Midwestone Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Midwestone Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Midwestone Bank 102 South Clinton Street Iowa City, IA 52240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,515 |
| Total Mortgage Loan Application Amount | $833,475,000 |
| Average Mortgage Loan Application Amount | $159,800 |
| Highest Mortgage Loan Application Amount | $16,005,000 |
| Average Applicant Income | $117,600 |
| Highest Applicant Income | $8,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Midwestone Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Midwestone Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Midwestone Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Midwestone Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Midwestone Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Midwestone Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dubuque County Iowa | 1,153 | $ 199,075,000 | $ 172,000 | $ 109,000 |
| Johnson County Iowa | 573 | $ 119,535,000 | $ 208,000 | $ 141,000 |
| Grant County Wisconsin | 159 | $ 18,895,000 | $ 118,000 | $ 75,000 |
| Hennepin County Minnesota | 155 | $ 54,105,000 | $ 349,000 | $ 200,000 |
| Washington County Minnesota | 154 | $ 26,020,000 | $ 168,000 | $ 137,000 |
| Polk County Wisconsin | 154 | $ 27,940,000 | $ 181,000 | $ 125,000 |
| St. Croix County Wisconsin | 139 | $ 34,325,000 | $ 246,000 | $ 136,000 |
| Mahaska County Iowa | 120 | $ 11,380,000 | $ 94,000 | $ 94,000 |
| Polk County Iowa | 113 | $ 25,175,000 | $ 222,000 | $ 140,000 |
| Des Moines County Iowa | 107 | $ 17,505,000 | $ 163,000 | $ 81,000 |
| Jefferson County Iowa | 77 | $ 7,155,000 | $ 92,000 | $ 73,000 |
| Muscatine County Iowa | 74 | $ 8,480,000 | $ 114,000 | $ 73,000 |
| Butler County Iowa | 73 | $ 6,775,000 | $ 92,000 | $ 80,000 |
| Chisago County Minnesota | 71 | $ 10,185,000 | $ 143,000 | $ 88,000 |
| Anoka County Minnesota | 69 | $ 13,365,000 | $ 193,000 | $ 146,000 |
| Marion County Iowa | 66 | $ 10,270,000 | $ 155,000 | $ 106,000 |
| Dakota County Minnesota | 61 | $ 9,605,000 | $ 157,000 | $ 103,000 |
| Delaware County Iowa | 60 | $ 10,790,000 | $ 179,000 | $ 99,000 |
| Ramsey County Minnesota | 60 | $ 9,650,000 | $ 160,000 | $ 142,000 |
| Dallas County Iowa | 53 | $ 12,845,000 | $ 242,000 | $ 164,000 |
| Black Hawk County Iowa | 52 | $ 9,190,000 | $ 176,000 | $ 293,000 |
| Lee County Iowa | 52 | $ 4,800,000 | $ 92,000 | $ 71,000 |
| Wright County Minnesota | 50 | $ 7,340,000 | $ 146,000 | $ 128,000 |
| Collier County Florida | 45 | $ 14,305,000 | $ 317,000 | $ 305,000 |
| Iowa County Iowa | 45 | $ 3,715,000 | $ 82,000 | $ 71,000 |
| Keokuk County Iowa | 43 | $ 3,515,000 | $ 81,000 | $ 68,000 |
| Linn County Iowa | 37 | $ 5,425,000 | $ 146,000 | $ 135,000 |
| Sherburne County Minnesota | 37 | $ 6,095,000 | $ 164,000 | $ 92,000 |
| Grundy County Iowa | 36 | $ 4,090,000 | $ 113,000 | $ 73,000 |
| Jackson County Iowa | 36 | $ 4,950,000 | $ 137,000 | $ 90,000 |
| Lee County Florida | 31 | $ 6,455,000 | $ 208,000 | $ 149,000 |
| Scott County Iowa | 27 | $ 4,245,000 | $ 157,000 | $ 144,000 |
| Benton County Iowa | 26 | $ 3,740,000 | $ 143,000 | $ 104,000 |
| Marshall County Iowa | 26 | $ 2,520,000 | $ 96,000 | $ 72,000 |
| Jo Daviess County Illinois | 25 | $ 3,725,000 | $ 149,000 | $ 85,000 |
| Cedar County Iowa | 21 | $ 2,685,000 | $ 127,000 | $ 85,000 |
| Jones County Iowa | 16 | $ 2,580,000 | $ 161,000 | $ 84,000 |
| Warren County Iowa | 16 | $ 3,490,000 | $ 218,000 | $ 224,000 |
| Lafayette County Wisconsin | 16 | $ 2,360,000 | $ 147,000 | $ 95,000 |
| Clayton County Iowa | 13 | $ 935,000 | $ 71,000 | $ 63,000 |
| Jasper County Iowa | 12 | $ 1,680,000 | $ 140,000 | $ 99,000 |
| Poweshiek County Iowa | 12 | $ 2,020,000 | $ 168,000 | $ 92,000 |
| Story County Iowa | 12 | $ 2,010,000 | $ 167,000 | $ 107,000 |
| Maricopa County Arizona | 11 | $ 3,065,000 | $ 278,000 | $ 208,000 |
| Crow Wing County Minnesota | 11 | $ 3,095,000 | $ 281,000 | $ 180,000 |
