Intermountain Industries Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Intermountain Industries Inc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Intermountain Industries Inc 2474 Patterson Road, Ste. 200 Grand Junction, CO 81505 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 1,872 |
| Total Mortgage Loan Application Amount | $364,663,000 |
| Average Mortgage Loan Application Amount | $192,000 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $53,000 |
| Highest Applicant Income | $3,361,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Intermountain Industries Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Intermountain Industries Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Intermountain Industries Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Intermountain Industries Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Intermountain Industries Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Intermountain Industries Inc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mesa County Colorado | 752 | $ 160,535,000 | $ 213,000 | $ 63,000 |
| Weber County Utah | 210 | $ 32,470,000 | $ 154,000 | $ 55,000 |
| Davis County Utah | 141 | $ 27,725,000 | $ 196,000 | $ 55,000 |
| Salt Lake County Utah | 65 | $ 12,670,000 | $ 194,000 | $ 33,000 |
| Box Elder County Utah | 60 | $ 9,997,000 | $ 166,000 | $ 36,000 |
| Moffat County Colorado | 43 | $ 8,497,000 | $ 197,000 | $ 57,000 |
| Montrose County Colorado | 43 | $ 7,747,000 | $ 180,000 | $ 55,000 |
| Washington County Utah | 37 | $ 6,727,000 | $ 181,000 | $ 56,000 |
| Garfield County Colorado | 34 | $ 9,643,000 | $ 283,000 | $ 73,000 |
| Rio Blanco County Colorado | 27 | $ 4,488,000 | $ 166,000 | $ 42,000 |
| Delta County Colorado | 22 | $ 4,064,000 | $ 184,000 | $ 54,000 |
| Cache County Utah | 14 | $ 1,828,000 | $ 130,000 | $ 44,000 |
| Utah County Utah | 12 | $ 2,583,000 | $ 215,000 | $ 77,000 |
| San Juan County New Mexico | 11 | $ 2,194,000 | $ 199,000 | $ 67,000 |
| Denver County Colorado | 8 | $ 1,231,000 | $ 153,000 | $ 71,000 |
| Morgan County Utah | 7 | $ 1,620,000 | $ 231,000 | $ 84,000 |
| Duchesne County Utah | 6 | $ 1,499,000 | $ 249,000 | $ 37,000 |
| Jefferson County Colorado | 5 | $ 868,000 | $ 173,000 | $ 51,000 |
| Adams County Colorado | 3 | $ 455,000 | $ 151,000 | $ 28,000 |
| Larimer County Colorado | 3 | $ 475,000 | $ 158,000 | $ 107,000 |
| Grand County Utah | 3 | $ 707,000 | $ 235,000 | $ 190,000 |
| Uintah County Utah | 3 | $ 587,000 | $ 195,000 | $ 62,000 |
| Sweetwater County Wyoming | 3 | $ 609,000 | $ 203,000 | $ 33,000 |
| Alamosa County Colorado | 2 | $ 275,000 | $ 137,000 | $ 46,000 |
| Eagle County Colorado | 2 | $ 650,000 | $ 325,000 | $ 72,000 |
| Routt County Colorado | 2 | $ 248,000 | $ 124,000 | $ 83,000 |
| Weld County Colorado | 2 | $ 336,000 | $ 168,000 | $ 61,000 |
| Collin County Texas | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Iron County Utah | 2 | $ 332,000 | $ 166,000 | $ 16,000 |
| Kane County Utah | 2 | $ 564,000 | $ 282,000 | $ 96,000 |
| Wasatch County Utah | 2 | $ 497,000 | $ 248,000 | $ 48,000 |
| Wayne County Utah | 2 | $ 280,000 | $ 140,000 | $ 53,000 |
| Archuleta County Colorado | 1 | $ 206,000 | $ 206,000 | $ 80,000 |
| Broomfield County Colorado | 1 | $ 271,000 | $ 271,000 | $ 121,000 |
| Douglas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| El Paso County Colorado | 1 | $ 296,000 | $ 296,000 | $ 105,000 |
| Gunnison County Colorado | 1 | $ 221,000 | $ 221,000 | $ 51,000 |
| Lake County Colorado | 1 | $ 69,000 | $ 69,000 | $ 83,000 |
| Ouray County Colorado | 1 | $ 335,000 | $ 335,000 | $ 81,000 |
| Park County Colorado | 1 | $ 250,000 | $ 250,000 | $ 185,000 |
| San Miguel County Colorado | 1 | $ 176,000 | $ 176,000 | $ 45,000 |
| Bannock County Idaho | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Bear Lake County Idaho | 1 | $ 176,000 | $ 176,000 | $ 57,000 |
