Integra Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Integra Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integra Bank Po Box 868 Evansville, IN 47705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,893 |
| Total Mortgage Loan Application Amount | $181,603,000 |
| Average Mortgage Loan Application Amount | $60,333 |
| Highest Mortgage Loan Application Amount | $700,000 |
| Average Applicant Income | $60,000 |
| Highest Applicant Income | $1,006,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Integra Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integra Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Integra Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integra Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Integra Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integra Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Vanderburgh County Indiana | 312 | $ 24,854,000 | $ 79,000 | $ 76,000 |
| Warren County Kentucky | 131 | $ 11,089,000 | $ 84,000 | $ 64,000 |
| Pike County Indiana | 119 | $ 5,874,000 | $ 49,000 | $ 54,000 |
| Warrick County Indiana | 100 | $ 11,728,000 | $ 117,000 | $ 109,000 |
| Gibson County Indiana | 99 | $ 5,280,000 | $ 53,000 | $ 55,000 |
| Jefferson County Illinois | 96 | $ 3,618,000 | $ 37,000 | $ 49,000 |
| Lawrence County Indiana | 93 | $ 5,506,000 | $ 59,000 | $ 56,000 |
| Hopkins County Kentucky | 78 | $ 4,534,000 | $ 58,000 | $ 57,000 |
| Gallatin County Kentucky | 77 | $ 6,587,000 | $ 85,000 | $ 71,000 |
| Ripley County Indiana | 73 | $ 4,455,000 | $ 61,000 | $ 55,000 |
| Webster County Kentucky | 73 | $ 2,241,000 | $ 30,000 | $ 50,000 |
| Daviess County Indiana | 72 | $ 4,321,000 | $ 60,000 | $ 48,000 |
| Caldwell County Kentucky | 70 | $ 2,608,000 | $ 37,000 | $ 46,000 |
| Spencer County Indiana | 68 | $ 3,098,000 | $ 45,000 | $ 57,000 |
| Mason County Kentucky | 68 | $ 3,442,000 | $ 50,000 | $ 54,000 |
| Trigg County Kentucky | 68 | $ 3,417,000 | $ 50,000 | $ 52,000 |
| Grayson County Kentucky | 66 | $ 3,169,000 | $ 48,000 | $ 40,000 |
| Simpson County Kentucky | 66 | $ 3,974,000 | $ 60,000 | $ 48,000 |
| Johnson County Illinois | 65 | $ 3,221,000 | $ 49,000 | $ 56,000 |
| Knox County Indiana | 65 | $ 3,371,000 | $ 51,000 | $ 58,000 |
| Dubois County Indiana | 64 | $ 3,928,000 | $ 61,000 | $ 57,000 |
| Breckinridge County Kentucky | 55 | $ 2,536,000 | $ 46,000 | $ 51,000 |
| Posey County Indiana | 50 | $ 3,067,000 | $ 61,000 | $ 78,000 |
| Graves County Kentucky | 47 | $ 1,947,000 | $ 41,000 | $ 51,000 |
| Brown County Ohio | 42 | $ 1,932,000 | $ 46,000 | $ 49,000 |
| Henderson County Kentucky | 41 | $ 2,147,000 | $ 52,000 | $ 53,000 |
| Orange County Indiana | 40 | $ 2,049,000 | $ 51,000 | $ 51,000 |
| Anderson County Kentucky | 39 | $ 1,663,000 | $ 42,000 | $ 36,000 |
| White County Illinois | 37 | $ 1,211,000 | $ 32,000 | $ 52,000 |
| Grant County Kentucky | 36 | $ 2,138,000 | $ 59,000 | $ 48,000 |
| Hardin County Illinois | 31 | $ 929,000 | $ 29,000 | $ 47,000 |
| Pope County Illinois | 27 | $ 1,065,000 | $ 39,000 | $ 49,000 |
| Cook County Illinois | 25 | $ 3,968,000 | $ 158,000 | $ 90,000 |
| Kenton County Kentucky | 24 | $ 1,752,000 | $ 73,000 | $ 68,000 |
| Union County Kentucky | 24 | $ 1,299,000 | $ 54,000 | $ 51,000 |
| Fayette County Kentucky | 19 | $ 3,049,000 | $ 160,000 | $ 103,000 |
