Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Integrity First Financial Group, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 1,097 |
| Total Mortgage Loan Application Amount | $392,940,000 |
| Average Mortgage Loan Application Amount | $359,666 |
| Highest Mortgage Loan Application Amount | $1,308,000 |
| Average Applicant Income | $174,000 |
| Highest Applicant Income | $2,250,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 247 | $ 86,263,000 | $ 349,000 | $ 156,000 |
| Los Angeles County California | 161 | $ 63,786,000 | $ 396,000 | $ 167,000 |
| Orange County California | 100 | $ 38,672,000 | $ 386,000 | $ 169,000 |
| Santa Clara County California | 51 | $ 24,884,000 | $ 487,000 | $ 167,000 |
| Contra Costa County California | 45 | $ 19,607,000 | $ 435,000 | $ 159,000 |
| Alameda County California | 41 | $ 16,000,000 | $ 390,000 | $ 156,000 |
| Ventura County California | 35 | $ 12,737,000 | $ 363,000 | $ 181,000 |
| San Mateo County California | 31 | $ 15,826,000 | $ 510,000 | $ 219,000 |
| Riverside County California | 23 | $ 5,292,000 | $ 230,000 | $ 126,000 |
| San Bernardino County California | 23 | $ 5,548,000 | $ 241,000 | $ 131,000 |
| San Francisco County California | 20 | $ 8,794,000 | $ 439,000 | $ 195,000 |
| Sonoma County California | 18 | $ 6,318,000 | $ 351,000 | $ 198,000 |
| Fairfax County Virginia | 17 | $ 5,477,000 | $ 322,000 | $ 176,000 |
| King County Washington | 17 | $ 5,506,000 | $ 323,000 | $ 196,000 |
| Loudoun County Virginia | 12 | $ 4,380,000 | $ 365,000 | $ 149,000 |
| Sacramento County California | 11 | $ 2,900,000 | $ 263,000 | $ 116,000 |
| El Paso County Colorado | 11 | $ 3,392,000 | $ 308,000 | $ 144,000 |
| Maricopa County Arizona | 8 | $ 2,118,000 | $ 264,000 | $ 168,000 |
| Denver County Colorado | 7 | $ 2,189,000 | $ 312,000 | $ 181,000 |
| Arlington County Virginia | 7 | $ 3,118,000 | $ 445,000 | $ 184,000 |
| Marin County California | 6 | $ 2,456,000 | $ 409,000 | $ 140,000 |
| Santa Barbara County California | 6 | $ 3,009,000 | $ 501,000 | $ 186,000 |
| Douglas County Colorado | 6 | $ 1,589,000 | $ 264,000 | $ 294,000 |
| Middlesex County Massachusetts | 6 | $ 1,789,000 | $ 298,000 | $ 125,000 |
| Placer County California | 5 | $ 1,618,000 | $ 323,000 | $ 190,000 |
| San Luis Obispo County California | 5 | $ 1,255,000 | $ 251,000 | $ 134,000 |
| Santa Cruz County California | 5 | $ 1,981,000 | $ 396,000 | $ 123,000 |
| Solano County California | 5 | $ 1,204,000 | $ 240,000 | $ 111,000 |
| Arapahoe County Colorado | 5 | $ 1,242,000 | $ 248,000 | $ 134,000 |
| Jefferson County Colorado | 5 | $ 1,082,000 | $ 216,000 | $ 113,000 |
| Larimer County Colorado | 5 | $ 1,529,000 | $ 305,000 | $ 136,000 |
| Philadelphia County Pennsylvania | 5 | $ 1,306,000 | $ 261,000 | $ 139,000 |
| Fairfax City County Virginia | 5 | $ 2,828,000 | $ 565,000 | $ 194,000 |
| Prince William County Virginia | 5 | $ 1,669,000 | $ 333,000 | $ 188,000 |
| Monterey County California | 4 | $ 1,353,000 | $ 338,000 | $ 122,000 |
| Nevada County California | 4 | $ 1,046,000 | $ 261,000 | $ 223,000 |
| Stanislaus County California | 4 | $ 795,000 | $ 198,000 | $ 151,000 |
| Bristol County Massachusetts | 4 | $ 849,000 | $ 212,000 | $ 72,000 |
| Norfolk County Massachusetts | 4 | $ 1,649,000 | $ 412,000 | $ 162,000 |
| Multnomah County Oregon | 4 | $ 809,000 | $ 202,000 | $ 83,000 |
| Luzerne County Pennsylvania | 4 | $ 927,000 | $ 231,000 | $ 143,000 |
| York County Pennsylvania | 4 | $ 712,000 | $ 178,000 | $ 123,000 |
| Pierce County Washington | 4 | $ 1,198,000 | $ 299,000 | $ 146,000 |
