Intercap Lending Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Intercap Lending Inc. 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intercap Lending Inc. 11781 S. Lone Peak Parkway, Suite 200 Espanola, NM 84020 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 |
| Total Number of Mortgage Applications | 6,225 |
| Total Mortgage Loan Application Amount | $2,417,655,000 |
| Average Mortgage Loan Application Amount | $377,250 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $136,500 |
| Highest Applicant Income | $2,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Intercap Lending Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intercap Lending Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Intercap Lending Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intercap Lending Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Intercap Lending Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intercap Lending Inc.'s mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 1,558 | $ 624,170,000 | $ 400,000 | $ 147,000 |
| Utah County Utah | 860 | $ 354,340,000 | $ 412,000 | $ 139,000 |
| Weber County Utah | 521 | $ 168,955,000 | $ 324,000 | $ 111,000 |
| Davis County Utah | 452 | $ 182,060,000 | $ 402,000 | $ 128,000 |
| Washington County Utah | 234 | $ 89,730,000 | $ 383,000 | $ 168,000 |
| Tooele County Utah | 221 | $ 70,675,000 | $ 319,000 | $ 108,000 |
| San Diego County California | 179 | $ 121,325,000 | $ 677,000 | $ 213,000 |
| El Paso County Colorado | 170 | $ 64,640,000 | $ 380,000 | $ 122,000 |
| Box Elder County Utah | 139 | $ 46,235,000 | $ 332,000 | $ 114,000 |
| Maricopa County Arizona | 107 | $ 41,635,000 | $ 389,000 | $ 147,000 |
| Uintah County Utah | 107 | $ 19,015,000 | $ 177,000 | $ 89,000 |
| Cache County Utah | 91 | $ 30,645,000 | $ 336,000 | $ 104,000 |
| Iron County Utah | 84 | $ 24,960,000 | $ 297,000 | $ 99,000 |
| Summit County Utah | 76 | $ 51,510,000 | $ 677,000 | $ 266,000 |
| Denver County Colorado | 69 | $ 29,665,000 | $ 429,000 | $ 154,000 |
| Duchesne County Utah | 69 | $ 10,365,000 | $ 150,000 | $ 95,000 |
| Pueblo County Colorado | 65 | $ 13,275,000 | $ 204,000 | $ 84,000 |
| Adams County Colorado | 63 | $ 24,815,000 | $ 393,000 | $ 135,000 |
| Jefferson County Colorado | 61 | $ 26,935,000 | $ 441,000 | $ 162,000 |
| Sevier County Utah | 61 | $ 16,115,000 | $ 264,000 | $ 117,000 |
| Clark County Nevada | 49 | $ 18,605,000 | $ 379,000 | $ 133,000 |
| Wasatch County Utah | 49 | $ 31,455,000 | $ 641,000 | $ 316,000 |
| Arapahoe County Colorado | 44 | $ 16,000,000 | $ 363,000 | $ 155,000 |
| Dallas County Texas | 34 | $ 8,520,000 | $ 250,000 | $ 103,000 |
| Boulder County Colorado | 31 | $ 15,375,000 | $ 495,000 | $ 296,000 |
| Grand County Utah | 29 | $ 7,295,000 | $ 251,000 | $ 161,000 |
| Riverside County California | 26 | $ 12,730,000 | $ 489,000 | $ 164,000 |
| Douglas County Colorado | 24 | $ 13,130,000 | $ 547,000 | $ 198,000 |
| Sanpete County Utah | 24 | $ 10,540,000 | $ 439,000 | $ 112,000 |
| Osceola County Florida | 23 | $ 8,875,000 | $ 385,000 | $ 105,000 |
| Morgan County Utah | 23 | $ 10,615,000 | $ 461,000 | $ 254,000 |
| Bonneville County Idaho | 22 | $ 6,340,000 | $ 288,000 | $ 85,000 |
| Carbon County Utah | 22 | $ 3,790,000 | $ 172,000 | $ 67,000 |
| Collin County Texas | 18 | $ 6,950,000 | $ 386,000 | $ 155,000 |
| Los Angeles County California | 17 | $ 13,535,000 | $ 796,000 | $ 224,000 |
| Beaver County Utah | 16 | $ 1,900,000 | $ 118,000 | $ 76,000 |
| Weld County Colorado | 15 | $ 4,735,000 | $ 315,000 | $ 116,000 |
| Coconino County Arizona | 14 | $ 9,400,000 | $ 671,000 | $ 314,000 |
| Larimer County Colorado | 13 | $ 4,965,000 | $ 381,000 | $ 175,000 |
| Alameda County California | 11 | $ 7,275,000 | $ 661,000 | $ 199,000 |
| Contra Costa County California | 11 | $ 7,305,000 | $ 664,000 | $ 279,000 |
