Iserve Residential Lending Mortgage Lending & HMDA Data, 2016
In 2016, Iserve Residential Lending of San Diego, CA reported 3,268 mortgage applications totaling $869.8 million, up 27% from 2015. The average application was for $266,166, and applicants reported an average income of $83,000. 60% of its applications resulted in an originated loan and 12% were denied. Its largest markets were San Diego-Carlsbad, CA (373), Oakland-Hayward-Berkeley, CA (310) and Knoxville, TN (220) (applications in parentheses).
| Mortgage Company & Address | Iserve Residential Lending 10920 Via Frontera Suite 520 San Diego, CA 92127 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,268 |
| Total Mortgage Loan Application Amount | $869,833,000 |
| Average Mortgage Loan Application Amount | $266,166 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $786,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iserve Residential Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego, California | 373 | $ 149,799,000 | $ 401,605 | $ 107,000 |
| Washoe, Nevada | 206 | $ 48,728,000 | $ 236,543 | $ 74,000 |
| Alameda, California | 197 | $ 69,099,000 | $ 350,756 | $ 90,000 |
| Knox, Tennessee | 137 | $ 25,915,000 | $ 189,160 | $ 72,000 |
| Hamilton, Tennessee | 129 | $ 24,492,000 | $ 189,860 | $ 76,000 |
| Rutherford, Tennessee | 122 | $ 27,260,000 | $ 223,442 | $ 84,000 |
| Contra Costa, California | 113 | $ 41,037,000 | $ 363,159 | $ 96,000 |
| Bradley, Tennessee | 86 | $ 13,056,000 | $ 151,813 | $ 69,000 |
| Maricopa, Arizona | 81 | $ 16,950,000 | $ 209,259 | $ 76,000 |
| Fairfield, Connecticut | 72 | $ 24,529,000 | $ 340,680 | $ 113,000 |
| Los Angeles, California | 63 | $ 28,360,000 | $ 450,158 | $ 97,000 |
| Essex, New Jersey | 61 | $ 16,169,000 | $ 265,065 | $ 83,000 |
| New Haven, Connecticut | 53 | $ 10,217,000 | $ 192,773 | $ 78,000 |
| Riverside, California | 50 | $ 16,945,000 | $ 338,900 | $ 98,000 |
| San Joaquin, California | 49 | $ 12,614,000 | $ 257,428 | $ 68,000 |
| Virginia Beach, Virginia | 48 | $ 11,894,000 | $ 247,791 | $ 70,000 |
| Sevier, Tennessee | 47 | $ 8,297,000 | $ 176,531 | $ 58,000 |
| Cobb, Georgia | 45 | $ 11,835,000 | $ 263,000 | $ 109,000 |
| Fulton, Georgia | 40 | $ 11,995,000 | $ 299,875 | $ 108,000 |
| Berks, Pennsylvania | 40 | $ 5,632,000 | $ 140,800 | $ 57,000 |
| Gwinnett, Georgia | 39 | $ 10,056,000 | $ 257,846 | $ 83,000 |
| Blount, Tennessee | 39 | $ 6,670,000 | $ 171,025 | $ 66,000 |
| Chesapeake, Virginia | 38 | $ 11,058,000 | $ 291,000 | $ 71,000 |
| Lehigh, Pennsylvania | 33 | $ 5,466,000 | $ 165,636 | $ 58,000 |
| Middlesex, New Jersey | 32 | $ 7,477,000 | $ 233,656 | $ 60,000 |
| Monroe, Tennessee | 32 | $ 5,717,000 | $ 178,656 | $ 58,000 |
| Northampton, Pennsylvania | 31 | $ 5,965,000 | $ 192,419 | $ 85,000 |
| Monroe, Pennsylvania | 29 | $ 4,544,000 | $ 156,689 | $ 75,000 |
| Catoosa, Georgia | 28 | $ 4,573,000 | $ 163,321 | $ 78,000 |
| New London, Connecticut | 25 | $ 5,244,000 | $ 209,760 | $ 82,000 |
| Santa Clara, California | 24 | $ 12,139,000 | $ 505,791 | $ 109,000 |
