Inspire Home Loans Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Inspire Home Loans Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Inspire Home Loans Inc. 19600 Fairchild Road, Suite 200 Wilmington, DE 92612 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 9,133 |
| Total Mortgage Loan Application Amount | $3,317,735,000 |
| Average Mortgage Loan Application Amount | $370,750 |
| Highest Mortgage Loan Application Amount | $1,845,000 |
| Average Applicant Income | $193,750 |
| Highest Applicant Income | $1,722,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Inspire Home Loans Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Inspire Home Loans Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Inspire Home Loans Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Inspire Home Loans Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Inspire Home Loans Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Inspire Home Loans Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Clark County Nevada | 601 | $ 249,185,000 | $ 414,000 | $ 119,000 |
| Fresno County California | 416 | $ 178,250,000 | $ 428,000 | $ 137,000 |
| Pinal County Arizona | 412 | $ 103,730,000 | $ 251,000 | $ 91,000 |
| Douglas County Colorado | 339 | $ 176,695,000 | $ 521,000 | $ 155,000 |
| Montgomery County Texas | 306 | $ 76,920,000 | $ 251,000 | $ 95,000 |
| Maricopa County Arizona | 298 | $ 103,570,000 | $ 347,000 | $ 107,000 |
| Gwinnett County Georgia | 215 | $ 88,355,000 | $ 410,000 | $ 129,000 |
| Fort Bend County Texas | 214 | $ 68,850,000 | $ 321,000 | $ 126,000 |
| Harris County Texas | 211 | $ 59,815,000 | $ 283,000 | $ 119,000 |
| Union County North Carolina | 196 | $ 63,130,000 | $ 322,000 | $ 161,000 |
| Williamson County Texas | 187 | $ 66,715,000 | $ 356,000 | $ 172,000 |
| Mohave County Arizona | 167 | $ 36,985,000 | $ 221,000 | $ 88,000 |
| Bexar County Texas | 164 | $ 46,400,000 | $ 282,000 | $ 105,000 |
| Spartanburg County South Carolina | 152 | $ 33,830,000 | $ 222,000 | $ 76,000 |
| Rutherford County Tennessee | 147 | $ 54,395,000 | $ 370,000 | $ 107,000 |
| San Joaquin County California | 141 | $ 95,445,000 | $ 676,000 | $ 193,000 |
| Paulding County Georgia | 136 | $ 48,130,000 | $ 353,000 | $ 114,000 |
| Thurston County Washington | 133 | $ 64,245,000 | $ 483,000 | $ 137,000 |
| Walton County Florida | 129 | $ 33,595,000 | $ 260,000 | $ 90,000 |
| Adams County Colorado | 128 | $ 70,310,000 | $ 549,000 | $ 180,000 |
| Fulton County Georgia | 125 | $ 53,495,000 | $ 427,000 | $ 134,000 |
| El Paso County Colorado | 122 | $ 54,260,000 | $ 444,000 | $ 111,000 |
| Guadalupe County Texas | 119 | $ 33,225,000 | $ 279,000 | $ 140,000 |
| San Bernardino County California | 118 | $ 58,960,000 | $ 499,000 | $ 151,000 |
| Contra Costa County California | 110 | $ 79,340,000 | $ 721,000 | $ 218,000 |
| Riverside County California | 105 | $ 50,775,000 | $ 483,000 | $ 128,000 |
| Fayette County Georgia | 104 | $ 42,970,000 | $ 413,000 | $ 163,000 |
| Rowan County North Carolina | 94 | $ 19,610,000 | $ 208,000 | $ 147,000 |
| Utah County Utah | 94 | $ 51,350,000 | $ 546,000 | $ 150,000 |
| Wilson County Tennessee | 91 | $ 24,775,000 | $ 272,000 | $ 121,000 |
| Alameda County California | 89 | $ 71,735,000 | $ 806,000 | $ 248,000 |