| Orange County California | 10 | $ 7,860,000 | $ 786,000 | $ 270,000 |
| Teller County Colorado | 10 | $ 5,250,000 | $ 525,000 | $ 158,000 |
| Tarrant County Texas | 10 | $ 2,610,000 | $ 261,000 | $ 100,000 |
| Juab County Utah | 10 | $ 3,610,000 | $ 361,000 | $ 127,000 |
| Denton County Texas | 9 | $ 3,785,000 | $ 420,000 | $ 170,000 |
| El Paso County Texas | 9 | $ 2,845,000 | $ 316,000 | $ 102,000 |
| Solano County California | 8 | $ 3,630,000 | $ 453,000 | $ 153,000 |
| Kaufman County Texas | 8 | $ 1,790,000 | $ 223,000 | $ 89,000 |
| Navajo County Arizona | 7 | $ 2,135,000 | $ 305,000 | $ 113,000 |
| Pinal County Arizona | 7 | $ 2,055,000 | $ 293,000 | $ 85,000 |
| San Bernardino County California | 7 | $ 2,815,000 | $ 402,000 | $ 165,000 |
| Fremont County Colorado | 7 | $ 1,015,000 | $ 145,000 | $ 64,000 |
| Oneida County Idaho | 7 | $ 1,685,000 | $ 240,000 | $ 116,000 |
| Bexar County Texas | 7 | $ 1,975,000 | $ 282,000 | $ 109,000 |
| Kane County Utah | 7 | $ 2,865,000 | $ 409,000 | $ 337,000 |
| Millard County Utah | 7 | $ 1,685,000 | $ 240,000 | $ 69,000 |
| Norfolk County Virginia | 7 | $ 2,205,000 | $ 315,000 | $ 76,000 |
| Uinta County Wyoming | 7 | $ 2,575,000 | $ 367,000 | $ 156,000 |
| Yavapai County Arizona | 6 | $ 2,460,000 | $ 410,000 | $ 153,000 |
| Broomfield County Colorado | 6 | $ 2,650,000 | $ 441,000 | $ 203,000 |
| Marion County Florida | 6 | $ 1,840,000 | $ 306,000 | $ 105,000 |
| Bannock County Idaho | 6 | $ 1,990,000 | $ 331,000 | $ 128,000 |
| Harris County Texas | 6 | $ 1,500,000 | $ 250,000 | $ 132,000 |
| Travis County Texas | 6 | $ 4,230,000 | $ 705,000 | $ 240,000 |
| Rich County Utah | 6 | $ 2,940,000 | $ 490,000 | $ 263,000 |
| Virginia Beach County Virginia | 6 | $ 2,060,000 | $ 343,000 | $ 108,000 |
| Spokane County Washington | 6 | $ 2,440,000 | $ 406,000 | $ 229,000 |
| Mohave County Arizona | 5 | $ 1,595,000 | $ 319,000 | $ 127,000 |
| San Joaquin County California | 5 | $ 2,195,000 | $ 439,000 | $ 138,000 |
| Chaffee County Colorado | 5 | $ 1,915,000 | $ 383,000 | $ 141,000 |
| Polk County Florida | 5 | $ 1,675,000 | $ 335,000 | $ 99,000 |
| Pima County Arizona | 4 | $ 1,250,000 | $ 312,000 | $ 312,000 |
| Imperial County California | 4 | $ 360,000 | $ 90,000 | $ 40,000 |
| Grand County Colorado | 4 | $ 2,520,000 | $ 630,000 | $ 167,000 |
| Park County Colorado | 4 | $ 1,030,000 | $ 257,000 | $ 155,000 |
| Orange County Florida | 4 | $ 1,460,000 | $ 365,000 | $ 97,000 |
| Palm Beach County Florida | 4 | $ 1,490,000 | $ 372,000 | $ 296,000 |
| Franklin County Idaho | 4 | $ 1,080,000 | $ 270,000 | $ 97,000 |
| Madison County Idaho | 4 | $ 1,410,000 | $ 352,000 | $ 177,000 |
| Nye County Nevada | 4 | $ 1,830,000 | $ 457,000 | $ 152,000 |
| Garfield County Utah | 4 | $ 800,000 | $ 200,000 | $ 80,000 |
| San Juan County Utah | 4 | $ 1,220,000 | $ 305,000 | $ 91,000 |
| Wayne County Utah | 4 | $ 690,000 | $ 172,000 | $ 55,000 |
| Sweetwater County Wyoming | 4 | $ 670,000 | $ 167,000 | $ 118,000 |
| Kern County California | 3 | $ 995,000 | $ 331,000 | $ 212,000 |
| Placer County California | 3 | $ 1,465,000 | $ 488,000 | $ 179,000 |
| Mesa County Colorado | 3 | $ 885,000 | $ 295,000 | $ 181,000 |
| Hillsborough County Florida | 3 | $ 885,000 | $ 295,000 | $ 95,000 |
| Ada County Idaho | 3 | $ 2,625,000 | $ 875,000 | $ 211,000 |
| Bear Lake County Idaho | 3 | $ 1,775,000 | $ 591,000 | $ 383,000 |
| Butte County Idaho | 3 | $ 535,000 | $ 178,000 | $ 52,000 |
| Cassia County Idaho | 3 | $ 1,115,000 | $ 371,000 | $ 95,000 |
| Jefferson County Idaho | 3 | $ 1,215,000 | $ 405,000 | $ 82,000 |
| Sedgwick County Kansas | 3 | $ 645,000 | $ 215,000 | $ 78,000 |
| Aroostook County Maine | 3 | $ 385,000 | $ 128,000 | $ 97,000 |
| Ellis County Texas | 3 | $ 975,000 | $ 325,000 | $ 52,000 |
