Ing Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Ing Bank, Fsb 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ing Bank, Fsb 1 South Orange Street Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 35,247 |
| Total Mortgage Loan Application Amount | $7,402,280,000 |
| Average Mortgage Loan Application Amount | $224,622 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $60,734 |
| Highest Applicant Income | $3,042,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Ing Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ing Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Ing Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ing Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Ing Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ing Bank, Fsb's mortgage activity for 2003.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PHILADELPHIA, PA-NJ | 2,371 | $ 344,107,000 | $ 145,000 | $ 78,000 |
| CHICAGO, IL | 1,443 | $ 360,119,000 | $ 249,000 | $ 83,000 |
| BOSTON, MA-NH | 1,249 | $ 332,407,000 | $ 266,000 | $ 100,000 |
| NEW YORK, NY | 1,218 | $ 317,391,000 | $ 260,000 | $ 125,000 |
| ATLANTA, GA | 1,161 | $ 226,320,000 | $ 194,000 | $ 93,000 |
| LOS ANGELES-LONG BEACH, CA | 1,161 | $ 346,979,000 | $ 298,000 | $ 107,000 |
| MINNEAPOLIS-ST. PAUL, MN-WI | 1,000 | $ 173,466,000 | $ 173,000 | $ 74,000 |
| WILMINGTON-NEWARK, DE-MD | 949 | $ 132,549,000 | $ 139,000 | $ 79,000 |
| NASSAU-SUFFOLK, NY | 698 | $ 162,023,000 | $ 232,000 | $ 119,000 |
| MIDDLESEX-SOMERSET-HUNTERDON, NJ | 605 | $ 134,539,000 | $ 222,000 | $ 110,000 |
| NEWARK, NJ | 593 | $ 153,982,000 | $ 259,000 | $ 122,000 |
| OAKLAND, CA | 581 | $ 211,162,000 | $ 363,000 | $ 110,000 |
| ORANGE COUNTY, CA | 553 | $ 178,227,000 | $ 322,000 | $ 106,000 |
| DENVER, CO | 532 | $ 142,860,000 | $ 268,000 | $ 78,000 |
| PHOENIX-MESA, AZ | 523 | $ 100,777,000 | $ 192,000 | $ 86,000 |
| SAN JOSE, CA | 521 | $ 213,895,000 | $ 410,000 | $ 129,000 |
| DETROIT, MI | 508 | $ 106,843,000 | $ 210,000 | $ 74,000 |
| HARTFORD, CT | 494 | $ 75,412,000 | $ 152,000 | $ 83,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 486 | $ 140,067,000 | $ 288,000 | $ 87,000 |
| BALTIMORE, MD | 452 | $ 81,895,000 | $ 181,000 | $ 88,000 |
| SAN FRANCISCO, CA | 383 | $ 163,791,000 | $ 427,000 | $ 137,000 |
| BERGEN-PASSAIC, NJ | 374 | $ 99,900,000 | $ 267,000 | $ 122,000 |
| SAN DIEGO, CA | 371 | $ 122,140,000 | $ 329,000 | $ 98,000 |
| MONMOUTH-OCEAN, NJ | 323 | $ 68,673,000 | $ 212,000 | $ 105,000 |
| RIVERSIDE-SAN BERNARDINO, CA | 287 | $ 56,670,000 | $ 197,000 | $ 84,000 |
| STAMFORD-NORWALK, CT | 257 | $ 89,634,000 | $ 348,000 | $ 133,000 |
| RALEIGH-DURHAM-CHAPEL HILL, NC | 247 | $ 42,486,000 | $ 172,000 | $ 76,000 |
| ATLANTIC-CAPE MAY, NJ | 225 | $ 27,828,000 | $ 123,000 | $ 71,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 216 | $ 30,265,000 | $ 140,000 | $ 81,000 |
| FORT LAUDERDALE, FL | 210 | $ 41,739,000 | $ 198,000 | $ 89,000 |
| PITTSBURGH, PA | 207 | $ 27,427,000 | $ 132,000 | $ 87,000 |
| WASHINGTON, DC-MD-VA-WV | 202 | $ 60,595,000 | $ 299,000 | $ 82,000 |
| WEST PALM BEACH-BOCA RATON, FL | 194 | $ 34,386,000 | $ 177,000 | $ 98,000 |
