Integrity First Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Integrity First Financial Group, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Integrity First Financial Group, Inc. 6333 Greenwich Drive Suite 280 San Diego, CA 92122 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 814 |
| Total Mortgage Loan Application Amount | $307,984,000 |
| Average Mortgage Loan Application Amount | $356,000 |
| Highest Mortgage Loan Application Amount | $1,700,000 |
| Average Applicant Income | $131,666 |
| Highest Applicant Income | $1,856,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Integrity First Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Integrity First Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Integrity First Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Integrity First Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Integrity First Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Integrity First Financial Group, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 287 | $ 110,952,000 | $ 386,000 | $ 152,000 |
| Los Angeles County California | 100 | $ 40,597,000 | $ 405,000 | $ 159,000 |
| Orange County California | 65 | $ 26,713,000 | $ 410,000 | $ 153,000 |
| Santa Clara County California | 34 | $ 16,942,000 | $ 498,000 | $ 190,000 |
| Riverside County California | 28 | $ 8,244,000 | $ 294,000 | $ 155,000 |
| King County Washington | 19 | $ 6,548,000 | $ 344,000 | $ 154,000 |
| Alameda County California | 17 | $ 8,408,000 | $ 494,000 | $ 147,000 |
| Ventura County California | 14 | $ 5,376,000 | $ 384,000 | $ 175,000 |
| Fairfax County Virginia | 14 | $ 5,393,000 | $ 385,000 | $ 141,000 |
| Contra Costa County California | 12 | $ 5,845,000 | $ 487,000 | $ 170,000 |
| Sacramento County California | 12 | $ 3,483,000 | $ 290,000 | $ 114,000 |
| El Dorado County California | 9 | $ 2,987,000 | $ 331,000 | $ 164,000 |
| San Bernardino County California | 9 | $ 2,317,000 | $ 257,000 | $ 163,000 |
| Middlesex County Massachusetts | 9 | $ 3,272,000 | $ 363,000 | $ 156,000 |
| San Francisco County California | 7 | $ 3,894,000 | $ 556,000 | $ 183,000 |
| Santa Barbara County California | 7 | $ 3,282,000 | $ 468,000 | $ 165,000 |
| Sonoma County California | 7 | $ 3,097,000 | $ 442,000 | $ 264,000 |
| Essex County Massachusetts | 7 | $ 2,485,000 | $ 355,000 | $ 159,000 |
| Monterey County California | 6 | $ 1,874,000 | $ 312,000 | $ 120,000 |
| San Mateo County California | 6 | $ 4,088,000 | $ 681,000 | $ 209,000 |
| El Paso County Colorado | 6 | $ 2,180,000 | $ 363,000 | $ 123,000 |
| Norfolk County Massachusetts | 6 | $ 2,110,000 | $ 351,000 | $ 122,000 |
| Snohomish County Washington | 6 | $ 1,814,000 | $ 302,000 | $ 127,000 |
| Maricopa County Arizona | 5 | $ 1,289,000 | $ 257,000 | $ 206,000 |
| Marin County California | 5 | $ 3,402,000 | $ 680,000 | $ 206,000 |
| Suffolk County Massachusetts | 5 | $ 1,814,000 | $ 362,000 | $ 94,000 |
| San Joaquin County California | 4 | $ 891,000 | $ 222,000 | $ 92,000 |
| Arapahoe County Colorado | 4 | $ 855,000 | $ 213,000 | $ 95,000 |
| Montgomery County Pennsylvania | 4 | $ 1,180,000 | $ 295,000 | $ 97,000 |
| Placer County California | 3 | $ 913,000 | $ 304,000 | $ 192,000 |
| Yolo County California | 3 | $ 1,260,000 | $ 420,000 | $ 239,000 |
| Boulder County Colorado | 3 | $ 782,000 | $ 260,000 | $ 150,000 |
