Ing Bank, FSB Mortgage Lending & HMDA Data, 2003

In 2003, Ing Bank, FSB of Wilmington, DE reported 35,247 mortgage applications totaling $7.4 billion. The average application was for $210,011, and applicants reported an average income of $87,137. 22% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Philadelphia, PA-NJ (2,371), Chicago, IL (1,443) and Boston, MA-NH (1,249) (applications in parentheses).

Mortgage Company & Address Ing Bank, FSB
1 South Orange Street
Wilmington, DE 19801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 35,247
Total Mortgage Loan Application Amount $7,402,280,000
Average Mortgage Loan Application Amount $210,011
Highest Mortgage Loan Application Amount $999,000
Average Applicant Income $87,137
Highest Applicant Income $3,042,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ing Bank, FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Ing Bank, FSB by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 1,161 $ 346,979,000 $ 298,862 $ 107,000
New Castle, Delaware 949 $ 132,549,000 $ 139,672 $ 79,000
Cook, Illinois 817 $ 201,631,000 $ 246,794 $ 91,000
Philadelphia, Pennsylvania 674 $ 73,371,000 $ 108,859 $ 72,000
Middlesex, Massachusetts 588 $ 157,357,000 $ 267,613 $ 109,000
Orange, California 553 $ 178,227,000 $ 322,291 $ 106,000
Montgomery, Pennsylvania 529 $ 84,169,000 $ 159,109 $ 81,000
Santa Clara, California 521 $ 213,895,000 $ 410,547 $ 129,000
Fairfax, Virginia 511 $ 149,609,000 $ 292,776 $ 109,000
Maricopa, Arizona 510 $ 98,552,000 $ 193,239 $ 92,000
Hennepin, Minnesota 479 $ 86,475,000 $ 180,532 $ 76,000
Fairfield, Connecticut 462 $ 142,088,000 $ 307,549 $ 120,000
Chester, Pennsylvania 432 $ 82,064,000 $ 189,962 $ 104,000
King, Washington 407 $ 121,950,000 $ 299,631 $ 103,000
Westchester, New York 379 $ 124,397,000 $ 328,224 $ 159,000
Montgomery, Maryland 377 $ 112,216,000 $ 297,655 $ 95,000
Delaware, Pennsylvania 377 $ 50,565,000 $ 134,124 $ 69,000
San Diego, California 371 $ 122,140,000 $ 329,218 $ 98,000
Middlesex, New Jersey 366 $ 74,917,000 $ 204,691 $ 114,000
Nassau, New York 364 $ 88,562,000 $ 243,302 $ 122,000
Hartford, Connecticut 362 $ 57,854,000 $ 159,817 $ 90,000
Bucks, Pennsylvania 359 $ 53,938,000 $ 150,245 $ 69,000
Alameda, California 343 $ 124,836,000 $ 363,953 $ 114,000
Suffolk, New York 334 $ 73,461,000 $ 219,943 $ 115,000
Fulton, Georgia 320 $ 80,099,000 $ 250,309 $ 97,000
Bergen, New Jersey 284 $ 82,030,000 $ 288,838 $ 133,000
Burlington, New Jersey 275 $ 38,606,000 $ 140,385 $ 74,000
Camden, New Jersey 272 $ 29,047,000 $ 106,790 $ 69,000
Norfolk, Massachusetts 251 $ 71,625,000 $ 285,358 $ 105,000
Suffolk, Massachusetts 240 $ 62,128,000 $ 258,866 $ 92,000
Contra Costa, California 238 $ 86,326,000 $ 362,714 $ 105,000
Oakland, Michigan 236 $ 66,468,000 $ 281,644 $ 105,000
Morris, New Jersey 235 $ 63,187,000 $ 268,880 $ 119,000
Essex, Massachusetts 230 $ 54,182,000 $ 235,573 $ 88,000
Cobb, Georgia 213 $ 37,550,000 $ 176,291 $ 84,000
Lake, Illinois 212 $ 76,392,000 $ 360,339 $ 82,000
Broward, Florida 210 $ 41,739,000 $ 198,757 $ 89,000
Monmouth, New Jersey 205 $ 50,153,000 $ 244,648 $ 128,000
DuPage, Illinois 203 $ 45,150,000 $ 222,413 $ 90,000
New Haven, Connecticut 202 $ 33,666,000 $ 166,663 $ 92,000
District of Columbia, District Of Columbia 202 $ 60,595,000 $ 299,975 $ 82,000
Palm Beach, Florida 194 $ 34,386,000 $ 177,247 $ 98,000
Gwinnett, Georgia 192 $ 30,351,000 $ 158,078 $ 80,000
Kings, New York 192 $ 45,063,000 $ 234,703 $ 85,000
San Mateo, California 191 $ 83,889,000 $ 439,209 $ 128,000
Clark, Nevada 188 $ 43,649,000 $ 232,175 $ 103,000
Queens, New York 185 $ 39,629,000 $ 214,210 $ 101,000
Worcester, Massachusetts 183 $ 34,277,000 $ 187,306 $ 86,000
Hudson, New Jersey 182 $ 39,244,000 $ 215,626 $ 101,000
Somerset, New Jersey 181 $ 45,493,000 $ 251,342 $ 111,000