| LAS VEGAS, NV-AZ | 189 | $ 43,779,000 | $ 231,000 | $ 104,000 |
| JERSEY CITY, NJ | 182 | $ 39,244,000 | $ 215,000 | $ 101,000 |
| MIAMI, FL | 173 | $ 32,328,000 | $ 186,000 | $ 114,000 |
| DALLAS, TX | 170 | $ 39,977,000 | $ 235,000 | $ 92,000 |
| TRENTON, NJ | 170 | $ 38,645,000 | $ 227,000 | $ 99,000 |
| PORTLAND-VANCOUVER, OR-WA | 168 | $ 39,134,000 | $ 232,000 | $ 86,000 |
| HOUSTON, TX | 166 | $ 34,845,000 | $ 209,000 | $ 117,000 |
| VENTURA, CA | 165 | $ 53,036,000 | $ 321,000 | $ 96,000 |
| ORLANDO, FL | 158 | $ 25,712,000 | $ 162,000 | $ 82,000 |
| SACRAMENTO, CA | 156 | $ 37,020,000 | $ 237,000 | $ 94,000 |
| ST. CLOUD, MN | 146 | $ 18,574,000 | $ 127,000 | $ 62,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 139 | $ 29,286,000 | $ 210,000 | $ 89,000 |
| BRIDGEPORT, CT | 137 | $ 29,565,000 | $ 215,000 | $ 97,000 |
| NEW HAVEN-MERIDEN, CT | 137 | $ 22,772,000 | $ 166,000 | $ 86,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA | 135 | $ 18,178,000 | $ 134,000 | $ 92,000 |
| WORCESTER, MA-CT | 130 | $ 23,042,000 | $ 177,000 | $ 86,000 |
| COLUMBUS, OH | 129 | $ 21,829,000 | $ 169,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 129 | $ 21,567,000 | $ 167,000 | $ 86,000 |
| DANBURY, CT | 127 | $ 34,216,000 | $ 269,000 | $ 116,000 |
| PROVIDENCE-FALL RIVER-WARWICK, RI-MA | 114 | $ 19,502,000 | $ 171,000 | $ 101,000 |
| MILWAUKEE-WAUKESHA, WI | 112 | $ 21,520,000 | $ 192,000 | $ 69,000 |
| NEWBURGH, NY-PA | 106 | $ 16,393,000 | $ 154,000 | $ 91,000 |
| CLEVELAND-LORAIN-ELYRIA, OH | 103 | $ 18,485,000 | $ 179,000 | $ 95,000 |
| LOWELL, MA-NH | 99 | $ 20,943,000 | $ 211,000 | $ 92,000 |
| RICHMOND-PETERSBURG, VA | 97 | $ 16,654,000 | $ 171,000 | $ 85,000 |
| READING, PA | 92 | $ 8,768,000 | $ 95,000 | $ 65,000 |
| DES MOINES, IA | 90 | $ 11,132,000 | $ 123,000 | $ 79,000 |
| HARRISBURG-LEBANON-CARLISLE, PA | 90 | $ 9,625,000 | $ 106,000 | $ 85,000 |
| INDIANAPOLIS, IN | 90 | $ 16,158,000 | $ 179,000 | $ 83,000 |
| LAWRENCE, MA-NH | 87 | $ 22,749,000 | $ 261,000 | $ 99,000 |
| NORFOLK-VIRGINIA BEACH-NEWPORT NEWS, VA-NC | 85 | $ 12,930,000 | $ 152,000 | $ 75,000 |
| SARASOTA-BRADENTON, FL | 81 | $ 17,049,000 | $ 210,000 | $ 88,000 |
| JACKSONVILLE, FL | 77 | $ 14,181,000 | $ 184,000 | $ 86,000 |
| DOVER, DE | 76 | $ 9,016,000 | $ 118,000 | $ 68,000 |
| AUSTIN-SAN MARCOS, TX | 72 | $ 21,461,000 | $ 298,000 | $ 92,000 |
| CINCINNATI, OH-KY-IN | 71 | $ 17,181,000 | $ 241,000 | $ 111,000 |
| KANSAS CITY, MO-KS | 70 | $ 9,665,000 | $ 138,000 | $ 81,000 |
| LANCASTER, PA | 70 | $ 8,286,000 | $ 118,000 | $ 84,000 |
| ALBUQUERQUE, NM | 65 | $ 10,227,000 | $ 157,000 | $ 73,000 |
| DAYTON-SPRINGFIELD, OH | 65 | $ 8,239,000 | $ 126,000 | $ 82,000 |
| NASHUA, NH | 62 | $ 9,808,000 | $ 158,000 | $ 76,000 |
| NEW ORLEANS, LA | 62 | $ 7,465,000 | $ 120,000 | $ 81,000 |
| TUCSON, AZ | 62 | $ 12,064,000 | $ 194,000 | $ 62,000 |
| ANN ARBOR, MI | 61 | $ 13,261,000 | $ 217,000 | $ 68,000 |
| PORTSMOUTH-ROCHESTER, NH-ME | 61 | $ 11,612,000 | $ 190,000 | $ 84,000 |
| NASHVILLE, TN | 59 | $ 12,422,000 | $ 210,000 | $ 94,000 |