| Hamilton County Ohio | 19 | $ 3,195,000 | $ 168,000 | $ 140,000 |
| Massac County Illinois | 16 | $ 577,000 | $ 36,000 | $ 43,000 |
| Robertson County Kentucky | 16 | $ 653,000 | $ 40,000 | $ 43,000 |
| Adams County Ohio | 15 | $ 854,000 | $ 56,000 | $ 44,000 |
| Will County Illinois | 14 | $ 847,000 | $ 60,000 | $ 94,000 |
| Boone County Kentucky | 14 | $ 1,724,000 | $ 123,000 | $ 65,000 |
| Scott County Kentucky | 14 | $ 768,000 | $ 54,000 | $ 58,000 |
| Campbell County Kentucky | 13 | $ 1,183,000 | $ 91,000 | $ 58,000 |
| Carroll County Kentucky | 13 | $ 616,000 | $ 47,000 | $ 62,000 |
| Gallatin County Illinois | 12 | $ 516,000 | $ 43,000 | $ 62,000 |
| Bracken County Kentucky | 12 | $ 618,000 | $ 51,000 | $ 54,000 |
| Fleming County Kentucky | 11 | $ 893,000 | $ 81,000 | $ 52,000 |
| Logan County Kentucky | 11 | $ 602,000 | $ 54,000 | $ 59,000 |
| Dearborn County Indiana | 9 | $ 712,000 | $ 79,000 | $ 56,000 |
| Saline County Illinois | 8 | $ 502,000 | $ 62,000 | $ 49,000 |
| Owen County Kentucky | 8 | $ 346,000 | $ 43,000 | $ 63,000 |
| Wayne County Illinois | 7 | $ 363,000 | $ 51,000 | $ 67,000 |
| Williamson County Illinois | 6 | $ 366,000 | $ 61,000 | $ 40,000 |
| Martin County Indiana | 6 | $ 506,000 | $ 84,000 | $ 49,000 |
| Edmonson County Kentucky | 6 | $ 666,000 | $ 111,000 | $ 39,000 |
| Lawrence County Illinois | 5 | $ 260,000 | $ 52,000 | $ 70,000 |
| Wabash County Illinois | 5 | $ 258,000 | $ 51,000 | $ 97,000 |
| Allen County Kentucky | 5 | $ 244,000 | $ 48,000 | $ 67,000 |
| Crittenden County Kentucky | 5 | $ 118,000 | $ 23,000 | $ 29,000 |
| Harrison County Kentucky | 5 | $ 247,000 | $ 49,000 | $ 56,000 |
| Lyon County Kentucky | 5 | $ 88,000 | $ 17,000 | $ 39,000 |
| McCracken County Kentucky | 5 | $ 278,000 | $ 55,000 | $ 53,000 |
| McLean County Kentucky | 5 | $ 248,000 | $ 49,000 | $ 48,000 |
| Hamilton County Illinois | 4 | $ 113,000 | $ 28,000 | $ 72,000 |
| Washington County Illinois | 4 | $ 64,000 | $ 16,000 | $ 39,000 |
| Franklin County Indiana | 4 | $ 292,000 | $ 73,000 | $ 96,000 |
| Switzerland County Indiana | 4 | $ 265,000 | $ 66,000 | $ 37,000 |
| Calloway County Kentucky | 4 | $ 400,000 | $ 100,000 | $ 53,000 |
| Christian County Kentucky | 4 | $ 125,000 | $ 31,000 | $ 63,000 |
| Franklin County Kentucky | 4 | $ 271,000 | $ 67,000 | $ 102,000 |
| Pendleton County Kentucky | 4 | $ 97,000 | $ 24,000 | $ 95,000 |
| Pulaski County Illinois | 3 | $ 190,000 | $ 63,000 | $ 32,000 |
| Crawford County Indiana | 3 | $ 41,000 | $ 13,000 | $ 25,000 |
| Ohio County Indiana | 3 | $ 222,000 | $ 74,000 | $ 51,000 |
| Washington County Indiana | 3 | $ 160,000 | $ 53,000 | $ 47,000 |
| Jefferson County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 53,000 |
| Lewis County Kentucky | 3 | $ 91,000 | $ 30,000 | $ 39,000 |
| Livingston County Kentucky | 3 | $ 138,000 | $ 46,000 | $ 71,000 |
| Ohio County Kentucky | 3 | $ 471,000 | $ 157,000 | $ 45,000 |
| Wayne County Michigan | 3 | $ 284,000 | $ 94,000 | $ 79,000 |
| Sumner County Tennessee | 3 | $ 545,000 | $ 181,000 | $ 140,000 |
| Marion County Illinois | 2 | $ 64,000 | $ 32,000 | $ 70,000 |
| Greene County Indiana | 2 | $ 109,000 | $ 54,000 | $ 351,000 |
| Harrison County Indiana | 2 | $ 156,000 | $ 78,000 | $ 63,000 |
| Madison County Indiana | 2 | $ 151,000 | $ 75,000 | $ 50,000 |
| Marion County Indiana | 2 | $ 120,000 | $ 60,000 | $ 28,000 |