| Montgomery County Maryland | 3 | $ 1,307,000 | $ 435,000 | $ 116,000 |
| Bergen County New Jersey | 3 | $ 1,447,000 | $ 482,000 | $ 197,000 |
| Burlington County New Jersey | 3 | $ 714,000 | $ 238,000 | $ 107,000 |
| Allegheny County Pennsylvania | 3 | $ 325,000 | $ 108,000 | $ 100,000 |
| Chester County Pennsylvania | 3 | $ 556,000 | $ 185,000 | $ 69,000 |
| Loudoun County Virginia | 3 | $ 1,066,000 | $ 355,000 | $ 113,000 |
| Clark County Washington | 3 | $ 591,000 | $ 197,000 | $ 118,000 |
| Butte County California | 2 | $ 428,000 | $ 214,000 | $ 79,000 |
| Fresno County California | 2 | $ 545,000 | $ 272,000 | $ 109,000 |
| San Benito County California | 2 | $ 747,000 | $ 373,000 | $ 97,000 |
| Tulare County California | 2 | $ 413,000 | $ 206,000 | $ 47,000 |
| Denver County Colorado | 2 | $ 782,000 | $ 391,000 | $ 186,000 |
| Douglas County Colorado | 2 | $ 447,000 | $ 223,000 | $ 154,000 |
| Jefferson County Colorado | 2 | $ 363,000 | $ 181,000 | $ 108,000 |
| Larimer County Colorado | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Plymouth County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 58,000 |
| Multnomah County Oregon | 2 | $ 672,000 | $ 336,000 | $ 179,000 |
| Washington County Oregon | 2 | $ 592,000 | $ 296,000 | $ 201,000 |
| Denton County Texas | 2 | $ 386,000 | $ 193,000 | $ 76,000 |
| Salt Lake County Utah | 2 | $ 305,000 | $ 152,000 | $ 61,000 |
| Utah County Utah | 2 | $ 522,000 | $ 261,000 | $ 114,000 |
| Montgomery County Virginia | 2 | $ 389,000 | $ 194,000 | $ 76,000 |
| Stafford County Virginia | 2 | $ 537,000 | $ 268,000 | $ 129,000 |
| Pierce County Washington | 2 | $ 730,000 | $ 365,000 | $ 194,000 |
| Imperial County California | 1 | $ 150,000 | $ 150,000 | $ 162,000 |
| Kern County California | 1 | $ 175,000 | $ 175,000 | $ 109,000 |
| Lake County California | 1 | $ 232,000 | $ 232,000 | $ 97,000 |
| Lassen County California | 1 | $ 143,000 | $ 143,000 | $ 145,000 |
| Madera County California | 1 | $ 181,000 | $ 181,000 | $ 91,000 |
| Mendocino County California | 1 | $ 158,000 | $ 158,000 | $ 45,000 |
| Merced County California | 1 | $ 110,000 | $ 110,000 | $ 41,000 |
| Mono County California | 1 | $ 487,000 | $ 487,000 | $ 400,000 |
| Napa County California | 1 | $ 626,000 | $ 626,000 | $ 121,000 |
| Nevada County California | 1 | $ 294,000 | $ 294,000 | $ 212,000 |
| Santa Cruz County California | 1 | $ 102,000 | $ 102,000 | $ 62,000 |
| Archuleta County Colorado | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Grand County Colorado | 1 | $ 216,000 | $ 216,000 | $ 225,000 |
| Fairfield County Connecticut | 1 | $ 320,000 | $ 320,000 | $ 92,000 |
| Hartford County Connecticut | 1 | $ 374,000 | $ 374,000 | $ 165,000 |
| Middlesex County Connecticut | 1 | $ 342,000 | $ 342,000 | $ 164,000 |
| Tolland County Connecticut | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Barnstable County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Hampden County Massachusetts | 1 | $ 173,000 | $ 173,000 | $ 128,000 |
| Worcester County Massachusetts | 1 | $ 381,000 | $ 381,000 | $ 131,000 |
| Gloucester County New Jersey | 1 | $ 74,000 | $ 74,000 | $ 110,000 |
| Guilford County North Carolina | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Benton County Oregon | 1 | $ 114,000 | $ 114,000 | $ 72,000 |
