Inova
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Inova 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inova 358 S Elkhart Avenue Elkhart, IN 46516 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 667 |
| Total Mortgage Loan Application Amount | $70,065,000 |
| Average Mortgage Loan Application Amount | $110,800 |
| Highest Mortgage Loan Application Amount | $725,000 |
| Average Applicant Income | $92,400 |
| Highest Applicant Income | $907,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Inova. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inova's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Inova's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inova serves its applicants.
Each category highlights the total number of mortgage applications processed by Inova, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inova's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Elkhart County Indiana | 195 | $ 17,025,000 | $ 87,000 | $ 78,000 |
| St. Joseph County Indiana | 159 | $ 15,715,000 | $ 98,000 | $ 94,000 |
| LaPorte County Indiana | 33 | $ 2,575,000 | $ 78,000 | $ 70,000 |
| Cass County Michigan | 25 | $ 2,915,000 | $ 116,000 | $ 120,000 |
| St. Joseph County Michigan | 8 | $ 490,000 | $ 61,000 | $ 72,000 |
| Marion County Indiana | 7 | $ 755,000 | $ 107,000 | $ 91,000 |
| Kosciusko County Indiana | 6 | $ 1,230,000 | $ 205,000 | $ 92,000 |
| Johnston County North Carolina | 6 | $ 970,000 | $ 161,000 | $ 166,000 |
| San Joaquin County California | 5 | $ 515,000 | $ 103,000 | $ 119,000 |
| Lake County Indiana | 5 | $ 285,000 | $ 57,000 | $ 62,000 |
| Porter County Indiana | 5 | $ 1,345,000 | $ 269,000 | $ 124,000 |
| Alameda County California | 4 | $ 440,000 | $ 110,000 | $ 124,000 |
| Contra Costa County California | 4 | $ 310,000 | $ 77,000 | $ 175,000 |
| San Diego County California | 4 | $ 590,000 | $ 147,000 | $ 254,000 |
| Marshall County Indiana | 4 | $ 260,000 | $ 65,000 | $ 100,000 |
| Polk County Florida | 3 | $ 175,000 | $ 58,000 | $ 146,000 |
| Cook County Illinois | 3 | $ 245,000 | $ 81,000 | $ 121,000 |
| Allen County Indiana | 3 | $ 835,000 | $ 278,000 | $ 111,000 |
| Clark County Indiana | 3 | $ 355,000 | $ 118,000 | $ 113,000 |
| Vigo County Indiana | 3 | $ 235,000 | $ 78,000 | $ 67,000 |
| Berrien County Michigan | 3 | $ 275,000 | $ 91,000 | $ 105,000 |
| Wake County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 229,000 |
| Cuyahoga County Ohio | 3 | $ 145,000 | $ 48,000 | $ 93,000 |
| Riverside County California | 2 | $ 280,000 | $ 140,000 | $ 114,000 |
| New Haven County Connecticut | 2 | $ 130,000 | $ 65,000 | $ 101,000 |
| Hillsborough County Florida | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Orange County Florida | 2 | $ 370,000 | $ 185,000 | $ 169,000 |
| Sarasota County Florida | 2 | $ 310,000 | $ 155,000 | $ 111,000 |
| St. Johns County Florida | 2 | $ 320,000 | $ 160,000 | $ 58,000 |
| Chatham County Georgia | 2 | $ 80,000 | $ 40,000 | $ 94,000 |
| DeKalb County Georgia | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| DuPage County Illinois | 2 | $ 220,000 | $ 110,000 | $ 536,000 |
| Lake County Illinois | 2 | $ 540,000 | $ 270,000 | $ 276,000 |
| Saline County Illinois | 2 | $ 50,000 | $ 25,000 | $ 45,000 |
| Fulton County Indiana | 2 | $ 160,000 | $ 80,000 | $ 45,000 |
| Clark County Nevada | 2 | $ 420,000 | $ 210,000 | $ 140,000 |
| Westchester County New York | 2 | $ 200,000 | $ 100,000 | $ 173,000 |
| Wayne County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 126,000 |
| Butler County Ohio | 2 | $ 110,000 | $ 55,000 | $ 122,000 |
| Chester County Pennsylvania | 2 | $ 60,000 | $ 30,000 | $ 80,000 |
| Florence County South Carolina | 2 | $ 80,000 | $ 40,000 | $ 152,000 |
| Coconino County Arizona | 1 | $ 725,000 | $ 725,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 77,000 |
| Los Angeles County California | 1 | $ 105,000 | $ 105,000 | $ 143,000 |
| Madera County California | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| San Mateo County California | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Santa Cruz County California | 1 | $ 255,000 | $ 255,000 | $ 145,000 |
| Solano County California | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Sonoma County California | 1 | $ 255,000 | $ 255,000 | $ 565,000 |
| Tulare County California | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Tuolumne County California | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Fairfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 250,000 |
| Broward County Florida | 1 | $ 105,000 | $ 105,000 | $ 172,000 |
| Charlotte County Florida | 1 | $ 505,000 | $ 505,000 | $ 163,000 |
| Citrus County Florida | 1 | $ 255,000 | $ 255,000 | $ 178,000 |
| Clay County Florida | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Collier County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Duval County Florida | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Hernando County Florida | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Leon County Florida | 1 | $ 255,000 | $ 255,000 | $ 235,000 |
| Marion County Florida | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Miami-Dade County Florida | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Pasco County Florida | 1 | $ 135,000 | $ 135,000 | $ 225,000 |
| Seminole County Florida | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Bacon County Georgia | 1 | $ 35,000 | $ 35,000 | $ 107,000 |
| Bartow County Georgia | 1 | $ 125,000 | $ 125,000 | $ 203,000 |
| Brantley County Georgia | 1 | $ 5,000 | $ 5,000 | $ 38,000 |
| Carroll County Georgia | 1 | $ 85,000 | $ 85,000 | $ 125,000 |
| Dawson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Fayette County Georgia | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Fulton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Haralson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Liberty County Georgia | 1 | $ 35,000 | $ 35,000 | $ 208,000 |
| Newton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Rockdale County Georgia | 1 | $ 85,000 | $ 85,000 | $ 149,000 |
| Walton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Champaign County Illinois | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Lawrence County Illinois | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Sangamon County Illinois | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Hamilton County Indiana | 1 | $ 75,000 | $ 75,000 | $ 110,000 |