| El Dorado County California | 3 | $ 1,149,000 | $ 383,000 | $ 145,000 |
| Kern County California | 3 | $ 447,000 | $ 149,000 | $ 81,000 |
| Mendocino County California | 3 | $ 1,056,000 | $ 352,000 | $ 102,000 |
| Napa County California | 3 | $ 1,005,000 | $ 335,000 | $ 84,000 |
| San Joaquin County California | 3 | $ 594,000 | $ 198,000 | $ 76,000 |
| Boulder County Colorado | 3 | $ 1,283,000 | $ 427,000 | $ 211,000 |
| Suffolk County Massachusetts | 3 | $ 742,000 | $ 247,000 | $ 201,000 |
| Lackawanna County Pennsylvania | 3 | $ 646,000 | $ 215,000 | $ 93,000 |
| Lancaster County Pennsylvania | 3 | $ 393,000 | $ 131,000 | $ 83,000 |
| Yavapai County Arizona | 2 | $ 657,000 | $ 328,000 | $ 136,000 |
| Fresno County California | 2 | $ 508,000 | $ 254,000 | $ 193,000 |
| Imperial County California | 2 | $ 89,000 | $ 44,000 | $ 111,000 |
| Mono County California | 2 | $ 1,028,000 | $ 514,000 | $ 176,000 |
| Shasta County California | 2 | $ 328,000 | $ 164,000 | $ 50,000 |
| Broomfield County Colorado | 2 | $ 374,000 | $ 187,000 | $ 94,000 |
| Anne Arundel County Maryland | 2 | $ 784,000 | $ 392,000 | $ 194,000 |
| Barnstable County Massachusetts | 2 | $ 680,000 | $ 340,000 | $ 223,000 |
| Essex County Massachusetts | 2 | $ 401,000 | $ 200,000 | $ 52,000 |
| Benton County Oregon | 2 | $ 474,000 | $ 237,000 | $ 107,000 |
| Jackson County Oregon | 2 | $ 443,000 | $ 221,000 | $ 127,000 |
| Washington County Oregon | 2 | $ 214,000 | $ 107,000 | $ 38,000 |
| Bucks County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 127,000 |
| James City County Virginia | 2 | $ 666,000 | $ 333,000 | $ 112,000 |
| Spotsylvania County Virginia | 2 | $ 615,000 | $ 307,000 | $ 123,000 |
| Clark County Washington | 2 | $ 414,000 | $ 207,000 | $ 90,000 |
| Snohomish County Washington | 2 | $ 422,000 | $ 211,000 | $ 83,000 |
| Mohave County Arizona | 1 | $ 167,000 | $ 167,000 | $ 90,000 |
| Pima County Arizona | 1 | $ 207,000 | $ 207,000 | $ 124,000 |
| Calaveras County California | 1 | $ 236,000 | $ 236,000 | $ 36,000 |
| Madera County California | 1 | $ 160,000 | $ 160,000 | $ 122,000 |
| San Benito County California | 1 | $ 266,000 | $ 266,000 | $ 72,000 |
| Sutter County California | 1 | $ 175,000 | $ 175,000 | $ 192,000 |
| Tulare County California | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Tuolumne County California | 1 | $ 250,000 | $ 250,000 | $ 89,000 |
| Yolo County California | 1 | $ 240,000 | $ 240,000 | $ 79,000 |
| Custer County Colorado | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Gunnison County Colorado | 1 | $ 295,000 | $ 295,000 | $ 109,000 |
| Weld County Colorado | 1 | $ 80,000 | $ 80,000 | $ 15,000 |
| Hartford County Connecticut | 1 | $ 187,000 | $ 187,000 | $ 122,000 |
| Plymouth County Massachusetts | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Worcester County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 64,000 |
| Somerset County New Jersey | 1 | $ 536,000 | $ 536,000 | $ 256,000 |
| Clackamas County Oregon | 1 | $ 825,000 | $ 825,000 | $ 408,000 |
| Yamhill County Oregon | 1 | $ 230,000 | $ 230,000 | $ 70,000 |
| Allegheny County Pennsylvania | 1 | $ 242,000 | $ 242,000 | $ 94,000 |
| Columbia County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 111,000 |
| Cumberland County Pennsylvania | 1 | $ 280,000 | $ 280,000 | $ 266,000 |
| Dauphin County Pennsylvania | 1 | $ 190,000 | $ 190,000 | $ 74,000 |
| Franklin County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 77,000 |
| Montgomery County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 123,000 |