DeKalb, Georgia 180 $ 35,349,000 $ 196,383 $ 124,000
Gloucester, New Jersey 177 $ 20,595,000 $ 116,355 $ 67,000
Miami-Dade, Florida 173 $ 32,328,000 $ 186,867 $ 114,000
Wayne, Michigan 171 $ 26,525,000 $ 155,116 $ 59,000
Mercer, New Jersey 170 $ 38,645,000 $ 227,323 $ 99,000
Loudoun, Virginia 167 $ 50,575,000 $ 302,844 $ 101,000
Wake, North Carolina 166 $ 28,647,000 $ 172,572 $ 79,000
Ventura, California 165 $ 53,036,000 $ 321,430 $ 96,000
San Bernardino, California 162 $ 27,065,000 $ 167,067 $ 84,000
Essex, New Jersey 162 $ 45,672,000 $ 281,925 $ 136,000
New York, New York 162 $ 45,987,000 $ 283,870 $ 183,000
Denver, Colorado 151 $ 40,869,000 $ 270,655 $ 86,000
Atlantic, New Jersey 141 $ 15,747,000 $ 111,680 $ 58,000
Prince George's, Maryland 140 $ 21,263,000 $ 151,878 $ 70,000
Harris, Texas 132 $ 27,202,000 $ 206,075 $ 92,000
Ramsey, Minnesota 131 $ 20,162,000 $ 153,908 $ 74,000
Riverside, California 125 $ 29,605,000 $ 236,840 $ 83,000
Union, New Jersey 125 $ 32,409,000 $ 259,272 $ 143,000
Allegheny, Pennsylvania 120 $ 15,263,000 $ 127,191 $ 77,000
Plymouth, Massachusetts 119 $ 28,068,000 $ 235,865 $ 89,000
Ocean, New Jersey 118 $ 18,520,000 $ 156,949 $ 74,000
Mecklenburg, North Carolina 112 $ 23,882,000 $ 213,232 $ 95,000
Arapahoe, Colorado 111 $ 27,077,000 $ 243,936 $ 76,000
Baltimore, Maryland 111 $ 16,805,000 $ 151,396 $ 92,000
Anne Arundel, Maryland 110 $ 24,801,000 $ 225,463 $ 93,000
San Francisco, California 109 $ 45,618,000 $ 418,513 $ 138,000
Stearns, Minnesota 106 $ 13,294,000 $ 125,415 $ 62,000
Orange, New York 106 $ 16,393,000 $ 154,650 $ 91,000
Douglas, Colorado 105 $ 36,661,000 $ 349,152 $ 87,000
Richmond, New York 104 $ 20,503,000 $ 197,144 $ 96,000
Dakota, Minnesota 101 $ 17,871,000 $ 176,940 $ 74,000
Prince William, Virginia 101 $ 21,197,000 $ 209,871 $ 72,000
Jefferson, Colorado 100 $ 25,072,000 $ 250,720 $ 82,000
Pinellas, Florida 99 $ 15,071,000 $ 152,232 $ 82,000
Cecil, Maryland 98 $ 13,891,000 $ 141,744 $ 64,000
Hillsborough, New Hampshire 95 $ 16,413,000 $ 172,768 $ 82,000
Rockland, New York 95 $ 20,758,000 $ 218,505 $ 110,000
Franklin, Ohio 95 $ 14,934,000 $ 157,200 $ 75,000
Rockingham, New Hampshire 93 $ 17,774,000 $ 191,118 $ 110,000
Berks, Pennsylvania 92 $ 8,768,000 $ 95,304 $ 65,000
Passaic, New Jersey 90 $ 17,870,000 $ 198,555 $ 104,000
Sacramento, California 89 $ 18,167,000 $ 204,123 $ 76,000
Orange, Florida 89 $ 14,977,000 $ 168,280 $ 87,000
Anoka, Minnesota 85 $ 13,098,000 $ 154,094 $ 61,000
Middlesex, Connecticut 84 $ 14,511,000 $ 172,750 $ 92,000
Cape May, New Jersey 84 $ 12,081,000 $ 143,821 $ 93,000
Marin, California 83 $ 34,284,000 $ 413,060 $ 153,000
Howard, Maryland 82 $ 16,860,000 $ 205,609 $ 74,000
Hillsborough, Florida 79 $ 11,090,000 $ 140,379 $ 79,000
Barnstable, Massachusetts 77 $ 14,793,000 $ 192,116 $ 75,000
Kent, Delaware 76 $ 9,016,000 $ 118,631 $ 68,000
Cuyahoga, Ohio 75 $ 13,984,000 $ 186,453 $ 73,000
Arlington, Virginia 75 $ 21,145,000 $ 281,933 $ 97,000
Will, Illinois 74 $ 12,649,000 $ 170,932 $ 79,000
Polk, Iowa 74 $ 8,088,000 $ 109,297 $ 66,000
St. Louis, Missouri 73 $ 14,997,000 $ 205,438 $ 104,000
Washington, Oregon 73 $ 13,989,000 $ 191,630 $ 82,000
Snohomish, Washington 72 $ 16,984,000 $ 235,888 $ 65,000
Macomb, Michigan 71 $ 9,925,000 $ 139,788 $ 67,000
Washington, Minnesota 70 $ 13,117,000 $ 187,385 $ 81,000
Lancaster, Pennsylvania 70 $ 8,286,000 $ 118,371 $ 84,000
New London, Connecticut 68 $ 11,378,000 $ 167,323 $ 73,000
Lehigh, Pennsylvania 68 $ 9,487,000 $ 139,514 $ 105,000
Johnson, Kansas 66 $ 12,080,000 $ 183,030 $ 76,000
Dallas, Texas 66 $ 15,166,000 $ 229,787 $ 87,000
Adams, Colorado 65 $ 13,181,000 $ 202,784 $ 63,000
Kane, Illinois 65 $ 12,638,000 $ 194,430 $ 72,000
Collin, Texas 65 $ 15,748,000 $ 242,276 $ 104,000
Providence, Rhode Island 64 $ 11,019,000 $ 172,171 $ 93,000