| Weld County Colorado | 88 | $ 44,880,000 | $ 510,000 | $ 168,000 |
| Davidson County Tennessee | 88 | $ 29,890,000 | $ 339,000 | $ 89,000 |
| Elbert County Colorado | 87 | $ 43,005,000 | $ 494,000 | $ 113,000 |
| Mecklenburg County North Carolina | 87 | $ 30,285,000 | $ 348,000 | $ 147,000 |
| Snohomish County Washington | 82 | $ 47,870,000 | $ 583,000 | $ 135,000 |
| Madera County California | 78 | $ 29,000,000 | $ 371,000 | $ 106,000 |
| Salt Lake County Utah | 74 | $ 42,260,000 | $ 571,000 | $ 141,000 |
| Davis County Utah | 72 | $ 36,360,000 | $ 505,000 | $ 134,000 |
| Arapahoe County Colorado | 69 | $ 41,735,000 | $ 604,000 | $ 191,000 |
| Bibb County Georgia | 67 | $ 14,305,000 | $ 213,000 | $ 95,000 |
| Lamar County Georgia | 67 | $ 14,635,000 | $ 218,000 | $ 71,000 |
| Merced County California | 64 | $ 24,710,000 | $ 386,000 | $ 141,000 |
| Carroll County Georgia | 64 | $ 16,070,000 | $ 251,000 | $ 90,000 |
| Hernando County Florida | 63 | $ 16,345,000 | $ 259,000 | $ 93,000 |
| Lee County Florida | 59 | $ 15,125,000 | $ 256,000 | $ 89,000 |
| Edgecombe County North Carolina | 58 | $ 12,690,000 | $ 218,000 | $ 74,000 |
| Sumner County Tennessee | 58 | $ 16,380,000 | $ 282,000 | $ 103,000 |
| Polk County Florida | 53 | $ 14,025,000 | $ 264,000 | $ 93,000 |
| Davidson County North Carolina | 53 | $ 12,795,000 | $ 241,000 | $ 76,000 |
| Forsyth County Georgia | 49 | $ 24,885,000 | $ 507,000 | $ 135,000 |
| Jones County Georgia | 47 | $ 9,095,000 | $ 193,000 | $ 99,000 |
| Barrow County Georgia | 46 | $ 16,390,000 | $ 356,000 | $ 136,000 |
| Cherokee County Georgia | 46 | $ 23,740,000 | $ 516,000 | $ 149,000 |
| Wayne County Michigan | 46 | $ 13,280,000 | $ 288,000 | $ 110,000 |
| Bartow County Georgia | 45 | $ 12,075,000 | $ 268,000 | $ 79,000 |
| Florence County South Carolina | 45 | $ 9,725,000 | $ 216,000 | $ 64,000 |
| Houston County Georgia | 43 | $ 10,925,000 | $ 254,000 | $ 77,000 |
| Oakland County Michigan | 41 | $ 9,745,000 | $ 237,000 | $ 74,000 |
| Baker County Florida | 40 | $ 10,590,000 | $ 264,000 | $ 73,000 |
| Charlotte County Florida | 40 | $ 10,060,000 | $ 251,000 | $ 80,000 |
| Citrus County Florida | 40 | $ 9,140,000 | $ 228,000 | $ 88,000 |
| Troup County Georgia | 40 | $ 10,060,000 | $ 251,000 | $ 78,000 |
| Robertson County Tennessee | 37 | $ 13,315,000 | $ 359,000 | $ 106,000 |
| Genesee County Michigan | 34 | $ 8,000,000 | $ 235,000 | $ 90,000 |
| Iredell County North Carolina | 33 | $ 6,575,000 | $ 199,000 | $ 58,000 |
| Parker County Texas | 33 | $ 8,145,000 | $ 246,000 | $ 73,000 |
| Suwannee County Florida | 31 | $ 7,135,000 | $ 230,000 | $ 79,000 |
| Douglas County Georgia | 30 | $ 7,110,000 | $ 237,000 | $ 85,000 |
| Vance County North Carolina | 30 | $ 7,540,000 | $ 251,000 | $ 106,000 |
| Los Angeles County California | 29 | $ 12,905,000 | $ 445,000 | $ 131,000 |
| Putnam County Florida | 29 | $ 6,275,000 | $ 216,000 | $ 85,000 |
| Brazos County Texas | 29 | $ 6,425,000 | $ 221,000 | $ 150,000 |
| Pierce County Washington | 29 | $ 16,065,000 | $ 553,000 | $ 141,000 |
| Sarasota County Florida | 28 | $ 6,910,000 | $ 246,000 | $ 80,000 |
| Sumter County Florida | 28 | $ 7,310,000 | $ 261,000 | $ 65,000 |
| Brevard County Florida | 27 | $ 6,765,000 | $ 250,000 | $ 85,000 |