| NEW LONDON-NORWICH, CT-RI | 59 | $ 10,483,000 | $ 177,000 | $ 89,000 |
| BARNSTABLE-YARMOUTH, MA | 58 | $ 11,252,000 | $ 194,000 | $ 67,000 |
| GREENSBORO--WINSTON-SALEM--HIGH POINT, NC | 57 | $ 6,893,000 | $ 120,000 | $ 78,000 |
| TACOMA, WA | 57 | $ 12,238,000 | $ 214,000 | $ 88,000 |
| SALT LAKE CITY-OGDEN, UT | 56 | $ 13,817,000 | $ 246,000 | $ 66,000 |
| SANTA ROSA, CA | 55 | $ 16,196,000 | $ 294,000 | $ 91,000 |
| GREENVILLE-SPARTANBURG-ANDERSON, SC | 53 | $ 7,907,000 | $ 149,000 | $ 80,000 |
| TULSA, OK | 53 | $ 8,603,000 | $ 162,000 | $ 66,000 |
| ALBANY-SCHENECTADY-TROY, NY | 52 | $ 7,107,000 | $ 136,000 | $ 101,000 |
| FORT WORTH-ARLINGTON, TX | 52 | $ 9,418,000 | $ 181,000 | $ 76,000 |
| ROCHESTER, NY | 52 | $ 4,669,000 | $ 89,000 | $ 65,000 |
| BIRMINGHAM, AL | 51 | $ 8,193,000 | $ 160,000 | $ 58,000 |
| OKLAHOMA CITY, OK | 51 | $ 7,433,000 | $ 145,000 | $ 96,000 |
| GRAND RAPIDS-MUSKEGON-HOLLAND, MI | 49 | $ 6,262,000 | $ 127,000 | $ 83,000 |
| BOULDER-LONGMONT, CO | 48 | $ 14,200,000 | $ 295,000 | $ 88,000 |
| COLORADO SPRINGS, CO | 48 | $ 9,902,000 | $ 206,000 | $ 59,000 |
| VALLEJO-FAIRFIELD-NAPA, CA | 48 | $ 14,649,000 | $ 305,000 | $ 87,000 |
| YORK, PA | 48 | $ 5,126,000 | $ 106,000 | $ 67,000 |
| AKRON, OH | 47 | $ 7,058,000 | $ 150,000 | $ 83,000 |
| WATERBURY, CT | 47 | $ 7,314,000 | $ 155,000 | $ 86,000 |
| BROCKTON, MA | 46 | $ 8,899,000 | $ 193,000 | $ 81,000 |
| BUFFALO-NIAGARA FALLS, NY | 46 | $ 4,739,000 | $ 103,000 | $ 83,000 |
| LOUISVILLE, KY-IN | 46 | $ 7,456,000 | $ 162,000 | $ 63,000 |
| MANCHESTER, NH | 46 | $ 8,541,000 | $ 185,000 | $ 82,000 |
| MELBOURNE-TITUSVILLE-PALM BAY, FL | 46 | $ 6,127,000 | $ 133,000 | $ 60,000 |
| DUTCHESS COUNTY, NY | 43 | $ 7,184,000 | $ 167,000 | $ 102,000 |
| OMAHA, NE-IA | 42 | $ 4,842,000 | $ 115,000 | $ 65,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 42 | $ 4,041,000 | $ 96,000 | $ 60,000 |
| FORT MYERS-CAPE CORAL, FL | 41 | $ 7,120,000 | $ 173,000 | $ 72,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 40 | $ 5,676,000 | $ 141,000 | $ 83,000 |
| SANTA BARBARA-SANTA MARIA-LOMPOC, CA | 40 | $ 14,981,000 | $ 374,000 | $ 71,000 |
| COLUMBIA, SC | 39 | $ 5,334,000 | $ 136,000 | $ 72,000 |
| DAYTONA BEACH, FL | 39 | $ 4,902,000 | $ 125,000 | $ 86,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 38 | $ 8,760,000 | $ 230,000 | $ 86,000 |
| FORT COLLINS-LOVELAND, CO | 38 | $ 9,312,000 | $ 245,000 | $ 83,000 |
| FORT PIERCE-PORT ST. LUCIE, FL | 37 | $ 5,611,000 | $ 151,000 | $ 76,000 |
| HONOLULU, HI | 37 | $ 11,021,000 | $ 297,000 | $ 73,000 |
| MADISON, WI | 37 | $ 5,262,000 | $ 142,000 | $ 66,000 |
| GAINESVILLE, FL | 36 | $ 4,456,000 | $ 123,000 | $ 67,000 |
| GARY, IN | 36 | $ 4,165,000 | $ 115,000 | $ 66,000 |
| RENO, NV | 36 | $ 8,702,000 | $ 241,000 | $ 108,000 |
| SPRINGFIELD, MA | 35 | $ 4,705,000 | $ 134,000 | $ 85,000 |
| SYRACUSE, NY | 35 | $ 3,397,000 | $ 97,000 | $ 102,000 |
| BOISE CITY, ID | 34 | $ 6,830,000 | $ 200,000 | $ 81,000 |
| NAPLES, FL | 34 | $ 8,618,000 | $ 253,000 | $ 79,000 |
| BURLINGTON, VT | 32 | $ 5,461,000 | $ 170,000 | $ 92,000 |
| LAKELAND-WINTER HAVEN, FL | 32 | $ 3,355,000 | $ 104,000 | $ 97,000 |