Baltimore City, Maryland 63 $ 8,631,000 $ 137,000 $ 108,000
Pima, Arizona 62 $ 12,064,000 $ 194,580 $ 62,000
Frederick, Maryland 59 $ 9,940,000 $ 168,474 $ 72,000
Bronx, New York 59 $ 12,001,000 $ 203,406 $ 152,000
Hunterdon, New Jersey 58 $ 14,129,000 $ 243,603 $ 97,000
Northampton, Pennsylvania 58 $ 7,943,000 $ 136,948 $ 88,000
Travis, Texas 58 $ 19,019,000 $ 327,913 $ 103,000
Bernalillo, New Mexico 57 $ 9,160,000 $ 160,701 $ 71,000
Pierce, Washington 57 $ 12,238,000 $ 214,701 $ 88,000
Litchfield, Connecticut 56 $ 9,258,000 $ 165,321 $ 96,000
Cherokee, Georgia 56 $ 10,422,000 $ 186,107 $ 95,000
Sonoma, California 55 $ 16,196,000 $ 294,472 $ 91,000
Tolland, Connecticut 55 $ 7,192,000 $ 130,763 $ 74,000
Alexandria, Virginia 53 $ 12,894,000 $ 243,283 $ 83,000
Sussex, Delaware 50 $ 7,820,000 $ 156,400 $ 76,000
Sarasota, Florida 50 $ 11,901,000 $ 238,020 $ 97,000
Milwaukee, Wisconsin 50 $ 7,812,000 $ 156,240 $ 57,000
Forsyth, Georgia 49 $ 10,197,000 $ 208,102 $ 95,000
Boulder, Colorado 48 $ 14,200,000 $ 295,833 $ 88,000
El Paso, Colorado 48 $ 9,902,000 $ 206,291 $ 59,000
Multnomah, Oregon 48 $ 11,429,000 $ 238,104 $ 77,000
York, Pennsylvania 48 $ 5,126,000 $ 106,791 $ 67,000
McHenry, Illinois 47 $ 8,221,000 $ 174,914 $ 81,000
Brevard, Florida 46 $ 6,127,000 $ 133,195 $ 60,000
Bristol, Massachusetts 46 $ 9,130,000 $ 198,478 $ 89,000
Tulsa, Oklahoma 46 $ 7,447,000 $ 161,891 $ 68,000
Tarrant, Texas 46 $ 8,826,000 $ 191,869 $ 79,000
Sussex, New Jersey 45 $ 8,300,000 $ 184,444 $ 83,000
Waukesha, Wisconsin 45 $ 9,712,000 $ 215,822 $ 80,000
Salem, New Jersey 43 $ 4,679,000 $ 108,813 $ 62,000
Dutchess, New York 43 $ 7,184,000 $ 167,069 $ 102,000
Salt Lake, Utah 43 $ 10,891,000 $ 253,279 $ 77,000
Putnam, New York 42 $ 9,053,000 $ 215,547 $ 100,000
Clackamas, Oregon 42 $ 13,104,000 $ 312,000 $ 109,000
Lee, Florida 41 $ 7,120,000 $ 173,658 $ 72,000
Jefferson, Kentucky 41 $ 6,573,000 $ 160,317 $ 66,000
Placer, California 40 $ 11,392,000 $ 284,800 $ 123,000
Santa Barbara, California 40 $ 14,981,000 $ 374,525 $ 71,000
Duval, Florida 40 $ 5,548,000 $ 138,700 $ 79,000
Seminole, Florida 40 $ 6,242,000 $ 156,050 $ 77,000
Marion, Indiana 40 $ 5,651,000 $ 141,275 $ 66,000
Benton, Minnesota 40 $ 5,280,000 $ 132,000 $ 63,000
Scott, Minnesota 40 $ 7,913,000 $ 197,825 $ 82,000
Jackson, Missouri 40 $ 5,869,000 $ 146,725 $ 76,000
Durham, North Carolina 40 $ 5,644,000 $ 141,100 $ 61,000
Hamilton, Ohio 40 $ 9,661,000 $ 241,525 $ 116,000
Summit, Ohio 39 $ 6,140,000 $ 157,435 $ 89,000
Henrico, Virginia 39 $ 7,849,000 $ 201,256 $ 102,000
Larimer, Colorado 38 $ 9,312,000 $ 245,052 $ 83,000
Erie, New York 38 $ 3,912,000 $ 102,947 $ 88,000
Honolulu, Hawaii 37 $ 11,021,000 $ 297,864 $ 73,000
Dane, Wisconsin 37 $ 5,262,000 $ 142,216 $ 66,000
Alachua, Florida 36 $ 4,456,000 $ 123,777 $ 67,000
Harford, Maryland 36 $ 4,995,000 $ 138,750 $ 78,000
Washoe, Nevada 36 $ 8,702,000 $ 241,722 $ 108,000
Merrimack, New Hampshire 36 $ 4,549,000 $ 126,361 $ 86,000
Cumberland, Pennsylvania 36 $ 4,081,000 $ 113,361 $ 88,000
Cumberland, Maine 35 $ 6,421,000 $ 183,457 $ 110,000
Collier, Florida 34 $ 8,618,000 $ 253,470 $ 79,000
Washtenaw, Michigan 34 $ 8,291,000 $ 243,852 $ 77,000
Greenville, South Carolina 34 $ 5,334,000 $ 156,882 $ 76,000
Clark, Washington 34 $ 6,305,000 $ 185,441 $ 91,000
Ada, Idaho 33 $ 6,734,000 $ 204,060 $ 83,000
Sherburne, Minnesota 33 $ 4,288,000 $ 129,939 $ 52,000
Wright, Minnesota 33 $ 4,425,000 $ 134,090 $ 55,000
Douglas, Nebraska 33 $ 3,486,000 $ 105,636 $ 69,000
Monroe, New York 33 $ 2,802,000 $ 84,909 $ 66,000
Dauphin, Pennsylvania 33 $ 3,435,000 $ 104,090 $ 89,000
Polk, Florida 32 $ 3,355,000 $ 104,843 $ 97,000
Manatee, Florida 31 $ 5,148,000 $ 166,064 $ 78,000
Cumberland, New Jersey 31 $ 2,470,000 $ 79,677 $ 47,000
Ulster, New York 31 $ 4,065,000 $ 131,129 $ 109,000