| DeKalb, Georgia | 23 | $ 6,458,000 | $ 280,782 | $ 111,000 |
| Loudon, Tennessee | 23 | $ 4,351,000 | $ 189,173 | $ 59,000 |
| Walker, Georgia | 22 | $ 3,317,000 | $ 150,772 | $ 59,000 |
| Whitfield, Georgia | 22 | $ 3,731,000 | $ 169,590 | $ 73,000 |
| Elko, Nevada | 21 | $ 5,002,000 | $ 238,190 | $ 83,000 |
| Westchester, New York | 20 | $ 8,078,000 | $ 403,900 | $ 154,000 |
| Rowan, North Carolina | 19 | $ 1,711,000 | $ 90,052 | $ 35,000 |
| Solano, California | 18 | $ 5,481,000 | $ 304,500 | $ 70,000 |
| Middlesex, Connecticut | 17 | $ 3,903,000 | $ 229,588 | $ 95,000 |
| Philadelphia, Pennsylvania | 17 | $ 4,082,000 | $ 240,117 | $ 66,000 |
| Norfolk, Virginia | 17 | $ 3,423,000 | $ 201,352 | $ 60,000 |
| McMinn, Tennessee | 16 | $ 2,826,000 | $ 176,625 | $ 54,000 |
| Polk, Tennessee | 16 | $ 2,637,000 | $ 164,812 | $ 76,000 |
| Stanislaus, California | 15 | $ 3,218,000 | $ 214,533 | $ 64,000 |
| Placer, California | 14 | $ 5,461,000 | $ 390,071 | $ 85,000 |
| San Bernardino, California | 14 | $ 3,991,000 | $ 285,071 | $ 84,000 |
| Cherokee, Georgia | 14 | $ 3,688,000 | $ 263,428 | $ 117,000 |
| Davidson, Tennessee | 14 | $ 3,205,000 | $ 228,928 | $ 92,000 |
| Orange, California | 13 | $ 5,597,000 | $ 430,538 | $ 138,000 |
| San Mateo, California | 13 | $ 8,122,000 | $ 624,769 | $ 143,000 |
| Paulding, Georgia | 13 | $ 3,507,000 | $ 269,769 | $ 96,000 |
| Somerset, New Jersey | 13 | $ 3,295,000 | $ 253,461 | $ 69,000 |
| Shelby, Tennessee | 13 | $ 2,489,000 | $ 191,461 | $ 133,000 |
| Sacramento, California | 12 | $ 3,646,000 | $ 303,833 | $ 70,000 |
| Forsyth, Georgia | 12 | $ 3,606,000 | $ 300,500 | $ 114,000 |
| Union, New Jersey | 12 | $ 2,820,000 | $ 235,000 | $ 64,000 |
| Bedford, Tennessee | 12 | $ 1,796,000 | $ 149,666 | $ 61,000 |
| Jefferson, Tennessee | 12 | $ 2,430,000 | $ 202,500 | $ 76,000 |
| Roane, Tennessee | 11 | $ 2,219,000 | $ 201,727 | $ 80,000 |
| Lyon, Nevada | 10 | $ 1,838,000 | $ 183,800 | $ 51,000 |
| Anderson, Tennessee | 10 | $ 1,676,000 | $ 167,600 | $ 73,000 |
| Smith, Texas | 10 | $ 1,811,000 | $ 181,100 | $ 70,000 |
| Carson City, Nevada | 9 | $ 1,734,000 | $ 192,666 | $ 66,000 |
| Coffee, Tennessee | 9 | $ 1,071,000 | $ 119,000 | $ 38,000 |
| Hamblen, Tennessee | 9 | $ 1,508,000 | $ 167,555 | $ 62,000 |
| Murray, Georgia | 8 | $ 1,456,000 | $ 182,000 | $ 98,000 |
| Wilson, Tennessee | 8 | $ 1,462,000 | $ 182,750 | $ 62,000 |
| San Francisco, California | 7 | $ 3,496,000 | $ 499,428 | $ 87,000 |
| Hartford, Connecticut | 7 | $ 1,429,000 | $ 204,142 | $ 65,000 |
| Douglas, Georgia | 7 | $ 1,598,000 | $ 228,285 | $ 85,000 |
| Clark, Nevada | 7 | $ 2,001,000 | $ 285,857 | $ 64,000 |
| Douglas, Nevada | 7 | $ 1,596,000 | $ 228,000 | $ 51,000 |
| Rhea, Tennessee | 7 | $ 1,210,000 | $ 172,857 | $ 67,000 |
| Williamson, Tennessee | 7 | $ 1,655,000 | $ 236,428 | $ 90,000 |
| Denton, Texas | 7 | $ 1,290,000 | $ 184,285 | $ 77,000 |
| Tarrant, Texas | 7 | $ 1,110,000 | $ 158,571 | $ 75,000 |
| Hampton, Virginia | 7 | $ 1,267,000 | $ 181,000 | $ 55,000 |
| El Paso, Colorado | 6 | $ 1,608,000 | $ 268,000 | $ 63,000 |