| St. Lucie County Florida | 26 | $ 6,950,000 | $ 267,000 | $ 76,000 |
| Catawba County North Carolina | 26 | $ 6,320,000 | $ 243,000 | $ 77,000 |
| King County Washington | 25 | $ 21,085,000 | $ 843,000 | $ 238,000 |
| Kitsap County Washington | 25 | $ 11,555,000 | $ 462,000 | $ 147,000 |
| Flagler County Florida | 24 | $ 6,100,000 | $ 254,000 | $ 84,000 |
| Santa Rosa County Florida | 24 | $ 5,870,000 | $ 244,000 | $ 71,000 |
| Brunswick County North Carolina | 24 | $ 5,850,000 | $ 243,000 | $ 86,000 |
| Cochise County Arizona | 23 | $ 4,815,000 | $ 209,000 | $ 79,000 |
| Porter County Indiana | 21 | $ 5,835,000 | $ 277,000 | $ 100,000 |
| Clark County Ohio | 21 | $ 4,715,000 | $ 224,000 | $ 94,000 |
| Cleveland County North Carolina | 20 | $ 4,830,000 | $ 241,000 | $ 69,000 |
| Guilford County North Carolina | 20 | $ 4,830,000 | $ 241,000 | $ 84,000 |
| Beaufort County South Carolina | 20 | $ 4,910,000 | $ 245,000 | $ 92,000 |
| Greenville County South Carolina | 20 | $ 5,360,000 | $ 268,000 | $ 100,000 |
| Alachua County Florida | 19 | $ 4,555,000 | $ 239,000 | $ 79,000 |
| Greene County Ohio | 19 | $ 4,405,000 | $ 231,000 | $ 79,000 |
| York County South Carolina | 19 | $ 6,685,000 | $ 351,000 | $ 96,000 |
| Imperial County California | 18 | $ 4,900,000 | $ 272,000 | $ 102,000 |
| Jackson County Georgia | 18 | $ 5,990,000 | $ 332,000 | $ 114,000 |
| Scott County Indiana | 18 | $ 3,580,000 | $ 198,000 | $ 90,000 |
| Pickaway County Ohio | 18 | $ 4,170,000 | $ 231,000 | $ 80,000 |
| Meriwether County Georgia | 17 | $ 4,795,000 | $ 282,000 | $ 89,000 |
| Washtenaw County Michigan | 17 | $ 4,895,000 | $ 287,000 | $ 103,000 |
| Solano County California | 16 | $ 8,380,000 | $ 523,000 | $ 168,000 |
| Bay County Florida | 16 | $ 4,280,000 | $ 267,000 | $ 75,000 |
| Murray County Georgia | 16 | $ 3,020,000 | $ 188,000 | $ 63,000 |
| Laurens County South Carolina | 16 | $ 3,110,000 | $ 194,000 | $ 55,000 |
| Hays County Texas | 16 | $ 5,180,000 | $ 323,000 | $ 108,000 |
| Osceola County Florida | 15 | $ 4,525,000 | $ 301,000 | $ 73,000 |
| Bullitt County Kentucky | 15 | $ 4,115,000 | $ 274,000 | $ 80,000 |
| Alamance County North Carolina | 15 | $ 4,385,000 | $ 292,000 | $ 113,000 |
| Georgetown County South Carolina | 15 | $ 3,055,000 | $ 203,000 | $ 84,000 |
| Comal County Texas | 15 | $ 4,595,000 | $ 306,000 | $ 136,000 |
| Davie County North Carolina | 14 | $ 3,100,000 | $ 221,000 | $ 92,000 |
| Walker County Texas | 14 | $ 3,220,000 | $ 230,000 | $ 75,000 |
| Nassau County Florida | 13 | $ 2,885,000 | $ 221,000 | $ 73,000 |
| Wayne County Indiana | 13 | $ 2,595,000 | $ 199,000 | $ 125,000 |
| Jefferson County Alabama | 12 | $ 3,100,000 | $ 258,000 | $ 87,000 |
| Columbia County Florida | 12 | $ 3,100,000 | $ 258,000 | $ 97,000 |
| Montgomery County Ohio | 12 | $ 2,680,000 | $ 223,000 | $ 88,000 |
| Kaufman County Texas | 12 | $ 4,630,000 | $ 385,000 | $ 138,000 |
| Pitt County North Carolina | 11 | $ 2,815,000 | $ 255,000 | $ 67,000 |
| Lake County Indiana | 10 | $ 2,750,000 | $ 275,000 | $ 95,000 |
| Newton County Georgia | 9 | $ 2,555,000 | $ 283,000 | $ 67,000 |
| Nash County North Carolina | 9 | $ 2,205,000 | $ 245,000 | $ 77,000 |
| Okaloosa County Florida | 8 | $ 2,140,000 | $ 267,000 | $ 77,000 |
| Shiawassee County Michigan | 8 | $ 1,780,000 | $ 222,000 | $ 90,000 |