Montgomery, Ohio 31 $ 4,048,000 $ 130,580 $ 86,000
Chittenden, Vermont 31 $ 5,479,000 $ 176,741 $ 103,000
Stafford, Virginia 31 $ 5,472,000 $ 176,516 $ 82,000
Jefferson, Alabama 30 $ 4,850,000 $ 161,666 $ 49,000
Pulaski, Arkansas 30 $ 4,454,000 $ 148,466 $ 79,000
San Joaquin, California 30 $ 7,347,000 $ 244,900 $ 94,000
Solano, California 30 $ 8,545,000 $ 284,833 $ 95,000
Kent, Michigan 30 $ 4,108,000 $ 136,933 $ 94,000
Westmoreland, Pennsylvania 30 $ 4,839,000 $ 161,300 $ 143,000
Davidson, Tennessee 30 $ 5,245,000 $ 174,833 $ 103,000
Shelby, Tennessee 30 $ 5,694,000 $ 189,800 $ 95,000
Kern, California 29 $ 3,235,000 $ 111,551 $ 71,000
York, Maine 29 $ 4,034,000 $ 139,103 $ 83,000
Carroll, Maryland 29 $ 5,440,000 $ 187,586 $ 72,000
Kent, Rhode Island 29 $ 4,460,000 $ 153,793 $ 72,000
Charleston, South Carolina 29 $ 7,730,000 $ 266,551 $ 97,000
Spokane, Washington 29 $ 3,720,000 $ 128,275 $ 75,000
San Luis Obispo, California 28 $ 9,251,000 $ 330,392 $ 81,000
Santa Cruz, California 28 $ 9,619,000 $ 343,535 $ 91,000
Leon, Florida 28 $ 3,704,000 $ 132,285 $ 62,000
Hampden, Massachusetts 28 $ 3,497,000 $ 124,892 $ 77,000
Butler, Pennsylvania 28 $ 3,828,000 $ 136,714 $ 78,000
Denton, Texas 28 $ 7,085,000 $ 253,035 $ 89,000
El Dorado, California 27 $ 7,461,000 $ 276,333 $ 96,000
Volusia, Florida 27 $ 3,102,000 $ 114,888 $ 81,000
Sedgwick, Kansas 27 $ 3,242,000 $ 120,074 $ 98,000
Hamilton, Indiana 26 $ 6,329,000 $ 243,423 $ 117,000
Olmsted, Minnesota 26 $ 4,235,000 $ 162,884 $ 130,000
Warren, New Jersey 26 $ 4,414,000 $ 169,769 $ 93,000
Chesterfield, Virginia 26 $ 3,270,000 $ 125,769 $ 68,000
Pasco, Florida 25 $ 3,117,000 $ 124,680 $ 94,000
Clayton, Georgia 25 $ 3,346,000 $ 133,840 $ 112,000
Oklahoma, Oklahoma 25 $ 4,096,000 $ 163,840 $ 96,000
Lane, Oregon 25 $ 4,472,000 $ 178,880 $ 55,000
Richland, South Carolina 25 $ 3,636,000 $ 145,440 $ 62,000
Fresno, California 24 $ 4,309,000 $ 179,541 $ 86,000
St. Johns, Florida 24 $ 6,421,000 $ 267,541 $ 85,000
Fayette, Kentucky 24 $ 3,043,000 $ 126,791 $ 70,000
Strafford, New Hampshire 24 $ 2,873,000 $ 119,708 $ 71,000
Albany, New York 23 $ 2,905,000 $ 126,304 $ 106,000
Delaware, Ohio 23 $ 5,695,000 $ 247,608 $ 100,000
Eagle, Colorado 22 $ 8,086,000 $ 367,545 $ 84,000
Clarke, Georgia 22 $ 2,788,000 $ 126,727 $ 89,000
St. Tammany, Louisiana 22 $ 2,897,000 $ 131,681 $ 94,000
St. Charles, Missouri 22 $ 3,056,000 $ 138,909 $ 83,000
Onondaga, New York 22 $ 2,318,000 $ 105,363 $ 119,000
Sullivan, New York 22 $ 2,120,000 $ 96,363 $ 61,000
Guilford, North Carolina 22 $ 2,978,000 $ 135,363 $ 81,000
Warren, Ohio 22 $ 5,448,000 $ 247,636 $ 107,000
Monroe, Pennsylvania 22 $ 2,573,000 $ 116,954 $ 83,000
Spotsylvania, Virginia 22 $ 3,425,000 $ 155,681 $ 79,000
Monterey, California 21 $ 7,449,000 $ 354,714 $ 98,000
St. Lucie, Florida 21 $ 3,025,000 $ 144,047 $ 82,000
Paulding, Georgia 21 $ 3,002,000 $ 142,952 $ 73,000
Linn, Iowa 21 $ 2,330,000 $ 110,952 $ 86,000
Queen Anne's, Maryland 21 $ 4,363,000 $ 207,761 $ 72,000
Centre, Pennsylvania 21 $ 3,034,000 $ 144,476 $ 88,000
Summit, Utah 21 $ 5,091,000 $ 242,428 $ 108,000
Chesapeake, Virginia 21 $ 2,869,000 $ 136,619 $ 57,000
Virginia Beach, Virginia 21 $ 2,594,000 $ 123,523 $ 73,000
Kitsap, Washington 21 $ 4,086,000 $ 194,571 $ 70,000
Lake, Indiana 20 $ 2,452,000 $ 122,600 $ 66,000
Calvert, Maryland 20 $ 2,955,000 $ 147,750 $ 103,000
St. Mary's, Maryland 20 $ 2,844,000 $ 142,200 $ 69,000
Genesee, Michigan 20 $ 3,586,000 $ 179,300 $ 65,000
St. Louis City, Missouri 20 $ 2,115,000 $ 105,750 $ 64,000
Saratoga, New York 20 $ 3,259,000 $ 162,950 $ 106,000
Orange, North Carolina 20 $ 5,030,000 $ 251,500 $ 85,000
Stark, Ohio 20 $ 2,524,000 $ 126,200 $ 92,000
Albemarle, Virginia 20 $ 3,311,000 $ 165,550 $ 67,000
Shelby, Alabama 19 $ 3,255,000 $ 171,315 $ 67,000