| Northampton County Pennsylvania | 1 | $ 233,000 | $ 233,000 | $ 65,000 |
| Westmoreland County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 85,000 |
| Fauquier County Virginia | 1 | $ 325,000 | $ 325,000 | $ 165,000 |
| Fluvanna County Virginia | 1 | $ 300,000 | $ 300,000 | $ 175,000 |
| Frederick County Virginia | 1 | $ 396,000 | $ 396,000 | $ 144,000 |
| Hanover County Virginia | 1 | $ 407,000 | $ 407,000 | $ 93,000 |
| Henrico County Virginia | 1 | $ 329,000 | $ 329,000 | $ 145,000 |
| Manassas County Virginia | 1 | $ 170,000 | $ 170,000 | $ 190,000 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Patrick County Virginia | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Warren County Virginia | 1 | $ 310,000 | $ 310,000 | $ 194,000 |
| Winchester County Virginia | 1 | $ 241,000 | $ 241,000 | $ 119,000 |
| Kitsap County Washington | 1 | $ 286,000 | $ 286,000 | $ 105,000 |
| Kittitas County Washington | 1 | $ 292,000 | $ 292,000 | $ 99,000 |
| Skagit County Washington | 1 | $ 336,000 | $ 336,000 | $ 135,000 |
| Spokane County Washington | 1 | $ 394,000 | $ 394,000 | $ 104,000 |
| Whatcom County Washington | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 981 | $352,149,000 | $358,000 | $1,308,000 | $157,000 | $1,333,000 |
| Home Purchase | 106 | $37,068,000 | $349,000 | $1,300,000 | $175,000 | $2,250,000 |
| Home Improvement | 10 | $3,723,000 | $372,000 | $625,000 | $190,000 | $443,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 753 | $267,168,000 | $354,000 | $1,308,000 | $160,000 | $2,250,000 |
| Asian | 128 | $48,435,000 | $378,000 | $1,076,000 | $165,000 | $507,000 |
| Not Provided | 110 | $41,477,000 | $377,000 | $1,000,000 | $167,000 | $1,252,000 |
| Hispanic | 75 | $25,284,000 | $337,000 | $1,292,000 | $135,000 | $604,000 |
| Black or African American | 18 | $5,997,000 | $333,000 | $920,000 | $140,000 | $704,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,527,000 | $315,000 | $496,000 | $111,000 | $210,000 |
| American Indian or Alaskan Native | 5 | $2,052,000 | $410,000 | $721,000 | $184,000 | $280,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,068 | $382,615,000 | $358,000 | $1,308,000 | $159,000 | $2,250,000 |
| FHA-insured (Federal Housing Administration) | 25 | $9,056,000 | $362,000 | $602,000 | $165,000 | $1,333,000 |
| VA-guaranteed (Veterans Administration) | 4 | $1,269,000 | $317,000 | $411,000 | $82,000 | $124,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 926 | $329,521,000 | $355,000 | $1,308,000 | $159,000 | $2,250,000 |
| Application Withdrawn By Applicant | 86 | $32,031,000 | $372,000 | $1,292,000 | $156,000 | $613,000 |
| Application Approved But Not Accepted | 41 | $15,511,000 | $378,000 | $750,000 | $162,000 | $448,000 |
| File Closed For Incompleteness | 27 | $10,465,000 | $387,000 | $1,048,000 | $177,000 | $435,000 |
| Application Denied By Financial Institution | 17 | $5,412,000 | $318,000 | $675,000 | $123,000 | $424,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 8 | $2,297,000 | $287,000 | $561,000 | $117,000 | $235,000 |
| Debt-To-Income Ratio | 3 | $1,147,000 | $382,000 | $670,000 | $83,000 | $140,000 |
| Credit History | 2 | $690,000 | $345,000 | $417,000 | $99,000 | $102,000 |
| Employment History | 1 | $94,000 | $94,000 | $94,000 | $129,000 | $129,000 |
| Other | 1 | $159,000 | $159,000 | $159,000 | $68,000 | $68,000 |
| Unverifiable Information | 1 | $350,000 | $350,000 | $350,000 | $90,000 | $90,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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