Iserve Residential Lending Mortgage Lending & HMDA Data, 2017

In 2017, Iserve Residential Lending of San Diego, CA reported 2,272 mortgage applications totaling $658.5 million, down 30% from 2016. The average application was for $289,830, and applicants reported an average income of $95,004. 67% of its applications resulted in an originated loan and 7% were denied. Its largest markets were San Diego-Carlsbad, CA (297), Atlanta-Sandy Springs-Roswell, GA (212) and Reno, NV (189) (applications in parentheses).

Mortgage Company & Address Iserve Residential Lending
10920 Via Frontera Suite 520
San Diego, CA 92127
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,272
Total Mortgage Loan Application Amount $658,494,000
Average Mortgage Loan Application Amount $289,830
Highest Mortgage Loan Application Amount $2,550,000
Average Applicant Income $95,004
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Iserve Residential Lending filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Iserve Residential Lending by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
San Diego, California 297 $ 129,931,000 $ 437,478 $ 115,000
Washoe, Nevada 186 $ 46,597,000 $ 250,521 $ 79,000
Alameda, California 115 $ 46,349,000 $ 403,034 $ 102,000
Rutherford, Tennessee 95 $ 19,124,000 $ 201,305 $ 84,000
Knox, Tennessee 94 $ 21,484,000 $ 228,553 $ 81,000
Fairfield, Connecticut 65 $ 22,943,000 $ 352,969 $ 153,000
Hamilton, Tennessee 65 $ 12,777,000 $ 196,569 $ 76,000
Riverside, California 54 $ 17,943,000 $ 332,277 $ 99,000
Cobb, Georgia 53 $ 15,036,000 $ 283,698 $ 100,000
Los Angeles, California 50 $ 22,084,000 $ 441,680 $ 99,000
Virginia Beach, Virginia 50 $ 12,750,000 $ 255,000 $ 85,000
Bradley, Tennessee 49 $ 9,205,000 $ 187,857 $ 77,000
Maricopa, Arizona 46 $ 10,446,000 $ 227,086 $ 73,000
Fulton, Georgia 44 $ 14,310,000 $ 325,227 $ 137,000
Contra Costa, California 41 $ 15,967,000 $ 389,439 $ 97,000
Norfolk, Virginia 36 $ 7,984,000 $ 221,777 $ 71,000
San Joaquin, California 32 $ 9,739,000 $ 304,343 $ 81,000
Sevier, Tennessee 32 $ 6,329,000 $ 197,781 $ 80,000
Chesapeake, Virginia 32 $ 8,332,000 $ 260,375 $ 86,000
Gwinnett, Georgia 31 $ 8,341,000 $ 269,064 $ 114,000
Cherokee, Georgia 29 $ 8,134,000 $ 280,482 $ 118,000
Blount, Tennessee 29 $ 5,279,000 $ 182,034 $ 81,000
Lyon, Nevada 28 $ 5,427,000 $ 193,821 $ 60,000
Solano, California 25 $ 8,293,000 $ 331,720 $ 84,000
Carson City, Nevada 25 $ 5,020,000 $ 200,800 $ 54,000
Forsyth, Georgia 22 $ 7,091,000 $ 322,318 $ 120,000
Catoosa, Georgia 21 $ 3,377,000 $ 160,809 $ 71,000
New Haven, Connecticut 20 $ 4,214,000 $ 210,700 $ 106,000
Elko, Nevada 18 $ 4,116,000 $ 228,666 $ 72,000
Orange, California 17 $ 8,303,000 $ 488,411 $ 90,000
Sacramento, California 17 $ 4,769,000 $ 280,529 $ 80,000
Shelby, Tennessee 16 $ 2,750,000 $ 171,875 $ 133,000
San Bernardino, California 15 $ 4,337,000 $ 289,133 $ 82,000
Middlesex, Connecticut 15 $ 3,638,000 $ 242,533 $ 134,000
Walker, Georgia 15 $ 2,925,000 $ 195,000 $ 75,000
Westchester, New York 13 $ 4,759,000 $ 366,076 $ 120,000
Monroe, Tennessee 13 $ 2,265,000 $ 174,230 $ 60,000
New London, Connecticut 12 $ 2,268,000 $ 189,000 $ 69,000