| MEMPHIS, TN-AR-MS | 32 | $ 5,854,000 | $ 182,000 | $ 91,000 |
| PORTLAND, ME | 32 | $ 6,272,000 | $ 196,000 | $ 105,000 |
| LEXINGTON, KY | 31 | $ 4,369,000 | $ 140,000 | $ 83,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 31 | $ 2,470,000 | $ 79,000 | $ 47,000 |
| BATON ROUGE, LA | 30 | $ 3,759,000 | $ 125,000 | $ 77,000 |
| LANSING-EAST LANSING, MI | 30 | $ 4,182,000 | $ 139,000 | $ 83,000 |
| STOCKTON-LODI, CA | 30 | $ 7,347,000 | $ 244,000 | $ 94,000 |
| BAKERSFIELD, CA | 29 | $ 3,235,000 | $ 111,000 | $ 71,000 |
| SPOKANE, WA | 29 | $ 3,720,000 | $ 128,000 | $ 75,000 |
| WICHITA, KS | 29 | $ 3,682,000 | $ 126,000 | $ 100,000 |
| CHARLOTTESVILLE, VA | 28 | $ 4,494,000 | $ 160,000 | $ 66,000 |
| SAN LUIS OBISPO-ATASCADERO-PASO ROBLES, CA | 28 | $ 9,251,000 | $ 330,000 | $ 81,000 |
| SANTA CRUZ-WATSONVILLE, CA | 28 | $ 9,619,000 | $ 343,000 | $ 91,000 |
| TALLAHASSEE, FL | 28 | $ 3,704,000 | $ 132,000 | $ 62,000 |
| ROCHESTER, MN | 26 | $ 4,235,000 | $ 162,000 | $ 130,000 |
| ATHENS, GA | 25 | $ 3,290,000 | $ 131,000 | $ 87,000 |
| EUGENE-SPRINGFIELD, OR | 25 | $ 4,472,000 | $ 178,000 | $ 55,000 |
| FRESNO, CA | 25 | $ 4,461,000 | $ 178,000 | $ 82,000 |
| KNOXVILLE, TN | 22 | $ 2,974,000 | $ 135,000 | $ 93,000 |
| TOLEDO, OH | 22 | $ 2,924,000 | $ 132,000 | $ 60,000 |
| APPLETON-OSHKOSH-NEENAH, WI | 21 | $ 2,035,000 | $ 96,000 | $ 75,000 |
| BREMERTON, WA | 21 | $ 4,086,000 | $ 194,000 | $ 70,000 |
| CEDAR RAPIDS, IA | 21 | $ 2,330,000 | $ 110,000 | $ 86,000 |
| ROCKFORD, IL | 21 | $ 1,771,000 | $ 84,000 | $ 74,000 |
| SALINAS, CA | 21 | $ 7,449,000 | $ 354,000 | $ 98,000 |
| SAN ANTONIO, TX | 21 | $ 3,496,000 | $ 166,000 | $ 89,000 |
| SAVANNAH, GA | 21 | $ 4,087,000 | $ 194,000 | $ 105,000 |
| STATE COLLEGE, PA | 21 | $ 3,034,000 | $ 144,000 | $ 88,000 |
| WILMINGTON, NC | 21 | $ 4,194,000 | $ 199,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 20 | $ 2,524,000 | $ 126,000 | $ 92,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR | 20 | $ 2,250,000 | $ 112,000 | $ 68,000 |
| FLINT, MI | 20 | $ 3,586,000 | $ 179,000 | $ 65,000 |
| HAGERSTOWN, MD | 19 | $ 2,169,000 | $ 114,000 | $ 78,000 |
| KALAMAZOO-BATTLE CREEK, MI | 19 | $ 2,176,000 | $ 114,000 | $ 70,000 |
| PENSACOLA, FL | 19 | $ 2,769,000 | $ 145,000 | $ 91,000 |
| PROVO-OREM, UT | 19 | $ 3,911,000 | $ 205,000 | $ 51,000 |
| FORT WALTON BEACH, FL | 18 | $ 2,427,000 | $ 134,000 | $ 70,000 |
| JACKSON, MS | 18 | $ 2,638,000 | $ 146,000 | $ 105,000 |
| OLYMPIA, WA | 18 | $ 4,292,000 | $ 238,000 | $ 91,000 |
| MOBILE, AL | 17 | $ 2,392,000 | $ 140,000 | $ 76,000 |
| CHAMPAIGN-URBANA, IL | 16 | $ 1,377,000 | $ 86,000 | $ 61,000 |
| HAMILTON-MIDDLETOWN, OH | 16 | $ 3,177,000 | $ 198,000 | $ 97,000 |
| LAFAYETTE, LA | 16 | $ 2,052,000 | $ 128,000 | $ 105,000 |
| SOUTH BEND, IN | 16 | $ 1,370,000 | $ 85,000 | $ 84,000 |
| BELLINGHAM, WA | 15 | $ 3,126,000 | $ 208,000 | $ 52,000 |
| CHATTANOOGA, TN-GA | 15 | $ 1,761,000 | $ 117,000 | $ 83,000 |
| GREELEY, CO | 15 | $ 3,031,000 | $ 202,000 | $ 49,000 |
| IOWA CITY, IA | 15 | $ 2,277,000 | $ 151,000 | $ 54,000 |