| Bucks, Pennsylvania | 6 | $ 1,089,000 | $ 181,500 | $ 58,000 |
| Newport News, Virginia | 6 | $ 1,171,000 | $ 195,166 | $ 24,000 |
| Suffolk, Virginia | 6 | $ 1,613,000 | $ 268,833 | $ 58,000 |
| Napa, California | 5 | $ 2,076,000 | $ 415,200 | $ 90,000 |
| Douglas, Colorado | 5 | $ 1,675,000 | $ 335,000 | $ 68,000 |
| Sussex, New Jersey | 5 | $ 903,000 | $ 180,600 | $ 77,000 |
| Delaware, Pennsylvania | 5 | $ 680,000 | $ 136,000 | $ 48,000 |
| Lebanon, Pennsylvania | 5 | $ 620,000 | $ 124,000 | $ 76,000 |
| Portsmouth, Virginia | 5 | $ 872,000 | $ 174,400 | $ 61,000 |
| El Dorado, California | 4 | $ 1,202,000 | $ 300,500 | $ 89,000 |
| San Benito, California | 4 | $ 1,387,000 | $ 346,750 | $ 80,000 |
| Arapahoe, Colorado | 4 | $ 998,000 | $ 249,500 | $ 43,000 |
| Jefferson, Colorado | 4 | $ 1,149,000 | $ 287,250 | $ 44,000 |
| Dutchess, New York | 4 | $ 1,202,000 | $ 300,500 | $ 84,000 |
| Putnam, New York | 4 | $ 979,000 | $ 244,750 | $ 100,000 |
| Montgomery, Pennsylvania | 4 | $ 1,107,000 | $ 276,750 | $ 108,000 |
| Dallas, Texas | 4 | $ 561,000 | $ 140,250 | $ 63,000 |
| Henderson, Texas | 4 | $ 400,000 | $ 100,000 | $ 41,000 |
| Pierce, Washington | 4 | $ 1,090,000 | $ 272,500 | $ 81,000 |
| Mendocino, California | 3 | $ 747,000 | $ 249,000 | $ 93,000 |
| Merced, California | 3 | $ 766,000 | $ 255,333 | $ 61,000 |
| Monterey, California | 3 | $ 1,580,000 | $ 526,666 | $ 207,000 |
| Santa Barbara, California | 3 | $ 2,024,000 | $ 674,666 | $ 131,000 |
| Adams, Colorado | 3 | $ 766,000 | $ 255,333 | $ 104,000 |
| Litchfield, Connecticut | 3 | $ 617,000 | $ 205,666 | $ 69,000 |
| Bartow, Georgia | 3 | $ 921,000 | $ 307,000 | $ 142,000 |
| Hall, Georgia | 3 | $ 963,000 | $ 321,000 | $ 101,000 |
| Bergen, New Jersey | 3 | $ 929,000 | $ 309,666 | $ 75,000 |
| Carbon, Pennsylvania | 3 | $ 373,000 | $ 124,333 | $ 61,000 |
| Pike, Pennsylvania | 3 | $ 470,000 | $ 156,666 | $ 42,000 |
| Cocke, Tennessee | 3 | $ 343,000 | $ 114,333 | $ 42,000 |
| Cumberland, Tennessee | 3 | $ 460,000 | $ 153,333 | $ 70,000 |
| Marion, Tennessee | 3 | $ 579,000 | $ 193,000 | $ 96,000 |
| Meigs, Tennessee | 3 | $ 351,000 | $ 117,000 | $ 34,000 |
| Nueces, Texas | 3 | $ 415,000 | $ 138,333 | $ 41,000 |
| Van Zandt, Texas | 3 | $ 245,000 | $ 81,666 | $ 36,000 |
| Gloucester, Virginia | 3 | $ 550,000 | $ 183,333 | $ 76,000 |
| Isle of Wight, Virginia | 3 | $ 710,000 | $ 236,666 | $ 175,000 |
| Clark, Washington | 3 | $ 1,057,000 | $ 352,333 | $ 112,000 |
| Snohomish, Washington | 3 | $ 819,000 | $ 273,000 | $ 78,000 |
| Thurston, Washington | 3 | $ 1,088,000 | $ 362,666 | $ 27,000 |
| Yavapai, Arizona | 2 | $ 446,000 | $ 223,000 | $ 96,000 |
| Yuma, Arizona | 2 | $ 445,000 | $ 222,500 | $ 47,000 |
| Imperial, California | 2 | $ 516,000 | $ 258,000 | $ 101,000 |
| San Luis Obispo, California | 2 | $ 687,000 | $ 343,500 | $ 71,000 |
| Santa Cruz, California | 2 | $ 858,000 | $ 429,000 | $ 40,000 |
| Shasta, California | 2 | $ 676,000 | $ 338,000 | $ 0 |
| Sonoma, California | 2 | $ 729,000 | $ 364,500 | $ 118,000 |