| Denver County Colorado | 10 | $ 9,390,000 | $ 939,000 | $ 246,000 |
| Louisa County Iowa | 9 | $ 595,000 | $ 66,000 | $ 89,000 |
| Iowa County Wisconsin | 9 | $ 1,175,000 | $ 130,000 | $ 61,000 |
| Summit County Colorado | 8 | $ 12,000,000 | $ 1,500,000 | $ 500,000 |
| Wapello County Iowa | 8 | $ 870,000 | $ 108,000 | $ 93,000 |
| Burnett County Wisconsin | 8 | $ 840,000 | $ 105,000 | $ 89,000 |
| Jefferson County Colorado | 7 | $ 1,265,000 | $ 180,000 | $ 146,000 |
| Tama County Iowa | 7 | $ 385,000 | $ 55,000 | $ 50,000 |
| Dane County Wisconsin | 7 | $ 1,875,000 | $ 267,000 | $ 119,000 |
| Pierce County Wisconsin | 7 | $ 1,605,000 | $ 229,000 | $ 215,000 |
| Hardin County Iowa | 6 | $ 610,000 | $ 101,000 | $ 86,000 |
| Henry County Iowa | 6 | $ 840,000 | $ 140,000 | $ 111,000 |
| Madison County Iowa | 6 | $ 2,030,000 | $ 338,000 | $ 137,000 |
| Carver County Minnesota | 6 | $ 1,940,000 | $ 323,000 | $ 171,000 |
| Isanti County Minnesota | 6 | $ 1,280,000 | $ 213,000 | $ 115,000 |
| Scott County Minnesota | 6 | $ 1,060,000 | $ 176,000 | $ 128,000 |
| Clinton County Iowa | 5 | $ 875,000 | $ 175,000 | $ 88,000 |
| Washington County Iowa | 5 | $ 685,000 | $ 137,000 | $ 73,000 |
| Pine County Minnesota | 5 | $ 1,255,000 | $ 251,000 | $ 64,000 |
| Bremer County Iowa | 4 | $ 970,000 | $ 242,000 | $ 95,000 |
| Crawford County Wisconsin | 4 | $ 460,000 | $ 115,000 | $ 64,000 |
| Arapahoe County Colorado | 3 | $ 3,195,000 | $ 1,065,000 | $ 702,000 |
| Douglas County Colorado | 3 | $ 1,565,000 | $ 521,000 | $ 216,000 |
| Charlotte County Florida | 3 | $ 615,000 | $ 205,000 | $ 96,000 |
| Cook County Illinois | 3 | $ 1,105,000 | $ 368,000 | $ 168,000 |
| Henderson County Illinois | 3 | $ 185,000 | $ 61,000 | $ 45,000 |
| Appanoose County Iowa | 3 | $ 755,000 | $ 251,000 | $ 122,000 |
| Monroe County Iowa | 3 | $ 275,000 | $ 91,000 | $ 75,000 |
| Van Buren County Iowa | 3 | $ 455,000 | $ 151,000 | $ 71,000 |
| Aitkin County Minnesota | 3 | $ 355,000 | $ 118,000 | $ 162,000 |
| St. Louis County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 192,000 |
| Bayfield County Wisconsin | 3 | $ 305,000 | $ 101,000 | $ 152,000 |
| Milwaukee County Wisconsin | 3 | $ 265,000 | $ 88,000 | $ 68,000 |
| Sauk County Wisconsin | 3 | $ 1,915,000 | $ 638,000 | $ 516,000 |
| Waukesha County Wisconsin | 3 | $ 775,000 | $ 258,000 | $ 186,000 |
| Adams County Colorado | 2 | $ 530,000 | $ 265,000 | $ 150,000 |
| Chaffee County Colorado | 2 | $ 900,000 | $ 450,000 | $ 116,000 |
| Larimer County Colorado | 2 | $ 850,000 | $ 425,000 | $ 380,000 |
| Manatee County Florida | 2 | $ 1,480,000 | $ 740,000 | $ 304,000 |
| Will County Illinois | 2 | $ 580,000 | $ 290,000 | $ 176,000 |
| Cerro Gordo County Iowa | 2 | $ 410,000 | $ 205,000 | $ 121,000 |
| Decatur County Iowa | 2 | $ 320,000 | $ 160,000 | $ 89,000 |
| Sac County Iowa | 2 | $ 140,000 | $ 70,000 | $ 54,000 |
| Montgomery County Maryland | 2 | $ 1,130,000 | $ 565,000 | $ 145,000 |
| Monroe County Michigan | 2 | $ 190,000 | $ 95,000 | $ 80,000 |
| Douglas County Minnesota | 2 | $ 450,000 | $ 225,000 | $ 120,000 |
| Goodhue County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 55,000 |
| Hubbard County Minnesota | 2 | $ 370,000 | $ 185,000 | $ 470,000 |
| Meeker County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 87,000 |
| Mille Lacs County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 230,000 |
| Stearns County Minnesota | 2 | $ 350,000 | $ 175,000 | $ 138,000 |
| Douglas County Nebraska | 2 | $ 700,000 | $ 350,000 | $ 310,000 |
| Macon County North Carolina | 2 | $ 770,000 | $ 385,000 | $ 148,000 |
| Adams County Wisconsin | 2 | $ 370,000 | $ 185,000 | $ 377,000 |
| Dunn County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 44,000 |
| Eau Claire County Wisconsin | 2 | $ 1,230,000 | $ 615,000 | $ 364,000 |
| Green County Wisconsin | 2 | $ 1,390,000 | $ 695,000 | $ 179,000 |
| La Crosse County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 140,000 |
| Monroe County Wisconsin | 2 | $ 670,000 | $ 335,000 | $ 87,000 |