| MONTGOMERY, AL | 15 | $ 1,554,000 | $ 103,000 | $ 65,000 |
| ROANOKE, VA | 15 | $ 1,771,000 | $ 118,000 | $ 107,000 |
| EL PASO, TX | 14 | $ 1,425,000 | $ 101,000 | $ 68,000 |
| LINCOLN, NE | 14 | $ 1,997,000 | $ 142,000 | $ 93,000 |
| VISALIA-TULARE-PORTERVILLE, CA | 14 | $ 2,127,000 | $ 151,000 | $ 89,000 |
| ANCHORAGE, AK | 13 | $ 3,260,000 | $ 250,000 | $ 87,000 |
| AUBURN-OPELIKA, AL | 13 | $ 1,691,000 | $ 130,000 | $ 72,000 |
| EVANSVILLE-HENDERSON, IN-KY | 13 | $ 1,077,000 | $ 82,000 | $ 73,000 |
| FITCHBURG-LEOMINSTER, MA | 13 | $ 2,544,000 | $ 195,000 | $ 67,000 |
| GLENS FALLS, NY | 13 | $ 1,197,000 | $ 92,000 | $ 59,000 |
| WILLIAMSPORT, PA | 13 | $ 1,078,000 | $ 82,000 | $ 61,000 |
| YOUNGSTOWN-WARREN, OH | 13 | $ 1,213,000 | $ 93,000 | $ 47,000 |
| AUGUSTA-AIKEN, GA-SC | 12 | $ 2,308,000 | $ 192,000 | $ 62,000 |
| ERIE, PA | 12 | $ 1,204,000 | $ 100,000 | $ 80,000 |
| FAYETTEVILLE, NC | 12 | $ 1,167,000 | $ 97,000 | $ 62,000 |
| FORT WAYNE, IN | 12 | $ 1,739,000 | $ 144,000 | $ 162,000 |
| KENOSHA, WI | 12 | $ 1,334,000 | $ 111,000 | $ 116,000 |
| SALEM, OR | 12 | $ 2,273,000 | $ 189,000 | $ 54,000 |
| SIOUX FALLS, SD | 12 | $ 1,710,000 | $ 142,000 | $ 128,000 |
| YOLO, CA | 12 | $ 2,937,000 | $ 244,000 | $ 95,000 |
| YUBA CITY, CA | 12 | $ 1,641,000 | $ 136,000 | $ 55,000 |
| ASHEVILLE, NC | 11 | $ 1,910,000 | $ 173,000 | $ 78,000 |
| BANGOR, ME | 11 | $ 1,053,000 | $ 95,000 | $ 77,000 |
| JOHNSON CITY-KINGSPORT-BRISTOL, TN-VA | 11 | $ 1,190,000 | $ 108,000 | $ 151,000 |
| MERCED, CA | 11 | $ 1,830,000 | $ 166,000 | $ 91,000 |
| MODESTO, CA | 11 | $ 1,782,000 | $ 162,000 | $ 67,000 |
| SANTA FE, NM | 11 | $ 2,226,000 | $ 202,000 | $ 135,000 |
| TOPEKA, KS | 11 | $ 999,000 | $ 90,000 | $ 57,000 |
| BENTON HARBOR, MI | 10 | $ 2,048,000 | $ 204,000 | $ 70,000 |
| BINGHAMTON, NY | 10 | $ 976,000 | $ 97,000 | $ 91,000 |
| GREEN BAY, WI | 10 | $ 1,196,000 | $ 119,000 | $ 70,000 |
| HUNTSVILLE, AL | 10 | $ 1,627,000 | $ 162,000 | $ 80,000 |
| JOHNSTOWN, PA | 10 | $ 1,020,000 | $ 102,000 | $ 86,000 |
| MACON, GA | 10 | $ 915,000 | $ 91,000 | $ 61,000 |
| MEDFORD-ASHLAND, OR | 10 | $ 1,947,000 | $ 194,000 | $ 60,000 |
| NEW BEDFORD, MA | 10 | $ 1,958,000 | $ 195,000 | $ 69,000 |
| PUNTA GORDA, FL | 10 | $ 2,132,000 | $ 213,000 | $ 73,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 1,482,000 | $ 164,000 | $ 50,000 |
| LIMA, OH | 9 | $ 1,000,000 | $ 111,000 | $ 81,000 |
| MYRTLE BEACH, SC | 9 | $ 797,000 | $ 88,000 | $ 69,000 |
| SHREVEPORT-BOSSIER CITY, LA | 9 | $ 1,399,000 | $ 155,000 | $ 119,000 |
| SPRINGFIELD, MO | 9 | $ 948,000 | $ 105,000 | $ 61,000 |
| BILOXI-GULFPORT-PASCAGOULA, MS | 8 | $ 1,107,000 | $ 138,000 | $ 86,000 |
| BLOOMINGTON, IN | 8 | $ 1,511,000 | $ 188,000 | $ 97,000 |
| BRAZORIA, TX | 8 | $ 1,117,000 | $ 139,000 | $ 86,000 |
| CHARLESTON, WV | 8 | $ 883,000 | $ 110,000 | $ 67,000 |
| COLUMBIA, MO | 8 | $ 1,151,000 | $ 143,000 | $ 79,000 |
| LEWISTON-AUBURN, ME | 8 | $ 881,000 | $ 110,000 | $ 45,000 |
| LYNCHBURG, VA | 8 | $ 861,000 | $ 107,000 | $ 66,000 |
| OCALA, FL | 8 | $ 640,000 | $ 80,000 | $ 46,000 |
| REDDING, CA | 8 | $ 1,135,000 | $ 141,000 | $ 68,000 |