| Sutter, California | 2 | $ 351,000 | $ 175,500 | $ 124,000 |
| Tuolumne, California | 2 | $ 589,000 | $ 294,500 | $ 154,000 |
| Yuba, California | 2 | $ 637,000 | $ 318,500 | $ 84,000 |
| Churchill, Nevada | 2 | $ 302,000 | $ 151,000 | $ 40,000 |
| Nye, Nevada | 2 | $ 197,000 | $ 98,500 | $ 18,000 |
| Gloucester, New Jersey | 2 | $ 367,000 | $ 183,500 | $ 143,000 |
| Ocean, New Jersey | 2 | $ 514,000 | $ 257,000 | $ 65,000 |
| Nassau, New York | 2 | $ 601,000 | $ 300,500 | $ 80,000 |
| New York, New York | 2 | $ 825,000 | $ 412,500 | $ 256,000 |
| Davidson, North Carolina | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| Edgecombe, North Carolina | 2 | $ 128,000 | $ 64,000 | $ 36,000 |
| Guilford, North Carolina | 2 | $ 268,000 | $ 134,000 | $ 39,000 |
| Clackamas, Oregon | 2 | $ 571,000 | $ 285,500 | $ 64,000 |
| Chester, Pennsylvania | 2 | $ 598,000 | $ 299,000 | $ 115,000 |
| York, Pennsylvania | 2 | $ 479,000 | $ 239,500 | $ 105,000 |
| Cannon, Tennessee | 2 | $ 337,000 | $ 168,500 | $ 55,000 |
| Claiborne, Tennessee | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Hickman, Tennessee | 2 | $ 211,000 | $ 105,500 | $ 37,000 |
| Robertson, Tennessee | 2 | $ 454,000 | $ 227,000 | $ 87,000 |
| Scott, Tennessee | 2 | $ 141,000 | $ 70,500 | $ 65,000 |
| Collin, Texas | 2 | $ 287,000 | $ 143,500 | $ 49,000 |
| Grayson, Texas | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| Hood, Texas | 2 | $ 280,000 | $ 140,000 | $ 79,000 |
| Johnson, Texas | 2 | $ 420,000 | $ 210,000 | $ 95,000 |
| Augusta, Virginia | 2 | $ 324,000 | $ 162,000 | $ 38,000 |
| Fauquier, Virginia | 2 | $ 1,228,000 | $ 614,000 | $ 145,000 |
| Prince William, Virginia | 2 | $ 711,000 | $ 355,500 | $ 66,000 |
| King, Washington | 2 | $ 633,000 | $ 316,500 | $ 54,000 |
| Kitsap, Washington | 2 | $ 473,000 | $ 236,500 | $ 84,000 |
| Mohave, Arizona | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Pima, Arizona | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| Pinal, Arizona | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Amador, California | 1 | $ 216,000 | $ 216,000 | $ 118,000 |
| Butte, California | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Fresno, California | 1 | $ 413,000 | $ 413,000 | $ 131,000 |
| Humboldt, California | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Madera, California | 1 | $ 294,000 | $ 294,000 | $ 0 |
| Marin, California | 1 | $ 477,000 | $ 477,000 | $ 131,000 |
| Mariposa, California | 1 | $ 276,000 | $ 276,000 | $ 72,000 |
| Tulare, California | 1 | $ 180,000 | $ 180,000 | $ 168,000 |
| Ventura, California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Boulder, Colorado | 1 | $ 350,000 | $ 350,000 | $ 73,000 |
| Delta, Colorado | 1 | $ 251,000 | $ 251,000 | $ 35,000 |
| Denver, Colorado | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Gunnison, Colorado | 1 | $ 511,000 | $ 511,000 | $ 75,000 |
| Larimer, Colorado | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| Pueblo, Colorado | 1 | $ 290,000 | $ 290,000 | $ 88,000 |
| Tolland, Connecticut | 1 | $ 226,000 | $ 226,000 | $ 105,000 |