| Hendricks County Indiana | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Howard County Indiana | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Lawrence County Indiana | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Tippecanoe County Indiana | 1 | $ 515,000 | $ 515,000 | $ 191,000 |
| Geary County Kansas | 1 | $ 5,000 | $ 5,000 | $ 36,000 |
| Grant County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Jefferson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 82,000 |
| Anne Arundel County Maryland | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Howard County Maryland | 1 | $ 205,000 | $ 205,000 | $ 209,000 |
| Prince George's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 106,000 |
| Middlesex County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Kalamazoo County Michigan | 1 | $ 115,000 | $ 115,000 | $ 475,000 |
| Lake County Michigan | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Crow Wing County Minnesota | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Gage County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Washoe County Nevada | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| White Pine County Nevada | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 216,000 |
| Morris County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 260,000 |
| Ocean County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 342,000 |
| Union County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 184,000 |
| Brunswick County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 146,000 |
| Burke County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Cleveland County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Cumberland County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Greene County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Guilford County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Lenoir County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Lincoln County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Mecklenburg County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Rowan County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Union County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Wilson County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Brown County Ohio | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Hamilton County Ohio | 1 | $ 205,000 | $ 205,000 | $ 171,000 |
| Jefferson County Ohio | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Lake County Ohio | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Miami County Ohio | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Lebanon County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| York County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 108,000 |
| Anderson County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Berkeley County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 72,000 |
| Marion County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| White County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Coryell County Texas | 1 | $ 25,000 | $ 25,000 | $ 109,000 |
| Denton County Texas | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| El Paso County Texas | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Tarrant County Texas | 1 | $ 5,000 | $ 5,000 | $ 144,000 |
| Waller County Texas | 1 | $ 25,000 | $ 25,000 | $ 192,000 |
| Stafford County Virginia | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
Mortgage Loan Application Detail Totals for Inova in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 247 | $13,675,000 | $55,000 | $255,000 | $91,000 | $900,000 |
| Home Improvement | 169 | $12,275,000 | $72,000 | $255,000 | $113,000 | $907,000 |
| Home Purchase | 153 | $33,265,000 | $217,000 | $605,000 | $99,000 | $486,000 |
| Cash-out Refinancing | 60 | $7,810,000 | $130,000 | $725,000 | $77,000 | $254,000 |
| Refinancing | 38 | $3,040,000 | $80,000 | $205,000 | $82,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 514 | $54,100,000 | $105,000 | $725,000 | $97,000 | $907,000 |
| Black or African American | 60 | $5,750,000 | $95,000 | $385,000 | $90,000 | $565,000 |
| Hispanic | 46 | $4,500,000 | $97,000 | $315,000 | $90,000 | $342,000 |
| Not Provided | 23 | $2,395,000 | $104,000 | $305,000 | $84,000 | $213,000 |
| Asian | 18 | $2,760,000 | $153,000 | $605,000 | $162,000 | $900,000 |
| American Indian or Alaskan Native | 5 | $455,000 | $91,000 | $255,000 | $88,000 | $225,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 647 | $67,205,000 | $103,000 | $725,000 | $98,000 | $907,000 |
| FHA-insured (Federal Housing Administration) | 15 | $1,985,000 | $132,000 | $315,000 | $62,000 | $123,000 |
| VA-guaranteed (Veterans Administration) | 5 | $875,000 | $175,000 | $305,000 | $63,000 | $80,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 396 | $42,220,000 | $106,000 | $505,000 | $105,000 | $907,000 |
| Application Denied By Financial Institution | 133 | $9,445,000 | $71,000 | $345,000 | $82,000 | $305,000 |
| Application Withdrawn By Applicant | 65 | $5,005,000 | $77,000 | $385,000 | $98,000 | $900,000 |
| Preapproval Denied by Financial Institution | 37 | $5,885,000 | $159,000 | $605,000 | $57,000 | $120,000 |
| Application Approved But Not Accepted | 21 | $3,805,000 | $181,000 | $515,000 | $98,000 | $339,000 |
| File Closed For Incompleteness | 8 | $1,580,000 | $197,000 | $725,000 | $64,000 | $90,000 |
| Preapproval Approved but not Accepted | 7 | $2,125,000 | $303,000 | $555,000 | $131,000 | $255,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 497 | $54,735,000 | $110,000 | $725,000 | $104,000 | $907,000 |
| Credit History | 81 | $5,185,000 | $64,000 | $285,000 | $71,000 | $305,000 |
| Debt-To-Income Ratio | 49 | $6,575,000 | $134,000 | $605,000 | $74,000 | $195,000 |
| Other | 24 | $1,880,000 | $78,000 | $255,000 | $108,000 | $272,000 |
| Employment History | 8 | $1,180,000 | $147,000 | $295,000 | $58,000 | $113,000 |
| Collateral | 5 | $245,000 | $49,000 | $105,000 | $66,000 | $126,000 |
| Unverifiable Information | 2 | $120,000 | $60,000 | $85,000 | $101,000 | $149,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $145,000 | $145,000 | $145,000 | $57,000 | $57,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inova's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inova's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.