| ROCKY MOUNT, NC | 8 | $ 1,002,000 | $ 125,000 | $ 54,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 7 | $ 868,000 | $ 124,000 | $ 132,000 |
| EAU CLAIRE, WI | 7 | $ 698,000 | $ 99,000 | $ 59,000 |
| FARGO-MOORHEAD, ND-MN | 7 | $ 966,000 | $ 138,000 | $ 97,000 |
| JOPLIN, MO | 7 | $ 624,000 | $ 89,000 | $ 56,000 |
| LAS CRUCES, NM | 7 | $ 752,000 | $ 107,000 | $ 58,000 |
| RICHLAND-KENNEWICK-PASCO, WA | 7 | $ 806,000 | $ 115,000 | $ 67,000 |
| UTICA-ROME, NY | 7 | $ 549,000 | $ 78,000 | $ 45,000 |
| WAUSAU, WI | 7 | $ 810,000 | $ 115,000 | $ 70,000 |
| YUMA, AZ | 7 | $ 1,044,000 | $ 149,000 | $ 112,000 |
| ALTOONA, PA | 6 | $ 442,000 | $ 73,000 | $ 63,000 |
| BISMARCK, ND | 6 | $ 636,000 | $ 106,000 | $ 81,000 |
| CHICO-PARADISE, CA | 6 | $ 839,000 | $ 139,000 | $ 55,000 |
| CLARKSVILLE-HOPKINSVILLE, TN-KY | 6 | $ 599,000 | $ 99,000 | $ 64,000 |
| GRAND FORKS, ND-MN | 6 | $ 493,000 | $ 82,000 | $ 55,000 |
| JACKSON, MI | 6 | $ 635,000 | $ 105,000 | $ 70,000 |
| LA CROSSE, WI-MN | 6 | $ 683,000 | $ 113,000 | $ 85,000 |
| LAFAYETTE, IN | 6 | $ 670,000 | $ 111,000 | $ 68,000 |
| LAWRENCE, KS | 6 | $ 1,042,000 | $ 173,000 | $ 74,000 |
| MISSOULA, MT | 6 | $ 569,000 | $ 94,000 | $ 54,000 |
| PANAMA CITY, FL | 6 | $ 861,000 | $ 143,000 | $ 73,000 |
| PEORIA-PEKIN, IL | 6 | $ 461,000 | $ 76,000 | $ 67,000 |
| PUEBLO, CO | 6 | $ 1,027,000 | $ 171,000 | $ 17,000 |
| RACINE, WI | 6 | $ 686,000 | $ 114,000 | $ 66,000 |
| SAGINAW-BAY CITY-MIDLAND, MI | 6 | $ 870,000 | $ 145,000 | $ 70,000 |
| TUSCALOOSA, AL | 6 | $ 602,000 | $ 100,000 | $ 59,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 630,000 | $ 105,000 | $ 70,000 |
| BROWNSVILLE-HARLINGEN-SAN BENITO, TX | 5 | $ 338,000 | $ 67,000 | $ 86,000 |
| COLUMBUS, GA-AL | 5 | $ 727,000 | $ 145,000 | $ 75,000 |
| CORPUS CHRISTI, TX | 5 | $ 1,001,000 | $ 200,000 | $ 134,000 |
| CUMBERLAND, MD-WV | 5 | $ 516,000 | $ 103,000 | $ 73,000 |
| DANVILLE, VA | 5 | $ 390,000 | $ 78,000 | $ 67,000 |
| DULUTH-SUPERIOR, MN-WI | 5 | $ 529,000 | $ 105,000 | $ 72,000 |
| FORT SMITH, AR-OK | 5 | $ 298,000 | $ 59,000 | $ 63,000 |
| GRAND JUNCTION, CO | 5 | $ 1,093,000 | $ 218,000 | $ 84,000 |
| GREENVILLE, NC | 5 | $ 454,000 | $ 90,000 | $ 67,000 |
| HATTIESBURG, MS | 5 | $ 580,000 | $ 116,000 | $ 161,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 518,000 | $ 103,000 | $ 197,000 |
| JAMESTOWN, NY | 5 | $ 353,000 | $ 70,000 | $ 50,000 |
| JANESVILLE-BELOIT, WI | 5 | $ 481,000 | $ 96,000 | $ 55,000 |
| KOKOMO, IN | 5 | $ 451,000 | $ 90,000 | $ 82,000 |
| LAWTON, OK | 5 | $ 241,000 | $ 48,000 | $ 74,000 |
| MCALLEN-EDINBURG-MISSION, TX | 5 | $ 442,000 | $ 88,000 | $ 92,000 |
| SPRINGFIELD, IL | 5 | $ 392,000 | $ 78,000 | $ 94,000 |
| TERRE HAUTE, IN | 5 | $ 354,000 | $ 70,000 | $ 62,000 |
| ALBANY, GA | 4 | $ 598,000 | $ 149,000 | $ 62,000 |
| ANNISTON, AL | 4 | $ 232,000 | $ 58,000 | $ 68,000 |
| BEAUMONT-PORT ARTHUR, TX | 4 | $ 224,000 | $ 56,000 | $ 62,000 |
| BILLINGS, MT | 4 | $ 308,000 | $ 77,000 | $ 52,000 |
| CHEYENNE, WY | 4 | $ 584,000 | $ 146,000 | $ 108,000 |
| DECATUR, AL | 4 | $ 390,000 | $ 97,000 | $ 62,000 |