| Bay, Florida | 1 | $ 410,000 | $ 410,000 | $ 287,000 |
| Chatham, Georgia | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| Dade, Georgia | 1 | $ 160,000 | $ 160,000 | $ 28,000 |
| Floyd, Georgia | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| Gordon, Georgia | 1 | $ 107,000 | $ 107,000 | $ 87,000 |
| Walton, Georgia | 1 | $ 143,000 | $ 143,000 | $ 33,000 |
| Calvert, Maryland | 1 | $ 134,000 | $ 134,000 | $ 28,000 |
| Burlington, New Jersey | 1 | $ 190,000 | $ 190,000 | $ 51,000 |
| Cape May, New Jersey | 1 | $ 240,000 | $ 240,000 | $ 141,000 |
| Hudson, New Jersey | 1 | $ 502,000 | $ 502,000 | $ 199,000 |
| Mercer, New Jersey | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| Monmouth, New Jersey | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Morris, New Jersey | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Passaic, New Jersey | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Bronx, New York | 1 | $ 151,000 | $ 151,000 | $ 39,000 |
| Rockland, New York | 1 | $ 396,000 | $ 396,000 | $ 112,000 |
| Schenectady, New York | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| Suffolk, New York | 1 | $ 343,000 | $ 343,000 | $ 181,000 |
| Cabarrus, North Carolina | 1 | $ 154,000 | $ 154,000 | $ 43,000 |
| Cumberland, North Carolina | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Nash, North Carolina | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Perquimans, North Carolina | 1 | $ 174,000 | $ 174,000 | $ 90,000 |
| Randolph, North Carolina | 1 | $ 141,000 | $ 141,000 | $ 44,000 |
| Rockingham, North Carolina | 1 | $ 59,000 | $ 59,000 | $ 29,000 |
| Linn, Oregon | 1 | $ 391,000 | $ 391,000 | $ 116,000 |
| Marion, Oregon | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Polk, Oregon | 1 | $ 290,000 | $ 290,000 | $ 80,000 |
| Dauphin, Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Schuylkill, Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 37,000 |
| Bledsoe, Tennessee | 1 | $ 132,000 | $ 132,000 | $ 26,000 |
| DeKalb, Tennessee | 1 | $ 221,000 | $ 221,000 | $ 50,000 |
| Dickson, Tennessee | 1 | $ 154,000 | $ 154,000 | $ 40,000 |
| Franklin, Tennessee | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Henry, Tennessee | 1 | $ 130,000 | $ 130,000 | $ 79,000 |
| Lincoln, Tennessee | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
| Putnam, Tennessee | 1 | $ 69,000 | $ 69,000 | $ 56,000 |
| Sequatchie, Tennessee | 1 | $ 193,000 | $ 193,000 | $ 105,000 |
| Sullivan, Tennessee | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| Trousdale, Tennessee | 1 | $ 222,000 | $ 222,000 | $ 104,000 |
| Washington, Tennessee | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| Angelina, Texas | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Gregg, Texas | 1 | $ 211,000 | $ 211,000 | $ 44,000 |
| Upshur, Texas | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| Williamson, Texas | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Alexandria, Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Charles City, Virginia | 1 | $ 536,000 | $ 536,000 | $ 135,000 |