| Fremont County Idaho | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Power County Idaho | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Lancaster County Nebraska | 1 | $ 184,000 | $ 184,000 | $ 112,000 |
| Bernalillo County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Curry County New Mexico | 1 | $ 63,000 | $ 63,000 | $ 22,000 |
| Dona Ana County New Mexico | 1 | $ 330,000 | $ 330,000 | $ 0 |
| Dallas County Texas | 1 | $ 86,000 | $ 86,000 | $ 46,000 |
| Denton County Texas | 1 | $ 484,000 | $ 484,000 | $ 221,000 |
| Palo Pinto County Texas | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Travis County Texas | 1 | $ 417,000 | $ 417,000 | $ 107,000 |
| Millard County Utah | 1 | $ 153,000 | $ 153,000 | $ 42,000 |
| Summit County Utah | 1 | $ 136,000 | $ 136,000 | $ 70,000 |
| Tooele County Utah | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Albany County Wyoming | 1 | $ 194,000 | $ 194,000 | $ 101,000 |
| Goshen County Wyoming | 1 | $ 130,000 | $ 130,000 | $ 49,000 |
| Laramie County Wyoming | 1 | $ 182,000 | $ 182,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for Intermountain Industries Inc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,095 | $225,186,000 | $205,000 | $1,000,000 | $57,000 | $3,361,000 |
| Home Purchase | 777 | $139,477,000 | $179,000 | $1,000,000 | $49,000 | $308,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,488 | $291,221,000 | $195,000 | $728,000 | $59,000 | $3,361,000 |
| Not Provided | 196 | $43,403,000 | $221,000 | $1,000,000 | $31,000 | $196,000 |
| Hispanic | 157 | $24,666,000 | $157,000 | $401,000 | $34,000 | $216,000 |
| Asian | 13 | $1,771,000 | $136,000 | $235,000 | $67,000 | $276,000 |
| Black or African American | 9 | $1,572,000 | $174,000 | $330,000 | $40,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,515,000 | $252,000 | $581,000 | $71,000 | $135,000 |
| American Indian or Alaskan Native | 3 | $515,000 | $171,000 | $190,000 | $11,000 | $33,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 1,013 | $184,609,000 | $182,000 | $458,000 | $40,000 | $1,012,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 624 | $135,226,000 | $216,000 | $1,000,000 | $78,000 | $3,361,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $24,603,000 | $175,000 | $357,000 | $46,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 95 | $20,225,000 | $212,000 | $484,000 | $50,000 | $221,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,154 | $226,412,000 | $196,000 | $549,000 | $58,000 | $1,012,000 |
| Application Denied By Financial Institution | 503 | $98,306,000 | $195,000 | $1,000,000 | $38,000 | $216,000 |
| Application Withdrawn By Applicant | 209 | $38,989,000 | $186,000 | $1,000,000 | $68,000 | $3,361,000 |
| File Closed For Incompleteness | 3 | $282,000 | $94,000 | $129,000 | $27,000 | $31,000 |
| Application Approved But Not Accepted | 3 | $674,000 | $224,000 | $320,000 | $51,000 | $96,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 70 | $9,752,000 | $139,000 | $357,000 | $18,000 | $112,000 |
| Other | 23 | $3,952,000 | $171,000 | $413,000 | $50,000 | $130,000 |
| Debt-To-Income Ratio | 18 | $3,189,000 | $177,000 | $320,000 | $37,000 | $98,000 |
| Collateral | 8 | $1,705,000 | $213,000 | $367,000 | $57,000 | $108,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $872,000 | $124,000 | $166,000 | $51,000 | $115,000 |
| Employment History | 5 | $677,000 | $135,000 | $216,000 | $29,000 | $56,000 |
| Unverifiable Information | 4 | $393,000 | $98,000 | $111,000 | $21,000 | $42,000 |
| Mortgage Insurance Denied | 1 | $97,000 | $97,000 | $97,000 | $54,000 | $54,000 |
| Credit Application Incomplete | 1 | $133,000 | $133,000 | $133,000 | $29,000 | $29,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Intermountain Industries Inc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Intermountain Industries Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.