Iserve Residential Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Iserve Residential Lending, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending, Llc 15015 Avenue Of Science Phoenix, AZ 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,268 |
| Total Mortgage Loan Application Amount | $869,833,000 |
| Average Mortgage Loan Application Amount | $264,500 |
| Highest Mortgage Loan Application Amount | $2,025,000 |
| Average Applicant Income | $83,000 |
| Highest Applicant Income | $786,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Iserve Residential Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Iserve Residential Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending, Llc's mortgage activity for 2016.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN DIEGO-CARLSBAD, CA | 373 | $ 149,799,000 | $ 401,000 | $ 107,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 310 | $ 110,136,000 | $ 355,000 | $ 93,000 |
| KNOXVILLE, TN | 220 | $ 40,831,000 | $ 185,000 | $ 70,000 |
| RENO, NV | 206 | $ 48,728,000 | $ 236,000 | $ 74,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 197 | $ 53,807,000 | $ 273,000 | $ 103,000 |
| CHATTANOOGA, TN-GA | 184 | $ 33,314,000 | $ 173,000 | $ 73,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 159 | $ 34,960,000 | $ 219,000 | $ 83,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 134 | $ 32,680,000 | $ 243,000 | $ 67,000 |
| CLEVELAND, TN | 102 | $ 15,693,000 | $ 153,000 | $ 70,000 |
| NEWARK, NJ-PA | 95 | $ 23,931,000 | $ 205,500 | $ 59,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 82 | $ 17,168,000 | $ 209,000 | $ 75,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 72 | $ 24,529,000 | $ 340,000 | $ 113,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 67 | $ 11,804,000 | $ 176,000 | $ 71,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 64 | $ 19,221,000 | $ 318,500 | $ 110,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 64 | $ 20,936,000 | $ 327,000 | $ 95,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 63 | $ 28,360,000 | $ 450,000 | $ 97,000 |
| NEW HAVEN-MILFORD, CT | 53 | $ 10,217,000 | $ 192,000 | $ 78,000 |
| STOCKTON-LODI, CA | 49 | $ 12,614,000 | $ 257,000 | $ 68,000 |
| READING, PA | 40 | $ 5,632,000 | $ 140,000 | $ 57,000 |
| DALTON, GA | 30 | $ 5,187,000 | $ 172,000 | $ 80,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 30 | $ 10,309,000 | $ 343,000 | $ 80,000 |
| EAST STROUDSBURG, PA | 29 | $ 4,544,000 | $ 156,000 | $ 75,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 28 | $ 13,526,000 | $ 483,000 | $ 105,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 25 | $ 5,558,000 | $ 222,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 25 | $ 5,244,000 | $ 209,000 | $ 82,000 |
| PHILADELPHIA, PA | 22 | $ 4,762,000 | $ 216,000 | $ 62,000 |
| MORRISTOWN, TN | 21 | $ 3,938,000 | $ 187,000 | $ 70,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 20 | $ 1,865,000 | $ 93,000 | $ 36,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 20 | $ 11,618,000 | $ 580,000 | $ 124,000 |
| VALLEJO-FAIRFIELD, CA | 18 | $ 5,481,000 | $ 304,000 | $ 70,000 |
| DENVER-AURORA-LAKEWOOD, CO | 17 | $ 4,822,000 | $ 283,000 | $ 59,000 |
| MODESTO, CA | 15 | $ 3,218,000 | $ 214,000 | $ 64,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 13 | $ 5,597,000 | $ 430,000 | $ 138,000 |
| DALLAS-PLANO-IRVING, TX | 13 | $ 2,138,000 | $ 164,000 | $ 68,000 |