Lake, Florida 19 $ 2,772,000 $ 145,894 $ 80,000
East Baton Rouge, Louisiana 19 $ 2,171,000 $ 114,263 $ 77,000
Washington, Maryland 19 $ 2,169,000 $ 114,157 $ 78,000
Ingham, Michigan 19 $ 2,808,000 $ 147,789 $ 85,000
Livingston, Michigan 19 $ 4,166,000 $ 219,263 $ 59,000
Carver, Minnesota 19 $ 5,088,000 $ 267,789 $ 127,000
Greene, Ohio 19 $ 2,186,000 $ 115,052 $ 80,000
Cleveland, Oklahoma 19 $ 2,403,000 $ 126,473 $ 94,000
Lackawanna, Pennsylvania 19 $ 2,069,000 $ 108,894 $ 72,000
Pike, Pennsylvania 19 $ 1,993,000 $ 104,894 $ 85,000
Washington, Pennsylvania 19 $ 2,803,000 $ 147,526 $ 91,000
Montgomery, Texas 19 $ 5,306,000 $ 279,263 $ 210,000
Utah, Utah 19 $ 3,911,000 $ 205,842 $ 51,000
Napa, California 18 $ 6,104,000 $ 339,111 $ 75,000
Okaloosa, Florida 18 $ 2,427,000 $ 134,833 $ 70,000
Douglas, Georgia 18 $ 3,288,000 $ 182,666 $ 83,000
Jefferson, Louisiana 18 $ 1,903,000 $ 105,722 $ 64,000
Orleans, Louisiana 18 $ 2,249,000 $ 124,944 $ 92,000
Forsyth, North Carolina 18 $ 1,952,000 $ 108,444 $ 80,000
Ward, North Dakota 18 $ 1,300,000 $ 72,222 $ 46,000
Lucas, Ohio 18 $ 2,094,000 $ 116,333 $ 68,000
Lebanon, Pennsylvania 18 $ 1,746,000 $ 97,000 $ 77,000
Knox, Tennessee 18 $ 2,391,000 $ 132,833 $ 98,000
Thurston, Washington 18 $ 4,292,000 $ 238,444 $ 91,000
Coweta, Georgia 17 $ 2,431,000 $ 143,000 $ 77,000
Hawaii, Hawaii 17 $ 2,894,000 $ 170,235 $ 104,000
Charles, Maryland 17 $ 3,014,000 $ 177,294 $ 90,000
Bexar, Texas 17 $ 2,985,000 $ 175,588 $ 95,000
Richmond City, Virginia 17 $ 3,277,000 $ 192,764 $ 68,000
Martin, Florida 16 $ 2,586,000 $ 161,625 $ 71,000
Chatham, Georgia 16 $ 2,999,000 $ 187,437 $ 115,000
Champaign, Illinois 16 $ 1,377,000 $ 86,062 $ 61,000
Winnebago, Illinois 16 $ 1,319,000 $ 82,437 $ 77,000
Porter, Indiana 16 $ 1,713,000 $ 107,062 $ 66,000
St. Joseph, Indiana 16 $ 1,370,000 $ 85,625 $ 84,000
Belknap, New Hampshire 16 $ 1,691,000 $ 105,687 $ 71,000
Butler, Ohio 16 $ 3,177,000 $ 198,562 $ 97,000
Adams, Pennsylvania 16 $ 1,831,000 $ 114,437 $ 72,000
Luzerne, Pennsylvania 16 $ 1,226,000 $ 76,625 $ 42,000
Weld, Colorado 15 $ 3,031,000 $ 202,066 $ 49,000
Windham, Connecticut 15 $ 1,747,000 $ 116,466 $ 102,000
Hall, Georgia 15 $ 3,353,000 $ 223,533 $ 75,000
Kendall, Illinois 15 $ 2,338,000 $ 155,866 $ 65,000
Johnson, Iowa 15 $ 2,277,000 $ 151,800 $ 54,000
Kalamazoo, Michigan 15 $ 1,720,000 $ 114,666 $ 72,000
Rice, Minnesota 15 $ 1,951,000 $ 130,066 $ 84,000
New Hanover, North Carolina 15 $ 3,071,000 $ 204,733 $ 78,000
Beaufort, South Carolina 15 $ 2,332,000 $ 155,466 $ 93,000
Hamilton, Tennessee 15 $ 1,761,000 $ 117,400 $ 83,000
Williamson, Tennessee 15 $ 5,608,000 $ 373,866 $ 112,000
Fort Bend, Texas 15 $ 2,337,000 $ 155,800 $ 105,000
Whatcom, Washington 15 $ 3,126,000 $ 208,400 $ 52,000
Tulare, California 14 $ 2,127,000 $ 151,928 $ 89,000
Fayette, Georgia 14 $ 3,161,000 $ 225,785 $ 163,000
Monroe, Michigan 14 $ 1,789,000 $ 127,785 $ 53,000
Lancaster, Nebraska 14 $ 1,997,000 $ 142,642 $ 93,000
Lexington, South Carolina 14 $ 1,698,000 $ 121,285 $ 95,000
York, South Carolina 14 $ 2,124,000 $ 151,714 $ 70,000
El Paso, Texas 14 $ 1,425,000 $ 101,785 $ 68,000
Fauquier, Virginia 14 $ 6,368,000 $ 454,857 $ 42,000
Lee, Alabama 13 $ 1,691,000 $ 130,076 $ 72,000
Anchorage, Alaska 13 $ 3,260,000 $ 250,769 $ 87,000
Mohave, Arizona 13 $ 1,385,000 $ 106,538 $ 74,000
Pinal, Arizona 13 $ 2,225,000 $ 171,153 $ 47,000
Benton, Arkansas 13 $ 1,414,000 $ 108,769 $ 70,000
Hernando, Florida 13 $ 987,000 $ 75,923 $ 53,000
Indian River, Florida 13 $ 2,119,000 $ 163,000 $ 107,000
Lafayette, Louisiana 13 $ 1,705,000 $ 131,153 $ 99,000
Penobscot, Maine 13 $ 1,184,000 $ 91,076 $ 93,000
St. Clair, Michigan 13 $ 1,770,000 $ 136,153 $ 44,000
Johnston, North Carolina 13 $ 1,625,000 $ 125,000 $ 82,000
Lycoming, Pennsylvania 13 $ 1,078,000 $ 82,923 $ 61,000