| Clackamas County Oregon | 1 | $ 204,000 | $ 204,000 | $ 101,000 |
| Deschutes County Oregon | 1 | $ 284,000 | $ 284,000 | $ 101,000 |
| Jackson County Oregon | 1 | $ 288,000 | $ 288,000 | $ 69,000 |
| Northampton County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Dallas County Texas | 1 | $ 645,000 | $ 645,000 | $ 200,000 |
| Tarrant County Texas | 1 | $ 309,000 | $ 309,000 | $ 162,000 |
| Young County Texas | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Arlington County Virginia | 1 | $ 475,000 | $ 475,000 | $ 136,000 |
| Chesterfield County Virginia | 1 | $ 114,000 | $ 114,000 | $ 81,000 |
| Fauquier County Virginia | 1 | $ 206,000 | $ 206,000 | $ 130,000 |
| Prince William County Virginia | 1 | $ 267,000 | $ 267,000 | $ 130,000 |
| Spotsylvania County Virginia | 1 | $ 305,000 | $ 305,000 | $ 153,000 |
| Pacific County Washington | 1 | $ 113,000 | $ 113,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for Integrity First Financial Group, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 624 | $233,515,000 | $374,000 | $1,700,000 | $154,000 | $1,856,000 |
| Home Purchase | 177 | $70,624,000 | $399,000 | $1,150,000 | $149,000 | $710,000 |
| Home Improvement | 13 | $3,845,000 | $295,000 | $600,000 | $92,000 | $318,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 603 | $227,811,000 | $377,000 | $1,700,000 | $152,000 | $1,856,000 |
| Asian | 97 | $36,677,000 | $378,000 | $985,000 | $151,000 | $623,000 |
| Not Provided | 52 | $22,795,000 | $438,000 | $1,290,000 | $186,000 | $996,000 |
| Hispanic | 47 | $15,325,000 | $326,000 | $910,000 | $137,000 | $659,000 |
| Black or African American | 10 | $3,521,000 | $352,000 | $619,000 | $88,000 | $200,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,855,000 | $371,000 | $686,000 | $129,000 | $365,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 746 | $280,116,000 | $375,000 | $1,700,000 | $156,000 | $1,856,000 |
| FHA-insured (Federal Housing Administration) | 36 | $13,724,000 | $381,000 | $692,000 | $105,000 | $276,000 |
| VA-guaranteed (Veterans Administration) | 31 | $13,858,000 | $447,000 | $1,077,000 | $108,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $286,000 | $286,000 | $286,000 | $70,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 613 | $226,672,000 | $369,000 | $1,290,000 | $146,000 | $996,000 |
| Application Withdrawn By Applicant | 127 | $53,115,000 | $418,000 | $1,700,000 | $168,000 | $793,000 |
| Application Approved But Not Accepted | 31 | $12,625,000 | $407,000 | $1,600,000 | $176,000 | $525,000 |
| Application Denied By Financial Institution | 22 | $6,582,000 | $299,000 | $556,000 | $202,000 | $1,856,000 |
| File Closed For Incompleteness | 21 | $8,990,000 | $428,000 | $1,150,000 | $130,000 | $341,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 6 | $1,636,000 | $272,000 | $374,000 | $102,000 | $144,000 |
| Debt-To-Income Ratio | 5 | $1,521,000 | $304,000 | $504,000 | $146,000 | $206,000 |
| Unverifiable Information | 4 | $1,069,000 | $267,000 | $450,000 | $556,000 | $1,856,000 |
| Employment History | 1 | $390,000 | $390,000 | $390,000 | $114,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Integrity First Financial Group, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Integrity First Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.