| MEMPHIS, TN-MS-AR | 13 | $ 2,489,000 | $ 191,000 | $ 133,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 12 | $ 2,794,000 | $ 232,000 | $ 84,000 |
| FORT WORTH-ARLINGTON, TX | 11 | $ 1,810,000 | $ 164,000 | $ 79,000 |
| TYLER, TX | 10 | $ 1,811,000 | $ 181,000 | $ 70,000 |
| CARSON CITY, NV | 9 | $ 1,734,000 | $ 192,000 | $ 66,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 8 | $ 2,181,000 | $ 272,000 | $ 92,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 7 | $ 2,001,000 | $ 285,000 | $ 64,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 7 | $ 2,675,000 | $ 278,500 | $ 53,500 |
| COLORADO SPRINGS, CO | 6 | $ 1,608,000 | $ 268,000 | $ 63,000 |
| LEBANON, PA | 5 | $ 620,000 | $ 124,000 | $ 76,000 |
| NAPA, CA | 5 | $ 2,076,000 | $ 415,000 | $ 90,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 5 | $ 1,628,000 | $ 318,500 | $ 88,000 |
| RICHMOND, VA | 5 | $ 1,303,000 | $ 260,000 | $ 76,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 1,452,000 | $ 290,000 | $ 68,000 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 468,000 | $ 117,000 | $ 37,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,090,000 | $ 272,000 | $ 81,000 |
| YUBA CITY, CA | 4 | $ 988,000 | $ 247,000 | $ 104,000 |
| CAMDEN, NJ | 3 | $ 557,000 | $ 185,000 | $ 112,000 |
| CORPUS CHRISTI, TX | 3 | $ 415,000 | $ 138,000 | $ 41,000 |
| GAINESVILLE, GA | 3 | $ 963,000 | $ 321,000 | $ 101,000 |
| MERCED, CA | 3 | $ 766,000 | $ 255,000 | $ 61,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3 | $ 944,000 | $ 314,000 | $ 113,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,088,000 | $ 362,000 | $ 27,000 |
| ROCKY MOUNT, NC | 3 | $ 206,000 | $ 68,000 | $ 36,000 |
| SALINAS, CA | 3 | $ 1,580,000 | $ 526,000 | $ 207,000 |
| SANTA MARIA-SANTA BARBARA, CA | 3 | $ 2,024,000 | $ 674,000 | $ 131,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 473,000 | $ 236,000 | $ 84,000 |
| EL CENTRO, CA | 2 | $ 516,000 | $ 258,000 | $ 101,000 |
| LONGVIEW, TX | 2 | $ 301,000 | $ 150,000 | $ 48,000 |
| PRESCOTT, AZ | 2 | $ 446,000 | $ 223,000 | $ 96,000 |
| REDDING, CA | 2 | $ 676,000 | $ 338,000 | $ 0 |
| SALEM, OR | 2 | $ 634,000 | $ 317,000 | $ 40,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 2 | $ 687,000 | $ 343,000 | $ 71,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 858,000 | $ 429,000 | $ 40,000 |
| SANTA ROSA, CA | 2 | $ 729,000 | $ 364,000 | $ 118,000 |
| SHERMAN-DENISON, TX | 2 | $ 206,000 | $ 103,000 | $ 42,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 324,000 | $ 162,000 | $ 38,000 |
| WINSTON-SALEM, NC | 2 | $ 270,000 | $ 135,000 | $ 47,000 |
| YORK-HANOVER, PA | 2 | $ 479,000 | $ 239,000 | $ 105,000 |
| YUMA, AZ | 2 | $ 445,000 | $ 222,000 | $ 47,000 |
| ALBANY, OR | 1 | $ 391,000 | $ 391,000 | $ 116,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 166,000 | $ 166,000 | $ 57,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| BELLINGHAM, WA | 1 | $ 299,000 | $ 299,000 | $ 68,000 |
| BOULDER, CO | 1 | $ 350,000 | $ 350,000 | $ 73,000 |
| CHICO, CA | 1 | $ 347,000 | $ 347,000 | $ 0 |
| FAYETTEVILLE, NC | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| FORT COLLINS, CO | 1 | $ 224,000 | $ 224,000 | $ 65,000 |