Paulding, Georgia 12 $ 2,904,000 $ 242,000 $ 96,000
Whitfield, Georgia 12 $ 2,662,000 $ 221,833 $ 73,000
Loudon, Tennessee 12 $ 2,592,000 $ 216,000 $ 83,000
Santa Clara, California 11 $ 5,959,000 $ 541,727 $ 690,000
Clark, Nevada 11 $ 2,419,000 $ 219,909 $ 110,000
Bedford, Tennessee 11 $ 1,901,000 $ 172,818 $ 52,000
Davidson, Tennessee 11 $ 2,425,000 $ 220,454 $ 60,000
Hamblen, Tennessee 11 $ 1,738,000 $ 158,000 $ 49,000
Stanislaus, California 10 $ 2,378,000 $ 237,800 $ 63,000
McMinn, Tennessee 10 $ 1,644,000 $ 164,400 $ 70,000
DeKalb, Georgia 9 $ 2,256,000 $ 250,666 $ 84,000
Suffolk, Virginia 8 $ 1,814,000 $ 226,750 $ 58,000
Kern, California 7 $ 1,519,000 $ 217,000 $ 79,000
Anderson, Tennessee 7 $ 1,270,000 $ 181,428 $ 77,000
Coffee, Tennessee 7 $ 958,000 $ 136,857 $ 67,000
Montgomery, Tennessee 7 $ 1,157,000 $ 165,285 $ 53,000
Rhea, Tennessee 7 $ 1,025,000 $ 146,428 $ 54,000
Denton, Texas 7 $ 1,966,000 $ 280,857 $ 108,000
Portsmouth, Virginia 7 $ 1,201,000 $ 171,571 $ 41,000
Hartford, Connecticut 6 $ 1,181,000 $ 196,833 $ 85,000
Douglas, Georgia 6 $ 1,369,000 $ 228,166 $ 84,000
Murray, Georgia 6 $ 885,000 $ 147,500 $ 64,000
Douglas, Nevada 6 $ 2,151,000 $ 358,500 $ 137,000
Northampton, Pennsylvania 6 $ 1,999,000 $ 333,166 $ 98,000
Jefferson, Tennessee 6 $ 1,067,000 $ 177,833 $ 58,000
Tarrant, Texas 6 $ 1,163,000 $ 193,833 $ 69,000
Pinal, Arizona 5 $ 1,058,000 $ 211,600 $ 56,000
San Mateo, California 5 $ 2,404,000 $ 480,800 $ 141,000
Ventura, California 5 $ 2,297,000 $ 459,400 $ 80,000
Cannon, Tennessee 5 $ 1,066,000 $ 213,200 $ 70,000
Marion, Tennessee 5 $ 718,000 $ 143,600 $ 53,000
Polk, Tennessee 5 $ 665,000 $ 133,000 $ 60,000
Roane, Tennessee 5 $ 945,000 $ 189,000 $ 87,000
Dallas, Texas 5 $ 1,037,000 $ 207,400 $ 67,000
Hampton, Virginia 5 $ 1,142,000 $ 228,400 $ 77,000
York, Virginia 5 $ 1,350,000 $ 270,000 $ 80,000
Monterey, California 4 $ 1,545,000 $ 386,250 $ 70,000
El Paso, Colorado 4 $ 1,255,000 $ 313,750 $ 97,000
Palm Beach, Florida 4 $ 1,317,000 $ 329,250 $ 81,000
Maury, Tennessee 4 $ 1,054,000 $ 263,500 $ 86,000
Sumner, Tennessee 4 $ 614,000 $ 153,500 $ 50,000
Isle of Wight, Virginia 4 $ 1,050,000 $ 262,500 $ 97,000
Snohomish, Washington 4 $ 1,763,000 $ 440,750 $ 96,000
Yavapai, Arizona 3 $ 889,000 $ 296,333 $ 73,000
Fresno, California 3 $ 955,000 $ 318,333 $ 119,000
Shasta, California 3 $ 835,000 $ 278,333 $ 58,000
Bartow, Georgia 3 $ 832,000 $ 277,333 $ 111,000
Hall, Georgia 3 $ 951,000 $ 317,000 $ 125,000
Storey, Nevada 3 $ 638,000 $ 212,666 $ 67,000
Dutchess, New York 3 $ 869,000 $ 289,666 $ 96,000
Berks, Pennsylvania 3 $ 478,000 $ 159,333 $ 58,000
Dickson, Tennessee 3 $ 317,000 $ 105,666 $ 37,000
Grainger, Tennessee 3 $ 293,000 $ 97,666 $ 33,000
Smith, Tennessee 3 $ 423,000 $ 141,000 $ 37,000
Warren, Tennessee 3 $ 318,000 $ 106,000 $ 28,000
Williamson, Tennessee 3 $ 1,199,000 $ 399,666 $ 194,000
Wilson, Tennessee 3 $ 469,000 $ 156,333 $ 62,000
Fairfax, Virginia 3 $ 1,317,000 $ 439,000 $ 55,000
Newport News, Virginia 3 $ 610,000 $ 203,333 $ 58,000
Thurston, Washington 3 $ 886,000 $ 295,333 $ 63,000
Cochise, Arizona 2 $ 428,000 $ 214,000 $ 21,000
Pima, Arizona 2 $ 412,000 $ 206,000 $ 94,000