Washington, Rhode Island 13 $ 2,111,000 $ 162,384 $ 162,000
Yolo, California 12 $ 2,937,000 $ 244,750 $ 95,000
Clay, Florida 12 $ 1,956,000 $ 163,000 $ 87,000
Flagler, Florida 12 $ 1,800,000 $ 150,000 $ 96,000
Henry, Georgia 12 $ 1,316,000 $ 109,666 $ 75,000
Vanderburgh, Indiana 12 $ 910,000 $ 75,833 $ 70,000
Kennebec, Maine 12 $ 1,136,000 $ 94,666 $ 57,000
Ottawa, Michigan 12 $ 1,526,000 $ 127,166 $ 82,000
Platte, Missouri 12 $ 1,662,000 $ 138,500 $ 83,000
Cumberland, North Carolina 12 $ 1,167,000 $ 97,250 $ 62,000
Deschutes, Oregon 12 $ 2,428,000 $ 202,333 $ 47,000
Erie, Pennsylvania 12 $ 1,204,000 $ 100,333 $ 80,000
Northumberland, Pennsylvania 12 $ 952,000 $ 79,333 $ 43,000
Spartanburg, South Carolina 12 $ 1,618,000 $ 134,833 $ 92,000
Berkeley, West Virginia 12 $ 1,094,000 $ 91,166 $ 55,000
Kenosha, Wisconsin 12 $ 1,334,000 $ 111,166 $ 116,000
Outagamie, Wisconsin 12 $ 1,291,000 $ 107,583 $ 69,000
Montgomery, Alabama 11 $ 1,135,000 $ 103,181 $ 65,000
Yavapai, Arizona 11 $ 2,142,000 $ 194,727 $ 70,000
Merced, California 11 $ 1,830,000 $ 166,363 $ 91,000
Nevada, California 11 $ 3,737,000 $ 339,727 $ 69,000
Stanislaus, California 11 $ 1,782,000 $ 162,000 $ 67,000
Citrus, Florida 11 $ 888,000 $ 80,727 $ 39,000
Maui, Hawaii 11 $ 3,109,000 $ 282,636 $ 57,000
Kootenai, Idaho 11 $ 1,234,000 $ 112,181 $ 50,000
Madison, Illinois 11 $ 1,303,000 $ 118,454 $ 125,000
Allen, Indiana 11 $ 1,346,000 $ 122,363 $ 95,000
Riley, Kansas 11 $ 912,000 $ 82,909 $ 65,000
Shawnee, Kansas 11 $ 999,000 $ 90,818 $ 57,000
Clay, Missouri 11 $ 1,380,000 $ 125,454 $ 83,000
Jefferson, Missouri 11 $ 1,082,000 $ 98,363 $ 76,000
Lewis and Clark, Montana 11 $ 1,030,000 $ 93,636 $ 83,000
Buncombe, North Carolina 11 $ 1,910,000 $ 173,636 $ 78,000
Mobile, Alabama 10 $ 1,192,000 $ 119,200 $ 89,000
Charlotte, Florida 10 $ 2,132,000 $ 213,200 $ 73,000
Escambia, Florida 10 $ 866,000 $ 86,600 $ 64,000
Osceola, Florida 10 $ 1,721,000 $ 172,100 $ 85,000
Bartow, Georgia 10 $ 1,362,000 $ 136,200 $ 74,000
Walton, Georgia 10 $ 1,657,000 $ 165,700 $ 82,000
Dallas, Iowa 10 $ 1,969,000 $ 196,900 $ 61,000
Kent, Maryland 10 $ 1,446,000 $ 144,600 $ 66,000
Hampshire, Massachusetts 10 $ 1,509,000 $ 150,900 $ 82,000
Berrien, Michigan 10 $ 2,048,000 $ 204,800 $ 70,000
Grafton, New Hampshire 10 $ 1,010,000 $ 101,000 $ 63,000
Broome, New York 10 $ 976,000 $ 97,600 $ 91,000
Warren, New York 10 $ 956,000 $ 95,600 $ 61,000
Lorain, Ohio 10 $ 1,094,000 $ 109,400 $ 96,000
Jackson, Oregon 10 $ 1,947,000 $ 194,700 $ 60,000
Marion, Oregon 10 $ 1,998,000 $ 199,800 $ 50,000
Williamson, Texas 10 $ 1,953,000 $ 195,300 $ 70,000
Rutland, Vermont 10 $ 899,000 $ 89,900 $ 54,000
Hanover, Virginia 10 $ 1,709,000 $ 170,900 $ 82,000
James City, Virginia 10 $ 2,610,000 $ 261,000 $ 65,000
Jefferson, West Virginia 10 $ 1,872,000 $ 187,200 $ 108,000
Brown, Wisconsin 10 $ 1,196,000 $ 119,600 $ 70,000
Ozaukee, Wisconsin 10 $ 2,689,000 $ 268,900 $ 82,000
St. Croix, Wisconsin 10 $ 1,384,000 $ 138,400 $ 63,000
Madison, Alabama 9 $ 1,532,000 $ 170,222 $ 80,000
Santa Rosa, Florida 9 $ 1,903,000 $ 211,444 $ 119,000
McLean, Illinois 9 $ 1,482,000 $ 164,666 $ 50,000
St. Clair, Illinois 9 $ 608,000 $ 67,555 $ 50,000
Story, Iowa 9 $ 744,000 $ 82,666 $ 54,000
Ascension, Louisiana 9 $ 1,390,000 $ 154,444 $ 84,000
Berkshire, Massachusetts 9 $ 1,250,000 $ 138,888 $ 70,000
Crow Wing, Minnesota 9 $ 726,000 $ 80,666 $ 40,000
Madison, Mississippi 9 $ 1,521,000 $ 169,000 $ 112,000
Cheshire, New Hampshire 9 $ 1,136,000 $ 126,222 $ 71,000
Columbia, New York 9 $ 973,000 $ 108,111 $ 93,000
Iredell, North Carolina 9 $ 2,113,000 $ 234,777 $ 116,000
Moore, North Carolina 9 $ 1,533,000 $ 170,333 $ 141,000
Clermont, Ohio 9 $ 2,072,000 $ 230,222 $ 103,000
Miami, Ohio 9 $ 1,062,000 $ 118,000 $ 86,000
Carbon, Pennsylvania 9 $ 748,000 $ 83,111 $ 58,000