| Nueces County Texas | 3 | $ 455,000 | $ 151,000 | $ 79,000 |
| Piute County Utah | 3 | $ 965,000 | $ 321,000 | $ 142,000 |
| Laramie County Wyoming | 3 | $ 1,395,000 | $ 465,000 | $ 1,439,000 |
| Calhoun County Alabama | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Houston County Alabama | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Lonoke County Arkansas | 2 | $ 230,000 | $ 115,000 | $ 350,000 |
| Sacramento County California | 2 | $ 970,000 | $ 485,000 | $ 208,000 |
| Tehama County California | 2 | $ 690,000 | $ 345,000 | $ 116,000 |
| Delta County Colorado | 2 | $ 650,000 | $ 325,000 | $ 127,000 |
| Morgan County Colorado | 2 | $ 230,000 | $ 115,000 | $ 76,000 |
| Summit County Colorado | 2 | $ 1,230,000 | $ 615,000 | $ 212,000 |
| Yuma County Colorado | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Citrus County Florida | 2 | $ 720,000 | $ 360,000 | $ 150,000 |
| Lake County Florida | 2 | $ 660,000 | $ 330,000 | $ 97,000 |
| Lee County Florida | 2 | $ 930,000 | $ 465,000 | $ 173,000 |
| Miami-Dade County Florida | 2 | $ 300,000 | $ 150,000 | $ 81,000 |
| Sarasota County Florida | 2 | $ 680,000 | $ 340,000 | $ 244,000 |
| Chatham County Georgia | 2 | $ 440,000 | $ 220,000 | $ 125,000 |
| Houston County Georgia | 2 | $ 150,000 | $ 75,000 | $ 45,000 |
| Fremont County Idaho | 2 | $ 960,000 | $ 480,000 | $ 228,000 |
| Kootenai County Idaho | 2 | $ 1,160,000 | $ 580,000 | $ 142,000 |
| Lincoln County Idaho | 2 | $ 420,000 | $ 210,000 | $ 128,000 |
| Twin Falls County Idaho | 2 | $ 670,000 | $ 335,000 | $ 110,000 |
| Cook County Illinois | 2 | $ 570,000 | $ 285,000 | $ 94,000 |
| Cass County Michigan | 2 | $ 320,000 | $ 160,000 | $ 143,000 |
| Oakland County Michigan | 2 | $ 1,000,000 | $ 500,000 | $ 152,000 |
| Hennepin County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 241,000 |
| Washington County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 123,000 |
| Elko County Nevada | 2 | $ 830,000 | $ 415,000 | $ 124,000 |
| Bernalillo County New Mexico | 2 | $ 900,000 | $ 450,000 | $ 194,000 |
| Dona Ana County New Mexico | 2 | $ 470,000 | $ 235,000 | $ 166,000 |
| Tulsa County Oklahoma | 2 | $ 860,000 | $ 430,000 | $ 432,000 |
| Douglas County Oregon | 2 | $ 280,000 | $ 140,000 | $ 62,000 |
| Lane County Oregon | 2 | $ 790,000 | $ 395,000 | $ 115,000 |
| Multnomah County Oregon | 2 | $ 840,000 | $ 420,000 | $ 144,000 |
| Spartanburg County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 108,000 |
| Grayson County Texas | 2 | $ 900,000 | $ 450,000 | $ 145,000 |
| Williamson County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 144,000 |
| Chesapeake County Virginia | 2 | $ 840,000 | $ 420,000 | $ 100,000 |
| Lincoln County Wyoming | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Madison County Alabama | 1 | $ 235,000 | $ 235,000 | $ 128,000 |
| Mobile County Alabama | 1 | $ 115,000 | $ 115,000 | $ 297,000 |
| Morgan County Alabama | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| St. Clair County Alabama | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Anchorage County Alaska | 1 | $ 535,000 | $ 535,000 | $ 142,000 |
| Garland County Arkansas | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Washington County Arkansas | 1 | $ 425,000 | $ 425,000 | $ 636,000 |
| El Dorado County California | 1 | $ 475,000 | $ 475,000 | $ 152,000 |
| Fresno County California | 1 | $ 255,000 | $ 255,000 | $ 67,000 |
| Marin County California | 1 | $ 715,000 | $ 715,000 | $ 382,000 |
| San Francisco County California | 1 | $ 1,395,000 | $ 1,395,000 | $ 321,000 |
| San Mateo County California | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Santa Clara County California | 1 | $ 1,335,000 | $ 1,335,000 | $ 374,000 |
| Santa Cruz County California | 1 | $ 725,000 | $ 725,000 | $ 208,000 |
| Sonoma County California | 1 | $ 865,000 | $ 865,000 | $ 385,000 |
