000 | $ 123,600 | $ 44,000 |
| Fond Du Lac, WI | 10 | $ 790,000 | $ 79,000 | $ 25,000 |
| La Crosse, WI-MN | 10 | $ 1,361,000 | $ 136,100 | $ 48,000 |
| Texarkana, Tx-Texarkana, AR | 10 | $ 709,000 | $ 70,900 | $ 43,000 |
| Danville, VA | 9 | $ 740,000 | $ 82,222 | $ 52,000 |
| Owensboro, KY | 9 | $ 792,000 | $ 88,000 | $ 37,000 |
| Parkersburg-Marietta, WV-OH | 9 | $ 757,000 | $ 84,111 | $ 48,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 1,135,000 | $ 126,111 | $ 48,000 |
| Goldsboro, NC | 8 | $ 857,000 | $ 107,125 | $ 40,000 |
| Jonesboro, AR | 8 | $ 605,000 | $ 75,625 | $ 28,000 |
| San Angelo, TX | 8 | $ 883,000 | $ 110,375 | $ 36,000 |
| Columbus, IN | 7 | $ 1,613,000 | $ 230,428 | $ 95,000 |
| Sioux City, IA-NE-SD | 7 | $ 986,000 | $ 140,857 | $ 94,000 |
| Victoria, TX | 6 | $ 289,000 | $ 48,166 | $ 24,000 |
| Lewiston, ID-WA | 4 | $ 556,000 | $ 139,000 | $ 30,000 |
| Wheeling, WV-OH | 4 | $ 320,000 | $ 80,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Indymac Bank, F.S.B. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 132,477 | $35,171,339,000 | $197,884 | $5,400,000 | $62,538 | $6,931,000 |
| Home Purchase | 129,789 | $31,635,477,000 | $187,076 | $6,500,000 | $75,423 | $9,999,000 |
| Home Improvement | 18,833 | $5,212,053,000 | $180,076 | $3,575,000 | $59,173 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 94,981 | $25,568,539,000 | $203,692 | $6,500,000 | $90,442 | $9,999,000 |
| Not applicable | 78,375 | $19,837,614,000 | $191,326 | $2,835,000 | $0 | $0 |
| Hispanic | 39,076 | $9,003,856,000 | $165,780 | $4,000,000 | $80,100 | $9,800,000 |
| Not Provided | 34,623 | $9,431,319,000 | $196,346 | $5,363,000 | $82,038 | $4,194,000 |
| Black or African American | 19,341 | $3,702,032,000 | $154,787 | $3,780,000 | $74,085 | $9,999,000 |
| Asian | 12,431 | $3,827,957,000 | $201,938 | $5,400,000 | $98,387 | $9,314,000 |
| Native Hawaiian or Other Pacific Islander | 1,650 | $498,129,000 | $207,625 | $2,113,000 | $88,450 | $1,015,000 |
| American Indian or Alaskan Native | 622 | $149,423,000 | $194,547 | $2,386,000 | $87,452 | $1,507,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 281,095 | $72,018,273,000 | $191,057 | $6,500,000 | $67,576 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 4 | $596,000 | $157,000 | $224,000 | $73,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 126,119 | $31,895,022,000 | $186,076 | $4,000,000 | $80,269 | $5,576,000 |
| Loan Purchased By The Institution | 78,375 | $19,837,614,000 | $191,326 | $2,835,000 | $0 | $0 |
| Application Denied By Financial Institution | 58,118 | $15,648,511,000 | $204,326 | $6,200,000 | $89,230 | $9,999,000 |
| Application Approved But Not Accepted | 15,256 | $3,852,350,000 | $188,519 | $6,500,000 | $85,884 | $5,400,000 |
| File Closed For Incompleteness | 1,944 | $479,671,000 | $180,880 | $3,000,000 | $78,240 | $4,194,000 |
| Preapproval Denied by Financial Institution | 655 | $153,976,000 | $235,000 | $2,560,000 | $85,000 | $4,680,000 |
| Preapproval Approved but not Accepted | 497 | $118,262,000 | $237,000 | $1,000,000 | $104,000 | $1,800,000 |
| Application Withdrawn By Applicant | 135 | $33,463,000 | $185,666 | $1,225,000 | $75,074 | $747,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 19,782 | $5,495,112,000 | $207,000 | $6,200,000 | $92,076 | $9,999,000 |
| Collateral | 13,627 | $3,740,722,000 | $213,903 | $5,363,000 | $92,461 | $9,999,000 |
| Credit History | 8,334 | $1,822,888,000 | $164,980 | $5,400,000 | $73,903 | $4,500,000 |
| Unverifiable Information | 4,987 | $1,323,323,000 | $203,060 | $4,000,000 | $97,560 | $9,800,000 |
| Debt-To-Income Ratio | 4,427 | $1,222,486,000 | $208,680 | $5,250,000 | $78,140 | $1,500,000 |
| Other | 4,038 | $1,054,642,000 | $203,568 | $5,400,000 | $77,725 | $9,314,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,895 | $995,975,000 | $261,039 | $4,200,000 | $104,019 | $3,000,000 |
| Employment History | 678 | $145,904,000 | $163,295 | $1,400,000 | $85,727 | $1,682,000 |
| Mortgage Insurance Denied | 5 | $1,435,000 | $287,000 | $650,000 | $126,400 | $357,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Indymac Bank, F.S.B.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Indymac Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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