Mendocino, California 2 $ 723,000 $ 361,500 $ 73,000
Napa, California 2 $ 876,000 $ 438,000 $ 160,000
Santa Barbara, California 2 $ 768,000 $ 384,000 $ 66,000
Sierra, California 2 $ 283,000 $ 141,500 $ 54,000
Siskiyou, California 2 $ 294,000 $ 147,000 $ 114,000
Tulare, California 2 $ 246,000 $ 123,000 $ 37,000
Yuba, California 2 $ 333,000 $ 166,500 $ 33,000
Weld, Colorado 2 $ 510,000 $ 255,000 $ 76,000
Hillsborough, Florida 2 $ 592,000 $ 296,000 $ 86,000
St. Johns, Florida 2 $ 1,657,000 $ 828,500 $ 164,000
Rockdale, Georgia 2 $ 455,000 $ 227,500 $ 63,000
Churchill, Nevada 2 $ 344,000 $ 172,000 $ 55,000
Putnam, New York 2 $ 733,000 $ 366,500 $ 97,000
Lehigh, Pennsylvania 2 $ 374,000 $ 187,000 $ 43,000
Monroe, Pennsylvania 2 $ 205,000 $ 102,500 $ 43,000
Montgomery, Pennsylvania 2 $ 353,000 $ 176,500 $ 61,000
Lincoln, Tennessee 2 $ 540,000 $ 270,000 $ 95,000
White, Tennessee 2 $ 260,000 $ 130,000 $ 31,000
Johnson, Texas 2 $ 424,000 $ 212,000 $ 140,000
Chesterfield, Virginia 2 $ 278,000 $ 139,000 $ 51,000
Loudoun, Virginia 2 $ 1,553,000 $ 776,500 $ 196,000
Southampton, Virginia 2 $ 291,000 $ 145,500 $ 52,000
Clark, Washington 2 $ 567,000 $ 283,500 $ 78,000
Pierce, Washington 2 $ 499,000 $ 249,500 $ 65,000
Yuma, Arizona 1 $ 276,000 $ 276,000 $ 0
El Dorado, California 1 $ 580,000 $ 580,000 $ 116,000
Lake, California 1 $ 241,000 $ 241,000 $ 62,000
Madera, California 1 $ 280,000 $ 280,000 $ 66,000
Merced, California 1 $ 164,000 $ 164,000 $ 48,000
San Luis Obispo, California 1 $ 852,000 $ 852,000 $ 147,000
Litchfield, Connecticut 1 $ 2,550,000 $ 2,550,000 $ 1,274,000
Windham, Connecticut 1 $ 168,000 $ 168,000 $ 44,000
Citrus, Florida 1 $ 320,000 $ 320,000 $ 53,000
Orange, Florida 1 $ 184,000 $ 184,000 $ 52,000
Osceola, Florida 1 $ 600,000 $ 600,000 $ 660,000
Putnam, Florida 1 $ 117,000 $ 117,000 $ 44,000
Suwannee, Florida 1 $ 150,000 $ 150,000 $ 23,000
Dade, Georgia 1 $ 143,000 $ 143,000 $ 62,000
Newton, Georgia 1 $ 223,000 $ 223,000 $ 61,000
Baltimore, Maryland 1 $ 218,000 $ 218,000 $ 67,000
Montgomery, Maryland 1 $ 214,000 $ 214,000 $ 338,000
Humboldt, Nevada 1 $ 225,000 $ 225,000 $ 98,000
White Pine, Nevada 1 $ 380,000 $ 380,000 $ 67,000
Hunterdon, New Jersey 1 $ 240,000 $ 240,000 $ 69,000
Bronx, New York 1 $ 342,000 $ 342,000 $ 126,000
Queens, New York 1 $ 468,000 $ 468,000 $ 103,000
Cherokee, North Carolina 1 $ 198,000 $ 198,000 $ 50,000
Cumberland, North Carolina 1 $ 123,000 $ 123,000 $ 50,000
Deschutes, Oregon 1 $ 216,000 $ 216,000 $ 63,000
Philadelphia, Pennsylvania 1 $ 113,000 $ 113,000 $ 53,000
Cheatham, Tennessee 1 $ 118,000 $ 118,000 $ 37,000
Cumberland, Tennessee 1 $ 174,000 $ 174,000 $ 29,000
Hickman, Tennessee 1 $ 77,000 $ 77,000 $ 51,000
Meigs, Tennessee 1 $ 208,000 $ 208,000 $ 92,000
Morgan, Tennessee 1 $ 119,000 $ 119,000 $ 27,000
Sequatchie, Tennessee 1 $ 237,000 $ 237,000 $ 80,000
Tipton, Tennessee 1 $ 251,000 $ 251,000 $ 81,000
Union, Tennessee 1 $ 143,000 $ 143,000 $ 130,000
Collin, Texas 1 $ 233,000 $ 233,000 $ 90,000
Hopkins, Texas 1 $ 152,000 $ 152,000 $ 63,000
Parker, Texas 1 $ 182,000 $ 182,000 $ 70,000
Willacy, Texas 1 $ 254,000 $ 254,000 $ 94,000
Wise, Texas 1 $ 309,000 $ 309,000 $ 65,000