| Tulare County California | 1 | $ 925,000 | $ 925,000 | $ 180,000 |
| Tuolumne County California | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Ventura County California | 1 | $ 495,000 | $ 495,000 | $ 119,000 |
| Custer County Colorado | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Gunnison County Colorado | 1 | $ 705,000 | $ 705,000 | $ 426,000 |
| Huerfano County Colorado | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Las Animas County Colorado | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Montezuma County Colorado | 1 | $ 435,000 | $ 435,000 | $ 87,000 |
| Ouray County Colorado | 1 | $ 495,000 | $ 495,000 | $ 670,000 |
| San Miguel County Colorado | 1 | $ 1,105,000 | $ 1,105,000 | $ 293,000 |
| District of Columbia County District Of Columbia | 1 | $ 295,000 | $ 295,000 | $ 218,000 |
| Bay County Florida | 1 | $ 575,000 | $ 575,000 | $ 745,000 |
| Clay County Florida | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Flagler County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Martin County Florida | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Pasco County Florida | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Santa Rosa County Florida | 1 | $ 225,000 | $ 225,000 | $ 128,000 |
| Union County Florida | 1 | $ 75,000 | $ 75,000 | $ 61,000 |
| Carroll County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Greene County Georgia | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| Lowndes County Georgia | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Walker County Georgia | 1 | $ 175,000 | $ 175,000 | $ 119,000 |
| Bingham County Idaho | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Elmore County Idaho | 1 | $ 375,000 | $ 375,000 | $ 164,000 |
| Gem County Idaho | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| Minidoka County Idaho | 1 | $ 325,000 | $ 325,000 | $ 146,000 |
| Teton County Idaho | 1 | $ 755,000 | $ 755,000 | $ 240,000 |
| Sangamon County Illinois | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Wayne County Illinois | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Allen County Indiana | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| Marion County Indiana | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| St. Joseph County Indiana | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Dallas County Iowa | 1 | $ 305,000 | $ 305,000 | $ 450,000 |
| Shawnee County Kansas | 1 | $ 185,000 | $ 185,000 | $ 38,000 |
| Fayette County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 140,000 |
| Hardin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Oldham County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 61,000 |
| Genesee County Michigan | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Macomb County Michigan | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Saginaw County Michigan | 1 | $ 415,000 | $ 415,000 | $ 74,000 |
| Crow Wing County Minnesota | 1 | $ 725,000 | $ 725,000 | $ 345,000 |
| Isanti County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 167,000 |
| McLeod County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Gallatin County Montana | 1 | $ 805,000 | $ 805,000 | $ 227,000 |
| Lancaster County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 275,000 |
| Churchill County Nevada | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Washoe County Nevada | 1 | $ 495,000 | $ 495,000 | $ 90,000 |
| Monmouth County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 142,000 |
| Ocean County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Curry County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Grant County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| San Juan County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Santa Fe County New Mexico | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Taos County New Mexico | 1 | $ 535,000 | $ 535,000 | $ 160,000 |