| Chesterfield, Virginia | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Hanover, Virginia | 1 | $ 163,000 | $ 163,000 | $ 58,000 |
| Prince George, Virginia | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
| Surry, Virginia | 1 | $ 159,000 | $ 159,000 | $ 60,000 |
| Sussex, Virginia | 1 | $ 149,000 | $ 149,000 | $ 26,000 |
| Warren, Virginia | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| York, Virginia | 1 | $ 122,000 | $ 122,000 | $ 43,000 |
| Whatcom, Washington | 1 | $ 299,000 | $ 299,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,813 | $494,673,000 | $272,000 | $2,025,000 | $83,000 | $786,000 |
| Home Purchase | 1,455 | $375,160,000 | $257,000 | $1,784,000 | $83,000 | $783,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,896 | $492,817,000 | $259,000 | $2,025,000 | $85,000 | $672,000 |
| Hispanic | 605 | $171,696,000 | $283,000 | $1,784,000 | $75,000 | $408,000 |
| Not Provided | 311 | $72,771,000 | $233,000 | $1,040,000 | $91,000 | $786,000 |
| Black or African American | 264 | $71,139,000 | $269,000 | $875,000 | $73,000 | $219,000 |
| Asian | 144 | $47,544,000 | $330,000 | $739,000 | $91,000 | $783,000 |
| Native Hawaiin or Other Pacific Islander | 27 | $8,718,000 | $322,000 | $636,000 | $91,000 | $372,000 |
| American Indian or Alaskan Native | 21 | $5,148,000 | $245,000 | $442,000 | $89,000 | $402,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $388,087,000 | $282,000 | $2,025,000 | $104,000 | $786,000 |
| FHA-insured (Federal Housing Administration) | 1,173 | $260,757,000 | $222,000 | $687,000 | $69,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 662 | $212,306,000 | $320,000 | $1,532,000 | $68,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $8,683,000 | $147,000 | $288,000 | $47,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,954 | $543,217,000 | $278,000 | $1,313,000 | $86,000 | $783,000 |
| Application Withdrawn By Applicant | 739 | $187,493,000 | $253,000 | $1,600,000 | $80,000 | $480,000 |
| Application Denied By Financial Institution | 390 | $92,382,000 | $236,000 | $2,025,000 | $76,000 | $786,000 |
| Application Approved But Not Accepted | 166 | $43,178,000 | $260,000 | $602,000 | $81,000 | $371,000 |
| File Closed For Incompleteness | 19 | $3,563,000 | $187,000 | $463,000 | $64,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 97 | $21,593,000 | $222,000 | $1,532,000 | $73,000 | $360,000 |
| Debt-To-Income Ratio | 90 | $23,689,000 | $263,000 | $2,025,000 | $63,000 | $400,000 |
| Credit History | 76 | $17,339,000 | $228,000 | $1,784,000 | $85,000 | $672,000 |
| Collateral | 44 | $11,217,000 | $254,000 | $1,040,000 | $99,000 | $786,000 |
| Unverifiable Information | 18 | $5,163,000 | $286,000 | $514,000 | $77,000 | $178,000 |
| Employment History | 16 | $3,181,000 | $198,000 | $500,000 | $66,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,769,000 | $213,000 | $687,000 | $58,000 | $145,000 |
| Other | 7 | $1,305,000 | $186,000 | $346,000 | $51,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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