| Monroe County Indiana | 2 | $ 295,000 | $ 147,000 | $ 77,000 |
| Morgan County Indiana | 2 | $ 102,000 | $ 51,000 | $ 44,000 |
| Barren County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 76,000 |
| Butler County Kentucky | 2 | $ 156,000 | $ 78,000 | $ 42,000 |
| Jessamine County Kentucky | 2 | $ 136,000 | $ 68,000 | $ 53,000 |
| Mercer County Kentucky | 2 | $ 102,000 | $ 51,000 | $ 42,000 |
| Nelson County Kentucky | 2 | $ 93,000 | $ 46,000 | $ 27,000 |
| Washington County Kentucky | 2 | $ 8,000 | $ 4,000 | $ 23,000 |
| Humphreys County Tennessee | 2 | $ 262,000 | $ 131,000 | $ 117,000 |
| Lauderdale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Fayette County Georgia | 1 | $ 114,000 | $ 114,000 | $ 128,000 |
| Crawford County Illinois | 1 | $ 30,000 | $ 30,000 | $ 100,000 |
| Edwards County Illinois | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Franklin County Illinois | 1 | $ 46,000 | $ 46,000 | $ 131,000 |
| Lake County Illinois | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Perry County Illinois | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Richland County Illinois | 1 | $ 64,000 | $ 64,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 100,000 | $ 100,000 | $ 350,000 |
| Floyd County Indiana | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Hendricks County Indiana | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Jackson County Indiana | 1 | $ 52,000 | $ 52,000 | $ 58,000 |
| Jefferson County Indiana | 1 | $ 67,000 | $ 67,000 | $ 41,000 |
| Miami County Indiana | 1 | $ 66,000 | $ 66,000 | $ 101,000 |
| Montgomery County Indiana | 1 | $ 137,000 | $ 137,000 | $ 76,000 |
| Rush County Indiana | 1 | $ 67,000 | $ 67,000 | $ 35,000 |
| Tippecanoe County Indiana | 1 | $ 103,000 | $ 103,000 | $ 67,000 |
| Vigo County Indiana | 1 | $ 35,000 | $ 35,000 | $ 139,000 |
| White County Indiana | 1 | $ 413,000 | $ 413,000 | $ 172,000 |
| Cherokee County Iowa | 1 | $ 19,000 | $ 19,000 | $ 50,000 |
| Adair County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 14,000 |
| Bath County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 28,000 |
| Bourbon County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 236,000 |
| Boyle County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Carlisle County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 26,000 |
| Daviess County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 62,000 |
| Estill County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Garrard County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Hancock County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 38,000 |
| Hardin County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Larue County Kentucky | 1 | $ 36,000 | $ 36,000 | $ 21,000 |
| Marshall County Kentucky | 1 | $ 207,000 | $ 207,000 | $ 39,000 |
| McCreary County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Meade County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 50,000 |
| Nicholas County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 86,000 |
| Russell County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Spencer County Kentucky | 1 | $ 20,000 | $ 20,000 | $ 19,000 |
| Woodford County Kentucky | 1 | $ 360,000 | $ 360,000 | $ 139,000 |
| St. Charles County Missouri | 1 | $ 48,000 | $ 48,000 | $ 143,000 |