| Walworth County Wisconsin | 2 | $ 710,000 | $ 355,000 | $ 285,000 |
| Gila County Arizona | 1 | $ 375,000 | $ 375,000 | $ 314,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 242,000 |
| Boulder County Colorado | 1 | $ 135,000 | $ 135,000 | $ 179,000 |
| Broomfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 215,000 |
| Clear Creek County Colorado | 1 | $ 195,000 | $ 195,000 | $ 0 |
| El Paso County Colorado | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Weld County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 246,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Flagler County Florida | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Highlands County Florida | 1 | $ 205,000 | $ 205,000 | $ 189,000 |
| Marion County Florida | 1 | $ 365,000 | $ 365,000 | $ 174,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 460,000 |
| Hancock County Illinois | 1 | $ 155,000 | $ 155,000 | $ 104,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Knox County Illinois | 1 | $ 2,905,000 | $ 2,905,000 | $ 0 |
| Lake County Illinois | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| McDonough County Illinois | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Rock Island County Illinois | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Adair County Iowa | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Buchanan County Iowa | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Calhoun County Iowa | 1 | $ 165,000 | $ 165,000 | $ 66,000 |
| Chickasaw County Iowa | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Davis County Iowa | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Dickinson County Iowa | 1 | $ 165,000 | $ 165,000 | $ 170,000 |
| Fayette County Iowa | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Guthrie County Iowa | 1 | $ 615,000 | $ 615,000 | $ 297,000 |
| Hamilton County Iowa | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Kossuth County Iowa | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Montgomery County Iowa | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Page County Iowa | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Pottawattamie County Iowa | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Winneshiek County Iowa | 1 | $ 15,000 | $ 15,000 | $ 61,000 |
| Worth County Iowa | 1 | $ 165,000 | $ 165,000 | $ 146,000 |
| Carlton County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 71,000 |
| Cass County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 350,000 |
| Cook County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Dodge County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 213,000 |
| Lake County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Morrison County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 79,000 |
| Olmsted County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 163,000 |
| Rice County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 254,000 |
| Steele County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Camden County Missouri | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Jackson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 53,000 |
| Clark County Nevada | 1 | $ 705,000 | $ 705,000 | $ 239,000 |
| Westchester County New York | 1 | $ 1,705,000 | $ 1,705,000 | $ 550,000 |
| Moore County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Wake County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Cass County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 185,000 |
| Tulsa County Oklahoma | 1 | $ 335,000 | $ 335,000 | $ 328,000 |
| Davidson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 121,000 |
| Hidalgo County Texas | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Tarrant County Texas | 1 | $ 365,000 | $ 365,000 | $ 281,000 |
| Ashland County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 17,000 |
| Barron County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 102,000 |
| Chippewa County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 122,000 |