| Burke County North Carolina | 8 | $ 1,760,000 | $ 220,000 | $ 66,000 |
| Randolph County North Carolina | 8 | $ 1,760,000 | $ 220,000 | $ 82,000 |
| Randolph County Indiana | 7 | $ 1,445,000 | $ 206,000 | $ 79,000 |
| Alexander County North Carolina | 7 | $ 1,425,000 | $ 203,000 | $ 78,000 |
| Greene County North Carolina | 7 | $ 1,415,000 | $ 202,000 | $ 60,000 |
| Polk County Texas | 7 | $ 1,415,000 | $ 202,000 | $ 71,000 |
| Jefferson County Colorado | 6 | $ 2,700,000 | $ 450,000 | $ 132,000 |
| Volusia County Florida | 6 | $ 1,460,000 | $ 243,000 | $ 81,000 |
| Camden County Georgia | 6 | $ 1,470,000 | $ 245,000 | $ 71,000 |
| Fayette County Indiana | 6 | $ 1,160,000 | $ 193,000 | $ 57,000 |
| Pickens County South Carolina | 6 | $ 1,140,000 | $ 190,000 | $ 44,000 |
| Lapeer County Michigan | 5 | $ 965,000 | $ 193,000 | $ 71,000 |
| Forsyth County North Carolina | 5 | $ 965,000 | $ 193,000 | $ 94,000 |
| Lenoir County North Carolina | 5 | $ 1,115,000 | $ 223,000 | $ 91,000 |
| Anderson County South Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 56,000 |
| DeKalb County Georgia | 4 | $ 1,950,000 | $ 487,000 | $ 140,000 |
| Etowah County Alabama | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| Delaware County Indiana | 3 | $ 675,000 | $ 225,000 | $ 93,000 |
| Travis County Texas | 3 | $ 865,000 | $ 288,000 | $ 131,000 |
| Baldwin County Alabama | 2 | $ 280,000 | $ 140,000 | $ 68,000 |
| San Diego County California | 2 | $ 1,810,000 | $ 905,000 | $ 245,000 |
| Hendry County Florida | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Glynn County Georgia | 2 | $ 490,000 | $ 245,000 | $ 177,000 |
| Liberty County Georgia | 2 | $ 460,000 | $ 230,000 | $ 67,000 |
| Clark County Indiana | 2 | $ 420,000 | $ 210,000 | $ 58,000 |
| Grant County Indiana | 2 | $ 380,000 | $ 190,000 | $ 75,000 |
| Jay County Indiana | 2 | $ 330,000 | $ 165,000 | $ 59,000 |
| Fayette County Ohio | 2 | $ 450,000 | $ 225,000 | $ 57,000 |
| Oconee County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Matagorda County Texas | 2 | $ 490,000 | $ 245,000 | $ 127,000 |
| Waller County Texas | 2 | $ 390,000 | $ 195,000 | $ 79,000 |
| La Paz County Arizona | 1 | $ 295,000 | $ 295,000 | $ 161,000 |
| San Benito County California | 1 | $ 915,000 | $ 915,000 | $ 369,000 |
| Stanislaus County California | 1 | $ 515,000 | $ 515,000 | $ 105,000 |
| Tulare County California | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Yuba County California | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Indian River County Florida | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Banks County Georgia | 1 | $ 425,000 | $ 425,000 | $ 95,000 |
| Cobb County Georgia | 1 | $ 505,000 | $ 505,000 | $ 239,000 |
| Floyd County Georgia | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Lumpkin County Georgia | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Washoe County Nevada | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Johnston County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 32,000 |
| Wake County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Burleson County Texas | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Tarrant County Texas | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Tooele County Utah | 1 | $ 125,000 | $ 125,000 | $ 23,000 |