| Forsyth County North Carolina | 1 | $ 157,000 | $ 157,000 | $ 140,000 |
| Warren County Ohio | 1 | $ 100,000 | $ 100,000 | $ 222,000 |
| Benton County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 19,000 |
| Henry County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 120,000 |
| Weakley County Tennessee | 1 | $ 53,000 | $ 53,000 | $ 48,000 |
| Clay County Texas | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Integra Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,200 | $95,422,000 | $79,000 | $688,000 | $64,000 | $980,000 |
| Home Improvement | 859 | $16,372,000 | $19,000 | $600,000 | $52,000 | $671,000 |
| Home Purchase | 834 | $69,809,000 | $83,000 | $700,000 | $64,000 | $1,006,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,619 | $167,896,000 | $64,000 | $700,000 | $61,000 | $1,006,000 |
| Not Provided | 182 | $8,923,000 | $49,000 | $492,000 | $62,000 | $776,000 |
| Black or African American | 55 | $2,568,000 | $46,000 | $255,000 | $48,000 | $240,000 |
| Hispanic | 24 | $1,175,000 | $48,000 | $153,000 | $76,000 | $770,000 |
| Asian | 7 | $590,000 | $84,000 | $175,000 | $48,000 | $88,000 |
| American Indian or Alaskan Native | 4 | $291,000 | $72,000 | $97,000 | $45,000 | $56,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $160,000 | $80,000 | $128,000 | $100,000 | $100,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,790 | $172,247,000 | $61,000 | $700,000 | $61,000 | $1,006,000 |
| FHA-insured (Federal Housing Administration) | 98 | $8,962,000 | $91,000 | $227,000 | $45,000 | $130,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $239,000 | $79,000 | $92,000 | $37,000 | $49,000 |
| VA-guaranteed (Veterans Administration) | 2 | $155,000 | $77,000 | $78,000 | $26,000 | $31,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,816 | $118,672,000 | $65,000 | $700,000 | $67,000 | $1,006,000 |
| Application Denied By Financial Institution | 732 | $35,521,000 | $48,000 | $612,000 | $44,000 | $360,000 |
| Application Approved But Not Accepted | 207 | $13,503,000 | $65,000 | $484,000 | $64,000 | $364,000 |
| Application Withdrawn By Applicant | 105 | $10,916,000 | $103,000 | $600,000 | $63,000 | $225,000 |
| Preapproval Denied by Financial Institution | 27 | $2,306,000 | $85,000 | $160,000 | $43,000 | $133,000 |
| File Closed For Incompleteness | 5 | $585,000 | $117,000 | $206,000 | $68,000 | $106,000 |
| Preapproval Approved but not Accepted | 1 | $100,000 | $100,000 | $100,000 | $35,000 | $35,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 444 | $14,629,000 | $32,000 | $258,000 | $41,000 | $281,000 |
| Debt-To-Income Ratio | 144 | $7,869,000 | $54,000 | $585,000 | $36,000 | $128,000 |
| Collateral | 113 | $10,328,000 | $91,000 | $478,000 | $59,000 | $293,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $1,880,000 | $78,000 | $157,000 | $40,000 | $120,000 |
| Other | 18 | $1,492,000 | $82,000 | $176,000 | $55,000 | $352,000 |
| Employment History | 8 | $512,000 | $64,000 | $121,000 | $42,000 | $85,000 |
| Unverifiable Information | 6 | $966,000 | $161,000 | $612,000 | $99,000 | $360,000 |
| Credit Application Incomplete | 2 | $151,000 | $75,000 | $116,000 | $172,000 | $303,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integra Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integra Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.