| FLORENCE, AL | 4 | $ 384,000 | $ 96,000 | $ 62,000 |
| GALVESTON-TEXAS CITY, TX | 4 | $ 259,000 | $ 64,000 | $ 89,000 |
| HICKORY-MORGANTON-LENOIR, NC | 4 | $ 300,000 | $ 75,000 | $ 58,000 |
| MONROE, LA | 4 | $ 370,000 | $ 92,000 | $ 72,000 |
| PITTSFIELD, MA | 4 | $ 585,000 | $ 146,000 | $ 80,000 |
| SHARON, PA | 4 | $ 362,000 | $ 90,000 | $ 44,000 |
| SHEBOYGAN, WI | 4 | $ 608,000 | $ 152,000 | $ 68,000 |
| SIOUX CITY, IA-NE | 4 | $ 390,000 | $ 97,000 | $ 70,000 |
| ABILENE, TX | 3 | $ 380,000 | $ 126,000 | $ 140,000 |
| ALEXANDRIA, LA | 3 | $ 238,000 | $ 79,000 | $ 48,000 |
| CASPER, WY | 3 | $ 464,000 | $ 154,000 | $ 143,000 |
| CORVALLIS, OR | 3 | $ 289,000 | $ 96,000 | $ 68,000 |
| DOTHAN, AL | 3 | $ 281,000 | $ 93,000 | $ 65,000 |
| DUBUQUE, IA | 3 | $ 239,000 | $ 79,000 | $ 55,000 |
| FLAGSTAFF, AZ-UT | 3 | $ 360,000 | $ 120,000 | $ 53,000 |
| GADSDEN, AL | 3 | $ 306,000 | $ 102,000 | $ 123,000 |
| GOLDSBORO, NC | 3 | $ 274,000 | $ 91,000 | $ 177,000 |
| HOUMA, LA | 3 | $ 530,000 | $ 176,000 | $ 28,000 |
| JACKSON, TN | 3 | $ 164,000 | $ 54,000 | $ 46,000 |
| JACKSONVILLE, NC | 3 | $ 486,000 | $ 162,000 | $ 67,000 |
| KANKAKEE, IL | 3 | $ 384,000 | $ 128,000 | $ 80,000 |
| KILLEEN-TEMPLE, TX | 3 | $ 156,000 | $ 52,000 | $ 106,000 |
| LUBBOCK, TX | 3 | $ 221,000 | $ 73,000 | $ 120,000 |
| MUNCIE, IN | 3 | $ 305,000 | $ 101,000 | $ 64,000 |
| ODESSA-MIDLAND, TX | 3 | $ 214,000 | $ 71,000 | $ 72,000 |
| PARKERSBURG-MARIETTA, WV-OH | 3 | $ 465,000 | $ 155,000 | $ 102,000 |
| POCATELLO, ID | 3 | $ 334,000 | $ 111,000 | $ 50,000 |
| ST. JOSEPH, MO | 3 | $ 179,000 | $ 59,000 | $ 47,000 |
| SUMTER, SC | 3 | $ 360,000 | $ 120,000 | $ 108,000 |
| YAKIMA, WA | 3 | $ 322,000 | $ 107,000 | $ 62,000 |
| DECATUR, IL | 2 | $ 216,000 | $ 108,000 | $ 77,000 |
| ELMIRA, NY | 2 | $ 136,000 | $ 68,000 | $ 65,000 |
| FLORENCE, SC | 2 | $ 314,000 | $ 157,000 | $ 101,000 |
| LONGVIEW-MARSHALL, TX | 2 | $ 307,000 | $ 153,000 | $ 194,000 |
| RAPID CITY, SD | 2 | $ 548,000 | $ 274,000 | $ 160,000 |
| SHERMAN-DENISON, TX | 2 | $ 66,000 | $ 33,000 | $ 32,000 |
| STEUBENVILLE-WEIRTON, OH-WV | 2 | $ 68,000 | $ 34,000 | $ 52,000 |
| TEXARKANA, TX-AR | 2 | $ 175,000 | $ 87,000 | $ 96,000 |
| TYLER, TX | 2 | $ 195,000 | $ 97,000 | $ 94,000 |
| WICHITA FALLS, TX | 2 | $ 350,000 | $ 175,000 | $ 205,000 |
| AMARILLO, TX | 1 | $ 250,000 | $ 250,000 | $ 135,000 |
| BRYAN-COLLEGE STATION, TX | 1 | $ 140,000 | $ 140,000 | $ 130,000 |
| ELKHART-GOSHEN, IN | 1 | $ 73,000 | $ 73,000 | $ 69,000 |
| ENID, OK | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| GREAT FALLS, MT | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| LAKE CHARLES, LA | 1 | $ 60,000 | $ 60,000 | $ 44,000 |
| MANSFIELD, OH | 1 | $ 64,000 | $ 64,000 | $ 49,000 |
| OWENSBORO, KY | 1 | $ 38,000 | $ 38,000 | $ 45,000 |
| PINE BLUFF, AR | 1 | $ 32,000 | $ 32,000 | $ 35,000 |
| SAN ANGELO, TX | 1 | $ 48,000 | $ 48,000 | $ 36,000 |
| VICTORIA, TX | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| WHEELING, WV-OH | 1 | $ 246,000 | $ 246,000 | $ 114,000 |
Mortgage Loan Application Detail Totals for Ing Bank, Fsb in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 26,512 | $5,258,995,000 | $170,557 | $999,000 | $87,961 | $3,042,000 |