| Camden County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Franklin County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 107,000 |
| Gaston County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 328,000 |
| Iredell County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 102,000 |
| Mecklenburg County North Carolina | 1 | $ 565,000 | $ 565,000 | $ 169,000 |
| Pender County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 152,000 |
| Stokes County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Wake County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 74,000 |
| Allen County Ohio | 1 | $ 265,000 | $ 265,000 | $ 69,000 |
| Montgomery County Ohio | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Richland County Ohio | 1 | $ 165,000 | $ 165,000 | $ 924,000 |
| Van Wert County Ohio | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Warren County Ohio | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| McClain County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 89,000 |
| Oklahoma County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 560,000 |
| Pottawatomie County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Rogers County Oklahoma | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Benton County Oregon | 1 | $ 435,000 | $ 435,000 | $ 186,000 |
| Clackamas County Oregon | 1 | $ 625,000 | $ 625,000 | $ 141,000 |
| Deschutes County Oregon | 1 | $ 665,000 | $ 665,000 | $ 193,000 |
| Josephine County Oregon | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Lincoln County Oregon | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Malheur County Oregon | 1 | $ 355,000 | $ 355,000 | $ 551,000 |
| Tillamook County Oregon | 1 | $ 495,000 | $ 495,000 | $ 130,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 190,000 |
| Butler County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Erie County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Lackawanna County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 112,000 |
| Luzerne County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 38,000 |
| Charleston County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 307,000 |
| Jasper County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 96,000 |
| Laurens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Davidson County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 126,000 |
| Dyer County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Knox County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 86,000 |
| Montgomery County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 76,000 |
| Sevier County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Trousdale County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 260,000 |
| Bell County Texas | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Brazos County Texas | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Henderson County Texas | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Hidalgo County Texas | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Liberty County Texas | 1 | $ 365,000 | $ 365,000 | $ 73,000 |
| McLennan County Texas | 1 | $ 205,000 | $ 205,000 | $ 141,000 |
| Montgomery County Texas | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Navarro County Texas | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
| Refugio County Texas | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Rockwall County Texas | 1 | $ 405,000 | $ 405,000 | $ 117,000 |
| Tom Green County Texas | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Wilbarger County Texas | 1 | $ 295,000 | $ 295,000 | $ 78,000 |
| Charlottesville County Virginia | 1 | $ 615,000 | $ 615,000 | $ 247,000 |