| Clark County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Door County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Green Lake County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 234,000 |
| Juneau County Wisconsin | 1 | $ 515,000 | $ 515,000 | $ 1,269,000 |
| Pepin County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 305,000 |
| Rock County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Sawyer County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 195,000 |
| Vernon County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washburn County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Waupaca County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Winnebago County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Midwestone Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,075 | $411,585,000 | $198,000 | $16,005,000 | $128,000 | $8,221,000 |
| Home Purchase | 947 | $216,825,000 | $228,000 | $7,005,000 | $108,000 | $2,101,000 |
| Other Purpose | 616 | $49,150,000 | $79,000 | $1,005,000 | $126,000 | $2,213,000 |
| Cash-out Refinancing | 599 | $137,625,000 | $229,000 | $2,505,000 | $132,000 | $1,834,000 |
| Home Improvement | 278 | $18,290,000 | $65,000 | $1,005,000 | $94,000 | $344,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,706 | $642,920,000 | $173,000 | $3,005,000 | $122,000 | $8,221,000 |
| Not Provided | 488 | $63,900,000 | $130,000 | $2,405,000 | $124,000 | $1,039,000 |
| Not applicable | 134 | $92,550,000 | $690,000 | $16,005,000 | $0 | $0 |
| Hispanic | 90 | $12,020,000 | $133,000 | $405,000 | $80,000 | $215,000 |
| Asian | 58 | $14,030,000 | $241,000 | $1,655,000 | $183,000 | $1,021,000 |
| Black or African American | 27 | $4,865,000 | $180,000 | $725,000 | $107,000 | $580,000 |
| American Indian or Alaskan Native | 5 | $1,325,000 | $265,000 | $355,000 | $152,000 | $460,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,270,000 | $317,000 | $755,000 | $119,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,487 | $828,835,000 | $184,000 | $16,005,000 | $122,000 | $8,221,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,890,000 | $144,000 | $285,000 | $56,000 | $97,000 |
| VA-guaranteed (Veterans Administration) | 4 | $960,000 | $240,000 | $415,000 | $100,000 | $171,000 |
| FHA-insured (Federal Housing Administration) | 4 | $790,000 | $197,000 | $295,000 | $65,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,533 | $668,475,000 | $189,000 | $16,005,000 | $126,000 | $8,221,000 |
| Application Withdrawn By Applicant | 404 | $76,120,000 | $188,000 | $1,625,000 | $127,000 | $1,365,000 |
| Application Denied By Financial Institution | 390 | $42,860,000 | $109,000 | $2,405,000 | $74,000 | $432,000 |
| File Closed For Incompleteness | 122 | $28,620,000 | $234,000 | $685,000 | $135,000 | $846,000 |
| Application Approved But Not Accepted | 66 | $17,400,000 | $263,000 | $2,905,000 | $147,000 | $978,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,125 | $790,615,000 | $191,000 | $16,005,000 | $127,000 | $8,221,000 |
| Debt-To-Income Ratio | 146 | $20,080,000 | $137,000 | $2,405,000 | $59,000 | $334,000 |
| Credit History | 115 | $10,535,000 | $91,000 | $315,000 | $71,000 | $274,000 |
| Collateral | 63 | $5,445,000 | $86,000 | $405,000 | $107,000 | $432,000 |
| Credit Application Incomplete | 24 | $1,720,000 | $71,000 | $275,000 | $99,000 | $320,000 |
| Other | 17 | $1,625,000 | $95,000 | $315,000 | $71,000 | $136,000 |
| Employment History | 16 | $1,880,000 | $117,000 | $395,000 | $58,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,005,000 | $201,000 | $285,000 | $84,000 | $132,000 |
| Unverifiable Information | 3 | $425,000 | $141,000 | $255,000 | $60,000 | $180,000 |
| Mortgage Insurance Denied | 1 | $145,000 | $145,000 | $145,000 | $68,000 | $68,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Midwestone Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Midwestone Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.