Horry, South Carolina 9 $ 797,000 $ 88,555 $ 69,000
Inyo, California 8 $ 943,000 $ 117,875 $ 64,000
Shasta, California 8 $ 1,135,000 $ 141,875 $ 68,000
Garfield, Colorado 8 $ 1,612,000 $ 201,500 $ 53,000
Marion, Florida 8 $ 640,000 $ 80,000 $ 46,000
Monroe, Florida 8 $ 1,801,000 $ 225,125 $ 70,000
Carroll, Georgia 8 $ 1,145,000 $ 143,125 $ 84,000
DeKalb, Illinois 8 $ 879,000 $ 109,875 $ 64,000
LaSalle, Illinois 8 $ 623,000 $ 77,875 $ 68,000
Monroe, Indiana 8 $ 1,511,000 $ 188,875 $ 97,000
Androscoggin, Maine 8 $ 881,000 $ 110,125 $ 45,000
Talbot, Maryland 8 $ 1,492,000 $ 186,500 $ 80,000
Wicomico, Maryland 8 $ 826,000 $ 103,250 $ 58,000
Lenawee, Michigan 8 $ 804,000 $ 100,500 $ 63,000
Boone, Missouri 8 $ 1,151,000 $ 143,875 $ 79,000
Sandoval, New Mexico 8 $ 1,067,000 $ 133,375 $ 76,000
Santa Fe, New Mexico 8 $ 1,539,000 $ 192,375 $ 158,000
Niagara, New York 8 $ 827,000 $ 103,375 $ 65,000
Tompkins, New York 8 $ 1,249,000 $ 156,125 $ 107,000
Cabarrus, North Carolina 8 $ 895,000 $ 111,875 $ 58,000
Nash, North Carolina 8 $ 1,002,000 $ 125,250 $ 54,000
Allen, Ohio 8 $ 931,000 $ 116,375 $ 87,000
Portage, Ohio 8 $ 918,000 $ 114,750 $ 67,000
Beaver, Pennsylvania 8 $ 502,000 $ 62,750 $ 57,000
Franklin, Pennsylvania 8 $ 793,000 $ 99,125 $ 51,000
Bristol, Rhode Island 8 $ 1,491,000 $ 186,375 $ 109,000
Aiken, South Carolina 8 $ 891,000 $ 111,375 $ 68,000
Brazoria, Texas 8 $ 1,117,000 $ 139,625 $ 86,000
Culpeper, Virginia 8 $ 1,632,000 $ 204,000 $ 67,000
Montgomery, Virginia 8 $ 924,000 $ 115,500 $ 61,000
York, Virginia 8 $ 1,498,000 $ 187,250 $ 119,000
Walworth, Wisconsin 8 $ 1,675,000 $ 209,375 $ 63,000
Baldwin, Alabama 7 $ 1,200,000 $ 171,428 $ 51,000
Yuma, Arizona 7 $ 1,044,000 $ 149,142 $ 112,000
Washington, Arkansas 7 $ 836,000 $ 119,428 $ 66,000
Lake, California 7 $ 933,000 $ 133,285 $ 57,000
Sutter, California 7 $ 1,205,000 $ 172,142 $ 64,000
Newton, Georgia 7 $ 814,000 $ 116,285 $ 66,000
LaPorte, Indiana 7 $ 1,178,000 $ 168,285 $ 95,000
Scott, Iowa 7 $ 868,000 $ 124,000 $ 132,000
Kenton, Kentucky 7 $ 1,238,000 $ 176,857 $ 54,000
Caddo, Louisiana 7 $ 1,049,000 $ 149,857 $ 124,000
Dona Ana, New Mexico 7 $ 752,000 $ 107,428 $ 58,000
Clinton, New York 7 $ 617,000 $ 88,142 $ 65,000
Rensselaer, New York 7 $ 828,000 $ 118,285 $ 94,000
Chatham, North Carolina 7 $ 1,446,000 $ 206,571 $ 80,000
Davidson, North Carolina 7 $ 745,000 $ 106,428 $ 79,000
Union, North Carolina 7 $ 2,230,000 $ 318,571 $ 125,000
Cass, North Dakota 7 $ 966,000 $ 138,000 $ 97,000
Lake, Ohio 7 $ 936,000 $ 133,714 $ 69,000
Mahoning, Ohio 7 $ 492,000 $ 70,285 $ 40,000
Medina, Ohio 7 $ 1,042,000 $ 148,857 $ 90,000
Clearfield, Pennsylvania 7 $ 426,000 $ 60,857 $ 46,000
Newport, Rhode Island 7 $ 1,314,000 $ 187,714 $ 55,000
Oconee, South Carolina 7 $ 895,000 $ 127,857 $ 67,000
Minnehaha, South Dakota 7 $ 503,000 $ 71,857 $ 59,000
Sullivan, Tennessee 7 $ 441,000 $ 63,000 $ 141,000
Davis, Utah 7 $ 1,740,000 $ 248,571 $ 56,000
Lamoille, Vermont 7 $ 926,000 $ 132,285 $ 88,000
Windham, Vermont 7 $ 1,102,000 $ 157,428 $ 109,000
Fairfax City, Virginia 7 $ 1,434,000 $ 204,857 $ 71,000
Falls Church, Virginia 7 $ 2,076,000 $ 296,571 $ 111,000
Frederick, Virginia 7 $ 1,118,000 $ 159,714 $ 45,000
Manassas, Virginia 7 $ 1,147,000 $ 163,857 $ 76,000
Manassas Park, Virginia 7 $ 1,030,000 $ 147,142 $ 85,000
Norfolk, Virginia 7 $ 797,000 $ 113,857 $ 76,000
Island, Washington 7 $ 1,133,000 $ 161,857 $ 44,000
Skagit, Washington 7 $ 2,084,000 $ 297,714 $ 75,000
Marathon, Wisconsin 7 $ 810,000 $ 115,714 $ 70,000
Washington, Wisconsin 7 $ 1,307,000 $ 186,714 $ 59,000
Winnebago, Wisconsin 7 $ 532,000 $ 76,000 $ 86,000
Teton, Wyoming 7 $ 2,916,000 $ 416,571 $ 154,000
Tuscaloosa, Alabama 6 $ 602,000 $ 100,333 $ 59,000
Cochise, Arizona 6 $ 983,000 $ 163,833 $ 240,000
Butte, California 6 $ 839,000 $ 139,833 $ 55,000