| Page County Virginia | 1 | $ 185,000 | $ 185,000 | $ 334,000 |
| Suffolk County Virginia | 1 | $ 395,000 | $ 395,000 | $ 68,000 |
| Cowlitz County Washington | 1 | $ 425,000 | $ 425,000 | $ 76,000 |
| Franklin County Washington | 1 | $ 205,000 | $ 205,000 | $ 2,407,000 |
| Island County Washington | 1 | $ 395,000 | $ 395,000 | $ 154,000 |
| King County Washington | 1 | $ 685,000 | $ 685,000 | $ 201,000 |
| Marshall County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Marathon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 27,000 |
| Portage County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Campbell County Wyoming | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Platte County Wyoming | 1 | $ 595,000 | $ 595,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for Intercap Lending Inc. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,587 | $2,174,235,000 | $389,000 | $1,995,000 | $142,000 | $2,840,000 |
| Cash-out Refinancing | 411 | $143,765,000 | $349,000 | $3,005,000 | $148,000 | $2,407,000 |
| Refinancing | 219 | $97,025,000 | $443,000 | $4,005,000 | $153,000 | $896,000 |
| Home Improvement | 8 | $2,630,000 | $328,000 | $665,000 | $103,000 | $176,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,129 | $1,658,525,000 | $401,000 | $4,005,000 | $149,000 | $2,763,000 |
| Hispanic | 1,215 | $388,505,000 | $319,000 | $1,805,000 | $111,000 | $2,840,000 |
| Not Provided | 406 | $180,600,000 | $444,000 | $1,995,000 | $170,000 | $1,439,000 |
| Asian | 208 | $92,590,000 | $445,000 | $1,765,000 | $168,000 | $777,000 |
| Black or African American | 142 | $48,130,000 | $338,000 | $815,000 | $122,000 | $850,000 |
| Native Hawaiian or Other Pacific Islander | 51 | $15,305,000 | $300,000 | $675,000 | $116,000 | $636,000 |
| American Indian or Alaskan Native | 32 | $12,020,000 | $375,000 | $845,000 | $131,000 | $369,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,326 | $1,623,060,000 | $375,000 | $4,005,000 | $157,000 | $2,840,000 |
| FHA-insured (Federal Housing Administration) | 1,441 | $563,555,000 | $391,000 | $1,005,000 | $104,000 | $750,000 |
| VA-guaranteed (Veterans Administration) | 442 | $226,080,000 | $511,000 | $1,805,000 | $127,000 | $588,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $4,960,000 | $310,000 | $405,000 | $85,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,487 | $1,737,395,000 | $387,000 | $1,995,000 | $144,000 | $2,840,000 |
| Application Withdrawn By Applicant | 1,311 | $523,385,000 | $399,000 | $4,005,000 | $143,000 | $2,407,000 |
| Application Approved But Not Accepted | 301 | $113,435,000 | $376,000 | $1,785,000 | $135,000 | $998,000 |
| Application Denied By Financial Institution | 108 | $33,440,000 | $309,000 | $995,000 | $109,000 | $666,000 |
| File Closed For Incompleteness | 18 | $10,000,000 | $555,000 | $1,105,000 | $185,000 | $402,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,117 | $2,384,215,000 | $389,000 | $4,005,000 | $143,000 | $2,840,000 |
| Debt-To-Income Ratio | 36 | $12,180,000 | $338,000 | $755,000 | $79,000 | $146,000 |
| Collateral | 22 | $5,390,000 | $245,000 | $525,000 | $144,000 | $666,000 |
| Credit History | 15 | $4,145,000 | $276,000 | $725,000 | $110,000 | $280,000 |
| Unverifiable Information | 11 | $4,135,000 | $375,000 | $675,000 | $120,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $3,765,000 | $342,000 | $995,000 | $104,000 | $281,000 |
| Employment History | 8 | $2,580,000 | $322,000 | $725,000 | $143,000 | $515,000 |
| Other | 5 | $1,245,000 | $249,000 | $495,000 | $96,000 | $109,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intercap Lending Inc.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intercap Lending Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Mexico, download the full spreadsheet
with aggregated HMDA statistics today.