| FRESNO, CA | 1 | $ 413,000 | $ 413,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| JOHNSON CITY, TN | 1 | $ 124,000 | $ 124,000 | $ 68,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 126,000 | $ 126,000 | $ 32,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| MADERA, CA | 1 | $ 294,000 | $ 294,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 240,000 | $ 240,000 | $ 141,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 635,000 | $ 635,000 | $ 0 |
| PANAMA CITY, FL | 1 | $ 410,000 | $ 410,000 | $ 287,000 |
| PUEBLO, CO | 1 | $ 290,000 | $ 290,000 | $ 88,000 |
| ROME, GA | 1 | $ 187,000 | $ 187,000 | $ 61,000 |
| SAN RAFAEL, CA | 1 | $ 477,000 | $ 477,000 | $ 131,000 |
| SAVANNAH, GA | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| TRENTON, NJ | 1 | $ 192,000 | $ 192,000 | $ 102,000 |
| TUCSON, AZ | 1 | $ 148,000 | $ 148,000 | $ 84,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 180,000 | $ 180,000 | $ 168,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending, Llc in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,813 | $494,673,000 | $272,000 | $2,025,000 | $83,000 | $786,000 |
| Home Purchase | 1,455 | $375,160,000 | $257,000 | $1,784,000 | $83,000 | $783,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,896 | $492,817,000 | $259,000 | $2,025,000 | $85,000 | $672,000 |
| Hispanic | 605 | $171,696,000 | $283,000 | $1,784,000 | $75,000 | $408,000 |
| Not Provided | 311 | $72,771,000 | $233,000 | $1,040,000 | $91,000 | $786,000 |
| Black or African American | 264 | $71,139,000 | $269,000 | $875,000 | $73,000 | $219,000 |
| Asian | 144 | $47,544,000 | $330,000 | $739,000 | $91,000 | $783,000 |
| Native Hawaiin or Other Pacific Islander | 27 | $8,718,000 | $322,000 | $636,000 | $91,000 | $372,000 |
| American Indian or Alaskan Native | 21 | $5,148,000 | $245,000 | $442,000 | $89,000 | $402,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,374 | $388,087,000 | $282,000 | $2,025,000 | $104,000 | $786,000 |
| FHA-insured (Federal Housing Administration) | 1,173 | $260,757,000 | $222,000 | $687,000 | $69,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 662 | $212,306,000 | $320,000 | $1,532,000 | $68,000 | $480,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 59 | $8,683,000 | $147,000 | $288,000 | $47,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,954 | $543,217,000 | $278,000 | $1,313,000 | $86,000 | $783,000 |
| Application Withdrawn By Applicant | 739 | $187,493,000 | $253,000 | $1,600,000 | $80,000 | $480,000 |
| Application Denied By Financial Institution | 390 | $92,382,000 | $236,000 | $2,025,000 | $76,000 | $786,000 |
| Application Approved But Not Accepted | 166 | $43,178,000 | $260,000 | $602,000 | $81,000 | $371,000 |
| File Closed For Incompleteness | 19 | $3,563,000 | $187,000 | $463,000 | $64,000 | $108,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 97 | $21,593,000 | $222,000 | $1,532,000 | $73,000 | $360,000 |
| Debt-To-Income Ratio | 90 | $23,689,000 | $263,000 | $2,025,000 | $63,000 | $400,000 |
| Credit History | 76 | $17,339,000 | $228,000 | $1,784,000 | $85,000 | $672,000 |
| Collateral | 44 | $11,217,000 | $254,000 | $1,040,000 | $99,000 | $786,000 |
| Unverifiable Information | 18 | $5,163,000 | $286,000 | $514,000 | $77,000 | $178,000 |
| Employment History | 16 | $3,181,000 | $198,000 | $500,000 | $66,000 | $249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $2,769,000 | $213,000 | $687,000 | $58,000 | $145,000 |
| Other | 7 | $1,305,000 | $186,000 | $346,000 | $51,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Arizona, download the full spreadsheet
with aggregated HMDA statistics today.