Pueblo, Colorado 6 $ 1,027,000 $ 171,166 $ 17,000
Bay, Florida 6 $ 861,000 $ 143,500 $ 73,000
Sumter, Florida 6 $ 771,000 $ 128,500 $ 65,000
Columbia, Georgia 6 $ 1,617,000 $ 269,500 $ 59,000
Floyd, Georgia 6 $ 687,000 $ 114,500 $ 110,000
Richmond, Georgia 6 $ 691,000 $ 115,166 $ 65,000
Boone, Indiana 6 $ 1,675,000 $ 279,166 $ 78,000
Johnson, Indiana 6 $ 1,086,000 $ 181,000 $ 73,000
Tippecanoe, Indiana 6 $ 670,000 $ 111,666 $ 68,000
Black Hawk, Iowa 6 $ 630,000 $ 105,000 $ 70,000
Pottawattamie, Iowa 6 $ 976,000 $ 162,666 $ 75,000
Warren, Iowa 6 $ 1,075,000 $ 179,166 $ 153,000
Douglas, Kansas 6 $ 1,042,000 $ 173,666 $ 74,000
Hancock, Maine 6 $ 661,000 $ 110,166 $ 60,000
Cass, Michigan 6 $ 765,000 $ 127,500 $ 53,000
Clinton, Michigan 6 $ 884,000 $ 147,333 $ 100,000
Jackson, Michigan 6 $ 635,000 $ 105,833 $ 70,000
Chisago, Minnesota 6 $ 769,000 $ 128,166 $ 49,000
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Mortgage Loan Application Detail Totals for Ing Bank, FSB in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 26,512 $5,258,995,000 $170,557 $999,000 $87,961 $3,042,000
Home Purchase (one-to-four family) 7,852 $1,779,138,000 $179,346 $999,000 $77,538 $980,000
Home Improvement (one-to-four family) 883 $364,147,000 $357,076 $999,000 $2,025 $120,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 16,017 $2,758,435,000 $149,326 $980,000 $85,903 $3,042,000
Information not provided by applicant in mail or telephone application 11,330 $2,218,040,000 $164,000 $998,000 $88,326 $990,000
Not applicable 3,642 $1,573,308,000 $409,085 $999,000 $13,659 $832,000
Asian or Pacific Islander 1,924 $450,691,000 $178,660 $900,000 $99,740 $930,000
Black 861 $118,140,000 $123,973 $760,000 $87,736 $900,000
Hispanic 716 $129,873,000 $186,684 $975,000 $100,131 $980,000
Other 588 $124,762,000 $172,950 $938,000 $101,925 $800,000
American Indian or Alaskan Native 169 $29,031,000 $145,472 $610,000 $87,083 $700,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 34,662 $7,331,422,000 $177,557 $999,000 $83,673 $3,042,000
FHA-insured (Federal Housing Administration) 483 $54,605,000 $157,619 $400,000 $76,380 $257,000
VA-guaranteed (Veterans Administration) 76 $11,011,000 $141,000 $370,000 $86,500 $240,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 26 $5,242,000 $195,529 $428,000 $104,294 $525,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Approved But Not Accepted 11,764 $2,261,710,000 $160,653 $998,000 $93,711 $990,000
Application Denied By Financial Institution 8,997 $1,621,880,000 $147,019 $975,000 $84,192 $3,042,000
Loan Originated 7,867 $1,485,411,000 $159,115 $980,000 $94,769 $930,000
Loan Purchased By The Institution 6,076 $1,934,382,000 $382,765 $999,000 $23,531 $832,000
Application Withdrawn By Applicant 447 $81,092,000 $152,808 $921,000 $85,893 $940,000
File Closed For Incompleteness 96 $17,805,000 $166,562 $629,000 $101,781 $600,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,877 $991,942,000 $138,807 $910,000 $81,596 $3,042,000
Debt-To-Income Ratio 1,131 $233,025,000 $165,877 $923,000 $63,693 $500,000
Collateral 742 $142,998,000 $162,122 $893,000 $93,408 $850,000
Other 726 $147,943,000 $156,212 $969,000 $104,531 $840,000
Employment History 219 $46,691,000 $186,135 $825,000 $107,324 $600,000
Insufficient Cash (Downpayment, Closing Cost) 169 $33,635,000 $162,756 $942,000 $66,486 $300,000
Unverifiable Information 67 $13,194,000 $191,466 $805,000 $132,300 $980,000
Credit Application Incomplete 65 $12,310,000 $162,629 $975,000 $97,851 $580,000
Mortgage Insurance Denied 1 $142,000 $142,000 $142,000 $80,000 $80,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Ing Bank, FSB's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Ing Bank, FSB's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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