| Home Purchase (one-to-four family) | 7,852 | $1,779,138,000 | $179,346 | $999,000 | $77,538 | $980,000 |
| Home Improvement (one-to-four family) | 883 | $364,147,000 | $357,076 | $999,000 | $2,025 | $120,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,017 | $2,758,435,000 | $149,326 | $980,000 | $85,903 | $3,042,000 |
| Information not provided by applicant in mail or telephone application | 11,330 | $2,218,040,000 | $164,000 | $998,000 | $88,326 | $990,000 |
| Not applicable | 3,642 | $1,573,308,000 | $409,085 | $999,000 | $13,659 | $832,000 |
| Asian or Pacific Islander | 1,924 | $450,691,000 | $178,660 | $900,000 | $99,740 | $930,000 |
| Black | 861 | $118,140,000 | $123,973 | $760,000 | $87,736 | $900,000 |
| Hispanic | 716 | $129,873,000 | $186,684 | $975,000 | $100,131 | $980,000 |
| Other | 588 | $124,762,000 | $172,950 | $938,000 | $101,925 | $800,000 |
| American Indian or Alaskan Native | 169 | $29,031,000 | $145,472 | $610,000 | $87,083 | $700,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 34,662 | $7,331,422,000 | $177,557 | $999,000 | $83,673 | $3,042,000 |
| FHA-insured (Federal Housing Administration) | 483 | $54,605,000 | $157,619 | $400,000 | $76,380 | $257,000 |
| VA-guaranteed (Veterans Administration) | 76 | $11,011,000 | $141,000 | $370,000 | $86,500 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 26 | $5,242,000 | $195,529 | $428,000 | $104,294 | $525,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 11,764 | $2,261,710,000 | $160,653 | $998,000 | $93,711 | $990,000 |
| Application Denied By Financial Institution | 8,997 | $1,621,880,000 | $147,019 | $975,000 | $84,192 | $3,042,000 |
| Loan Originated | 7,867 | $1,485,411,000 | $159,115 | $980,000 | $94,769 | $930,000 |
| Loan Purchased By The Institution | 6,076 | $1,934,382,000 | $382,765 | $999,000 | $23,531 | $832,000 |
| Application Withdrawn By Applicant | 447 | $81,092,000 | $152,808 | $921,000 | $85,893 | $940,000 |
| File Closed For Incompleteness | 96 | $17,805,000 | $166,562 | $629,000 | $101,781 | $600,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,877 | $991,942,000 | $138,807 | $910,000 | $81,596 | $3,042,000 |
| Debt-To-Income Ratio | 1,131 | $233,025,000 | $165,877 | $923,000 | $63,693 | $500,000 |
| Collateral | 742 | $142,998,000 | $162,122 | $893,000 | $93,408 | $850,000 |
| Other | 726 | $147,943,000 | $156,212 | $969,000 | $104,531 | $840,000 |
| Employment History | 219 | $46,691,000 | $186,135 | $825,000 | $107,324 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 169 | $33,635,000 | $162,756 | $942,000 | $66,486 | $300,000 |
| Unverifiable Information | 67 | $13,194,000 | $191,466 | $805,000 | $132,300 | $980,000 |
| Credit Application Incomplete | 65 | $12,310,000 | $162,629 | $975,000 | $97,851 | $580,000 |
| Mortgage Insurance Denied | 1 | $142,000 | $142,000 | $142,000 | $80,000 | $80,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, Fsb's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ing Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.