Albemarle, Virginia 1 $ 284,000 $ 284,000 $ 50,000
Culpeper, Virginia 1 $ 317,000 $ 317,000 $ 71,000
Gloucester, Virginia 1 $ 145,000 $ 145,000 $ 61,000
Hanover, Virginia 1 $ 169,000 $ 169,000 $ 53,000
Henrico, Virginia 1 $ 153,000 $ 153,000 $ 81,000
James City, Virginia 1 $ 165,000 $ 165,000 $ 54,000
Poquoson, Virginia 1 $ 418,000 $ 418,000 $ 69,000
Prince William, Virginia 1 $ 818,000 $ 818,000 $ 268,000
Rappahannock, Virginia 1 $ 187,000 $ 187,000 $ 37,000
Russell, Virginia 1 $ 179,000 $ 179,000 $ 51,000
Sussex, Virginia 1 $ 135,000 $ 135,000 $ 48,000
Island, Washington 1 $ 322,000 $ 322,000 $ 118,000
King, Washington 1 $ 464,000 $ 464,000 $ 125,000
Okanogan, Washington 1 $ 166,000 $ 166,000 $ 51,000
Wahkiakum, Washington 1 $ 196,000 $ 196,000 $ 0
Whatcom, Washington 1 $ 538,000 $ 538,000 $ 77,000

Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,141 $321,479,000 $281,000 $1,822,000 $96,000 $6,000,000
Home Purchase 1,131 $337,015,000 $297,000 $2,550,000 $94,000 $1,274,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,393 $387,664,000 $278,000 $2,550,000 $94,000 $1,274,000
Hispanic 381 $122,469,000 $321,000 $872,000 $85,000 $271,000
Not Provided 227 $65,412,000 $288,000 $1,099,000 $125,000 $6,000,000
Black or African American 164 $47,898,000 $292,000 $790,000 $84,000 $270,000
Asian 85 $28,443,000 $334,000 $900,000 $100,000 $501,000
American Indian or Alaskan Native 14 $3,537,000 $252,000 $432,000 $123,000 $385,000
Native Hawaiian or Other Pacific Islander 8 $3,071,000 $383,000 $900,000 $91,000 $216,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 931 $285,128,000 $306,000 $2,550,000 $112,000 $1,274,000
FHA-insured (Federal Housing Administration) 815 $194,375,000 $238,000 $643,000 $76,000 $300,000
VA-guaranteed (Veterans Administration) 497 $173,875,000 $349,000 $1,243,000 $97,000 $6,000,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 29 $5,116,000 $176,000 $313,000 $50,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,523 $438,790,000 $288,000 $2,550,000 $94,000 $1,274,000
Application Withdrawn By Applicant 460 $137,822,000 $299,000 $1,243,000 $92,000 $660,000
Application Denied By Financial Institution 169 $48,563,000 $287,000 $900,000 $114,000 $6,000,000
Application Approved But Not Accepted 113 $30,651,000 $271,000 $974,000 $89,000 $340,000
File Closed For Incompleteness 7 $2,668,000 $381,000 $868,000 $100,000 $289,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 38 $9,933,000 $261,000 $852,000 $61,000 $147,000
Credit History 26 $6,030,000 $231,000 $475,000 $71,000 $153,000
Credit Application Incomplete 22 $8,105,000 $368,000 $900,000 $107,000 $501,000
Collateral 11 $3,261,000 $296,000 $504,000 $112,000 $257,000
Insufficient Cash (Downpayment, Closing Cost) 11 $3,904,000 $354,000 $797,000 $111,000 $187,000
Other 2 $302,000 $151,000 $160,000 $55,000 $56,000
Unverifiable Information 2 $886,000 $443,000 $614,000 $3,047,000 $6,000,000
Employment History 2 $486,000 $243,000 $285,000 $57,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Iserve Residential Lending's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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