| Grays Harbor County Washington | 1 | $ 945,000 | $ 945,000 | $ 331,000 |
| Whatcom County Washington | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
Mortgage Loan Application Detail Totals for Inspire Home Loans Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,108 | $3,308,810,000 | $363,000 | $1,845,000 | $120,000 | $1,300,000 |
| Refinancing | 14 | $4,880,000 | $348,000 | $825,000 | $324,000 | $1,722,000 |
| Cash-out Refinancing | 9 | $3,215,000 | $357,000 | $575,000 | $101,000 | $197,000 |
| Home Improvement | 2 | $830,000 | $415,000 | $485,000 | $230,000 | $308,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,151 | $1,092,045,000 | $346,000 | $1,285,000 | $111,000 | $1,260,000 |
| Asian | 1,575 | $696,285,000 | $442,000 | $1,845,000 | $164,000 | $1,722,000 |
| Hispanic | 1,474 | $495,340,000 | $336,000 | $1,025,000 | $100,000 | $502,000 |
| Black or African American | 1,400 | $445,450,000 | $318,000 | $775,000 | $93,000 | $902,000 |
| Not Provided | 1,000 | $355,160,000 | $355,000 | $1,625,000 | $124,000 | $831,000 |
| American Indian or Alaskan Native | 59 | $19,345,000 | $327,000 | $625,000 | $98,000 | $239,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,970,000 | $442,000 | $615,000 | $145,000 | $514,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,453 | $2,111,015,000 | $387,000 | $1,845,000 | $141,000 | $1,722,000 |
| FHA-insured (Federal Housing Administration) | 2,441 | $745,745,000 | $305,000 | $875,000 | $86,000 | $762,000 |
| VA-guaranteed (Veterans Administration) | 1,119 | $429,865,000 | $384,000 | $1,205,000 | $95,000 | $290,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 120 | $31,110,000 | $259,000 | $555,000 | $76,000 | $156,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,692 | $2,051,400,000 | $360,000 | $1,625,000 | $121,000 | $1,260,000 |
| Application Approved But Not Accepted | 1,829 | $714,525,000 | $390,000 | $1,625,000 | $132,000 | $1,722,000 |
| Application Withdrawn By Applicant | 949 | $317,615,000 | $334,000 | $1,845,000 | $116,000 | $1,300,000 |
| Application Denied By Financial Institution | 627 | $222,695,000 | $355,000 | $1,445,000 | $85,000 | $387,000 |
| File Closed For Incompleteness | 36 | $11,500,000 | $319,000 | $1,415,000 | $95,000 | $434,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,506 | $3,095,040,000 | $363,000 | $1,845,000 | $123,000 | $1,722,000 |
| Debt-To-Income Ratio | 378 | $133,740,000 | $353,000 | $1,445,000 | $74,000 | $381,000 |
| Other | 86 | $29,770,000 | $346,000 | $875,000 | $110,000 | $300,000 |
| Credit History | 81 | $29,365,000 | $362,000 | $935,000 | $103,000 | $387,000 |
| Unverifiable Information | 50 | $18,890,000 | $377,000 | $1,245,000 | $88,000 | $239,000 |
| Employment History | 23 | $7,885,000 | $342,000 | $645,000 | $87,000 | $209,000 |
| Collateral | 4 | $1,280,000 | $320,000 | $395,000 | $79,000 | $85,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $875,000 | $291,000 | $325,000 | $83,000 | $106,000 |
| Credit Application Incomplete | 2 | $890,000 | $445,000 | $465,000 | $81,000 | $87,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Inspire Home Loans Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Inspire Home Loans Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.